StratMaker (139486)

Santander Drive Auto Receivables Trust 2020-2

StratMaker Datatape Summary

Beginning Period

Nov 1, 2022

As % of Reporting Period ELA:

Ending Period

Nov 30, 2022

New % / Used %

36.67% / 63.33%

Total Original # of Loans

38,320

WA Loan to Value (LTV)

71.48%

Total Original Loan Amount (OLA)

$ 847,611,302

WA Payment to Income (PTI)

10.51%

Weighted Average (WA) OLA

$ 27,068

WA FICO (non-zero)

604

Rep. Period Beginning Loan Amount

$ 477,286,164

WA Remaining Term (RT)

40.79

Rep. Period Ending Loan Amount (ELA)

$ 456,072,047

WA Original APR

14.60%

Beginning Period

Nov 1, 2022

Ending Period

Nov 30, 2022

Total Original # of Loans

38,320

Total Original Loan Amount (OLA)

$ 847,611,302

Weighted Average (WA) OLA

$ 27,068

Rep. Period Beginning Loan Amount

$ 477,286,164

Rep. Period Ending Loan Amount (ELA)

$ 456,072,047

As % of Reporting Period ELA:

New % / Used %

36.67% / 63.33%

WA Loan to Value (LTV)

71.48%

WA Payment to Income (PTI)

10.51%

WA FICO (non-zero)

604

WA Remaining Term (RT)

40.79

WA Original APR

14.60%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	10	0.03%	47,853	0.01%	16,838	0.00%	3,184	517	37.53	19.50%
$5,000 - $9,999	2,782	7.26%	22,903,734	2.70%	10,908,380	2.39%	5,195	584	34.05	18.83%
$10,000 - $14,999	7,700	20.09%	97,953,902	11.56%	52,176,929	11.44%	8,761	582	39.50	18.53%
$15,000 - $19,999	8,918	23.27%	155,303,099	18.32%	84,575,177	18.54%	12,042	588	40.84	17.25%
$20,000 - $24,999	6,534	17.05%	146,039,858	17.23%	79,048,408	17.33%	15,280	592	40.95	15.89%
$25,000 - $29,999	4,810	12.55%	131,543,457	15.52%	72,096,898	15.81%	18,650	597	41.34	15.01%
$30,000 - $39,999	5,012	13.08%	172,000,437	20.29%	92,754,371	20.34%	22,706	613	41.31	12.72%
$40,000 - $49,999	1,817	4.74%	80,049,889	9.44%	42,985,489	9.43%	27,341	635	41.32	8.97%
$50,000 - $59,999	561	1.46%	30,170,643	3.56%	15,634,185	3.43%	32,180	673	41.26	6.16%
$60,000 - $69,999	146	0.38%	9,380,388	1.11%	4,674,295	1.02%	38,284	706	41.71	4.53%
$70,000 - $79,999	28	0.07%	2,045,502	0.24%	1,074,344	0.24%	42,772	740	41.06	4.55%
$80,000 - $89,999	1	0.00%	80,540	0.01%	48,100	0.01%	48,100	824	44.00	0.00%
$90,000 - $99,999	1	0.00%	92,000	0.01%	78,632	0.02%	78,632	712	53.00	8.53%
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	38,320	100.00%	847,611,302	100.00%	456,072,047	100.00%	17,766	604	40.79	14.60%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	8,429	22.00%	156,265,467	18.44%	7,402,604	1.62%	3,734	603	25.69	15.44%
$5,000 - $9,999	7,509	19.60%	102,553,013	12.10%	59,024,329	12.94%	8,113	596	37.07	16.39%
$10,000 - $14,999	9,787	25.54%	186,094,444	21.96%	121,159,427	26.57%	12,542	594	40.40	16.33%
$15,000 - $19,999	6,336	16.53%	165,888,024	19.57%	109,816,634	24.08%	17,451	597	41.18	15.01%
$20,000 - $24,999	3,583	9.35%	119,044,302	14.04%	79,687,702	17.47%	22,334	608	42.15	13.76%
$25,000 - $29,999	1,768	4.61%	71,502,188	8.44%	47,985,462	10.52%	27,215	617	43.05	12.17%
$30,000 - $39,999	823	2.15%	40,630,996	4.79%	27,252,200	5.98%	33,297	640	44.56	8.99%
$40,000 - $49,999	80	0.21%	5,270,533	0.62%	3,455,498	0.76%	43,345	711	45.01	6.33%
$50,000 - $59,999	4	0.01%	270,335	0.03%	209,559	0.05%	52,472	704	48.69	9.42%
$60,000 - $69,999	-	-	-	-	-	-	-	-	-	-
$70,000 - $79,999	1	0.00%	92,000	0.01%	78,632	0.02%	78,632	712	53.00	8.53%
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	38,320	100.00%	847,611,302	100.00%	456,072,047	100.00%	17,766	604	40.79	14.60%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	38,320	100.00%	847,611,302	100.00%	456,072,047	100.00%	17,766	604	40.79	14.60%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	38,320	100.00%	847,611,302	100.00%	456,072,047	100.00%	17,766	604	40.79	14.60%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	857	2.24%	36,074,088	4.26%	16,769,619	3.68%	25,661	763	40.40	0.40%
2.50 - 4.99%	1,042	2.72%	33,254,892	3.92%	16,307,335	3.58%	20,339	710	38.66	4.13%
5.00 - 7.49%	1,641	4.28%	48,269,653	5.69%	25,112,211	5.51%	20,934	671	39.65	6.41%
7.50 - 9.99%	2,967	7.74%	80,017,460	9.44%	43,094,922	9.45%	20,109	622	40.12	8.76%
10.00 - 12.49%	3,547	9.26%	91,223,950	10.76%	50,191,414	11.01%	19,543	601	40.31	11.12%
12.50 - 14.99%	4,540	11.85%	107,838,887	12.72%	61,125,005	13.40%	18,338	596	40.70	13.55%
15.00 - 17.49%	5,873	15.33%	128,789,015	15.19%	72,544,786	15.91%	17,251	591	41.10	15.97%
17.50 - 19.99%	6,591	17.20%	135,758,644	16.02%	74,283,265	16.29%	16,550	578	41.71	18.12%
20.00 - 22.49%	5,259	13.72%	93,895,077	11.08%	50,074,872	10.98%	14,843	567	41.24	20.77%
22.50 - 24.99%	4,055	10.58%	65,362,713	7.71%	33,653,761	7.38%	13,784	559	41.38	23.28%
25.00 - 27.49%	1,625	4.24%	23,072,916	2.72%	11,068,502	2.43%	12,410	546	40.58	25.37%
27.50 - 29.99%	323	0.84%	4,054,006	0.48%	1,846,355	0.40%	11,364	509	39.72	27.78%
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	38,320	100.00%	847,611,302	100.00%	456,072,047	100.00%	17,766	604	40.79	14.60%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	1,952	5.09%	35,748,621	4.22%	19,677,074	4.31%	15,295	475	40.16	18.56%
500 - 549	6,508	16.98%	131,714,447	15.54%	72,570,011	15.91%	16,665	526	40.89	17.46%
550 - 599	11,277	29.43%	250,101,168	29.51%	137,209,024	30.08%	17,626	573	40.99	15.46%
600 - 649	7,832	20.44%	186,347,435	21.99%	100,492,056	22.03%	18,565	619	41.08	14.28%
650 - 699	3,497	9.13%	87,640,350	10.34%	46,254,848	10.14%	19,710	670	40.60	11.38%
700 - 749	1,706	4.45%	44,341,437	5.23%	22,983,908	5.04%	19,602	722	40.03	9.46%
750 - 799	910	2.37%	26,838,583	3.17%	13,303,363	2.92%	21,035	773	39.51	5.52%
800+	786	2.05%	24,561,261	2.90%	12,576,866	2.76%	21,584	834	40.77	3.54%
NA	3,852	10.05%	60,318,000	7.12%	31,004,897	6.80%	12,725	0	40.53	19.60%
Total:	38,320	100.00%	847,611,302	100.00%	456,072,047	100.00%	17,766	604	40.79	14.60%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	-	-	-	-	-	-	-	-	-	-
25 - 36	378	0.99%	7,881,382	0.93%	1,105,127	0.24%	6,635	736	7.67	6.80%
37 - 48	1,204	3.14%	14,707,765	1.74%	5,038,329	1.10%	6,526	596	18.58	17.53%
49 - 60	3,398	8.87%	51,945,236	6.13%	24,217,333	5.31%	10,806	617	29.70	15.06%
61 - 72	29,781	77.72%	655,135,989	77.29%	361,093,408	79.17%	17,303	603	41.44	15.00%
73+	3,559	9.29%	117,940,930	13.91%	64,617,850	14.17%	24,027	606	43.59	12.09%
Total:	38,320	100.00%	847,611,302	100.00%	456,072,047	100.00%	17,766	604	40.79	14.60%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	6,107	15.94%	127,965,515	15.10%	14,196	0.00%	3,782	555	0.00	14.28%
1 - 12	634	1.65%	14,737,788	1.74%	2,103,256	0.46%	5,833	663	7.82	8.01%
13 - 24	1,344	3.51%	19,143,306	2.26%	7,579,018	1.66%	7,347	598	19.40	15.22%
25 - 36	5,215	13.61%	105,601,088	12.46%	56,028,931	12.29%	13,693	604	32.20	13.04%
37 - 48	24,554	64.08%	566,740,921	66.86%	378,980,948	83.10%	18,359	604	42.39	14.81%
49 - 60	465	1.21%	13,397,392	1.58%	11,345,034	2.49%	27,258	592	50.29	15.93%
61 - 72	1	0.00%	25,292	0.00%	20,664	0.00%	20,664	445	69.00	19.67%
73+	-	-	-	-	-	-	-	-	-	-
Total:	38,320	100.00%	847,611,302	100.00%	456,072,047	100.00%	17,766	604	40.79	14.60%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	22,799	59.50%	511,204,468	60.31%	298,827,761	65.52%	17,296	616	40.44	13.65%
1 - 15	4,292	11.20%	97,404,364	11.49%	64,579,743	14.16%	18,511	585	41.10	15.73%
16 - 30	2,401	6.27%	52,179,641	6.16%	35,106,602	7.70%	17,886	580	41.44	16.27%
31 - 60	2,333	6.09%	51,600,626	6.09%	35,848,091	7.86%	19,280	578	41.88	17.01%
61 - 90	1,030	2.69%	21,905,951	2.58%	15,436,064	3.38%	19,188	577	41.71	17.67%
91 - 120	455	1.19%	9,681,028	1.14%	6,273,786	1.38%	19,654	586	42.10	17.47%
121+	5,010	13.07%	103,635,224	12.23%	0	0.00%	0	0	0.00	0.00%
Total:	38,320	100.00%	847,611,302	100.00%	456,072,047	100.00%	17,766	604	40.79	14.60%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	2,268	5.92%	48,206,779	5.69%	25,163,421	5.52%	15,929	629	40.15	12.60%
Stated, not verified	35,906	93.70%	795,939,052	93.90%	429,903,726	94.26%	17,877	603	40.84	14.72%
Stated, verified to Level 3²	146	0.38%	3,465,471	0.41%	1,004,900	0.22%	16,390	578	35.31	15.09%
NA	-	-	-	-	-	-	-	-	-	-
Total:	38,320	100.00%	847,611,302	100.00%	456,072,047	100.00%	17,766	604	40.79	14.60%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	37,152	96.95%	821,634,793	96.94%	443,075,357	97.15%	17,763	605	40.80	14.54%
Stated, verified but not Level 4 or 5	1,168	3.05%	25,976,509	3.06%	12,996,691	2.85%	17,849	581	40.34	16.57%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	38,320	100.00%	847,611,302	100.00%	456,072,047	100.00%	17,766	604	40.79	14.60%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	4,635	12.10%	93,767,884	11.06%	50,297,152	11.03%	15,806	639	39.44	10.29%
5.00 - 9.99%	13,863	36.18%	303,099,564	35.76%	165,490,854	36.29%	17,792	607	40.58	13.60%
10.00 - 14.99%	13,236	34.54%	299,528,674	35.34%	160,130,536	35.11%	18,259	595	41.18	15.90%
15.00 - 19.99%	6,304	16.45%	143,608,072	16.94%	76,452,348	16.76%	17,925	592	41.37	16.96%
20.00 - 24.99%	277	0.72%	7,427,620	0.88%	3,669,773	0.80%	18,672	609	39.77	12.70%
25.00 - 29.99%	3	0.01%	122,594	0.01%	14,583	0.00%	6,982	749	7.32	1.92%
30.00 - 39.99%	2	0.01%	56,894	0.01%	16,802	0.00%	16,802	673	45.00	15.08%
40.00 - 49.99%	-	-	-	-	-	-	-	-	-	-
50.00 - 59.99%	-	-	-	-	-	-	-	-	-	-
60.00 - 69.99%	-	-	-	-	-	-	-	-	-	-
70.00 - 79.99%	-	-	-	-	-	-	-	-	-	-
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	38,320	100.00%	847,611,302	100.00%	456,072,047	100.00%	17,766	604	40.79	14.60%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	26	0.07%	223,155	0.03%	98,598	0.02%	4,875	666	32.40	8.97%
25.00 - 49.99%	380	0.99%	5,271,906	0.62%	2,414,664	0.53%	9,256	614	35.65	10.60%
50.00 - 74.99%	2,057	5.37%	40,347,429	4.76%	20,467,284	4.49%	14,734	607	38.62	10.81%
75.00 - 99.99%	10,032	26.18%	236,069,828	27.85%	128,596,112	28.20%	18,411	596	40.77	13.29%
100.00 - 109.99%	7,562	19.73%	177,320,133	20.92%	97,162,318	21.30%	18,771	603	41.23	14.52%
110.00 - 119.99%	8,080	21.09%	177,145,051	20.90%	95,621,658	20.97%	17,885	602	41.26	15.79%
120.00 - 129.99%	5,941	15.50%	125,662,997	14.83%	67,068,795	14.71%	17,080	609	40.73	16.04%
130.00 - 139.99%	3,966	10.35%	77,773,387	9.18%	40,799,843	8.95%	15,894	621	40.26	16.42%
140.00%+	276	0.72%	7,797,418	0.92%	3,842,774	0.84%	21,471	672	40.29	9.35%
Total:	38,320	100.00%	847,611,302	100.00%	456,072,047	100.00%	17,766	604	40.79	14.60%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	882	2.30%	18,746,168	2.21%	10,202,800	2.24%	17,280	609	40.64	15.64%
Alaska	56	0.15%	1,596,611	0.19%	825,364	0.18%	23,500	625	42.60	11.90%
Arizona	726	1.89%	15,906,374	1.88%	8,435,414	1.85%	17,772	602	40.64	15.46%
Arkansas	922	2.41%	20,599,755	2.43%	10,363,596	2.27%	17,270	603	40.59	14.26%
California	2,860	7.46%	64,177,834	7.57%	34,225,743	7.50%	18,038	613	40.63	14.50%
Colorado	310	0.81%	7,460,879	0.88%	3,951,441	0.87%	19,292	625	40.53	12.34%
Connecticut	355	0.93%	7,374,141	0.87%	4,053,415	0.89%	16,071	609	40.16	12.27%
Delaware	10	0.03%	196,046	0.02%	93,190	0.02%	13,303	658	42.61	13.73%
Florida	4,051	10.57%	82,622,370	9.75%	45,523,902	9.98%	16,450	596	40.88	14.75%
Georgia	2,029	5.29%	45,713,523	5.39%	24,585,537	5.39%	18,302	603	40.91	15.71%
Hawaii	148	0.39%	3,273,313	0.39%	1,894,713	0.42%	18,164	586	40.89	16.83%
Idaho	69	0.18%	1,461,688	0.17%	727,841	0.16%	15,647	631	39.24	13.18%
Illinois	1,287	3.36%	28,744,416	3.39%	15,100,916	3.31%	17,123	608	40.16	14.33%
Indiana	611	1.59%	12,894,733	1.52%	7,114,246	1.56%	17,312	609	41.08	15.05%
Iowa	185	0.48%	4,022,388	0.47%	2,159,401	0.47%	17,540	604	40.30	13.99%
Kansas	188	0.49%	4,352,391	0.51%	2,347,242	0.51%	18,927	626	41.17	13.46%
Kentucky	565	1.47%	11,855,771	1.40%	6,369,596	1.40%	16,473	599	41.25	15.24%
Louisiana	1,022	2.67%	22,830,430	2.69%	11,730,647	2.57%	18,021	601	40.88	15.32%
Maine	104	0.27%	2,445,272	0.29%	1,269,785	0.28%	18,752	601	40.22	12.29%
Maryland	607	1.58%	12,972,680	1.53%	7,181,600	1.57%	17,918	588	41.72	15.45%
Massachusetts	19	0.05%	368,768	0.04%	148,188	0.03%	12,556	592	40.12	13.57%
Michigan	655	1.71%	14,287,174	1.69%	7,498,159	1.64%	16,649	619	40.65	13.97%
Minnesota	221	0.58%	5,444,722	0.64%	2,935,002	0.64%	19,173	633	40.81	11.97%
Mississippi	630	1.64%	14,015,733	1.65%	7,810,571	1.71%	18,419	606	41.14	15.83%
Missouri	775	2.02%	16,491,044	1.95%	8,867,546	1.94%	16,868	602	40.76	14.70%
Montana	109	0.28%	2,360,579	0.28%	1,122,314	0.25%	18,515	618	39.68	13.67%
Nebraska	114	0.30%	2,629,286	0.31%	1,359,388	0.30%	17,891	624	39.84	12.09%
Nevada	446	1.16%	10,189,867	1.20%	5,542,885	1.22%	19,618	610	42.05	14.70%
New Hampshire	195	0.51%	3,904,596	0.46%	2,168,877	0.48%	16,303	595	40.31	14.83%
New Jersey	966	2.52%	20,182,117	2.38%	10,837,520	2.38%	15,811	613	39.85	13.81%
New Mexico	249	0.65%	6,079,922	0.72%	3,247,577	0.71%	18,946	599	40.57	14.96%
New York	1,320	3.44%	29,309,920	3.46%	15,819,071	3.47%	17,061	610	40.49	14.34%
North Carolina	1,589	4.15%	34,487,427	4.07%	18,590,549	4.08%	17,631	596	40.95	14.67%
North Dakota	71	0.19%	1,706,306	0.20%	774,960	0.17%	18,070	624	39.89	15.07%
Ohio	1,188	3.10%	23,730,674	2.80%	13,013,085	2.85%	16,088	605	40.66	14.80%
Oklahoma	941	2.46%	20,740,369	2.45%	11,165,118	2.45%	17,823	598	41.04	15.16%
Oregon	221	0.58%	4,829,794	0.57%	2,549,838	0.56%	17,721	603	40.60	14.55%
Pennsylvania	1,253	3.27%	26,683,142	3.15%	14,745,949	3.23%	16,899	603	40.77	13.52%
Rhode Island	73	0.19%	1,359,163	0.16%	696,408	0.15%	13,208	590	39.53	13.42%
South Carolina	835	2.18%	17,437,411	2.06%	9,568,130	2.10%	16,962	599	40.81	15.75%
South Dakota	48	0.13%	1,206,413	0.14%	669,901	0.15%	21,070	622	40.39	13.53%
Tennessee	942	2.46%	19,844,150	2.34%	10,800,999	2.37%	17,375	604	41.16	15.73%
Texas	6,497	16.95%	156,860,404	18.51%	84,453,117	18.52%	19,256	602	40.85	14.23%
Utah	115	0.30%	2,749,806	0.32%	1,342,022	0.29%	20,800	620	41.19	12.32%
Vermont	52	0.14%	1,195,896	0.14%	737,985	0.16%	18,834	603	42.99	13.51%
Virginia	726	1.89%	15,461,146	1.82%	8,487,574	1.86%	17,023	595	40.93	15.10%
Washington	263	0.69%	6,489,086	0.77%	3,333,471	0.73%	20,836	633	40.70	12.89%
West Virginia	311	0.81%	6,632,897	0.78%	3,675,088	0.81%	17,590	591	41.71	15.86%
Wisconsin	386	1.01%	8,907,108	1.05%	4,592,101	1.01%	17,808	622	40.15	13.02%
Wyoming	47	0.12%	1,168,003	0.14%	582,317	0.13%	19,176	637	41.47	13.07%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	-	-	-	-	-	-	-	-	-	-
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	71	0.19%	1,531,646	0.18%	758,816	0.17%	19,147	583	42.34	17.22%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	5	0.01%	79,950	0.01%	21,132	0.00%	10,568	533	41.48	22.59%
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	38,320	100.00%	847,611,302	100.00%	456,072,047	100.00%	17,766	604	40.79	14.60%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	10,222	26.68%	318,419,211	37.57%	167,256,627	36.67%	22,286	620	41.37	11.47%
Used	28,098	73.32%	529,192,091	62.43%	288,815,420	63.33%	15,148	595	40.45	16.41%
NA	-	-	-	-	-	-	-	-	-	-
Total:	38,320	100.00%	847,611,302	100.00%	456,072,047	100.00%	17,766	604	40.79	14.60%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	16,778	43.78%	295,473,265	34.86%	154,361,307	33.85%	14,216	597	40.51	16.66%
Truck	6,288	16.41%	200,503,232	23.66%	107,534,407	23.58%	22,981	615	40.72	12.63%
SUV	15,254	39.81%	351,634,806	41.49%	194,176,333	42.58%	17,699	604	41.05	14.05%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	38,320	100.00%	847,611,302	100.00%	456,072,047	100.00%	17,766	604	40.79	14.60%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	3,841	10.02%	79,367,799	9.36%	42,924,096	9.41%	16,911	593	40.09	16.00%
Ford: Lincoln	155	0.40%	2,974,054	0.35%	1,552,370	0.34%	14,736	588	39.51	16.14%
Ford: Mercury	2	0.01%	21,355	0.00%	14,302	0.00%	8,405	669	36.68	12.41%
GMC	952	2.48%	25,021,617	2.95%	13,691,797	3.00%	19,900	592	40.27	14.71%
GMC: Buick	386	1.01%	6,846,118	0.81%	3,672,414	0.81%	13,970	587	40.59	17.27%
GMC: Cadillac	371	0.97%	8,777,757	1.04%	4,672,269	1.02%	18,230	583	39.80	15.30%
GMC: Chevrolet	4,266	11.13%	90,096,804	10.63%	50,684,280	11.11%	17,360	596	40.76	16.49%
GMC: Hummer	1	0.00%	21,450	0.00%	12,756	0.00%	12,756	684	37.00	13.88%
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	2	0.01%	19,445	0.00%	0	0.00%	0	0	0.00	0.00%
GMC: Saturn	1	0.00%	10,197	0.00%	0	0.00%	0	0	0.00	0.00%
Tesla	6	0.02%	224,860	0.03%	89,955	0.02%	26,667	595	39.34	9.41%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	564	1.47%	12,547,634	1.48%	6,596,948	1.45%	17,298	589	40.28	15.91%
BMW: Mini	74	0.19%	1,060,988	0.13%	508,682	0.11%	11,886	568	40.13	15.61%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	503	1.31%	11,814,046	1.39%	6,212,397	1.36%	17,691	581	40.31	16.03%
Daimler: Smart	4	0.01%	44,981	0.01%	19,351	0.00%	6,978	610	37.88	17.56%
Fiat	82	0.21%	1,137,396	0.13%	568,079	0.12%	10,855	613	40.61	14.48%
Fiat: Alfa Romeo	14	0.04%	515,414	0.06%	262,640	0.06%	27,113	665	42.81	8.38%
Fiat: Chrysler	872	2.28%	21,581,738	2.55%	10,531,028	2.31%	18,393	643	38.76	10.70%
Fiat: Dodge	5,815	15.17%	174,503,905	20.59%	90,999,670	19.95%	22,350	623	41.31	11.90%
Fiat: Jeep	4,869	12.71%	132,247,948	15.60%	71,721,974	15.73%	19,943	628	41.48	11.19%
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	67	0.17%	1,519,192	0.18%	854,671	0.19%	19,026	587	40.31	14.14%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	666	1.74%	10,393,423	1.23%	5,461,751	1.20%	12,803	592	40.42	16.85%
Volkswagen: Audi	264	0.69%	5,791,271	0.68%	3,012,586	0.66%	17,112	582	39.86	15.84%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	39	0.10%	1,283,990	0.15%	627,814	0.14%	23,499	638	38.38	11.18%
Honda	1,492	3.89%	26,904,074	3.17%	15,391,731	3.37%	14,122	595	40.67	17.17%
Honda: Acura	160	0.42%	3,107,348	0.37%	1,665,610	0.37%	15,256	591	40.54	16.42%
Hyundai	1,904	4.97%	29,059,558	3.43%	15,136,358	3.32%	11,942	585	40.64	17.65%
Hyundai: Kia	1,942	5.07%	31,699,821	3.74%	17,140,476	3.76%	12,958	585	40.95	17.76%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	368	0.96%	6,035,925	0.71%	3,309,908	0.73%	13,070	581	40.16	17.23%
Mitsubishi	613	1.60%	11,587,317	1.37%	5,827,351	1.28%	14,479	575	41.26	17.37%
Nissan	4,425	11.55%	76,838,727	9.07%	42,104,698	9.23%	13,601	586	40.89	17.20%
Nissan: Infiniti	296	0.77%	6,955,210	0.82%	3,693,141	0.81%	18,168	582	40.40	15.55%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	288	0.75%	5,389,193	0.64%	3,054,510	0.67%	14,394	595	40.24	15.91%
Suzuki	2	0.01%	22,599	0.00%	5,099	0.00%	2,925	586	22.68	14.55%
Tata: Jaguar	54	0.14%	1,343,917	0.16%	656,403	0.14%	18,132	601	40.45	14.12%
Tata: Land Rover	98	0.26%	2,979,035	0.35%	1,661,274	0.36%	22,856	605	41.51	12.89%
Toyota	2,491	6.50%	50,321,598	5.94%	27,819,299	6.10%	15,822	588	40.35	16.07%
Toyota: Lexus	217	0.57%	4,959,628	0.59%	2,700,784	0.59%	16,974	582	40.07	15.84%
Toyota: Scion	28	0.07%	339,082	0.04%	144,522	0.03%	8,361	606	36.97	18.20%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	126	0.33%	2,244,892	0.26%	1,069,055	0.23%	13,295	585	39.09	17.15%
Total:	38,320	100.00%	847,611,302	100.00%	456,072,047	100.00%	17,766	604	40.79	14.60%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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