StratMaker (139494)

Santander Drive Auto Receivables Trust 2020-1

StratMaker Datatape Summary

Beginning Period

Nov 1, 2022

As % of Reporting Period ELA:

Ending Period

Nov 30, 2022

New % / Used %

37.11% / 62.89%

Total Original # of Loans

27,952

WA Loan to Value (LTV)

72.50%

Total Original Loan Amount (OLA)

$ 617,352,551

WA Payment to Income (PTI)

10.85%

Weighted Average (WA) OLA

$ 26,136

WA FICO (non-zero)

599

Rep. Period Beginning Loan Amount

$ 323,839,866

WA Remaining Term (RT)

39.17

Rep. Period Ending Loan Amount (ELA)

$ 309,004,262

WA Original APR

15.27%

Beginning Period

Nov 1, 2022

Ending Period

Nov 30, 2022

Total Original # of Loans

27,952

Total Original Loan Amount (OLA)

$ 617,352,551

Weighted Average (WA) OLA

$ 26,136

Rep. Period Beginning Loan Amount

$ 323,839,866

Rep. Period Ending Loan Amount (ELA)

$ 309,004,262

As % of Reporting Period ELA:

New % / Used %

37.11% / 62.89%

WA Loan to Value (LTV)

72.50%

WA Payment to Income (PTI)

10.85%

WA FICO (non-zero)

599

WA Remaining Term (RT)

39.17

WA Original APR

15.27%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	3	0.01%	14,490	0.00%	3,682	0.00%	1,939	537	13.25	22.34%
$5,000 - $9,999	1,648	5.90%	13,576,867	2.20%	5,873,032	1.90%	4,977	591	32.50	17.67%
$10,000 - $14,999	5,140	18.39%	65,673,787	10.64%	32,289,732	10.45%	8,548	589	37.64	17.98%
$15,000 - $19,999	6,659	23.82%	116,248,207	18.83%	57,819,062	18.71%	11,836	591	38.87	17.04%
$20,000 - $24,999	5,273	18.86%	118,104,271	19.13%	59,137,982	19.14%	15,255	593	39.35	16.08%
$25,000 - $29,999	4,069	14.56%	111,197,410	18.01%	56,117,962	18.16%	18,627	595	39.73	15.31%
$30,000 - $39,999	3,843	13.75%	131,295,076	21.27%	66,927,081	21.66%	23,037	604	39.95	13.96%
$40,000 - $49,999	1,031	3.69%	44,985,571	7.29%	23,264,513	7.53%	27,347	619	39.66	10.60%
$50,000 - $59,999	222	0.79%	11,986,252	1.94%	5,499,869	1.78%	32,240	660	39.12	8.06%
$60,000 - $69,999	48	0.17%	3,048,731	0.49%	1,452,334	0.47%	37,348	676	38.70	6.84%
$70,000 - $79,999	12	0.04%	883,230	0.14%	500,407	0.16%	46,718	681	42.44	6.45%
$80,000 - $89,999	3	0.01%	248,658	0.04%	69,464	0.02%	60,549	712	46.76	9.78%
$90,000 - $99,999	1	0.00%	90,000	0.01%	49,142	0.02%	49,142	814	38.00	4.18%
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	27,952	100.00%	617,352,551	100.00%	309,004,262	100.00%	17,400	599	39.17	15.27%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	7,539	26.97%	149,260,873	24.18%	5,836,917	1.89%	3,611	611	22.36	13.23%
$5,000 - $9,999	5,116	18.30%	72,897,876	11.81%	39,847,579	12.90%	8,047	600	34.98	15.98%
$10,000 - $14,999	6,648	23.78%	129,399,493	20.96%	82,384,037	26.66%	12,556	599	38.56	16.10%
$15,000 - $19,999	4,532	16.21%	118,373,267	19.17%	78,300,140	25.34%	17,395	596	39.72	15.50%
$20,000 - $24,999	2,517	9.00%	81,811,853	13.25%	55,899,905	18.09%	22,299	597	40.97	14.91%
$25,000 - $29,999	1,081	3.87%	41,553,319	6.73%	29,250,997	9.47%	27,130	599	42.13	14.21%
$30,000 - $39,999	481	1.72%	21,625,631	3.50%	15,767,109	5.10%	32,944	610	43.97	12.52%
$40,000 - $49,999	31	0.11%	1,919,734	0.31%	1,332,767	0.43%	43,144	665	43.76	10.64%
$50,000 - $59,999	5	0.02%	354,040	0.06%	258,368	0.08%	51,713	676	46.59	11.33%
$60,000 - $69,999	2	0.01%	156,463	0.03%	126,444	0.04%	63,256	725	49.51	10.53%
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	27,952	100.00%	617,352,551	100.00%	309,004,262	100.00%	17,400	599	39.17	15.27%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	27,952	100.00%	617,352,551	100.00%	309,004,262	100.00%	17,400	599	39.17	15.27%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	27,952	100.00%	617,352,551	100.00%	309,004,262	100.00%	17,400	599	39.17	15.27%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	378	1.35%	13,966,994	2.26%	4,111,171	1.33%	18,729	797	30.38	0.75%
2.50 - 4.99%	569	2.04%	17,675,748	2.86%	8,457,357	2.74%	19,896	725	37.47	4.05%
5.00 - 7.49%	871	3.12%	22,496,370	3.64%	11,039,357	3.57%	17,836	658	37.45	6.35%
7.50 - 9.99%	1,220	4.36%	30,435,869	4.93%	15,491,680	5.01%	18,402	603	37.50	8.72%
10.00 - 12.49%	2,426	8.68%	62,371,564	10.10%	33,523,253	10.85%	19,257	601	38.91	11.30%
12.50 - 14.99%	4,297	15.37%	103,981,053	16.84%	55,811,912	18.06%	18,561	593	39.53	13.56%
15.00 - 17.49%	5,188	18.56%	117,887,544	19.10%	61,532,821	19.91%	17,706	591	39.70	15.87%
17.50 - 19.99%	5,577	19.95%	119,850,314	19.41%	58,747,206	19.01%	17,079	583	39.87	17.91%
20.00 - 22.49%	3,980	14.24%	72,801,110	11.79%	35,020,026	11.33%	15,100	579	39.68	20.64%
22.50 - 24.99%	2,680	9.59%	44,690,285	7.24%	20,755,382	6.72%	13,962	572	39.20	22.96%
25.00 - 27.49%	724	2.59%	10,653,179	1.73%	4,293,922	1.39%	12,453	555	37.39	24.75%
27.50 - 29.99%	42	0.15%	542,520	0.09%	220,176	0.07%	13,404	507	37.95	27.86%
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	27,952	100.00%	617,352,551	100.00%	309,004,262	100.00%	17,400	599	39.17	15.27%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	699	2.50%	13,504,659	2.19%	7,007,245	2.27%	16,406	478	40.60	18.80%
500 - 549	4,358	15.59%	95,743,793	15.51%	49,989,505	16.18%	17,373	532	39.64	15.52%
550 - 599	9,609	34.38%	217,236,477	35.19%	112,078,092	36.27%	17,676	580	39.40	15.63%
600 - 649	6,175	22.09%	145,003,197	23.49%	73,111,255	23.66%	18,370	624	39.36	14.38%
650 - 699	1,435	5.13%	35,188,525	5.70%	17,460,970	5.65%	19,598	671	40.39	13.39%
700 - 749	570	2.04%	13,745,524	2.23%	6,920,031	2.24%	19,533	721	40.10	12.26%
750 - 799	278	0.99%	7,709,478	1.25%	3,369,084	1.09%	17,756	773	36.30	6.95%
800+	710	2.54%	20,935,232	3.39%	7,756,152	2.51%	16,359	842	33.42	3.91%
NA	4,118	14.73%	68,285,666	11.06%	31,311,928	10.13%	12,933	0	37.69	20.31%
Total:	27,952	100.00%	617,352,551	100.00%	309,004,262	100.00%	17,400	599	39.17	15.27%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	-	-	-	-	-	-	-	-	-	-
25 - 36	252	0.90%	6,353,833	1.03%	407,285	0.13%	3,155	758	4.83	6.65%
37 - 48	693	2.48%	8,645,676	1.40%	2,366,193	0.77%	5,968	615	15.65	16.74%
49 - 60	2,105	7.53%	34,258,974	5.55%	14,497,250	4.69%	10,749	648	27.50	13.27%
61 - 72	22,308	79.81%	487,395,368	78.95%	250,807,167	81.17%	17,023	596	39.71	15.66%
73+	2,594	9.28%	80,698,699	13.07%	40,926,369	13.24%	22,865	600	41.70	13.60%
Total:	27,952	100.00%	617,352,551	100.00%	309,004,262	100.00%	17,400	599	39.17	15.27%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	5,555	19.87%	119,792,990	19.40%	79,992	0.03%	10,111	586	0.00	18.55%
1 - 12	846	3.03%	19,329,100	3.13%	2,516,256	0.81%	5,225	616	7.56	9.38%
13 - 24	1,014	3.63%	16,461,015	2.67%	6,158,300	1.99%	8,203	607	18.72	13.28%
25 - 36	4,513	16.15%	95,382,924	15.45%	51,205,406	16.57%	14,086	613	32.37	13.81%
37 - 48	15,776	56.44%	359,376,775	58.21%	242,873,955	78.60%	18,199	596	41.18	15.67%
49 - 60	246	0.88%	6,947,113	1.13%	6,128,267	1.98%	27,701	588	50.28	16.08%
61 - 72	2	0.01%	62,633	0.01%	42,085	0.01%	21,055	592	67.39	5.64%
73+	-	-	-	-	-	-	-	-	-	-
Total:	27,952	100.00%	617,352,551	100.00%	309,004,262	100.00%	17,400	599	39.17	15.27%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	15,349	54.91%	336,152,313	54.45%	190,292,565	61.58%	16,459	608	38.74	14.66%
1 - 15	3,327	11.90%	76,307,950	12.36%	49,029,444	15.87%	18,316	587	39.54	15.81%
16 - 30	1,707	6.11%	38,332,125	6.21%	25,036,742	8.10%	18,266	583	39.75	15.98%
31 - 60	1,803	6.45%	40,757,927	6.60%	27,806,132	9.00%	19,547	583	40.31	16.86%
61 - 90	789	2.82%	18,428,670	2.99%	12,313,270	3.98%	20,528	586	40.20	16.82%
91 - 120	355	1.27%	7,905,015	1.28%	4,526,109	1.46%	20,539	593	40.32	17.12%
121+	4,622	16.54%	99,468,551	16.11%	0	0.00%	0	0	0.00	0.00%
Total:	27,952	100.00%	617,352,551	100.00%	309,004,262	100.00%	17,400	599	39.17	15.27%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	1,591	5.69%	33,773,079	5.47%	16,232,335	5.25%	16,266	622	38.37	13.85%
Stated, not verified	26,149	93.55%	578,417,319	93.69%	291,465,721	94.32%	17,469	598	39.26	15.36%
Stated, verified to Level 3²	212	0.76%	5,162,152	0.84%	1,306,207	0.42%	16,093	575	28.97	13.82%
NA	-	-	-	-	-	-	-	-	-	-
Total:	27,952	100.00%	617,352,551	100.00%	309,004,262	100.00%	17,400	599	39.17	15.27%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	26,860	96.09%	592,657,897	96.00%	298,218,742	96.51%	17,385	600	39.23	15.22%
Stated, verified but not Level 4 or 5	1,092	3.91%	24,694,654	4.00%	10,785,520	3.49%	17,815	576	37.46	16.82%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	27,952	100.00%	617,352,551	100.00%	309,004,262	100.00%	17,400	599	39.17	15.27%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	2,907	10.40%	56,254,178	9.11%	28,198,386	9.13%	14,679	624	37.45	11.53%
5.00 - 9.99%	9,805	35.08%	210,589,012	34.11%	108,020,366	34.96%	17,010	603	38.82	14.43%
10.00 - 14.99%	9,872	35.32%	226,384,139	36.67%	112,997,563	36.57%	18,167	593	39.60	16.25%
15.00 - 19.99%	5,075	18.16%	116,856,369	18.93%	56,348,479	18.24%	17,945	592	39.86	16.82%
20.00 - 24.99%	287	1.03%	7,080,998	1.15%	3,356,713	1.09%	17,637	599	39.03	14.73%
25.00 - 29.99%	5	0.02%	175,328	0.03%	82,756	0.03%	24,557	683	37.68	10.72%
30.00 - 39.99%	-	-	-	-	-	-	-	-	-	-
40.00 - 49.99%	1	0.00%	12,527	0.00%	0	0.00%	0	0	0.00	0.00%
50.00 - 59.99%	-	-	-	-	-	-	-	-	-	-
60.00 - 69.99%	-	-	-	-	-	-	-	-	-	-
70.00 - 79.99%	-	-	-	-	-	-	-	-	-	-
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	27,952	100.00%	617,352,551	100.00%	309,004,262	100.00%	17,400	599	39.17	15.27%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	26	0.09%	229,539	0.04%	68,762	0.02%	4,261	602	29.02	9.60%
25.00 - 49.99%	339	1.21%	4,659,517	0.75%	1,919,797	0.62%	8,204	622	33.31	10.19%
50.00 - 74.99%	1,340	4.79%	26,592,958	4.31%	12,292,674	3.98%	13,895	625	36.26	10.35%
75.00 - 99.99%	6,585	23.56%	157,076,442	25.44%	79,362,742	25.68%	18,038	595	38.97	13.86%
100.00 - 109.99%	5,556	19.88%	129,069,340	20.91%	64,459,062	20.86%	18,206	591	39.41	15.45%
110.00 - 119.99%	6,115	21.88%	135,056,028	21.88%	67,401,220	21.81%	17,546	594	39.43	16.36%
120.00 - 129.99%	4,762	17.04%	99,962,405	16.19%	50,133,619	16.22%	16,938	602	39.43	16.51%
130.00 - 139.99%	3,041	10.88%	59,558,639	9.65%	30,771,692	9.96%	16,146	615	39.67	16.75%
140.00%+	188	0.67%	5,147,683	0.83%	2,594,695	0.84%	21,591	667	40.13	11.08%
Total:	27,952	100.00%	617,352,551	100.00%	309,004,262	100.00%	17,400	599	39.17	15.27%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	573	2.05%	12,358,223	2.00%	5,874,386	1.90%	16,854	602	38.54	16.63%
Alaska	46	0.16%	1,274,608	0.21%	589,685	0.19%	22,514	592	40.13	13.85%
Arizona	497	1.78%	11,466,649	1.86%	5,492,319	1.78%	18,336	605	39.80	15.05%
Arkansas	582	2.08%	12,436,475	2.01%	5,972,011	1.93%	16,873	593	39.37	15.39%
California	1,901	6.80%	42,703,212	6.92%	20,883,885	6.76%	17,596	607	38.90	15.53%
Colorado	153	0.55%	3,424,827	0.55%	1,625,086	0.53%	17,159	598	37.68	14.38%
Connecticut	277	0.99%	5,885,475	0.95%	3,058,934	0.99%	16,166	604	38.28	13.19%
Delaware	18	0.06%	379,288	0.06%	208,351	0.07%	14,892	617	35.58	16.17%
Florida	3,199	11.44%	66,788,796	10.82%	33,776,013	10.93%	16,433	593	39.31	15.19%
Georgia	1,326	4.74%	29,619,781	4.80%	15,307,777	4.95%	17,974	599	39.50	16.25%
Hawaii	99	0.35%	2,104,074	0.34%	1,047,923	0.34%	17,667	594	40.83	17.93%
Idaho	37	0.13%	855,182	0.14%	496,759	0.16%	19,772	612	39.34	13.33%
Illinois	963	3.45%	21,351,017	3.46%	10,364,742	3.35%	16,997	608	38.48	15.09%
Indiana	356	1.27%	7,197,727	1.17%	3,520,290	1.14%	15,421	601	38.77	16.26%
Iowa	105	0.38%	2,279,460	0.37%	1,033,314	0.33%	18,432	618	39.93	13.63%
Kansas	141	0.50%	3,184,629	0.52%	1,526,851	0.49%	17,709	600	39.10	15.18%
Kentucky	318	1.14%	6,578,257	1.07%	3,058,727	0.99%	16,446	603	39.84	15.18%
Louisiana	659	2.36%	14,854,696	2.41%	7,732,890	2.50%	18,920	592	39.96	16.29%
Maine	51	0.18%	1,075,027	0.17%	602,576	0.20%	16,627	579	39.90	13.75%
Maryland	1,272	4.55%	29,782,118	4.82%	15,021,513	4.86%	17,858	607	38.40	15.00%
Massachusetts	13	0.05%	250,708	0.04%	79,519	0.03%	13,498	590	38.06	14.67%
Michigan	410	1.47%	8,848,135	1.43%	4,214,837	1.36%	15,894	616	38.64	14.93%
Minnesota	140	0.50%	3,269,820	0.53%	1,644,142	0.53%	17,232	631	38.06	13.35%
Mississippi	379	1.36%	8,475,180	1.37%	4,317,943	1.40%	17,254	595	39.49	16.28%
Missouri	423	1.51%	9,003,068	1.46%	4,621,660	1.50%	16,987	600	39.89	15.28%
Montana	71	0.25%	1,601,580	0.26%	800,673	0.26%	18,075	589	38.96	16.03%
Nebraska	66	0.24%	1,566,836	0.25%	731,365	0.24%	17,113	645	38.72	12.55%
Nevada	252	0.90%	5,939,412	0.96%	3,178,073	1.03%	19,757	600	40.33	15.27%
New Hampshire	140	0.50%	2,789,080	0.45%	1,470,156	0.48%	15,759	597	39.29	15.42%
New Jersey	682	2.44%	14,060,933	2.28%	7,425,555	2.40%	15,365	600	38.04	15.09%
New Mexico	203	0.73%	4,665,460	0.76%	2,464,065	0.80%	18,274	594	39.91	17.01%
New York	1,016	3.63%	22,879,270	3.71%	11,487,199	3.72%	17,198	603	38.83	14.89%
North Carolina	1,130	4.04%	23,933,144	3.88%	12,080,236	3.91%	16,977	590	39.65	15.29%
North Dakota	33	0.12%	876,899	0.14%	390,188	0.13%	19,392	626	38.02	13.74%
Ohio	741	2.65%	15,083,579	2.44%	7,654,471	2.48%	16,379	602	39.40	15.09%
Oklahoma	550	1.97%	11,645,144	1.89%	5,785,011	1.87%	17,400	602	39.72	15.89%
Oregon	121	0.43%	2,702,994	0.44%	1,305,993	0.42%	17,188	607	39.71	14.88%
Pennsylvania	2,023	7.24%	43,728,453	7.08%	22,289,146	7.21%	16,369	601	38.47	14.60%
Rhode Island	50	0.18%	999,169	0.16%	512,191	0.17%	15,148	590	38.54	14.34%
South Carolina	567	2.03%	11,744,584	1.90%	5,951,286	1.93%	16,334	593	39.29	16.16%
South Dakota	50	0.18%	1,180,681	0.19%	474,830	0.15%	17,214	652	38.72	12.96%
Tennessee	594	2.13%	12,586,637	2.04%	6,097,866	1.97%	16,866	603	39.92	15.82%
Texas	4,367	15.62%	104,288,906	16.89%	52,462,475	16.98%	19,029	595	39.45	15.12%
Utah	76	0.27%	1,887,682	0.31%	965,601	0.31%	19,685	606	40.16	13.84%
Vermont	36	0.13%	717,412	0.12%	292,935	0.09%	15,880	600	37.67	15.20%
Virginia	483	1.73%	10,335,571	1.67%	5,330,432	1.73%	16,758	591	39.31	15.45%
Washington	158	0.57%	3,424,814	0.55%	1,653,291	0.54%	17,111	587	39.57	15.77%
West Virginia	242	0.87%	5,088,052	0.82%	2,469,665	0.80%	17,018	598	39.92	14.99%
Wisconsin	226	0.81%	5,146,238	0.83%	2,459,708	0.80%	16,545	609	38.51	13.92%
Wyoming	36	0.13%	901,734	0.15%	484,982	0.16%	22,735	639	41.34	13.74%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	2	0.01%	49,607	0.01%	0	0.00%	0	0	0.00	0.00%
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	93	0.33%	1,984,001	0.32%	683,598	0.22%	15,110	593	36.97	16.51%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	6	0.02%	98,247	0.02%	31,141	0.01%	11,397	541	36.78	17.40%
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	27,952	100.00%	617,352,551	100.00%	309,004,262	100.00%	17,400	599	39.17	15.27%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	8,125	29.07%	235,300,124	38.11%	114,665,681	37.11%	21,037	607	39.65	13.43%
Used	19,827	70.93%	382,052,427	61.89%	194,338,581	62.89%	15,253	595	38.89	16.36%
NA	-	-	-	-	-	-	-	-	-	-
Total:	27,952	100.00%	617,352,551	100.00%	309,004,262	100.00%	17,400	599	39.17	15.27%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	12,970	46.40%	238,853,284	38.69%	114,614,183	37.09%	14,539	599	38.90	16.44%
Truck	3,941	14.10%	123,470,611	20.00%	62,356,210	20.18%	22,468	607	39.15	13.63%
SUV	11,041	39.50%	255,028,656	41.31%	132,033,869	42.73%	17,490	596	39.42	15.03%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	27,952	100.00%	617,352,551	100.00%	309,004,262	100.00%	17,400	599	39.17	15.27%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	2,644	9.46%	54,819,156	8.88%	27,663,254	8.95%	16,679	592	38.68	16.16%
Ford: Lincoln	113	0.40%	2,303,131	0.37%	1,077,647	0.35%	15,580	599	38.11	14.96%
Ford: Mercury	1	0.00%	6,283	0.00%	0	0.00%	0	0	0.00	0.00%
GMC	631	2.26%	16,858,900	2.73%	8,963,339	2.90%	20,086	589	39.16	15.28%
GMC: Buick	327	1.17%	6,021,772	0.98%	3,341,219	1.08%	14,669	583	39.56	16.65%
GMC: Cadillac	257	0.92%	6,008,847	0.97%	2,981,320	0.96%	18,145	579	39.04	15.70%
GMC: Chevrolet	2,943	10.53%	63,799,123	10.33%	32,744,171	10.60%	17,496	594	39.20	16.30%
GMC: Hummer	2	0.01%	43,127	0.01%	4,549	0.00%	2,346	591	4.59	6.00%
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	-	-	-	-	-	-	-	-	-	-
GMC: Saturn	1	0.00%	11,879	0.00%	130	0.00%	130	589	4.00	6.00%
Tesla	2	0.01%	71,291	0.01%	30,551	0.01%	30,551	573	38.00	7.46%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	374	1.34%	8,726,372	1.41%	4,125,394	1.34%	18,005	590	39.39	15.30%
BMW: Mini	49	0.18%	818,273	0.13%	381,272	0.12%	12,879	593	37.98	15.05%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	355	1.27%	8,786,754	1.42%	4,236,323	1.37%	18,774	596	38.91	15.56%
Daimler: Smart	3	0.01%	26,220	0.00%	14,036	0.00%	5,608	587	36.48	13.60%
Fiat	52	0.19%	856,097	0.14%	468,564	0.15%	13,470	602	40.08	15.47%
Fiat: Alfa Romeo	15	0.05%	500,566	0.08%	284,173	0.09%	23,237	626	40.67	11.84%
Fiat: Chrysler	771	2.76%	19,266,903	3.12%	8,224,600	2.66%	17,046	660	36.23	10.75%
Fiat: Dodge	4,212	15.07%	120,176,117	19.47%	58,371,498	18.89%	21,446	612	39.72	13.56%
Fiat: Jeep	3,287	11.76%	84,314,621	13.66%	42,142,976	13.64%	18,745	612	39.53	13.36%
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	28	0.10%	666,422	0.11%	331,396	0.11%	17,651	566	38.31	14.35%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	438	1.57%	7,515,515	1.22%	3,974,751	1.29%	14,293	587	39.36	16.48%
Volkswagen: Audi	176	0.63%	4,125,994	0.67%	1,894,168	0.61%	17,940	587	38.30	15.63%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	17	0.06%	593,780	0.10%	268,082	0.09%	23,662	609	38.03	12.35%
Honda	1,117	4.00%	20,579,539	3.33%	10,969,720	3.55%	14,337	589	38.74	16.53%
Honda: Acura	108	0.39%	2,310,248	0.37%	1,202,036	0.39%	15,673	591	38.46	15.84%
Hyundai	1,525	5.46%	24,705,705	4.00%	12,272,280	3.97%	12,809	589	39.29	17.46%
Hyundai: Kia	1,421	5.08%	24,953,197	4.04%	12,418,649	4.02%	13,971	587	39.32	17.22%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	275	0.98%	4,590,937	0.74%	2,345,484	0.76%	13,264	590	38.83	16.90%
Mitsubishi	522	1.87%	10,122,351	1.64%	4,643,192	1.50%	14,601	587	39.28	17.23%
Nissan	3,434	12.29%	62,513,069	10.13%	32,019,235	10.36%	14,144	589	39.35	16.88%
Nissan: Infiniti	251	0.90%	6,209,154	1.01%	3,075,434	1.00%	19,028	588	39.03	15.58%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	215	0.77%	4,207,821	0.68%	2,223,396	0.72%	14,869	591	39.38	15.48%
Suzuki	2	0.01%	14,978	0.00%	3,911	0.00%	3,911	637	39.00	21.00%
Tata: Jaguar	38	0.14%	1,105,788	0.18%	617,116	0.20%	21,553	567	39.40	15.58%
Tata: Land Rover	56	0.20%	1,658,525	0.27%	803,373	0.26%	20,679	595	37.06	14.12%
Toyota	1,988	7.11%	41,702,317	6.76%	21,691,097	7.02%	16,133	588	38.79	16.12%
Toyota: Lexus	170	0.61%	4,005,156	0.65%	2,052,784	0.66%	17,954	589	38.92	15.05%
Toyota: Scion	23	0.08%	302,423	0.05%	140,595	0.05%	8,587	556	34.81	18.02%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	109	0.39%	2,054,200	0.33%	1,002,545	0.32%	16,595	584	38.82	15.14%
Total:	27,952	100.00%	617,352,551	100.00%	309,004,262	100.00%	17,400	599	39.17	15.27%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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