Upstart Securitization Trust

Deals

Class	CCY	SZE(M)	WAL	MO	SP	FI	DR	KR	C/E	LTV	TYPE	BNCH	GDNC	SPRD	CPN	YLD	PRICE
D	ZBM	40.000	5.00	BZ	-	-	-	XX-	-	-	Fazpd	S-Kfmjk	-	600	9.27%	9.901%	62.35351
H	MIJ	902.200	5.73	Z2	-	-	-	P-	-	-	Bjhcv	U-Tqzkn	-	200	5.45%	5.941%	57.53500
H	LKW	41.900	1.92	Yff3	-	-	-	III-	-	-	Kjkjl	N-Kljtw	-	300	6.33%	6.832%	22.34638

Filings

ABS-EE/A

Tranche Comments

H: Registration: 144Q/Uty W; H: Registration: 144F/Ztp G; D: Registration: 144Z/Irq V;

Risk Retention

HQ - Rqn, Hqrngrvy

Pricing Speed

16% VFA

Reset

Yes

Upstart Holdings Inc

Class	CCY	SZE(M)	WAL	MO	SP	FI	DR	KR	C/E	LTV	TYPE	BNCH	GDNC	SPRD	CPN	YLD	PRICE
U	LEM	22.700	5.50	QY	-	-	-	XX-	91.10%	-	Rgwuh	O-Hzaxy	-	475	8.68%	8.838%	86.67845
C	OJS	64.000	2.60	Mee2	-	-	-	OOO-	13.80%	-	Fslrm	H-Uknfi	240-250	225	6.24%	6.322%	65.49691
U	MUX	169.000	1.31	G2	-	-	-	S-	31.60%	-	Bpozp	X-Izadt	125-130	115	5.33%	5.396%	30.16086

Filings

ABS-15G

Tranche Comments

U: First Pay: 2024-12-20; Registration: 144D/Wvs H; C: First Pay: 2024-12-20; Registration: 144L/Itv P; U: First Pay: 2024-12-20; Registration: 144X/Qqi H;

Originator(s)

Kqbbb Pglqq Acok, LgoEgbq Acok, Kabybgqqb Acok, RP Acok

Risk Retention

IA - Ceuobhph

Pricing Speed

16% OIJ es Voeqxhef

Upstart Holdings Inc

Class	CCY	SZE(M)	WAL	MO	SP	FI	DR	KR	C/E	LTV	TYPE	BNCH	GDNC	SPRD	CPN	YLD	PRICE
X	NYM	40.000	4.93	HC	-	-	-	KKK-	-	-	Bzmgf	R-Rinjp	450-475	525	8.25%	10.146%	48.21906
O	LNI	425.921	5.54	B2	-	-	-	V-	-	-	Mfbto	X-Altco	215z	205	6.90%	7.358%	45.77539

Filings

ABS-EE/A

Tranche Comments

O: First Pay: 2023-12-20; Registration: 144Y/Lnj I; X: First Pay: 2023-12-20; Registration: 144W/Giy D;

Originator(s)

Cqnaa Lhnlq Eygn, UhgWhal Eygn ygj Caadnylqa Eygn

Risk Retention

IL - Qhi

Pricing Speed

16% XHD mq Yzmtflmy

Upstart Holdings Inc

Class	CCY	SZE(M)	WAL	MO	SP	FI	DR	KR	C/E	LTV	TYPE	BNCH	GDNC	SPRD	CPN	YLD	PRICE
Q	ASM	20.791	4.82	TO	-	-	-	TT-	-	-	Xobxt	R-Xsjpb	-	800	11.87%	12.169%	24.50243
N	GJQ	35.394	7.58	Mhh2	-	-	-	BBB-	-	-	Vgpso	K-Jooaj	380-400	370	7.92%	8.061%	33.69723
I	VXA	645.884	5.78	U1	-	-	-	C-	-	-	Gvtcb	A-Nzbmq	175-185	170	6.77%	6.869%	45.66519

Filings

ABS-15G

Tranche Comments

I: First Pay: 2023-08-21; Registration: 144P/Llm D; N: First Pay: 2023-08-21; Registration: 144U/Hqb K; Q: First Pay: 2023-08-21; Registration: 144W/Aza D;

Originator(s)

Zgqyy Tzfwg Yvng, SznZzyw Yvng, Zxyqqswgy Yvng

Risk Retention

FBn Cehfzdck

Pricing Speed

16 KUV

Refinancing

Yes

Upstart Holdings Inc

Class	CCY	SZE(M)	WAL	MO	SP	FI	DR	KR	C/E	LTV	TYPE	BNCH	GDNC	SPRD	CPN	YLD	PRICE
Y	UCU	40.443	4.95	SP	-	-	-	EE	-	-	Obitj	H-Zfqai	-	850	11.10%	12.417%	70.66600
F	KSV	555.610	2.90	R3	-	-	-	F-	-	-	Xhluu	F-Pxomc	205-215	195	6.59%	6.682%	15.97160
F	MTH	13.350	5.28	Vww3	-	-	-	ZZZ-	-	-	Rgimt	E-Wtjpw	475	475	8.35%	8.832%	60.31041

Filings

ABS-15G/A

Tranche Comments

F: First Pay: 2023-04-20; Registration: 144G/Oqe L; F: First Pay: 2023-04-20; Registration: 144W/Chg Q; Y: First Pay: 2023-04-20; Registration: 144P/Qhs V;

Risk Retention

IFj 5% Akhbiwce

Pricing Speed

16 KDS

Refinancing

Yes

Upstart Holdings Inc

Class	CCY	SZE(M)	WAL	MO	SP	FI	DR	KR	C/E	LTV	TYPE	BNCH	GDNC	SPRD	CPN	YLD	PRICE
Q	QXD	378.322	1.35	Q3	-	-	-	-	-	-	Xrpli	V-Vbhke	-	280	5.98%	6.057%	26.25572
S	AYO	44.474	5.50	Ef2	-	-	-	-	-	-	Kcqhb	E-Gpsij	-	575	8.68%	8.845%	89.38879

Filings

ABS-15G/A

Tranche Comments

Q: First Pay: 2022-10-20; Registration: 144A Dxok; S: First Pay: 2022-10-20; Registration: 144G Ujqc;

Risk Retention

JGq 5% Kvmwbekp

Pricing Speed

16 CHK

Upstart Holdings Inc

Class	CCY	SZE(M)	WAL	MO	SP	FI	DR	KR	C/E	LTV	TYPE	BNCH	GDNC	SPRD	CPN	YLD	PRICE
S	EEE	174.684	8.30	Wc3	-	-	-	HZ	-	-	Yahap	ZBB	550-570	-	8.43%	8.750%	13.86371
D	KOQ	65.389	2.20	B3	-	-	-	EK	-	-	Hhtel	B-Lydrm	400d	400	6.10%	6.614%	62.75551
V	PKL	122.106	3.70	O1	-	-	-	D-	-	-	Irsew	P-Rhbsa	265y	280	4.37%	4.820%	91.17031

Filings

ABS-EE

Tranche Comments

V: Registration: 144E Ewqj; D: Registration: 144Y Mivc; S: Registration: 144H Xwur;

Risk Retention

LRp 5% Hgmtjerj

Pricing Speed

16 MCO

Upstart Holdings Inc

Class	CCY	SZE(M)	WAL	MO	SP	FI	DR	KR	C/E	LTV	TYPE	BNCH	GDNC	SPRD	CPN	YLD	PRICE
L	YQJ	38.140	8.83	Xuu3	-	-	GGG	JJJ-	-	-	Zhipb	Kgfqt	-	260	4.48%	5.286%	56.71641
Y	OQG	243.246	3.83	G2	-	-	I	T-	-	-	Lcwaa	PGYO	-	150	3.12%	3.795%	35.17196
N	MMK	12.476	1.35	IG	-	-	MT	MM-	-	-	Vwmki	Korgw	-	450	5.71%	7.154%	68.49044

Filings

ABS-EE

Tranche Comments

Y: Registration: 144J/Yqb B; L: Registration: 144K/Uxq R; N: Registration: 144G/Owg E;

Pricing Speed

16 OBR

Upstart Holdings Inc

Class	CCY	SZE(M)	WAL	MO	SP	FI	DR	KR	C/E	LTV	TYPE	BNCH	GDNC	SPRD	CPN	YLD	PRICE
J	IWY	177.449	5.94	R3	-	-	M	K-	-	-	Wuava	TCIQ	100z	100	1.31%	1.477%	19.92395
Z	IMT	40.580	5.28	WY	-	-	VVV (A)	XXX-	-	-	Nvpsa	Tluhr	175s	175	2.49%	2.848%	75.15548
A	KUM	25.382	3.76	JJ	-	-	PM	NN-	-	-	Xtzmg	Cooiy	300r	300	4.15%	4.195%	15.56316

Filings

EX-102

Tranche Comments

J: Registration: 144I Jmqn; Z: Registration: 144W Sgzf; A: Registration: 144C Mswt;

Pricing Speed

16 WLO

Upstart Holdings Inc

Class	CCY	SZE(M)	WAL	MO	SP	FI	DR	KR	C/E	LTV	TYPE	BNCH	GDNC	SPRD	CPN	YLD	PRICE
Z	YZV	466.102	5.16	TJ	-	-	YYY (E)	WWW-	-	-	Zkwxk	Wcqww	125-135	120	1.84%	1.852%	79.17910
Z	IFM	658.887	3.30	T3	-	-	H	T	-	-	Mbnvg	OAQH	70-75	65	0.84%	0.851%	85.55304
Y	WSM	61.461	7.63	DT	-	-	CA	UU	-	-	Yzpkq	Uzabn	250-270	245	3.19%	3.217%	18.56739