StratMaker (138387)

World Omni Auto Receivables Trust 2022-A

StratMaker Datatape Summary

Beginning Period

Oct 1, 2022

As % of Reporting Period ELA:

Ending Period

Oct 31, 2022

New % / Used %

92.75% / 7.25%

Total Original # of Loans

37,826

WA Loan to Value (LTV)

80.92%

Total Original Loan Amount (OLA)

$ 1,200,694,275

WA Payment to Income (PTI)

9.88%

Weighted Average (WA) OLA

$ 35,327

WA FICO (non-zero)

755

Rep. Period Beginning Loan Amount

$ 696,782,771

WA Remaining Term (RT)

53.54

Rep. Period Ending Loan Amount (ELA)

$ 670,919,369

WA Original APR

4.19%

Beginning Period

Oct 1, 2022

Ending Period

Oct 31, 2022

Total Original # of Loans

37,826

Total Original Loan Amount (OLA)

$ 1,200,694,275

Weighted Average (WA) OLA

$ 35,327

Rep. Period Beginning Loan Amount

$ 696,782,771

Rep. Period Ending Loan Amount (ELA)

$ 670,919,369

As % of Reporting Period ELA:

New % / Used %

92.75% / 7.25%

WA Loan to Value (LTV)

80.92%

WA Payment to Income (PTI)

9.88%

WA FICO (non-zero)

755

WA Remaining Term (RT)

53.54

WA Original APR

4.19%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	-	-	-	-	-	-	-	-	-	-
$5,000 - $9,999	324	0.86%	2,720,196	0.23%	1,304,945	0.19%	5,915	782	36.78	3.35%
$10,000 - $14,999	1,339	3.54%	17,236,486	1.44%	8,153,392	1.22%	9,268	779	41.62	3.35%
$15,000 - $19,999	3,015	7.97%	53,615,584	4.47%	25,073,121	3.74%	12,960	777	45.47	3.80%
$20,000 - $24,999	5,792	15.31%	131,258,782	10.93%	66,566,950	9.92%	17,190	764	49.99	4.14%
$25,000 - $29,999	7,411	19.59%	203,819,828	16.98%	109,017,963	16.25%	21,341	755	52.70	4.23%
$30,000 - $39,999	11,867	31.37%	410,708,704	34.21%	232,882,961	34.71%	27,415	751	54.33	4.22%
$40,000 - $49,999	5,898	15.59%	260,647,700	21.71%	154,776,280	23.07%	35,286	754	55.23	4.13%
$50,000 - $59,999	1,821	4.81%	97,905,260	8.15%	58,691,618	8.75%	43,245	753	55.89	4.28%
$60,000 - $69,999	359	0.95%	22,781,736	1.90%	14,452,137	2.15%	51,787	744	58.03	5.11%
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	37,826	100.00%	1,200,694,275	100.00%	670,919,369	100.00%	28,336	755	53.54	4.19%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	11,517	30.45%	341,229,755	28.42%	13,184,329	1.97%	3,295	760	9.14	2.78%
$5,000 - $9,999	1,824	4.82%	47,217,665	3.93%	13,065,504	1.95%	7,476	765	25.17	3.37%
$10,000 - $14,999	2,171	5.74%	41,403,480	3.45%	27,680,742	4.13%	12,909	782	41.81	2.92%
$15,000 - $19,999	4,040	10.68%	95,584,844	7.96%	71,497,083	10.66%	17,812	773	49.02	3.61%
$20,000 - $24,999	5,536	14.64%	158,392,342	13.19%	124,656,408	18.58%	22,610	758	53.91	4.15%
$25,000 - $29,999	4,996	13.21%	170,339,687	14.19%	136,658,179	20.37%	27,429	751	55.75	4.27%
$30,000 - $39,999	5,909	15.62%	247,452,844	20.61%	201,768,962	30.07%	34,377	749	57.38	4.41%
$40,000 - $49,999	1,576	4.17%	82,908,181	6.91%	68,792,897	10.25%	43,809	744	59.15	4.68%
$50,000 - $59,999	255	0.67%	16,027,241	1.33%	13,489,074	2.01%	52,984	732	60.48	5.64%
$60,000 - $69,999	2	0.01%	138,236	0.01%	126,191	0.02%	63,125	683	63.51	10.78%
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	37,826	100.00%	1,200,694,275	100.00%	670,919,369	100.00%	28,336	755	53.54	4.19%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	37,826	100.00%	1,200,694,275	100.00%	670,919,369	100.00%	28,336	755	53.54	4.19%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	37,826	100.00%	1,200,694,275	100.00%	670,919,369	100.00%	28,336	755	53.54	4.19%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	10,483	27.71%	310,208,336	25.84%	148,895,652	22.19%	23,918	798	40.92	1.33%
2.50 - 4.99%	17,404	46.01%	570,778,155	47.54%	332,622,795	49.58%	29,393	765	56.42	3.73%
5.00 - 7.49%	6,503	17.19%	211,524,533	17.62%	126,547,026	18.86%	29,952	712	58.20	6.09%
7.50 - 9.99%	2,293	6.06%	77,331,560	6.44%	45,605,137	6.80%	31,310	679	59.28	8.53%
10.00 - 12.49%	709	1.87%	20,209,884	1.68%	11,288,615	1.68%	27,707	666	57.45	11.28%
12.50 - 14.99%	347	0.92%	8,610,137	0.72%	4,851,480	0.72%	24,392	658	57.82	13.61%
15.00 - 17.49%	80	0.21%	1,889,244	0.16%	1,020,064	0.15%	21,742	653	57.58	15.68%
17.50 - 19.99%	7	0.02%	142,426	0.01%	88,599	0.01%	19,376	0	52.67	18.34%
20.00 - 22.49%	-	-	-	-	-	-	-	-	-	-
22.50 - 24.99%	-	-	-	-	-	-	-	-	-	-
25.00 - 27.49%	-	-	-	-	-	-	-	-	-	-
27.50 - 29.99%	-	-	-	-	-	-	-	-	-	-
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	37,826	100.00%	1,200,694,275	100.00%	670,919,369	100.00%	28,336	755	53.54	4.19%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	-	-	-	-	-	-	-	-	-	-
500 - 549	-	-	-	-	-	-	-	-	-	-
550 - 599	-	-	-	-	-	-	-	-	-	-
600 - 649	-	-	-	-	-	-	-	-	-	-
650 - 699	7,497	19.82%	251,570,983	20.95%	143,426,404	21.38%	30,398	677	57.73	6.80%
700 - 749	10,082	26.65%	327,118,415	27.24%	183,256,903	27.31%	29,184	724	55.56	4.22%
750 - 799	8,843	23.38%	276,884,101	23.06%	153,616,371	22.90%	27,746	774	52.30	3.13%
800+	10,593	28.00%	324,537,848	27.03%	179,065,573	26.69%	26,639	833	49.09	2.64%
NA	811	2.14%	20,582,928	1.71%	11,554,116	1.72%	23,460	0	54.73	9.20%
Total:	37,826	100.00%	1,200,694,275	100.00%	670,919,369	100.00%	28,336	755	53.54	4.19%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	-	-	-	-	-	-	-	-	-	-
25 - 36	14	0.04%	332,041	0.03%	102,950	0.02%	11,990	821	10.70	1.37%
37 - 48	1,954	5.17%	50,256,055	4.19%	27,015,491	4.03%	18,702	801	21.92	0.39%
49 - 60	1,557	4.12%	44,007,810	3.67%	27,138,809	4.05%	23,006	800	33.50	1.45%
61 - 72	7,396	19.55%	211,495,060	17.61%	122,479,273	18.26%	25,060	793	47.06	2.59%
73+	26,905	71.13%	894,603,309	74.51%	494,182,846	73.66%	29,971	740	57.98	4.94%
Total:	37,826	100.00%	1,200,694,275	100.00%	670,919,369	100.00%	28,336	755	53.54	4.19%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	1,598	4.22%	45,546,130	3.79%	2,354	0.00%	534	715	0.00	5.73%
1 - 12	6,250	16.52%	181,324,667	15.10%	17,033,426	2.54%	4,136	756	8.65	3.09%
13 - 24	2,214	5.85%	58,830,273	4.90%	28,453,023	4.24%	17,998	796	21.40	0.67%
25 - 36	1,585	4.19%	44,903,828	3.74%	27,591,112	4.11%	22,878	800	33.25	1.44%
37 - 48	4,647	12.29%	131,613,135	10.96%	86,766,722	12.93%	23,966	788	45.74	2.69%
49 - 60	12,499	33.04%	417,933,113	34.81%	282,230,065	42.07%	29,542	748	57.22	4.59%
61 - 72	9,033	23.88%	320,543,130	26.70%	228,842,666	34.11%	32,252	740	61.74	5.12%
73+	-	-	-	-	-	-	-	-	-	-
Total:	37,826	100.00%	1,200,694,275	100.00%	670,919,369	100.00%	28,336	755	53.54	4.19%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	35,780	94.59%	1,129,483,236	94.07%	619,251,763	92.30%	28,027	759	53.25	4.03%
1 - 15	1,258	3.33%	43,858,114	3.65%	31,494,005	4.69%	31,923	710	56.90	5.87%
16 - 30	408	1.08%	14,011,945	1.17%	10,007,218	1.49%	31,884	705	56.63	6.17%
31 - 60	281	0.74%	9,942,290	0.83%	7,427,735	1.11%	32,433	698	57.24	6.65%
61 - 90	77	0.20%	2,627,654	0.22%	2,190,690	0.33%	32,617	698	59.75	7.71%
91 - 120	22	0.06%	771,036	0.06%	547,959	0.08%	33,941	681	57.79	7.87%
121+	-	-	-	-	-	-	-	-	-	-
Total:	37,826	100.00%	1,200,694,275	100.00%	670,919,369	100.00%	28,336	755	53.54	4.19%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	37,698	99.66%	1,196,632,173	99.66%	668,483,391	99.64%	28,335	755	53.53	4.19%
Stated, verified to Level 3²	128	0.34%	4,062,102	0.34%	2,435,978	0.36%	28,663	749	55.78	2.84%
NA	-	-	-	-	-	-	-	-	-	-
Total:	37,826	100.00%	1,200,694,275	100.00%	670,919,369	100.00%	28,336	755	53.54	4.19%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	128	0.34%	4,062,102	0.34%	2,435,978	0.36%	28,663	749	55.78	2.84%
Stated, not verified	37,698	99.66%	1,196,632,173	99.66%	668,483,391	99.64%	28,335	755	53.53	4.19%
Stated, verified but not Level 4 or 5	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	37,826	100.00%	1,200,694,275	100.00%	670,919,369	100.00%	28,336	755	53.54	4.19%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	7,995	21.14%	218,750,047	18.22%	117,558,369	17.52%	24,938	785	50.98	3.28%
5.00 - 9.99%	15,223	40.24%	477,085,488	39.73%	263,881,801	39.33%	27,824	762	53.56	3.95%
10.00 - 14.99%	9,561	25.28%	325,631,200	27.12%	185,170,681	27.60%	29,869	740	54.66	4.60%
15.00 - 19.99%	3,935	10.40%	139,578,132	11.62%	81,626,935	12.17%	30,790	727	54.96	5.16%
20.00 - 24.99%	792	2.09%	28,654,840	2.39%	16,249,351	2.42%	30,933	727	53.16	5.33%
25.00 - 29.99%	112	0.30%	4,126,495	0.34%	2,539,405	0.38%	31,244	748	48.41	4.06%
30.00 - 39.99%	44	0.12%	1,600,602	0.13%	760,833	0.11%	27,186	763	38.37	3.13%
40.00 - 49.99%	12	0.03%	449,993	0.04%	311,053	0.05%	31,820	767	47.10	4.69%
50.00 - 59.99%	8	0.02%	259,887	0.02%	135,445	0.02%	29,770	718	42.29	4.50%
60.00 - 69.99%	1	0.00%	26,286	0.00%	20,356	0.00%	20,356	768	49.00	2.99%
70.00 - 79.99%	2	0.01%	42,893	0.00%	27,537	0.00%	14,240	776	36.48	3.03%
80.00 - 89.99%	1	0.00%	20,365	0.00%	15,465	0.00%	15,465	814	46.00	1.99%
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	5	0.01%	148,945	0.01%	39,738	0.01%	21,743	782	57.69	5.08%
NA	135	0.36%	4,319,103	0.36%	2,582,400	0.38%	28,962	748	56.05	2.90%
Total:	37,826	100.00%	1,200,694,275	100.00%	670,919,369	100.00%	28,336	755	53.54	4.19%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	129	0.34%	1,382,650	0.12%	628,816	0.09%	11,960	760	42.73	4.58%
25.00 - 49.99%	1,671	4.42%	25,473,655	2.12%	13,635,907	2.03%	12,024	794	41.39	2.72%
50.00 - 74.99%	5,300	14.01%	123,690,763	10.30%	68,643,400	10.23%	19,090	791	47.16	2.94%
75.00 - 99.99%	12,038	31.82%	368,736,688	30.71%	197,802,165	29.48%	25,838	773	51.61	3.58%
100.00 - 109.99%	6,243	16.50%	218,002,158	18.16%	122,762,102	18.30%	29,912	757	54.16	4.04%
110.00 - 119.99%	5,247	13.87%	192,020,491	15.99%	113,896,930	16.98%	32,016	741	56.25	4.65%
120.00 - 129.99%	3,464	9.16%	129,780,480	10.81%	75,558,521	11.26%	33,027	727	57.60	5.22%
130.00 - 139.99%	2,097	5.54%	79,129,964	6.59%	45,183,813	6.73%	33,333	718	57.65	5.62%
140.00%+	1,637	4.33%	62,477,426	5.20%	32,807,713	4.89%	33,485	714	57.05	5.70%
Total:	37,826	100.00%	1,200,694,275	100.00%	670,919,369	100.00%	28,336	755	53.54	4.19%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	3,399	8.99%	110,185,799	9.18%	60,767,463	9.06%	28,576	759	53.46	4.21%
Alaska	5	0.01%	202,712	0.02%	118,225	0.02%	42,234	745	58.05	3.83%
Arizona	27	0.07%	843,583	0.07%	255,860	0.04%	26,617	737	44.56	3.91%
Arkansas	16	0.04%	520,848	0.04%	289,973	0.04%	31,307	788	52.25	3.77%
California	95	0.25%	2,939,922	0.24%	1,614,130	0.24%	28,110	751	53.23	3.93%
Colorado	54	0.14%	1,832,641	0.15%	964,370	0.14%	29,655	769	50.06	3.17%
Connecticut	18	0.05%	503,371	0.04%	216,027	0.03%	24,810	741	48.94	3.50%
Delaware	5	0.01%	153,508	0.01%	97,583	0.01%	34,531	685	56.40	4.86%
Florida	17,932	47.41%	564,627,116	47.03%	315,454,022	47.02%	28,356	747	54.64	4.43%
Georgia	6,820	18.03%	224,281,765	18.68%	126,700,518	18.88%	29,131	753	52.88	4.30%
Hawaii	4	0.01%	105,885	0.01%	45,755	0.01%	17,789	742	46.10	4.42%
Idaho	3	0.01%	84,879	0.01%	27,101	0.00%	23,665	791	53.60	2.98%
Illinois	37	0.10%	1,138,916	0.09%	559,485	0.08%	26,859	762	49.19	3.66%
Indiana	34	0.09%	1,079,959	0.09%	500,720	0.07%	25,390	746	50.97	4.34%
Iowa	4	0.01%	129,303	0.01%	85,219	0.01%	32,361	760	56.34	4.75%
Kansas	17	0.04%	567,030	0.05%	277,274	0.04%	29,876	730	56.19	3.43%
Kentucky	33	0.09%	1,125,336	0.09%	709,821	0.11%	30,724	748	56.19	4.67%
Louisiana	11	0.03%	316,619	0.03%	130,730	0.02%	22,639	706	52.22	4.21%
Maine	7	0.02%	190,280	0.02%	27,477	0.00%	7,897	803	26.65	2.30%
Maryland	21	0.06%	612,348	0.05%	331,805	0.05%	28,318	741	51.03	3.51%
Massachusetts	41	0.11%	1,175,586	0.10%	608,076	0.09%	26,350	750	51.40	4.35%
Michigan	27	0.07%	808,742	0.07%	317,267	0.05%	27,797	759	52.87	4.02%
Minnesota	5	0.01%	182,482	0.02%	66,352	0.01%	34,334	784	56.78	4.26%
Mississippi	90	0.24%	2,965,069	0.25%	1,851,729	0.28%	27,887	774	51.50	3.16%
Missouri	26	0.07%	834,877	0.07%	405,096	0.06%	31,343	746	54.02	4.26%
Montana	6	0.02%	225,555	0.02%	101,894	0.02%	35,649	782	58.06	3.89%
Nebraska	3	0.01%	94,798	0.01%	62,710	0.01%	30,603	676	52.54	6.20%
Nevada	16	0.04%	463,972	0.04%	136,077	0.02%	21,340	788	37.20	2.64%
New Hampshire	10	0.03%	312,175	0.03%	143,253	0.02%	37,301	704	53.70	4.84%
New Jersey	38	0.10%	1,169,145	0.10%	454,496	0.07%	25,337	752	52.66	4.06%
New Mexico	14	0.04%	436,175	0.04%	118,347	0.02%	18,306	743	47.33	3.51%
New York	110	0.29%	3,342,921	0.28%	1,602,531	0.24%	26,769	762	51.11	4.12%
North Carolina	5,794	15.32%	180,037,920	14.99%	101,926,396	15.19%	27,426	772	51.87	3.58%
North Dakota	3	0.01%	132,158	0.01%	78,071	0.01%	35,737	763	50.14	2.81%
Ohio	62	0.16%	1,954,217	0.16%	968,729	0.14%	28,749	767	49.51	3.47%
Oklahoma	18	0.05%	639,062	0.05%	305,480	0.05%	28,752	772	49.80	3.61%
Oregon	11	0.03%	312,338	0.03%	144,140	0.02%	24,587	738	50.19	4.17%
Pennsylvania	17	0.04%	540,102	0.04%	370,556	0.06%	27,451	771	50.26	4.16%
Rhode Island	10	0.03%	311,654	0.03%	91,435	0.01%	22,448	749	46.87	4.53%
South Carolina	2,442	6.46%	75,733,743	6.31%	42,032,114	6.26%	27,486	769	52.25	3.68%
South Dakota	3	0.01%	103,442	0.01%	80,791	0.01%	34,295	737	51.62	4.87%
Tennessee	183	0.48%	6,124,250	0.51%	3,216,520	0.48%	30,198	762	52.72	4.11%
Texas	70	0.19%	2,183,183	0.18%	1,310,418	0.20%	27,299	747	53.23	4.23%
Utah	17	0.04%	576,109	0.05%	352,814	0.05%	31,712	752	55.90	4.96%
Vermont	5	0.01%	153,346	0.01%	101,360	0.02%	30,439	781	59.70	5.22%
Virginia	190	0.50%	6,254,694	0.52%	3,809,050	0.57%	29,850	772	52.98	3.62%
Washington	24	0.06%	733,218	0.06%	316,620	0.05%	25,574	737	51.44	3.82%
West Virginia	25	0.07%	766,919	0.06%	461,606	0.07%	28,415	768	50.21	3.62%
Wisconsin	15	0.04%	420,749	0.04%	206,428	0.03%	26,836	784	53.49	4.13%
Wyoming	1	0.00%	29,081	0.00%	2,687	0.00%	2,687	725	6.00	3.99%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	2	0.01%	60,412	0.01%	47,754	0.01%	28,083	766	48.84	1.99%
Armed Forces Pacific	1	0.00%	41,761	0.00%	32,847	0.00%	32,847	801	49.00	1.99%
District of Columbia	3	0.01%	93,662	0.01%	21,038	0.00%	9,492	789	40.56	3.22%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	2	0.01%	38,941	0.00%	1,131	0.00%	1,131	725	5.00	5.65%
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	37,826	100.00%	1,200,694,275	100.00%	670,919,369	100.00%	28,336	755	53.54	4.19%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	34,663	91.64%	1,115,916,454	92.94%	622,248,250	92.75%	28,513	757	53.27	3.97%
Used	3,163	8.36%	84,777,821	7.06%	48,671,119	7.25%	26,079	732	56.95	7.04%
NA	-	-	-	-	-	-	-	-	-	-
Total:	37,826	100.00%	1,200,694,275	100.00%	670,919,369	100.00%	28,336	755	53.54	4.19%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	15,765	41.68%	425,934,814	35.47%	235,160,707	35.05%	23,984	739	54.62	4.80%
Truck	4,865	12.86%	179,065,135	14.91%	99,331,715	14.81%	32,170	760	54.60	4.31%
SUV	17,196	45.46%	595,694,326	49.61%	336,426,947	50.14%	30,247	764	52.47	3.72%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	37,826	100.00%	1,200,694,275	100.00%	670,919,369	100.00%	28,336	755	53.54	4.19%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	-	-	-	-	-	-	-	-	-	-
Ford: Lincoln	-	-	-	-	-	-	-	-	-	-
Ford: Mercury	-	-	-	-	-	-	-	-	-	-
GMC	-	-	-	-	-	-	-	-	-	-
GMC: Buick	-	-	-	-	-	-	-	-	-	-
GMC: Cadillac	-	-	-	-	-	-	-	-	-	-
GMC: Chevrolet	-	-	-	-	-	-	-	-	-	-
GMC: Hummer	-	-	-	-	-	-	-	-	-	-
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	-	-	-	-	-	-	-	-	-	-
GMC: Saturn	-	-	-	-	-	-	-	-	-	-
Tesla	-	-	-	-	-	-	-	-	-	-
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	-	-	-	-	-	-	-	-	-	-
BMW: Mini	-	-	-	-	-	-	-	-	-	-
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	-	-	-	-	-	-	-	-	-	-
Daimler: Smart	-	-	-	-	-	-	-	-	-	-
Fiat	-	-	-	-	-	-	-	-	-	-
Fiat: Alfa Romeo	-	-	-	-	-	-	-	-	-	-
Fiat: Chrysler	-	-	-	-	-	-	-	-	-	-
Fiat: Dodge	-	-	-	-	-	-	-	-	-	-
Fiat: Jeep	-	-	-	-	-	-	-	-	-	-
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	-	-	-	-	-	-	-	-	-	-
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	-	-	-	-	-	-	-	-	-	-
Volkswagen: Audi	-	-	-	-	-	-	-	-	-	-
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	-	-	-	-	-	-	-	-	-	-
Honda	-	-	-	-	-	-	-	-	-	-
Honda: Acura	-	-	-	-	-	-	-	-	-	-
Hyundai	-	-	-	-	-	-	-	-	-	-
Hyundai: Kia	-	-	-	-	-	-	-	-	-	-
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	-	-	-	-	-	-	-	-	-	-
Mitsubishi	-	-	-	-	-	-	-	-	-	-
Nissan	-	-	-	-	-	-	-	-	-	-
Nissan: Infiniti	-	-	-	-	-	-	-	-	-	-
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	-	-	-	-	-	-	-	-	-	-
Suzuki	-	-	-	-	-	-	-	-	-	-
Tata: Jaguar	-	-	-	-	-	-	-	-	-	-
Tata: Land Rover	-	-	-	-	-	-	-	-	-	-
Toyota	37,781	99.88%	1,199,812,094	99.93%	670,778,670	99.98%	28,340	755	53.54	4.19%
Toyota: Lexus	-	-	-	-	-	-	-	-	-	-
Toyota: Scion	45	0.12%	882,181	0.07%	140,698	0.02%	9,953	726	32.69	8.14%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	37,826	100.00%	1,200,694,275	100.00%	670,919,369	100.00%	28,336	755	53.54	4.19%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

Actions

Deal Documents

Download Datatape (CSV)

View EDGAR Filing

Quick Navigation

COMPANY

FINSIGHT.COM