StratMaker (138459)

Exeter Automobile Receivables Trust 2021-1

StratMaker Datatape Summary

Beginning Period

Oct 1, 2022

As % of Reporting Period ELA:

Ending Period

Oct 31, 2022

New % / Used %

4.85% / 95.15%

Total Original # of Loans

66,166

WA Loan to Value (LTV)

93.85%

Total Original Loan Amount (OLA)

$ 1,208,441,662

WA Payment to Income (PTI)

11.52%

Weighted Average (WA) OLA

$ 20,571

WA FICO (non-zero)

570

Rep. Period Beginning Loan Amount

$ 536,453,996

WA Remaining Term (RT)

48.00

Rep. Period Ending Loan Amount (ELA)

$ 515,572,506

WA Original APR

20.92%

Beginning Period

Oct 1, 2022

Ending Period

Oct 31, 2022

Total Original # of Loans

66,166

Total Original Loan Amount (OLA)

$ 1,208,441,662

Weighted Average (WA) OLA

$ 20,571

Rep. Period Beginning Loan Amount

$ 536,453,996

Rep. Period Ending Loan Amount (ELA)

$ 515,572,506

As % of Reporting Period ELA:

New % / Used %

4.85% / 95.15%

WA Loan to Value (LTV)

93.85%

WA Payment to Income (PTI)

11.52%

WA FICO (non-zero)

570

WA Remaining Term (RT)

48.00

WA Original APR

20.92%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	3	0.00%	13,694	0.00%	1,931	0.00%	1,931	0	47.00	15.71%
$5,000 - $9,999	4,476	6.76%	38,130,558	3.16%	15,871,026	3.08%	6,481	561	36.49	21.98%
$10,000 - $14,999	17,402	26.30%	224,111,837	18.55%	98,760,706	19.16%	10,652	561	45.18	21.87%
$15,000 - $19,999	22,976	34.72%	399,022,151	33.02%	177,913,995	34.51%	14,749	567	48.76	21.29%
$20,000 - $24,999	12,204	18.44%	269,972,436	22.34%	115,220,235	22.35%	18,850	572	49.31	20.85%
$25,000 - $29,999	5,202	7.86%	141,150,280	11.68%	56,883,158	11.03%	23,088	576	49.49	20.15%
$30,000 - $39,999	3,460	5.23%	117,378,174	9.71%	43,568,584	8.45%	28,652	584	49.73	18.96%
$40,000 - $49,999	443	0.67%	18,662,531	1.54%	7,352,872	1.43%	34,117	600	49.73	15.42%
$50,000 - $59,999	-	-	-	-	-	-	-	-	-	-
$60,000 - $69,999	-	-	-	-	-	-	-	-	-	-
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	66,166	100.00%	1,208,441,662	100.00%	515,572,506	100.00%	16,997	570	48.00	20.92%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	31,832	48.11%	589,289,874	48.76%	2,366,535	0.46%	4,065	580	31.24	17.99%
$5,000 - $9,999	6,257	9.46%	67,985,588	5.63%	49,552,872	9.61%	8,155	566	39.11	20.85%
$10,000 - $14,999	13,137	19.85%	203,577,211	16.85%	166,242,729	32.24%	12,807	567	47.60	21.05%
$15,000 - $19,999	9,414	14.23%	190,034,821	15.73%	161,582,558	31.34%	17,278	569	49.45	21.30%
$20,000 - $24,999	3,545	5.36%	90,831,766	7.52%	78,242,051	15.18%	22,158	572	50.08	20.91%
$25,000 - $29,999	1,312	1.98%	41,268,071	3.41%	35,545,819	6.89%	27,167	579	50.38	20.27%
$30,000 - $39,999	668	1.01%	25,408,830	2.10%	21,997,981	4.27%	33,068	584	50.92	18.78%
$40,000 - $49,999	1	0.00%	45,500	0.00%	41,961	0.01%	41,961	586	55.00	15.45%
$50,000 - $59,999	-	-	-	-	-	-	-	-	-	-
$60,000 - $69,999	-	-	-	-	-	-	-	-	-	-
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	66,166	100.00%	1,208,441,662	100.00%	515,572,506	100.00%	16,997	570	48.00	20.92%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	66,166	100.00%	1,208,441,662	100.00%	515,572,506	100.00%	16,997	570	48.00	20.92%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	66,166	100.00%	1,208,441,662	100.00%	515,572,506	100.00%	16,997	570	48.00	20.92%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	-	-	-	-	-	-	-	-	-	-
2.50 - 4.99%	-	-	-	-	-	-	-	-	-	-
5.00 - 7.49%	-	-	-	-	-	-	-	-	-	-
7.50 - 9.99%	729	1.10%	13,280,269	1.10%	5,886,999	1.14%	16,328	616	47.39	9.94%
10.00 - 12.49%	2,609	3.94%	46,071,278	3.81%	20,478,869	3.97%	15,274	593	47.74	11.72%
12.50 - 14.99%	4,035	6.10%	79,734,071	6.60%	34,598,256	6.71%	17,250	595	48.11	13.82%
15.00 - 17.49%	6,424	9.71%	129,507,016	10.72%	53,941,516	10.46%	17,990	589	48.28	16.26%
17.50 - 19.99%	10,502	15.87%	210,911,172	17.45%	87,694,188	17.01%	18,063	579	48.64	18.53%
20.00 - 22.49%	12,170	18.39%	227,678,941	18.84%	93,568,159	18.15%	17,363	574	48.32	20.97%
22.50 - 24.99%	13,073	19.76%	229,845,743	19.02%	99,559,113	19.31%	16,696	563	47.82	23.67%
25.00 - 27.49%	9,647	14.58%	161,087,143	13.33%	70,534,944	13.68%	16,248	552	47.41	25.81%
27.50 - 29.99%	6,977	10.54%	110,326,030	9.13%	49,310,461	9.56%	15,622	526	47.23	27.71%
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	66,166	100.00%	1,208,441,662	100.00%	515,572,506	100.00%	16,997	570	48.00	20.92%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	5,429	8.21%	89,669,962	7.42%	42,229,261	8.19%	16,009	475	48.00	23.59%
500 - 549	14,741	22.28%	260,218,814	21.53%	117,704,563	22.83%	16,725	528	48.16	22.32%
550 - 599	23,123	34.95%	433,518,789	35.87%	188,171,437	36.50%	17,427	574	48.24	20.53%
600 - 649	11,959	18.07%	233,475,454	19.32%	92,629,362	17.97%	17,782	620	47.85	19.35%
650 - 699	3,353	5.07%	65,981,603	5.46%	23,892,882	4.63%	17,598	669	47.33	18.06%
700 - 749	903	1.36%	18,067,759	1.50%	6,464,096	1.25%	17,862	719	47.12	17.16%
750 - 799	160	0.24%	3,056,964	0.25%	1,119,653	0.22%	18,426	765	46.66	17.90%
800+	35	0.05%	603,005	0.05%	199,744	0.04%	17,026	831	46.74	18.43%
NA	6,463	9.77%	103,849,311	8.59%	43,161,509	8.37%	14,651	0	47.36	21.81%
Total:	66,166	100.00%	1,208,441,662	100.00%	515,572,506	100.00%	16,997	570	48.00	20.92%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	-	-	-	-	-	-	-	-	-	-
25 - 36	-	-	-	-	-	-	-	-	-	-
37 - 48	79	0.12%	722,852	0.06%	165,311	0.03%	4,624	563	13.32	19.80%
49 - 60	2,960	4.47%	37,371,736	3.09%	14,543,432	2.82%	10,340	579	29.68	22.82%
61 - 72	9,371	14.16%	113,274,264	9.37%	48,330,770	9.37%	10,653	569	38.57	22.86%
73+	53,756	81.24%	1,057,072,810	87.47%	452,532,994	87.77%	17,893	570	49.60	20.65%
Total:	66,166	100.00%	1,208,441,662	100.00%	515,572,506	100.00%	16,997	570	48.00	20.92%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	31,198	47.15%	582,854,537	48.23%	381,742	0.07%	9,706	565	0.00	6.39%
1 - 12	54	0.08%	715,247	0.06%	246,652	0.05%	6,564	563	8.48	19.20%
13 - 24	315	0.48%	3,789,503	0.31%	2,180,184	0.42%	8,413	575	21.75	20.62%
25 - 36	3,341	5.05%	40,326,106	3.34%	28,617,576	5.55%	9,975	573	32.63	22.40%
37 - 48	12,907	19.51%	220,083,792	18.21%	173,214,065	33.60%	15,258	572	45.55	20.49%
49 - 60	18,351	27.73%	360,672,477	29.85%	310,932,287	60.31%	18,690	568	51.05	21.04%
61 - 72	-	-	-	-	-	-	-	-	-	-
73+	-	-	-	-	-	-	-	-	-	-
Total:	66,166	100.00%	1,208,441,662	100.00%	515,572,506	100.00%	16,997	570	48.00	20.92%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	50,251	75.95%	915,045,041	75.72%	262,337,930	50.88%	15,924	575	47.25	20.06%
1 - 15	5,667	8.56%	103,655,574	8.58%	86,920,647	16.86%	17,429	568	48.13	21.27%
16 - 30	3,102	4.69%	57,429,020	4.75%	49,279,673	9.56%	18,118	563	48.91	21.60%
31 - 60	4,171	6.30%	77,699,060	6.43%	68,513,887	13.29%	18,555	563	49.20	22.08%
61 - 90	1,843	2.79%	33,874,976	2.80%	30,359,021	5.89%	18,727	563	49.45	22.49%
91 - 120	848	1.28%	15,532,394	1.29%	13,414,560	2.60%	18,513	559	48.75	22.53%
121+	284	0.43%	5,205,597	0.43%	4,746,788	0.92%	18,940	557	48.77	23.37%
Total:	66,166	100.00%	1,208,441,662	100.00%	515,572,506	100.00%	16,997	570	48.00	20.92%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	8,650	13.07%	176,433,998	14.60%	69,013,998	13.39%	18,773	593	48.10	18.72%
Stated, verified to Level 3²	57,516	86.93%	1,032,007,664	85.40%	446,558,508	86.61%	16,723	566	47.98	21.26%
NA	-	-	-	-	-	-	-	-	-	-
Total:	66,166	100.00%	1,208,441,662	100.00%	515,572,506	100.00%	16,997	570	48.00	20.92%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	8,650	13.07%	176,433,998	14.60%	69,013,998	13.39%	18,773	593	48.10	18.72%
Stated, verified but not Level 4 or 5	57,294	86.59%	1,027,671,929	85.04%	444,903,368	86.29%	16,721	566	47.98	21.26%
Stated, verified to Level 4³	222	0.34%	4,335,735	0.36%	1,655,141	0.32%	17,316	554	47.02	21.43%
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	66,166	100.00%	1,208,441,662	100.00%	515,572,506	100.00%	16,997	570	48.00	20.92%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	5,037	7.61%	76,819,355	6.36%	32,510,227	6.31%	14,141	566	46.13	17.90%
5.00 - 9.99%	23,018	34.79%	406,940,800	33.67%	174,639,940	33.87%	16,567	567	47.52	20.18%
10.00 - 14.99%	23,529	35.56%	440,889,395	36.48%	188,818,393	36.62%	17,433	570	48.23	21.42%
15.00 - 19.99%	12,297	18.59%	237,962,886	19.69%	100,198,662	19.43%	17,660	573	48.77	22.18%
20.00 - 24.99%	2,280	3.45%	45,733,852	3.78%	19,331,947	3.75%	17,989	587	49.13	21.31%
25.00 - 29.99%	5	0.01%	95,373	0.01%	73,337	0.01%	18,388	576	53.09	24.75%
30.00 - 39.99%	-	-	-	-	-	-	-	-	-	-
40.00 - 49.99%	-	-	-	-	-	-	-	-	-	-
50.00 - 59.99%	-	-	-	-	-	-	-	-	-	-
60.00 - 69.99%	-	-	-	-	-	-	-	-	-	-
70.00 - 79.99%	-	-	-	-	-	-	-	-	-	-
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	66,166	100.00%	1,208,441,662	100.00%	515,572,506	100.00%	16,997	570	48.00	20.92%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	5	0.01%	38,767	0.00%	7,863	0.00%	4,100	563	42.07	12.06%
25.00 - 49.99%	209	0.32%	2,365,334	0.20%	918,972	0.18%	9,808	537	47.56	14.40%
50.00 - 74.99%	1,545	2.34%	23,790,611	1.97%	10,199,116	1.98%	14,260	539	47.13	15.26%
75.00 - 99.99%	11,844	17.90%	225,374,477	18.65%	96,166,218	18.65%	17,760	559	48.11	18.92%
100.00 - 109.99%	13,966	21.11%	272,402,748	22.54%	117,833,764	22.85%	18,048	567	48.55	20.29%
110.00 - 119.99%	16,049	24.26%	303,830,573	25.14%	128,044,675	24.84%	17,457	571	48.56	21.30%
120.00 - 129.99%	12,445	18.81%	219,480,648	18.16%	92,870,774	18.01%	16,310	575	47.77	22.34%
130.00 - 139.99%	8,112	12.26%	132,336,669	10.95%	57,143,879	11.08%	15,048	579	46.70	23.05%
140.00%+	1,991	3.01%	28,821,835	2.39%	12,387,246	2.40%	13,259	599	44.47	23.12%
Total:	66,166	100.00%	1,208,441,662	100.00%	515,572,506	100.00%	16,997	570	48.00	20.92%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	1,975	2.98%	35,826,579	2.96%	15,114,586	2.93%	16,900	570	47.74	22.19%
Alaska	10	0.02%	166,134	0.01%	63,011	0.01%	16,152	532	45.87	21.42%
Arizona	1,367	2.07%	24,430,513	2.02%	10,616,666	2.06%	17,049	566	47.64	23.05%
Arkansas	605	0.91%	11,219,986	0.93%	4,793,509	0.93%	17,378	579	47.67	19.66%
California	6,670	10.08%	125,655,146	10.40%	53,122,820	10.30%	17,369	563	48.42	20.45%
Colorado	672	1.02%	12,401,586	1.03%	4,998,204	0.97%	17,238	580	47.77	18.13%
Connecticut	219	0.33%	4,122,708	0.34%	2,107,368	0.41%	16,783	571	48.48	16.62%
Delaware	137	0.21%	2,526,282	0.21%	1,111,370	0.22%	15,914	574	47.38	18.34%
Florida	4,975	7.52%	90,046,575	7.45%	36,630,194	7.10%	16,717	572	48.16	20.49%
Georgia	6,191	9.36%	116,121,737	9.61%	50,196,036	9.74%	17,572	568	48.46	21.99%
Hawaii	89	0.13%	1,529,011	0.13%	684,720	0.13%	16,172	574	45.87	21.21%
Idaho	112	0.17%	1,870,377	0.15%	774,512	0.15%	15,065	561	47.81	22.73%
Illinois	2,966	4.48%	53,002,410	4.39%	24,196,378	4.69%	16,830	565	48.18	22.97%
Indiana	1,203	1.82%	21,242,025	1.76%	8,691,363	1.69%	16,299	569	47.08	21.19%
Iowa	206	0.31%	3,442,336	0.28%	1,323,080	0.26%	16,403	565	47.69	22.38%
Kansas	403	0.61%	7,113,288	0.59%	3,350,721	0.65%	16,394	579	46.89	20.35%
Kentucky	868	1.31%	14,808,556	1.23%	6,075,395	1.18%	15,629	577	47.38	20.11%
Louisiana	1,710	2.58%	31,348,201	2.59%	14,452,599	2.80%	17,296	567	48.06	22.23%
Maine	45	0.07%	899,279	0.07%	460,308	0.09%	22,407	570	49.67	15.81%
Maryland	1,194	1.80%	22,685,081	1.88%	9,676,541	1.88%	18,126	568	48.82	20.00%
Massachusetts	180	0.27%	3,249,640	0.27%	1,333,564	0.26%	16,979	584	48.42	17.15%
Michigan	977	1.48%	17,730,811	1.47%	7,530,942	1.46%	17,008	575	47.88	21.44%
Minnesota	266	0.40%	4,493,243	0.37%	1,661,232	0.32%	15,005	578	46.57	19.26%
Mississippi	1,337	2.02%	25,111,611	2.08%	11,446,084	2.22%	17,829	574	48.15	21.61%
Missouri	1,561	2.36%	26,819,964	2.22%	10,968,510	2.13%	16,142	568	47.27	22.11%
Montana	164	0.25%	2,857,797	0.24%	806,761	0.16%	15,631	556	45.65	23.51%
Nebraska	151	0.23%	2,625,657	0.22%	1,211,428	0.23%	15,448	569	48.12	17.63%
Nevada	1,047	1.58%	19,126,474	1.58%	8,383,321	1.63%	17,099	564	48.31	21.14%
New Hampshire	186	0.28%	3,269,322	0.27%	1,081,441	0.21%	15,949	559	47.44	22.23%
New Jersey	699	1.06%	12,648,097	1.05%	5,913,337	1.15%	16,833	567	47.92	21.23%
New Mexico	786	1.19%	14,564,088	1.21%	5,805,804	1.13%	17,237	570	47.90	22.99%
New York	1,267	1.91%	23,007,407	1.90%	9,297,367	1.80%	16,541	570	48.31	20.49%
North Carolina	2,601	3.93%	45,658,028	3.78%	20,137,649	3.91%	16,253	572	47.88	20.26%
North Dakota	169	0.26%	2,978,378	0.25%	900,535	0.17%	15,075	562	44.27	24.25%
Ohio	2,956	4.47%	50,731,667	4.20%	21,961,927	4.26%	15,684	571	47.82	21.42%
Oklahoma	917	1.39%	16,239,366	1.34%	6,469,399	1.25%	16,028	578	46.80	19.48%
Oregon	476	0.72%	7,768,681	0.64%	2,767,992	0.54%	14,826	569	46.72	20.59%
Pennsylvania	1,090	1.65%	19,915,635	1.65%	8,476,675	1.64%	16,884	573	48.16	18.86%
Rhode Island	37	0.06%	658,067	0.05%	337,208	0.07%	14,584	572	48.70	17.11%
South Carolina	2,369	3.58%	43,179,873	3.57%	18,713,467	3.63%	16,975	566	48.18	21.97%
South Dakota	88	0.13%	1,415,177	0.12%	527,656	0.10%	15,748	571	45.54	22.25%
Tennessee	1,844	2.79%	33,497,765	2.77%	14,681,254	2.85%	16,700	571	48.11	21.74%
Texas	9,132	13.80%	175,935,939	14.56%	76,030,305	14.75%	17,796	576	47.72	19.12%
Utah	308	0.47%	5,365,547	0.44%	1,923,819	0.37%	17,179	575	47.17	21.11%
Vermont	20	0.03%	361,380	0.03%	80,983	0.02%	18,173	546	47.47	22.50%
Virginia	1,872	2.83%	32,602,759	2.70%	14,983,025	2.91%	16,370	563	48.59	21.79%
Washington	608	0.92%	10,691,202	0.88%	3,853,666	0.75%	15,772	563	47.63	21.51%
West Virginia	397	0.60%	6,786,942	0.56%	2,630,127	0.51%	16,478	566	47.93	21.98%
Wisconsin	840	1.27%	14,771,521	1.22%	6,134,497	1.19%	16,250	566	47.80	22.02%
Wyoming	71	0.11%	1,311,054	0.11%	364,071	0.07%	17,417	588	45.37	19.72%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	-	-	-	-	-	-	-	-	-	-
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	130	0.20%	2,557,555	0.21%	719,082	0.14%	17,980	572	49.97	20.89%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	-	-	-	-	-	-	-	-	-	-
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Unknown	3	0.00%	53,205	0.00%	0	0.00%	0	0	0.00	0.00%
Total:	66,166	100.00%	1,208,441,662	100.00%	515,572,506	100.00%	16,997	570	48.00	20.92%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	2,895	4.38%	69,372,004	5.74%	25,022,006	4.85%	21,841	574	49.62	21.99%
Used	63,271	95.62%	1,139,069,658	94.26%	490,550,500	95.15%	16,750	570	47.91	20.86%
NA	-	-	-	-	-	-	-	-	-	-
Total:	66,166	100.00%	1,208,441,662	100.00%	515,572,506	100.00%	16,997	570	48.00	20.92%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	33,773	51.04%	568,417,145	47.04%	235,902,592	45.76%	15,396	569	48.09	21.41%
Truck	5,633	8.51%	142,802,296	11.82%	56,430,338	10.95%	22,922	579	47.09	19.79%
SUV	25,590	38.68%	476,531,030	39.43%	214,159,782	41.54%	17,222	568	48.15	20.71%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	1,170	1.77%	20,691,191	1.71%	9,079,794	1.76%	16,493	571	47.63	20.12%
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	66,166	100.00%	1,208,441,662	100.00%	515,572,506	100.00%	16,997	570	48.00	20.92%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	8,179	12.36%	149,670,643	12.39%	62,397,612	12.10%	17,052	571	47.40	20.95%
Ford: Lincoln	494	0.75%	9,764,561	0.81%	4,232,698	0.82%	18,052	566	48.74	20.84%
Ford: Mercury	6	0.01%	72,111	0.01%	14,108	0.00%	7,160	538	38.49	24.87%
GMC	1,911	2.89%	41,473,252	3.43%	18,450,546	3.58%	20,345	570	47.49	20.08%
GMC: Buick	1,037	1.57%	17,402,209	1.44%	7,937,919	1.54%	15,123	567	48.01	21.83%
GMC: Cadillac	669	1.01%	13,847,924	1.15%	6,313,149	1.22%	20,115	573	47.71	21.32%
GMC: Chevrolet	9,932	15.01%	186,265,293	15.41%	80,742,952	15.66%	17,508	572	48.08	20.95%
GMC: Hummer	8	0.01%	110,667	0.01%	27,816	0.01%	10,340	633	34.31	22.44%
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	9	0.01%	116,055	0.01%	20,780	0.00%	10,676	747	31.58	24.41%
GMC: Saturn	4	0.01%	53,437	0.00%	0	0.00%	0	0	0.00	0.00%
Tesla	11	0.02%	382,402	0.03%	239,061	0.05%	30,628	599	50.56	16.70%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	646	0.98%	13,089,552	1.08%	5,152,724	1.00%	19,308	562	48.54	23.23%
BMW: Mini	94	0.14%	1,334,329	0.11%	421,636	0.08%	13,174	575	47.95	22.17%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	843	1.27%	19,373,216	1.60%	7,428,694	1.44%	21,057	574	48.78	21.75%
Daimler: Smart	15	0.02%	150,678	0.01%	32,428	0.01%	6,628	590	39.03	20.23%
Fiat	100	0.15%	1,257,212	0.10%	533,566	0.10%	11,192	561	45.97	22.64%
Fiat: Alfa Romeo	31	0.05%	832,971	0.07%	321,361	0.06%	22,028	568	49.58	17.73%
Fiat: Chrysler	1,199	1.81%	20,939,421	1.73%	8,276,174	1.61%	16,748	566	47.75	21.96%
Fiat: Dodge	5,301	8.01%	115,435,294	9.55%	46,927,043	9.10%	20,137	574	47.95	20.59%
Fiat: Jeep	3,639	5.50%	72,203,864	5.97%	31,578,034	6.12%	18,196	571	48.63	20.22%
Fiat: Maserati	10	0.02%	327,753	0.03%	70,584	0.01%	23,579	530	48.25	19.73%
Geely: Volvo	107	0.16%	1,929,692	0.16%	668,010	0.13%	17,642	573	47.54	20.86%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	1,138	1.72%	16,601,049	1.37%	6,658,294	1.29%	13,237	566	47.51	22.69%
Volkswagen: Audi	316	0.48%	6,518,769	0.54%	2,743,709	0.53%	20,307	561	48.77	23.35%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	33	0.05%	904,714	0.07%	261,083	0.05%	21,114	548	46.97	25.21%
Honda	3,918	5.92%	66,811,636	5.53%	29,586,663	5.74%	15,378	569	47.84	20.52%
Honda: Acura	578	0.87%	10,875,913	0.90%	4,991,621	0.97%	17,649	571	48.22	19.82%
Hyundai	4,274	6.46%	66,047,832	5.47%	28,336,333	5.50%	13,924	567	47.73	21.41%
Hyundai: Kia	4,424	6.69%	70,587,276	5.84%	30,770,105	5.97%	14,374	567	48.03	21.23%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	969	1.46%	15,690,565	1.30%	7,212,641	1.40%	14,812	566	47.93	20.57%
Mitsubishi	428	0.65%	6,900,626	0.57%	2,769,502	0.54%	14,065	570	47.73	22.62%
Nissan	9,216	13.93%	156,874,964	12.98%	69,319,265	13.45%	15,531	566	48.45	21.15%
Nissan: Infiniti	968	1.46%	21,433,430	1.77%	9,548,434	1.85%	20,257	568	48.70	20.47%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	558	0.84%	9,708,123	0.80%	3,984,713	0.77%	15,102	581	46.91	19.52%
Suzuki	1	0.00%	12,108	0.00%	0	0.00%	0	0	0.00	0.00%
Tata: Jaguar	121	0.18%	3,169,720	0.26%	1,152,827	0.22%	24,291	566	50.63	20.21%
Tata: Land Rover	103	0.16%	2,740,406	0.23%	1,079,899	0.21%	25,844	572	48.28	20.81%
Toyota	4,292	6.49%	76,360,832	6.32%	31,115,745	6.04%	15,914	571	47.78	20.24%
Toyota: Lexus	440	0.66%	9,154,750	0.76%	3,508,588	0.68%	19,142	571	47.48	21.57%
Toyota: Scion	144	0.22%	2,016,415	0.17%	746,192	0.14%	12,004	578	46.40	19.77%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	66,166	100.00%	1,208,441,662	100.00%	515,572,506	100.00%	16,997	570	48.00	20.92%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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