StratMaker (138539)

Exeter Automobile Receivables Trust 2022-5

StratMaker Datatape Summary

Beginning Period

Sep 1, 2022

As % of Reporting Period ELA:

Ending Period

Sep 30, 2022

New % / Used %

2.07% / 97.93%

Total Original # of Loans

32,654

WA Loan to Value (LTV)

109.22%

Total Original Loan Amount (OLA)

$ 694,373,635

WA Payment to Income (PTI)

12.26%

Weighted Average (WA) OLA

$ 23,599

WA FICO (non-zero)

589

Rep. Period Beginning Loan Amount

$ 645,137,609

WA Remaining Term (RT)

68.86

Rep. Period Ending Loan Amount (ELA)

$ 637,719,246

WA Original APR

17.51%

Beginning Period

Sep 1, 2022

Ending Period

Sep 30, 2022

Total Original # of Loans

32,654

Total Original Loan Amount (OLA)

$ 694,373,635

Weighted Average (WA) OLA

$ 23,599

Rep. Period Beginning Loan Amount

$ 645,137,609

Rep. Period Ending Loan Amount (ELA)

$ 637,719,246

As % of Reporting Period ELA:

New % / Used %

2.07% / 97.93%

WA Loan to Value (LTV)

109.22%

WA Payment to Income (PTI)

12.26%

WA FICO (non-zero)

589

WA Remaining Term (RT)

68.86

WA Original APR

17.51%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	1	0.00%	4,588	0.00%	4,588	0.00%	4,588	573	36.00	0.00%
$5,000 - $9,999	1,160	3.55%	9,953,924	1.43%	8,258,639	1.30%	8,274	581	61.41	15.72%
$10,000 - $14,999	4,981	15.25%	64,288,813	9.26%	51,943,339	8.15%	12,028	579	61.69	17.52%
$15,000 - $19,999	8,970	27.47%	158,146,243	22.78%	139,648,131	21.90%	16,940	580	66.04	18.60%
$20,000 - $24,999	8,787	26.91%	196,335,029	28.28%	183,615,103	28.79%	21,866	582	69.34	18.24%
$25,000 - $29,999	5,103	15.63%	138,889,092	20.00%	132,962,988	20.85%	26,831	593	71.16	17.21%
$30,000 - $39,999	3,230	9.89%	108,630,594	15.64%	104,027,422	16.31%	33,260	605	72.09	16.17%
$40,000 - $49,999	408	1.25%	17,412,988	2.51%	16,631,248	2.61%	42,213	633	74.51	12.17%
$50,000 - $59,999	14	0.04%	712,363	0.10%	627,787	0.10%	48,554	650	74.46	9.94%
$60,000 - $69,999	-	-	-	-	-	-	-	-	-	-
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	32,654	100.00%	694,373,635	100.00%	637,719,246	100.00%	23,261	589	68.86	17.51%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	1,842	5.64%	27,268,990	3.93%	5,401,613	0.85%	3,770	576	12.18	20.28%
$5,000 - $9,999	2,953	9.04%	44,400,312	6.39%	22,415,537	3.51%	7,871	575	33.97	19.15%
$10,000 - $14,999	4,365	13.37%	63,398,050	9.13%	55,526,718	8.71%	12,887	578	60.48	17.71%
$15,000 - $19,999	7,527	23.05%	135,812,683	19.56%	133,139,090	20.88%	17,805	581	69.39	18.43%
$20,000 - $24,999	7,907	24.21%	178,146,341	25.66%	176,893,451	27.74%	22,461	583	71.36	18.12%
$25,000 - $29,999	4,707	14.41%	128,699,730	18.53%	128,162,695	20.10%	27,304	594	72.55	17.09%
$30,000 - $39,999	2,981	9.13%	100,598,007	14.49%	100,192,376	15.71%	33,823	606	73.45	16.02%
$40,000 - $49,999	362	1.11%	15,541,259	2.24%	15,481,838	2.43%	42,881	634	75.66	11.97%
$50,000 - $59,999	10	0.03%	508,262	0.07%	505,928	0.08%	50,596	641	77.40	9.19%
$60,000 - $69,999	-	-	-	-	-	-	-	-	-	-
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	32,654	100.00%	694,373,635	100.00%	637,719,246	100.00%	23,261	589	68.86	17.51%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	32,654	100.00%	694,373,635	100.00%	637,719,246	100.00%	23,261	589	68.86	17.51%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	32,654	100.00%	694,373,635	100.00%	637,719,246	100.00%	23,261	589	68.86	17.51%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	-	-	-	-	-	-	-	-	-	-
2.50 - 4.99%	-	-	-	-	-	-	-	-	-	-
5.00 - 7.49%	-	-	-	-	-	-	-	-	-	-
7.50 - 9.99%	43	0.13%	773,543	0.11%	590,395	0.09%	21,311	695	67.98	6.24%
10.00 - 12.49%	752	2.30%	13,247,045	1.91%	11,886,955	1.86%	19,347	607	69.72	8.99%
12.50 - 14.99%	3,352	10.27%	72,875,923	10.50%	69,134,090	10.84%	24,967	619	72.36	10.89%
15.00 - 17.49%	3,060	9.37%	71,720,202	10.33%	65,234,832	10.23%	26,009	613	70.83	13.45%
17.50 - 19.99%	6,248	19.13%	145,209,791	20.91%	131,407,687	20.61%	25,304	614	70.31	15.17%
20.00 - 22.49%	4,958	15.18%	108,305,527	15.60%	96,591,868	15.15%	23,421	584	67.39	17.97%
22.50 - 24.99%	6,012	18.41%	124,907,068	17.99%	115,150,172	18.06%	22,267	574	67.45	19.85%
25.00 - 27.49%	4,856	14.87%	94,211,707	13.57%	87,998,976	13.80%	20,750	563	67.13	21.96%
27.50 - 29.99%	3,373	10.33%	63,122,830	9.09%	59,724,273	9.37%	19,942	541	66.97	24.74%
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	32,654	100.00%	694,373,635	100.00%	637,719,246	100.00%	23,261	589	68.86	17.51%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	1,947	5.96%	37,588,783	5.41%	34,033,906	5.34%	20,744	477	65.78	21.19%
500 - 549	5,872	17.98%	117,572,620	16.93%	105,533,455	16.55%	21,463	528	66.43	19.97%
550 - 599	10,908	33.40%	231,554,377	33.35%	213,348,375	33.45%	22,806	575	68.41	18.07%
600 - 649	8,074	24.73%	182,841,520	26.33%	170,616,006	26.75%	24,828	622	70.58	15.69%
650 - 699	2,807	8.60%	65,257,905	9.40%	61,855,248	9.70%	25,956	669	72.45	13.54%
700 - 749	662	2.03%	15,129,641	2.18%	14,371,777	2.25%	26,150	718	72.73	12.94%
750 - 799	143	0.44%	3,373,157	0.49%	3,133,487	0.49%	27,701	770	72.79	11.82%
800+	57	0.17%	1,127,384	0.16%	1,012,062	0.16%	22,770	829	70.26	12.96%
NA	2,184	6.69%	39,928,248	5.75%	33,814,929	5.30%	19,811	0	65.04	21.58%
Total:	32,654	100.00%	694,373,635	100.00%	637,719,246	100.00%	23,261	589	68.86	17.51%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	-	-	-	-	-	-	-	-	-	-
25 - 36	-	-	-	-	-	-	-	-	-	-
37 - 48	45	0.14%	452,600	0.07%	440,530	0.07%	11,356	592	36.58	10.95%
49 - 60	188	0.58%	2,383,940	0.34%	1,947,086	0.31%	13,397	594	45.71	13.50%
61 - 72	4,758	14.57%	71,650,450	10.32%	65,615,455	10.29%	16,769	578	62.42	19.21%
73+	27,663	84.72%	619,886,644	89.27%	569,716,175	89.34%	24,051	590	69.71	17.33%
Total:	32,654	100.00%	694,373,635	100.00%	637,719,246	100.00%	23,261	589	68.86	17.51%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	196	0.60%	4,031,450	0.58%	28,355	0.00%	5,756	580	0.00	22.13%
1 - 12	1,274	3.90%	19,700,258	2.84%	5,101,797	0.80%	5,358	569	9.06	21.92%
13 - 24	3,235	9.91%	60,627,651	8.73%	26,964,646	4.23%	10,322	566	17.49	21.67%
25 - 36	42	0.13%	453,575	0.07%	377,806	0.06%	10,938	591	35.11	11.25%
37 - 48	145	0.44%	1,806,109	0.26%	1,646,557	0.26%	13,160	594	46.49	12.66%
49 - 60	846	2.59%	12,541,437	1.81%	12,140,745	1.90%	16,207	584	58.58	17.33%
61 - 72	17,291	52.95%	358,522,803	51.63%	356,180,884	55.85%	22,438	577	69.86	19.46%
73+	9,625	29.48%	236,690,352	34.09%	235,278,456	36.89%	26,833	610	75.28	14.04%
Total:	32,654	100.00%	694,373,635	100.00%	637,719,246	100.00%	23,261	589	68.86	17.51%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	27,050	82.84%	577,011,907	83.10%	536,482,727	84.13%	23,441	593	69.90	16.63%
1 - 15	3,556	10.89%	74,948,406	10.79%	65,423,153	10.26%	22,519	572	64.39	21.74%
16 - 30	1,403	4.30%	29,467,620	4.24%	25,336,924	3.97%	22,321	567	63.42	22.93%
31 - 60	642	1.97%	12,884,821	1.86%	10,415,563	1.63%	20,925	566	56.80	22.93%
61 - 90	2	0.01%	37,635	0.01%	37,635	0.01%	18,824	569	63.60	26.01%
91 - 120	1	0.00%	23,245	0.00%	23,245	0.00%	23,245	514	66.00	28.00%
121+	-	-	-	-	-	-	-	-	-	-
Total:	32,654	100.00%	694,373,635	100.00%	637,719,246	100.00%	23,261	589	68.86	17.51%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	23,227	71.13%	498,995,329	71.86%	477,473,215	74.87%	23,451	591	70.65	17.30%
Stated, verified to Level 3²	9,427	28.87%	195,378,306	28.14%	160,246,032	25.13%	22,693	584	63.53	18.14%
NA	-	-	-	-	-	-	-	-	-	-
Total:	32,654	100.00%	694,373,635	100.00%	637,719,246	100.00%	23,261	589	68.86	17.51%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	23,227	71.13%	498,995,329	71.86%	477,473,215	74.87%	23,451	591	70.65	17.30%
Stated, verified but not Level 4 or 5	9,401	28.79%	194,802,194	28.05%	159,796,932	25.06%	22,683	583	63.52	18.15%
Stated, verified to Level 4³	26	0.08%	576,112	0.08%	449,100	0.07%	26,284	615	65.71	15.27%
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	32,654	100.00%	694,373,635	100.00%	637,719,246	100.00%	23,261	589	68.86	17.51%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	2,131	6.53%	35,757,119	5.15%	31,711,055	4.97%	19,400	594	68.00	14.98%
5.00 - 9.99%	10,478	32.09%	209,619,123	30.19%	188,243,954	29.52%	22,142	587	67.86	16.75%
10.00 - 14.99%	11,677	35.76%	254,574,687	36.66%	233,687,988	36.64%	23,544	587	68.78	17.70%
15.00 - 19.99%	6,727	20.60%	155,021,860	22.33%	145,568,466	22.83%	24,573	591	69.69	18.60%
20.00 - 24.99%	1,629	4.99%	39,105,061	5.63%	38,213,070	5.99%	25,229	603	71.83	18.06%
25.00 - 29.99%	12	0.04%	295,783	0.04%	294,713	0.05%	25,576	622	70.42	14.26%
30.00 - 39.99%	-	-	-	-	-	-	-	-	-	-
40.00 - 49.99%	-	-	-	-	-	-	-	-	-	-
50.00 - 59.99%	-	-	-	-	-	-	-	-	-	-
60.00 - 69.99%	-	-	-	-	-	-	-	-	-	-
70.00 - 79.99%	-	-	-	-	-	-	-	-	-	-
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	32,654	100.00%	694,373,635	100.00%	637,719,246	100.00%	23,261	589	68.86	17.51%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	11	0.03%	80,388	0.01%	75,079	0.01%	7,593	550	63.78	13.78%
25.00 - 49.99%	174	0.53%	2,265,374	0.33%	2,033,208	0.32%	15,670	544	68.80	12.93%
50.00 - 74.99%	936	2.87%	16,111,515	2.32%	14,597,545	2.29%	20,133	557	68.92	13.53%
75.00 - 99.99%	6,050	18.53%	129,341,690	18.63%	116,551,501	18.28%	23,550	573	67.97	17.05%
100.00 - 109.99%	6,788	20.79%	153,387,136	22.09%	140,411,142	22.02%	24,256	582	68.37	18.65%
110.00 - 119.99%	7,387	22.62%	166,516,330	23.98%	153,031,541	24.00%	24,260	590	68.78	18.53%
120.00 - 129.99%	5,215	15.97%	111,026,833	15.99%	101,318,037	15.89%	23,235	597	68.93	16.98%
130.00 - 139.99%	3,987	12.21%	77,386,019	11.14%	72,329,058	11.34%	21,367	602	69.66	16.59%
140.00%+	2,106	6.45%	38,258,352	5.51%	37,372,136	5.86%	19,925	622	72.05	15.48%
Total:	32,654	100.00%	694,373,635	100.00%	637,719,246	100.00%	23,261	589	68.86	17.51%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	865	2.65%	18,288,279	2.63%	16,685,787	2.62%	22,934	590	67.96	18.79%
Alaska	1	0.00%	22,518	0.00%	7,384	0.00%	7,384	542	14.00	22.69%
Arizona	841	2.58%	18,491,236	2.66%	17,183,571	2.69%	24,081	591	69.65	17.13%
Arkansas	317	0.97%	6,713,789	0.97%	6,063,398	0.95%	23,114	598	68.15	15.94%
California	3,151	9.65%	67,750,119	9.76%	61,830,293	9.70%	23,246	580	68.28	18.64%
Colorado	272	0.83%	5,988,673	0.86%	5,537,595	0.87%	23,922	589	69.77	16.18%
Connecticut	75	0.23%	1,556,651	0.22%	1,383,725	0.22%	22,801	582	68.05	16.65%
Delaware	73	0.22%	1,484,143	0.21%	1,240,816	0.19%	21,349	589	62.26	17.66%
Florida	2,574	7.88%	54,315,797	7.82%	50,363,229	7.90%	23,400	593	70.17	16.03%
Georgia	2,601	7.97%	56,843,509	8.19%	51,993,716	8.15%	23,469	586	67.89	19.48%
Hawaii	24	0.07%	570,610	0.08%	517,577	0.08%	26,000	589	70.29	13.73%
Idaho	52	0.16%	1,049,466	0.15%	975,280	0.15%	22,295	582	69.40	18.59%
Illinois	1,394	4.27%	28,692,673	4.13%	25,572,340	4.01%	22,287	586	66.86	18.69%
Indiana	642	1.97%	12,583,708	1.81%	11,648,709	1.83%	21,568	595	68.65	16.62%
Iowa	102	0.31%	2,006,335	0.29%	1,806,131	0.28%	21,314	576	68.22	18.33%
Kansas	172	0.53%	3,402,955	0.49%	3,180,955	0.50%	21,955	597	68.92	16.61%
Kentucky	572	1.75%	11,793,856	1.70%	11,126,579	1.74%	23,253	598	69.81	16.77%
Louisiana	753	2.31%	16,075,049	2.32%	14,421,518	2.26%	23,157	590	67.69	18.86%
Maine	14	0.04%	264,170	0.04%	255,507	0.04%	21,759	602	71.59	15.76%
Maryland	548	1.68%	11,644,915	1.68%	10,510,504	1.65%	22,390	587	66.88	18.18%
Massachusetts	64	0.20%	1,319,403	0.19%	1,011,287	0.16%	23,749	592	64.60	17.34%
Michigan	764	2.34%	16,497,218	2.38%	15,421,295	2.42%	23,700	596	70.07	16.14%
Minnesota	110	0.34%	2,122,635	0.31%	1,873,012	0.29%	21,147	579	67.48	17.08%
Mississippi	672	2.06%	15,124,083	2.18%	13,707,815	2.15%	24,500	597	68.72	17.87%
Missouri	801	2.45%	15,771,299	2.27%	14,751,044	2.31%	22,032	593	69.41	17.42%
Montana	73	0.22%	1,441,896	0.21%	1,410,148	0.22%	21,985	585	70.64	18.79%
Nebraska	78	0.24%	1,601,422	0.23%	1,476,830	0.23%	22,859	595	69.24	15.23%
Nevada	448	1.37%	9,617,288	1.39%	8,771,296	1.38%	23,100	576	67.89	20.32%
New Hampshire	57	0.17%	1,125,267	0.16%	996,292	0.16%	21,177	583	66.50	16.93%
New Jersey	449	1.38%	9,417,263	1.36%	8,562,648	1.34%	23,239	592	68.88	17.71%
New Mexico	372	1.14%	8,356,890	1.20%	7,571,824	1.19%	24,449	591	68.83	17.72%
New York	817	2.50%	17,042,928	2.45%	15,142,629	2.37%	22,691	590	68.12	17.25%
North Carolina	1,658	5.08%	35,300,810	5.08%	33,684,951	5.28%	23,274	588	70.19	18.15%
North Dakota	81	0.25%	1,664,541	0.24%	1,620,616	0.25%	23,630	596	70.83	15.76%
Ohio	1,627	4.98%	32,557,722	4.69%	31,189,075	4.89%	22,057	593	70.60	16.10%
Oklahoma	590	1.81%	12,104,347	1.74%	11,169,389	1.75%	22,697	595	69.34	14.57%
Oregon	186	0.57%	3,735,683	0.54%	3,430,038	0.54%	23,183	579	68.76	16.74%
Pennsylvania	603	1.85%	12,684,588	1.83%	11,816,827	1.85%	23,273	596	70.16	15.06%
Rhode Island	20	0.06%	424,873	0.06%	391,721	0.06%	21,950	610	68.48	13.96%
South Carolina	1,021	3.13%	21,428,612	3.09%	19,651,228	3.08%	22,764	579	67.51	19.10%
South Dakota	42	0.13%	834,526	0.12%	740,962	0.12%	21,043	591	68.45	18.93%
Tennessee	736	2.25%	15,589,497	2.25%	14,043,942	2.20%	23,138	590	67.80	19.92%
Texas	4,365	13.37%	97,846,147	14.09%	88,888,873	13.94%	24,526	595	69.40	15.64%
Utah	154	0.47%	3,307,115	0.48%	3,253,272	0.51%	24,493	587	71.66	17.16%
Vermont	14	0.04%	267,134	0.04%	235,969	0.04%	21,159	587	65.94	17.25%
Virginia	876	2.68%	17,896,773	2.58%	16,469,189	2.58%	22,182	576	67.43	20.02%
Washington	214	0.66%	4,324,469	0.62%	4,013,467	0.63%	21,966	572	68.65	19.46%
West Virginia	218	0.67%	4,441,178	0.64%	4,043,394	0.63%	22,835	595	69.10	15.88%
Wisconsin	437	1.34%	9,605,395	1.38%	8,799,700	1.38%	23,828	584	68.66	19.55%
Wyoming	32	0.10%	685,070	0.10%	616,943	0.10%	25,134	582	68.55	13.21%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	-	-	-	-	-	-	-	-	-	-
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	32	0.10%	699,113	0.10%	658,957	0.10%	23,709	587	70.50	18.08%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	-	-	-	-	-	-	-	-	-	-
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	32,654	100.00%	694,373,635	100.00%	637,719,246	100.00%	23,261	589	68.86	17.51%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	1,145	3.51%	25,270,036	3.64%	13,177,286	2.07%	17,167	576	35.29	18.71%
Used	31,509	96.49%	669,103,599	96.36%	624,541,960	97.93%	23,389	589	69.57	17.48%
NA	-	-	-	-	-	-	-	-	-	-
Total:	32,654	100.00%	694,373,635	100.00%	637,719,246	100.00%	23,261	589	68.86	17.51%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	15,900	48.69%	315,251,092	45.40%	283,642,329	44.48%	21,492	587	67.74	18.29%
Truck	2,731	8.36%	73,338,925	10.56%	67,564,503	10.59%	28,899	605	69.80	15.79%
SUV	13,494	41.32%	294,234,830	42.37%	275,983,640	43.28%	23,670	587	69.80	17.14%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	529	1.62%	11,548,789	1.66%	10,528,774	1.65%	23,987	586	68.55	17.12%
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	32,654	100.00%	694,373,635	100.00%	637,719,246	100.00%	23,261	589	68.86	17.51%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	3,742	11.46%	79,509,028	11.45%	74,161,542	11.63%	23,495	591	69.55	17.24%
Ford: Lincoln	255	0.78%	5,467,504	0.79%	5,207,396	0.82%	23,683	585	69.98	17.04%
Ford: Mercury	2	0.01%	13,997	0.00%	10,032	0.00%	5,526	532	41.97	26.69%
GMC	912	2.79%	21,804,000	3.14%	20,287,921	3.18%	26,333	598	70.04	16.69%
GMC: Buick	526	1.61%	10,362,480	1.49%	9,395,447	1.47%	20,927	581	67.80	17.62%
GMC: Cadillac	307	0.94%	6,785,828	0.98%	6,169,764	0.97%	24,327	591	68.36	18.13%
GMC: Chevrolet	4,856	14.87%	103,967,217	14.97%	95,296,339	14.94%	23,562	592	68.96	17.06%
GMC: Hummer	2	0.01%	36,350	0.01%	15,702	0.00%	12,158	564	14.57	27.22%
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	3	0.01%	31,986	0.00%	16,115	0.00%	7,385	520	40.64	28.00%
GMC: Saturn	-	-	-	-	-	-	-	-	-	-
Tesla	6	0.02%	209,841	0.03%	171,933	0.03%	37,479	572	72.53	11.26%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	401	1.23%	8,771,294	1.26%	8,293,051	1.30%	24,596	590	69.68	19.29%
BMW: Mini	70	0.21%	1,253,854	0.18%	1,164,845	0.18%	19,557	567	68.39	20.25%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	403	1.23%	9,443,725	1.36%	8,723,473	1.37%	25,074	593	68.96	19.26%
Daimler: Smart	2	0.01%	27,142	0.00%	27,098	0.00%	13,771	572	70.44	26.31%
Fiat	43	0.13%	663,658	0.10%	545,877	0.09%	15,689	565	63.64	21.58%
Fiat: Alfa Romeo	17	0.05%	539,375	0.08%	497,010	0.08%	31,664	571	72.62	17.91%
Fiat: Chrysler	600	1.84%	12,056,252	1.74%	10,939,892	1.72%	22,222	586	67.95	18.74%
Fiat: Dodge	2,332	7.14%	56,001,443	8.07%	50,930,629	7.99%	26,198	596	68.92	17.06%
Fiat: Jeep	1,858	5.69%	41,751,857	6.01%	38,898,681	6.10%	24,111	588	69.33	17.31%
Fiat: Maserati	3	0.01%	65,910	0.01%	60,965	0.01%	20,833	572	70.39	23.53%
Geely: Volvo	52	0.16%	1,049,432	0.15%	1,020,129	0.16%	22,664	580	70.24	16.98%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	624	1.91%	11,424,039	1.65%	10,473,901	1.64%	20,331	582	68.22	19.04%
Volkswagen: Audi	185	0.57%	4,074,985	0.59%	3,923,496	0.62%	24,126	585	69.78	17.39%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	15	0.05%	446,532	0.06%	360,952	0.06%	30,004	622	66.07	15.28%
Honda	1,974	6.05%	42,102,049	6.06%	39,544,471	6.20%	23,192	590	69.56	17.41%
Honda: Acura	273	0.84%	5,935,210	0.85%	5,449,498	0.85%	23,182	585	68.09	18.52%
Hyundai	2,152	6.59%	40,168,135	5.78%	35,953,964	5.64%	19,908	582	67.48	18.80%
Hyundai: Kia	2,650	8.12%	52,692,515	7.59%	46,189,361	7.24%	20,857	583	66.99	17.69%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	575	1.76%	11,722,089	1.69%	11,073,575	1.74%	22,387	585	69.82	17.62%
Mitsubishi	258	0.79%	4,966,071	0.72%	4,419,021	0.69%	20,213	589	67.39	16.34%
Nissan	3,906	11.96%	79,446,319	11.44%	72,020,264	11.29%	21,839	586	68.40	17.74%
Nissan: Infiniti	462	1.41%	11,039,678	1.59%	10,609,013	1.66%	25,863	586	69.74	18.49%
Saab	2	0.01%	22,518	0.00%	22,518	0.00%	11,260	495	59.00	24.47%
Subaru	373	1.14%	8,148,016	1.17%	7,788,668	1.22%	23,928	593	69.89	16.76%
Suzuki	-	-	-	-	-	-	-	-	-	-
Tata: Jaguar	41	0.13%	1,052,250	0.15%	990,372	0.16%	27,341	588	69.10	18.77%
Tata: Land Rover	66	0.20%	1,735,478	0.25%	1,730,633	0.27%	29,409	588	72.59	19.37%
Toyota	2,390	7.32%	52,598,959	7.58%	48,792,190	7.65%	24,088	592	69.42	16.71%
Toyota: Lexus	239	0.73%	5,685,674	0.82%	5,373,826	0.84%	25,830	598	69.13	18.20%
Toyota: Scion	77	0.24%	1,300,948	0.19%	1,169,684	0.18%	17,790	594	66.96	18.39%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	32,654	100.00%	694,373,635	100.00%	637,719,246	100.00%	23,261	589	68.86	17.51%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

Actions

Deal Documents

Download Datatape (CSV)

View EDGAR Filing

Quick Navigation

COMPANY

FINSIGHT.COM