StratMaker (139438)

Carvana Auto Receivables Trust 2022-P2

StratMaker Datatape Summary

Beginning Period

Nov 1, 2022

As % of Reporting Period ELA:

Ending Period

Nov 30, 2022

New % / Used %

0.00% / 100.00%

Total Original # of Loans

24,858

WA Loan to Value (LTV)

83.65%

Total Original Loan Amount (OLA)

$ 606,073,141

WA Payment to Income (PTI)

8.75%

Weighted Average (WA) OLA

$ 28,415

WA FICO (non-zero)

702

Rep. Period Beginning Loan Amount

$ 495,412,963

WA Remaining Term (RT)

63.58

Rep. Period Ending Loan Amount (ELA)

$ 482,044,297

WA Original APR

9.12%

Beginning Period

Nov 1, 2022

Ending Period

Nov 30, 2022

Total Original # of Loans

24,858

Total Original Loan Amount (OLA)

$ 606,073,141

Weighted Average (WA) OLA

$ 28,415

Rep. Period Beginning Loan Amount

$ 495,412,963

Rep. Period Ending Loan Amount (ELA)

$ 482,044,297

As % of Reporting Period ELA:

New % / Used %

0.00% / 100.00%

WA Loan to Value (LTV)

83.65%

WA Payment to Income (PTI)

8.75%

WA FICO (non-zero)

702

WA Remaining Term (RT)

63.58

WA Original APR

9.12%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	147	0.59%	550,507	0.09%	317,530	0.07%	3,321	737	45.35	5.49%
$5,000 - $9,999	777	3.13%	6,204,065	1.02%	4,577,168	0.95%	7,195	725	55.20	7.68%
$10,000 - $14,999	2,338	9.41%	30,375,788	5.01%	24,759,358	5.14%	11,859	710	60.50	9.79%
$15,000 - $19,999	5,722	23.02%	101,514,913	16.75%	83,809,940	17.39%	16,316	696	62.94	10.33%
$20,000 - $24,999	6,122	24.63%	137,122,776	22.62%	112,153,182	23.27%	20,568	697	63.68	9.64%
$25,000 - $29,999	4,179	16.81%	114,118,934	18.83%	91,138,946	18.91%	25,033	699	63.98	9.20%
$30,000 - $39,999	3,714	14.94%	127,044,103	20.96%	98,098,894	20.35%	31,419	705	64.28	8.47%
$40,000 - $49,999	1,303	5.24%	57,320,591	9.46%	42,958,395	8.91%	40,230	713	64.37	7.61%
$50,000 - $59,999	399	1.61%	21,582,860	3.56%	15,758,183	3.27%	49,295	719	64.47	7.14%
$60,000 - $69,999	132	0.53%	8,442,741	1.39%	6,960,137	1.44%	58,620	709	64.59	7.22%
$70,000 - $79,999	25	0.10%	1,795,862	0.30%	1,512,563	0.31%	65,786	721	64.96	6.83%
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	24,858	100.00%	606,073,141	100.00%	482,044,297	100.00%	25,678	702	63.58	9.12%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	3,169	12.75%	77,896,038	12.85%	1,007,044	0.21%	3,644	738	45.28	6.82%
$5,000 - $9,999	966	3.89%	9,651,964	1.59%	7,672,230	1.59%	8,184	729	55.37	7.88%
$10,000 - $14,999	2,937	11.82%	42,624,635	7.03%	38,035,332	7.89%	13,098	710	61.07	9.89%
$15,000 - $19,999	6,189	24.90%	119,246,341	19.68%	108,822,105	22.58%	17,695	696	63.29	10.07%
$20,000 - $24,999	5,230	21.04%	127,504,186	21.04%	116,774,760	24.22%	22,422	699	63.91	9.44%
$25,000 - $29,999	2,941	11.83%	87,512,240	14.44%	80,166,798	16.63%	27,333	699	64.19	9.05%
$30,000 - $39,999	2,465	9.92%	91,994,512	15.18%	84,178,318	17.46%	34,379	706	64.41	8.23%
$40,000 - $49,999	697	2.80%	33,416,737	5.51%	30,537,447	6.33%	43,981	716	64.65	7.40%
$50,000 - $59,999	204	0.82%	12,075,263	1.99%	11,046,573	2.29%	54,289	707	64.64	7.57%
$60,000 - $69,999	60	0.24%	4,151,224	0.68%	3,803,690	0.79%	63,473	713	65.19	7.11%
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	24,858	100.00%	606,073,141	100.00%	482,044,297	100.00%	25,678	702	63.58	9.12%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	24,858	100.00%	606,073,141	100.00%	482,044,297	100.00%	25,678	702	63.58	9.12%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	24,858	100.00%	606,073,141	100.00%	482,044,297	100.00%	25,678	702	63.58	9.12%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	-	-	-	-	-	-	-	-	-	-
2.50 - 4.99%	1,621	6.52%	37,691,492	6.22%	29,540,868	6.13%	28,866	790	60.33	4.36%
5.00 - 7.49%	7,334	29.50%	191,453,365	31.59%	148,217,225	30.75%	27,630	756	63.05	6.39%
7.50 - 9.99%	6,872	27.65%	173,055,797	28.55%	139,852,727	29.01%	26,082	695	64.10	8.63%
10.00 - 12.49%	4,519	18.18%	107,757,916	17.78%	87,023,766	18.05%	24,239	657	64.22	11.19%
12.50 - 14.99%	2,727	10.97%	60,463,362	9.98%	48,814,182	10.13%	22,396	634	64.17	13.58%
15.00 - 17.49%	1,314	5.29%	27,207,752	4.49%	21,935,664	4.55%	20,928	616	64.24	16.01%
17.50 - 19.99%	378	1.52%	6,967,432	1.15%	5,518,620	1.14%	18,595	606	63.92	18.46%
20.00 - 22.49%	77	0.31%	1,227,806	0.20%	950,400	0.20%	15,806	607	63.90	20.90%
22.50 - 24.99%	15	0.06%	236,458	0.04%	190,845	0.04%	15,090	602	64.28	23.66%
25.00 - 27.49%	1	0.00%	11,760	0.00%	0	0.00%	0	0	0.00	0.00%
27.50 - 29.99%	-	-	-	-	-	-	-	-	-	-
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	24,858	100.00%	606,073,141	100.00%	482,044,297	100.00%	25,678	702	63.58	9.12%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	-	-	-	-	-	-	-	-	-	-
500 - 549	-	-	-	-	-	-	-	-	-	-
550 - 599	1,340	5.39%	30,720,386	5.07%	24,137,762	5.01%	23,681	588	64.32	14.67%
600 - 649	5,028	20.23%	120,693,063	19.91%	97,976,188	20.33%	25,049	628	64.19	12.01%
650 - 699	6,404	25.76%	159,234,932	26.27%	129,943,876	26.96%	25,835	674	64.11	9.53%
700 - 749	5,192	20.89%	130,183,459	21.48%	103,835,402	21.54%	26,454	723	63.71	7.82%
750 - 799	3,742	15.05%	92,720,671	15.30%	72,060,305	14.95%	26,454	774	62.89	6.50%
800+	2,935	11.81%	69,521,757	11.47%	51,800,069	10.75%	25,265	826	61.52	5.90%
NA	217	0.87%	2,998,874	0.49%	2,290,696	0.48%	14,493	0	62.05	17.76%
Total:	24,858	100.00%	606,073,141	100.00%	482,044,297	100.00%	25,678	702	63.58	9.12%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	139	0.56%	1,251,133	0.21%	624,435	0.13%	8,756	768	14.79	5.84%
25 - 36	316	1.27%	4,516,744	0.75%	2,910,006	0.60%	15,920	755	28.04	6.28%
37 - 48	512	2.06%	8,811,987	1.45%	6,472,727	1.34%	18,316	756	39.53	6.98%
49 - 60	814	3.27%	16,826,751	2.78%	12,958,586	2.69%	21,336	759	51.91	6.82%
61 - 72	21,036	84.62%	514,899,331	84.96%	410,828,944	85.23%	25,453	699	64.16	9.32%
73+	2,041	8.21%	59,767,195	9.86%	48,249,599	10.01%	30,559	705	67.74	8.56%
Total:	24,858	100.00%	606,073,141	100.00%	482,044,297	100.00%	25,678	702	63.58	9.12%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	2,831	11.39%	74,144,286	12.23%	0	0.00%	0	0	0.00	0.00%
1 - 12	40	0.16%	295,286	0.05%	116,608	0.02%	4,034	774	5.41	4.87%
13 - 24	105	0.42%	1,118,185	0.18%	745,411	0.15%	10,161	763	18.08	6.22%
25 - 36	291	1.17%	4,556,674	0.75%	3,549,264	0.74%	16,869	751	29.59	6.59%
37 - 48	468	1.88%	8,167,975	1.35%	6,889,158	1.43%	18,892	760	41.46	6.82%
49 - 60	1,038	4.18%	22,284,252	3.68%	19,465,602	4.04%	22,283	752	54.51	7.14%
61 - 72	20,085	80.80%	495,506,482	81.76%	451,278,254	93.62%	26,028	699	64.67	9.27%
73+	-	-	-	-	-	-	-	-	-	-
Total:	24,858	100.00%	606,073,141	100.00%	482,044,297	100.00%	25,678	702	63.58	9.12%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	23,443	94.31%	571,390,793	94.28%	450,104,085	93.37%	25,693	706	63.54	8.93%
1 - 15	954	3.84%	23,579,173	3.89%	21,841,752	4.53%	25,718	653	64.06	11.53%
16 - 30	218	0.88%	5,336,171	0.88%	4,970,068	1.03%	25,557	650	64.07	12.11%
31 - 60	189	0.76%	4,444,130	0.73%	4,019,713	0.83%	24,240	644	64.28	12.35%
61 - 90	43	0.17%	1,056,143	0.17%	919,348	0.19%	24,394	654	64.42	11.57%
91 - 120	11	0.04%	266,731	0.04%	189,331	0.04%	25,225	694	65.32	11.39%
121+	-	-	-	-	-	-	-	-	-	-
Total:	24,858	100.00%	606,073,141	100.00%	482,044,297	100.00%	25,678	702	63.58	9.12%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	24,858	100.00%	606,073,141	100.00%	482,044,297	100.00%	25,678	702	63.58	9.12%
Stated, verified to Level 3²	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	24,858	100.00%	606,073,141	100.00%	482,044,297	100.00%	25,678	702	63.58	9.12%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	13	0.05%	153,985	0.03%	127,712	0.03%	15,492	681	63.74	10.08%
Stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, verified but not Level 4 or 5	24,845	99.95%	605,919,156	99.97%	481,916,585	99.97%	25,681	702	63.58	9.12%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	24,858	100.00%	606,073,141	100.00%	482,044,297	100.00%	25,678	702	63.58	9.12%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	5,955	23.96%	129,881,918	21.43%	100,227,254	20.79%	24,707	725	62.69	7.76%
5.00 - 9.99%	10,369	41.71%	259,634,576	42.84%	205,202,826	42.57%	25,922	702	63.66	9.03%
10.00 - 14.99%	6,452	25.96%	166,200,265	27.42%	134,363,753	27.87%	26,301	690	63.92	9.78%
15.00 - 19.99%	2,029	8.16%	49,158,829	8.11%	41,334,735	8.57%	24,812	688	64.23	10.67%
20.00 - 24.99%	35	0.14%	884,273	0.15%	698,345	0.14%	25,235	679	64.56	11.53%
25.00 - 29.99%	3	0.01%	84,995	0.01%	21,854	0.00%	21,854	774	65.00	8.51%
30.00 - 39.99%	1	0.00%	54,648	0.01%	49,611	0.01%	49,611	722	64.00	6.62%
40.00 - 49.99%	1	0.00%	19,652	0.00%	18,206	0.00%	18,206	713	65.00	9.82%
50.00 - 59.99%	-	-	-	-	-	-	-	-	-	-
60.00 - 69.99%	-	-	-	-	-	-	-	-	-	-
70.00 - 79.99%	-	-	-	-	-	-	-	-	-	-
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	13	0.05%	153,985	0.03%	127,712	0.03%	15,492	681	63.74	10.08%
Total:	24,858	100.00%	606,073,141	100.00%	482,044,297	100.00%	25,678	702	63.58	9.12%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	251	1.01%	1,384,853	0.23%	842,887	0.17%	5,694	747	46.74	4.81%
25.00 - 49.99%	1,459	5.87%	18,293,188	3.02%	13,627,186	2.83%	12,921	741	57.44	6.64%
50.00 - 74.99%	3,947	15.88%	79,416,043	13.10%	61,186,053	12.69%	21,042	728	61.87	7.99%
75.00 - 99.99%	10,171	40.92%	277,119,533	45.72%	217,599,710	45.14%	28,534	705	63.84	8.98%
100.00 - 109.99%	7,062	28.41%	182,001,495	30.03%	148,180,421	30.74%	25,390	691	64.29	9.69%
110.00 - 119.99%	1,811	7.29%	44,092,272	7.28%	37,433,880	7.77%	23,166	680	64.57	10.35%
120.00 - 129.99%	147	0.59%	3,536,791	0.58%	2,986,668	0.62%	22,448	677	64.71	10.76%
130.00 - 139.99%	10	0.04%	228,966	0.04%	187,491	0.04%	21,568	677	64.72	10.41%
140.00%+	-	-	-	-	-	-	-	-	-	-
Total:	24,858	100.00%	606,073,141	100.00%	482,044,297	100.00%	25,678	702	63.58	9.12%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	450	1.81%	10,581,266	1.75%	8,415,089	1.75%	24,327	696	63.37	10.36%
Alaska	5	0.02%	128,027	0.02%	119,470	0.02%	24,717	653	65.51	9.75%
Arizona	1,356	5.45%	34,087,062	5.62%	26,247,055	5.44%	26,701	704	63.83	8.58%
Arkansas	272	1.09%	6,157,471	1.02%	4,844,026	1.00%	23,406	703	63.49	9.94%
California	2,163	8.70%	55,818,424	9.21%	43,754,379	9.08%	27,052	706	63.72	8.43%
Colorado	530	2.13%	12,984,808	2.14%	10,098,423	2.09%	25,740	705	63.23	9.26%
Connecticut	414	1.67%	10,032,556	1.66%	8,359,305	1.73%	25,469	691	63.58	8.87%
Delaware	115	0.46%	2,677,614	0.44%	2,328,005	0.48%	24,034	691	64.03	10.03%
Florida	1,690	6.80%	42,403,379	7.00%	32,533,424	6.75%	26,488	699	63.68	9.62%
Georgia	1,371	5.52%	33,311,097	5.50%	26,643,520	5.53%	25,518	701	63.52	9.27%
Hawaii	1	0.00%	24,057	0.00%	21,770	0.00%	21,770	647	61.00	10.62%
Idaho	64	0.26%	1,509,890	0.25%	1,148,219	0.24%	24,707	697	62.89	9.38%
Illinois	829	3.33%	19,808,715	3.27%	16,237,748	3.37%	25,201	704	63.45	9.35%
Indiana	564	2.27%	13,329,015	2.20%	10,665,887	2.21%	24,750	709	63.52	9.95%
Iowa	111	0.45%	2,661,288	0.44%	2,145,742	0.45%	24,527	700	63.40	8.74%
Kansas	198	0.80%	4,631,681	0.76%	3,757,968	0.78%	24,008	705	63.05	8.91%
Kentucky	317	1.28%	7,302,818	1.20%	5,734,061	1.19%	24,350	705	64.01	10.10%
Louisiana	223	0.90%	5,144,641	0.85%	4,308,640	0.89%	24,822	692	63.26	9.86%
Maine	71	0.29%	1,666,349	0.27%	1,337,847	0.28%	24,507	708	63.93	8.39%
Maryland	382	1.54%	9,423,440	1.55%	7,533,822	1.56%	26,210	695	63.73	9.63%
Massachusetts	444	1.79%	11,076,828	1.83%	9,395,841	1.95%	26,547	697	63.82	8.35%
Michigan	621	2.50%	14,719,730	2.43%	12,010,837	2.49%	24,750	705	63.59	9.02%
Minnesota	277	1.11%	6,703,445	1.11%	5,408,037	1.12%	25,178	710	63.67	8.63%
Mississippi	145	0.58%	3,289,668	0.54%	2,603,059	0.54%	22,578	698	63.31	10.72%
Missouri	478	1.92%	11,121,272	1.83%	9,220,453	1.91%	24,341	706	63.32	9.09%
Montana	36	0.14%	899,578	0.15%	711,368	0.15%	26,562	722	61.42	7.67%
Nebraska	79	0.32%	2,092,251	0.35%	1,742,993	0.36%	28,016	711	63.04	8.17%
Nevada	379	1.52%	9,927,614	1.64%	7,633,998	1.58%	27,204	696	64.02	8.94%
New Hampshire	97	0.39%	2,191,813	0.36%	1,816,755	0.38%	22,712	697	63.70	8.31%
New Jersey	754	3.03%	18,153,323	3.00%	15,364,298	3.19%	25,332	704	63.49	8.79%
New Mexico	222	0.89%	5,203,818	0.86%	3,808,439	0.79%	23,861	705	63.38	9.28%
New York	818	3.29%	19,736,454	3.26%	16,056,249	3.33%	25,737	715	63.55	8.60%
North Carolina	912	3.67%	21,502,288	3.55%	16,534,775	3.43%	24,874	704	63.32	9.31%
North Dakota	13	0.05%	285,151	0.05%	211,741	0.04%	19,881	661	64.07	10.57%
Ohio	1,022	4.11%	24,752,272	4.08%	19,931,827	4.13%	25,135	702	63.44	9.15%
Oklahoma	317	1.28%	7,430,906	1.23%	5,689,704	1.18%	24,784	701	63.42	10.03%
Oregon	170	0.68%	3,978,883	0.66%	3,064,585	0.64%	24,303	701	63.73	8.60%
Pennsylvania	1,213	4.88%	28,744,653	4.74%	23,764,489	4.93%	24,564	696	63.77	8.71%
Rhode Island	51	0.21%	1,265,183	0.21%	1,110,741	0.23%	27,621	685	64.02	9.68%
South Carolina	607	2.44%	14,068,670	2.32%	11,041,991	2.29%	24,555	698	64.07	10.19%
South Dakota	9	0.04%	182,356	0.03%	146,468	0.03%	19,879	727	63.50	7.85%
Tennessee	912	3.67%	21,999,604	3.63%	17,171,545	3.56%	25,636	706	63.30	9.24%
Texas	2,285	9.19%	57,346,591	9.46%	45,470,329	9.43%	26,735	698	63.61	9.38%
Utah	171	0.69%	4,596,654	0.76%	3,409,600	0.71%	29,444	707	63.70	8.27%
Vermont	27	0.11%	634,664	0.10%	470,717	0.10%	23,734	694	60.60	8.22%
Virginia	838	3.37%	20,010,263	3.30%	15,992,982	3.32%	25,105	706	63.48	8.67%
Washington	311	1.25%	8,083,939	1.33%	6,407,014	1.33%	28,241	707	63.37	8.49%
West Virginia	69	0.28%	1,535,506	0.25%	1,186,385	0.25%	21,895	696	63.04	9.90%
Wisconsin	406	1.63%	9,642,452	1.59%	7,508,678	1.56%	24,188	701	63.47	9.09%
Wyoming	25	0.10%	600,006	0.10%	474,396	0.10%	26,526	703	65.37	9.07%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	-	-	-	-	-	-	-	-	-	-
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	24	0.10%	613,707	0.10%	449,605	0.09%	30,342	733	63.37	9.57%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	-	-	-	-	-	-	-	-	-	-
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	24,858	100.00%	606,073,141	100.00%	482,044,297	100.00%	25,678	702	63.58	9.12%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	-	-	-	-	-	-	-	-	-	-
Used	24,858	100.00%	606,073,141	100.00%	482,044,297	100.00%	25,678	702	63.58	9.12%
NA	-	-	-	-	-	-	-	-	-	-
Total:	24,858	100.00%	606,073,141	100.00%	482,044,297	100.00%	25,678	702	63.58	9.12%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	5,640	22.69%	122,240,712	20.17%	97,460,130	20.22%	22,548	699	63.29	9.43%
Truck	490	1.97%	15,406,246	2.54%	12,309,341	2.55%	31,198	713	63.86	7.29%
SUV	2,658	10.69%	68,880,626	11.37%	55,442,961	11.50%	26,807	703	63.55	8.89%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	222	0.89%	5,603,884	0.92%	4,514,563	0.94%	25,851	710	63.62	8.61%
Unknown	15,848	63.75%	393,941,672	65.00%	312,317,303	64.79%	26,234	702	63.66	9.14%
Total:	24,858	100.00%	606,073,141	100.00%	482,044,297	100.00%	25,678	702	63.58	9.12%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	2,417	9.72%	57,338,261	9.46%	46,182,059	9.58%	25,178	702	63.79	9.13%
Ford: Lincoln	175	0.70%	4,418,960	0.73%	3,431,599	0.71%	27,177	698	63.24	9.06%
Ford: Mercury	3	0.01%	44,306	0.01%	40,531	0.01%	13,527	632	63.98	16.86%
GMC	430	1.73%	12,679,060	2.09%	10,388,198	2.16%	31,364	696	64.13	8.71%
GMC: Buick	357	1.44%	7,740,106	1.28%	6,542,298	1.36%	21,262	687	64.02	10.08%
GMC: Cadillac	297	1.19%	8,171,179	1.35%	6,575,424	1.36%	28,127	696	64.26	9.21%
GMC: Chevrolet	2,278	9.16%	56,991,019	9.40%	45,329,552	9.40%	26,600	696	64.01	9.28%
GMC: Hummer	-	-	-	-	-	-	-	-	-	-
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	5	0.02%	94,028	0.02%	86,868	0.02%	18,297	735	63.55	10.68%
GMC: Saturn	2	0.01%	30,550	0.01%	28,289	0.01%	14,920	711	63.47	12.58%
Tesla	311	1.25%	13,875,668	2.29%	9,573,507	1.99%	43,847	726	63.74	6.77%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	940	3.78%	26,249,981	4.33%	20,451,943	4.24%	28,635	699	63.29	9.04%
BMW: Mini	379	1.52%	7,664,197	1.26%	5,956,489	1.24%	20,470	707	62.95	9.42%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	602	2.42%	18,100,132	2.99%	14,504,443	3.01%	31,276	685	63.71	9.49%
Daimler: Smart	36	0.14%	578,769	0.10%	431,024	0.09%	15,789	699	63.63	10.74%
Fiat	205	0.82%	3,775,315	0.62%	3,053,868	0.63%	18,287	699	63.91	10.36%
Fiat: Alfa Romeo	52	0.21%	1,706,854	0.28%	1,311,565	0.27%	32,852	701	64.18	8.42%
Fiat: Chrysler	343	1.38%	7,881,637	1.30%	6,490,785	1.35%	23,361	696	63.57	9.61%
Fiat: Dodge	975	3.92%	27,037,822	4.46%	21,929,587	4.55%	28,407	699	63.86	8.83%
Fiat: Jeep	1,265	5.09%	32,770,003	5.41%	26,107,902	5.42%	26,333	702	63.85	9.08%
Fiat: Maserati	31	0.12%	1,161,948	0.19%	689,883	0.14%	35,467	686	64.58	9.16%
Geely: Volvo	207	0.83%	5,304,503	0.88%	4,174,127	0.87%	26,914	718	62.61	8.58%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	1,032	4.15%	21,287,177	3.51%	16,759,105	3.48%	20,708	703	63.11	9.31%
Volkswagen: Audi	519	2.09%	14,746,739	2.43%	10,895,862	2.26%	29,203	705	63.57	8.73%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	102	0.41%	4,175,422	0.69%	3,271,804	0.68%	43,206	725	62.04	7.52%
Honda	1,967	7.91%	42,693,754	7.04%	34,367,415	7.13%	21,968	705	63.22	9.26%
Honda: Acura	229	0.92%	5,798,090	0.96%	4,696,854	0.97%	25,731	694	63.14	8.85%
Hyundai	1,254	5.04%	26,139,502	4.31%	21,258,487	4.41%	21,107	694	63.60	9.93%
Hyundai: Kia	1,143	4.60%	25,493,312	4.21%	20,860,741	4.33%	23,347	700	63.79	9.52%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	677	2.72%	14,272,814	2.35%	11,609,308	2.41%	20,973	703	63.05	9.49%
Mitsubishi	280	1.13%	5,639,226	0.93%	4,737,384	0.98%	19,857	692	64.16	10.11%
Nissan	1,807	7.27%	37,947,150	6.26%	30,881,504	6.41%	21,286	695	63.75	9.90%
Nissan: Infiniti	265	1.07%	7,094,688	1.17%	5,625,066	1.17%	27,209	691	63.83	9.46%
Saab	1	0.00%	17,482	0.00%	16,252	0.00%	16,252	813	65.00	11.81%
Subaru	937	3.77%	21,886,110	3.61%	17,229,654	3.57%	23,423	715	62.90	8.72%
Suzuki	5	0.02%	50,397	0.01%	33,589	0.01%	9,258	699	56.13	13.17%
Tata: Jaguar	84	0.34%	2,795,871	0.46%	2,034,173	0.42%	33,274	690	63.08	9.30%
Tata: Land Rover	153	0.62%	5,574,386	0.92%	4,455,730	0.92%	38,785	705	63.78	8.09%
Toyota	2,578	10.37%	63,095,687	10.41%	49,677,597	10.31%	25,839	717	63.36	8.46%
Toyota: Lexus	418	1.68%	12,006,692	1.98%	8,851,663	1.84%	29,066	712	63.13	8.30%
Toyota: Scion	93	0.37%	1,653,051	0.27%	1,449,078	0.30%	17,295	689	63.06	10.55%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	4	0.02%	91,292	0.02%	53,095	0.01%	24,405	665	64.81	10.31%
Total:	24,858	100.00%	606,073,141	100.00%	482,044,297	100.00%	25,678	702	63.58	9.12%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

Actions

Deal Documents

Download Datatape (CSV)

View EDGAR Filing

Quick Navigation

COMPANY

FINSIGHT.COM