StratMaker (138543)

Exeter Automobile Receivables Trust 2022-5

StratMaker Datatape Summary

Beginning Period

Oct 1, 2022

As % of Reporting Period ELA:

Ending Period

Oct 31, 2022

New % / Used %

2.02% / 97.98%

Total Original # of Loans

32,581

WA Loan to Value (LTV)

108.86%

Total Original Loan Amount (OLA)

$ 692,808,504

WA Payment to Income (PTI)

12.27%

Weighted Average (WA) OLA

$ 23,598

WA FICO (non-zero)

589

Rep. Period Beginning Loan Amount

$ 637,064,195

WA Remaining Term (RT)

67.99

Rep. Period Ending Loan Amount (ELA)

$ 626,992,223

WA Original APR

20.95%

Beginning Period

Oct 1, 2022

Ending Period

Oct 31, 2022

Total Original # of Loans

32,581

Total Original Loan Amount (OLA)

$ 692,808,504

Weighted Average (WA) OLA

$ 23,598

Rep. Period Beginning Loan Amount

$ 637,064,195

Rep. Period Ending Loan Amount (ELA)

$ 626,992,223

As % of Reporting Period ELA:

New % / Used %

2.02% / 97.98%

WA Loan to Value (LTV)

108.86%

WA Payment to Income (PTI)

12.27%

WA FICO (non-zero)

589

WA Remaining Term (RT)

67.99

WA Original APR

20.95%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	1	0.00%	4,588	0.00%	4,509	0.00%	4,509	573	35.00	13.82%
$5,000 - $9,999	1,159	3.56%	9,945,707	1.44%	7,996,231	1.28%	8,245	581	60.74	20.86%
$10,000 - $14,999	4,971	15.26%	64,168,292	9.26%	50,799,048	8.10%	11,984	579	60.97	21.51%
$15,000 - $19,999	8,944	27.45%	157,690,607	22.76%	137,397,628	21.91%	16,876	580	65.20	21.90%
$20,000 - $24,999	8,769	26.91%	195,924,812	28.28%	180,892,252	28.85%	21,785	582	68.46	21.54%
$25,000 - $29,999	5,092	15.63%	138,585,478	20.00%	130,814,401	20.86%	26,723	593	70.22	20.74%
$30,000 - $39,999	3,226	9.90%	108,487,866	15.66%	102,272,904	16.31%	33,113	605	71.17	19.46%
$40,000 - $49,999	405	1.24%	17,288,790	2.50%	16,242,631	2.59%	42,018	633	73.53	16.10%
$50,000 - $59,999	14	0.04%	712,363	0.10%	572,619	0.09%	48,190	649	73.31	13.10%
$60,000 - $69,999	-	-	-	-	-	-	-	-	-	-
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	32,581	100.00%	692,808,504	100.00%	626,992,223	100.00%	23,169	589	67.99	20.95%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	2,266	6.95%	35,684,432	5.15%	5,834,474	0.93%	3,715	576	13.08	20.44%
$5,000 - $9,999	2,860	8.78%	43,280,153	6.25%	21,765,123	3.47%	7,890	575	34.16	21.04%
$10,000 - $14,999	4,302	13.20%	62,328,688	9.00%	54,786,478	8.74%	12,899	578	60.14	21.42%
$15,000 - $19,999	7,493	23.00%	135,566,009	19.57%	132,457,888	21.13%	17,793	581	68.52	21.88%
$20,000 - $24,999	7,832	24.04%	177,027,181	25.55%	175,162,764	27.94%	22,455	583	70.43	21.55%
$25,000 - $29,999	4,599	14.12%	126,277,232	18.23%	125,258,114	19.98%	27,311	594	71.58	20.72%
$30,000 - $39,999	2,885	8.85%	97,745,256	14.11%	96,957,490	15.46%	33,821	606	72.51	19.44%
$40,000 - $49,999	337	1.03%	14,543,382	2.10%	14,415,934	2.30%	42,895	634	74.71	16.00%
$50,000 - $59,999	7	0.02%	356,171	0.05%	353,959	0.06%	50,568	638	76.43	13.15%
$60,000 - $69,999	-	-	-	-	-	-	-	-	-	-
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	32,581	100.00%	692,808,504	100.00%	626,992,223	100.00%	23,169	589	67.99	20.95%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	32,581	100.00%	692,808,504	100.00%	626,992,223	100.00%	23,169	589	67.99	20.95%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	32,581	100.00%	692,808,504	100.00%	626,992,223	100.00%	23,169	589	67.99	20.95%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	-	-	-	-	-	-	-	-	-	-
2.50 - 4.99%	-	-	-	-	-	-	-	-	-	-
5.00 - 7.49%	-	-	-	-	-	-	-	-	-	-
7.50 - 9.99%	43	0.13%	773,543	0.11%	574,883	0.09%	21,273	695	67.67	8.44%
10.00 - 12.49%	752	2.31%	13,260,289	1.91%	11,654,214	1.86%	19,239	607	68.94	11.94%
12.50 - 14.99%	3,341	10.25%	72,640,776	10.48%	67,745,192	10.80%	24,833	619	71.41	13.53%
15.00 - 17.49%	3,053	9.37%	71,530,598	10.32%	63,930,830	10.20%	25,887	613	69.98	16.28%
17.50 - 19.99%	6,231	19.12%	144,817,405	20.90%	129,159,806	20.60%	25,189	614	69.44	18.95%
20.00 - 22.49%	4,947	15.18%	108,056,492	15.60%	95,079,148	15.16%	23,351	584	66.56	21.10%
22.50 - 24.99%	6,001	18.42%	124,700,665	18.00%	113,113,073	18.04%	22,190	574	66.60	23.80%
25.00 - 27.49%	4,846	14.87%	94,003,977	13.57%	86,705,786	13.83%	20,693	563	66.24	25.88%
27.50 - 29.99%	3,367	10.33%	63,024,760	9.10%	59,029,292	9.41%	19,904	541	66.07	27.92%
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	32,581	100.00%	692,808,504	100.00%	626,992,223	100.00%	23,169	589	67.99	20.95%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	1,944	5.97%	37,540,625	5.42%	33,560,428	5.35%	20,736	477	64.97	23.86%
500 - 549	5,865	18.00%	117,438,845	16.95%	103,815,241	16.56%	21,404	528	65.62	23.22%
550 - 599	10,879	33.39%	230,964,078	33.34%	209,967,702	33.49%	22,717	575	67.53	21.47%
600 - 649	8,046	24.70%	182,177,148	26.30%	167,645,823	26.74%	24,728	622	69.69	19.51%
650 - 699	2,804	8.61%	65,199,061	9.41%	60,756,415	9.69%	25,838	669	71.53	17.99%
700 - 749	662	2.03%	15,129,641	2.18%	14,011,749	2.23%	25,931	718	71.76	17.68%
750 - 799	143	0.44%	3,373,157	0.49%	3,066,238	0.49%	27,486	769	71.87	17.24%
800+	57	0.17%	1,127,384	0.16%	996,592	0.16%	22,672	828	69.43	15.47%
NA	2,181	6.69%	39,858,565	5.75%	33,172,034	5.29%	19,695	0	64.27	22.29%
Total:	32,581	100.00%	692,808,504	100.00%	626,992,223	100.00%	23,169	589	67.99	20.95%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	-	-	-	-	-	-	-	-	-	-
25 - 36	-	-	-	-	-	-	-	-	-	-
37 - 48	45	0.14%	452,600	0.07%	432,560	0.07%	11,156	592	35.58	15.81%
49 - 60	188	0.58%	2,383,940	0.34%	1,896,477	0.30%	13,270	594	44.98	17.70%
61 - 72	4,746	14.57%	71,483,203	10.32%	64,394,548	10.27%	16,706	578	61.55	23.34%
73+	27,602	84.72%	618,488,761	89.27%	560,268,639	89.36%	23,954	590	68.83	20.70%
Total:	32,581	100.00%	692,808,504	100.00%	626,992,223	100.00%	23,169	589	67.99	20.95%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	455	1.40%	9,015,742	1.30%	70,896	0.01%	3,851	572	0.00	17.08%
1 - 12	1,626	4.99%	26,352,143	3.80%	6,647,489	1.06%	5,442	569	9.41	21.49%
13 - 24	2,764	8.48%	52,097,771	7.52%	23,643,134	3.77%	10,472	565	16.98	21.81%
25 - 36	43	0.13%	472,567	0.07%	378,949	0.06%	10,709	591	34.16	15.38%
37 - 48	146	0.45%	1,830,849	0.26%	1,644,797	0.26%	13,064	593	45.63	17.01%
49 - 60	860	2.64%	12,943,936	1.87%	12,392,320	1.98%	16,324	583	57.74	21.07%
61 - 72	18,140	55.68%	379,704,810	54.81%	374,268,686	59.69%	22,541	578	69.09	22.22%
73+	8,547	26.23%	210,390,687	30.37%	207,945,952	33.17%	26,826	612	74.54	18.60%
Total:	32,581	100.00%	692,808,504	100.00%	626,992,223	100.00%	23,169	589	67.99	20.95%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	24,143	74.10%	513,152,492	74.07%	466,302,459	74.37%	23,271	594	68.92	20.49%
1 - 15	4,423	13.58%	95,069,114	13.72%	85,118,687	13.58%	23,172	578	65.68	21.72%
16 - 30	2,099	6.44%	44,951,623	6.49%	40,662,481	6.49%	23,087	574	66.06	22.49%
31 - 60	1,646	5.05%	34,243,604	4.94%	30,266,638	4.83%	22,031	566	63.84	23.44%
61 - 90	268	0.82%	5,354,036	0.77%	4,604,323	0.73%	21,014	568	60.41	23.56%
91 - 120	2	0.01%	37,635	0.01%	37,635	0.01%	18,824	569	62.60	26.01%
121+	-	-	-	-	-	-	-	-	-	-
Total:	32,581	100.00%	692,808,504	100.00%	626,992,223	100.00%	23,169	589	67.99	20.95%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	23,170	71.12%	497,778,779	71.85%	469,919,803	74.95%	23,340	591	69.71	20.91%
Stated, verified to Level 3²	9,411	28.88%	195,029,725	28.15%	157,072,419	25.05%	22,657	584	62.83	21.09%
NA	-	-	-	-	-	-	-	-	-	-
Total:	32,581	100.00%	692,808,504	100.00%	626,992,223	100.00%	23,169	589	67.99	20.95%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	23,170	71.12%	497,778,779	71.85%	469,919,803	74.95%	23,340	591	69.71	20.91%
Stated, verified but not Level 4 or 5	9,385	28.81%	194,453,613	28.07%	156,627,129	24.98%	22,647	584	62.83	21.10%
Stated, verified to Level 4³	26	0.08%	576,112	0.08%	445,290	0.07%	26,336	615	65.07	19.42%
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	32,581	100.00%	692,808,504	100.00%	626,992,223	100.00%	23,169	589	67.99	20.95%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	2,130	6.54%	35,745,091	5.16%	31,113,039	4.96%	19,332	594	67.12	17.95%
5.00 - 9.99%	10,456	32.09%	209,179,611	30.19%	184,766,059	29.47%	22,053	586	67.03	19.94%
10.00 - 14.99%	11,656	35.78%	254,115,916	36.68%	230,142,709	36.71%	23,465	587	67.91	21.29%
15.00 - 19.99%	6,701	20.57%	154,440,344	22.29%	143,092,675	22.82%	24,458	591	68.78	22.20%
20.00 - 24.99%	1,626	4.99%	39,031,759	5.63%	37,584,765	5.99%	25,086	603	70.85	21.68%
25.00 - 29.99%	12	0.04%	295,783	0.04%	292,976	0.05%	25,429	622	69.45	19.49%
30.00 - 39.99%	-	-	-	-	-	-	-	-	-	-
40.00 - 49.99%	-	-	-	-	-	-	-	-	-	-
50.00 - 59.99%	-	-	-	-	-	-	-	-	-	-
60.00 - 69.99%	-	-	-	-	-	-	-	-	-	-
70.00 - 79.99%	-	-	-	-	-	-	-	-	-	-
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	32,581	100.00%	692,808,504	100.00%	626,992,223	100.00%	23,169	589	67.99	20.95%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	11	0.03%	80,388	0.01%	70,903	0.01%	7,299	546	62.82	16.57%
25.00 - 49.99%	172	0.53%	2,243,180	0.32%	1,948,288	0.31%	15,799	545	67.90	15.51%
50.00 - 74.99%	933	2.86%	16,039,628	2.32%	14,253,971	2.27%	19,997	557	68.05	16.44%
75.00 - 99.99%	6,035	18.52%	129,000,076	18.62%	113,998,457	18.18%	23,421	573	67.10	19.35%
100.00 - 109.99%	6,776	20.80%	153,117,194	22.10%	137,835,400	21.98%	24,153	582	67.51	21.08%
110.00 - 119.99%	7,372	22.63%	166,130,729	23.98%	150,731,121	24.04%	24,183	590	67.91	21.59%
120.00 - 129.99%	5,201	15.96%	110,753,271	15.99%	99,886,864	15.93%	23,164	597	68.08	21.66%
130.00 - 139.99%	3,982	12.22%	77,311,417	11.16%	71,335,046	11.38%	21,295	602	68.75	22.04%
140.00%+	2,099	6.44%	38,132,621	5.50%	36,932,172	5.89%	19,855	622	71.09	20.87%
Total:	32,581	100.00%	692,808,504	100.00%	626,992,223	100.00%	23,169	589	67.99	20.95%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	865	2.65%	18,288,097	2.64%	16,470,567	2.63%	22,865	590	67.05	22.23%
Alaska	1	0.00%	22,518	0.00%	6,951	0.00%	6,951	542	13.00	22.69%
Arizona	836	2.57%	18,399,028	2.66%	16,933,527	2.70%	24,027	590	68.74	20.89%
Arkansas	319	0.98%	6,742,927	0.97%	6,051,871	0.97%	22,989	598	67.34	19.89%
California	3,134	9.62%	67,395,302	9.73%	60,637,362	9.67%	23,193	580	67.45	21.19%
Colorado	272	0.83%	5,997,320	0.87%	5,465,619	0.87%	23,864	589	68.93	18.75%
Connecticut	74	0.23%	1,540,449	0.22%	1,367,575	0.22%	22,674	582	67.21	16.89%
Delaware	73	0.22%	1,484,143	0.21%	1,228,047	0.20%	21,222	589	61.41	19.48%
Florida	2,564	7.87%	54,092,798	7.81%	49,467,876	7.89%	23,274	593	69.31	20.20%
Georgia	2,600	7.98%	56,839,461	8.20%	51,001,092	8.13%	23,364	586	67.04	22.23%
Hawaii	23	0.07%	550,724	0.08%	487,990	0.08%	25,866	586	69.18	21.23%
Idaho	52	0.16%	1,043,234	0.15%	965,235	0.15%	22,081	580	68.28	23.06%
Illinois	1,392	4.27%	28,644,054	4.13%	25,121,704	4.01%	22,202	586	66.06	22.20%
Indiana	641	1.97%	12,546,863	1.81%	11,466,553	1.83%	21,478	595	67.81	20.68%
Iowa	104	0.32%	2,049,041	0.30%	1,836,026	0.29%	21,300	577	67.54	22.48%
Kansas	173	0.53%	3,416,809	0.49%	3,173,359	0.51%	21,836	597	68.03	20.27%
Kentucky	571	1.75%	11,782,902	1.70%	11,010,364	1.76%	23,200	598	68.95	20.40%
Louisiana	751	2.31%	16,045,091	2.32%	14,242,441	2.27%	23,152	590	66.88	22.06%
Maine	14	0.04%	264,170	0.04%	252,803	0.04%	21,507	601	70.63	15.75%
Maryland	547	1.68%	11,628,813	1.68%	10,331,849	1.65%	22,296	587	66.03	20.45%
Massachusetts	64	0.20%	1,319,403	0.19%	994,746	0.16%	23,694	592	64.03	18.11%
Michigan	763	2.34%	16,473,782	2.38%	15,204,208	2.42%	23,649	596	69.24	21.43%
Minnesota	111	0.34%	2,146,756	0.31%	1,852,245	0.30%	21,069	578	66.70	20.34%
Mississippi	668	2.05%	15,013,828	2.17%	13,224,894	2.11%	24,191	596	67.66	21.75%
Missouri	798	2.45%	15,708,058	2.27%	14,592,721	2.33%	21,974	593	68.53	21.61%
Montana	73	0.22%	1,441,896	0.21%	1,390,152	0.22%	21,994	585	69.65	23.04%
Nebraska	78	0.24%	1,601,422	0.23%	1,463,858	0.23%	22,775	595	68.39	18.34%
Nevada	448	1.38%	9,608,592	1.39%	8,596,475	1.37%	22,980	576	67.03	22.43%
New Hampshire	58	0.18%	1,140,037	0.16%	991,534	0.16%	21,089	582	65.57	21.49%
New Jersey	448	1.38%	9,382,379	1.35%	8,405,867	1.34%	23,090	592	68.08	21.27%
New Mexico	373	1.14%	8,373,424	1.21%	7,466,904	1.19%	24,358	591	67.86	21.64%
New York	814	2.50%	16,994,267	2.45%	14,935,823	2.38%	22,657	590	67.29	20.99%
North Carolina	1,656	5.08%	35,278,148	5.09%	33,318,767	5.31%	23,229	588	69.25	21.20%
North Dakota	81	0.25%	1,664,541	0.24%	1,617,944	0.26%	23,578	596	69.85	22.35%
Ohio	1,626	4.99%	32,500,522	4.69%	30,682,629	4.89%	21,910	593	69.64	21.01%
Oklahoma	586	1.80%	12,030,606	1.74%	10,998,295	1.75%	22,678	595	68.49	18.86%
Oregon	186	0.57%	3,749,141	0.54%	3,393,678	0.54%	23,103	579	67.89	20.89%
Pennsylvania	602	1.85%	12,646,192	1.83%	11,579,799	1.85%	23,072	596	69.21	19.03%
Rhode Island	20	0.06%	424,873	0.06%	388,694	0.06%	21,878	609	67.47	17.32%
South Carolina	1,020	3.13%	21,387,807	3.09%	19,276,280	3.07%	22,665	579	66.62	22.11%
South Dakota	42	0.13%	834,526	0.12%	701,467	0.11%	20,869	592	67.27	22.73%
Tennessee	728	2.23%	15,428,040	2.23%	13,638,972	2.18%	23,087	590	66.93	21.54%
Texas	4,361	13.39%	97,787,271	14.11%	87,466,031	13.95%	24,444	595	68.50	19.36%
Utah	154	0.47%	3,307,115	0.48%	3,218,278	0.51%	24,428	587	70.73	21.05%
Vermont	13	0.04%	252,363	0.04%	233,074	0.04%	21,247	588	65.53	20.97%
Virginia	873	2.68%	17,831,075	2.57%	16,090,495	2.57%	22,028	576	66.51	21.78%
Washington	214	0.66%	4,324,469	0.62%	3,863,696	0.62%	21,674	572	67.94	21.72%
West Virginia	219	0.67%	4,458,787	0.64%	3,975,108	0.63%	22,693	595	68.23	20.81%
Wisconsin	434	1.33%	9,541,253	1.38%	8,676,766	1.38%	23,733	584	67.79	22.44%
Wyoming	32	0.10%	685,070	0.10%	579,920	0.09%	25,417	583	67.52	19.01%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	-	-	-	-	-	-	-	-	-	-
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	32	0.10%	699,113	0.10%	654,089	0.10%	23,584	587	69.61	21.72%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	-	-	-	-	-	-	-	-	-	-
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	32,581	100.00%	692,808,504	100.00%	626,992,223	100.00%	23,169	589	67.99	20.95%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	1,145	3.51%	25,270,036	3.65%	12,667,317	2.02%	17,077	576	34.64	20.41%
Used	31,436	96.49%	667,538,469	96.35%	614,324,906	97.98%	23,294	589	68.67	20.97%
NA	-	-	-	-	-	-	-	-	-	-
Total:	32,581	100.00%	692,808,504	100.00%	626,992,223	100.00%	23,169	589	67.99	20.95%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	15,863	48.69%	314,476,998	45.39%	278,762,881	44.46%	21,417	587	66.88	21.41%
Truck	2,729	8.38%	73,282,637	10.58%	66,217,174	10.56%	28,752	605	68.90	19.78%
SUV	13,462	41.32%	293,534,975	42.37%	271,638,333	43.32%	23,576	587	68.90	20.78%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	527	1.62%	11,513,894	1.66%	10,373,835	1.65%	23,953	585	67.76	20.74%
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	32,581	100.00%	692,808,504	100.00%	626,992,223	100.00%	23,169	589	67.99	20.95%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	3,736	11.47%	79,368,316	11.46%	73,039,258	11.65%	23,405	591	68.66	20.99%
Ford: Lincoln	255	0.78%	5,467,504	0.79%	5,068,816	0.81%	23,633	585	69.05	20.84%
Ford: Mercury	2	0.01%	13,997	0.00%	10,011	0.00%	5,510	532	40.94	26.69%
GMC	910	2.79%	21,719,912	3.14%	19,962,286	3.18%	26,136	598	69.08	20.47%
GMC: Buick	524	1.61%	10,326,891	1.49%	9,173,093	1.46%	20,826	581	66.90	21.30%
GMC: Cadillac	306	0.94%	6,769,626	0.98%	6,041,766	0.96%	24,228	590	67.48	21.40%
GMC: Chevrolet	4,849	14.88%	103,807,771	14.98%	93,968,697	14.99%	23,472	592	68.10	21.03%
GMC: Hummer	2	0.01%	36,350	0.01%	14,990	0.00%	11,897	565	13.71	27.26%
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	3	0.01%	31,986	0.00%	15,512	0.00%	7,358	520	40.55	28.00%
GMC: Saturn	-	-	-	-	-	-	-	-	-	-
Tesla	6	0.02%	209,841	0.03%	171,452	0.03%	37,423	572	71.53	15.44%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	400	1.23%	8,752,913	1.26%	8,196,443	1.31%	24,377	590	68.71	22.70%
BMW: Mini	70	0.21%	1,253,854	0.18%	1,131,193	0.18%	19,335	567	67.34	22.58%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	399	1.22%	9,327,048	1.35%	8,548,450	1.36%	25,010	593	68.09	22.82%
Daimler: Smart	2	0.01%	27,142	0.00%	26,984	0.00%	13,701	572	69.44	26.31%
Fiat	43	0.13%	663,658	0.10%	531,925	0.08%	15,792	564	62.87	21.95%
Fiat: Alfa Romeo	17	0.05%	539,375	0.08%	495,937	0.08%	31,590	572	71.61	21.78%
Fiat: Chrysler	599	1.84%	12,031,835	1.74%	10,751,172	1.71%	22,106	586	67.04	21.98%
Fiat: Dodge	2,325	7.14%	55,852,326	8.06%	49,985,387	7.97%	26,062	596	68.04	20.69%
Fiat: Jeep	1,853	5.69%	41,658,571	6.01%	38,085,852	6.07%	24,007	588	68.48	20.85%
Fiat: Maserati	3	0.01%	65,910	0.01%	60,782	0.01%	20,764	572	69.39	23.52%
Geely: Volvo	52	0.16%	1,049,432	0.15%	1,014,064	0.16%	22,558	580	69.28	22.03%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	622	1.91%	11,378,532	1.64%	10,302,999	1.64%	20,266	582	67.29	22.33%
Volkswagen: Audi	184	0.56%	4,055,800	0.59%	3,842,090	0.61%	23,848	585	68.77	21.99%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	15	0.05%	446,532	0.06%	357,845	0.06%	29,968	622	65.36	21.50%
Honda	1,968	6.04%	41,989,753	6.06%	38,885,902	6.20%	23,115	590	68.68	20.15%
Honda: Acura	272	0.83%	5,907,752	0.85%	5,344,776	0.85%	23,092	584	67.17	21.08%
Hyundai	2,147	6.59%	40,071,246	5.78%	35,240,267	5.62%	19,857	582	66.64	21.65%
Hyundai: Kia	2,647	8.12%	52,633,446	7.60%	45,509,683	7.26%	20,804	583	66.23	20.98%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	575	1.76%	11,722,089	1.69%	10,966,551	1.75%	22,310	585	68.90	20.51%
Mitsubishi	257	0.79%	4,957,854	0.72%	4,338,218	0.69%	20,153	588	66.49	21.68%
Nissan	3,897	11.96%	79,279,167	11.44%	70,876,897	11.30%	21,773	586	67.52	21.06%
Nissan: Infiniti	460	1.41%	10,990,937	1.59%	10,357,670	1.65%	25,744	586	68.76	21.41%
Saab	2	0.01%	22,518	0.00%	22,411	0.00%	11,206	495	58.00	24.47%
Subaru	373	1.14%	8,148,016	1.18%	7,686,540	1.23%	23,822	593	69.01	19.69%
Suzuki	-	-	-	-	-	-	-	-	-	-
Tata: Jaguar	41	0.13%	1,052,250	0.15%	984,174	0.16%	27,285	588	68.19	22.12%
Tata: Land Rover	64	0.20%	1,681,645	0.24%	1,622,458	0.26%	29,453	588	71.62	21.62%
Toyota	2,385	7.32%	52,510,086	7.58%	47,901,508	7.64%	24,001	592	68.53	19.91%
Toyota: Lexus	239	0.73%	5,685,674	0.82%	5,296,820	0.84%	25,837	599	68.37	21.15%
Toyota: Scion	77	0.24%	1,300,948	0.19%	1,161,344	0.19%	17,739	594	66.11	20.32%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	32,581	100.00%	692,808,504	100.00%	626,992,223	100.00%	23,169	589	67.99	20.95%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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