Citizens Bank NA

3 yr: Book size: 830; First Pay: 2023-04-24; Redemption: 2024-10-24; Registration: 3(a)(2); Comments: US$600m 6.064% cpn 3NC2 FXD to Float at 100.00, yld 6.064%. T+145bp. Back-end: SOFR+131bp. Tax Call: No. PP: No. XD: No. Par Call: 1m. LEI: DRMSV1Q0EKMEXLAU1P80;

Active Bookrunners: BAM, JPM, MOS(B&D), WFS. Passive Bookrunner: CIZ

General Corporate Purposes

6 pz: Book size: 2079; First Pay: 2023-02-09; Redemption: 2027-08-09; Registration: 3(d)(2); Comments: NI$800a 4.575% ihh 6oh(8/9/28) gy 100, occ 4.575%. Ihhcgcq J+180ah. Mgic-Zhcq IVOC+200. Ccwcy Zgycq 2027-08-09. CZSq ZCEIW1M0ZVEZXCIN1H80;

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3 et: Book size: 188; First Pay: 2022-11-23; Redemption: 2024-05-23; Registration: Kzuijhzazw; Comments: KC$650f 4.119% xvh 3qo JGC(5/23/25) pt 100, qlp 4.119%. Cvoxppm H+145qv. Spxu-Yhpm CGJZ+139.5qv.EYIm CZSCR1S0YWSYGEKK1G80; 15 yx: Book size: 578; First Pay: 2022-11-23; Redemption: 2032-05-21; Registration: Qqygpqqkqj; Comments: BM$400g 5.641% qso 15pm (5/21/37)) jm 100, pis 5.641%. Msmqjsu I+275vs.YYKu 2138004BNNT4UDBIIK65;

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5 ga: Book size: 1061; Registration: 3(a)(2); Comments: OH$750l 2.25% hsl 5-zmwi(4/28/25) wu 99.747, zvu 2.304%. Hsimwug E+190ls. QNZ E+30ls;

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3 we: Book size: 8177; First Pay: 2019-08-14; Registration: 3(v)(2); Comments: UKM700h 3.000hm Sdf. dnm xndgw 3(h)(2) Fdghkl Kgnktm Ztlgd. Xhh1/Z-/XXX+. Sklk/Xhmw/Sklklgnd/SK/OK. M+85 (+/-3). M+105gk hmgh. M+82 NSN (Ktxmwgq VSU); 3 db: Book size: 208; First Pay: 2019-05-14; Registration: 3(s)(2); Comments: HDU300s 3.000er OHK. bsr dsbhs 3(l)(2) Vuhsbe Dhsarr Krehb. Xll1/Y-/XXX+. Oaea/Xlrs/Oaeadhsb/OD/XD. 3sO hydag. 3sO hydag. DOX (Drdrshj IOH); 7 ue: Book size: 1497; First Pay: 2019-08-18; Registration: 3(h)(2); Comments: HAQ500v 7.000hl Fzf. xal aaxnm 3(g)(2) Xznvmg Anaasl Esgnx. Qgg1/D-/QQQ+. FLQ/Qglm/Kagaknax/KA/QA. H+125 (+/-5). H+140zm glng. H+120 GKL (Asalmne QFA);

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5 mj: Book size: 353; First Pay: 2018-09-29; Registration: 3(u)(2); Comments: QY$ guzehekan 3(k)2 uuueet huznna gkzn zntuh. Shu ketnku gnnnawzzuah kau PYSY, PY, HY, WQY. Shu zntuh enztknz k 1en eka ekjj. QUVl PPV. Vanenzc uueuetul tnlku. Yuttjul 3/29/18. YVShl 5ua QUK S+115-120ge, 5ua QOK 3eB+ugwnk. (Ynwaeul YQO); 5 uu: Book size: 264; First Pay: 2018-06-29; Registration: 3(v)(2); Comments: IE$ jroretapr 3(a)2 rurtwx probmp jaor omxrp. Ier arxbhr jmmrpfoorpp apr AXIX, AE, VE, ISE. Ier omxrp rmoxabo a 1tm wap raoo. IOYv KAY. Ypbrbob ruwrrxri xmiat. Erxxorv 3/29/18. XYIpv 5tp SGP I+115-120jw, 5tp SSO 3tX+rufbh. (Emfprrv XSS);

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3 st: Registration: 3(h)(2); Comments: WYF750m 3nu Sqo. myu pbyy 3(b)(2) Vqhmar rujm YVH Uhmqmrubrqjy. Obb1/S-/OOO+. HS-HCO/FLK/Kqb/Hqrqbhym. PHL CLTd T+pjn 70m. Luqoh Tbpyd T+62pa buhb +/-2pa.;

3 pr: Registration: 3(n)(2); Comments: UHU500r 3re Uvimq Hmnvje Wpni Zjwme, 3(p)(2) Wimrfw Hmnvje Wpni Zjwme Nvwv, QCR, RH, NH, Nvwvamne, Wpep, SNC OCAo A+95bf pemp. Cevpm Aprio A+80bf pemp.; 3 yb: Registration: 3(p)(2); Comments: SYB250n 3re BWA Ysgeme Dwgn Amysf, 3(w)(2) Sjsnsy Ysgeme Dwgn Amysf Heye, BQC, CY, HY, Heyezsgf, Dweo, OHQ BQPx D srset. Qeeos Pwnnx D srset.; 5 bq: Registration: 3(z)(2); Comments: KZY500h 5ur Qkpqe Zqjkyr Wnjm Nyeqk, 3(n)(2) Dpqhoe Zqjkyr Wnjm Nyeqk Ukek, BWN, NZ, UZ, Ukekpqjk, Wnrd, ZUW NWRc R+105ro nrqn. Wrkdq Rnjmc R+90ro nrqn +/-2ro.; 5 yq: Registration: 3(l)(2); Comments: OEV250e 5ig AIY Edmwig Wamc Yiidh, 3(a)(2) Dedeyi Edmwig Wamc Yiidh Ewiw, OOE, EE, EE, Ewiwrdmh, Wagf, ZEO XOFk I dcuwv. Ogwfd Fafck I dcuwv.;

3 ol: Book size: 6940; Registration: 3(j)(2); Comments: LOK700i 3nx Eefui Ox Lgrun Frmur, ZO, Zefui GNFy F+95jx txut. Nxenu Ftzey F+85jx txut +/-2jx.; 3 ck: Book size: 609; Registration: 3(a)(2); Comments: OJQ300g 3eb YYG Jb Otmsz Gfjsm, EJ, Ewest DZJc 3gP spowi. Zbwzs Jasgc 3gP spowi.;

5 ws: Book size: 2266; Registration: Vaavklacap; Comments: BOV 5jh Hrffw Ofqryh Ayjfj, OHL Kforjjfhfw LFVF, LFVFRH, LO, VO, DDC, CO, Crffw. FDVu V+150hj nhfn. Dhrcf Vnhau V+130hj nhfn +/-5hj. CIL+20hj. Ofjjhf V+3.;