StratMaker (138847)

BMW Vehicle Owner Trust 2020-A

StratMaker Datatape Summary

Beginning Period

Oct 1, 2022

As % of Reporting Period ELA:

Ending Period

Oct 31, 2022

New % / Used %

68.78% / 31.22%

Total Original # of Loans

37,098

WA Loan to Value (LTV)

34.82%

Total Original Loan Amount (OLA)

$ 1,394,680,462

WA Payment to Income (PTI)

6.58%

Weighted Average (WA) OLA

$ 46,151

WA FICO (non-zero)

784

Rep. Period Beginning Loan Amount

$ 248,385,502

WA Remaining Term (RT)

26.60

Rep. Period Ending Loan Amount (ELA)

$ 233,554,762

WA Original APR

3.54%

Beginning Period

Oct 1, 2022

Ending Period

Oct 31, 2022

Total Original # of Loans

37,098

Total Original Loan Amount (OLA)

$ 1,394,680,462

Weighted Average (WA) OLA

$ 46,151

Rep. Period Beginning Loan Amount

$ 248,385,502

Rep. Period Ending Loan Amount (ELA)

$ 233,554,762

As % of Reporting Period ELA:

New % / Used %

68.78% / 31.22%

WA Loan to Value (LTV)

34.82%

WA Payment to Income (PTI)

6.58%

WA FICO (non-zero)

784

WA Remaining Term (RT)

26.60

WA Original APR

3.54%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	3	0.01%	13,739	0.00%	0	0.00%	0	0	0.00	0.00%
$5,000 - $9,999	534	1.44%	4,270,499	0.31%	367,986	0.16%	3,056	768	21.94	4.44%
$10,000 - $14,999	1,365	3.68%	16,946,916	1.22%	2,090,875	0.90%	4,877	783	23.05	3.94%
$15,000 - $19,999	2,464	6.64%	43,552,499	3.12%	6,647,824	2.85%	7,069	782	24.84	3.67%
$20,000 - $24,999	4,263	11.49%	96,351,686	6.91%	16,853,855	7.22%	9,366	780	26.20	3.63%
$25,000 - $29,999	5,057	13.63%	139,134,644	9.98%	24,441,459	10.46%	11,269	781	26.30	3.48%
$30,000 - $39,999	9,943	26.80%	345,532,380	24.78%	59,136,158	25.32%	14,318	784	26.68	3.40%
$40,000 - $49,999	6,423	17.31%	285,546,593	20.47%	47,770,515	20.45%	18,571	782	27.24	3.46%
$50,000 - $59,999	3,393	9.15%	184,623,344	13.24%	29,919,442	12.81%	22,162	789	26.46	3.44%
$60,000 - $69,999	1,790	4.83%	115,475,973	8.28%	19,504,242	8.35%	26,505	785	26.06	3.60%
$70,000 - $79,999	850	2.29%	63,226,659	4.53%	10,179,304	4.36%	31,618	784	27.41	3.87%
$80,000 - $89,999	438	1.18%	36,931,331	2.65%	7,095,226	3.04%	36,117	785	27.04	3.98%
$90,000 - $99,999	202	0.54%	19,148,335	1.37%	3,295,518	1.41%	42,731	789	28.52	4.01%
Over $100,000	373	1.01%	43,925,863	3.15%	6,252,358	2.68%	49,175	788	26.07	4.06%
Total:	37,098	100.00%	1,394,680,462	100.00%	233,554,762	100.00%	18,976	784	26.60	3.54%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	22,082	59.52%	802,660,466	57.55%	7,590,235	3.25%	3,588	787	12.77	2.82%
$5,000 - $9,999	4,492	12.11%	130,707,206	9.37%	34,127,995	14.61%	7,865	786	19.60	3.19%
$10,000 - $14,999	4,485	12.09%	153,267,875	10.99%	55,362,295	23.70%	12,510	788	24.86	3.33%
$15,000 - $19,999	2,881	7.77%	120,068,788	8.61%	49,739,009	21.30%	17,383	784	28.13	3.52%
$20,000 - $24,999	1,584	4.27%	79,226,532	5.68%	35,194,299	15.07%	22,311	781	29.92	3.65%
$25,000 - $29,999	787	2.12%	46,314,709	3.32%	21,421,445	9.17%	27,296	781	30.89	3.80%
$30,000 - $39,999	541	1.46%	38,821,468	2.78%	18,282,188	7.83%	34,010	779	30.90	4.06%
$40,000 - $49,999	177	0.48%	15,721,320	1.13%	7,777,557	3.33%	44,100	779	32.93	4.25%
$50,000 - $59,999	48	0.13%	5,115,273	0.37%	2,606,683	1.12%	54,430	774	33.28	4.61%
$60,000 - $69,999	15	0.04%	1,850,396	0.13%	957,600	0.41%	63,955	773	33.94	4.66%
$70,000 - $79,999	3	0.01%	434,696	0.03%	232,656	0.10%	77,651	808	34.53	4.63%
$80,000 - $89,999	2	0.01%	319,132	0.02%	168,035	0.07%	84,187	674	32.25	6.19%
$90,000 - $99,999	1	0.00%	172,600	0.01%	94,765	0.04%	94,765	750	38.00	5.48%
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	37,098	100.00%	1,394,680,462	100.00%	233,554,762	100.00%	18,976	784	26.60	3.54%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	37,098	100.00%	1,394,680,462	100.00%	233,554,762	100.00%	18,976	784	26.60	3.54%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	37,098	100.00%	1,394,680,462	100.00%	233,554,762	100.00%	18,976	784	26.60	3.54%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	13,345	35.97%	497,833,051	35.70%	65,283,869	27.95%	15,230	803	22.33	2.09%
2.50 - 4.99%	21,191	57.12%	807,104,687	57.87%	152,161,008	65.15%	20,168	784	28.14	3.82%
5.00 - 7.49%	2,117	5.71%	75,304,910	5.40%	13,207,303	5.65%	23,124	720	28.92	6.17%
7.50 - 9.99%	380	1.02%	12,971,513	0.93%	2,566,486	1.10%	21,745	641	31.59	8.89%
10.00 - 12.49%	56	0.15%	1,134,697	0.08%	195,016	0.08%	10,626	647	25.51	11.13%
12.50 - 14.99%	8	0.02%	286,605	0.02%	141,080	0.06%	39,368	616	34.74	14.85%
15.00 - 17.49%	1	0.00%	45,000	0.00%	0	0.00%	0	0	0.00	0.00%
17.50 - 19.99%	-	-	-	-	-	-	-	-	-	-
20.00 - 22.49%	-	-	-	-	-	-	-	-	-	-
22.50 - 24.99%	-	-	-	-	-	-	-	-	-	-
25.00 - 27.49%	-	-	-	-	-	-	-	-	-	-
27.50 - 29.99%	-	-	-	-	-	-	-	-	-	-
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	37,098	100.00%	1,394,680,462	100.00%	233,554,762	100.00%	18,976	784	26.60	3.54%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	-	-	-	-	-	-	-	-	-	-
500 - 549	-	-	-	-	-	-	-	-	-	-
550 - 599	-	-	-	-	-	-	-	-	-	-
600 - 649	574	1.55%	20,196,596	1.45%	3,801,385	1.63%	19,729	632	30.12	7.66%
650 - 699	2,883	7.77%	104,253,306	7.48%	16,493,336	7.06%	19,703	680	28.88	5.14%
700 - 749	7,852	21.17%	301,694,697	21.63%	52,749,686	22.59%	19,401	724	27.91	3.58%
750 - 799	8,830	23.80%	334,206,830	23.96%	57,150,311	24.47%	19,396	774	26.84	3.40%
800+	16,959	45.71%	634,329,033	45.48%	103,360,044	44.26%	18,383	842	25.31	3.18%
NA	-	-	-	-	-	-	-	-	-	-
Total:	37,098	100.00%	1,394,680,462	100.00%	233,554,762	100.00%	18,976	784	26.60	3.54%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	321	0.87%	6,820,476	0.49%	0	0.00%	0	0	0.00	0.00%
25 - 36	538	1.45%	13,740,344	0.99%	111,335	0.05%	3,221	797	3.40	3.09%
37 - 48	1,332	3.59%	38,273,459	2.74%	3,450,604	1.48%	10,951	802	13.08	2.92%
49 - 60	18,070	48.71%	654,964,277	46.96%	109,484,908	46.88%	17,694	801	22.70	3.11%
61 - 72	16,837	45.39%	680,881,906	48.82%	120,507,915	51.60%	20,385	767	30.56	3.94%
73+	-	-	-	-	-	-	-	-	-	-
Total:	37,098	100.00%	1,394,680,462	100.00%	233,554,762	100.00%	18,976	784	26.60	3.54%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	19,566	52.74%	733,331,687	52.58%	340,619	0.15%	7,989	726	28.21	4.36%
1 - 12	2,584	6.97%	96,505,646	6.92%	11,463,158	4.91%	6,398	794	8.88	2.21%
13 - 24	7,102	19.14%	264,159,744	18.94%	80,970,028	34.67%	14,729	792	20.13	3.22%
25 - 36	6,080	16.39%	229,979,879	16.49%	101,994,081	43.67%	20,945	784	29.07	3.72%
37 - 48	1,766	4.76%	70,703,506	5.07%	38,786,877	16.61%	26,476	763	38.84	4.11%
49 - 60	-	-	-	-	-	-	-	-	-	-
61 - 72	-	-	-	-	-	-	-	-	-	-
73+	-	-	-	-	-	-	-	-	-	-
Total:	37,098	100.00%	1,394,680,462	100.00%	233,554,762	100.00%	18,976	784	26.60	3.54%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	34,906	94.09%	1,305,814,679	93.63%	224,212,068	96.00%	18,848	786	26.48	3.49%
1 - 15	1,716	4.63%	69,013,855	4.95%	5,818,100	2.49%	20,636	741	28.49	4.26%
16 - 30	324	0.87%	13,507,510	0.97%	1,897,654	0.81%	22,560	705	31.16	5.08%
31 - 60	90	0.24%	3,611,754	0.26%	989,431	0.42%	25,203	711	31.05	5.56%
61 - 90	30	0.08%	1,204,795	0.09%	289,161	0.12%	21,285	708	29.04	5.03%
91 - 120	19	0.05%	918,118	0.07%	267,435	0.11%	27,733	696	29.77	5.14%
121+	13	0.04%	609,750	0.04%	80,913	0.03%	55,119	716	37.00	5.20%
Total:	37,098	100.00%	1,394,680,462	100.00%	233,554,762	100.00%	18,976	784	26.60	3.54%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	37,098	100.00%	1,394,680,462	100.00%	233,554,762	100.00%	18,976	784	26.60	3.54%
Stated, verified to Level 3²	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	37,098	100.00%	1,394,680,462	100.00%	233,554,762	100.00%	18,976	784	26.60	3.54%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	37,098	100.00%	1,394,680,462	100.00%	233,554,762	100.00%	18,976	784	26.60	3.54%
Stated, verified but not Level 4 or 5	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	37,098	100.00%	1,394,680,462	100.00%	233,554,762	100.00%	18,976	784	26.60	3.54%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	18,695	50.39%	638,519,445	45.78%	106,194,249	45.47%	17,637	795	25.98	3.42%
5.00 - 9.99%	13,027	35.12%	514,354,832	36.88%	87,925,747	37.65%	19,099	779	26.86	3.55%
10.00 - 14.99%	3,770	10.16%	166,381,691	11.93%	27,303,968	11.69%	21,317	765	27.39	3.75%
15.00 - 19.99%	1,035	2.79%	48,720,638	3.49%	7,516,577	3.22%	22,793	763	28.11	3.94%
20.00 - 24.99%	315	0.85%	15,114,370	1.08%	2,658,227	1.14%	28,954	759	28.98	4.15%
25.00 - 29.99%	101	0.27%	5,001,136	0.36%	807,852	0.35%	28,505	766	29.06	3.95%
30.00 - 39.99%	69	0.19%	3,287,528	0.24%	604,742	0.26%	21,943	787	25.56	4.27%
40.00 - 49.99%	27	0.07%	1,165,299	0.08%	163,964	0.07%	25,324	751	30.75	4.18%
50.00 - 59.99%	22	0.06%	800,544	0.06%	114,294	0.05%	23,816	816	28.00	3.32%
60.00 - 69.99%	19	0.05%	779,995	0.06%	190,835	0.08%	27,820	731	33.52	5.46%
70.00 - 79.99%	9	0.02%	291,670	0.02%	30,402	0.01%	9,972	786	31.24	3.70%
80.00 - 89.99%	2	0.01%	37,830	0.00%	1,387	0.00%	1,387	762	4.00	3.54%
90.00 - 99.99%	7	0.02%	225,484	0.02%	42,517	0.02%	14,492	818	31.65	2.60%
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	37,098	100.00%	1,394,680,462	100.00%	233,554,762	100.00%	18,976	784	26.60	3.54%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	808	2.18%	9,152,936	0.66%	784,727	0.34%	5,769	801	23.01	3.36%
25.00 - 49.99%	4,200	11.32%	95,627,390	6.86%	15,064,968	6.45%	10,531	804	25.06	3.34%
50.00 - 74.99%	10,784	29.07%	355,707,860	25.50%	59,668,644	25.55%	14,861	793	25.83	3.37%
75.00 - 99.99%	13,719	36.98%	583,260,130	41.82%	100,193,424	42.90%	20,091	786	26.45	3.45%
100.00 - 109.99%	3,948	10.64%	182,881,440	13.11%	31,738,142	13.59%	24,000	770	27.62	3.85%
110.00 - 119.99%	2,323	6.26%	107,097,785	7.68%	17,187,388	7.36%	23,194	761	28.90	3.96%
120.00 - 129.99%	1,314	3.54%	60,901,720	4.37%	8,902,276	3.81%	23,414	758	28.32	4.06%
130.00 - 139.99%	2	0.01%	51,201	0.00%	15,194	0.01%	15,194	696	29.00	5.63%
140.00%+	-	-	-	-	-	-	-	-	-	-
Total:	37,098	100.00%	1,394,680,462	100.00%	233,554,762	100.00%	18,976	784	26.60	3.54%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	428	1.15%	16,798,609	1.20%	2,483,154	1.06%	18,576	772	28.20	3.61%
Alaska	28	0.08%	1,178,010	0.08%	171,302	0.07%	21,470	750	27.49	4.08%
Arizona	790	2.13%	28,989,770	2.08%	4,242,434	1.82%	18,964	779	27.30	3.78%
Arkansas	240	0.65%	9,953,489	0.71%	1,312,808	0.56%	20,070	772	26.11	3.38%
California	6,488	17.49%	223,985,541	16.06%	39,201,245	16.78%	17,434	774	26.49	3.70%
Colorado	840	2.26%	31,831,025	2.28%	5,279,225	2.26%	18,160	791	26.16	3.41%
Connecticut	697	1.88%	22,628,334	1.62%	4,133,592	1.77%	17,265	787	25.97	3.56%
Delaware	172	0.46%	6,683,868	0.48%	1,102,259	0.47%	17,285	802	25.76	3.40%
Florida	2,868	7.73%	108,136,090	7.75%	17,094,573	7.32%	19,321	785	26.66	3.60%
Georgia	1,406	3.79%	57,064,785	4.09%	9,055,706	3.88%	20,160	775	27.17	3.59%
Hawaii	159	0.43%	5,719,164	0.41%	953,863	0.41%	19,819	747	28.61	4.79%
Idaho	70	0.19%	2,724,907	0.20%	260,740	0.11%	13,241	761	26.00	3.38%
Illinois	1,591	4.29%	64,277,157	4.61%	11,808,592	5.06%	20,123	789	26.28	3.26%
Indiana	377	1.02%	14,877,030	1.07%	1,872,361	0.80%	19,633	793	25.71	3.20%
Iowa	117	0.32%	4,594,553	0.33%	579,446	0.25%	18,063	808	24.43	2.97%
Kansas	172	0.46%	6,842,385	0.49%	990,741	0.42%	21,000	798	28.14	3.27%
Kentucky	200	0.54%	7,929,205	0.57%	1,400,234	0.60%	21,386	792	27.47	3.45%
Louisiana	443	1.19%	18,964,293	1.36%	3,684,458	1.58%	21,304	779	28.11	3.85%
Maine	149	0.40%	5,485,598	0.39%	1,077,365	0.46%	18,842	781	27.77	3.64%
Maryland	46	0.12%	1,789,081	0.13%	397,936	0.17%	22,556	756	27.06	3.47%
Massachusetts	1,325	3.57%	47,635,098	3.42%	7,551,039	3.23%	16,642	796	25.12	3.37%
Michigan	501	1.35%	19,259,240	1.38%	3,014,832	1.29%	18,262	788	24.95	3.45%
Minnesota	484	1.30%	19,074,429	1.37%	3,104,321	1.33%	18,679	797	25.15	3.36%
Mississippi	253	0.68%	11,243,940	0.81%	1,750,429	0.75%	22,089	788	26.91	3.60%
Missouri	411	1.11%	15,994,734	1.15%	2,528,473	1.08%	18,782	790	27.08	3.41%
Montana	25	0.07%	1,064,235	0.08%	185,149	0.08%	21,556	747	25.89	3.74%
Nebraska	120	0.32%	4,610,573	0.33%	756,680	0.32%	19,934	802	26.39	3.39%
Nevada	328	0.88%	11,564,707	0.83%	1,661,648	0.71%	16,240	763	26.63	3.86%
New Hampshire	265	0.71%	8,909,733	0.64%	1,398,528	0.60%	15,127	787	26.06	3.48%
New Jersey	1,629	4.39%	56,865,345	4.08%	10,385,462	4.45%	16,577	783	26.46	3.68%
New Mexico	150	0.40%	5,384,370	0.39%	711,920	0.30%	17,815	801	26.37	3.29%
New York	1,509	4.07%	51,284,915	3.68%	9,187,114	3.93%	17,053	784	26.44	3.58%
North Carolina	1,204	3.25%	48,624,596	3.49%	8,254,084	3.53%	22,772	783	28.14	3.68%
North Dakota	12	0.03%	406,589	0.03%	42,358	0.02%	9,947	806	22.03	2.71%
Ohio	990	2.67%	36,413,589	2.61%	6,352,100	2.72%	18,291	796	25.91	3.48%
Oklahoma	253	0.68%	10,747,801	0.77%	1,698,305	0.73%	21,890	786	26.57	3.29%
Oregon	348	0.94%	11,564,815	0.83%	1,919,513	0.82%	19,231	785	27.72	3.58%
Pennsylvania	1,837	4.95%	65,216,036	4.68%	12,333,193	5.28%	18,700	797	26.36	3.23%
Rhode Island	177	0.48%	6,003,061	0.43%	1,083,055	0.46%	18,663	787	28.00	3.45%
South Carolina	734	1.98%	26,153,450	1.88%	4,311,047	1.85%	19,281	782	28.31	3.69%
South Dakota	25	0.07%	996,759	0.07%	116,979	0.05%	18,523	793	27.48	3.29%
Tennessee	535	1.44%	22,232,747	1.59%	3,376,048	1.45%	20,647	787	26.94	3.56%
Texas	4,081	11.00%	171,846,687	12.32%	28,662,841	12.27%	21,336	779	26.94	3.49%
Utah	156	0.42%	5,724,989	0.41%	738,533	0.32%	16,421	776	25.26	3.49%
Vermont	80	0.22%	2,386,711	0.17%	391,113	0.17%	12,655	796	26.00	3.23%
Virginia	1,066	2.87%	42,634,101	3.06%	6,933,536	2.97%	19,351	790	26.57	3.57%
Washington	817	2.20%	31,226,033	2.24%	4,875,809	2.09%	18,527	787	25.46	3.40%
West Virginia	80	0.22%	3,075,798	0.22%	491,403	0.21%	17,195	795	25.98	3.09%
Wisconsin	388	1.05%	14,660,106	1.05%	2,397,033	1.03%	17,235	804	25.17	3.19%
Wyoming	32	0.09%	1,357,888	0.10%	240,186	0.10%	24,879	794	25.73	3.36%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	-	-	-	-	-	-	-	-	-	-
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	-	-	-	-	-	-	-	-	-	-
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	-	-	-	-	-	-	-	-	-	-
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Unknown	2	0.01%	64,494	0.00%	0	0.00%	0	0	0.00	0.00%
Total:	37,098	100.00%	1,394,680,462	100.00%	233,554,762	100.00%	18,976	784	26.60	3.54%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	24,094	64.95%	1,000,576,232	71.74%	160,627,597	68.78%	21,048	789	26.21	3.37%
Used	13,004	35.05%	394,104,230	28.26%	72,927,165	31.22%	14,411	772	27.47	3.91%
NA	-	-	-	-	-	-	-	-	-	-
Total:	37,098	100.00%	1,394,680,462	100.00%	233,554,762	100.00%	18,976	784	26.60	3.54%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	19,629	52.91%	705,381,958	50.58%	108,312,515	46.38%	17,149	780	26.17	3.59%
Truck	-	-	-	-	-	-	-	-	-	-
SUV	16,473	44.40%	672,828,305	48.24%	122,943,490	52.64%	20,796	788	27.04	3.44%
Motorcycle	996	2.68%	16,470,199	1.18%	2,298,758	0.98%	7,662	748	23.13	6.01%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	37,098	100.00%	1,394,680,462	100.00%	233,554,762	100.00%	18,976	784	26.60	3.54%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	-	-	-	-	-	-	-	-	-	-
Ford: Lincoln	-	-	-	-	-	-	-	-	-	-
Ford: Mercury	-	-	-	-	-	-	-	-	-	-
GMC	-	-	-	-	-	-	-	-	-	-
GMC: Buick	-	-	-	-	-	-	-	-	-	-
GMC: Cadillac	-	-	-	-	-	-	-	-	-	-
GMC: Chevrolet	-	-	-	-	-	-	-	-	-	-
GMC: Hummer	-	-	-	-	-	-	-	-	-	-
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	-	-	-	-	-	-	-	-	-	-
GMC: Saturn	-	-	-	-	-	-	-	-	-	-
Tesla	-	-	-	-	-	-	-	-	-	-
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	33,304	89.77%	1,290,193,106	92.51%	216,357,487	92.64%	19,484	785	26.54	3.54%
BMW: Mini	3,794	10.23%	104,487,356	7.49%	17,197,275	7.36%	12,584	772	27.36	3.53%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	-	-	-	-	-	-	-	-	-	-
Daimler: Smart	-	-	-	-	-	-	-	-	-	-
Fiat	-	-	-	-	-	-	-	-	-	-
Fiat: Alfa Romeo	-	-	-	-	-	-	-	-	-	-
Fiat: Chrysler	-	-	-	-	-	-	-	-	-	-
Fiat: Dodge	-	-	-	-	-	-	-	-	-	-
Fiat: Jeep	-	-	-	-	-	-	-	-	-	-
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	-	-	-	-	-	-	-	-	-	-
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	-	-	-	-	-	-	-	-	-	-
Volkswagen: Audi	-	-	-	-	-	-	-	-	-	-
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	-	-	-	-	-	-	-	-	-	-
Honda	-	-	-	-	-	-	-	-	-	-
Honda: Acura	-	-	-	-	-	-	-	-	-	-
Hyundai	-	-	-	-	-	-	-	-	-	-
Hyundai: Kia	-	-	-	-	-	-	-	-	-	-
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	-	-	-	-	-	-	-	-	-	-
Mitsubishi	-	-	-	-	-	-	-	-	-	-
Nissan	-	-	-	-	-	-	-	-	-	-
Nissan: Infiniti	-	-	-	-	-	-	-	-	-	-
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	-	-	-	-	-	-	-	-	-	-
Suzuki	-	-	-	-	-	-	-	-	-	-
Tata: Jaguar	-	-	-	-	-	-	-	-	-	-
Tata: Land Rover	-	-	-	-	-	-	-	-	-	-
Toyota	-	-	-	-	-	-	-	-	-	-
Toyota: Lexus	-	-	-	-	-	-	-	-	-	-
Toyota: Scion	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	37,098	100.00%	1,394,680,462	100.00%	233,554,762	100.00%	18,976	784	26.60	3.54%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

Actions

Deal Documents

Download Datatape (CSV)

View EDGAR Filing

Quick Navigation

COMPANY

FINSIGHT.COM