StratMaker (138487)

Exeter Automobile Receivables Trust 2022-1

StratMaker Datatape Summary

Beginning Period

Oct 1, 2022

As % of Reporting Period ELA:

Ending Period

Oct 31, 2022

New % / Used %

1.59% / 98.41%

Total Original # of Loans

40,631

WA Loan to Value (LTV)

102.75%

Total Original Loan Amount (OLA)

$ 892,085,650

WA Payment to Income (PTI)

12.01%

Weighted Average (WA) OLA

$ 24,578

WA FICO (non-zero)

586

Rep. Period Beginning Loan Amount

$ 664,779,939

WA Remaining Term (RT)

61.94

Rep. Period Ending Loan Amount (ELA)

$ 642,396,214

WA Original APR

19.06%

Beginning Period

Oct 1, 2022

Ending Period

Oct 31, 2022

Total Original # of Loans

40,631

Total Original Loan Amount (OLA)

$ 892,085,650

Weighted Average (WA) OLA

$ 24,578

Rep. Period Beginning Loan Amount

$ 664,779,939

Rep. Period Ending Loan Amount (ELA)

$ 642,396,214

As % of Reporting Period ELA:

New % / Used %

1.59% / 98.41%

WA Loan to Value (LTV)

102.75%

WA Payment to Income (PTI)

12.01%

WA FICO (non-zero)

586

WA Remaining Term (RT)

61.94

WA Original APR

19.06%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	-	-	-	-	-	-	-	-	-	-
$5,000 - $9,999	1,332	3.28%	11,362,072	1.27%	7,225,406	1.12%	7,789	576	55.13	20.11%
$10,000 - $14,999	5,758	14.17%	74,490,056	8.35%	48,120,357	7.49%	11,831	574	57.25	20.36%
$15,000 - $19,999	10,922	26.88%	192,600,112	21.59%	137,665,459	21.43%	16,413	574	60.64	20.61%
$20,000 - $24,999	10,372	25.53%	232,048,998	26.01%	170,451,334	26.53%	21,001	579	62.28	19.90%
$25,000 - $29,999	6,326	15.57%	172,007,453	19.28%	124,850,323	19.44%	25,464	587	62.97	18.73%
$30,000 - $39,999	5,027	12.37%	170,714,358	19.14%	124,781,317	19.42%	31,800	600	63.49	17.36%
$40,000 - $49,999	865	2.13%	37,370,010	4.19%	28,260,351	4.40%	39,829	625	64.42	13.24%
$50,000 - $59,999	29	0.07%	1,492,591	0.17%	1,041,667	0.16%	47,393	651	66.26	10.75%
$60,000 - $69,999	-	-	-	-	-	-	-	-	-	-
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	40,631	100.00%	892,085,650	100.00%	642,396,214	100.00%	23,019	586	61.94	19.06%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	9,456	23.27%	198,974,994	22.30%	3,319,455	0.52%	3,207	584	13.64	19.33%
$5,000 - $9,999	2,037	5.01%	25,550,406	2.86%	16,152,606	2.51%	8,171	578	43.54	19.74%
$10,000 - $14,999	4,988	12.28%	71,721,942	8.04%	64,237,639	10.00%	13,031	575	58.59	19.95%
$15,000 - $19,999	8,885	21.87%	167,112,093	18.73%	156,100,470	24.30%	17,684	577	62.15	20.14%
$20,000 - $24,999	7,708	18.97%	182,786,022	20.49%	171,901,905	26.76%	22,394	581	63.05	19.65%
$25,000 - $29,999	4,172	10.27%	120,716,877	13.53%	113,523,578	17.67%	27,286	590	63.61	18.70%
$30,000 - $39,999	3,048	7.50%	109,813,094	12.31%	102,883,828	16.02%	33,955	602	64.02	17.07%
$40,000 - $49,999	336	0.83%	15,358,227	1.72%	14,226,404	2.21%	42,439	631	65.23	12.55%
$50,000 - $59,999	1	0.00%	51,994	0.01%	50,329	0.01%	50,329	675	69.00	11.07%
$60,000 - $69,999	-	-	-	-	-	-	-	-	-	-
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	40,631	100.00%	892,085,650	100.00%	642,396,214	100.00%	23,019	586	61.94	19.06%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	40,631	100.00%	892,085,650	100.00%	642,396,214	100.00%	23,019	586	61.94	19.06%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	40,631	100.00%	892,085,650	100.00%	642,396,214	100.00%	23,019	586	61.94	19.06%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	-	-	-	-	-	-	-	-	-	-
2.50 - 4.99%	-	-	-	-	-	-	-	-	-	-
5.00 - 7.49%	-	-	-	-	-	-	-	-	-	-
7.50 - 9.99%	2,491	6.13%	60,283,267	6.76%	45,949,363	7.15%	25,190	634	64.15	9.00%
10.00 - 12.49%	3,519	8.66%	79,488,196	8.91%	60,478,133	9.41%	23,639	609	63.78	11.38%
12.50 - 14.99%	3,339	8.22%	81,707,206	9.16%	60,709,655	9.45%	25,568	614	63.51	13.79%
15.00 - 17.49%	4,294	10.57%	103,651,899	11.62%	75,433,182	11.74%	24,933	605	62.78	16.22%
17.50 - 19.99%	6,148	15.13%	144,012,018	16.14%	102,148,120	15.90%	24,074	595	61.95	18.72%
20.00 - 22.49%	5,982	14.72%	131,862,579	14.78%	92,303,329	14.37%	22,900	575	60.93	21.04%
22.50 - 24.99%	6,356	15.64%	130,618,662	14.64%	92,126,127	14.34%	21,448	565	60.61	23.73%
25.00 - 27.49%	4,353	10.71%	83,017,100	9.31%	58,510,274	9.11%	19,878	553	60.13	25.88%
27.50 - 29.99%	4,149	10.21%	77,444,724	8.68%	54,738,031	8.52%	19,276	522	61.05	27.87%
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	40,631	100.00%	892,085,650	100.00%	642,396,214	100.00%	23,019	586	61.94	19.06%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	2,886	7.10%	56,789,293	6.37%	41,889,149	6.52%	20,623	475	60.98	23.78%
500 - 549	7,534	18.54%	154,647,897	17.34%	111,229,397	17.31%	21,447	528	60.94	21.94%
550 - 599	13,321	32.79%	294,792,273	33.05%	214,883,519	33.45%	22,972	575	61.73	19.44%
600 - 649	9,424	23.19%	221,965,083	24.88%	159,505,187	24.83%	24,523	622	62.72	16.85%
650 - 699	3,356	8.26%	81,860,148	9.18%	59,020,347	9.19%	25,509	669	63.86	14.69%
700 - 749	814	2.00%	19,737,130	2.21%	14,009,907	2.18%	25,322	720	63.69	14.56%
750 - 799	167	0.41%	4,047,006	0.45%	2,958,534	0.46%	26,433	770	64.52	12.77%
800+	62	0.15%	1,315,503	0.15%	867,282	0.14%	22,137	827	64.28	13.87%
NA	3,067	7.55%	56,931,318	6.38%	38,032,890	5.92%	19,250	0	59.99	21.55%
Total:	40,631	100.00%	892,085,650	100.00%	642,396,214	100.00%	23,019	586	61.94	19.06%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	-	-	-	-	-	-	-	-	-	-
25 - 36	-	-	-	-	-	-	-	-	-	-
37 - 48	57	0.14%	686,900	0.08%	406,941	0.06%	10,944	602	28.29	12.70%
49 - 60	240	0.59%	3,055,921	0.34%	1,882,288	0.29%	12,543	580	39.94	16.44%
61 - 72	5,207	12.82%	78,738,044	8.83%	55,824,198	8.69%	16,294	575	55.18	22.11%
73+	35,127	86.45%	809,604,785	90.75%	584,282,786	90.95%	23,703	587	62.68	18.78%
Total:	40,631	100.00%	892,085,650	100.00%	642,396,214	100.00%	23,019	586	61.94	19.06%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	8,197	20.17%	177,452,945	19.89%	143,191	0.02%	3,557	575	0.00	9.80%
1 - 12	1,658	4.08%	30,264,126	3.39%	7,776,013	1.21%	7,043	570	8.46	21.08%
13 - 24	194	0.48%	3,593,323	0.40%	1,927,175	0.30%	10,972	555	13.81	21.92%
25 - 36	70	0.17%	963,760	0.11%	721,621	0.11%	12,918	578	30.63	13.43%
37 - 48	270	0.66%	3,724,414	0.42%	3,080,001	0.48%	13,457	574	41.90	17.00%
49 - 60	4,450	10.95%	71,950,929	8.07%	66,052,251	10.28%	17,188	575	55.98	21.79%
61 - 72	25,792	63.48%	604,136,154	67.72%	562,695,961	87.59%	24,035	587	63.71	18.72%
73+	-	-	-	-	-	-	-	-	-	-
Total:	40,631	100.00%	892,085,650	100.00%	642,396,214	100.00%	23,019	586	61.94	19.06%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	27,599	67.93%	601,956,334	67.48%	376,518,130	58.61%	22,695	595	62.13	17.95%
1 - 15	4,977	12.25%	112,488,767	12.61%	101,913,932	15.86%	23,617	579	61.51	19.66%
16 - 30	2,637	6.49%	59,103,682	6.63%	54,120,449	8.42%	23,454	572	61.96	20.29%
31 - 60	3,084	7.59%	67,414,241	7.56%	62,549,226	9.74%	23,292	568	61.71	21.35%
61 - 90	1,381	3.40%	30,220,342	3.39%	27,961,168	4.35%	23,326	565	61.65	22.11%
91 - 120	675	1.66%	14,597,601	1.64%	13,169,577	2.05%	23,241	571	61.50	22.10%
121+	278	0.68%	6,304,683	0.71%	6,163,732	0.96%	24,439	565	62.38	22.44%
Total:	40,631	100.00%	892,085,650	100.00%	642,396,214	100.00%	23,019	586	61.94	19.06%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	27,500	67.68%	610,680,029	68.46%	451,749,016	70.32%	23,195	588	62.62	18.78%
Stated, verified to Level 3²	13,131	32.32%	281,405,622	31.54%	190,647,198	29.68%	22,601	579	60.34	19.71%
NA	-	-	-	-	-	-	-	-	-	-
Total:	40,631	100.00%	892,085,650	100.00%	642,396,214	100.00%	23,019	586	61.94	19.06%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	27,503	67.69%	610,757,529	68.46%	451,790,161	70.33%	23,195	588	62.62	18.78%
Stated, verified but not Level 4 or 5	12,983	31.95%	278,648,228	31.24%	189,529,714	29.50%	22,618	579	60.45	19.71%
Stated, verified to Level 4³	145	0.36%	2,679,893	0.30%	1,076,338	0.17%	19,613	578	40.60	20.79%
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	40,631	100.00%	892,085,650	100.00%	642,396,214	100.00%	23,019	586	61.94	19.06%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	2,798	6.89%	50,053,074	5.61%	35,413,841	5.51%	19,900	591	61.14	15.37%
5.00 - 9.99%	13,347	32.85%	280,747,007	31.47%	202,279,479	31.49%	22,326	587	61.61	17.47%
10.00 - 14.99%	14,213	34.98%	322,582,861	36.16%	233,080,736	36.28%	23,675	584	62.07	19.54%
15.00 - 19.99%	8,083	19.89%	186,344,299	20.89%	133,234,348	20.74%	23,506	582	62.23	21.23%
20.00 - 24.99%	2,171	5.34%	51,918,226	5.82%	38,079,280	5.93%	23,880	598	62.70	20.37%
25.00 - 29.99%	19	0.05%	440,182	0.05%	308,529	0.05%	22,618	607	63.32	21.29%
30.00 - 39.99%	-	-	-	-	-	-	-	-	-	-
40.00 - 49.99%	-	-	-	-	-	-	-	-	-	-
50.00 - 59.99%	-	-	-	-	-	-	-	-	-	-
60.00 - 69.99%	-	-	-	-	-	-	-	-	-	-
70.00 - 79.99%	-	-	-	-	-	-	-	-	-	-
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	40,631	100.00%	892,085,650	100.00%	642,396,214	100.00%	23,019	586	61.94	19.06%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	13	0.03%	108,695	0.01%	55,682	0.01%	6,439	554	61.98	12.96%
25.00 - 49.99%	200	0.49%	2,706,028	0.30%	1,672,508	0.26%	14,383	538	61.07	14.23%
50.00 - 74.99%	1,287	3.17%	24,395,314	2.73%	16,354,123	2.55%	19,899	555	61.52	14.63%
75.00 - 99.99%	8,545	21.03%	196,170,767	21.99%	141,234,619	21.99%	24,093	573	61.78	17.45%
100.00 - 109.99%	9,069	22.32%	210,813,200	23.63%	151,770,761	23.63%	24,151	580	61.89	19.34%
110.00 - 119.99%	9,189	22.62%	209,283,282	23.46%	149,565,907	23.28%	23,626	588	61.91	19.76%
120.00 - 129.99%	5,920	14.57%	127,409,644	14.28%	91,229,095	14.20%	22,372	595	61.95	19.96%
130.00 - 139.99%	4,297	10.58%	83,445,548	9.35%	61,787,463	9.62%	20,353	600	62.24	20.33%
140.00%+	2,111	5.20%	37,753,173	4.23%	28,726,056	4.47%	18,686	620	62.80	19.11%
Total:	40,631	100.00%	892,085,650	100.00%	642,396,214	100.00%	23,019	586	61.94	19.06%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	1,134	2.79%	24,410,101	2.74%	17,657,068	2.75%	22,251	583	61.62	20.76%
Alaska	2	0.00%	53,961	0.01%	50,976	0.01%	28,439	546	62.67	16.45%
Arizona	983	2.42%	22,098,885	2.48%	15,764,183	2.45%	23,346	588	62.51	19.27%
Arkansas	402	0.99%	9,149,603	1.03%	6,682,880	1.04%	24,278	594	62.63	18.25%
California	4,262	10.49%	96,953,881	10.87%	69,082,978	10.75%	23,689	579	61.97	18.89%
Colorado	487	1.20%	11,373,447	1.27%	8,159,154	1.27%	24,171	601	62.84	16.02%
Connecticut	105	0.26%	2,239,673	0.25%	1,676,470	0.26%	21,933	583	61.94	15.74%
Delaware	60	0.15%	1,275,796	0.14%	989,477	0.15%	23,344	594	63.04	16.47%
Florida	3,130	7.70%	69,274,120	7.77%	49,810,751	7.75%	23,243	593	62.25	18.31%
Georgia	3,188	7.85%	70,641,457	7.92%	51,338,808	7.99%	23,109	578	61.78	20.62%
Hawaii	58	0.14%	1,329,640	0.15%	1,164,972	0.18%	24,469	591	62.82	18.22%
Idaho	81	0.20%	1,603,969	0.18%	1,140,350	0.18%	20,805	591	62.36	19.71%
Illinois	1,520	3.74%	32,113,239	3.60%	22,985,452	3.58%	22,038	581	61.23	20.03%
Indiana	705	1.74%	14,969,175	1.68%	10,627,413	1.65%	22,394	596	61.71	18.88%
Iowa	141	0.35%	3,096,119	0.35%	2,271,592	0.35%	23,517	583	61.93	19.12%
Kansas	242	0.60%	5,122,568	0.57%	3,533,890	0.55%	21,850	585	62.05	18.57%
Kentucky	610	1.50%	12,730,359	1.43%	9,140,457	1.42%	21,939	589	61.89	18.37%
Louisiana	1,101	2.71%	24,152,571	2.71%	17,981,755	2.80%	23,077	586	62.09	19.84%
Maine	44	0.11%	1,021,688	0.11%	768,691	0.12%	22,649	576	61.76	15.62%
Maryland	767	1.89%	16,536,951	1.85%	11,905,246	1.85%	22,033	580	61.95	18.49%
Massachusetts	83	0.20%	1,717,383	0.19%	1,163,510	0.18%	21,862	614	59.59	14.53%
Michigan	872	2.15%	18,943,551	2.12%	13,591,713	2.12%	22,728	591	62.24	18.96%
Minnesota	151	0.37%	3,163,602	0.35%	2,142,883	0.33%	22,333	576	61.64	17.60%
Mississippi	845	2.08%	18,944,135	2.12%	13,898,922	2.16%	23,548	591	61.79	20.29%
Missouri	856	2.11%	17,923,105	2.01%	13,367,516	2.08%	22,463	587	61.91	19.48%
Montana	108	0.27%	2,277,607	0.26%	1,564,764	0.24%	22,746	579	62.35	20.07%
Nebraska	114	0.28%	2,350,970	0.26%	1,618,117	0.25%	20,817	584	62.11	17.29%
Nevada	589	1.45%	13,250,472	1.49%	9,688,949	1.51%	23,640	577	61.98	20.13%
New Hampshire	77	0.19%	1,595,090	0.18%	1,024,254	0.16%	20,489	577	60.62	19.16%
New Jersey	529	1.30%	11,711,634	1.31%	8,265,783	1.29%	23,118	592	61.55	19.37%
New Mexico	485	1.19%	10,686,066	1.20%	7,423,498	1.16%	23,316	587	61.37	19.88%
New York	660	1.62%	13,946,069	1.56%	9,310,008	1.45%	22,620	593	62.01	18.78%
North Carolina	1,969	4.85%	42,327,318	4.74%	30,682,189	4.78%	22,304	582	62.30	19.29%
North Dakota	69	0.17%	1,376,222	0.15%	875,133	0.14%	20,495	583	61.99	21.00%
Ohio	1,805	4.44%	36,322,975	4.07%	26,868,642	4.18%	21,265	594	61.97	18.54%
Oklahoma	789	1.94%	16,440,314	1.84%	12,107,462	1.88%	22,278	590	62.10	17.24%
Oregon	246	0.61%	4,865,301	0.55%	3,444,829	0.54%	21,036	581	61.42	18.59%
Pennsylvania	759	1.87%	16,282,742	1.83%	11,458,164	1.78%	22,423	593	62.29	17.59%
Rhode Island	21	0.05%	507,259	0.06%	379,684	0.06%	26,232	590	61.56	15.80%
South Carolina	1,263	3.11%	27,272,917	3.06%	19,640,053	3.06%	22,695	575	61.59	20.22%
South Dakota	64	0.16%	1,348,060	0.15%	887,719	0.14%	20,265	599	61.06	20.87%
Tennessee	1,032	2.54%	21,960,251	2.46%	15,596,561	2.43%	22,106	586	61.56	19.97%
Texas	5,704	14.04%	133,482,843	14.96%	96,795,532	15.07%	24,441	589	61.99	17.91%
Utah	207	0.51%	4,354,085	0.49%	2,639,075	0.41%	23,093	597	62.36	18.89%
Vermont	6	0.01%	112,248	0.01%	86,409	0.01%	17,590	578	55.66	15.47%
Virginia	944	2.32%	19,615,998	2.20%	14,396,337	2.24%	21,658	568	61.24	20.82%
Washington	349	0.86%	7,592,748	0.85%	5,459,067	0.85%	23,035	583	62.72	18.92%
West Virginia	251	0.62%	5,308,088	0.60%	3,721,625	0.58%	22,483	591	62.24	20.20%
Wisconsin	636	1.57%	13,590,794	1.52%	9,934,816	1.55%	22,352	580	61.61	21.09%
Wyoming	67	0.16%	1,350,762	0.15%	804,428	0.13%	20,997	596	61.52	17.97%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	-	-	-	-	-	-	-	-	-	-
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	57	0.14%	1,282,811	0.14%	806,029	0.13%	22,592	578	62.32	20.55%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	-	-	-	-	-	-	-	-	-	-
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Unknown	2	0.00%	35,027	0.00%	19,977	0.00%	19,977	627	63.00	15.93%
Total:	40,631	100.00%	892,085,650	100.00%	642,396,214	100.00%	23,019	586	61.94	19.06%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	795	1.96%	20,358,372	2.28%	10,204,729	1.59%	25,693	602	53.91	17.70%
Used	39,836	98.04%	871,727,279	97.72%	632,191,485	98.41%	22,975	585	62.07	19.08%
NA	-	-	-	-	-	-	-	-	-	-
Total:	40,631	100.00%	892,085,650	100.00%	642,396,214	100.00%	23,019	586	61.94	19.06%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	19,131	47.08%	383,304,432	42.97%	268,056,463	41.73%	20,730	581	61.58	20.18%
Truck	4,756	11.71%	135,874,330	15.23%	99,278,345	15.45%	28,797	602	62.26	17.09%
SUV	16,156	39.76%	360,185,133	40.38%	265,623,763	41.35%	23,185	584	62.20	18.68%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	588	1.45%	12,721,755	1.43%	9,437,643	1.47%	22,544	584	61.80	18.59%
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	40,631	100.00%	892,085,650	100.00%	642,396,214	100.00%	23,019	586	61.94	19.06%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	5,356	13.18%	119,523,124	13.40%	87,106,737	13.56%	23,551	588	61.98	18.83%
Ford: Lincoln	304	0.75%	6,672,098	0.75%	4,915,317	0.77%	22,772	579	62.09	18.95%
Ford: Mercury	4	0.01%	60,655	0.01%	33,129	0.01%	16,568	532	54.96	25.95%
GMC	1,309	3.22%	33,883,245	3.80%	24,905,951	3.88%	26,907	593	62.23	17.72%
GMC: Buick	554	1.36%	11,227,227	1.26%	8,214,225	1.28%	20,695	581	61.51	19.68%
GMC: Cadillac	387	0.95%	8,824,385	0.99%	6,596,176	1.03%	24,157	589	61.79	20.12%
GMC: Chevrolet	5,854	14.41%	132,446,359	14.85%	95,255,672	14.83%	24,034	590	61.93	18.93%
GMC: Hummer	2	0.00%	50,249	0.01%	41,357	0.01%	20,689	644	63.47	14.58%
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	3	0.01%	33,681	0.00%	8,785	0.00%	8,785	581	9.00	28.00%
GMC: Saturn	-	-	-	-	-	-	-	-	-	-
Tesla	43	0.11%	1,621,934	0.18%	996,605	0.16%	35,877	598	62.87	14.64%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	501	1.23%	11,616,067	1.30%	7,766,003	1.21%	23,996	578	61.81	22.12%
BMW: Mini	93	0.23%	1,628,460	0.18%	1,172,752	0.18%	17,672	569	60.81	21.04%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	510	1.26%	12,197,984	1.37%	8,949,072	1.39%	24,758	582	61.13	21.95%
Daimler: Smart	11	0.03%	142,618	0.02%	89,884	0.01%	15,152	573	61.35	25.31%
Fiat	53	0.13%	861,248	0.10%	563,406	0.09%	17,494	590	61.75	21.01%
Fiat: Alfa Romeo	39	0.10%	1,167,077	0.13%	864,545	0.13%	29,027	592	63.97	17.75%
Fiat: Chrysler	682	1.68%	13,664,667	1.53%	9,512,213	1.48%	20,914	581	60.92	20.78%
Fiat: Dodge	3,285	8.08%	83,544,844	9.37%	59,010,284	9.19%	26,552	592	61.91	18.55%
Fiat: Jeep	2,617	6.44%	60,861,387	6.82%	44,090,240	6.86%	23,748	585	62.33	18.49%
Fiat: Maserati	2	0.00%	55,394	0.01%	18,423	0.00%	18,423	632	62.00	25.58%
Geely: Volvo	75	0.18%	1,449,298	0.16%	1,076,175	0.17%	20,073	573	61.60	20.33%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	693	1.71%	13,029,426	1.46%	9,347,015	1.46%	19,996	572	62.16	21.19%
Volkswagen: Audi	231	0.57%	5,015,168	0.56%	3,480,118	0.54%	22,405	577	62.26	22.09%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	22	0.05%	642,358	0.07%	468,617	0.07%	28,945	605	60.70	18.63%
Honda	2,584	6.36%	55,863,921	6.26%	42,229,099	6.57%	22,152	588	62.27	18.44%
Honda: Acura	334	0.82%	7,287,563	0.82%	5,167,737	0.80%	22,713	582	61.81	18.20%
Hyundai	2,435	5.99%	45,479,196	5.10%	32,102,241	5.00%	19,032	577	61.59	20.30%
Hyundai: Kia	2,721	6.70%	52,673,226	5.90%	37,214,127	5.79%	19,781	576	61.85	19.66%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	738	1.82%	15,089,044	1.69%	11,332,723	1.76%	20,888	579	62.31	19.15%
Mitsubishi	314	0.77%	6,156,963	0.69%	4,388,699	0.68%	20,298	578	61.19	20.81%
Nissan	4,420	10.88%	89,602,393	10.04%	64,252,360	10.00%	21,041	580	61.74	19.53%
Nissan: Infiniti	507	1.25%	12,236,567	1.37%	8,627,853	1.34%	24,727	586	61.88	19.34%
Saab	1	0.00%	6,473	0.00%	5,803	0.00%	5,803	586	56.00	15.28%
Subaru	418	1.03%	8,827,434	0.99%	6,287,217	0.98%	21,327	591	62.17	17.71%
Suzuki	1	0.00%	7,326	0.00%	6,440	0.00%	6,440	831	49.00	17.53%
Tata: Jaguar	36	0.09%	941,784	0.11%	630,123	0.10%	26,095	565	62.73	21.98%
Tata: Land Rover	57	0.14%	1,490,681	0.17%	1,025,200	0.16%	25,797	594	62.60	19.35%
Toyota	3,016	7.42%	66,837,977	7.49%	48,244,094	7.51%	22,842	590	62.16	17.88%
Toyota: Lexus	319	0.79%	7,717,633	0.87%	5,208,554	0.81%	25,015	590	61.42	19.55%
Toyota: Scion	100	0.25%	1,648,517	0.18%	1,191,245	0.19%	15,952	589	61.38	19.87%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	40,631	100.00%	892,085,650	100.00%	642,396,214	100.00%	23,019	586	61.94	19.06%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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