StratMaker (138403)

World Omni Select Auto Trust 2020-A

StratMaker Datatape Summary

Beginning Period

Oct 1, 2022

As % of Reporting Period ELA:

Ending Period

Oct 31, 2022

New % / Used %

79.88% / 20.12%

Total Original # of Loans

23,617

WA Loan to Value (LTV)

72.41%

Total Original Loan Amount (OLA)

$ 683,503,694

WA Payment to Income (PTI)

11.44%

Weighted Average (WA) OLA

$ 32,234

WA FICO (non-zero)

663

Rep. Period Beginning Loan Amount

$ 269,353,875

WA Remaining Term (RT)

41.86

Rep. Period Ending Loan Amount (ELA)

$ 257,868,085

WA Original APR

8.31%

Beginning Period

Oct 1, 2022

Ending Period

Oct 31, 2022

Total Original # of Loans

23,617

Total Original Loan Amount (OLA)

$ 683,503,694

Weighted Average (WA) OLA

$ 32,234

Rep. Period Beginning Loan Amount

$ 269,353,875

Rep. Period Ending Loan Amount (ELA)

$ 257,868,085

As % of Reporting Period ELA:

New % / Used %

79.88% / 20.12%

WA Loan to Value (LTV)

72.41%

WA Payment to Income (PTI)

11.44%

WA FICO (non-zero)

663

WA Remaining Term (RT)

41.86

WA Original APR

8.31%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	-	-	-	-	-	-	-	-	-	-
$5,000 - $9,999	314	1.33%	2,622,969	0.38%	828,441	0.32%	4,481	684	30.14	9.90%
$10,000 - $14,999	1,174	4.97%	15,209,947	2.23%	6,055,153	2.35%	7,861	668	36.19	10.79%
$15,000 - $19,999	2,579	10.92%	45,849,307	6.71%	18,489,859	7.17%	11,498	653	40.35	11.04%
$20,000 - $24,999	4,424	18.73%	100,405,524	14.69%	39,009,663	15.13%	14,962	641	42.23	10.23%
$25,000 - $29,999	5,172	21.90%	141,988,424	20.77%	53,371,850	20.70%	17,793	650	42.44	8.93%
$30,000 - $39,999	6,997	29.63%	239,462,935	35.03%	90,443,359	35.07%	21,630	666	42.12	7.52%
$40,000 - $49,999	2,263	9.58%	99,465,847	14.55%	35,606,069	13.81%	26,937	691	41.87	6.24%
$50,000 - $59,999	569	2.41%	30,549,847	4.47%	11,113,349	4.31%	32,475	697	41.93	6.16%
$60,000 - $69,999	125	0.53%	7,948,894	1.16%	2,950,343	1.14%	38,734	700	42.29	6.43%
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	23,617	100.00%	683,503,694	100.00%	257,868,085	100.00%	20,118	663	41.86	8.31%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	9,436	39.95%	271,555,601	39.73%	1,021,044	0.40%	3,816	702	25.92	8.89%
$5,000 - $9,999	1,269	5.37%	19,324,141	2.83%	10,030,767	3.89%	8,146	683	34.83	9.59%
$10,000 - $14,999	3,072	13.01%	65,124,240	9.53%	39,400,146	15.28%	12,980	664	40.22	9.41%
$15,000 - $19,999	4,880	20.66%	136,170,556	19.92%	85,405,823	33.12%	17,614	656	41.93	8.62%
$20,000 - $24,999	3,227	13.66%	112,673,132	16.48%	71,641,243	27.78%	22,290	663	42.80	7.86%
$25,000 - $29,999	1,196	5.06%	50,721,558	7.42%	32,232,105	12.50%	27,018	672	43.13	7.15%
$30,000 - $39,999	500	2.12%	25,628,182	3.75%	16,565,352	6.42%	33,315	670	43.72	7.45%
$40,000 - $49,999	37	0.16%	2,306,284	0.34%	1,571,606	0.61%	42,575	657	45.46	8.82%
$50,000 - $59,999	-	-	-	-	-	-	-	-	-	-
$60,000 - $69,999	-	-	-	-	-	-	-	-	-	-
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	23,617	100.00%	683,503,694	100.00%	257,868,085	100.00%	20,118	663	41.86	8.31%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	23,617	100.00%	683,503,694	100.00%	257,868,085	100.00%	20,118	663	41.86	8.31%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	23,617	100.00%	683,503,694	100.00%	257,868,085	100.00%	20,118	663	41.86	8.31%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	384	1.63%	12,131,502	1.77%	3,781,765	1.47%	18,864	754	36.34	1.37%
2.50 - 4.99%	4,500	19.05%	155,973,815	22.82%	58,883,726	22.83%	21,538	725	41.31	4.20%
5.00 - 7.49%	5,445	23.06%	175,095,814	25.62%	65,480,617	25.39%	21,495	682	41.31	6.19%
7.50 - 9.99%	3,823	16.19%	102,632,351	15.02%	40,000,576	15.51%	18,914	645	42.53	8.95%
10.00 - 12.49%	5,128	21.71%	135,260,203	19.79%	51,802,274	20.09%	19,215	620	42.64	11.37%
12.50 - 14.99%	3,152	13.35%	75,935,790	11.11%	28,286,601	10.97%	18,396	606	42.56	13.55%
15.00 - 17.49%	1,058	4.48%	23,904,866	3.50%	8,756,936	3.40%	17,621	593	42.11	15.87%
17.50 - 19.99%	124	0.53%	2,518,555	0.37%	846,633	0.33%	16,256	590	41.31	18.29%
20.00 - 22.49%	3	0.01%	50,799	0.01%	28,956	0.01%	15,446	572	36.40	20.00%
22.50 - 24.99%	-	-	-	-	-	-	-	-	-	-
25.00 - 27.49%	-	-	-	-	-	-	-	-	-	-
27.50 - 29.99%	-	-	-	-	-	-	-	-	-	-
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	23,617	100.00%	683,503,694	100.00%	257,868,085	100.00%	20,118	663	41.86	8.31%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	72	0.30%	1,547,509	0.23%	635,899	0.25%	16,476	480	42.15	12.67%
500 - 549	588	2.49%	13,649,480	2.00%	4,687,283	1.82%	17,825	531	42.87	12.82%
550 - 599	3,733	15.81%	102,082,970	14.94%	37,722,337	14.63%	19,558	585	42.54	10.41%
600 - 649	11,135	47.15%	321,759,358	47.07%	119,585,039	46.37%	20,427	627	42.28	9.51%
650 - 699	1,621	6.86%	45,088,358	6.60%	16,828,269	6.53%	19,793	675	41.14	8.11%
700 - 749	2,857	12.10%	89,165,412	13.05%	34,514,731	13.38%	20,673	725	41.38	5.46%
750 - 799	1,950	8.26%	61,809,911	9.04%	24,157,560	9.37%	20,238	773	40.94	4.91%
800+	1,508	6.39%	45,706,078	6.69%	18,671,383	7.24%	19,449	829	40.44	4.72%
NA	153	0.65%	2,694,618	0.39%	1,065,583	0.41%	13,756	0	38.07	12.05%
Total:	23,617	100.00%	683,503,694	100.00%	257,868,085	100.00%	20,118	663	41.86	8.31%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	-	-	-	-	-	-	-	-	-	-
25 - 36	4	0.02%	31,456	0.00%	0	0.00%	0	0	0.00	0.00%
37 - 48	54	0.23%	666,160	0.10%	40,857	0.02%	2,207	721	6.53	7.10%
49 - 60	163	0.69%	2,234,910	0.33%	515,661	0.20%	6,240	685	16.28	8.29%
61 - 72	1,262	5.34%	21,783,567	3.19%	7,877,710	3.05%	10,637	689	29.11	8.47%
73+	22,134	93.72%	658,787,601	96.38%	249,433,857	96.73%	20,449	663	42.32	8.31%
Total:	23,617	100.00%	683,503,694	100.00%	257,868,085	100.00%	20,118	663	41.86	8.31%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	1,394	5.90%	37,618,969	5.50%	16,716	0.01%	2,742	612	0.00	12.35%
1 - 12	104	0.44%	1,400,298	0.20%	155,654	0.06%	3,504	685	9.48	7.82%
13 - 24	385	1.63%	6,628,335	0.97%	1,818,658	0.71%	8,345	680	21.27	8.40%
25 - 36	2,253	9.54%	52,358,092	7.66%	18,630,224	7.22%	14,595	666	32.95	7.92%
37 - 48	18,917	80.10%	568,879,444	83.23%	227,811,643	88.34%	20,537	664	42.44	8.25%
49 - 60	564	2.39%	16,618,556	2.43%	9,435,191	3.66%	23,481	628	50.03	10.47%
61 - 72	-	-	-	-	-	-	-	-	-	-
73+	-	-	-	-	-	-	-	-	-	-
Total:	23,617	100.00%	683,503,694	100.00%	257,868,085	100.00%	20,118	663	41.86	8.31%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	19,998	84.68%	579,800,088	84.83%	188,056,754	72.93%	19,672	675	41.49	7.82%
1 - 15	1,669	7.07%	48,407,703	7.08%	32,013,927	12.41%	21,174	639	42.65	9.24%
16 - 30	787	3.33%	22,388,475	3.28%	14,885,300	5.77%	21,010	632	42.82	9.51%
31 - 60	839	3.55%	23,930,434	3.50%	16,608,494	6.44%	21,795	621	43.18	10.16%
61 - 90	275	1.16%	7,610,403	1.11%	5,370,937	2.08%	21,412	623	42.92	10.43%
91 - 120	49	0.21%	1,366,591	0.20%	932,673	0.36%	22,365	630	43.39	10.83%
121+	-	-	-	-	-	-	-	-	-	-
Total:	23,617	100.00%	683,503,694	100.00%	257,868,085	100.00%	20,118	663	41.86	8.31%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	23,550	99.72%	681,477,975	99.70%	257,198,372	99.74%	20,121	663	41.86	8.32%
Stated, verified to Level 3²	67	0.28%	2,025,719	0.30%	669,713	0.26%	19,058	624	41.63	3.39%
NA	-	-	-	-	-	-	-	-	-	-
Total:	23,617	100.00%	683,503,694	100.00%	257,868,085	100.00%	20,118	663	41.86	8.31%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	67	0.28%	2,025,719	0.30%	669,713	0.26%	19,058	624	41.63	3.39%
Stated, not verified	23,550	99.72%	681,477,975	99.70%	257,198,372	99.74%	20,121	663	41.86	8.32%
Stated, verified but not Level 4 or 5	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	23,617	100.00%	683,503,694	100.00%	257,868,085	100.00%	20,118	663	41.86	8.31%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	2,638	11.17%	62,870,141	9.20%	25,031,416	9.71%	16,868	721	40.46	6.66%
5.00 - 9.99%	7,973	33.76%	230,359,304	33.70%	88,220,003	34.21%	19,930	683	41.62	7.62%
10.00 - 14.99%	7,580	32.10%	226,863,299	33.19%	84,596,215	32.81%	20,618	648	42.03	8.77%
15.00 - 19.99%	4,446	18.83%	132,987,670	19.46%	49,034,340	19.02%	20,947	634	42.54	9.43%
20.00 - 24.99%	804	3.40%	24,742,777	3.62%	8,928,366	3.46%	21,313	627	42.51	9.52%
25.00 - 29.99%	66	0.28%	2,304,557	0.34%	916,235	0.36%	23,592	647	42.97	8.14%
30.00 - 39.99%	18	0.08%	627,380	0.09%	218,144	0.08%	24,342	641	42.73	9.40%
40.00 - 49.99%	7	0.03%	157,279	0.02%	25,174	0.01%	16,586	698	40.13	6.11%
50.00 - 59.99%	5	0.02%	142,850	0.02%	25,821	0.01%	16,401	665	37.40	4.39%
60.00 - 69.99%	2	0.01%	76,162	0.01%	0	0.00%	0	0	0.00	0.00%
70.00 - 79.99%	2	0.01%	55,727	0.01%	16,284	0.01%	16,284	644	50.00	9.54%
80.00 - 89.99%	1	0.00%	15,284	0.00%	0	0.00%	0	0	0.00	0.00%
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	6	0.03%	194,112	0.03%	130,621	0.05%	24,829	665	42.96	10.06%
NA	69	0.29%	2,107,152	0.31%	725,466	0.28%	19,944	628	42.00	3.92%
Total:	23,617	100.00%	683,503,694	100.00%	257,868,085	100.00%	20,118	663	41.86	8.31%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	38	0.16%	629,333	0.09%	273,316	0.11%	13,844	647	39.99	9.59%
25.00 - 49.99%	189	0.80%	2,434,615	0.36%	897,202	0.35%	8,875	677	35.87	7.84%
50.00 - 74.99%	786	3.33%	15,974,091	2.34%	6,417,615	2.49%	13,642	693	39.51	7.17%
75.00 - 99.99%	4,495	19.03%	118,118,787	17.28%	47,399,626	18.38%	17,597	673	41.47	7.78%
100.00 - 109.99%	4,147	17.56%	119,666,257	17.51%	46,968,913	18.21%	19,804	661	42.05	8.33%
110.00 - 119.99%	5,538	23.45%	165,532,673	24.22%	63,144,366	24.49%	20,694	650	42.46	9.00%
120.00 - 129.99%	3,502	14.83%	110,057,311	16.10%	39,168,137	15.19%	21,827	663	41.95	8.24%
130.00 - 139.99%	2,501	10.59%	79,805,409	11.68%	27,983,012	10.85%	22,376	663	41.98	7.97%
140.00%+	2,421	10.25%	71,285,220	10.43%	25,615,899	9.93%	20,945	678	41.28	8.32%
Total:	23,617	100.00%	683,503,694	100.00%	257,868,085	100.00%	20,118	663	41.86	8.31%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	1,919	8.13%	55,725,932	8.15%	21,643,066	8.39%	20,298	665	42.13	8.53%
Alaska	5	0.02%	167,058	0.02%	47,498	0.02%	18,518	614	42.10	13.40%
Arizona	24	0.10%	664,481	0.10%	279,735	0.11%	18,678	690	42.48	7.52%
Arkansas	10	0.04%	303,196	0.04%	81,983	0.03%	22,377	689	37.52	4.52%
California	52	0.22%	1,505,554	0.22%	433,382	0.17%	20,588	658	42.10	8.55%
Colorado	27	0.11%	731,013	0.11%	289,678	0.11%	19,160	629	43.35	8.59%
Connecticut	8	0.03%	176,800	0.03%	43,690	0.02%	15,513	653	44.81	10.42%
Delaware	5	0.02%	124,707	0.02%	42,197	0.02%	16,192	626	38.46	7.67%
Florida	12,169	51.53%	353,483,964	51.72%	129,981,397	50.41%	20,146	663	41.96	8.08%
Georgia	4,625	19.58%	135,426,692	19.81%	53,919,206	20.91%	20,517	660	41.88	8.90%
Hawaii	7	0.03%	240,939	0.04%	112,956	0.04%	19,383	662	39.73	8.13%
Idaho	3	0.01%	95,712	0.01%	19,963	0.01%	19,963	808	43.00	6.77%
Illinois	23	0.10%	682,689	0.10%	208,293	0.08%	20,572	671	41.58	7.67%
Indiana	23	0.10%	640,640	0.09%	194,905	0.08%	21,336	637	42.30	9.79%
Iowa	7	0.03%	170,965	0.03%	84,501	0.03%	16,351	627	39.24	10.56%
Kansas	7	0.03%	226,523	0.03%	118,356	0.05%	20,232	687	39.92	6.04%
Kentucky	21	0.09%	651,791	0.10%	227,322	0.09%	18,820	708	40.05	7.63%
Louisiana	12	0.05%	399,339	0.06%	142,586	0.06%	21,252	652	42.23	6.93%
Maine	4	0.02%	77,409	0.01%	3,561	0.00%	3,561	763	25.00	7.16%
Maryland	13	0.06%	340,415	0.05%	165,084	0.06%	18,718	732	40.75	6.09%
Massachusetts	19	0.08%	483,966	0.07%	195,146	0.08%	19,373	669	42.46	8.32%
Michigan	16	0.07%	382,863	0.06%	100,466	0.04%	18,463	667	37.36	10.42%
Minnesota	8	0.03%	202,846	0.03%	59,207	0.02%	17,443	660	39.95	7.96%
Mississippi	38	0.16%	1,122,945	0.16%	426,908	0.17%	22,091	682	41.80	8.77%
Missouri	22	0.09%	549,946	0.08%	123,133	0.05%	18,333	652	42.33	8.40%
Montana	4	0.02%	105,538	0.02%	63,552	0.02%	18,625	667	41.17	6.72%
Nebraska	2	0.01%	73,646	0.01%	45,550	0.02%	24,670	617	39.93	11.53%
Nevada	12	0.05%	293,333	0.04%	95,636	0.04%	17,419	666	40.71	8.10%
New Hampshire	6	0.03%	123,018	0.02%	25,530	0.01%	9,360	683	31.80	11.57%
New Jersey	17	0.07%	482,560	0.07%	185,948	0.07%	18,077	639	40.42	9.46%
New Mexico	3	0.01%	83,731	0.01%	14,802	0.01%	14,802	610	47.00	12.46%
New York	57	0.24%	1,582,928	0.23%	626,173	0.24%	19,367	653	40.67	8.67%
North Carolina	2,424	10.26%	69,405,335	10.15%	25,025,167	9.70%	19,324	673	41.40	7.93%
North Dakota	2	0.01%	62,277	0.01%	41,556	0.02%	20,882	632	42.21	12.22%
Ohio	56	0.24%	1,650,165	0.24%	664,873	0.26%	22,047	665	42.56	8.08%
Oklahoma	10	0.04%	270,203	0.04%	88,930	0.03%	17,950	690	39.76	7.10%
Oregon	12	0.05%	327,308	0.05%	129,222	0.05%	19,549	713	41.03	5.37%
Pennsylvania	22	0.09%	573,338	0.08%	251,677	0.10%	19,174	648	40.40	9.48%
Rhode Island	7	0.03%	187,610	0.03%	71,208	0.03%	18,693	749	44.65	5.17%
South Carolina	1,548	6.55%	42,956,754	6.28%	17,524,287	6.80%	19,581	662	41.44	8.48%
South Dakota	3	0.01%	113,537	0.02%	0	0.00%	0	0	0.00	0.00%
Tennessee	91	0.39%	2,756,244	0.40%	990,127	0.38%	21,378	684	42.27	7.34%
Texas	138	0.58%	3,961,014	0.58%	1,693,819	0.66%	20,913	663	41.91	8.59%
Utah	7	0.03%	128,781	0.02%	49,250	0.02%	14,228	645	37.54	5.83%
Vermont	2	0.01%	76,712	0.01%	50,509	0.02%	30,947	643	43.69	5.91%
Virginia	68	0.29%	1,944,289	0.28%	642,677	0.25%	18,193	657	42.04	9.29%
Washington	25	0.11%	698,568	0.10%	345,807	0.13%	21,162	639	43.13	9.82%
West Virginia	11	0.05%	308,132	0.05%	52,112	0.02%	10,891	702	38.83	9.31%
Wisconsin	12	0.05%	389,121	0.06%	104,978	0.04%	21,610	706	39.00	5.22%
Wyoming	1	0.00%	47,932	0.01%	24,190	0.01%	24,190	732	39.00	4.29%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	-	-	-	-	-	-	-	-	-	-
Armed Forces Pacific	2	0.01%	80,387	0.01%	27,103	0.01%	27,103	641	52.00	7.34%
District of Columbia	4	0.02%	123,423	0.02%	44,549	0.02%	23,227	644	44.60	4.52%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	4	0.02%	119,425	0.02%	44,634	0.02%	16,919	746	38.70	4.54%
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	23,617	100.00%	683,503,694	100.00%	257,868,085	100.00%	20,118	663	41.86	8.31%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	17,537	74.26%	558,140,779	81.66%	205,993,884	79.88%	21,356	662	42.16	7.68%
Used	6,080	25.74%	125,362,915	18.34%	51,874,201	20.12%	15,205	670	40.65	10.83%
NA	-	-	-	-	-	-	-	-	-	-
Total:	23,617	100.00%	683,503,694	100.00%	257,868,085	100.00%	20,118	663	41.86	8.31%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	12,921	54.71%	327,610,523	47.93%	120,080,592	46.57%	17,874	637	42.21	9.54%
Truck	2,705	11.45%	101,505,335	14.85%	39,137,418	15.18%	24,546	688	41.55	7.05%
SUV	7,991	33.84%	254,387,837	37.22%	98,650,075	38.26%	21,094	686	41.54	7.31%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	23,617	100.00%	683,503,694	100.00%	257,868,085	100.00%	20,118	663	41.86	8.31%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	345	1.46%	7,362,281	1.08%	2,963,008	1.15%	16,225	705	39.84	9.69%
Ford: Lincoln	7	0.03%	136,756	0.02%	35,676	0.01%	12,023	664	42.82	10.76%
Ford: Mercury	-	-	-	-	-	-	-	-	-	-
GMC	80	0.34%	2,322,892	0.34%	1,037,366	0.40%	22,210	715	41.52	8.82%
GMC: Buick	39	0.17%	682,069	0.10%	276,143	0.11%	11,879	712	37.09	10.29%
GMC: Cadillac	25	0.11%	673,519	0.10%	242,336	0.09%	19,077	695	38.93	9.21%
GMC: Chevrolet	398	1.69%	9,450,940	1.38%	3,681,678	1.43%	17,456	704	40.36	9.32%
GMC: Hummer	-	-	-	-	-	-	-	-	-	-
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	-	-	-	-	-	-	-	-	-	-
GMC: Saturn	-	-	-	-	-	-	-	-	-	-
Tesla	-	-	-	-	-	-	-	-	-	-
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	63	0.27%	1,496,279	0.22%	509,704	0.20%	16,857	701	39.32	9.72%
BMW: Mini	22	0.09%	351,796	0.05%	121,326	0.05%	10,748	694	34.08	9.87%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	62	0.26%	1,814,263	0.27%	686,318	0.27%	21,210	685	41.57	10.13%
Daimler: Smart	1	0.00%	7,418	0.00%	4,303	0.00%	4,303	630	28.00	13.90%
Fiat	6	0.03%	69,130	0.01%	24,975	0.01%	8,334	712	33.63	11.33%
Fiat: Alfa Romeo	-	-	-	-	-	-	-	-	-	-
Fiat: Chrysler	44	0.19%	867,092	0.13%	302,208	0.12%	13,921	681	39.83	10.45%
Fiat: Dodge	294	1.24%	7,159,266	1.05%	2,978,605	1.16%	17,893	687	41.61	10.19%
Fiat: Jeep	229	0.97%	4,921,172	0.72%	1,965,810	0.76%	15,469	702	40.39	9.45%
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	3	0.01%	54,086	0.01%	8,620	0.00%	8,620	746	36.00	6.71%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	73	0.31%	1,118,866	0.16%	372,352	0.14%	10,769	687	38.43	10.32%
Volkswagen: Audi	18	0.08%	430,261	0.06%	123,127	0.05%	18,696	720	40.34	8.39%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	4	0.02%	154,953	0.02%	87,566	0.03%	33,506	716	43.81	8.42%
Honda	316	1.34%	5,667,866	0.83%	2,482,454	0.96%	12,672	704	38.84	9.66%
Honda: Acura	19	0.08%	463,218	0.07%	178,914	0.07%	16,006	689	39.26	10.41%
Hyundai	320	1.35%	5,132,374	0.75%	2,111,662	0.82%	10,985	693	39.74	10.13%
Hyundai: Kia	216	0.91%	3,484,930	0.51%	1,372,500	0.53%	11,336	695	39.98	10.72%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	74	0.31%	1,451,076	0.21%	625,669	0.24%	14,394	705	39.78	9.82%
Mitsubishi	37	0.16%	634,034	0.09%	276,656	0.11%	11,518	682	39.71	10.45%
Nissan	589	2.49%	10,624,964	1.55%	4,467,647	1.73%	12,566	696	39.99	9.94%
Nissan: Infiniti	44	0.19%	1,080,820	0.16%	409,524	0.16%	16,910	694	39.08	10.65%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	40	0.17%	729,561	0.11%	279,395	0.11%	14,525	737	40.84	8.99%
Suzuki	-	-	-	-	-	-	-	-	-	-
Tata: Jaguar	8	0.03%	231,151	0.03%	103,582	0.04%	21,393	729	39.64	8.11%
Tata: Land Rover	10	0.04%	356,958	0.05%	160,686	0.06%	27,448	708	41.35	9.12%
Toyota	20,061	84.94%	610,407,257	89.31%	228,583,400	88.64%	20,732	659	42.08	8.12%
Toyota: Lexus	103	0.44%	2,827,226	0.41%	1,157,625	0.45%	18,218	716	40.17	8.52%
Toyota: Scion	57	0.24%	1,095,662	0.16%	108,023	0.04%	9,333	641	35.35	13.95%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	10	0.04%	243,558	0.04%	129,227	0.05%	16,630	703	41.54	8.68%
Total:	23,617	100.00%	683,503,694	100.00%	257,868,085	100.00%	20,118	663	41.86	8.31%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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