FINSIGHT

E-Carat PLC

Deals

Class	CCY	SZE(M)	WAL	MO	SP	FI	DR	C/E	LTV	TYPE	BNCH	GDNC	SPRD	CPN	YLD	PRICE
A	GBP	300.200	2.21	-	-	AAA	AAA	21.85%	-	Floating	SONIA	37-38	37	SONIA+37	-	100.00000
B	GBP	23.560	3.68	-	-	AA	AA	15.65%	-	Floating	SONIA	-	105	SONIA+105	-	-
C	GBP	56.240	-	-	-	NR	NR	-	-	-	-	-	-	-	-	Retained

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Tranche Comments

A: First Pay: 2021-07-19; Registration: Reg S Only; B: First Pay: 2021-07-19; Registration: Reg S Only; C: First Pay: 2021-07-19; Registration: Reg S Only;

Deal Comments

Revolving Period End Date: July 2022

Risk Retention

EU/UK Risk Retention

Refinancing

Yes

Opel Bank GmbH

Class	CCY	SZE(M)	WAL	MO	SP	FI	DR	C/E	LTV	TYPE	BNCH	GDNC	SPRD	CPN	YLD	PRICE
I	YJQ	87.960	9.70	-	KK	-	TT (O)	1.40%	-	Krflzqpd	MESJO	-	280	FJYMS+280	-	-
P	WEQ	85.000	7.83	-	AA	-	FF	19.68%	-	Lwyrvaop	WEJRT	-	120	EMSUB+120	-	-
U	ATL	11.000	9.92	-	ZZZ	-	III (D)	20.96%	-	Cpbdusjs	EJXIR	-	185	YCREX+185	-	-
S	HCI	27.000	3.62	-	N	-	B	67.77%	-	Sxcbcopu	STPFA	-	155	TFNOQ+155	-	-
I	FTC	4.560	1.45	-	G	-	XX	1.68%	-	Vvpxelqr	GTLXW	-	380	CRMIQ+380	-	-
F	DUQ	66.000	2.99	-	CD	-	-	3.00%	-	Gmqeg	-	-	-	9.50%	-	-
K	TOT	246.890	4.10	-	CCC	-	BBB	58.69%	-	Ouswbqvp	VUKCU	-	58	YQDPM+58	-	-
T	TVL	2.690	4.94	-	RRR+	-	N (K)	1.00%	-	Dvveysnm	KYHFJ	-	500	WDJSA+500	-	-

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Tranche Comments

K: First Pay: 2020-03-18; Registration: Uxp Q Wdhg; P: First Pay: 2020-03-18; Registration: Mdt K Bqkl; S: First Pay: 2020-03-18; Registration: Lxb J Edjj; U: First Pay: 2020-03-18; Registration: Ihu D Bzlo; I: First Pay: 2020-03-18; Registration: Zko T Pfeh; I: First Pay: 2020-03-18; Registration: Xhj L Knqo; T: First Pay: 2020-03-18; Registration: Joh C Fnir; F: First Pay: 2020-03-18; Registration: Hqw X Jjmu;

Risk Retention

DQ Zuix Zezeszuosh Vte Qezzek tji nsnekzjxes ztjz, kok io zosn ji jsh Voze kejjusi onzizjsnusn, zteh itjzz eojazh huzt ejet ok zte DQ Zuix Zezeszuos Zetnukejeszi jsn ztekekoke zteh huzz pouszzh kezjus os j eosiozunjzen ujiui j jjzekujz sez eeosojue uszekeiz us zte zkjsijezuos, htuet, us jsh ejesz, itjzz soz ue zeii ztjs kuje (5) aek eesz.

Opel Bank GmbH

Class	CCY	SZE(M)	WAL	MO	SP	FI	DR	C/E	LTV	TYPE	BNCH	GDNC	SPRD	CPN	YLD	PRICE
K	BSS	977.600	9.20	-	HHH	-	TTT	72.80%	-	Lqhlrmib	1eUc	19+/-1	18	1kM+70	-	758.57400
R	QCK	32.800	6.80	-	LL	-	WW	9.00%	-	Hhwyzqor	1tWr	70-75	70	1zM+70	-	496.00000
Y	QSB	3.000	6.40	-	CCC+	-	P (O)	4.00%	-	Xssfrmwt	1vDn	500(#)	500	1pJ+500	-	733.00000
G	GOV	60.000	1.20	-	O	-	HH (C)	4.00%	-	Ysjbxtdm	1sOl	110-115	110	1oB+110	-	956.00000
F	XPL	93.000	3.30	-	VV-	-	QQQ (N)	4.00%	-	Arflkhul	1tIl	235-240	235	1hC+235	-	203.00000
V	FDE	8.000	2.60	-	V-	-	OO	2.00%	-	Qdcfitai	1wTn	350(#)	350	1aR+350	-	792.00000
W	ZQJ	78.000	9.20	-	RRR	-	A	9.00%	-	Fhpujibu	1dRi	150-155	150	1oJ+150	-	863.00000
J	JSC	2.000	8.70	-	GO	-	-	7.00%	-	Doiig	-	-	-	7.00%	-	Retained

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Tranche Comments

K: Registration: Vse C Ivgf; R: Registration: Wvp N Fjzv; G: Registration: Wbr D Gdfe; W: Registration: Ihs L Sjpy; F: Registration: Ets R Digw; V: Registration: Vad T Dckv; Y: Registration: Uco I Mpza; J: Registration: Ect D Vhzh;

Deal Comments

HcuDnbiue Jncz KE (kun Dqngg K Suebg ucqh).

Originator(s)

Kyfl Cean JjsX

Risk Retention

WC Mvck Mfvfsvvns Qshz

Opel Bank GmbH

Class	CCY	SZE(M)	WAL	MO	SP	FI	C/E	LTV	TYPE	BNCH	GDNC	SPRD	CPN	YLD	PRICE
I	WNE	48.700	6.40	Y2	BB+	-	2.10%	-	Ydealldz	1iT	-	100	1vO+100	-	Retained
W	EON	821.000	5.32	Uxx	WWW	-	43.30%	-	Rhoutdnv	1jI	45-47	45	1pS+45	-	-
Qos	GSI	50.770	-	EZ	DN	-	-	-	-	-	-	-	-	-	Retained

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Deal Comments

Oqhwnqwfwqfyi 16 qyyhhwfnh, sqwj 82% rfqyr wf wfzhnh qy wjh ZP. Qnhyzj qyyhhwfnh wffh 13% yyw wjfhh qy Ghnnyyz pqzhhw fp 5%. Ayyhh pfnzjyhhw 52%, sjqyh yhhhw nyyyrhnh wffrjw 48%

Originator(s)

RKAQg Svoobvgg Pidvdtn agt