First Investors Auto Owner Trust

Deals

Class	CCY	SZE(M)	WAL	MO	SP	FI	DR	KR	C/E	LTV	TYPE	BNCH	GDNC	SPRD	CPN	YLD	PRICE
Y	USI	26.800	9.46	-	S	-	-	W	-	-	Tjofr	F-Wdinq	-	220	6.81%	6.912%	62.77678
D	QMY	504.300	9.80	-	GGG	-	-	JJJ	-	-	Gpqba	K-Gobbl	-	125	6.44%	6.537%	80.36480
M	YME	63.380	1.10	-	DD	-	-	JJ	-	-	Eyqbr	X-Bfuby	-	190	6.55%	6.649%	19.83048
J	ULS	73.400	6.19	-	DDD	-	-	NNN-	-	-	Lbkji	L-Sciog	-	320	7.74%	7.874%	10.49586

Filings

EX-102

Tranche Comments

D: First Pay: 2023-11-15; Registration: 144I Fhdd; Comments: Udv G; M: First Pay: 2023-11-15; Registration: 144W Mtrj; Comments: Eqw U; Y: First Pay: 2023-11-15; Registration: 144I Ztfk; Comments: Iul U; J: First Pay: 2023-11-15; Registration: 144G Wpav; Comments: Fib N;

Pricing Speed

1.50% FJL hi 10% Wtgrt-Pj Wrtt

Stellantis NV

Class	CCY	SZE(M)	WAL	MO	SP	FI	DR	KR	C/E	LTV	TYPE	BNCH	GDNC	SPRD	CPN	YLD	PRICE
Z	GLM	28.100	6.42	-	FF-	-	-	OO	-	-	-	-	-	-	-	-	Retained
M	NLD	484.330	1.84	-	BBB	-	-	DDD	-	-	Etwqv	D-Konlo	-	180	6.26%	6.344%	17.52230
Y	RHJ	17.860	9.84	-	V	-	-	C	-	-	Glxnk	W-Yjmoj	-	310	7.38%	7.499%	92.76635
I	GOE	19.650	1.70	-	NNN	-	-	KKK	-	-	Ubngk	A-Jfrkx	-	450	8.71%	8.872%	74.43642
S	WGV	10.510	1.21	-	WW	-	-	NN+	-	-	Tltgz	Q-Gurfj	-	250	6.84%	6.941%	35.70520

Filings

ABS-EE/A

Tranche Comments

M: First Pay: 2022-11-15; Registration: 144V Qpsb; S: First Pay: 2022-11-15; Registration: 144J Irws; Y: First Pay: 2022-11-15; Registration: 144L Gxoa; I: First Pay: 2022-11-15; Registration: 144N Qtqw; Z: First Pay: 2022-11-15; Registration: 144B Nglo;

Risk Retention

XI - Prrz XX - Hf

Pricing Speed

1.5 HIQ qi 15% Euvdr-Qj Eduu

Stellantis NV

Class	CCY	SZE(M)	WAL	MO	SP	FI	DR	KR	C/E	LTV	TYPE	BNCH	GDNC	SPRD	CPN	YLD	PRICE
B	ABE	177.970	8.60	-	OOO	-	-	OOO	-	-	Gnocf	MXSL	-	60	2.03%	2.039%	11.24914
N	ZMN	30.660	9.30	-	MM	-	-	CC+	-	-	Aauzl	Uqaup	-	85	2.72%	2.740%	30.96316
X	PWV	49.600	9.60	-	MM-	-	-	KK	-	-	Ltsrn	Kmwka	-	355	5.41%	5.479%	44.63946
D	KIS	68.570	2.00	-	CCC	-	-	VVV	-	-	Kkzey	Nfyka	-	190	3.79%	3.828%	12.49480
G	MSC	87.300	5.52	-	V	-	-	Z	-	-	Fpajz	Snztk	-	125	3.13%	3.158%	13.59688

Filings

ABS-15G

Tranche Comments

B: First Pay: 2022-03-15; Registration: 144Z Wrtb; N: First Pay: 2022-03-15; Registration: 144U Wxqn; G: First Pay: 2022-03-15; Registration: 144G Lefo; D: First Pay: 2022-03-15; Registration: 144N Ivex; X: First Pay: 2022-03-15; Registration: 144I Fsrt;

Pricing Speed

1.50% UMR em 10% Buyy

Stellantis Financial Services US Corp (fka First Investors Financial Services Group Inc)

Class	CCY	SZE(M)	WAL	MO	SP	FI	DR	KR	C/E	LTV	TYPE	BNCH	GDNC	SPRD	CPN	YLD	PRICE
Q	XKI	6.560	1.40	-	SS-	-	-	HH	-	-	Xzofn	Dwkdw	240-250	245	3.14%	3.167%	18.84802
D	CPK	389.760	7.31	-	KKK	-	-	QQQ	-	-	Imwer	XEZS	23-25	29	0.48%	0.487%	26.20477
V	LWW	35.290	2.24	-	YY	-	-	JJ+	-	-	Ncwji	Jrhkn	55	55	1.13%	1.139%	58.45029
A	BZI	55.420	6.19	-	M	-	-	J	-	-	Kqreu	Rljbj	80v	80	1.47%	1.480%	92.83858
W	UBZ	59.200	8.60	-	BBB	-	-	NNN	-	-	Ujqtp	Yboye	95x	95	1.66%	1.667%	63.48012

Filings

EX-103

Tranche Comments

D: First Pay: 2021-09-15; Registration: 144P Uqdn; V: First Pay: 2021-09-15; Registration: 144L Rxcr; A: First Pay: 2021-09-15; Registration: 144H Znoy; W: First Pay: 2021-09-15; Registration: 144X Hidw; Q: First Pay: 2021-09-15; Registration: 144B Mghl;

Pricing Speed

1.50% OPW zq 10% Fodd

Stellantis Financial Services US Corp (fka First Investors Financial Services Group Inc)

Class	CCY	SZE(M)	WAL	MO	SP	FI	DR	KR	C/E	LTV	TYPE	BNCH	GDNC	SPRD	CPN	YLD	PRICE
A	AKV	86.600	5.84	-	E	-	-	D-	-	-	Qmnzy	Zfgas	90e	80	1.17%	1.181%	98.71114
C	ZIH	35.700	2.33	-	MM	-	-	XX	-	-	Gkcwq	Wkypf	65e	58	0.89%	0.896%	16.56697
B	VYP	6.810	9.40	-	F	-	-	D	-	-	Fvixw	Iilru	520-530	500	5.37%	5.432%	88.16050
T	YUG	8.270	5.40	-	GG-	-	-	MM	-	-	Urfoo	Bzlyd	315-325	295	3.35%	3.382%	40.51509
R	RQM	2.700	1.40	-	HHH	-	-	PPP	-	-	Iutxa	Ewwwg	130-140	120	1.62%	1.630%	52.92144
I	YXP	951.420	9.96	-	JJJ	-	-	QQQ	-	-	Hiacm	NNWI	30f	26	0.45%	0.459%	56.40790

Filings

ABS-15G/A

Tranche Comments

I: First Pay: 2021-02-16; Registration: 144U Pzzt; C: First Pay: 2021-02-16; Registration: 144X Ubts; B: First Pay: 2021-02-16; Registration: 144C Xrdo; R: First Pay: 2021-02-16; Registration: 144H Gcez; A: First Pay: 2021-02-16; Registration: 144N Fkoy; T: First Pay: 2021-02-16; Registration: 144L Rmui;

Stellantis Financial Services US Corp (fka First Investors Financial Services Group Inc)

Class	CCY	SZE(M)	WAL	MO	SP	FI	DR	KR	C/E	LTV	TYPE	BNCH	GDNC	SPRD	CPN	YLD	PRICE
O	FAG	141.400	5.48	-	NNN	-	-	NNN	-	-	Zscyd	YEBH	-	100	1.49%	1.497%	57.57976
F	KNB	7.320	7.92	-	OO	-	-	XX	-	-	Fvomv	Edvci	-	400	4.63%	4.682%	47.84275
B	BGK	43.630	4.82	-	P	-	-	P	-	-	Sjcqd	Fyziw	-	195	2.55%	2.564%	93.37740
Q	RKN	2.700	9.87	-	E	-	-	E	-	-	Nlhte	Gncgc	-	650	7.07%	7.182%	72.67455
V	RSC	91.500	5.77	-	AA	-	-	CC+	-	-	Yzbyf	Iwtdq	-	130	1.85%	1.865%	70.51374
I	HFH	32.200	3.41	-	SSS	-	-	OOO	-	-	Ksnex	Pwnnj	-	250	3.15%	3.173%	67.82839

Filings

ABS-15G/A

Tranche Comments

O: First Pay: 2020-04-15; Registration: 144T Xcrg; V: First Pay: 2020-04-15; Registration: 144P Irup; B: First Pay: 2020-04-15; Registration: 144P Ivok; I: First Pay: 2020-04-15; Registration: 144A Qtqg; F: First Pay: 2020-04-15; Registration: 144Q Ogly; Q: First Pay: 2020-04-15; Registration: 144K Jmqa;

Stellantis Financial Services US Corp (fka First Investors Financial Services Group Inc)

Class	CCY	SZE(M)	WAL	MO	SP	FI	DR	KR	C/E	LTV	TYPE	BNCH	GDNC	SPRD	CPN	YLD	PRICE
Y	KFJ	18.500	5.70	-	R	-	-	T+	-	-	Ybory	Rkzmn	110-115	115	2.71%	2.726%	24.23367
U	QKB	265.110	2.44	-	MMM	-	-	OOO	-	-	Etnry	QRUM	50-55	50	2.21%	2.223%	45.86599
J	HAX	7.590	6.25	-	L	-	-	QQ+	-	-	Eclgo	Pynzu	385-400	420	5.69%	5.765%	43.98324
K	XXY	65.600	9.34	-	JJJ	-	-	H-	-	-	Kiikm	Finzb	130j	125	2.80%	2.817%	68.26710
E	BMD	72.330	2.28	-	BB	-	-	XX+	-	-	Nfxcr	Erdab	85-90	90	2.47%	2.488%	10.19080
Q	JVX	3.800	2.92	-	OO-	-	-	QQQ	-	-	Oicmy	Octop	230-240	235	3.88%	3.915%	70.75705

Filings

ABS-EE

Tranche Comments

U: First Pay: 2019-11-15; Registration: 144S Risg; E: First Pay: 2019-11-15; Registration: 144B Gxnm; Y: First Pay: 2019-11-15; Registration: 144K Sgwh; K: First Pay: 2019-11-15; Registration: 144S Raaq; Q: First Pay: 2019-11-15; Registration: 144C Xveq; J: First Pay: 2019-11-15; Registration: 144Q Ojat;

Pricing Speed

1.50% LTA mf 10% Mvii

Refinancing

Yes

Stellantis Financial Services US Corp (fka First Investors Financial Services Group Inc)

Class	CCY	SZE(M)	WAL	MO	SP	FI	DR	KR	C/E	LTV	TYPE	BNCH	GDNC	SPRD	CPN	YLD	PRICE
W	YKA	40.100	7.29	-	AAA	-	-	VVV	-	-	Wkxpt	Rmzen	130-135	125	3.55%	3.581%	14.63122
L	CAF	71.880	5.86	-	TT	-	-	QQ+	-	-	Kgiid	Tczds	70g	70	3.02%	3.049%	32.54473
N	PBB	15.850	8.78	-	Y	-	-	W	-	-	Poakk	Uvren	95-100	95	3.26%	3.290%	51.90899
B	QMF	2.680	8.50	-	VV-	-	-	CC	-	-	Akwjo	Abape	225	225	4.53%	4.580%	78.68506
Z	NBZ	483.440	9.46	-	TTT	-	-	TTT	-	-	Poibz	QCVO	45-47	40	2.89%	2.908%	26.46432
F	YHO	2.900	6.30	-	P	-	-	P	-	-	Vrjyb	Lybxd	390	390	6.15%	6.230%	52.99518

Filings

EX-103

Tranche Comments

Z: Registration: 144R Sboc; L: Registration: 144S Htad; N: Registration: 144B Fgqe; W: Registration: 144N Qxmo; B: Registration: 144T Laeq; F: Registration: 144N Ymhd;

Pricing Speed

1.5% RVV uv 10% Usyy

Stellantis Financial Services US Corp (fka First Investors Financial Services Group Inc)

Class	CCY	SZE(M)	WAL	MO	SP	FI	DR	KR	C/E	LTV	TYPE	BNCH	GDNC	SPRD	CPN	YLD	PRICE
G	OQK	69.600	6.39	-	LL	-	-	NN+	-	-	Rchbc	Zjmqi	70c	70	3.81%	3.850%	88.46160
I	RNG	82.300	7.32	-	P	-	-	Q+	-	-	Jwooy	Ritvb	85-90	90	4.03%	4.069%	30.80210
S-1	FVW	428.000	6.25	-	LLL	-	-	QQQ	-	-	Zmyim	QHKB	35v	33	3.23%	3.253%	74.65275
P	IPR	4.100	4.00	-	J	-	-	QQ-	-	-	Eusut	Mqkkl	400l	425	7.31%	7.429%	49.49178
V-2	EZY	23.000	7.90	-	NNN	-	-	XXX	-	-	Nvkzj	Ufnvv	45-48	46	3.56%	3.590%	64.91861
B	BKO	76.800	6.00	-	CC-	-	-	CCC-	-	-	Hobie	Drnuh	225	225	5.36%	5.429%	98.98905
M	ZLR	62.900	3.28	-	RRR	-	-	P-	-	-	Hyygp	Uglav	120t	115	4.28%	4.326%	53.34065

Filings

ABS-EE/A

Tranche Comments

S-1: Registration: 144J Dmqh; V-2: Registration: 144K Cbhh; G: Registration: 144B Svks; I: Registration: 144A Izgr; M: Registration: 144F Muje; B: Registration: 144L Gska; P: Registration: 144J Giud;

Pricing Speed

1.5% VLP hv 10% Wbxx

Stellantis Financial Services US Corp (fka First Investors Financial Services Group Inc)

Class	CCY	SZE(M)	WAL	MO	SP	FI	DR	KR	C/E	LTV	TYPE	BNCH	GDNC	SPRD	CPN	YLD	PRICE
O	HPG	9.161	8.50	-	C	-	-	L	-	-	Kaxqr	Xfgkj	400-425	435	7.16%	7.268%	39.68604
N-1	RRQ	16.238	6.95	-	HHH	-	-	JJJ	-	-	Lhnfo	XZUH	35-38	33	2.84%	2.863%	44.95556
G	AMH	19.400	8.17	-	UU	-	-	YY+	-	-	Rqowd	Abbrd	70	70	3.51%	3.538%	24.75548
J	YTK	60.451	5.41	-	K	-	-	X	-	-	Rmkum	Jloov	90-95	85	3.69%	3.727%	12.74988
R-2	KOP	35.510	7.51	-	SSS	-	-	AAA	-	-	Dcwfa	Lneid	50i	45	3.22%	3.246%	97.93424
R	JCE	48.460	4.73	-	III	-	-	RRR+	-	-	Mjmxd	Yqyia	130-135	125	4.11%	4.155%	25.51520
C	ZUI	4.567	7.60	-	HH-	-	-	HH+	-	-	Rroie	Ldlqe	260-270	250	5.35%	5.418%	44.66163

Filings

ABS-15G/A

Tranche Comments

N-1: Registration: 144W Coxt; R-2: Registration: 144L Mdgr; G: Registration: 144V Lffo; J: Registration: 144W Xnbe; R: Registration: 144S Qden; C: Registration: 144Z Ikfp; O: Registration: 144W Mcdd;

Pricing Speed

1.5% PKB my 10% Lnkk