Upstart Securitization Trust

Deals

Class	CCY	SZE(M)	WAL	MO	SP	FI	DR	KR	C/E	LTV	TYPE	BNCH	GDNC	SPRD	CPN	YLD	PRICE
Y	TZR	42.800	2.50	HN	-	-	-	PP-	82.70%	-	Kqnej	P-Qfspc	-	475	8.68%	8.838%	20.33034
I	EBK	867.000	2.52	M2	-	-	-	H-	35.50%	-	Aiunq	H-Viqcb	125-130	115	5.33%	5.396%	44.93696
C	NAE	27.000	4.10	Sxx2	-	-	-	BBB-	73.90%	-	Apwqg	H-Fgtiu	240-250	225	6.24%	6.322%	68.36830

Filings

EX-103

Tranche Comments

I: First Pay: 2024-12-20; Registration: 144P/Zxb T; C: First Pay: 2024-12-20; Registration: 144F/Ejg H; Y: First Pay: 2024-12-20; Registration: 144V/Pyz P;

Originator(s)

Ocsqq Adfwc Ydcs, RdcUdqw Ydcs, Ovqvsbwcq Ydcs, EA Ydcs

Risk Retention

WW - Xssmzkzp

Pricing Speed

16% CBA xx Acxfdpxd

Upstart Holdings Inc

Class	CCY	SZE(M)	WAL	MO	SP	FI	DR	KR	C/E	LTV	TYPE	BNCH	GDNC	SPRD	CPN	YLD	PRICE
A	AEK	347.465	8.75	X2	-	-	-	N-	-	-	Vngeb	Z-Qufpn	215q	205	6.90%	7.358%	20.30390
S	EHT	13.000	2.90	VY	-	-	-	TTT-	-	-	Gsoij	D-Ycaxh	450-475	525	8.25%	10.146%	66.28516

Filings

EX-103

Tranche Comments

A: First Pay: 2023-12-20; Registration: 144K/Yuq V; S: First Pay: 2023-12-20; Registration: 144B/Fqy Q;

Originator(s)

Vayhh Qovba Igvk, XovCohb Igvk gvq Vahsyobah Igvk

Risk Retention

GN - Elm

Pricing Speed

16% XDI dw Fadswfde

Upstart Holdings Inc

Class	CCY	SZE(M)	WAL	MO	SP	FI	DR	KR	C/E	LTV	TYPE	BNCH	GDNC	SPRD	CPN	YLD	PRICE
B	ILS	74.579	3.77	Jdd2	-	-	-	UUU-	-	-	Qgoiz	M-Ejhxr	380-400	370	7.92%	8.061%	44.89037
G	MUP	352.310	4.46	C1	-	-	-	G-	-	-	Lyuhe	X-Vlfgc	175-185	170	6.77%	6.869%	39.28104
L	PNA	70.433	5.25	VC	-	-	-	XX-	-	-	Dgzic	P-Rmrpv	-	800	11.87%	12.169%	21.53163

Filings

ABS-EE

Tranche Comments

G: First Pay: 2023-08-21; Registration: 144E/Yno J; B: First Pay: 2023-08-21; Registration: 144F/Fct V; L: First Pay: 2023-08-21; Registration: 144H/Wxg O;

Originator(s)

Tfghh Oyplf Klrq, JyrTyhl Klrq, Tehcgxlfh Klrq

Risk Retention

QOq Ghfnhkyv

Pricing Speed

16 GVE

Upstart Holdings Inc

Class	CCY	SZE(M)	WAL	MO	SP	FI	DR	KR	C/E	LTV	TYPE	BNCH	GDNC	SPRD	CPN	YLD	PRICE
X	PGU	76.546	5.16	JN	-	-	-	DD	-	-	Erpqg	R-Nswyb	-	850	11.10%	12.417%	83.70300
I	ROY	13.185	5.27	Nww3	-	-	-	MMM-	-	-	Xyhrp	S-Flthl	475	475	8.35%	8.832%	44.46136
G	HML	636.164	2.70	Q3	-	-	-	D-	-	-	Bynjs	F-Fmfbe	205-215	195	6.59%	6.682%	40.49043

Filings

ABS-EE

Tranche Comments

G: First Pay: 2023-04-20; Registration: 144L/Rez G; I: First Pay: 2023-04-20; Registration: 144H/Vya T; X: First Pay: 2023-04-20; Registration: 144Z/Jbf X;

Risk Retention

CDh 5% Iuxvnoad

Pricing Speed

16 NXJ

Upstart Holdings Inc

Class	CCY	SZE(M)	WAL	MO	SP	FI	DR	KR	C/E	LTV	TYPE	BNCH	GDNC	SPRD	CPN	YLD	PRICE
K	EGN	696.498	2.98	R3	-	-	-	-	-	-	Xhnsu	S-Wuzmd	-	280	5.98%	6.057%	91.72997
H	FNI	26.617	2.60	Vn2	-	-	-	-	-	-	Xhcbp	Q-Hwall	-	575	8.68%	8.845%	38.61914

Filings

ABS-EE

Tranche Comments

K: First Pay: 2022-10-20; Registration: 144E Culk; H: First Pay: 2022-10-20; Registration: 144R Bpal;

Risk Retention

DAq 5% Hueowysf

Pricing Speed

16 TAL

Refinancing

Yes

Upstart Holdings Inc

Class	CCY	SZE(M)	WAL	MO	SP	FI	DR	KR	C/E	LTV	TYPE	BNCH	GDNC	SPRD	CPN	YLD	PRICE
R	CQK	310.420	7.70	I1	-	-	-	Z-	-	-	Orjkp	Q-Kpiad	265t	280	4.37%	4.820%	75.55034
L	WOZ	649.245	4.33	Jy3	-	-	-	PY	-	-	Opolc	ZPY	550-570	-	8.43%	8.750%	65.41349
C	OQV	74.823	1.20	I3	-	-	-	NH	-	-	Hsxrk	W-Bcfim	400s	400	6.10%	6.614%	19.26780

Filings

ABS-EE

Tranche Comments

R: Registration: 144Y Koll; C: Registration: 144X Hhlu; L: Registration: 144B Cbjx;

Risk Retention

BAz 5% Bvejbypq

Pricing Speed

16 NHN

Upstart Holdings Inc

Class	CCY	SZE(M)	WAL	MO	SP	FI	DR	KR	C/E	LTV	TYPE	BNCH	GDNC	SPRD	CPN	YLD	PRICE
Q	ETN	596.322	2.71	U2	-	-	D	H-	-	-	Jhygv	MBOP	-	150	3.12%	3.795%	61.44059
F	WWQ	49.858	5.66	Ell3	-	-	XXX	RRR-	-	-	Fbqfd	Zzvpg	-	260	4.48%	5.286%	84.30082
U	FGL	46.204	5.33	AS	-	-	OS	QQ-	-	-	Frtva	Ikmwd	-	450	5.71%	7.154%	28.80447

Filings

ABS-15G/A

Tranche Comments

Q: Registration: 144O/Xwq E; F: Registration: 144Z/Phq N; U: Registration: 144F/Tfb Y;

Pricing Speed

16 SGE

Refinancing

Yes

Upstart Holdings Inc

Class	CCY	SZE(M)	WAL	MO	SP	FI	DR	KR	C/E	LTV	TYPE	BNCH	GDNC	SPRD	CPN	YLD	PRICE
Q	VRA	906.172	8.30	Z3	-	-	T	X-	-	-	Iilob	WBXG	100q	100	1.31%	1.477%	50.47213
A	EFM	82.119	3.56	YU	-	-	CCC (N)	MMM-	-	-	Shvvt	Rkxue	175d	175	2.49%	2.848%	11.19461
B	FQB	35.883	4.99	JF	-	-	IE	CC-	-	-	Qvacy	Zgrwe	300v	300	4.15%	4.195%	61.17707

Filings

ABS-EE/A

Tranche Comments

Q: Registration: 144U Oedb; A: Registration: 144A Dvzk; B: Registration: 144B Gmdv;

Pricing Speed

16 FFK

Upstart Holdings Inc

Class	CCY	SZE(M)	WAL	MO	SP	FI	DR	KR	C/E	LTV	TYPE	BNCH	GDNC	SPRD	CPN	YLD	PRICE
J	IVF	933.568	8.78	DN	-	-	JJJ (B)	DDD-	-	-	Xrxsc	Xzico	125-135	120	1.84%	1.852%	69.74540
Z	QVZ	82.991	9.30	XM	-	-	KV	MM	-	-	Dzucv	Vfepi	250-270	245	3.19%	3.217%	65.92781
I	ULF	857.102	4.90	R3	-	-	N	N	-	-	Fpzty	NDOE	70-75	65	0.84%	0.851%	40.86993

Filings

EX-102

Tranche Comments

I: Registration: 144C Phnn; J: Registration: 144R Wfdp; Z: Registration: 144T Jsgo;

Pricing Speed

16 EYT

Upstart Holdings Inc

Class	CCY	SZE(M)	WAL	MO	SP	FI	DR	KR	C/E	LTV	TYPE	BNCH	GDNC	SPRD	CPN	YLD	PRICE
J	ROT	68.329	3.74	Ltt3	-	-	PPP (I)	NNN-	-	-	Epytb	Fwhfa	120-130	120	1.66%	1.674%	28.33218
S	GYG	366.793	6.56	W3	-	-	P	A-	-	-	Rgbho	WLRE	70-75	65	0.83%	0.837%	87.12264
I	UCS	52.130	8.57	VZ	-	-	HZ	LL-	-	-	Msjaf	Jzlkc	280-300	270	3.28%	3.303%	58.82862