FINSIGHT

ACHV ABS Trust

Deals

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Class	CCY	SZE(M)	WAL	MO	SP	FI	DR	KR	C/E	LTV	TYPE	BNCH	GDNC	SPRD	CPN	YLD	PRICE
Q	CXM	30.117	3.10	-	-	-	W (G)	C-	74.54%	-	Puqwo	W-Wpqtk	170-180	155	5.68%	5.749%	18.91126
U	NZK	59.540	5.14	-	-	-	OH	DD-	1.30%	-	Kzfbu	U-Fiwdq	550e	545	7.00%	9.539%	95.13160
R	VAL	24.192	3.33	-	-	-	ZZZ	RRR	22.31%	-	Bhlty	W-Dugin	90-95	85	5.01%	5.066%	37.35730
J	YVA	63.677	9.48	-	-	-	AT	OOO-	32.20%	-	Juwqk	F-Ywhuh	285-295	275	6.75%	6.849%	19.79663
E	NHK	84.558	7.15	-	-	-	YY (O)	II-	66.00%	-	Wcvtz	R-Qbmvi	140-150	130	5.45%	5.516%	44.77228

Filings

EX-103

Tranche Comments

R: First Pay: 2024-12-26; Registration: 144U/Fnb H; E: First Pay: 2024-12-26; Registration: 144A/Gbz L; Q: First Pay: 2024-12-26; Registration: 144N/Cwn F; J: First Pay: 2024-12-26; Registration: 144X/Dpd O; U: First Pay: 2024-12-26; Registration: 144X Ehdf;

Risk Retention

Umbzuivm

Pricing Speed

20% UHG bj 10% Undd

Refinancing

Yes

Achieve (fka Freedom Financial Network)

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Class	CCY	SZE(M)	WAL	MO	SP	FI	DR	KR	C/E	LTV	TYPE	BNCH	GDNC	SPRD	CPN	YLD	PRICE
K	GWA	69.236	9.49	-	-	-	XX (Q)	AA-	49.50%	-	Bywjo	S-Kjazv	140-145	130	5.43%	5.492%	16.51350
K	BWP	49.575	2.49	-	-	-	R (T)	Z-	74.60%	-	Ltoeh	X-Scdtl	175p	175	5.72%	5.790%	15.36645
F	BXJ	77.891	3.17	-	-	-	CE	OOO-	64.20%	-	Ohwut	Q-Yqoae	265-270	265	6.40%	6.485%	92.58710
Y	LXX	844.826	9.11	-	-	-	RRR	MMM	81.00%	-	Xlbgp	M-Qcxjl	90-95	85	5.07%	5.130%	72.73307

Filings

EX-102

Tranche Comments

Y: First Pay: 2024-10-15; Registration: 144D/Oka X; K: First Pay: 2024-10-15; Registration: 144K/Pwy V; K: First Pay: 2024-10-15; Registration: 144N/Vpb H; F: First Pay: 2024-10-15; Registration: 144V/Zjh U;

Pricing Speed

20% XVA

Achieve (fka Freedom Financial Network)

Class	CCY	SZE(M)	WAL	MO	SP	FI	DR	KR	C/E	LTV	TYPE	BNCH	GDNC	SPRD	CPN	YLD	PRICE
R	BYE	17.210	5.90	-	-	-	ZZ (Z)	QQ-	23.52%	-	Vmzbd	W-Qwtlg	165-175	160	6.34%	6.431%	82.62493
X	XTW	94.400	6.16	-	-	-	I (E)	W-	67.16%	-	Ybryb	R-Fqdlu	185-200	175	6.42%	6.508%	11.76022
H	YEU	54.410	7.13	-	-	-	VP	XXX-	62.70%	-	Smkxi	M-Ljtit	305-320	300	7.29%	7.409%	95.74460
H	NSK	70.600	5.80	-	-	-	MMM	DDD	59.80%	-	Nogse	W-Phttf	115-125	100	5.90%	5.973%	50.41020

Filings

ABS-15G

Tranche Comments

H: First Pay: 2024-04-25; Registration: 144L/Xrd I; R: First Pay: 2024-04-25; Registration: 144G/Cri Z; X: First Pay: 2024-04-25; Registration: 144A/Xpt I; H: First Pay: 2024-04-25; Registration: 144V/Vah Z;

Risk Retention

Uyvexyxl

Pricing Speed

20% HKV tn 10% Hhoo

Achieve (fka Freedom Financial Network)

Class	CCY	SZE(M)	WAL	MO	SP	FI	DR	KR	C/E	LTV	TYPE	BNCH	GDNC	SPRD	CPN	YLD	PRICE
T	HOD	76.921	8.50	-	-	-	MU	FFF	67.14%	-	Urfxb	I-Tyfsk	370-380	360	8.60%	8.755%	54.37600
P	PXY	69.218	1.51	-	-	-	E	A	73.38%	-	Iwhzr	H-Mghjx	265-275	260	7.71%	7.841%	32.93777
V	KAG	10.240	6.83	-	-	-	VL	WW	45.30%	-	Iwnmw	I-Iqucd	725z	700	10.50%	12.093%	10.83021
C	YKA	81.100	6.70	-	-	-	XXX	WWW	88.70%	-	Gczed	O-Xwayp	140-150	135	6.81%	6.906%	77.62336
Z	PGS	11.500	4.89	-	-	-	CC	HH	84.80%	-	Ujgyu	R-Szgfj	200-210	195	7.24%	7.357%	95.37667

Filings

ABS-15G/A

Tranche Comments

C: First Pay: 2023-12-26; Registration: 144T/Hmt H; Z: First Pay: 2023-12-26; Registration: 144D/Avz N; P: First Pay: 2023-12-26; Registration: 144M/Nxv L; T: First Pay: 2023-12-26; Registration: 144D/Ewj Z; V: First Pay: 2023-12-26; Registration: 144X Lnqz;

Risk Retention

ZW - Fehm FZ - We

Pricing Speed

20% EBK ip 15% Efvv

Achieve (fka Freedom Financial Network)

Class	CCY	SZE(M)	WAL	MO	SP	FI	DR	KR	C/E	LTV	TYPE	BNCH	GDNC	SPRD	CPN	YLD	PRICE
V	VMB	86.280	5.26	-	-	-	SS (G)	YY-	41.00%	-	Wwuvd	R-Ilmtb	220-230	205	7.17%	7.279%	84.52819
G	VBV	41.850	3.44	-	-	-	LH	FFF-	35.10%	-	Eppnr	J-Cfyvr	425-435	400	8.36%	8.513%	25.67700
Z	MPV	48.350	2.50	-	-	-	E	J-	39.42%	-	Nrwvy	L-Ibtyt	280-290	265	7.35%	7.470%	76.19199
P	TGJ	61.830	7.10	-	-	-	JJJ	DDD	25.00%	-	Ohntk	U-Ijqlg	135-145	125	6.60%	6.700%	39.38710

Filings

ABS-15G

Tranche Comments

P: First Pay: 2023-08-18; Registration: 144E/Xbw D; V: First Pay: 2023-08-18; Registration: 144A/Mjo T; Z: First Pay: 2023-08-18; Registration: 144G/Wov V; G: First Pay: 2023-08-18; Registration: 144D/Opp X;

Pricing Speed

20% XGV dc 10% Xutt

Refinancing

Yes

Achieve (fka Freedom Financial Network)

Class	CCY	SZE(M)	WAL	MO	SP	FI	DR	KR	C/E	LTV	TYPE	BNCH	GDNC	SPRD	CPN	YLD	PRICE
Q	BJW	30.670	6.34	-	-	-	PPP	OOO	20.10%	-	Okmhh	F-Ctrvm	175-185	165	6.42%	6.507%	51.60984
U	WXM	77.900	2.52	-	-	-	N	R-	45.20%	-	Fqvfs	J-Hapjh	380-390	360	7.27%	7.382%	28.17200
W	LJM	75.300	1.63	-	-	-	QQ	QQ-	18.80%	-	Xblar	Q-Ruzbp	290-300	275	6.88%	6.981%	59.78444
G	LOU	83.610	6.50	-	-	-	YG	UUU-	37.40%	-	Httgd	I-Awjxx	550n	550	8.91%	9.081%	43.15587

Filings

ABS-EE

Tranche Comments

Q: First Pay: 2023-05-18; Registration: 144N/Rbp T; W: First Pay: 2023-05-18; Registration: 144F/Kux Z; U: First Pay: 2023-05-18; Registration: 144Z/Wkg Y; G: First Pay: 2023-05-18; Registration: 144W/Hiz P;

Risk Retention

Grzmknrv

Pricing Speed

20% DHK nb 10% Dyxx

WA Seasoning (Months)

Achieve (fka Freedom Financial Network)

Class	CCY	SZE(M)	WAL	MO	SP	FI	DR	KR	C/E	LTV	TYPE	BNCH	GDNC	SPRD	CPN	YLD	PRICE
X	IRO	69.700	2.60	-	-	-	CCC	QQQ	61.26%	-	Glrxf	K-Puhzu	185-195	170	6.42%	6.504%	56.62616
C	NFU	44.990	3.55	-	-	-	PY	XXX-	97.52%	-	Qogkz	H-Gjzae	500-525	475	8.47%	8.628%	53.56503
H	JVI	43.950	6.95	-	-	-	L	A-	85.00%	-	Uayqe	W-Wsatv	370-380	340	7.42%	7.544%	86.43023
H	BZD	76.650	8.83	-	-	-	YY	DD-	77.88%	-	Ouucs	M-Yfrok	270-280	240	6.80%	6.900%	19.28742

Filings

ABS-EE/A

Tranche Comments

X: First Pay: 2023-03-20; Registration: 144Q/Qbf Y; H: First Pay: 2023-03-20; Registration: 144Q/Eqx N; H: First Pay: 2023-03-20; Registration: 144C/Nnd T; C: First Pay: 2023-03-20; Registration: 144J/Aef E;

Pricing Speed

20% DQX yr 10% Dzoo

WA Seasoning (Months)

Refinancing

Yes