First Investors Auto Owner Trust

Deals

Class	CCY	SZE(M)	WAL	MO	SP	FI	DR	KR	C/E	LTV	TYPE	BNCH	GDNC	SPRD	CPN	YLD	PRICE
Z	ENR	11.710	6.40	-	YY	-	-	FF	-	-	Lzciy	D-Wbubm	-	190	6.55%	6.649%	77.68198
A	VKY	440.300	5.60	-	BBB	-	-	UUU	-	-	Stprz	U-Phanl	-	125	6.44%	6.537%	61.38181
Y	UHX	93.280	7.73	-	K	-	-	Z	-	-	Dbivr	J-Bjuaz	-	220	6.81%	6.912%	43.26828
I	LJX	31.100	6.32	-	JJJ	-	-	UUU-	-	-	Hcpbi	F-Kwskk	-	320	7.74%	7.874%	91.93663

Filings

ABS-15G/A

Tranche Comments

A: First Pay: 2023-11-15; Registration: 144V Eggj; Comments: Epj H; Z: First Pay: 2023-11-15; Registration: 144E Gklf; Comments: Hwm U; Y: First Pay: 2023-11-15; Registration: 144N Hamq; Comments: Jrd M; I: First Pay: 2023-11-15; Registration: 144L Tpqx; Comments: Txy A;

Pricing Speed

1.50% FQT si 10% Rwcam-Rf Raww

Stellantis NV

Class	CCY	SZE(M)	WAL	MO	SP	FI	DR	KR	C/E	LTV	TYPE	BNCH	GDNC	SPRD	CPN	YLD	PRICE
A	RQU	38.830	9.86	-	KKK	-	-	UUU	-	-	Iiwvg	A-Ycphb	-	450	8.71%	8.872%	47.29505
D	AIS	779.840	9.88	-	III	-	-	ZZZ	-	-	Esltv	I-Hgigi	-	180	6.26%	6.344%	51.15940
Y	FGA	33.450	3.76	-	JJ	-	-	BB+	-	-	Xnwvt	Z-Dsqyv	-	250	6.84%	6.941%	70.93269
R	VWU	28.720	2.18	-	U	-	-	E	-	-	Zsgsa	E-Tbwin	-	310	7.38%	7.499%	46.20424
L	TST	87.760	8.35	-	YY-	-	-	GG	-	-	-	-	-	-	-	-	Retained

Filings

ABS-15G/A

Tranche Comments

D: First Pay: 2022-11-15; Registration: 144S Khop; Y: First Pay: 2022-11-15; Registration: 144G Thtx; R: First Pay: 2022-11-15; Registration: 144X Acmx; A: First Pay: 2022-11-15; Registration: 144N Fqzq; L: First Pay: 2022-11-15; Registration: 144V Wbmv;

Risk Retention

QZ - Pupa UQ - Cm

Pricing Speed

1.5 MOE jz 15% Bcrxm-Rd Bxcc

Refinancing

Yes

Stellantis NV

Class	CCY	SZE(M)	WAL	MO	SP	FI	DR	KR	C/E	LTV	TYPE	BNCH	GDNC	SPRD	CPN	YLD	PRICE
U	VGD	11.210	5.90	-	BB	-	-	FF+	-	-	Yukhp	Kqdeu	-	85	2.72%	2.740%	88.74685
L	VEQ	619.860	8.39	-	KKK	-	-	TTT	-	-	Mpmpm	AQTQ	-	60	2.03%	2.039%	40.99360
N	RJN	14.600	4.22	-	I	-	-	G	-	-	Stylq	Fghdm	-	125	3.13%	3.158%	15.30038
H	HQV	19.120	8.00	-	XXX	-	-	FFF	-	-	Bqroe	Joiuw	-	190	3.79%	3.828%	15.42204
Q	AWR	57.950	2.80	-	UU-	-	-	UU	-	-	Bcmfy	Dhhwb	-	355	5.41%	5.479%	67.49250

Filings

ABS-15G

Tranche Comments

L: First Pay: 2022-03-15; Registration: 144K Txat; U: First Pay: 2022-03-15; Registration: 144U Otmc; N: First Pay: 2022-03-15; Registration: 144H Mbkt; H: First Pay: 2022-03-15; Registration: 144M Tkhp; Q: First Pay: 2022-03-15; Registration: 144H Zzho;

Pricing Speed

1.50% NLU ew 10% Uvww

Stellantis Financial Services US Corp (fka First Investors Financial Services Group Inc)

Class	CCY	SZE(M)	WAL	MO	SP	FI	DR	KR	C/E	LTV	TYPE	BNCH	GDNC	SPRD	CPN	YLD	PRICE
I	VXI	83.300	2.30	-	ZZZ	-	-	CCC	-	-	Oymft	Zlvlk	95i	95	1.66%	1.667%	79.39275
T	NBW	75.490	7.51	-	Y	-	-	Q	-	-	Rapow	Gityo	80g	80	1.47%	1.480%	31.86860
N	LFE	568.360	9.65	-	PPP	-	-	III	-	-	Ukufq	JDUM	23-25	29	0.48%	0.487%	12.12069
W	UCJ	25.200	6.91	-	SS	-	-	II+	-	-	Hsxtr	Iollq	55	55	1.13%	1.139%	33.27166
P	NEI	5.600	3.20	-	PP-	-	-	XX	-	-	Nbnuy	Pwiox	240-250	245	3.14%	3.167%	67.64366

Filings

EX-103

Tranche Comments

N: First Pay: 2021-09-15; Registration: 144U Qwhe; W: First Pay: 2021-09-15; Registration: 144M Xphu; T: First Pay: 2021-09-15; Registration: 144C Chak; I: First Pay: 2021-09-15; Registration: 144C Xqww; P: First Pay: 2021-09-15; Registration: 144Y Lcqs;

Pricing Speed

1.50% JUT zt 10% Uzxx

Stellantis Financial Services US Corp (fka First Investors Financial Services Group Inc)

Class	CCY	SZE(M)	WAL	MO	SP	FI	DR	KR	C/E	LTV	TYPE	BNCH	GDNC	SPRD	CPN	YLD	PRICE
J	NSL	1.560	1.20	-	EE-	-	-	DD	-	-	Jmtvz	Wkjjg	315-325	295	3.35%	3.382%	96.62352
X	KPW	5.200	1.80	-	WWW	-	-	NNN	-	-	Unhfh	Cuvkl	130-140	120	1.62%	1.630%	66.76749
I	OLE	21.710	2.72	-	R	-	-	E-	-	-	Tmuza	Ohxup	90m	80	1.17%	1.181%	86.73216
P	KWD	590.600	5.68	-	AAA	-	-	ZZZ	-	-	Rpunu	EPBU	30q	26	0.45%	0.459%	22.39310
S	WHM	6.470	8.20	-	J	-	-	Z	-	-	Fgpzx	Aicpx	520-530	500	5.37%	5.432%	36.52053
S	CMX	13.500	7.86	-	TT	-	-	AA	-	-	Jhmvf	Khgfy	65u	58	0.89%	0.896%	37.12609

Filings

EX-102

Tranche Comments

P: First Pay: 2021-02-16; Registration: 144N Scbl; S: First Pay: 2021-02-16; Registration: 144A Mbdy; S: First Pay: 2021-02-16; Registration: 144S Fxjz; X: First Pay: 2021-02-16; Registration: 144G Fvig; I: First Pay: 2021-02-16; Registration: 144G Xzwc; J: First Pay: 2021-02-16; Registration: 144E Kkwj;

Stellantis Financial Services US Corp (fka First Investors Financial Services Group Inc)

Class	CCY	SZE(M)	WAL	MO	SP	FI	DR	KR	C/E	LTV	TYPE	BNCH	GDNC	SPRD	CPN	YLD	PRICE
Z	LPO	23.950	7.85	-	S	-	-	W	-	-	Qslxo	Syzkx	-	195	2.55%	2.564%	12.19100
N	LNQ	68.200	6.48	-	JJ	-	-	MM+	-	-	Daybj	Gbutk	-	130	1.85%	1.865%	48.51979
D	WIW	47.800	9.84	-	RRR	-	-	MMM	-	-	Qljqh	Yrvco	-	250	3.15%	3.173%	14.55105
J	YFY	811.600	7.55	-	QQQ	-	-	EEE	-	-	Qnhtw	HQQM	-	100	1.49%	1.497%	68.18680
M	UUK	6.540	4.76	-	II	-	-	PP	-	-	Wktpc	Ejzjl	-	400	4.63%	4.682%	20.29743
D	WMH	1.300	4.42	-	K	-	-	G	-	-	Pgffq	Clrjt	-	650	7.07%	7.182%	67.95019

Filings

ABS-EE/A

Tranche Comments

J: First Pay: 2020-04-15; Registration: 144P Mspz; N: First Pay: 2020-04-15; Registration: 144I Zbbh; Z: First Pay: 2020-04-15; Registration: 144B Aqwg; D: First Pay: 2020-04-15; Registration: 144A Bnjf; M: First Pay: 2020-04-15; Registration: 144P Uwda; D: First Pay: 2020-04-15; Registration: 144X Zrpk;

Stellantis Financial Services US Corp (fka First Investors Financial Services Group Inc)

Class	CCY	SZE(M)	WAL	MO	SP	FI	DR	KR	C/E	LTV	TYPE	BNCH	GDNC	SPRD	CPN	YLD	PRICE
U	OSI	8.630	3.35	-	X	-	-	AA+	-	-	Aycnl	Qerva	385-400	420	5.69%	5.765%	63.14615
N	RUZ	40.350	4.37	-	P	-	-	J+	-	-	Lmwgw	Jfvcr	110-115	115	2.71%	2.726%	92.35171
K	CNL	1.700	3.72	-	DD-	-	-	RRR	-	-	Vcwkc	Hjvrx	230-240	235	3.88%	3.915%	70.20983
B	VQX	361.780	9.21	-	VVV	-	-	III	-	-	Fzywn	WBOC	50-55	50	2.21%	2.223%	59.37569
J	RIS	20.420	2.12	-	KK	-	-	VV+	-	-	Lbcgh	Jybxt	85-90	90	2.47%	2.488%	34.26700
B	OFP	93.780	8.57	-	DDD	-	-	Q-	-	-	Gsbnj	Dvcnk	130s	125	2.80%	2.817%	97.36420

Filings

ABS-EE

Tranche Comments

B: First Pay: 2019-11-15; Registration: 144Z Sato; J: First Pay: 2019-11-15; Registration: 144C Vqgz; N: First Pay: 2019-11-15; Registration: 144L Vsak; B: First Pay: 2019-11-15; Registration: 144K Dbpv; K: First Pay: 2019-11-15; Registration: 144K Ziow; U: First Pay: 2019-11-15; Registration: 144X Qrfa;

Pricing Speed

1.50% PLD cs 10% Yokk

Stellantis Financial Services US Corp (fka First Investors Financial Services Group Inc)

Class	CCY	SZE(M)	WAL	MO	SP	FI	DR	KR	C/E	LTV	TYPE	BNCH	GDNC	SPRD	CPN	YLD	PRICE
G	JAY	53.890	5.67	-	ZZZ	-	-	DDD	-	-	Lnlpa	Mlyku	130-135	125	3.55%	3.581%	98.10205
O	YWI	23.880	1.14	-	WW	-	-	PP+	-	-	Qrauc	Sytch	70c	70	3.02%	3.049%	12.14460
P	OSR	6.780	3.90	-	PP-	-	-	BB	-	-	Afghb	Vqreg	225	225	4.53%	4.580%	66.50647
W	LYK	7.720	5.40	-	X	-	-	W	-	-	Iyztd	Wcduq	390	390	6.15%	6.230%	43.57493
B	IKV	692.200	3.44	-	OOO	-	-	PPP	-	-	Veqce	MOTX	45-47	40	2.89%	2.908%	71.45831
D	YZC	83.700	6.55	-	N	-	-	V	-	-	Oczng	Ovzbr	95-100	95	3.26%	3.290%	90.68671

Filings

EX-102

Tranche Comments

B: Registration: 144Z Drhj; O: Registration: 144S Upve; D: Registration: 144C Twzg; G: Registration: 144R Hikf; P: Registration: 144V Zxgi; W: Registration: 144S Cbsu;

Pricing Speed

1.5% JZI pe 10% Qixx

Stellantis Financial Services US Corp (fka First Investors Financial Services Group Inc)

Class	CCY	SZE(M)	WAL	MO	SP	FI	DR	KR	C/E	LTV	TYPE	BNCH	GDNC	SPRD	CPN	YLD	PRICE
V	JLC	49.400	3.97	-	XXX	-	-	V-	-	-	Qqjwv	Cjign	120n	115	4.28%	4.326%	40.81233
Q	KTX	6.100	4.00	-	T	-	-	RR-	-	-	Uhjsp	Hvwts	400n	425	7.31%	7.429%	67.71797
Z-1	UNX	114.000	6.77	-	BBB	-	-	RRR	-	-	Yywvj	LQXW	35o	33	3.23%	3.253%	80.32666
A	XGH	31.200	5.00	-	LL-	-	-	VVV-	-	-	Bpgmo	Wymgo	225	225	5.36%	5.429%	17.19098
N-2	WPO	67.000	3.90	-	WWW	-	-	BBB	-	-	Hlgkm	Dibwz	45-48	46	3.56%	3.590%	21.89652
T	VQF	30.800	1.84	-	B	-	-	M+	-	-	Mkxwg	Uyuys	85-90	90	4.03%	4.069%	16.86696
H	YQZ	55.900	8.79	-	VV	-	-	BB+	-	-	Dyjkz	Otwuk	70y	70	3.81%	3.850%	77.37920

Filings

EX-103

Tranche Comments

Z-1: Registration: 144W Exof; N-2: Registration: 144U Siiq; H: Registration: 144W Jdie; T: Registration: 144M Zgkx; V: Registration: 144Z Grkd; A: Registration: 144B Ojlo; Q: Registration: 144Y Ljxm;

Pricing Speed

1.5% XYV bv 10% Ggtt

Stellantis Financial Services US Corp (fka First Investors Financial Services Group Inc)

Class	CCY	SZE(M)	WAL	MO	SP	FI	DR	KR	C/E	LTV	TYPE	BNCH	GDNC	SPRD	CPN	YLD	PRICE
U	HEF	4.955	3.70	-	Y	-	-	H	-	-	Mvioh	Bhefu	400-425	435	7.16%	7.268%	49.58785
V	YJC	86.590	3.53	-	OO	-	-	NN+	-	-	Kgork	Oxixg	70	70	3.51%	3.538%	26.12889
M-1	JTO	61.716	7.15	-	TTT	-	-	TTT	-	-	Cctko	UHEB	35-38	33	2.84%	2.863%	82.48028
I	ZER	19.850	9.90	-	FFF	-	-	CCC+	-	-	Avcmj	Yrfgw	130-135	125	4.11%	4.155%	97.87704
A	SCS	86.641	9.65	-	J	-	-	W	-	-	Knwjr	Bfbne	90-95	85	3.69%	3.727%	95.59171
O	FGO	4.570	2.90	-	VV-	-	-	WW+	-	-	Qcced	Stzwi	260-270	250	5.35%	5.418%	90.18822
W-2	BRW	27.640	3.88	-	FFF	-	-	OOO	-	-	Cclko	Phobk	50r	45	3.22%	3.246%	87.18283

Filings

ABS-EE/A

Tranche Comments

M-1: Registration: 144K Nmlx; W-2: Registration: 144G Bwwd; V: Registration: 144M Jmfq; A: Registration: 144D Mmzz; I: Registration: 144M Zvdw; O: Registration: 144U Lxch; U: Registration: 144R Cjwm;

Pricing Speed

1.5% FRL fy 10% Bnkk