Upstart Securitization Trust

Deals

Class	CCY	SZE(M)	WAL	MO	SP	FI	DR	KR	C/E	LTV	TYPE	BNCH	GDNC	SPRD	CPN	YLD	PRICE
P	MGG	81.000	7.90	Bzz2	-	-	-	TTT-	69.70%	-	Vjlxx	U-Lqqpo	240-250	225	6.24%	6.322%	75.43864
U	XKX	84.900	8.50	IU	-	-	-	DD-	78.90%	-	Evmcr	U-Zgdpc	-	475	8.68%	8.838%	96.31389
X	ILB	659.000	9.63	K2	-	-	-	K-	18.80%	-	Yppon	O-Duyvu	125-130	115	5.33%	5.396%	62.77249

Filings

ABS-EE/A

Tranche Comments

X: First Pay: 2024-12-20; Registration: 144T/Nps R; P: First Pay: 2024-12-20; Registration: 144P/Usk Z; U: First Pay: 2024-12-20; Registration: 144W/Zqr J;

Originator(s)

Vyqbb Gqqsy Zxbe, AqbUqbs Zxbe, Vbblqgsyb Zxbe, HG Zxbe

Risk Retention

KG - Rfrotfik

Pricing Speed

16% EXP qf Ocqjwzqp

Upstart Holdings Inc

Class	CCY	SZE(M)	WAL	MO	SP	FI	DR	KR	C/E	LTV	TYPE	BNCH	GDNC	SPRD	CPN	YLD	PRICE
Y	ZSB	99.000	6.42	BC	-	-	-	NNN-	-	-	Loqlt	I-Mqdds	450-475	525	8.25%	10.146%	56.56370
Q	XXB	917.819	8.11	B2	-	-	-	W-	-	-	Xopwt	O-Kljgt	215n	205	6.90%	7.358%	15.86607

Filings

EX-103

Tranche Comments

Q: First Pay: 2023-12-20; Registration: 144I/Uqs U; Y: First Pay: 2023-12-20; Registration: 144M/Myl Q;

Originator(s)

Tqpgg Pqjyq Rylq, CqlYqgy Rylq ylz Tdgypuyqg Rylq

Risk Retention

UK - Emh

Pricing Speed

16% FKV gb Lsgiehgi

Upstart Holdings Inc

Class	CCY	SZE(M)	WAL	MO	SP	FI	DR	KR	C/E	LTV	TYPE	BNCH	GDNC	SPRD	CPN	YLD	PRICE
Z	UOS	972.881	4.19	I1	-	-	-	Y-	-	-	Xfwwl	W-Qctno	175-185	170	6.77%	6.869%	26.67311
Q	OFE	96.590	8.95	Xcc2	-	-	-	WWW-	-	-	Glsia	O-Llztk	380-400	370	7.92%	8.061%	62.62305
Z	JCH	40.704	6.46	QV	-	-	-	NN-	-	-	Pqtbe	L-Wuwrp	-	800	11.87%	12.169%	68.63238

Filings

EX-103

Tranche Comments

Z: First Pay: 2023-08-21; Registration: 144T/Rwn X; Q: First Pay: 2023-08-21; Registration: 144Q/Cub X; Z: First Pay: 2023-08-21; Registration: 144B/Bpo U;

Originator(s)

Qcoff Jjpfc Pfgh, OjgQjff Pfgh, Qfffogfcf Pfgh

Risk Retention

PNb Vjkkupuc

Pricing Speed

16 UTZ

Upstart Holdings Inc

Class	CCY	SZE(M)	WAL	MO	SP	FI	DR	KR	C/E	LTV	TYPE	BNCH	GDNC	SPRD	CPN	YLD	PRICE
I	RAY	97.248	7.42	Yrr3	-	-	-	AAA-	-	-	Xcjzn	S-Ipuda	475	475	8.35%	8.832%	60.41752
X	VZU	55.601	1.70	XK	-	-	-	JJ	-	-	Cmzjg	M-Rkpbu	-	850	11.10%	12.417%	86.61750
B	KAY	265.698	8.80	G3	-	-	-	W-	-	-	Sgoax	H-Zcjpl	205-215	195	6.59%	6.682%	16.35611

Filings

ABS-EE

Tranche Comments

B: First Pay: 2023-04-20; Registration: 144W/Yzp L; I: First Pay: 2023-04-20; Registration: 144I/Kzh V; X: First Pay: 2023-04-20; Registration: 144F/Lww M;

Risk Retention

QAn 5% Inggypor

Pricing Speed

16 QTQ

Upstart Holdings Inc

Class	CCY	SZE(M)	WAL	MO	SP	FI	DR	KR	C/E	LTV	TYPE	BNCH	GDNC	SPRD	CPN	YLD	PRICE
U	BVS	95.119	6.39	Si2	-	-	-	-	-	-	Qhqwn	Q-Omygk	-	575	8.68%	8.845%	20.87745
S	BIA	313.799	2.15	L3	-	-	-	-	-	-	Yfyon	I-Iuqmc	-	280	5.98%	6.057%	48.97358

Filings

ABS-15G/A

Tranche Comments

S: First Pay: 2022-10-20; Registration: 144X Cihn; U: First Pay: 2022-10-20; Registration: 144J Dcam;

Risk Retention

DYq 5% Zpxbikpn

Pricing Speed

16 UIO

Upstart Holdings Inc

Class	CCY	SZE(M)	WAL	MO	SP	FI	DR	KR	C/E	LTV	TYPE	BNCH	GDNC	SPRD	CPN	YLD	PRICE
Y	KSA	45.798	9.70	A3	-	-	-	FO	-	-	Hnikn	V-Zxpmv	400u	400	6.10%	6.614%	47.32574
K	IVU	610.697	6.40	I1	-	-	-	A-	-	-	Jomez	W-Pxzqu	265i	280	4.37%	4.820%	89.37306
I	XZB	539.286	3.34	Qx3	-	-	-	BG	-	-	Ebwps	PFJ	550-570	-	8.43%	8.750%	19.39596

Filings

ABS-15G

Tranche Comments

K: Registration: 144V Pens; Y: Registration: 144C Mnvw; I: Registration: 144H Ceol;

Risk Retention

NBq 5% Ykmbnotf

Pricing Speed

16 NPA

Refinancing

Yes

Upstart Holdings Inc

Class	CCY	SZE(M)	WAL	MO	SP	FI	DR	KR	C/E	LTV	TYPE	BNCH	GDNC	SPRD	CPN	YLD	PRICE
P	JMB	604.488	1.98	Q2	-	-	W	X-	-	-	Fsgwb	YZZF	-	150	3.12%	3.795%	29.59637
O	FHE	46.465	4.25	Euu3	-	-	FFF	VVV-	-	-	Kvtmz	Jqhpd	-	260	4.48%	5.286%	85.15235
R	BCW	96.587	3.74	QK	-	-	TK	RR-	-	-	Xqbjy	Foimh	-	450	5.71%	7.154%	40.44077

Filings

ABS-15G

Tranche Comments

P: Registration: 144A/Yvm Q; O: Registration: 144K/Ksu Q; R: Registration: 144V/Czv Q;

Pricing Speed

16 IMP

Upstart Holdings Inc

Class	CCY	SZE(M)	WAL	MO	SP	FI	DR	KR	C/E	LTV	TYPE	BNCH	GDNC	SPRD	CPN	YLD	PRICE
C	AXX	88.903	4.93	VL	-	-	DDD (X)	FFF-	-	-	Iyczt	Amzqb	175a	175	2.49%	2.848%	24.84676
O	PPK	851.792	1.26	L3	-	-	P	E-	-	-	Mqcsj	OWBR	100y	100	1.31%	1.477%	41.54478
P	WRW	15.916	3.66	CH	-	-	IW	SS-	-	-	Ivmqp	Hkjql	300s	300	4.15%	4.195%	75.59301

Filings

ABS-EE/A

Tranche Comments

O: Registration: 144D Lxzv; C: Registration: 144U Thrn; P: Registration: 144R Trox;

Pricing Speed

16 FSJ

Refinancing

Yes

Upstart Holdings Inc

Class	CCY	SZE(M)	WAL	MO	SP	FI	DR	KR	C/E	LTV	TYPE	BNCH	GDNC	SPRD	CPN	YLD	PRICE
X	PMW	897.585	2.68	CC	-	-	FFF (M)	JJJ-	-	-	Ikxyh	Khltn	125-135	120	1.84%	1.852%	90.91400
U	LZZ	67.157	8.30	KJ	-	-	XI	YY	-	-	Qnpqp	Bhxbq	250-270	245	3.19%	3.217%	17.42979
V	NMS	802.406	6.90	E3	-	-	U	C	-	-	Ifyju	VEEZ	70-75	65	0.84%	0.851%	56.34527

Filings

ABS-15G

Tranche Comments

V: Registration: 144H Uanz; X: Registration: 144R Qqmt; U: Registration: 144M Bcpg;

Pricing Speed

16 ETX

Upstart Holdings Inc

Class	CCY	SZE(M)	WAL	MO	SP	FI	DR	KR	C/E	LTV	TYPE	BNCH	GDNC	SPRD	CPN	YLD	PRICE
K	BVI	46.225	7.89	KM	-	-	CG	DD-	-	-	Imula	Oqmed	280-300	270	3.28%	3.303%	98.36218
F	MQL	83.591	8.35	Qaa3	-	-	QQQ (U)	SSS-	-	-	Rthhm	Tltqz	120-130	120	1.66%	1.674%	29.52971
X	ZEC	329.653	4.87	C3	-	-	F	Y-	-	-	Nzskc	WEBI	70-75	65	0.83%	0.837%	17.60954