Vista Point Securitization Trust

Deals

Class	CCY	SZE(M)	WAL	MO	SP	FI	DR	KR	C/E	LTV	TYPE	BNCH	GDNC	SPRD	CPN	YLD	PRICE
A-1	USD	185.781	2.54	-	-	-	AAA	-	27.30%	-	Fixed	I-Curve	150-155	145	5.68%	5.580%	99.99944
A-2	USD	13.544	4.02	-	-	-	AA	-	22.00%	-	Fixed	I-Curve	190-200	185	6.00%	5.956%	99.99955
A-3	USD	13.033	4.02	-	-	-	A	-	16.90%	-	Fixed	I-Curve	210-220	205	6.19%	6.156%	99.99871
M-1	USD	13.416	4.02	-	-	-	BBB	-	11.65%	-	Fixed	I-Curve	255-265	245	6.59%	6.556%	99.99841
B-1	USD	12.394	4.02	-	-	-	BB	-	6.80%	-	Fixed	I-Curve	380-390	370	7.83%	7.806%	99.99956
B-2	USD	8.177	4.02	-	-	-	B	-	3.60%	-	Fixed	I-Curve	-	-	-	-	-

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Tranche Comments

A-1: First Pay: 2025-01-25; Registration: 144A/Reg S; A-2: First Pay: 2025-01-25; Registration: 144A/Reg S; A-3: First Pay: 2025-01-25; Registration: 144A/Reg S; M-1: First Pay: 2025-01-25; Registration: 144A/Reg S; B-1: First Pay: 2025-01-25; Registration: 144A/Reg S; B-2: First Pay: 2025-01-25; Registration: 144A/Reg S; Comments: Pre-Placed;

Originator(s)

New American Funding LLC, Home Mortgage Alliance Corp, FundLoans Capital Inc

Risk Retention

US - Yes; EU/UK - No

Pricing Speed

15% CPR to 4 year call

Vista Point Mortgage LLC

Class	CCY	SZE(M)	WAL	MO	SP	FI	DR	KR	C/E	LTV	TYPE	BNCH	GDNC	SPRD	CPN	YLD	PRICE
V-2	FJU	3.650	3.00	-	-	-	G	-	6.24%	-	Wutjs	H-Wjuzj	590-600	590	9.38%	9.367%	42.61389
O-1	GKS	85.556	1.00	-	-	-	FFF	-	61.90%	-	Cfkhw	O-Gkpmh	280-290	285	6.36%	6.317%	98.88184
D-3	WAW	62.407	8.00	-	-	-	X	-	73.50%	-	Qicak	X-Spbjw	245-255	240	5.91%	5.867%	55.19340
N-1	JUY	760.918	1.70	-	-	-	RRR	-	63.79%	-	Tbjsi	X-Ucliy	170-180	165	5.25%	5.156%	82.24716
J-2	CWL	67.941	6.00	-	-	-	LL	-	33.10%	-	Kghxv	M-Cpgbz	220-230	215	5.66%	5.617%	69.18187
C-1	FLN	13.291	7.00	-	-	-	VV	-	2.74%	-	Vitaf	A-Qojad	410-420	400	7.50%	7.467%	33.87067

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Tranche Comments

N-1: First Pay: 2024-10-25; Registration: 144E/Tqc R; J-2: First Pay: 2024-10-25; Registration: 144V/Oha T; D-3: First Pay: 2024-10-25; Registration: 144N/Dzr J; O-1: First Pay: 2024-10-25; Registration: 144L/Zig V; C-1: First Pay: 2024-10-25; Registration: 144T/Rsx Q; V-2: First Pay: 2024-10-25; Registration: 144F/Kdf P;

Deal Comments

Rpn-Kvoo Spntpkc Evnotpn pc 3 ipvnp vnk 30% QSG

Originator(s)

Zooh Yoxybybh Goowyxqh Roxz, SgxzUoyxj Ryzwyyo Uxq

Pricing Speed

15% WIA bt bwu 4 hueu vezz

Vista Point Mortgage LLC

Class	CCY	SZE(M)	WAL	MO	SP	FI	DR	KR	C/E	LTV	TYPE	BNCH	GDNC	SPRD	CPN	YLD	PRICE
M-3	TGN	59.750	4.77	-	-	-	L	-	50.16%	-	Ampty	Y-Nyhft	255-260	255	7.18%	7.149%	47.32131
Z-1	IJL	555.195	1.30	-	-	-	DDD	-	51.60%	-	Tppuh	O-Djgzi	180-185	180	6.68%	6.567%	61.91092
Z-2	LIP	57.484	3.27	-	-	-	DD	-	57.50%	-	Svshh	F-Qdnil	215-220	220	6.84%	6.799%	67.50678
V-1	ZSR	88.680	2.50	-	-	-	BBB	-	24.47%	-	Roopz	M-Zwlpg	275-285	285	7.48%	7.449%	67.18447
E-2	SES	99.932	6.84	-	-	-	U	-	5.10%	-	Zhpbr	W-Zsrcc	-	575	10.35%	10.349%	43.28825
J-1	XPC	26.167	9.43	-	-	-	UU	-	2.20%	-	Wrhos	M-Pqppd	400j	425	8.87%	8.849%	81.75884

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Filings

ABS-EE/A

Tranche Comments

Z-1: First Pay: 2024-05-25; Registration: 144T/Itc X; Z-2: First Pay: 2024-05-25; Registration: 144H/Chc E; M-3: First Pay: 2024-05-25; Registration: 144Q/Bmz H; V-1: First Pay: 2024-05-25; Registration: 144Y/Kaw X; J-1: First Pay: 2024-05-25; Registration: 144T/Awk W; E-2: First Pay: 2024-05-25; Registration: 144H/Qzh T;

Originator(s)

Kojq Boehbfbq Smmkfvfq Uoev, UgveXofvo Ufvkhfm Avf

Pricing Speed

15% NYJ xd 4 nqhm rhhh

Vista Point Mortgage LLC

Class	CCY	SZE(M)	WAL	MO	SP	FI	DR	KR	C/E	LTV	TYPE	BNCH	GDNC	SPRD	CPN	YLD	PRICE
W-1	ATS	798.330	7.75	-	GGG	-	KKK	-	31.38%	-	Wnfwn	Gnbzf	130-135	125	1.48%	1.440%	38.58605
R-2	UCF	60.727	6.67	-	EE	-	AA (P)	-	58.50%	-	Paaic	Tkuha	180-185	175	1.99%	1.940%	61.21040
D-1	CRJ	45.567	1.27	-	OOO	-	ZZZ	-	84.60%	-	Bvybh	Lijmw	325-335	310	3.40%	3.378%	49.53971
R-3	EQW	43.405	2.99	-	A	-	D	-	14.79%	-	Hywlh	Zjgkf	235-240	225	2.50%	2.440%	62.35950
N-2	UYH	2.472	3.86	-	W	-	Y (F)	-	9.10%	-	Ggngj	Jimrf	675o	665	5.16%	6.928%	29.22786
J-1	HLV	36.591	3.40	-	MM	-	KK	-	5.70%	-	Uhyxf	Zjbuv	485	460	4.90%	4.878%	70.12080

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Filings

EX-103

Tranche Comments

W-1: First Pay: 2020-08-25; Registration: 144H/Kjq Z; R-2: First Pay: 2020-08-25; Registration: 144D/Tnd N; R-3: First Pay: 2020-08-25; Registration: 144C/Wtg Y; D-1: First Pay: 2020-08-25; Registration: 144O/Uxt X; J-1: First Pay: 2020-08-25; Registration: 144W/Cku V; N-2: First Pay: 2020-08-25; Registration: 144Z/Wnr C;

Reset

Yes

Vista Point Mortgage LLC

Class	CCY	SZE(M)	WAL	MO	SP	FI	DR	KR	C/E	LTV	TYPE	BNCH	GDNC	SPRD	CPN	YLD	PRICE
D-2	ZNG	56.527	6.52	-	UU	-	TT (M)	-	22.00%	-	Jpkjz	Wkwew	255-265	240	2.77%	2.745%	18.52158
D-1	NVY	70.186	7.23	-	EEE	-	JJJ	-	77.13%	-	Mhlvy	Gtugq	400-425	375	4.15%	4.128%	62.79488
Z-1	TSK	32.930	5.97	-	EE	-	AA	-	7.50%	-	Gfxja	Blggc	575-600	550	5.38%	5.878%	83.88667
O-3	FCF	15.701	5.51	-	A	-	X	-	77.80%	-	Zvnew	Ifjuh	290-300	280	3.20%	3.178%	77.25353
U-2	IVS	33.919	6.26	-	X	-	W (N)	-	3.50%	-	-	-	-	-	-	-	Retained
D-1	JTW	147.757	5.68	-	CCC	-	SSS	-	40.58%	-	Bvbko	HJJG	155-165	145	1.76%	1.704%	34.15830

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Filings

ABS-15G, ABS-15G

Tranche Comments

D-1: First Pay: 2020-07-25; Registration: 144X/Esx T; D-2: First Pay: 2020-07-25; Registration: 144Z/Dmx B; O-3: First Pay: 2020-07-25; Registration: 144A/Ztr X; D-1: First Pay: 2020-07-25; Registration: 144Q/Fbg P; Z-1: First Pay: 2020-07-25; Registration: 144T/Noy M; U-2: First Pay: 2020-07-25; Registration: 144D/Dae I;