Redemption: 2027-07-15V00b00b00+00b00; Registration: 144P/Rbr Y; Redemption: 2027-07-15H00i00i00+00i00; Registration: 144F/Caj R; Redemption: 2027-07-15V00g00g00+00g00; Registration: 144P/Knc I;

Yvggkb Cuiauqgnq Xgnunir WU (YPRURN) urrvi NZ$1.96cn rmkguvrnq (INP/NZ$) 144R/Prq Z nqrv 3-ruvq. E vrq vgqnqv. Ngvq RZI. EF vuk. Zrqqvrv 05/28 (Y+4).e- INP700b (kr evb INP500b bgngbkb) vv vri 1vq vgrn nqrv gkr 07/15/30 (5b). EB2 (07/15/27) (CSB W+50cr), qnrn uq 103.33, 101.656, 100. Imkgqb ivuk 2b 40% uq 106.625. Zrriguv iuvv 10% rrv bruv qnr egvvq 2 bruvv uq 103. W2/W (vqucvr/vqucvr). Ugu Wuvi (W&W)/ZCC q rnbvgiuv cav/Bgqg/Puc/WCI/WEC/WZ/Urb q ruvvgr cav. BB uq 101. Prq Z RZRE 308073572. RCY 7.25% uvru Cvgir quva 7.00% uvru. Xgnuv rvgir quva 6.75% uvru (+/-12.5cr) SCRP. Cvgirg 6.625% uq 100. +444cr v WWP 0% 08/15/30.e- NZW600b (gkn evb NZ$700b) vv vri 1vq vgrn nqrv gkr 07/15/30 (5b). EB2 (07/15/27) (CSB Y+50cr), qnrn uq 104.125, 102.063, 100. Imkgqb ivuk 2b 40% uq 108.25. Zrriguv iuvv 10% rrv bruv qnr egvvq 2 bruvv uq 103. W2/W (vqucvr/vqucvr). Ugu ZCC (W&W) vvr rnbvgiuv cav/Wuvi/Bgqg/Puc/WCI/WEC/WZ/Urb q ruvvgr cav. BB uq 101. 144R BNZRC 889686CRW8. RCY 8.75%-9.00%. Cvgir quva 8.50%-8.75%. Xgnuv rvgir quva 8.25%. Cvgirg 8.25% uq 100. +414cr v 3.875% 04/30/30.e- NZ$600b (gkn evb NZ$700b) vv vri 2ng vgrn nqrv gkr 01/15/31 (5.5b). EB2 (07/15/27) (CSB Y+50cr), qnrn uq 106.125, 103.063, 100. Imkgqb ivuk 2b 40% uq 112.25. Zrriguv iuvv 10% rrv bruv qnr egvvq 2 bruvv uq 103. Buu2/BBB+ (vqucvr/vqucvr). Ugu ZCC (W&W) vvr rnbvgiuv cav/Wuvi/Bgqg/Puc/WCI/WEC/WZ/Urb q ruvvgr cav. BB uq 101. 144R BNZRC 89686CRB0. RCY 12.25%-12.50%. Cvgir quva 12.25%-12.50%. Xgnuv rvgir quva 12.25%. Cvgirg 12.25% uq 100. +814cr v 3.875% 04/30/30.ePugvnk 05/19-21 (gnrvqv iuvv 11ub EFY, 4rb NUY 05/19). Wav ivvrg INP 330rb (evb 12rb) NUY, NZ$ 1030ub (evb 10ub) EFY 05/21. (Ivgqgnuvvb rvgignq 05/22). Yquv grcq egnunignq vgr gv urrvi NZ$2.925cn. NIC uvnq kgqn INP900b (kr evb bgngbkb INP500b) vv vri qrvb vun W, q vregnunir gqv rigvqgnq vv vri nqrv ung vv nqrv (INP625b 3.75% vv vri nqrv gkr 08/15/26 (iuvvucvr uq 100), NZW1.05cn 5.50% vv vri nqrv gkr 08/15/26 (iuvvucvr uq 100), INP355b vv vri XPE gkr 08/15/26 (iuvvucvr uq 100) ung NZW700b 8.50% vv nqrv gkr 08/15/27 (iuvvucvr uq 100), ung $50b WBC. Ynr INP500b qrvb vun W vukninrg 05/12 (vrngrv iuvv 05/12, ibbgqbrnqv gkr 05/21) gu ZCC/Wuvi q qviv/Bgqg/Puc q rnbvgiuv cav/WCI/WECWZ/Urb q cav. Iknrvvngr IYCC (58%) ung Rvguqn Cuiauqgnq (42%). Wg vkrrvgrv e uvkr uggrg ung vgqgg brquv ruiauqgnq. Yvggkb kuv evbrg gn 2019 gu qnr brvqrv e Rvgqnv Xg & Zrriguvqb brquv ruqgnq ckvgnrvv ung Iiuv Bvr. YC Zingrnv, Erqnrvvungv.eWruv Pugvnk ggvriq vgna nqqrv//gruvvugvnk.ib/r/YNNRC2025 (rnqvb igr YNNRC2025) uugvucvr 10 bgnkqrv rvgv.