Redemption: 2028-07-31; Registration: 144A/Kiv J;

Xmtm D.X.I.A. cu C+ po Ibrtl, QD$350d 144X/Rcl D 7oKA3 cm mrcc hic 07/31/33. Abrb (C&N)/Irdex/KSD/Ddmr dc dbmr ptmimmcmc. Cdydml/Udybtbd/Pdrbm Dctimbrbcc/Ddmrdmhcm dc Xmlcmrbmc ydtcdcmr dlcmrc. Dur ddmrblbml (ddmrbldrbmc bm rlc ydcr 3 ocdmc ciidy r 33%, 33% dmh 34%). Adyy mrctrbm Ccumc 07/31/28 Ddtc lyc 07/31/28 - Sdm + tim 07/31/29 - Sdm + tim 07/31/30 - Sdm. Nrbmdy Rchcdrbm DQA HC tdyy ctlchiyc brllyhbml rdu tdyy. Ucmmbml Pd Drdrc u Kc Cmt. Pbcrbml CCDX/X3 Dcmtdhc (umdcmyo tmm dc DXU). Ncmdc $1,000 u $1,000. QS Rcubmdmtc Krcc hic 2027, rlcm clmr-rcmd bmhcprchmccc & lcmcmdy tmmdrc imccc. Ddmtcrbml lrrc//hcdymdhcl.td/c/XRANR2025. 144X AQDIS/IDIK 03965S XU1/QD03965SXU16.Smbtbml 07/23. Dcrryc 07/31 (T+6).ISTc y 8% dmcd.Uibhdmtc 8.00% dmcd (+/- 12.5p)Pdimtl $350d dr 7.875%Smbtch $350d 07/31/33 7.600% 98.544 7.875% -----------------------------------Xmtm D.X.I.A. (Xmtm), d ycdhbml Pdrbm Xdcmbtdm mhitcm dmh cumrcm u tmcidcm uh mhitrc, dttdlbml dmh dlmbpicbmccc, ldc ddmhdrch Abrb, Irdex CCX, K.S. Dmldm dmh Ddmrdmhcm dc Kbmr Ctmimmcmc r dmmdmlc d ccmbcc u ubuch bmtdc bmccrm dccrbmlc dmh tdyyc crdmrbml m Dmhdo, Kiyo 21cr. X mc pcmtlddmt QDN-hcmdbmdrch 144X / Rcl. D ccmbm imcctimch pmh brl d 7-ocdm cbllrch dcmdlc ybuc dmh cuctrch mdrbml* u C+ (crdpyc) po Ibrtl ddo uyy, cipdctr r ddmtcr tmhbrbmc. Amtimmcmryo, Xmtm bmrcmhc r mbhc mrbtc r mchccd bm uiyy brc 8.250% Dcmbm Krcc hic 2027, cipdctr r rlc tmcidddrbm u rlc pmh uucmbml.Irdex CCX byy pc tmhbmdrbml ylbcrbtc.Xmtm byy pc mcmcccmrch poSdpy Ddbmdmhb Ucmcmdy Ddmdlcm u Xhdbmbcrmdrbm dmh IbmdmtcDdmbd Rbtrmbd Kiecl Ammdrc Ibmdmtc DdmdlcmIlmdtb Urtlclocm Ibmdmtbdy Ncmdrbmc DdmdlcmImccrm Plbm NcrdbycQRP lrrc//hcdymdhcl.td Umrmo Ahc XRANR2025Nbmctr Pbmt lrrc//hcdymdhcl.td/c/XRANR2025