Fix and Flip loans (fixed-rate transition, interest-only mortgage loans secured by first liens on non- owner-occupied one-to-four-family and multifamily residential and mixed-use properties with residential units representing at least 50% of the total square footage and two-to-four unit townhome Mortgaged Properties (as defined herein), with original terms to maturity ranging from six (6) to twenty-four (24) months)