StratMaker (138447)

Exeter Automobile Receivables Trust 2022-4

StratMaker Datatape Summary

Beginning Period

Oct 1, 2022

As % of Reporting Period ELA:

Ending Period

Oct 31, 2022

New % / Used %

1.71% / 98.29%

Total Original # of Loans

31,375

WA Loan to Value (LTV)

107.46%

Total Original Loan Amount (OLA)

$ 672,538,448

WA Payment to Income (PTI)

12.39%

Weighted Average (WA) OLA

$ 23,736

WA FICO (non-zero)

585

Rep. Period Beginning Loan Amount

$ 595,980,610

WA Remaining Term (RT)

66.28

Rep. Period Ending Loan Amount (ELA)

$ 582,212,727

WA Original APR

20.77%

Beginning Period

Oct 1, 2022

Ending Period

Oct 31, 2022

Total Original # of Loans

31,375

Total Original Loan Amount (OLA)

$ 672,538,448

Weighted Average (WA) OLA

$ 23,736

Rep. Period Beginning Loan Amount

$ 595,980,610

Rep. Period Ending Loan Amount (ELA)

$ 582,212,727

As % of Reporting Period ELA:

New % / Used %

1.71% / 98.29%

WA Loan to Value (LTV)

107.46%

WA Payment to Income (PTI)

12.39%

WA FICO (non-zero)

585

WA Remaining Term (RT)

66.28

WA Original APR

20.77%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	-	-	-	-	-	-	-	-	-	-
$5,000 - $9,999	984	3.14%	8,453,698	1.26%	6,691,441	1.15%	8,171	574	59.35	20.62%
$10,000 - $14,999	4,612	14.70%	59,761,409	8.89%	44,304,024	7.61%	11,982	574	59.39	21.33%
$15,000 - $19,999	8,692	27.70%	153,161,508	22.77%	127,057,312	21.82%	16,794	575	63.93	21.73%
$20,000 - $24,999	8,404	26.79%	187,822,179	27.93%	166,333,654	28.57%	21,633	579	66.68	21.37%
$25,000 - $29,999	5,040	16.06%	136,978,140	20.37%	124,128,449	21.32%	26,470	589	68.23	20.48%
$30,000 - $39,999	3,205	10.22%	107,559,405	15.99%	96,784,159	16.62%	32,691	601	68.94	19.42%
$40,000 - $49,999	430	1.37%	18,393,683	2.73%	16,540,238	2.84%	41,549	629	71.29	16.08%
$50,000 - $59,999	8	0.03%	408,428	0.06%	373,450	0.06%	47,818	656	69.98	13.13%
$60,000 - $69,999	-	-	-	-	-	-	-	-	-	-
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	31,375	100.00%	672,538,448	100.00%	582,212,727	100.00%	23,140	585	66.28	20.77%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	3,465	11.04%	61,850,108	9.20%	6,043,806	1.04%	3,408	575	12.10	20.52%
$5,000 - $9,999	2,317	7.38%	35,037,025	5.21%	17,749,277	3.05%	7,931	572	34.11	20.82%
$10,000 - $14,999	3,825	12.19%	55,131,006	8.20%	48,852,176	8.39%	12,933	574	59.45	21.22%
$15,000 - $19,999	7,213	22.99%	131,211,709	19.51%	127,356,465	21.87%	17,771	576	66.87	21.62%
$20,000 - $24,999	7,288	23.23%	166,172,255	24.71%	163,064,403	28.01%	22,465	580	68.56	21.28%
$25,000 - $29,999	4,303	13.71%	119,187,634	17.72%	117,068,120	20.11%	27,280	589	69.33	20.55%
$30,000 - $39,999	2,649	8.44%	90,218,415	13.41%	88,629,309	15.22%	33,660	602	70.15	19.42%
$40,000 - $49,999	313	1.00%	13,625,605	2.03%	13,347,776	2.29%	42,761	632	72.44	15.79%
$50,000 - $59,999	2	0.01%	104,691	0.02%	101,397	0.02%	50,706	674	74.00	12.42%
$60,000 - $69,999	-	-	-	-	-	-	-	-	-	-
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	31,375	100.00%	672,538,448	100.00%	582,212,727	100.00%	23,140	585	66.28	20.77%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	31,375	100.00%	672,538,448	100.00%	582,212,727	100.00%	23,140	585	66.28	20.77%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	31,375	100.00%	672,538,448	100.00%	582,212,727	100.00%	23,140	585	66.28	20.77%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	-	-	-	-	-	-	-	-	-	-
2.50 - 4.99%	-	-	-	-	-	-	-	-	-	-
5.00 - 7.49%	-	-	-	-	-	-	-	-	-	-
7.50 - 9.99%	69	0.22%	1,299,499	0.19%	882,866	0.15%	21,650	663	66.07	8.77%
10.00 - 12.49%	1,810	5.77%	36,323,448	5.40%	32,734,738	5.62%	22,062	608	68.70	11.75%
12.50 - 14.99%	2,522	8.04%	56,944,333	8.47%	50,127,544	8.61%	24,896	615	69.12	13.71%
15.00 - 17.49%	3,060	9.75%	71,798,156	10.68%	60,316,987	10.36%	25,612	611	67.72	16.30%
17.50 - 19.99%	5,640	17.98%	132,259,568	19.67%	112,664,988	19.35%	25,138	608	67.61	18.93%
20.00 - 22.49%	4,810	15.33%	105,716,813	15.72%	88,314,343	15.17%	23,468	579	64.95	21.12%
22.50 - 24.99%	5,821	18.55%	121,715,911	18.10%	106,143,519	18.23%	22,194	571	64.92	23.81%
25.00 - 27.49%	4,391	14.00%	85,732,324	12.75%	75,950,493	13.05%	20,905	558	64.78	25.87%
27.50 - 29.99%	3,252	10.36%	60,748,395	9.03%	55,077,249	9.46%	19,791	534	64.76	27.93%
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	31,375	100.00%	672,538,448	100.00%	582,212,727	100.00%	23,140	585	66.28	20.77%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	2,171	6.92%	42,279,870	6.29%	36,857,856	6.33%	20,812	476	64.49	24.09%
500 - 549	5,810	18.52%	117,280,548	17.44%	100,182,586	17.21%	21,443	528	64.27	22.92%
550 - 599	10,540	33.59%	227,261,552	33.79%	197,908,538	33.99%	23,006	575	65.90	21.09%
600 - 649	7,383	23.53%	169,203,061	25.16%	148,591,552	25.52%	24,659	622	67.77	19.16%
650 - 699	2,352	7.50%	55,611,274	8.27%	49,344,540	8.48%	25,976	669	69.53	17.53%
700 - 749	567	1.81%	13,156,825	1.96%	11,474,768	1.97%	25,306	718	69.85	17.32%
750 - 799	126	0.40%	2,840,075	0.42%	2,361,858	0.41%	25,682	768	70.02	16.82%
800+	42	0.13%	836,672	0.12%	569,344	0.10%	23,017	825	70.03	15.92%
NA	2,384	7.60%	44,068,572	6.55%	34,921,686	6.00%	19,873	0	63.65	22.17%
Total:	31,375	100.00%	672,538,448	100.00%	582,212,727	100.00%	23,140	585	66.28	20.77%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	-	-	-	-	-	-	-	-	-	-
25 - 36	-	-	-	-	-	-	-	-	-	-
37 - 48	42	0.13%	453,623	0.07%	420,075	0.07%	10,979	595	34.18	14.22%
49 - 60	139	0.44%	1,761,643	0.26%	1,500,583	0.26%	13,640	590	45.91	17.03%
61 - 72	4,450	14.18%	68,665,657	10.21%	60,421,448	10.38%	17,045	576	60.16	22.98%
73+	26,744	85.24%	601,657,526	89.46%	519,870,621	89.29%	23,886	586	67.08	20.53%
Total:	31,375	100.00%	672,538,448	100.00%	582,212,727	100.00%	23,140	585	66.28	20.77%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	1,471	4.69%	29,532,875	4.39%	155,656	0.03%	3,866	555	0.00	12.67%
1 - 12	2,606	8.31%	46,161,185	6.86%	11,389,937	1.96%	5,731	571	9.19	21.22%
13 - 24	1,194	3.81%	23,138,778	3.44%	12,146,216	2.09%	11,605	561	15.35	22.21%
25 - 36	55	0.18%	621,355	0.09%	464,397	0.08%	9,881	597	32.68	15.24%
37 - 48	139	0.44%	1,919,375	0.29%	1,659,633	0.29%	13,962	582	44.44	16.49%
49 - 60	847	2.70%	12,865,649	1.91%	12,253,998	2.10%	16,613	577	56.14	21.12%
61 - 72	22,673	72.26%	494,650,619	73.55%	482,199,598	82.82%	23,300	578	68.26	21.26%
73+	2,390	7.62%	63,648,612	9.46%	61,943,293	10.64%	29,045	642	74.34	16.68%
Total:	31,375	100.00%	672,538,448	100.00%	582,212,727	100.00%	23,140	585	66.28	20.77%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	20,502	65.35%	437,438,347	65.04%	368,796,957	63.34%	23,117	593	66.99	19.98%
1 - 15	4,609	14.69%	100,692,442	14.97%	91,251,606	15.67%	23,365	576	65.05	21.39%
16 - 30	2,001	6.38%	43,068,748	6.40%	38,876,329	6.68%	23,159	571	65.27	21.99%
31 - 60	2,485	7.92%	53,387,955	7.94%	48,708,074	8.37%	22,985	567	64.45	22.70%
61 - 90	1,124	3.58%	24,070,256	3.58%	22,130,500	3.80%	23,176	567	65.62	23.43%
91 - 120	616	1.96%	12,986,783	1.93%	11,582,646	1.99%	22,446	568	65.78	23.55%
121+	38	0.12%	893,917	0.13%	866,615	0.15%	25,599	569	64.72	23.22%
Total:	31,375	100.00%	672,538,448	100.00%	582,212,727	100.00%	23,140	585	66.28	20.77%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	22,562	71.91%	488,922,391	72.70%	442,958,058	76.08%	23,271	587	67.79	20.72%
Stated, verified to Level 3²	8,813	28.09%	183,616,057	27.30%	139,254,670	23.92%	22,723	579	61.49	20.92%
NA	-	-	-	-	-	-	-	-	-	-
Total:	31,375	100.00%	672,538,448	100.00%	582,212,727	100.00%	23,140	585	66.28	20.77%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	22,563	71.91%	488,940,496	72.70%	442,975,570	76.08%	23,271	587	67.79	20.72%
Stated, verified but not Level 4 or 5	8,764	27.93%	182,629,173	27.16%	138,696,402	23.82%	22,725	579	61.51	20.92%
Stated, verified to Level 4³	48	0.15%	968,779	0.14%	540,755	0.09%	22,373	574	56.36	21.07%
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	31,375	100.00%	672,538,448	100.00%	582,212,727	100.00%	23,140	585	66.28	20.77%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	2,061	6.57%	35,927,986	5.34%	28,816,371	4.95%	19,757	589	65.30	17.49%
5.00 - 9.99%	9,896	31.54%	199,031,749	29.59%	166,463,493	28.59%	21,894	582	65.03	19.63%
10.00 - 14.99%	11,134	35.49%	244,503,510	36.36%	213,162,738	36.61%	23,488	582	66.42	21.19%
15.00 - 19.99%	6,612	21.07%	152,729,120	22.71%	136,351,900	23.42%	24,346	587	67.13	22.06%
20.00 - 24.99%	1,659	5.29%	40,020,887	5.95%	37,141,439	6.38%	24,907	601	68.69	21.26%
25.00 - 29.99%	13	0.04%	325,197	0.05%	276,787	0.05%	25,145	617	72.14	18.72%
30.00 - 39.99%	-	-	-	-	-	-	-	-	-	-
40.00 - 49.99%	-	-	-	-	-	-	-	-	-	-
50.00 - 59.99%	-	-	-	-	-	-	-	-	-	-
60.00 - 69.99%	-	-	-	-	-	-	-	-	-	-
70.00 - 79.99%	-	-	-	-	-	-	-	-	-	-
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	31,375	100.00%	672,538,448	100.00%	582,212,727	100.00%	23,140	585	66.28	20.77%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	7	0.02%	58,741	0.01%	22,980	0.00%	7,903	592	69.50	12.70%
25.00 - 49.99%	166	0.53%	2,254,704	0.34%	1,829,754	0.31%	15,906	533	66.15	14.96%
50.00 - 74.99%	894	2.85%	16,084,896	2.39%	13,554,368	2.33%	20,388	555	66.25	16.12%
75.00 - 99.99%	6,051	19.29%	131,337,024	19.53%	112,954,716	19.40%	23,554	570	66.07	19.13%
100.00 - 109.99%	6,724	21.43%	152,102,851	22.62%	131,453,544	22.58%	24,094	579	65.95	20.89%
110.00 - 119.99%	7,066	22.52%	158,891,792	23.63%	136,392,649	23.43%	23,947	587	65.86	21.32%
120.00 - 129.99%	4,992	15.91%	106,763,204	15.87%	91,283,573	15.68%	23,108	594	66.18	21.58%
130.00 - 139.99%	3,656	11.65%	71,568,865	10.64%	63,543,587	10.91%	21,144	598	67.19	22.08%
140.00%+	1,819	5.80%	33,476,371	4.98%	31,177,556	5.36%	19,881	615	68.73	21.11%
Total:	31,375	100.00%	672,538,448	100.00%	582,212,727	100.00%	23,140	585	66.28	20.77%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	870	2.77%	18,447,274	2.74%	15,936,218	2.74%	22,950	590	65.63	21.87%
Alaska	4	0.01%	88,594	0.01%	67,124	0.01%	24,629	612	70.52	22.31%
Arizona	820	2.61%	17,571,732	2.61%	15,280,493	2.62%	22,895	586	66.38	21.01%
Arkansas	329	1.05%	6,830,128	1.02%	5,890,689	1.01%	22,691	592	66.19	19.78%
California	3,203	10.21%	69,904,345	10.39%	60,307,712	10.36%	23,312	579	65.94	20.49%
Colorado	302	0.96%	6,589,382	0.98%	5,728,609	0.98%	23,718	594	67.34	18.42%
Connecticut	82	0.26%	1,747,275	0.26%	1,470,157	0.25%	21,944	589	63.94	17.04%
Delaware	75	0.24%	1,544,982	0.23%	1,239,650	0.21%	22,913	595	61.65	19.04%
Florida	2,552	8.13%	53,928,455	8.02%	47,410,856	8.14%	23,103	586	67.23	20.39%
Georgia	2,496	7.96%	55,112,815	8.19%	47,810,824	8.21%	23,384	580	65.85	21.91%
Hawaii	34	0.11%	744,242	0.11%	667,217	0.11%	24,952	582	67.14	20.11%
Idaho	39	0.12%	699,156	0.10%	609,337	0.10%	18,581	577	64.35	22.09%
Illinois	1,368	4.36%	28,143,406	4.18%	23,160,482	3.98%	21,881	581	64.18	22.20%
Indiana	687	2.19%	14,488,547	2.15%	12,902,547	2.22%	23,588	599	67.56	20.30%
Iowa	88	0.28%	1,609,872	0.24%	1,405,639	0.24%	20,487	577	65.67	21.58%
Kansas	141	0.45%	3,057,291	0.45%	2,712,606	0.47%	23,366	581	67.04	19.69%
Kentucky	481	1.53%	10,060,443	1.50%	8,823,557	1.52%	23,112	593	67.56	19.85%
Louisiana	763	2.43%	16,493,213	2.45%	14,275,094	2.45%	22,996	586	65.31	22.29%
Maine	22	0.07%	507,658	0.08%	419,019	0.07%	25,112	578	66.95	18.33%
Maryland	596	1.90%	12,784,357	1.90%	10,662,538	1.83%	22,731	581	64.66	20.07%
Massachusetts	68	0.22%	1,285,899	0.19%	864,992	0.15%	20,347	584	58.78	17.92%
Michigan	684	2.18%	14,695,929	2.19%	12,910,983	2.22%	23,092	588	66.87	21.30%
Minnesota	116	0.37%	2,299,927	0.34%	1,923,778	0.33%	21,071	590	65.68	19.25%
Mississippi	608	1.94%	13,780,044	2.05%	11,704,357	2.01%	24,335	595	65.65	21.79%
Missouri	713	2.27%	14,121,313	2.10%	12,371,774	2.12%	21,569	586	66.16	21.25%
Montana	82	0.26%	1,549,666	0.23%	1,415,941	0.24%	20,340	590	68.02	22.11%
Nebraska	79	0.25%	1,628,506	0.24%	1,507,259	0.26%	22,574	587	67.56	18.97%
Nevada	442	1.41%	9,740,927	1.45%	8,338,551	1.43%	23,850	575	65.55	21.90%
New Hampshire	58	0.18%	1,190,123	0.18%	1,010,976	0.17%	22,513	576	65.03	21.65%
New Jersey	421	1.34%	8,867,655	1.32%	7,544,945	1.30%	23,055	595	66.54	21.15%
New Mexico	359	1.14%	8,254,193	1.23%	7,181,531	1.23%	24,926	589	66.25	21.50%
New York	719	2.29%	15,234,330	2.27%	12,613,780	2.17%	22,514	583	65.80	20.69%
North Carolina	1,591	5.07%	33,866,036	5.04%	29,814,014	5.12%	22,737	581	66.90	21.02%
North Dakota	68	0.22%	1,330,928	0.20%	1,157,367	0.20%	21,959	591	64.54	21.51%
Ohio	1,401	4.47%	28,283,345	4.21%	25,699,004	4.41%	22,115	588	67.48	20.88%
Oklahoma	532	1.70%	10,902,532	1.62%	9,602,287	1.65%	22,395	589	67.16	18.82%
Oregon	207	0.66%	3,984,606	0.59%	3,311,062	0.57%	20,954	576	65.26	21.12%
Pennsylvania	590	1.88%	12,725,008	1.89%	11,265,597	1.93%	23,334	592	67.41	19.22%
Rhode Island	24	0.08%	527,411	0.08%	399,832	0.07%	23,806	588	64.43	17.61%
South Carolina	1,016	3.24%	21,607,848	3.21%	18,371,450	3.16%	22,952	577	65.36	21.59%
South Dakota	34	0.11%	649,052	0.10%	555,943	0.10%	21,688	584	65.43	23.65%
Tennessee	699	2.23%	14,847,763	2.21%	12,234,033	2.10%	22,707	585	64.87	21.59%
Texas	3,966	12.64%	89,993,246	13.38%	79,136,332	13.59%	24,533	589	67.24	19.43%
Utah	140	0.45%	2,981,241	0.44%	2,560,541	0.44%	23,663	594	68.92	20.00%
Vermont	8	0.03%	183,801	0.03%	179,676	0.03%	22,614	560	67.73	20.62%
Virginia	853	2.72%	17,860,031	2.66%	14,983,002	2.57%	22,287	573	64.12	21.69%
Washington	230	0.73%	4,737,563	0.70%	3,951,993	0.68%	21,928	567	65.57	21.54%
West Virginia	181	0.58%	3,584,538	0.53%	2,879,736	0.49%	21,206	589	64.68	21.72%
Wisconsin	456	1.45%	9,745,392	1.45%	8,473,150	1.46%	23,136	588	66.44	21.45%
Wyoming	40	0.13%	839,039	0.12%	711,783	0.12%	24,626	610	66.91	18.74%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	-	-	-	-	-	-	-	-	-	-
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	37	0.12%	869,656	0.13%	739,175	0.13%	24,995	574	67.17	22.05%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	-	-	-	-	-	-	-	-	-	-
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Unknown	1	0.00%	17,736	0.00%	17,517	0.00%	17,517	624	75.00	16.89%
Total:	31,375	100.00%	672,538,448	100.00%	582,212,727	100.00%	23,140	585	66.28	20.77%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	895	2.85%	20,886,183	3.11%	9,949,665	1.71%	19,769	585	41.29	20.36%
Used	30,480	97.15%	651,652,265	96.89%	572,263,062	98.29%	23,199	585	66.71	20.78%
NA	-	-	-	-	-	-	-	-	-	-
Total:	31,375	100.00%	672,538,448	100.00%	582,212,727	100.00%	23,140	585	66.28	20.77%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	15,527	49.49%	309,941,801	46.09%	263,426,609	45.25%	21,421	583	65.59	21.23%
Truck	2,703	8.62%	73,431,840	10.92%	63,484,929	10.90%	28,518	599	66.80	19.75%
SUV	12,605	40.18%	277,767,177	41.30%	245,723,048	42.21%	23,609	583	66.92	20.55%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	540	1.72%	11,397,630	1.69%	9,578,141	1.65%	22,762	585	65.48	20.38%
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	31,375	100.00%	672,538,448	100.00%	582,212,727	100.00%	23,140	585	66.28	20.77%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	3,629	11.57%	77,318,195	11.50%	67,574,014	11.61%	23,188	587	66.53	20.86%
Ford: Lincoln	241	0.77%	5,329,316	0.79%	4,746,835	0.82%	23,599	578	66.36	20.91%
Ford: Mercury	7	0.02%	67,916	0.01%	59,297	0.01%	9,392	596	54.42	23.43%
GMC	850	2.71%	21,066,230	3.13%	18,366,256	3.15%	26,796	589	66.48	20.04%
GMC: Buick	503	1.60%	10,012,729	1.49%	8,719,244	1.50%	21,081	581	66.53	20.93%
GMC: Cadillac	329	1.05%	7,414,270	1.10%	6,185,793	1.06%	24,077	585	66.03	21.37%
GMC: Chevrolet	4,306	13.72%	94,207,823	14.01%	81,634,475	14.02%	23,931	587	66.47	20.87%
GMC: Hummer	1	0.00%	30,561	0.00%	30,254	0.01%	30,254	516	57.00	24.72%
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	1	0.00%	28,913	0.00%	28,350	0.00%	28,350	661	72.00	16.22%
GMC: Saturn	1	0.00%	9,390	0.00%	1,105	0.00%	1,105	590	0.00	18.86%
Tesla	10	0.03%	358,809	0.05%	348,081	0.06%	35,891	590	70.26	15.71%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	372	1.19%	8,561,922	1.27%	7,599,313	1.31%	24,635	585	66.39	22.65%
BMW: Mini	46	0.15%	825,533	0.12%	734,729	0.13%	18,862	573	66.61	23.11%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	361	1.15%	8,497,012	1.26%	7,155,244	1.23%	24,620	590	66.14	22.53%
Daimler: Smart	3	0.01%	31,090	0.00%	15,694	0.00%	13,442	563	61.86	27.62%
Fiat	41	0.13%	599,556	0.09%	415,826	0.07%	14,795	574	58.85	23.57%
Fiat: Alfa Romeo	20	0.06%	620,544	0.09%	582,988	0.10%	31,105	579	71.54	18.96%
Fiat: Chrysler	566	1.80%	11,183,064	1.66%	9,292,726	1.60%	21,092	581	63.82	21.91%
Fiat: Dodge	2,330	7.43%	55,879,242	8.31%	47,308,902	8.13%	26,023	592	65.80	20.55%
Fiat: Jeep	1,923	6.13%	43,395,665	6.45%	37,912,726	6.51%	24,040	584	66.87	20.77%
Fiat: Maserati	4	0.01%	139,022	0.02%	107,294	0.02%	30,011	583	62.49	17.36%
Geely: Volvo	75	0.24%	1,479,464	0.22%	1,374,258	0.24%	22,126	576	67.33	21.16%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	593	1.89%	11,105,130	1.65%	9,636,899	1.66%	20,393	580	66.61	22.37%
Volkswagen: Audi	193	0.62%	4,306,893	0.64%	3,931,298	0.68%	24,107	584	66.70	22.81%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	12	0.04%	332,609	0.05%	289,846	0.05%	28,958	565	66.19	21.20%
Honda	1,969	6.28%	42,432,560	6.31%	38,151,399	6.55%	22,963	585	66.95	20.03%
Honda: Acura	333	1.06%	7,312,772	1.09%	6,554,937	1.13%	23,435	586	65.79	20.33%
Hyundai	2,151	6.86%	40,618,880	6.04%	34,035,921	5.85%	19,993	580	65.39	21.38%
Hyundai: Kia	2,486	7.92%	49,410,700	7.35%	41,122,626	7.06%	20,845	581	65.41	20.78%
Isuzu	1	0.00%	9,168	0.00%	0	0.00%	0	0	0.00	0.00%
Mazda	547	1.74%	11,288,310	1.68%	10,005,631	1.72%	22,162	572	66.36	20.29%
Mitsubishi	243	0.77%	4,870,022	0.72%	4,078,074	0.70%	21,118	590	66.32	21.43%
Nissan	3,691	11.76%	75,494,808	11.23%	65,195,129	11.20%	21,740	580	66.21	21.01%
Nissan: Infiniti	417	1.33%	10,165,933	1.51%	8,888,113	1.53%	25,687	581	66.54	20.71%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	353	1.13%	7,674,488	1.14%	6,794,415	1.17%	23,188	586	67.97	19.38%
Suzuki	4	0.01%	39,587	0.01%	38,104	0.01%	9,608	676	61.23	19.12%
Tata: Jaguar	35	0.11%	818,179	0.12%	748,369	0.13%	25,566	596	66.49	22.36%
Tata: Land Rover	45	0.14%	1,144,441	0.17%	1,063,314	0.18%	27,499	593	67.06	20.62%
Toyota	2,413	7.69%	52,612,509	7.82%	46,268,093	7.95%	23,273	589	66.52	19.55%
Toyota: Lexus	208	0.66%	4,819,697	0.72%	4,304,083	0.74%	24,964	583	66.50	21.20%
Toyota: Scion	62	0.20%	1,025,494	0.15%	913,072	0.16%	16,742	579	65.88	21.80%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	31,375	100.00%	672,538,448	100.00%	582,212,727	100.00%	23,140	585	66.28	20.77%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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