StratMaker (138479)

Exeter Automobile Receivables Trust 2022-2

StratMaker Datatape Summary

Beginning Period

Oct 1, 2022

As % of Reporting Period ELA:

Ending Period

Oct 31, 2022

New % / Used %

1.25% / 98.75%

Total Original # of Loans

53,175

WA Loan to Value (LTV)

104.77%

Total Original Loan Amount (OLA)

$ 1,182,476,497

WA Payment to Income (PTI)

12.31%

Weighted Average (WA) OLA

$ 24,740

WA FICO (non-zero)

584

Rep. Period Beginning Loan Amount

$ 976,385,565

WA Remaining Term (RT)

64.16

Rep. Period Ending Loan Amount (ELA)

$ 939,797,225

WA Original APR

19.43%

Beginning Period

Oct 1, 2022

Ending Period

Oct 31, 2022

Total Original # of Loans

53,175

Total Original Loan Amount (OLA)

$ 1,182,476,497

Weighted Average (WA) OLA

$ 24,740

Rep. Period Beginning Loan Amount

$ 976,385,565

Rep. Period Ending Loan Amount (ELA)

$ 939,797,225

As % of Reporting Period ELA:

New % / Used %

1.25% / 98.75%

WA Loan to Value (LTV)

104.77%

WA Payment to Income (PTI)

12.31%

WA FICO (non-zero)

584

WA Remaining Term (RT)

64.16

WA Original APR

19.43%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	-	-	-	-	-	-	-	-	-	-
$5,000 - $9,999	1,574	2.96%	13,408,092	1.13%	10,228,720	1.09%	7,987	570	57.11	20.41%
$10,000 - $14,999	6,727	12.65%	86,986,108	7.36%	66,539,190	7.08%	12,197	570	60.31	20.71%
$15,000 - $19,999	13,769	25.89%	243,126,054	20.56%	192,200,186	20.45%	16,847	570	63.04	21.07%
$20,000 - $24,999	14,654	27.56%	327,694,230	27.71%	262,372,757	27.92%	21,406	576	64.43	20.36%
$25,000 - $29,999	8,635	16.24%	235,238,561	19.89%	189,480,789	20.16%	25,987	587	65.00	19.06%
$30,000 - $39,999	6,617	12.44%	224,129,636	18.95%	178,485,691	18.99%	32,248	602	65.45	17.48%
$40,000 - $49,999	1,169	2.20%	50,340,009	4.26%	39,285,893	4.18%	40,396	628	66.28	13.54%
$50,000 - $59,999	30	0.06%	1,553,808	0.13%	1,203,999	0.13%	47,766	649	67.62	10.55%
$60,000 - $69,999	-	-	-	-	-	-	-	-	-	-
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	53,175	100.00%	1,182,476,497	100.00%	939,797,225	100.00%	23,486	584	64.16	19.43%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	8,656	16.28%	189,014,043	15.98%	1,870,041	0.20%	3,268	582	25.75	19.40%
$5,000 - $9,999	2,236	4.20%	24,942,534	2.11%	18,125,344	1.93%	8,323	575	51.13	19.51%
$10,000 - $14,999	6,480	12.19%	90,441,129	7.65%	83,593,285	8.89%	13,053	573	60.89	20.35%
$15,000 - $19,999	12,287	23.11%	227,910,505	19.27%	216,587,103	23.05%	17,743	573	63.75	20.67%
$20,000 - $24,999	11,915	22.41%	278,405,845	23.54%	265,963,241	28.30%	22,412	578	64.80	20.12%
$25,000 - $29,999	6,469	12.17%	184,642,030	15.61%	176,133,526	18.74%	27,301	588	65.30	19.08%
$30,000 - $39,999	4,615	8.68%	163,793,393	13.85%	155,570,678	16.55%	33,922	604	65.73	17.29%
$40,000 - $49,999	515	0.97%	23,222,728	1.96%	21,853,281	2.33%	42,531	631	66.81	13.13%
$50,000 - $59,999	2	0.00%	104,291	0.01%	100,728	0.01%	50,365	674	67.50	11.26%
$60,000 - $69,999	-	-	-	-	-	-	-	-	-	-
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	53,175	100.00%	1,182,476,497	100.00%	939,797,225	100.00%	23,486	584	64.16	19.43%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	53,175	100.00%	1,182,476,497	100.00%	939,797,225	100.00%	23,486	584	64.16	19.43%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	53,175	100.00%	1,182,476,497	100.00%	939,797,225	100.00%	23,486	584	64.16	19.43%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	-	-	-	-	-	-	-	-	-	-
2.50 - 4.99%	-	-	-	-	-	-	-	-	-	-
5.00 - 7.49%	-	-	-	-	-	-	-	-	-	-
7.50 - 9.99%	3,188	6.00%	77,387,686	6.54%	62,780,361	6.68%	25,311	636	65.82	9.05%
10.00 - 12.49%	4,241	7.98%	98,164,994	8.30%	80,251,091	8.54%	24,564	612	65.39	11.41%
12.50 - 14.99%	4,358	8.20%	107,549,537	9.10%	87,289,360	9.29%	25,893	612	65.35	13.77%
15.00 - 17.49%	5,240	9.85%	128,744,989	10.89%	104,852,068	11.16%	25,848	606	64.97	16.25%
17.50 - 19.99%	7,653	14.39%	182,412,675	15.43%	143,244,868	15.24%	24,784	598	64.51	18.80%
20.00 - 22.49%	7,271	13.67%	165,041,857	13.96%	131,290,983	13.97%	23,598	574	63.66	21.10%
22.50 - 24.99%	8,830	16.61%	184,809,333	15.63%	145,681,669	15.50%	21,809	564	63.20	23.75%
25.00 - 27.49%	6,390	12.02%	125,040,562	10.57%	96,905,560	10.31%	20,539	550	62.90	25.85%
27.50 - 29.99%	6,004	11.29%	113,324,864	9.58%	87,501,265	9.31%	19,721	519	62.92	27.89%
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	53,175	100.00%	1,182,476,497	100.00%	939,797,225	100.00%	23,486	584	64.16	19.43%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	4,384	8.24%	86,084,562	7.28%	68,312,331	7.27%	20,864	473	63.34	24.33%
500 - 549	9,923	18.66%	206,609,254	17.47%	165,187,835	17.58%	21,931	528	63.55	22.25%
550 - 599	17,470	32.85%	388,841,227	32.88%	310,626,665	33.05%	23,256	575	63.87	19.88%
600 - 649	12,035	22.63%	288,574,637	24.40%	230,629,349	24.54%	25,167	622	64.82	17.00%
650 - 699	4,266	8.02%	107,589,504	9.10%	84,683,138	9.01%	26,429	669	65.72	14.74%
700 - 749	1,017	1.91%	25,228,327	2.13%	19,509,716	2.08%	25,935	719	65.67	14.59%
750 - 799	237	0.45%	5,552,269	0.47%	4,242,017	0.45%	25,431	767	66.16	13.17%
800+	70	0.13%	1,494,959	0.13%	1,130,532	0.12%	23,490	827	66.17	10.95%
NA	3,773	7.10%	72,501,759	6.13%	55,475,642	5.90%	20,143	0	62.85	22.05%
Total:	53,175	100.00%	1,182,476,497	100.00%	939,797,225	100.00%	23,486	584	64.16	19.43%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	-	-	-	-	-	-	-	-	-	-
25 - 36	-	-	-	-	-	-	-	-	-	-
37 - 48	59	0.11%	694,891	0.06%	519,555	0.06%	10,954	585	29.41	13.45%
49 - 60	254	0.48%	3,082,863	0.26%	2,230,166	0.24%	12,148	590	41.29	16.20%
61 - 72	7,359	13.84%	115,097,553	9.73%	90,587,420	9.64%	16,824	571	57.13	22.47%
73+	45,503	85.57%	1,063,601,190	89.95%	846,460,085	90.07%	24,237	585	65.00	19.11%
Total:	53,175	100.00%	1,182,476,497	100.00%	939,797,225	100.00%	23,486	584	64.16	19.43%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	7,928	14.91%	176,043,073	14.89%	131,751	0.01%	10,648	571	0.00	10.63%
1 - 12	720	1.35%	13,341,759	1.13%	3,776,753	0.40%	7,510	570	8.47	21.11%
13 - 24	126	0.24%	2,266,014	0.19%	1,211,938	0.13%	10,786	567	13.62	21.66%
25 - 36	106	0.20%	1,508,385	0.13%	1,084,188	0.12%	14,093	576	31.08	14.34%
37 - 48	321	0.60%	4,439,922	0.38%	3,670,550	0.39%	13,508	580	42.81	17.03%
49 - 60	6,404	12.04%	102,348,429	8.66%	95,473,041	10.16%	17,038	571	57.13	22.18%
61 - 72	37,563	70.64%	882,335,507	74.62%	834,260,742	88.77%	24,371	586	65.44	19.12%
73+	7	0.01%	193,409	0.02%	188,262	0.02%	31,140	663	73.00	12.29%
Total:	53,175	100.00%	1,182,476,497	100.00%	939,797,225	100.00%	23,486	584	64.16	19.43%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	34,969	65.76%	777,584,784	65.76%	557,100,186	59.28%	23,391	594	64.41	18.25%
1 - 15	6,544	12.31%	148,357,159	12.55%	139,654,788	14.86%	23,937	576	63.81	20.10%
16 - 30	3,779	7.11%	83,852,546	7.09%	79,563,748	8.47%	23,576	569	64.22	20.92%
31 - 60	4,394	8.26%	96,943,376	8.20%	92,232,500	9.81%	23,463	565	63.69	21.76%
61 - 90	1,997	3.76%	43,103,782	3.65%	40,790,298	4.34%	23,207	564	63.43	22.28%
91 - 120	1,068	2.01%	23,327,834	1.97%	21,299,276	2.27%	23,268	562	63.46	23.00%
121+	424	0.80%	9,307,017	0.79%	9,156,428	0.97%	23,564	566	63.66	23.12%
Total:	53,175	100.00%	1,182,476,497	100.00%	939,797,225	100.00%	23,486	584	64.16	19.43%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	41,161	77.41%	914,184,909	77.31%	731,150,708	77.80%	23,466	585	64.54	19.37%
Stated, verified to Level 3²	12,014	22.59%	268,291,588	22.69%	208,646,517	22.20%	23,555	579	62.84	19.63%
NA	-	-	-	-	-	-	-	-	-	-
Total:	53,175	100.00%	1,182,476,497	100.00%	939,797,225	100.00%	23,486	584	64.16	19.43%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	41,163	77.41%	914,226,991	77.31%	731,172,429	77.80%	23,466	585	64.54	19.37%
Stated, verified but not Level 4 or 5	11,890	22.36%	265,639,670	22.46%	206,915,948	22.02%	23,538	579	62.87	19.65%
Stated, verified to Level 4³	122	0.23%	2,609,836	0.22%	1,708,849	0.18%	25,638	592	60.00	17.69%
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	53,175	100.00%	1,182,476,497	100.00%	939,797,225	100.00%	23,486	584	64.16	19.43%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	3,174	5.97%	57,132,642	4.83%	44,986,367	4.79%	20,036	595	63.53	15.31%
5.00 - 9.99%	16,187	30.44%	343,556,161	29.05%	274,056,390	29.16%	22,759	586	63.91	17.69%
10.00 - 14.99%	19,191	36.09%	439,143,446	37.14%	349,054,100	37.14%	24,046	582	64.27	19.89%
15.00 - 19.99%	11,584	21.78%	269,471,762	22.79%	213,603,929	22.73%	23,995	581	64.34	21.44%
20.00 - 24.99%	3,022	5.68%	72,734,321	6.15%	57,752,757	6.15%	24,345	592	64.58	20.62%
25.00 - 29.99%	17	0.03%	438,165	0.04%	343,682	0.04%	25,773	607	66.11	18.39%
30.00 - 39.99%	-	-	-	-	-	-	-	-	-	-
40.00 - 49.99%	-	-	-	-	-	-	-	-	-	-
50.00 - 59.99%	-	-	-	-	-	-	-	-	-	-
60.00 - 69.99%	-	-	-	-	-	-	-	-	-	-
70.00 - 79.99%	-	-	-	-	-	-	-	-	-	-
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	53,175	100.00%	1,182,476,497	100.00%	939,797,225	100.00%	23,486	584	64.16	19.43%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	11	0.02%	103,945	0.01%	42,837	0.00%	8,578	531	51.19	13.31%
25.00 - 49.99%	246	0.46%	3,390,588	0.29%	2,048,630	0.22%	14,086	534	62.88	14.25%
50.00 - 74.99%	1,507	2.83%	28,445,122	2.41%	22,140,861	2.36%	20,656	554	63.54	14.76%
75.00 - 99.99%	11,572	21.76%	263,721,943	22.30%	209,713,704	22.31%	24,102	571	64.00	18.08%
100.00 - 109.99%	12,143	22.84%	286,895,795	24.26%	228,112,249	24.27%	24,633	579	64.24	19.57%
110.00 - 119.99%	11,642	21.89%	270,146,024	22.85%	215,767,779	22.96%	24,219	586	64.23	20.11%
120.00 - 129.99%	7,816	14.70%	171,108,763	14.47%	134,652,013	14.33%	22,994	594	64.29	20.22%
130.00 - 139.99%	5,704	10.73%	112,515,840	9.52%	89,578,837	9.53%	20,856	598	64.09	20.80%
140.00%+	2,534	4.77%	46,148,478	3.90%	37,740,315	4.02%	19,123	620	64.48	19.06%
Total:	53,175	100.00%	1,182,476,497	100.00%	939,797,225	100.00%	23,486	584	64.16	19.43%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	1,665	3.13%	36,713,584	3.10%	29,656,042	3.16%	23,411	586	64.14	20.85%
Alaska	4	0.01%	89,983	0.01%	87,424	0.01%	24,000	572	62.09	23.42%
Arizona	1,170	2.20%	26,316,801	2.23%	21,280,179	2.26%	23,696	584	64.75	19.76%
Arkansas	593	1.12%	13,335,846	1.13%	10,560,945	1.12%	24,067	595	64.37	18.92%
California	4,953	9.31%	114,404,943	9.68%	91,264,127	9.71%	23,997	578	63.97	19.32%
Colorado	561	1.06%	13,113,132	1.11%	10,066,028	1.07%	24,240	601	64.19	16.75%
Connecticut	136	0.26%	2,937,553	0.25%	2,492,923	0.27%	21,922	590	63.73	15.83%
Delaware	74	0.14%	1,636,619	0.14%	1,369,262	0.15%	23,937	592	63.31	17.96%
Florida	4,258	8.01%	94,798,254	8.02%	75,837,411	8.07%	23,609	585	64.60	18.98%
Georgia	4,262	8.02%	96,084,639	8.13%	76,407,343	8.13%	23,591	581	64.12	20.69%
Hawaii	54	0.10%	1,217,985	0.10%	894,201	0.10%	23,704	580	64.38	18.61%
Idaho	64	0.12%	1,275,435	0.11%	980,252	0.10%	21,608	575	64.40	19.22%
Illinois	1,970	3.70%	42,410,682	3.59%	33,343,751	3.55%	22,607	580	63.95	20.43%
Indiana	988	1.86%	21,011,225	1.78%	17,146,285	1.82%	22,715	590	64.03	19.04%
Iowa	243	0.46%	4,902,343	0.41%	3,833,259	0.41%	22,086	587	63.75	19.40%
Kansas	327	0.61%	6,996,641	0.59%	5,530,211	0.59%	23,210	588	63.95	18.91%
Kentucky	888	1.67%	18,527,487	1.57%	15,147,993	1.61%	22,500	593	63.95	18.57%
Louisiana	1,447	2.72%	32,176,572	2.72%	24,749,527	2.63%	23,429	581	64.03	20.70%
Maine	30	0.06%	723,992	0.06%	532,700	0.06%	24,402	605	64.57	15.48%
Maryland	879	1.65%	19,327,654	1.63%	15,648,411	1.67%	22,789	578	63.85	19.06%
Massachusetts	85	0.16%	1,901,609	0.16%	1,449,513	0.15%	23,645	579	62.11	16.50%
Michigan	1,253	2.36%	27,510,624	2.33%	21,190,319	2.25%	23,178	589	64.33	19.67%
Minnesota	160	0.30%	3,509,402	0.30%	2,893,728	0.31%	23,666	594	63.59	17.87%
Mississippi	1,259	2.37%	28,798,916	2.44%	23,522,384	2.50%	24,112	586	64.12	21.02%
Missouri	1,068	2.01%	22,525,373	1.90%	17,929,113	1.91%	22,495	586	64.31	19.47%
Montana	151	0.28%	3,236,994	0.27%	2,383,455	0.25%	22,926	586	64.18	21.10%
Nebraska	148	0.28%	2,961,258	0.25%	2,217,562	0.24%	20,897	580	64.21	16.49%
Nevada	680	1.28%	15,892,643	1.34%	12,945,403	1.38%	24,432	573	64.01	20.28%
New Hampshire	89	0.17%	1,815,731	0.15%	1,315,966	0.14%	20,932	560	62.82	20.91%
New Jersey	680	1.28%	15,295,880	1.29%	12,255,636	1.30%	23,953	589	64.41	19.34%
New Mexico	629	1.18%	14,856,283	1.26%	11,962,512	1.27%	25,055	585	64.53	20.30%
New York	980	1.84%	21,410,479	1.81%	16,321,537	1.74%	23,112	586	64.24	19.45%
North Carolina	2,649	4.98%	57,157,596	4.83%	44,546,066	4.74%	22,647	581	64.15	19.78%
North Dakota	131	0.25%	2,559,059	0.22%	2,201,714	0.23%	21,621	589	63.13	21.55%
Ohio	2,549	4.79%	52,429,953	4.43%	42,802,812	4.55%	21,963	590	64.41	19.01%
Oklahoma	958	1.80%	21,423,388	1.81%	16,675,460	1.77%	23,507	594	64.25	17.38%
Oregon	339	0.64%	6,839,561	0.58%	5,275,411	0.56%	21,404	581	63.59	18.63%
Pennsylvania	1,009	1.90%	21,797,731	1.84%	17,125,056	1.82%	22,801	589	64.32	17.86%
Rhode Island	23	0.04%	464,680	0.04%	386,781	0.04%	21,793	609	64.01	13.55%
South Carolina	1,657	3.12%	36,092,113	3.05%	28,716,101	3.06%	23,051	575	63.98	20.31%
South Dakota	86	0.16%	1,562,377	0.13%	1,261,318	0.13%	19,666	576	62.65	21.84%
Tennessee	1,258	2.37%	27,529,303	2.33%	21,588,137	2.30%	23,386	582	63.99	20.36%
Texas	7,432	13.98%	175,083,947	14.81%	140,032,518	14.90%	24,800	588	64.25	18.13%
Utah	250	0.47%	5,499,488	0.47%	4,012,007	0.43%	23,391	581	64.15	19.17%
Vermont	12	0.02%	287,852	0.02%	247,598	0.03%	25,550	580	64.61	17.60%
Virginia	1,398	2.63%	30,040,606	2.54%	23,680,601	2.52%	22,483	572	63.82	20.35%
Washington	419	0.79%	8,907,948	0.75%	7,061,433	0.75%	22,548	570	63.68	20.09%
West Virginia	373	0.70%	7,882,150	0.67%	6,002,825	0.64%	22,335	581	63.88	19.79%
Wisconsin	757	1.42%	16,403,130	1.39%	12,879,228	1.37%	23,036	579	64.02	21.22%
Wyoming	76	0.14%	1,700,723	0.14%	1,275,578	0.14%	22,470	605	64.18	17.15%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	-	-	-	-	-	-	-	-	-	-
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	51	0.10%	1,098,329	0.09%	811,181	0.09%	22,576	580	63.66	21.97%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	-	-	-	-	-	-	-	-	-	-
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	53,175	100.00%	1,182,476,497	100.00%	939,797,225	100.00%	23,486	584	64.16	19.43%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	686	1.29%	18,361,171	1.55%	11,718,336	1.25%	26,907	606	60.30	17.56%
Used	52,489	98.71%	1,164,115,327	98.45%	928,078,890	98.75%	23,443	584	64.21	19.45%
NA	-	-	-	-	-	-	-	-	-	-
Total:	53,175	100.00%	1,182,476,497	100.00%	939,797,225	100.00%	23,486	584	64.16	19.43%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	25,065	47.14%	514,370,669	43.50%	402,007,704	42.78%	21,462	579	64.06	20.48%
Truck	5,895	11.09%	168,826,566	14.28%	134,246,526	14.28%	29,138	603	64.20	17.29%
SUV	21,356	40.16%	480,796,584	40.66%	388,555,390	41.34%	23,648	582	64.27	19.08%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	859	1.62%	18,482,679	1.56%	14,987,605	1.59%	22,964	578	64.09	19.14%
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	53,175	100.00%	1,182,476,497	100.00%	939,797,225	100.00%	23,486	584	64.16	19.43%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	6,670	12.54%	148,354,901	12.55%	118,746,020	12.64%	23,626	586	64.03	19.24%
Ford: Lincoln	359	0.68%	7,851,657	0.66%	6,484,913	0.69%	23,216	583	63.72	19.22%
Ford: Mercury	8	0.02%	81,196	0.01%	43,268	0.00%	9,610	551	55.78	21.40%
GMC	1,700	3.20%	44,003,351	3.72%	36,054,893	3.84%	27,273	596	64.32	18.00%
GMC: Buick	738	1.39%	14,715,922	1.24%	11,541,475	1.23%	20,721	574	63.63	20.46%
GMC: Cadillac	497	0.93%	11,389,551	0.96%	8,972,751	0.95%	25,024	589	63.97	20.04%
GMC: Chevrolet	7,814	14.69%	179,306,524	15.16%	143,769,102	15.30%	24,481	587	64.21	19.20%
GMC: Hummer	4	0.01%	82,587	0.01%	41,264	0.00%	23,031	645	66.66	17.00%
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	7	0.01%	114,981	0.01%	97,807	0.01%	18,417	687	61.33	14.38%
GMC: Saturn	1	0.00%	7,175	0.00%	6,814	0.00%	6,814	531	53.00	26.66%
Tesla	43	0.08%	1,521,029	0.13%	1,030,741	0.11%	33,844	592	63.64	12.83%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	694	1.31%	16,028,027	1.36%	11,813,219	1.26%	24,432	578	63.74	22.35%
BMW: Mini	111	0.21%	1,973,049	0.17%	1,647,703	0.18%	18,656	563	63.53	21.58%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	611	1.15%	14,809,587	1.25%	11,642,752	1.24%	25,259	578	63.63	21.97%
Daimler: Smart	10	0.02%	107,753	0.01%	93,609	0.01%	10,920	564	61.91	23.86%
Fiat	70	0.13%	1,083,085	0.09%	840,681	0.09%	15,883	554	62.97	23.18%
Fiat: Alfa Romeo	37	0.07%	1,133,531	0.10%	804,348	0.09%	30,600	580	65.44	17.54%
Fiat: Chrysler	904	1.70%	18,308,958	1.55%	14,511,786	1.54%	21,622	575	63.57	21.07%
Fiat: Dodge	4,259	8.01%	108,278,915	9.16%	84,778,463	9.02%	26,756	591	64.19	19.06%
Fiat: Jeep	3,403	6.40%	80,237,851	6.79%	63,788,315	6.79%	24,420	587	64.32	18.69%
Fiat: Maserati	2	0.00%	61,593	0.01%	57,422	0.01%	29,144	602	64.00	20.78%
Geely: Volvo	99	0.19%	1,935,674	0.16%	1,533,967	0.16%	21,696	558	63.84	22.20%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	865	1.63%	16,574,153	1.40%	12,846,891	1.37%	20,271	571	64.19	21.57%
Volkswagen: Audi	280	0.53%	6,223,130	0.53%	4,818,600	0.51%	23,512	588	63.89	21.94%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	21	0.04%	673,219	0.06%	580,246	0.06%	32,786	605	64.40	17.52%
Honda	3,637	6.84%	80,506,155	6.81%	65,762,075	7.00%	22,847	585	64.36	18.85%
Honda: Acura	435	0.82%	9,325,565	0.79%	7,366,578	0.78%	22,670	579	63.38	19.08%
Hyundai	3,177	5.97%	60,837,884	5.14%	47,879,908	5.09%	19,763	577	63.91	20.67%
Hyundai: Kia	3,574	6.72%	71,890,396	6.08%	57,692,562	6.14%	20,743	575	64.44	20.02%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	890	1.67%	17,999,138	1.52%	14,154,897	1.51%	21,101	577	64.04	19.66%
Mitsubishi	419	0.79%	8,143,082	0.69%	6,184,619	0.66%	19,732	577	63.93	21.37%
Nissan	5,856	11.01%	121,640,757	10.29%	96,382,146	10.26%	21,515	579	64.34	20.02%
Nissan: Infiniti	621	1.17%	15,417,202	1.30%	12,192,716	1.30%	25,800	583	63.96	19.41%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	545	1.02%	12,017,283	1.02%	9,355,172	1.00%	22,743	589	64.21	17.59%
Suzuki	1	0.00%	6,773	0.00%	0	0.00%	0	0	0.00	0.00%
Tata: Jaguar	47	0.09%	1,207,430	0.10%	913,802	0.10%	27,282	586	64.30	21.36%
Tata: Land Rover	79	0.15%	2,196,103	0.19%	1,756,147	0.19%	29,961	588	63.52	20.60%
Toyota	4,150	7.80%	94,445,369	7.99%	74,524,109	7.93%	23,691	585	64.32	18.35%
Toyota: Lexus	426	0.80%	10,160,109	0.86%	7,631,782	0.81%	24,849	585	63.41	20.12%
Toyota: Scion	111	0.21%	1,825,855	0.15%	1,453,666	0.15%	16,882	581	63.31	20.77%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	53,175	100.00%	1,182,476,497	100.00%	939,797,225	100.00%	23,486	584	64.16	19.43%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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