StratMaker (138851)

BMW Vehicle Owner Trust 2022-A

StratMaker Datatape Summary

Beginning Period

Oct 1, 2022

As % of Reporting Period ELA:

Ending Period

Oct 31, 2022

New % / Used %

69.03% / 30.97%

Total Original # of Loans

54,046

WA Loan to Value (LTV)

59.30%

Total Original Loan Amount (OLA)

$ 2,284,728,643

WA Payment to Income (PTI)

6.95%

Weighted Average (WA) OLA

$ 52,865

WA FICO (non-zero)

788

Rep. Period Beginning Loan Amount

$ 1,305,886,738

WA Remaining Term (RT)

43.81

Rep. Period Ending Loan Amount (ELA)

$ 1,255,034,841

WA Original APR

2.86%

Beginning Period

Oct 1, 2022

Ending Period

Oct 31, 2022

Total Original # of Loans

54,046

Total Original Loan Amount (OLA)

$ 2,284,728,643

Weighted Average (WA) OLA

$ 52,865

Rep. Period Beginning Loan Amount

$ 1,305,886,738

Rep. Period Ending Loan Amount (ELA)

$ 1,255,034,841

As % of Reporting Period ELA:

New % / Used %

69.03% / 30.97%

WA Loan to Value (LTV)

59.30%

WA Payment to Income (PTI)

6.95%

WA FICO (non-zero)

788

WA Remaining Term (RT)

43.81

WA Original APR

2.86%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	5	0.01%	24,241	0.00%	7,572	0.00%	3,241	713	30.04	6.23%
$5,000 - $9,999	633	1.17%	5,055,527	0.22%	2,079,264	0.17%	4,828	780	33.34	3.39%
$10,000 - $14,999	1,690	3.13%	21,309,993	0.93%	9,755,505	0.78%	7,967	790	35.87	3.00%
$15,000 - $19,999	2,855	5.28%	50,627,970	2.22%	24,882,579	1.98%	11,244	791	38.05	2.91%
$20,000 - $24,999	4,963	9.18%	111,986,970	4.90%	56,965,392	4.54%	14,477	787	40.06	2.95%
$25,000 - $29,999	5,978	11.06%	164,653,426	7.21%	87,443,451	6.97%	18,167	787	41.90	2.91%
$30,000 - $39,999	13,192	24.41%	460,861,652	20.17%	246,934,164	19.68%	23,565	787	43.15	2.88%
$40,000 - $49,999	9,772	18.08%	435,825,562	19.08%	237,491,605	18.92%	30,508	786	44.34	2.89%
$50,000 - $59,999	5,785	10.70%	315,623,083	13.81%	174,612,520	13.91%	37,595	789	44.48	2.81%
$60,000 - $69,999	3,724	6.89%	240,509,453	10.53%	132,559,151	10.56%	44,818	791	44.28	2.77%
$70,000 - $79,999	2,415	4.47%	180,215,891	7.89%	103,499,074	8.25%	52,126	792	44.60	2.74%
$80,000 - $89,999	1,380	2.55%	116,663,838	5.11%	69,823,897	5.56%	59,834	788	45.42	2.87%
$90,000 - $99,999	706	1.31%	66,653,573	2.92%	41,148,226	3.28%	68,253	786	46.69	3.06%
Over $100,000	948	1.75%	114,717,463	5.02%	67,832,441	5.40%	89,235	784	46.37	2.89%
Total:	54,046	100.00%	2,284,728,643	100.00%	1,255,034,841	100.00%	37,278	788	43.81	2.86%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	8,859	16.39%	334,155,072	14.63%	6,967,274	0.56%	3,573	797	16.31	2.38%
$5,000 - $9,999	4,242	7.85%	108,108,950	4.73%	32,351,753	2.58%	7,901	798	24.77	2.63%
$10,000 - $14,999	5,988	11.08%	164,549,852	7.20%	75,494,512	6.02%	12,774	794	32.51	2.82%
$15,000 - $19,999	6,682	12.36%	208,056,342	9.11%	117,027,806	9.32%	17,632	791	38.05	2.84%
$20,000 - $24,999	6,597	12.21%	236,572,545	10.35%	148,045,936	11.80%	22,534	790	41.69	2.81%
$25,000 - $29,999	5,735	10.61%	236,230,614	10.34%	157,343,701	12.54%	27,511	788	44.28	2.83%
$30,000 - $39,999	7,674	14.20%	380,031,101	16.63%	264,700,594	21.09%	34,732	786	46.29	2.89%
$40,000 - $49,999	4,023	7.44%	250,856,488	10.98%	178,982,513	14.26%	44,677	788	46.74	2.80%
$50,000 - $59,999	2,094	3.87%	155,591,175	6.81%	114,056,675	9.09%	54,614	787	47.73	2.87%
$60,000 - $69,999	1,113	2.06%	95,178,890	4.17%	71,610,754	5.71%	64,460	784	49.02	2.98%
$70,000 - $79,999	513	0.95%	49,884,669	2.18%	38,061,736	3.03%	74,309	781	49.97	3.15%
$80,000 - $89,999	256	0.47%	28,053,378	1.23%	21,583,083	1.72%	84,414	781	50.85	3.22%
$90,000 - $99,999	115	0.21%	14,147,382	0.62%	10,897,304	0.87%	94,851	773	50.93	3.03%
Over $100,000	155	0.29%	23,312,185	1.02%	17,911,200	1.43%	116,874	784	50.06	2.97%
Total:	54,046	100.00%	2,284,728,643	100.00%	1,255,034,841	100.00%	37,278	788	43.81	2.86%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	54,046	100.00%	2,284,728,643	100.00%	1,255,034,841	100.00%	37,278	788	43.81	2.86%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	54,046	100.00%	2,284,728,643	100.00%	1,255,034,841	100.00%	37,278	788	43.81	2.86%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	24,929	46.13%	1,036,871,291	45.38%	537,086,105	42.79%	35,065	808	39.42	1.78%
2.50 - 4.99%	26,862	49.70%	1,159,592,350	50.75%	666,432,927	53.10%	38,939	780	46.91	3.43%
5.00 - 7.49%	1,790	3.31%	71,592,543	3.13%	41,288,143	3.29%	39,359	682	49.25	6.29%
7.50 - 9.99%	433	0.80%	15,316,109	0.67%	9,448,601	0.75%	35,574	634	50.50	8.66%
10.00 - 12.49%	17	0.03%	572,227	0.03%	307,313	0.02%	42,516	633	50.28	12.09%
12.50 - 14.99%	15	0.03%	784,122	0.03%	471,752	0.04%	59,549	615	56.51	13.86%
15.00 - 17.49%	-	-	-	-	-	-	-	-	-	-
17.50 - 19.99%	-	-	-	-	-	-	-	-	-	-
20.00 - 22.49%	-	-	-	-	-	-	-	-	-	-
22.50 - 24.99%	-	-	-	-	-	-	-	-	-	-
25.00 - 27.49%	-	-	-	-	-	-	-	-	-	-
27.50 - 29.99%	-	-	-	-	-	-	-	-	-	-
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	54,046	100.00%	2,284,728,643	100.00%	1,255,034,841	100.00%	37,278	788	43.81	2.86%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	-	-	-	-	-	-	-	-	-	-
500 - 549	-	-	-	-	-	-	-	-	-	-
550 - 599	-	-	-	-	-	-	-	-	-	-
600 - 649	739	1.37%	27,745,731	1.21%	16,873,518	1.34%	34,455	632	49.95	7.39%
650 - 699	3,499	6.47%	143,264,501	6.27%	82,459,257	6.57%	37,704	679	48.74	4.86%
700 - 749	10,502	19.43%	455,095,424	19.92%	256,366,864	20.43%	38,496	725	45.89	3.04%
750 - 799	12,793	23.67%	547,714,265	23.97%	301,378,346	24.01%	38,399	775	43.97	2.74%
800+	26,513	49.06%	1,110,908,722	48.62%	597,956,856	47.64%	36,212	841	41.99	2.45%
NA	-	-	-	-	-	-	-	-	-	-
Total:	54,046	100.00%	2,284,728,643	100.00%	1,255,034,841	100.00%	37,278	788	43.81	2.86%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	277	0.51%	6,182,041	0.27%	1,182,267	0.09%	13,049	819	8.88	1.37%
25 - 36	2,102	3.89%	60,318,659	2.64%	23,116,975	1.84%	19,995	814	18.56	1.64%
37 - 48	2,119	3.92%	70,625,153	3.09%	33,022,236	2.63%	28,560	812	28.72	2.35%
49 - 60	29,074	53.79%	1,226,072,336	53.66%	677,249,404	53.96%	36,739	803	40.19	2.30%
61 - 72	20,474	37.88%	921,530,454	40.33%	520,463,958	41.47%	39,355	766	50.68	3.68%
73+	-	-	-	-	-	-	-	-	-	-
Total:	54,046	100.00%	2,284,728,643	100.00%	1,255,034,841	100.00%	37,278	788	43.81	2.86%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	6,499	12.02%	269,527,769	11.80%	83,777	0.01%	7,223	741	53.52	4.10%
1 - 12	2,542	4.70%	96,939,669	4.24%	12,968,927	1.03%	7,991	802	9.17	1.80%
13 - 24	4,756	8.80%	172,102,546	7.53%	61,224,590	4.88%	17,288	803	19.90	2.55%
25 - 36	9,465	17.51%	376,368,610	16.47%	195,993,978	15.62%	27,497	800	32.15	2.43%
37 - 48	19,702	36.45%	846,840,489	37.07%	576,910,643	45.97%	37,870	796	43.20	2.53%
49 - 60	10,418	19.28%	487,626,367	21.34%	377,657,169	30.09%	44,391	768	54.48	3.58%
61 - 72	664	1.23%	35,323,192	1.55%	30,195,757	2.41%	53,681	755	61.07	4.17%
73+	-	-	-	-	-	-	-	-	-	-
Total:	54,046	100.00%	2,284,728,643	100.00%	1,255,034,841	100.00%	37,278	788	43.81	2.86%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	52,371	96.90%	2,208,564,419	96.67%	1,217,319,098	96.99%	37,096	790	43.67	2.83%
1 - 15	1,279	2.37%	57,478,719	2.52%	26,850,637	2.14%	41,491	745	47.07	3.63%
16 - 30	274	0.51%	13,206,159	0.58%	7,071,310	0.56%	47,232	719	51.32	4.30%
31 - 60	95	0.18%	4,230,099	0.19%	2,923,787	0.23%	47,244	709	52.20	4.52%
61 - 90	14	0.03%	606,813	0.03%	411,627	0.03%	38,601	690	49.96	4.74%
91 - 120	7	0.01%	305,199	0.01%	247,996	0.02%	51,708	702	53.14	4.99%
121+	6	0.01%	337,234	0.01%	210,386	0.02%	58,616	698	38.56	2.90%
Total:	54,046	100.00%	2,284,728,643	100.00%	1,255,034,841	100.00%	37,278	788	43.81	2.86%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	54,046	100.00%	2,284,728,643	100.00%	1,255,034,841	100.00%	37,278	788	43.81	2.86%
Stated, verified to Level 3²	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	54,046	100.00%	2,284,728,643	100.00%	1,255,034,841	100.00%	37,278	788	43.81	2.86%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	54,046	100.00%	2,284,728,643	100.00%	1,255,034,841	100.00%	37,278	788	43.81	2.86%
Stated, verified but not Level 4 or 5	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	54,046	100.00%	2,284,728,643	100.00%	1,255,034,841	100.00%	37,278	788	43.81	2.86%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	25,671	47.50%	980,114,143	42.90%	525,208,054	41.85%	34,325	800	42.29	2.67%
5.00 - 9.99%	19,484	36.05%	854,995,232	37.42%	474,829,506	37.83%	37,644	784	44.48	2.91%
10.00 - 14.99%	6,210	11.49%	306,215,715	13.40%	172,136,045	13.72%	41,167	772	45.64	3.15%
15.00 - 19.99%	1,834	3.39%	97,498,297	4.27%	56,208,623	4.48%	44,934	765	46.16	3.25%
20.00 - 24.99%	540	1.00%	29,643,680	1.30%	17,510,785	1.40%	47,494	761	45.59	3.18%
25.00 - 29.99%	155	0.29%	8,673,272	0.38%	5,026,998	0.40%	49,178	755	44.41	3.40%
30.00 - 39.99%	92	0.17%	4,877,912	0.21%	2,690,828	0.21%	50,522	787	44.76	3.25%
40.00 - 49.99%	18	0.03%	902,250	0.04%	437,334	0.03%	53,694	767	43.60	3.65%
50.00 - 59.99%	16	0.03%	631,757	0.03%	358,333	0.03%	32,949	797	38.55	2.91%
60.00 - 69.99%	5	0.01%	267,599	0.01%	111,341	0.01%	34,032	807	45.81	3.37%
70.00 - 79.99%	8	0.01%	391,256	0.02%	220,620	0.02%	37,513	771	42.31	3.39%
80.00 - 89.99%	5	0.01%	221,066	0.01%	123,589	0.01%	30,402	781	44.25	2.51%
90.00 - 99.99%	8	0.01%	296,464	0.01%	172,785	0.01%	29,098	809	41.12	2.50%
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	54,046	100.00%	2,284,728,643	100.00%	1,255,034,841	100.00%	37,278	788	43.81	2.86%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	798	1.48%	9,350,183	0.41%	3,840,116	0.31%	8,122	809	32.88	2.25%
25.00 - 49.99%	5,992	11.09%	140,901,321	6.17%	68,926,907	5.49%	17,179	806	38.18	2.53%
50.00 - 74.99%	15,386	28.47%	542,545,145	23.75%	288,674,434	23.00%	26,707	798	41.69	2.70%
75.00 - 99.99%	20,620	38.15%	972,565,250	42.57%	536,214,954	42.73%	38,026	790	43.60	2.80%
100.00 - 109.99%	6,504	12.03%	355,366,607	15.55%	203,523,590	16.22%	47,841	779	46.16	3.04%
110.00 - 119.99%	3,358	6.21%	186,411,154	8.16%	109,185,213	8.70%	50,112	768	48.04	3.27%
120.00 - 129.99%	1,383	2.56%	77,208,447	3.38%	44,451,051	3.54%	50,550	758	48.62	3.46%
130.00 - 139.99%	5	0.01%	380,536	0.02%	218,576	0.02%	66,826	746	46.61	3.95%
140.00%+	-	-	-	-	-	-	-	-	-	-
Total:	54,046	100.00%	2,284,728,643	100.00%	1,255,034,841	100.00%	37,278	788	43.81	2.86%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	562	1.04%	24,488,374	1.07%	12,882,770	1.03%	37,772	782	44.98	3.04%
Alaska	63	0.12%	3,223,419	0.14%	1,944,931	0.15%	41,122	779	43.45	2.28%
Arizona	1,042	1.93%	46,543,562	2.04%	25,835,118	2.06%	40,804	788	45.64	2.96%
Arkansas	284	0.53%	13,001,385	0.57%	7,011,868	0.56%	37,703	786	43.60	3.10%
California	9,491	17.56%	381,560,568	16.70%	215,340,211	17.16%	36,533	785	43.99	2.83%
Colorado	1,234	2.28%	52,263,725	2.29%	28,675,648	2.28%	36,789	797	42.99	2.71%
Connecticut	982	1.82%	36,906,902	1.62%	20,309,143	1.62%	34,368	795	42.58	2.64%
Delaware	288	0.53%	11,494,099	0.50%	6,544,644	0.52%	33,945	785	43.31	2.96%
Florida	4,631	8.57%	199,905,842	8.75%	112,475,450	8.96%	39,803	781	45.75	3.07%
Georgia	2,084	3.86%	94,913,708	4.15%	53,586,774	4.27%	39,733	776	46.02	3.34%
Hawaii	232	0.43%	8,569,106	0.38%	4,751,619	0.38%	30,781	777	45.78	3.04%
Idaho	107	0.20%	4,665,099	0.20%	2,441,947	0.19%	33,422	803	41.26	2.50%
Illinois	2,412	4.46%	107,323,564	4.70%	58,662,331	4.67%	37,431	791	42.57	2.69%
Indiana	512	0.95%	22,713,599	0.99%	12,262,645	0.98%	37,289	795	42.59	2.71%
Iowa	166	0.31%	7,987,439	0.35%	4,416,967	0.35%	41,808	793	43.73	2.59%
Kansas	249	0.46%	10,786,211	0.47%	5,627,675	0.45%	35,596	795	41.65	2.53%
Kentucky	261	0.48%	11,783,425	0.52%	5,831,609	0.46%	40,253	788	43.02	2.75%
Louisiana	705	1.30%	33,451,876	1.46%	19,145,991	1.53%	40,571	782	45.12	3.00%
Maine	229	0.42%	9,191,722	0.40%	4,930,439	0.39%	33,026	796	42.79	2.80%
Maryland	15	0.03%	626,760	0.03%	388,477	0.03%	32,519	801	44.98	2.50%
Massachusetts	1,965	3.64%	76,789,361	3.36%	41,295,275	3.29%	32,619	796	41.91	2.71%
Michigan	727	1.35%	32,662,848	1.43%	17,322,155	1.38%	40,824	794	42.71	2.72%
Minnesota	622	1.15%	25,488,944	1.12%	12,700,352	1.01%	33,831	800	42.33	2.82%
Mississippi	377	0.70%	16,853,320	0.74%	8,699,512	0.69%	36,939	774	44.68	3.04%
Missouri	646	1.20%	27,700,408	1.21%	14,459,346	1.15%	34,939	797	42.05	2.67%
Montana	57	0.11%	3,402,753	0.15%	2,063,322	0.16%	59,102	784	45.99	2.87%
Nebraska	167	0.31%	7,008,517	0.31%	3,888,780	0.31%	34,774	800	41.56	2.82%
Nevada	504	0.93%	22,074,207	0.97%	12,323,336	0.98%	40,518	768	45.76	3.13%
New Hampshire	472	0.87%	18,522,879	0.81%	10,254,396	0.82%	36,902	795	44.63	2.92%
New Jersey	2,645	4.89%	106,368,981	4.66%	60,899,987	4.85%	36,285	793	44.30	2.84%
New Mexico	187	0.35%	8,038,546	0.35%	4,347,918	0.35%	40,593	799	45.67	2.99%
New York	2,426	4.49%	93,758,225	4.10%	53,163,432	4.24%	34,870	794	42.83	2.74%
North Carolina	1,643	3.04%	70,068,571	3.07%	37,522,964	2.99%	36,221	792	43.36	2.79%
North Dakota	9	0.02%	390,894	0.02%	163,917	0.01%	38,004	842	41.54	2.30%
Ohio	1,202	2.22%	50,999,611	2.23%	26,559,242	2.12%	37,116	795	41.96	2.77%
Oklahoma	277	0.51%	12,901,743	0.56%	6,330,139	0.50%	38,994	788	41.96	2.72%
Oregon	524	0.97%	20,107,973	0.88%	11,044,655	0.88%	33,294	795	43.63	2.62%
Pennsylvania	2,920	5.40%	114,145,738	5.00%	60,371,790	4.81%	33,188	797	42.09	2.66%
Rhode Island	249	0.46%	9,217,700	0.40%	5,152,891	0.41%	29,876	792	42.42	2.92%
South Carolina	1,195	2.21%	47,715,191	2.09%	26,023,083	2.07%	35,423	785	44.49	3.07%
South Dakota	42	0.08%	2,005,816	0.09%	1,079,281	0.09%	42,750	810	41.87	2.49%
Tennessee	824	1.52%	37,032,360	1.62%	19,934,050	1.59%	37,706	782	43.79	3.01%
Texas	5,158	9.54%	240,675,820	10.53%	130,496,757	10.40%	40,023	780	44.64	2.97%
Utah	252	0.47%	11,180,993	0.49%	5,401,440	0.43%	39,053	796	40.76	2.55%
Vermont	129	0.24%	4,812,116	0.21%	2,455,929	0.20%	31,048	798	43.11	2.59%
Virginia	1,498	2.77%	66,003,742	2.89%	36,079,244	2.87%	38,218	794	43.38	2.83%
Washington	1,150	2.13%	51,243,074	2.24%	28,516,924	2.27%	39,264	793	42.28	2.54%
West Virginia	106	0.20%	4,551,533	0.20%	2,338,089	0.19%	36,100	793	41.76	2.64%
Wisconsin	478	0.88%	19,668,448	0.86%	10,012,428	0.80%	34,021	801	40.79	2.71%
Wyoming	46	0.09%	1,937,946	0.08%	1,067,944	0.09%	34,847	793	42.47	3.06%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	-	-	-	-	-	-	-	-	-	-
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	-	-	-	-	-	-	-	-	-	-
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	-	-	-	-	-	-	-	-	-	-
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	54,046	100.00%	2,284,728,643	100.00%	1,255,034,841	100.00%	37,278	788	43.81	2.86%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	34,258	63.39%	1,620,741,062	70.94%	866,332,702	69.03%	41,309	794	43.15	2.65%
Used	19,788	36.61%	663,987,581	29.06%	388,702,138	30.97%	28,294	775	45.29	3.33%
NA	-	-	-	-	-	-	-	-	-	-
Total:	54,046	100.00%	2,284,728,643	100.00%	1,255,034,841	100.00%	37,278	788	43.81	2.86%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	22,000	40.71%	850,973,028	37.25%	458,955,547	36.57%	34,412	784	44.34	2.78%
Truck	-	-	-	-	-	-	-	-	-	-
SUV	30,289	56.04%	1,403,935,993	61.45%	779,994,401	62.15%	39,444	791	43.53	2.87%
Motorcycle	1,757	3.25%	29,819,622	1.31%	16,084,893	1.28%	14,032	765	42.44	4.67%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	54,046	100.00%	2,284,728,643	100.00%	1,255,034,841	100.00%	37,278	788	43.81	2.86%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	-	-	-	-	-	-	-	-	-	-
Ford: Lincoln	-	-	-	-	-	-	-	-	-	-
Ford: Mercury	-	-	-	-	-	-	-	-	-	-
GMC	-	-	-	-	-	-	-	-	-	-
GMC: Buick	-	-	-	-	-	-	-	-	-	-
GMC: Cadillac	-	-	-	-	-	-	-	-	-	-
GMC: Chevrolet	-	-	-	-	-	-	-	-	-	-
GMC: Hummer	-	-	-	-	-	-	-	-	-	-
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	-	-	-	-	-	-	-	-	-	-
GMC: Saturn	-	-	-	-	-	-	-	-	-	-
Tesla	-	-	-	-	-	-	-	-	-	-
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	49,727	92.01%	2,162,230,808	94.64%	1,189,534,966	94.78%	38,154	788	43.80	2.87%
BMW: Mini	4,319	7.99%	122,497,834	5.36%	65,499,875	5.22%	21,379	780	44.06	2.68%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	-	-	-	-	-	-	-	-	-	-
Daimler: Smart	-	-	-	-	-	-	-	-	-	-
Fiat	-	-	-	-	-	-	-	-	-	-
Fiat: Alfa Romeo	-	-	-	-	-	-	-	-	-	-
Fiat: Chrysler	-	-	-	-	-	-	-	-	-	-
Fiat: Dodge	-	-	-	-	-	-	-	-	-	-
Fiat: Jeep	-	-	-	-	-	-	-	-	-	-
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	-	-	-	-	-	-	-	-	-	-
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	-	-	-	-	-	-	-	-	-	-
Volkswagen: Audi	-	-	-	-	-	-	-	-	-	-
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	-	-	-	-	-	-	-	-	-	-
Honda	-	-	-	-	-	-	-	-	-	-
Honda: Acura	-	-	-	-	-	-	-	-	-	-
Hyundai	-	-	-	-	-	-	-	-	-	-
Hyundai: Kia	-	-	-	-	-	-	-	-	-	-
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	-	-	-	-	-	-	-	-	-	-
Mitsubishi	-	-	-	-	-	-	-	-	-	-
Nissan	-	-	-	-	-	-	-	-	-	-
Nissan: Infiniti	-	-	-	-	-	-	-	-	-	-
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	-	-	-	-	-	-	-	-	-	-
Suzuki	-	-	-	-	-	-	-	-	-	-
Tata: Jaguar	-	-	-	-	-	-	-	-	-	-
Tata: Land Rover	-	-	-	-	-	-	-	-	-	-
Toyota	-	-	-	-	-	-	-	-	-	-
Toyota: Lexus	-	-	-	-	-	-	-	-	-	-
Toyota: Scion	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	54,046	100.00%	2,284,728,643	100.00%	1,255,034,841	100.00%	37,278	788	43.81	2.86%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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