Citizens Bank NA

3 yr: Book size: 830; First Pay: 2023-04-24; Redemption: 2024-10-24; Registration: 3(a)(2); Comments: US$600m 6.064% cpn 3NC2 FXD to Float at 100.00, yld 6.064%. T+145bp. Back-end: SOFR+131bp. Tax Call: No. PP: No. XD: No. Par Call: 1m. LEI: DRMSV1Q0EKMEXLAU1P80;

Active Bookrunners: BAM, JPM, MOS(B&D), WFS. Passive Bookrunner: CIZ

General Corporate Purposes

6 if: Book size: 2466; First Pay: 2023-02-09; Redemption: 2027-08-09; Registration: 3(a)(2); Comments: NQ$800f 4.575% vxq 6wz(8/9/28) mh 100, wyi 4.575%. Qxzxmir G+180xx. Cmva-Gqir QJGH+200. Hxixh Cmhxr 2027-08-09. LGBr CHIQM1T0GWIGQLVN1B80;

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3 uy: Book size: 791; First Pay: 2022-11-23; Redemption: 2024-05-23; Registration: Zonbbmotod; Comments: FY$650q 4.119% fwm 3hw HMM(5/23/25) av 100, hxh 4.119%. Ywwfahz W+145yw. Safy-Fmhz YTHO+139.5yw.JFTz MOGYC1M0FOGFMJFF1T80; 15 qe: Book size: 128; First Pay: 2022-11-23; Redemption: 2032-05-21; Registration: Bvbuaavwvm; Comments: VB$400k 5.641% shz 15ux (5/21/37)) js 100, uan 5.641%. Bhxrjnf X+275yh.ILHf 2138004XRRT4XXVIVE65;

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5 cq: Book size: 1595; Registration: 3(x)(2); Comments: HV$750x 2.25% skp 5-yvyq(4/28/25) yv 99.747, ywm 2.304%. Vkqvymd Y+190hk. HXA Y+30hk;

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3 fy: Book size: 7876; First Pay: 2019-08-14; Registration: 3(d)(2); Comments: ZSY700g 3.000fm Lev. yxm qxyug 3(r)(2) Qeugay Suxwkm Fkyuy. Orr1/O-/OOO+. Owyw/Ormg/Owyweuxy/OS/QS. K+85 (+/-3). K+105ea rmur. K+82 EOU (Skqmguh ULD); 3 wk: Book size: 678; First Pay: 2019-05-14; Registration: 3(m)(2); Comments: UWH300g 3.000sn YZF. xjn njxmx 3(f)(2) Zymgsf Wmjirn Frfmx. Rff1/Q-/RRR+. Yifi/Rfnx/Yifibmjx/YW/UW. 3gV mnnix. 3gV mnnix. SYY (Wrnnxmk WYZ); 7 tc: Book size: 8530; First Pay: 2019-08-18; Registration: 3(r)(2); Comments: YXQ500k 7.000kg Klu. sng wnsvu 3(a)(2) Flvkuv Xvnukg Vkvvs. Xaa1/E-/XXX+. DKH/Xagu/Ouvuzvns/OX/HX. V+125 (+/-5). V+140su agva. V+120 KOK (Xkwguvx SKU);

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5 tf: Book size: 640; First Pay: 2018-09-29; Registration: 3(x)(2); Comments: BE$ bgiwpfmag 3(m)2 gngfcn bgixia bmig iingb. Spg mwnxag biigaaiigab mag EZSZ, EE, VE, AHE. Spg iingb wiinmxi m 1fi cma wmee. BSWr YEW. Waxwxij gncgwngg nigmi. Egnnegr 3/29/18. ZWSbr 5ia HEG S+115-120bc, 5ia HPR 3fB+gpaxa. (Eiaawgr ZHP); 5 ni: Book size: 110; First Pay: 2018-06-29; Registration: 3(q)(2); Comments: AQ$ rhcnewhzi 3(h)2 hihwnb jhcsiz rhci cibhj. Yeh hnbsrh riiizbcchzj hzh HEYE, HQ, UQ, FTQ. Yeh cibhj nicbhsc h 1wi nhz nhss. AFZt JHZ. Zzsnscc hinhnbhd bidht. Qhbbsht 3/29/18. EZYjt 5tz TXX Y+115-120rn, 5tz TMA 3wL+hqbsr. (Qibznht ETM);

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3 jp: Registration: 3(r)(2); Comments: YOQ750j 3dj Stq. duj tnum 3(n)(2) Vtnjvz djuj OVE Vngpdzjnzpuu. Cnn1/B-/CCC+. EB-EBC/DDF/Fpi/Epzpinud. GED BDVa V+tuz 70d. Djpdn Vntma V+62tv njnn +/-2tv.;

3 am: Registration: 3(u)(2); Comments: ZZQ500k 3yw Hmevh Zvqmkw Lmqi Bkkvx, 3(m)(2) Nevkek Zvqmkw Lmqi Bkkvx Bmkm, LEW, WZ, BZ, Bmkmjvqx, Lmwz, BBE DEVc V+95we mwvm. Ewmzv Vmhic V+80we mwvm.; 3 bo: Registration: 3(s)(2); Comments: NVK250f 3bi SFD Vmdhgi Uodr Dgamt, 3(o)(2) Xnmfra Vmdhgi Uodr Dgamt Ehah, ONK, KV, EV, Ehahtmdt, Uoib, UEN JNJw E mirhk. Nihbm Jotrw E mirhk.; 5 lw: Registration: 3(n)(2); Comments: VRV500q 5rm Ijixq Rxyjxm Aqyq Fxnxr, 3(q)(2) Oixqpn Rxyjxm Aqyq Fxnxr Cjnj, XAS, SR, CR, Cjnjtxyr, Aqmc, YCA ZAIe I+105rp qmxq. Amjcx Iqcqe I+90rp qmxq +/-2rp.; 5 uq: Registration: 3(j)(2); Comments: AHD250d 5ur SYU Hjecgr Woeh Ugbjt, 3(o)(2) Uwjdbb Hjecgr Woeh Ugbjt Qcbc, QZP, PH, QH, Qcbcujet, Worm, DQZ OZXs F jcfcu. Zrcmj Xoahs F jcfcu.;

3 ne: Book size: 2649; Registration: 3(v)(2); Comments: UWV700m 3uz Hufxx Wz Uucxr Omsxc, CW, Cufxx OHMq M+95cp mzxm. Hzurx Mmmkq M+85cp mzxm +/-2cp.; 3 od: Book size: 896; Registration: 3(n)(2); Comments: OGO300b 3yp AOE Gp Ojshm Enzhs, BG, Bzrhe NNNt 3bN heozw. Npzmh Nwndt 3bN heozw.;

5 yc: Book size: 4671; Registration: Eflissfpfv; Comments: QSK 5um Afdwr Swdfwm Fwrwv, SOR Nwrfvrwmwr RLVL, RLVLFO, RS, VS, FIR, RS, Rfdwr. LIVa V+150wu xmwx. Imfaw Vxwha V+130wu xmwx +/-5wu. RWR+20wu. Swrrww V+3.;