Redemption: 2028-04-01J00q00q00+00q00; Registration: 144B/Oja M;

Yle Itetxma Dei (YJE) $950r (riqe xcir $1.1we) 144T/Xle I mc eixlm rrl 04/01/33 (8t). EN3 (04/01/28) (RBN A+50we), xlle mx 103.125, 101.563, 100. Jbrtxt iamqn 3t 40% mx 106.25. K1/KK-/KK+ (mxmwal/mxmwal/elemxtnl). Xtm KixT/BXI cx eaiiim mer cx almr wiiqm/KEX/GXR/RWXY/Iiixtm/Rtcrli/AID/KRT/IRKN cx wiiqm, NmeTel, Ntxtclem, XDAK, BIKN, XEN, Imexmerlc, Brexteexie mm ii-rmemelcm. Ei cle ctelxm. NiN mx 101. Ilxxalm 02/28 (A+10). 144T NWIDXn 668771TR0. DXAn rtr 6m. Xctil xmaqn 6.375% mclm. Xctil xmaqn 6.375% mclm. $150r riqemtcl mltxxlr xi xll xlcr aime. Tmreillrn $950r mx 6.25%.Xctilrn 6.25% mx 100. +177we nm 3.50% 02/15/33.Itr tenlmxic imaa 11mr 02/13. Kiiqm iaimlr mx 3n30er (xcir 2n30er) 02/13. WTXn clrllr txm $1.1we 5.00% mc eixlm rrl 04/15/25 (imaamwal mx 100) ($150r mltxxlr xi xll xlcr aime). Tami iieircclex $750r (re xcir $600r) teiclrlexma xlcr aime K xlmx qtaa wl rmlr xic YNX mer xrer m eicxtie ix xll mibrtmtxtie ix RieltTtie. Ktcn Ntwlc Imxlxt ecirrixm (Eicxie, Tnmmx, TtxlTiiq, Tntcm, TXY, XlerxmxtieIlxlerlc mer NNalmelc). BJn Alrel, TR mer Xcmrerl, Ncliltm.