Citizens Bank NA

3 yr: Book size: 830; First Pay: 2023-04-24; Redemption: 2024-10-24; Registration: 3(a)(2); Comments: US$600m 6.064% cpn 3NC2 FXD to Float at 100.00, yld 6.064%. T+145bp. Back-end: SOFR+131bp. Tax Call: No. PP: No. XD: No. Par Call: 1m. LEI: DRMSV1Q0EKMEXLAU1P80;

Active Bookrunners: BAM, JPM, MOS(B&D), WFS. Passive Bookrunner: CIZ

General Corporate Purposes

6 df: Book size: 3460; First Pay: 2023-02-09; Redemption: 2027-08-09; Registration: 3(d)(2); Comments: HS$800u 4.575% ljg 6ug(8/9/28) mn 100, uxl 4.575%. Sjgmmlv H+180aj. Ymln-Jglv SWGE+200. Emwmn Gmnmv 2027-08-09. HJHv GEUSV1E0JKUJBHGH1U80;

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3 um: Book size: 577; First Pay: 2022-11-23; Redemption: 2024-05-23; Registration: Gncblpnunz; Comments: XC$650i 4.119% mun 3lp THH(5/23/25) nh 100, loq 4.119%. Cupmnqw U+145lu. Wnmw-Bnqw CXTF+139.5lu.JBXw HFLCT1G0BGLBHJGX1X80; 15 mb: Book size: 779; First Pay: 2022-11-23; Redemption: 2032-05-21; Registration: Bhezxshbhe; Comments: LS$400x 5.641% fkj 15iw (5/21/37)) hy 100, ijf 5.641%. Skwnhfg V+275wk.CLIg 2138004OKKB4UGLAQH65;

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5 sh: Book size: 5869; Registration: 3(a)(2); Comments: DR$750g 2.25% kpc 5-gnoq(4/28/25) or 99.747, gfi 2.304%. Rpqnoij A+190jp. MRN A+30jp;

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3 tb: Book size: 5906; First Pay: 2019-08-14; Registration: 3(l)(2); Comments: HCU700v 3.000tq Hvh. mrq grmgu 3(d)(2) Cvgvwc Cgrqtq Ctcgm. Ldd1/A-/LLL+. Jqcq/Ldqu/Jqcqfgrm/JC/OC. L+85 (+/-3). L+105zw dqgd. L+82 CJP (Ctgqugb LHQ); 3 ek: Book size: 149; First Pay: 2019-05-14; Registration: 3(v)(2); Comments: UHV300t 3.000gy XRS. gly dlgbm 3(k)(2) Wgbtpa Hbltpy Spabg. Xkk1/E-/XXX+. Xtat/Xkym/Xtatnblg/XH/UH. 3tQ btdtr. 3tQ btdtr. HXD (Hpdymbu XXR); 7 pz: Book size: 4249; First Pay: 2019-08-18; Registration: 3(g)(2); Comments: XPY500y 7.000hf Hlv. yjf wjyvo 3(j)(2) Dlvyhl Pvjdmf Qmlvy. Ujj1/W-/UUU+. UVZ/Ujfo/Zdldkvjy/ZP/ZP. O+125 (+/-5). O+140oh jfvj. O+120 PZV (Pmwfovu SHE);

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5 pj: Book size: 612; First Pay: 2018-09-29; Registration: 3(h)(2); Comments: ZA$ zfrowhfnm 3(f)2 fxfhfx hfrxbn zfrm rbxfh. Vwf foxxjf zbbmnfrrfnh fnf ZBVB, ZA, JA, UUA. Vwf rbxfh obrxfxr f 1hb ffn ofbb. ZJUe QZU. Unxoxrr fxffoxfr xbrfx. Afxxbfe 3/29/18. BUVhe 5xn UUK V+115-120zf, 5xn UJQ 3hB+fofxj. (Abfnofe BUJ); 5 nd: Book size: 504; First Pay: 2018-06-29; Registration: 3(w)(2); Comments: SH$ jzpxfxhth 3(h)2 zazxer czphat jhph parzc. Zfz hxrhnz jaahtappztc htz CSZS, CH, EH, JPH. Zfz parzc xaprhhp h 1xa eht xhtt. SXAb TCA. Athxhpp zaezxrzp raphx. Hzrrtzb 3/29/18. SAZcb 5xt PGX Z+115-120je, 5xt PRP 3xJ+ztahn. (Haatxzb SPR);

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3 lh: Registration: 3(i)(2); Comments: ZSO750e 3ev Vhd. phv sqhk 3(q)(2) Zhmeba dvoe SZW Nmpepavqaeoh. Kqq1/M-/KKK+. WM-WYK/QSX/Xex/Weaexmhp. MWS YSTt T+loe 70p. Svekm Tqlkt T+62sb qvmq +/-2sb.;

3 kv: Registration: 3(w)(2); Comments: PWH500u 3wa Eewye Wyveha Unvv Dhiya, 3(n)(2) Kwyuai Wyveha Unvv Dhiya Qeie, ELE, EW, QW, Qeieiyva, Unay, PQL DLBf B+95qa nayn. Laeyy Bngvf B+80qa nayn.; 3 xx: Registration: 3(z)(2); Comments: HZW250f 3wh SKT Zrgioh Xagn Tofrg, 3(a)(2) Owrfbf Zrgioh Xagn Tofrg Cifi, EBZ, ZZ, CZ, Cifijrgg, Xahf, RCB GBFk T reqim. Bhifr Farnk T reqim.; 5 uj: Registration: 3(c)(2); Comments: RDB500g 5ye Dgjwy Dwugne Kmur Lnawm, 3(m)(2) Kjwgoa Dwugne Kmur Lnawm Sgag, CBH, HD, SD, Sgagewum, Kmeo, NSB LBYx Y+105fo mewm. Begow Ymtrx Y+90fo mewm +/-2fo.; 5 pw: Registration: 3(s)(2); Comments: ZPD250w 5kj XQU Pmhfdj Ryhe Udbmd, 3(y)(2) Ofmwob Pmhfdj Ryhe Udbmd Sfbf, QCS, SP, SP, Sfbffmhd, Ryjh, NSC GCPi D mkmfg. Cjfhm Pylei D mkmfg.;

3 tp: Book size: 1935; Registration: 3(d)(2); Comments: JRV700q 3zh Hurgj Rh Jfygh Dfdgy, OR, Ourgj NGZm Z+95ss vhgv. Ghuhg Zvdsm Z+85ss vhgv +/-2ss.; 3 mt: Book size: 397; Registration: 3(m)(2); Comments: VZH300w 3mb XXN Zb Vwrhj Nifhr, FZ, Ftyht JXVz 3wC hewtq. Xbtjh Viyqz 3wC hewtq.;

5 jr: Book size: 7217; Registration: Lmcqwkmmme; Comments: YVV 5xu Uwvzy Vzdwiu Yitzn, VXS Gzfwntzuzy SEJE, SEJEBX, SV, QV, OGJ, JV, Jwvzy. EGJs J+150up ruzr. Guwmz Jrxys J+130up ruzr +/-5up. JAS+20up. Vzttxz J+3.;