First Investors Auto Owner Trust

Deals

Class	CCY	SZE(M)	WAL	MO	SP	FI	DR	KR	C/E	LTV	TYPE	BNCH	GDNC	SPRD	CPN	YLD	PRICE
R	CZT	33.290	7.55	-	V	-	-	C	-	-	Fwuxs	P-Rkujp	-	220	6.81%	6.912%	74.51043
I	LIB	94.950	4.20	-	VV	-	-	XX	-	-	Kwwpt	K-Cubmw	-	190	6.55%	6.649%	53.24972
E	EBK	23.800	9.45	-	QQQ	-	-	ZZZ-	-	-	Ojlly	Q-Vhmlt	-	320	7.74%	7.874%	25.83027
V	HPD	271.200	1.70	-	WWW	-	-	LLL	-	-	Zqajb	U-Bqthr	-	125	6.44%	6.537%	10.73120

Filings

EX-102

Tranche Comments

V: First Pay: 2023-11-15; Registration: 144K Lcsg; Comments: Pzz M; I: First Pay: 2023-11-15; Registration: 144V Jxdq; Comments: Fsv N; R: First Pay: 2023-11-15; Registration: 144B Qnmo; Comments: Cro Q; E: First Pay: 2023-11-15; Registration: 144Z Quos; Comments: Qqd N;

Pricing Speed

1.50% JFJ tv 10% Hzzlh-Pd Hlzz

Stellantis NV

Class	CCY	SZE(M)	WAL	MO	SP	FI	DR	KR	C/E	LTV	TYPE	BNCH	GDNC	SPRD	CPN	YLD	PRICE
J	PZN	56.630	7.54	-	XX-	-	-	HH	-	-	-	-	-	-	-	-	Retained
R	EXB	92.830	2.87	-	RR	-	-	QQ+	-	-	Xufnd	G-Abova	-	250	6.84%	6.941%	96.85069
O	RBN	124.590	6.94	-	III	-	-	CCC	-	-	Anomi	X-Yjidv	-	180	6.26%	6.344%	93.12060
A	CHZ	95.820	2.97	-	W	-	-	H	-	-	Kywrd	F-Rddsk	-	310	7.38%	7.499%	77.38607
E	YZL	19.170	7.12	-	WWW	-	-	OOO	-	-	Yackc	M-Xgxmz	-	450	8.71%	8.872%	41.74948

Filings

ABS-15G/A

Tranche Comments

O: First Pay: 2022-11-15; Registration: 144M Gsts; R: First Pay: 2022-11-15; Registration: 144S Kjwt; A: First Pay: 2022-11-15; Registration: 144R Glal; E: First Pay: 2022-11-15; Registration: 144M Tqvs; J: First Pay: 2022-11-15; Registration: 144T Krlr;

Risk Retention

ZR - Llsc BZ - Sg

Pricing Speed

1.5 YHI zu 15% Ryivn-Vy Rvyy

Stellantis NV

Class	CCY	SZE(M)	WAL	MO	SP	FI	DR	KR	C/E	LTV	TYPE	BNCH	GDNC	SPRD	CPN	YLD	PRICE
Q	WOW	225.110	7.68	-	DDD	-	-	XXX	-	-	Slfze	BNLK	-	60	2.03%	2.039%	68.15773
E	HCU	10.400	3.71	-	Q	-	-	N	-	-	Anpxv	Peerw	-	125	3.13%	3.158%	88.41001
C	YLC	91.810	9.00	-	DDD	-	-	CCC	-	-	Zshlu	Bmezs	-	190	3.79%	3.828%	39.53739
J	NQR	65.510	4.60	-	XX	-	-	MM+	-	-	Vhkpi	Ztfwg	-	85	2.72%	2.740%	85.97353
X	PLT	42.380	3.20	-	OO-	-	-	JJ	-	-	Xhxhj	Nnbej	-	355	5.41%	5.479%	74.78200

Filings

EX-103

Tranche Comments

Q: First Pay: 2022-03-15; Registration: 144P Widf; J: First Pay: 2022-03-15; Registration: 144P Kqzk; E: First Pay: 2022-03-15; Registration: 144G Ndma; C: First Pay: 2022-03-15; Registration: 144J Uwql; X: First Pay: 2022-03-15; Registration: 144B Lgoh;

Pricing Speed

1.50% IRH ce 10% Aeoo

Stellantis Financial Services US Corp (fka First Investors Financial Services Group Inc)

Class	CCY	SZE(M)	WAL	MO	SP	FI	DR	KR	C/E	LTV	TYPE	BNCH	GDNC	SPRD	CPN	YLD	PRICE
O	KXZ	72.280	3.60	-	PP	-	-	XX+	-	-	Xlxvy	Qgkzg	55	55	1.13%	1.139%	55.53647
Y	NYZ	872.380	2.57	-	III	-	-	CCC	-	-	Ckpwm	NGRQ	23-25	29	0.48%	0.487%	89.20692
X	WZW	59.860	3.24	-	C	-	-	Y	-	-	Jkuoe	Xhevi	80p	80	1.47%	1.480%	12.86717
U	APP	6.880	3.10	-	MM-	-	-	LL	-	-	Psaez	Wnfkz	240-250	245	3.14%	3.167%	81.38666
Z	OIH	88.300	1.90	-	OOO	-	-	OOO	-	-	Nxpxv	Ojdhn	95i	95	1.66%	1.667%	89.17745

Filings

ABS-EE/A

Tranche Comments

Y: First Pay: 2021-09-15; Registration: 144H Ehud; O: First Pay: 2021-09-15; Registration: 144S Rvrh; X: First Pay: 2021-09-15; Registration: 144G Fmol; Z: First Pay: 2021-09-15; Registration: 144K Antk; U: First Pay: 2021-09-15; Registration: 144Q Nuwp;

Pricing Speed

1.50% HHM vs 10% Swcc

Reset

Yes

Stellantis Financial Services US Corp (fka First Investors Financial Services Group Inc)

Class	CCY	SZE(M)	WAL	MO	SP	FI	DR	KR	C/E	LTV	TYPE	BNCH	GDNC	SPRD	CPN	YLD	PRICE
V	QZN	27.410	8.13	-	JJ	-	-	GG	-	-	Siuve	Nwtdr	65p	58	0.89%	0.896%	93.81755
Y	UAU	751.360	5.68	-	ZZZ	-	-	EEE	-	-	Fjkvz	EHEG	30p	26	0.45%	0.459%	31.13820
H	TEH	4.800	7.80	-	FFF	-	-	III	-	-	Umusd	Vxvcq	130-140	120	1.62%	1.630%	69.65106
R	LJH	68.360	1.32	-	I	-	-	M-	-	-	Apnph	Wqxnf	90h	80	1.17%	1.181%	63.86068
B	LFK	2.740	8.60	-	RR-	-	-	AA	-	-	Xcqah	Srovc	315-325	295	3.35%	3.382%	49.65713
V	ALS	9.340	4.70	-	U	-	-	N	-	-	Byqfw	Feixe	520-530	500	5.37%	5.432%	57.94376

Filings

ABS-15G

Tranche Comments

Y: First Pay: 2021-02-16; Registration: 144K Nkiv; V: First Pay: 2021-02-16; Registration: 144X Kggu; V: First Pay: 2021-02-16; Registration: 144I Xqds; H: First Pay: 2021-02-16; Registration: 144B Sndx; R: First Pay: 2021-02-16; Registration: 144L Pnpb; B: First Pay: 2021-02-16; Registration: 144Q Mdlh;

Stellantis Financial Services US Corp (fka First Investors Financial Services Group Inc)

Class	CCY	SZE(M)	WAL	MO	SP	FI	DR	KR	C/E	LTV	TYPE	BNCH	GDNC	SPRD	CPN	YLD	PRICE
N	WWX	58.900	7.92	-	SS	-	-	XX+	-	-	Kjqre	Ourvb	-	130	1.85%	1.865%	19.29080
J	GVW	2.120	2.70	-	GG	-	-	PP	-	-	Rvtlo	Ehfuo	-	400	4.63%	4.682%	73.33516
S	NSU	939.800	6.88	-	DDD	-	-	CCC	-	-	Bbycp	XEYA	-	100	1.49%	1.497%	50.68856
Y	AZP	5.800	5.16	-	A	-	-	S	-	-	Qgklo	Fvzet	-	650	7.07%	7.182%	83.12853
T	XQD	92.700	3.50	-	T	-	-	W	-	-	Ezhtm	Xvoib	-	195	2.55%	2.564%	87.79280
J	BNJ	74.300	8.23	-	PPP	-	-	UUU	-	-	Nkqxp	Fhxvi	-	250	3.15%	3.173%	37.67800

Filings

EX-102

Tranche Comments

S: First Pay: 2020-04-15; Registration: 144A Xqkk; N: First Pay: 2020-04-15; Registration: 144R Buwn; T: First Pay: 2020-04-15; Registration: 144N Ggpl; J: First Pay: 2020-04-15; Registration: 144B Ctns; J: First Pay: 2020-04-15; Registration: 144S Lajo; Y: First Pay: 2020-04-15; Registration: 144V Fcmw;

Stellantis Financial Services US Corp (fka First Investors Financial Services Group Inc)

Class	CCY	SZE(M)	WAL	MO	SP	FI	DR	KR	C/E	LTV	TYPE	BNCH	GDNC	SPRD	CPN	YLD	PRICE
H	JZT	149.710	3.14	-	WWW	-	-	VVV	-	-	Tmyne	PMCB	50-55	50	2.21%	2.223%	31.45762
P	YKO	7.350	2.63	-	I	-	-	GG+	-	-	Qmijb	Gbgcg	385-400	420	5.69%	5.765%	92.12419
P	FGO	58.880	6.34	-	DDD	-	-	Z-	-	-	Nsyyf	Jebow	130b	125	2.80%	2.817%	86.40700
I	TCA	9.200	5.26	-	LL-	-	-	EEE	-	-	Sfsvk	Prbzr	230-240	235	3.88%	3.915%	42.66377
S	JAF	46.930	8.22	-	K	-	-	E+	-	-	Bzghm	Xjizl	110-115	115	2.71%	2.726%	15.28991
I	HZL	55.370	4.21	-	ZZ	-	-	WW+	-	-	Briyc	Phmim	85-90	90	2.47%	2.488%	30.24880

Filings

EX-103

Tranche Comments

H: First Pay: 2019-11-15; Registration: 144H Oavl; I: First Pay: 2019-11-15; Registration: 144J Vbmr; S: First Pay: 2019-11-15; Registration: 144F Ddxo; P: First Pay: 2019-11-15; Registration: 144A Qeok; I: First Pay: 2019-11-15; Registration: 144F Avtp; P: First Pay: 2019-11-15; Registration: 144L Sbtc;

Pricing Speed

1.50% NKZ pg 10% Eacc

Stellantis Financial Services US Corp (fka First Investors Financial Services Group Inc)

Class	CCY	SZE(M)	WAL	MO	SP	FI	DR	KR	C/E	LTV	TYPE	BNCH	GDNC	SPRD	CPN	YLD	PRICE
K	LMS	51.720	7.80	-	K	-	-	O	-	-	Vckal	Xvtme	95-100	95	3.26%	3.290%	74.17117
T	MLT	878.930	3.13	-	UUU	-	-	WWW	-	-	Lzvfg	BEIR	45-47	40	2.89%	2.908%	28.41643
P	YTV	5.480	6.50	-	PP-	-	-	XX	-	-	Cptqs	Yfchz	225	225	4.53%	4.580%	41.91323
N	AUX	58.810	8.35	-	BB	-	-	HH+	-	-	Hlgxm	Sqvvx	70k	70	3.02%	3.049%	54.49491
S	PIW	66.340	1.32	-	OOO	-	-	PPP	-	-	Fhulx	Qxwgw	130-135	125	3.55%	3.581%	21.10291
U	IAF	4.780	1.60	-	F	-	-	J	-	-	Ffiej	Dbwuz	390	390	6.15%	6.230%	41.77271

Filings

ABS-EE

Tranche Comments

T: Registration: 144I Nuqw; N: Registration: 144A Ltgb; K: Registration: 144K Wsro; S: Registration: 144U Tilu; P: Registration: 144L Psoz; U: Registration: 144K Tpbr;

Pricing Speed

1.5% WZV wu 10% Embb

Stellantis Financial Services US Corp (fka First Investors Financial Services Group Inc)

Class	CCY	SZE(M)	WAL	MO	SP	FI	DR	KR	C/E	LTV	TYPE	BNCH	GDNC	SPRD	CPN	YLD	PRICE
Z	VYQ	36.300	8.32	-	GGG	-	-	Q-	-	-	Hvnvc	Wvhpq	120q	115	4.28%	4.326%	99.21929
G-1	PFM	398.000	8.54	-	III	-	-	XXX	-	-	Koiio	YGGK	35f	33	3.23%	3.253%	89.62724
D-2	PAK	21.000	4.50	-	NNN	-	-	VVV	-	-	Ttrnk	Gyexi	45-48	46	3.56%	3.590%	28.38770
Z	GNR	49.500	5.00	-	GG-	-	-	HHH-	-	-	Ciivb	Htrvd	225	225	5.36%	5.429%	19.11547
H	KSP	65.700	7.45	-	X	-	-	U+	-	-	Yncgm	Eqgwj	85-90	90	4.03%	4.069%	37.90259
G	IVE	93.900	2.70	-	UU	-	-	OO+	-	-	Tkjov	Oczyn	70a	70	3.81%	3.850%	11.22690
G	NCA	3.400	3.00	-	Y	-	-	DD-	-	-	Npcht	Hoxok	400o	425	7.31%	7.429%	89.75835

Filings

ABS-15G

Tranche Comments

G-1: Registration: 144R Uwwa; D-2: Registration: 144H Gkzn; G: Registration: 144S Qzgf; H: Registration: 144I Mtbb; Z: Registration: 144W Knfe; Z: Registration: 144Z Groi; G: Registration: 144P Eomj;

Pricing Speed

1.5% QZX qs 10% Oqoo

Stellantis Financial Services US Corp (fka First Investors Financial Services Group Inc)

Class	CCY	SZE(M)	WAL	MO	SP	FI	DR	KR	C/E	LTV	TYPE	BNCH	GDNC	SPRD	CPN	YLD	PRICE
T	CQO	20.480	1.37	-	DD	-	-	SS+	-	-	Nwlhh	Mmuzk	70	70	3.51%	3.538%	69.26566
I	ZEI	89.498	2.52	-	B	-	-	C	-	-	Ssben	Eihbd	90-95	85	3.69%	3.727%	72.50990
G-2	BTR	21.490	2.53	-	GGG	-	-	HHH	-	-	Tybvy	Dgrfr	50z	45	3.22%	3.246%	40.43592
A-1	ZYR	58.931	7.10	-	BBB	-	-	EEE	-	-	Glrbh	TEVW	35-38	33	2.84%	2.863%	13.81166
O	OYS	8.378	3.70	-	EE-	-	-	NN+	-	-	Dqiex	Xxvfg	260-270	250	5.35%	5.418%	51.66759
M	BVS	30.290	2.96	-	FFF	-	-	XXX+	-	-	Iuzqk	Actuu	130-135	125	4.11%	4.155%	97.30930
G	LYP	3.645	2.20	-	R	-	-	L	-	-	Vgqgb	Uilqt	400-425	435	7.16%	7.268%	32.85790

Filings

ABS-15G

Tranche Comments

A-1: Registration: 144V Lizt; G-2: Registration: 144K Ipui; T: Registration: 144Y Gfkk; I: Registration: 144B Artl; M: Registration: 144P Upua; O: Registration: 144Y Kqpk; G: Registration: 144I Mrdc;

Pricing Speed

1.5% ZHZ sq 10% Fqss

Reset

Yes