StratMaker (138843)

BMW Vehicle Owner Trust 2019-A

StratMaker Datatape Summary

Beginning Period

Oct 1, 2022

As % of Reporting Period ELA:

Ending Period

Oct 31, 2022

New % / Used %

69.51% / 30.49%

Total Original # of Loans

47,857

WA Loan to Value (LTV)

25.05%

Total Original Loan Amount (OLA)

$ 1,754,474,273

WA Payment to Income (PTI)

6.87%

Weighted Average (WA) OLA

$ 45,584

WA FICO (non-zero)

780

Rep. Period Beginning Loan Amount

$ 143,909,462

WA Remaining Term (RT)

18.56

Rep. Period Ending Loan Amount (ELA)

$ 131,458,156

WA Original APR

3.51%

Beginning Period

Oct 1, 2022

Ending Period

Oct 31, 2022

Total Original # of Loans

47,857

Total Original Loan Amount (OLA)

$ 1,754,474,273

Weighted Average (WA) OLA

$ 45,584

Rep. Period Beginning Loan Amount

$ 143,909,462

Rep. Period Ending Loan Amount (ELA)

$ 131,458,156

As % of Reporting Period ELA:

New % / Used %

69.51% / 30.49%

WA Loan to Value (LTV)

25.05%

WA Payment to Income (PTI)

6.87%

WA FICO (non-zero)

780

WA Remaining Term (RT)

18.56

WA Original APR

3.51%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	16	0.03%	73,000	0.00%	232	0.00%	232	689	2.00	7.22%
$5,000 - $9,999	828	1.73%	6,559,539	0.37%	185,759	0.14%	1,891	779	13.86	4.30%
$10,000 - $14,999	2,209	4.62%	27,400,805	1.56%	1,001,538	0.76%	3,277	773	15.36	4.33%
$15,000 - $19,999	3,777	7.89%	66,738,109	3.80%	3,675,501	2.80%	4,781	774	16.64	3.96%
$20,000 - $24,999	5,971	12.48%	134,698,929	7.68%	9,019,103	6.86%	6,448	772	18.00	3.89%
$25,000 - $29,999	6,553	13.69%	180,116,801	10.27%	13,267,088	10.09%	7,751	776	18.03	3.63%
$30,000 - $39,999	11,957	24.98%	415,120,621	23.66%	32,479,767	24.71%	10,120	779	18.78	3.44%
$40,000 - $49,999	7,610	15.90%	338,281,097	19.28%	25,923,505	19.72%	12,967	781	19.02	3.33%
$50,000 - $59,999	4,202	8.78%	229,139,501	13.06%	17,053,488	12.97%	15,207	786	18.11	3.29%
$60,000 - $69,999	2,423	5.06%	156,050,386	8.89%	12,920,726	9.83%	18,599	787	18.36	3.43%
$70,000 - $79,999	1,164	2.43%	86,543,383	4.93%	6,919,321	5.26%	21,729	778	18.57	3.67%
$80,000 - $89,999	487	1.02%	41,118,334	2.34%	3,524,493	2.68%	26,259	784	19.94	3.76%
$90,000 - $99,999	256	0.53%	24,231,896	1.38%	2,176,540	1.66%	30,153	787	20.00	3.74%
Over $100,000	404	0.84%	48,401,872	2.76%	3,311,095	2.52%	37,918	772	20.65	3.84%
Total:	47,857	100.00%	1,754,474,273	100.00%	131,458,156	100.00%	13,546	780	18.56	3.51%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	37,867	79.13%	1,328,598,063	75.73%	15,794,926	12.02%	3,382	788	8.86	2.77%
$5,000 - $9,999	5,119	10.70%	180,929,046	10.31%	37,481,290	28.51%	7,599	786	15.05	3.14%
$10,000 - $14,999	2,765	5.78%	119,154,420	6.79%	33,710,021	25.64%	12,353	781	19.76	3.45%
$15,000 - $19,999	1,196	2.50%	61,387,851	3.50%	20,547,818	15.63%	17,300	775	23.02	3.88%
$20,000 - $24,999	511	1.07%	31,839,689	1.81%	11,300,896	8.60%	22,200	773	23.99	4.06%
$25,000 - $29,999	216	0.45%	15,826,242	0.90%	5,864,096	4.46%	27,228	766	24.60	4.50%
$30,000 - $39,999	142	0.30%	12,202,395	0.70%	4,795,125	3.65%	34,018	767	26.03	4.49%
$40,000 - $49,999	29	0.06%	2,967,282	0.17%	1,258,028	0.96%	43,504	751	28.05	5.27%
$50,000 - $59,999	7	0.01%	919,598	0.05%	370,063	0.28%	52,956	752	27.67	4.10%
$60,000 - $69,999	3	0.01%	386,307	0.02%	193,858	0.15%	64,661	783	32.29	5.10%
$70,000 - $79,999	2	0.00%	263,380	0.02%	142,036	0.11%	71,022	703	34.50	5.62%
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	47,857	100.00%	1,754,474,273	100.00%	131,458,156	100.00%	13,546	780	18.56	3.51%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	47,857	100.00%	1,754,474,273	100.00%	131,458,156	100.00%	13,546	780	18.56	3.51%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	47,857	100.00%	1,754,474,273	100.00%	131,458,156	100.00%	13,546	780	18.56	3.51%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	19,625	41.01%	726,741,795	41.42%	38,529,128	29.31%	9,893	797	14.24	1.72%
2.50 - 4.99%	24,885	52.00%	917,694,669	52.31%	81,857,084	62.27%	14,811	782	19.94	3.90%
5.00 - 7.49%	2,722	5.69%	90,070,503	5.13%	8,781,640	6.68%	16,748	720	22.93	6.18%
7.50 - 9.99%	500	1.04%	16,675,519	0.95%	2,016,277	1.53%	18,023	650	25.76	8.88%
10.00 - 12.49%	93	0.19%	2,396,657	0.14%	179,850	0.14%	12,371	640	22.02	11.26%
12.50 - 14.99%	28	0.06%	727,701	0.04%	71,528	0.05%	16,594	621	20.49	14.73%
15.00 - 17.49%	4	0.01%	167,428	0.01%	22,648	0.02%	15,717	624	28.11	16.45%
17.50 - 19.99%	-	-	-	-	-	-	-	-	-	-
20.00 - 22.49%	-	-	-	-	-	-	-	-	-	-
22.50 - 24.99%	-	-	-	-	-	-	-	-	-	-
25.00 - 27.49%	-	-	-	-	-	-	-	-	-	-
27.50 - 29.99%	-	-	-	-	-	-	-	-	-	-
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	47,857	100.00%	1,754,474,273	100.00%	131,458,156	100.00%	13,546	780	18.56	3.51%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	-	-	-	-	-	-	-	-	-	-
500 - 549	-	-	-	-	-	-	-	-	-	-
550 - 599	-	-	-	-	-	-	-	-	-	-
600 - 649	829	1.73%	27,431,975	1.56%	2,334,909	1.78%	16,421	634	22.78	7.98%
650 - 699	3,558	7.43%	130,632,582	7.45%	11,215,852	8.53%	15,639	679	21.89	5.21%
700 - 749	10,065	21.03%	377,084,451	21.49%	31,929,782	24.29%	14,274	724	20.13	3.55%
750 - 799	11,177	23.35%	413,490,281	23.57%	30,167,441	22.95%	13,426	774	18.28	3.27%
800+	22,228	46.45%	805,834,984	45.93%	55,810,171	42.45%	12,654	842	16.98	3.08%
NA	-	-	-	-	-	-	-	-	-	-
Total:	47,857	100.00%	1,754,474,273	100.00%	131,458,156	100.00%	13,546	780	18.56	3.51%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	1,093	2.28%	25,672,257	1.46%	1	0.00%	1	787	0.00	0.91%
25 - 36	1,277	2.67%	32,179,462	1.83%	24	0.00%	24	824	0.00	7.02%
37 - 48	2,454	5.13%	70,126,695	4.00%	1,177,223	0.90%	5,304	805	6.42	3.14%
49 - 60	25,620	53.53%	907,033,393	51.70%	60,567,525	46.07%	11,158	798	13.92	3.18%
61 - 72	17,413	36.39%	719,462,465	41.01%	69,713,383	53.03%	15,760	764	22.80	3.80%
73+	-	-	-	-	-	-	-	-	-	-
Total:	47,857	100.00%	1,754,474,273	100.00%	131,458,156	100.00%	13,546	780	18.56	3.51%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	32,256	67.40%	1,160,406,040	66.14%	936,636	0.71%	8,847	727	18.32	4.28%
1 - 12	7,139	14.92%	263,868,829	15.04%	29,964,882	22.79%	6,274	794	8.60	2.45%
13 - 24	6,602	13.80%	254,820,266	14.52%	69,035,780	52.52%	13,389	786	18.06	3.41%
25 - 36	1,853	3.87%	75,095,984	4.28%	31,346,869	23.85%	20,909	757	29.09	4.68%
37 - 48	7	0.01%	283,154	0.02%	173,989	0.13%	27,190	673	37.98	6.14%
49 - 60	-	-	-	-	-	-	-	-	-	-
61 - 72	-	-	-	-	-	-	-	-	-	-
73+	-	-	-	-	-	-	-	-	-	-
Total:	47,857	100.00%	1,754,474,273	100.00%	131,458,156	100.00%	13,546	780	18.56	3.51%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	44,692	93.39%	1,627,848,081	92.78%	123,865,593	94.22%	13,244	783	18.37	3.45%
1 - 15	2,441	5.10%	96,212,780	5.48%	4,782,987	3.64%	17,105	731	21.22	4.51%
16 - 30	456	0.95%	18,702,144	1.07%	1,447,190	1.10%	19,530	717	22.12	4.50%
31 - 60	152	0.32%	6,555,106	0.37%	803,831	0.61%	18,413	715	22.98	4.50%
61 - 90	59	0.12%	2,615,027	0.15%	393,913	0.30%	32,582	710	26.17	4.88%
91 - 120	32	0.07%	1,501,949	0.09%	115,266	0.09%	13,898	728	17.77	3.14%
121+	25	0.05%	1,039,187	0.06%	49,377	0.04%	20,609	690	22.02	5.21%
Total:	47,857	100.00%	1,754,474,273	100.00%	131,458,156	100.00%	13,546	780	18.56	3.51%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	47,857	100.00%	1,754,474,273	100.00%	131,458,156	100.00%	13,546	780	18.56	3.51%
Stated, verified to Level 3²	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	47,857	100.00%	1,754,474,273	100.00%	131,458,156	100.00%	13,546	780	18.56	3.51%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	47,857	100.00%	1,754,474,273	100.00%	131,458,156	100.00%	13,546	780	18.56	3.51%
Stated, verified but not Level 4 or 5	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	47,857	100.00%	1,754,474,273	100.00%	131,458,156	100.00%	13,546	780	18.56	3.51%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	24,235	50.64%	798,378,394	45.51%	55,019,452	41.85%	11,930	794	17.46	3.38%
5.00 - 9.99%	16,725	34.95%	648,860,178	36.98%	51,302,170	39.03%	13,737	776	18.99	3.53%
10.00 - 14.99%	4,788	10.00%	208,213,492	11.87%	17,326,667	13.18%	15,950	758	20.14	3.73%
15.00 - 19.99%	1,384	2.89%	64,087,624	3.65%	5,492,320	4.18%	18,252	758	20.49	3.79%
20.00 - 24.99%	404	0.84%	20,592,650	1.17%	1,381,101	1.05%	19,923	752	19.08	3.97%
25.00 - 29.99%	133	0.28%	6,504,258	0.37%	504,107	0.38%	20,904	751	19.98	4.00%
30.00 - 39.99%	79	0.17%	3,500,043	0.20%	166,111	0.13%	13,478	764	16.63	3.47%
40.00 - 49.99%	35	0.07%	1,439,659	0.08%	62,163	0.05%	9,046	761	16.94	2.82%
50.00 - 59.99%	18	0.04%	717,743	0.04%	78,734	0.06%	9,870	778	18.99	3.75%
60.00 - 69.99%	28	0.06%	1,019,617	0.06%	64,341	0.05%	11,879	811	16.87	2.96%
70.00 - 79.99%	10	0.02%	421,315	0.02%	13,250	0.01%	6,768	835	13.29	1.87%
80.00 - 89.99%	11	0.02%	471,080	0.03%	35,097	0.03%	10,770	801	14.56	2.44%
90.00 - 99.99%	7	0.01%	268,220	0.02%	12,644	0.01%	12,644	720	32.00	5.10%
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	47,857	100.00%	1,754,474,273	100.00%	131,458,156	100.00%	13,546	780	18.56	3.51%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	1,133	2.37%	12,646,755	0.72%	316,561	0.24%	3,200	797	15.26	3.50%
25.00 - 49.99%	6,223	13.00%	139,253,268	7.94%	7,250,783	5.52%	6,766	795	16.01	3.44%
50.00 - 74.99%	13,879	29.00%	450,671,249	25.69%	31,848,665	24.23%	10,427	786	17.62	3.49%
75.00 - 99.99%	17,112	35.76%	718,006,514	40.92%	56,587,039	43.05%	13,703	785	18.26	3.32%
100.00 - 109.99%	5,126	10.71%	233,759,601	13.32%	18,248,043	13.88%	16,879	770	19.52	3.69%
110.00 - 119.99%	2,902	6.06%	131,299,814	7.48%	10,942,708	8.32%	17,762	755	20.70	3.91%
120.00 - 129.99%	1,482	3.10%	68,837,071	3.92%	6,264,357	4.77%	19,283	752	22.68	4.11%
130.00 - 139.99%	-	-	-	-	-	-	-	-	-	-
140.00%+	-	-	-	-	-	-	-	-	-	-
Total:	47,857	100.00%	1,754,474,273	100.00%	131,458,156	100.00%	13,546	780	18.56	3.51%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	562	1.17%	22,838,648	1.30%	1,499,811	1.14%	13,679	783	18.11	3.20%
Alaska	51	0.11%	2,167,465	0.12%	156,730	0.12%	15,758	770	20.19	3.37%
Arizona	872	1.82%	31,825,713	1.81%	1,799,306	1.37%	13,745	778	19.42	3.66%
Arkansas	268	0.56%	11,010,142	0.63%	631,240	0.48%	12,181	784	15.31	3.18%
California	9,461	19.77%	318,279,457	18.14%	25,110,853	19.10%	12,202	774	18.21	3.65%
Colorado	1,047	2.19%	39,181,831	2.23%	2,789,049	2.12%	14,012	789	19.16	3.51%
Connecticut	937	1.96%	29,597,961	1.69%	2,254,791	1.72%	10,899	784	17.83	3.62%
Delaware	194	0.41%	7,058,884	0.40%	598,984	0.46%	18,584	775	19.89	3.74%
Florida	3,816	7.97%	146,038,885	8.32%	10,161,464	7.73%	13,979	775	19.23	3.52%
Georgia	1,746	3.65%	69,863,143	3.98%	5,163,658	3.93%	14,125	771	19.57	3.63%
Hawaii	200	0.42%	6,739,710	0.38%	501,774	0.38%	14,369	755	20.79	4.90%
Idaho	80	0.17%	2,982,693	0.17%	125,333	0.10%	11,942	790	13.33	3.40%
Illinois	1,907	3.98%	75,591,058	4.31%	6,147,612	4.68%	14,174	783	18.56	3.38%
Indiana	435	0.91%	16,551,923	0.94%	1,222,903	0.93%	15,160	784	19.47	3.36%
Iowa	131	0.27%	5,349,035	0.30%	374,369	0.28%	15,854	814	20.43	3.13%
Kansas	199	0.42%	7,970,967	0.45%	562,934	0.43%	14,123	783	18.87	3.27%
Kentucky	253	0.53%	9,956,726	0.57%	750,836	0.57%	14,438	795	17.39	3.18%
Louisiana	515	1.08%	20,952,074	1.19%	1,945,476	1.48%	16,648	775	20.32	3.62%
Maine	165	0.34%	5,753,862	0.33%	476,502	0.36%	10,853	796	18.13	3.45%
Maryland	46	0.10%	1,666,869	0.10%	181,444	0.14%	12,777	805	19.31	3.21%
Massachusetts	1,932	4.04%	68,537,997	3.91%	4,923,571	3.75%	11,019	793	16.16	3.17%
Michigan	656	1.37%	24,108,335	1.37%	1,531,400	1.16%	12,484	786	17.01	3.40%
Minnesota	569	1.19%	22,138,628	1.26%	1,662,343	1.26%	13,963	802	17.30	2.92%
Mississippi	274	0.57%	11,763,005	0.67%	1,010,284	0.77%	16,121	764	19.85	3.11%
Missouri	498	1.04%	18,559,085	1.06%	1,529,966	1.16%	13,353	795	18.36	3.26%
Montana	40	0.08%	1,725,458	0.10%	100,164	0.08%	12,783	789	13.67	4.00%
Nebraska	111	0.23%	4,040,125	0.23%	210,888	0.16%	11,959	813	18.64	3.06%
Nevada	491	1.03%	17,746,128	1.01%	1,180,933	0.90%	15,031	757	20.78	4.33%
New Hampshire	422	0.88%	14,647,133	0.83%	874,379	0.67%	12,418	784	18.67	3.62%
New Jersey	2,341	4.89%	79,498,810	4.53%	6,142,244	4.67%	11,952	782	17.68	3.61%
New Mexico	170	0.36%	5,919,170	0.34%	423,164	0.32%	14,358	779	20.62	3.53%
New York	2,247	4.70%	73,733,660	4.20%	5,857,609	4.46%	12,076	783	18.19	3.63%
North Carolina	1,280	2.67%	48,420,330	2.76%	4,146,115	3.15%	15,693	782	19.90	3.65%
North Dakota	11	0.02%	481,754	0.03%	27,170	0.02%	7,729	722	7.19	4.66%
Ohio	1,096	2.29%	38,830,090	2.21%	2,830,327	2.15%	13,306	790	18.07	3.32%
Oklahoma	211	0.44%	9,148,634	0.52%	634,518	0.48%	16,533	772	19.83	3.43%
Oregon	478	1.00%	15,627,665	0.89%	1,018,001	0.77%	11,882	799	18.65	3.58%
Pennsylvania	2,244	4.69%	76,633,868	4.37%	5,509,439	4.19%	12,090	792	18.00	3.39%
Rhode Island	221	0.46%	8,104,803	0.46%	492,541	0.37%	9,881	783	17.02	2.77%
South Carolina	757	1.58%	27,105,709	1.54%	1,891,498	1.44%	14,128	771	20.21	3.75%
South Dakota	37	0.08%	1,260,432	0.07%	102,182	0.08%	12,113	806	18.29	3.45%
Tennessee	636	1.33%	24,283,853	1.38%	1,878,239	1.43%	14,065	779	18.86	3.60%
Texas	4,839	10.11%	199,748,083	11.39%	14,981,312	11.40%	16,151	770	19.24	3.42%
Utah	230	0.48%	8,726,794	0.50%	503,354	0.38%	13,496	789	15.75	3.22%
Vermont	92	0.19%	2,754,268	0.16%	198,531	0.15%	9,362	773	15.68	2.96%
Virginia	1,390	2.90%	55,770,479	3.18%	4,383,847	3.33%	14,051	786	18.96	3.50%
Washington	1,107	2.31%	40,979,641	2.34%	3,186,482	2.42%	14,775	787	18.11	3.41%
West Virginia	91	0.19%	3,593,881	0.20%	232,003	0.18%	11,589	799	18.77	3.01%
Wisconsin	462	0.97%	17,615,528	1.00%	1,487,841	1.13%	13,718	799	17.98	3.37%
Wyoming	37	0.08%	1,500,087	0.09%	52,739	0.04%	9,256	806	14.63	3.09%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	-	-	-	-	-	-	-	-	-	-
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	-	-	-	-	-	-	-	-	-	-
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	-	-	-	-	-	-	-	-	-	-
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Unknown	2	0.00%	93,793	0.01%	0	0.00%	0	0	0.00	0.00%
Total:	47,857	100.00%	1,754,474,273	100.00%	131,458,156	100.00%	13,546	780	18.56	3.51%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	28,593	59.75%	1,191,971,070	67.94%	91,375,039	69.51%	15,005	787	18.25	3.18%
Used	19,264	40.25%	562,503,203	32.06%	40,083,117	30.49%	10,221	763	19.28	4.25%
NA	-	-	-	-	-	-	-	-	-	-
Total:	47,857	100.00%	1,754,474,273	100.00%	131,458,156	100.00%	13,546	780	18.56	3.51%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	26,741	55.88%	923,297,131	52.63%	67,460,432	51.32%	12,555	775	18.74	3.53%
Truck	-	-	-	-	-	-	-	-	-	-
SUV	19,623	41.00%	806,744,935	45.98%	62,843,766	47.81%	14,769	785	18.46	3.44%
Motorcycle	1,493	3.12%	24,432,207	1.39%	1,153,958	0.88%	4,912	747	13.90	6.09%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	47,857	100.00%	1,754,474,273	100.00%	131,458,156	100.00%	13,546	780	18.56	3.51%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	-	-	-	-	-	-	-	-	-	-
Ford: Lincoln	-	-	-	-	-	-	-	-	-	-
Ford: Mercury	-	-	-	-	-	-	-	-	-	-
GMC	-	-	-	-	-	-	-	-	-	-
GMC: Buick	-	-	-	-	-	-	-	-	-	-
GMC: Cadillac	-	-	-	-	-	-	-	-	-	-
GMC: Chevrolet	-	-	-	-	-	-	-	-	-	-
GMC: Hummer	-	-	-	-	-	-	-	-	-	-
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	-	-	-	-	-	-	-	-	-	-
GMC: Saturn	-	-	-	-	-	-	-	-	-	-
Tesla	-	-	-	-	-	-	-	-	-	-
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	43,234	90.34%	1,634,674,695	93.17%	120,773,634	91.87%	13,926	780	18.40	3.52%
BMW: Mini	4,623	9.66%	119,799,578	6.83%	10,684,522	8.13%	9,249	776	20.38	3.32%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	-	-	-	-	-	-	-	-	-	-
Daimler: Smart	-	-	-	-	-	-	-	-	-	-
Fiat	-	-	-	-	-	-	-	-	-	-
Fiat: Alfa Romeo	-	-	-	-	-	-	-	-	-	-
Fiat: Chrysler	-	-	-	-	-	-	-	-	-	-
Fiat: Dodge	-	-	-	-	-	-	-	-	-	-
Fiat: Jeep	-	-	-	-	-	-	-	-	-	-
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	-	-	-	-	-	-	-	-	-	-
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	-	-	-	-	-	-	-	-	-	-
Volkswagen: Audi	-	-	-	-	-	-	-	-	-	-
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	-	-	-	-	-	-	-	-	-	-
Honda	-	-	-	-	-	-	-	-	-	-
Honda: Acura	-	-	-	-	-	-	-	-	-	-
Hyundai	-	-	-	-	-	-	-	-	-	-
Hyundai: Kia	-	-	-	-	-	-	-	-	-	-
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	-	-	-	-	-	-	-	-	-	-
Mitsubishi	-	-	-	-	-	-	-	-	-	-
Nissan	-	-	-	-	-	-	-	-	-	-
Nissan: Infiniti	-	-	-	-	-	-	-	-	-	-
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	-	-	-	-	-	-	-	-	-	-
Suzuki	-	-	-	-	-	-	-	-	-	-
Tata: Jaguar	-	-	-	-	-	-	-	-	-	-
Tata: Land Rover	-	-	-	-	-	-	-	-	-	-
Toyota	-	-	-	-	-	-	-	-	-	-
Toyota: Lexus	-	-	-	-	-	-	-	-	-	-
Toyota: Scion	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	47,857	100.00%	1,754,474,273	100.00%	131,458,156	100.00%	13,546	780	18.56	3.51%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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