StratMaker (139510)

Santander Drive Auto Receivables Trust 2019-1

StratMaker Datatape Summary

Beginning Period

Nov 1, 2022

As % of Reporting Period ELA:

Ending Period

Nov 30, 2022

New % / Used %

46.71% / 53.29%

Total Original # of Loans

17,129

WA Loan to Value (LTV)

58.47%

Total Original Loan Amount (OLA)

$ 388,839,631

WA Payment to Income (PTI)

10.53%

Weighted Average (WA) OLA

$ 27,541

WA FICO (non-zero)

608

Rep. Period Beginning Loan Amount

$ 147,847,503

WA Remaining Term (RT)

29.05

Rep. Period Ending Loan Amount (ELA)

$ 140,137,387

WA Original APR

15.24%

Beginning Period

Nov 1, 2022

Ending Period

Nov 30, 2022

Total Original # of Loans

17,129

Total Original Loan Amount (OLA)

$ 388,839,631

Weighted Average (WA) OLA

$ 27,541

Rep. Period Beginning Loan Amount

$ 147,847,503

Rep. Period Ending Loan Amount (ELA)

$ 140,137,387

As % of Reporting Period ELA:

New % / Used %

46.71% / 53.29%

WA Loan to Value (LTV)

58.47%

WA Payment to Income (PTI)

10.53%

WA FICO (non-zero)

608

WA Remaining Term (RT)

29.05

WA Original APR

15.24%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	2	0.01%	9,851	0.00%	2,466	0.00%	1,236	596	20.20	11.41%
$5,000 - $9,999	1,015	5.93%	8,387,044	2.16%	2,247,487	1.60%	3,933	596	23.50	18.82%
$10,000 - $14,999	3,239	18.91%	41,309,553	10.62%	14,369,054	10.25%	6,831	592	27.18	18.48%
$15,000 - $19,999	3,855	22.51%	67,280,054	17.30%	23,447,444	16.73%	9,645	594	28.22	17.38%
$20,000 - $24,999	3,219	18.79%	71,995,542	18.52%	25,973,247	18.53%	12,571	595	29.07	16.51%
$25,000 - $29,999	2,255	13.16%	61,681,550	15.86%	22,506,992	16.06%	15,478	603	29.69	15.62%
$30,000 - $39,999	2,326	13.58%	80,017,629	20.58%	30,166,070	21.53%	18,778	614	29.78	13.87%
$40,000 - $49,999	873	5.10%	38,357,331	9.86%	14,039,907	10.02%	22,129	627	29.99	11.22%
$50,000 - $59,999	245	1.43%	13,270,837	3.41%	4,809,650	3.43%	25,632	659	29.81	8.58%
$60,000 - $69,999	83	0.48%	5,277,149	1.36%	2,111,172	1.51%	31,387	675	30.62	8.71%
$70,000 - $79,999	16	0.09%	1,172,952	0.30%	427,438	0.31%	37,905	691	32.16	8.79%
$80,000 - $89,999	1	0.01%	80,137	0.02%	36,460	0.03%	36,460	679	29.00	13.03%
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	17,129	100.00%	388,839,631	100.00%	140,137,387	100.00%	14,930	608	29.05	15.24%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	6,428	37.53%	126,208,821	32.46%	5,002,081	3.57%	3,676	614	21.08	15.77%
$5,000 - $9,999	4,329	25.27%	72,573,799	18.66%	32,590,672	23.26%	7,783	605	26.64	16.03%
$10,000 - $14,999	3,290	19.21%	80,027,352	20.58%	40,472,356	28.88%	12,466	604	28.51	15.72%
$15,000 - $19,999	1,834	10.71%	58,623,602	15.08%	31,492,399	22.47%	17,285	606	30.03	14.92%
$20,000 - $24,999	804	4.69%	30,999,329	7.97%	17,758,355	12.67%	22,178	609	31.70	14.29%
$25,000 - $29,999	318	1.86%	13,945,189	3.59%	8,558,754	6.11%	26,980	619	33.07	13.99%
$30,000 - $39,999	116	0.68%	5,782,447	1.49%	3,800,526	2.71%	32,900	626	35.45	12.82%
$40,000 - $49,999	8	0.05%	540,980	0.14%	359,362	0.26%	45,099	691	36.53	11.73%
$50,000 - $59,999	2	0.01%	138,112	0.04%	102,882	0.07%	51,442	676	39.00	14.13%
$60,000 - $69,999	-	-	-	-	-	-	-	-	-	-
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	17,129	100.00%	388,839,631	100.00%	140,137,387	100.00%	14,930	608	29.05	15.24%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	17,129	100.00%	388,839,631	100.00%	140,137,387	100.00%	14,930	608	29.05	15.24%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	17,129	100.00%	388,839,631	100.00%	140,137,387	100.00%	14,930	608	29.05	15.24%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	-	-	-	-	-	-	-	-	-	-
2.50 - 4.99%	259	1.51%	8,898,617	2.29%	3,004,887	2.14%	16,136	670	28.12	4.82%
5.00 - 7.49%	725	4.23%	25,020,012	6.43%	8,383,388	5.98%	17,663	679	28.26	6.39%
7.50 - 9.99%	1,247	7.28%	34,207,512	8.80%	12,079,046	8.62%	15,695	646	27.90	8.68%
10.00 - 12.49%	1,884	11.00%	49,853,103	12.82%	18,740,250	13.37%	15,591	621	28.75	11.26%
12.50 - 14.99%	2,358	13.77%	58,615,640	15.07%	22,575,736	16.11%	15,448	610	28.92	13.60%
15.00 - 17.49%	2,728	15.93%	62,925,138	16.18%	23,964,262	17.10%	15,044	596	29.38	16.04%
17.50 - 19.99%	3,025	17.66%	63,866,709	16.42%	23,551,472	16.81%	14,679	586	29.81	18.14%
20.00 - 22.49%	1,924	11.23%	36,487,908	9.38%	12,881,934	9.19%	13,462	575	29.29	20.90%
22.50 - 24.99%	1,770	10.33%	30,012,701	7.72%	9,835,207	7.02%	12,399	565	29.18	23.48%
25.00 - 27.49%	992	5.79%	15,679,097	4.03%	4,280,525	3.05%	12,246	546	29.21	25.65%
27.50 - 29.99%	217	1.27%	3,273,194	0.84%	840,679	0.60%	13,216	520	30.02	27.22%
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	17,129	100.00%	388,839,631	100.00%	140,137,387	100.00%	14,930	608	29.05	15.24%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	557	3.25%	10,377,012	2.67%	3,997,008	2.85%	13,757	478	29.90	20.32%
500 - 549	2,172	12.68%	44,264,846	11.38%	17,106,400	12.21%	14,282	530	29.56	17.98%
550 - 599	4,740	27.67%	106,552,417	27.40%	39,999,189	28.54%	14,829	577	29.35	15.91%
600 - 649	4,475	26.13%	110,816,545	28.50%	40,224,090	28.70%	15,490	623	29.10	14.03%
650 - 699	1,841	10.75%	51,303,544	13.19%	18,128,797	12.94%	17,223	669	28.99	11.62%
700 - 749	653	3.81%	17,022,542	4.38%	5,651,218	4.03%	15,088	720	27.61	10.94%
750 - 799	272	1.59%	7,103,379	1.83%	2,354,271	1.68%	14,574	772	27.20	9.97%
800+	176	1.03%	4,294,316	1.10%	1,573,597	1.12%	13,340	832	27.31	9.14%
NA	2,243	13.09%	37,105,031	9.54%	11,102,816	7.92%	11,157	0	28.16	21.22%
Total:	17,129	100.00%	388,839,631	100.00%	140,137,387	100.00%	14,930	608	29.05	15.24%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	1	0.01%	14,555	0.00%	0	0.00%	0	0	0.00	0.00%
25 - 36	28	0.16%	286,697	0.07%	2,561	0.00%	2,561	767	2.00	6.00%
37 - 48	314	1.83%	3,631,445	0.93%	260,559	0.19%	3,452	576	6.43	19.32%
49 - 60	1,155	6.74%	16,547,305	4.26%	4,018,868	2.87%	6,575	609	16.47	16.25%
61 - 72	13,656	79.72%	302,809,013	77.88%	110,383,650	78.77%	14,057	605	28.91	15.57%
73+	1,975	11.53%	65,550,616	16.86%	25,471,748	18.18%	20,149	618	31.89	13.61%
Total:	17,129	100.00%	388,839,631	100.00%	140,137,387	100.00%	14,930	608	29.05	15.24%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	4,796	28.00%	106,307,732	27.34%	7,597	0.01%	3,204	678	0.00	17.75%
1 - 12	271	1.58%	3,883,318	1.00%	565,355	0.40%	4,520	611	7.73	16.46%
13 - 24	1,244	7.26%	21,374,558	5.50%	7,053,649	5.03%	8,172	625	19.22	14.16%
25 - 36	10,533	61.49%	249,130,551	64.07%	126,078,241	89.97%	14,822	607	29.22	15.24%
37 - 48	285	1.66%	8,143,473	2.09%	6,432,544	4.59%	25,383	600	38.44	16.26%
49 - 60	-	-	-	-	-	-	-	-	-	-
61 - 72	-	-	-	-	-	-	-	-	-	-
73+	-	-	-	-	-	-	-	-	-	-
Total:	17,129	100.00%	388,839,631	100.00%	140,137,387	100.00%	14,930	608	29.05	15.24%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	8,426	49.19%	190,873,847	49.09%	83,084,968	59.29%	13,658	616	28.23	14.44%
1 - 15	1,896	11.07%	44,208,493	11.37%	23,735,543	16.94%	16,209	601	29.88	15.95%
16 - 30	962	5.62%	22,797,417	5.86%	12,201,914	8.71%	16,333	593	30.07	15.92%
31 - 60	1,012	5.91%	23,453,339	6.03%	13,783,487	9.84%	17,523	595	30.75	17.14%
61 - 90	388	2.27%	9,028,581	2.32%	5,378,533	3.84%	18,475	588	30.97	17.16%
91 - 120	171	1.00%	3,804,187	0.98%	1,952,941	1.39%	16,624	582	30.08	17.57%
121+	4,274	24.95%	94,673,767	24.35%	0	0.00%	0	0	0.00	0.00%
Total:	17,129	100.00%	388,839,631	100.00%	140,137,387	100.00%	14,930	608	29.05	15.24%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	1,025	5.98%	21,586,365	5.55%	7,074,517	5.05%	13,104	613	28.68	14.97%
Stated, not verified	16,023	93.54%	365,273,147	93.94%	132,445,074	94.51%	15,018	608	29.07	15.25%
Stated, verified to Level 3²	81	0.47%	1,980,119	0.51%	617,795	0.44%	16,919	582	28.31	15.52%
NA	-	-	-	-	-	-	-	-	-	-
Total:	17,129	100.00%	388,839,631	100.00%	140,137,387	100.00%	14,930	608	29.05	15.24%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	16,673	97.34%	378,190,555	97.26%	136,466,076	97.38%	14,905	608	29.04	15.23%
Stated, verified but not Level 4 or 5	456	2.66%	10,649,076	2.74%	3,671,311	2.62%	15,833	595	29.26	15.62%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	17,129	100.00%	388,839,631	100.00%	140,137,387	100.00%	14,930	608	29.05	15.24%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	1,930	11.27%	37,299,426	9.59%	13,591,724	9.70%	11,667	625	27.36	12.68%
5.00 - 9.99%	6,688	39.04%	145,821,052	37.50%	53,681,740	38.31%	14,390	607	28.81	14.82%
10.00 - 14.99%	5,825	34.01%	139,862,549	35.97%	49,725,583	35.48%	15,865	605	29.50	15.85%
15.00 - 19.99%	2,439	14.24%	59,424,583	15.28%	20,904,650	14.92%	16,164	604	29.68	16.64%
20.00 - 24.99%	242	1.41%	6,315,213	1.62%	2,200,399	1.57%	15,483	610	29.12	14.29%
25.00 - 29.99%	5	0.03%	116,808	0.03%	33,291	0.02%	10,205	679	27.70	8.44%
30.00 - 39.99%	-	-	-	-	-	-	-	-	-	-
40.00 - 49.99%	-	-	-	-	-	-	-	-	-	-
50.00 - 59.99%	-	-	-	-	-	-	-	-	-	-
60.00 - 69.99%	-	-	-	-	-	-	-	-	-	-
70.00 - 79.99%	-	-	-	-	-	-	-	-	-	-
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	17,129	100.00%	388,839,631	100.00%	140,137,387	100.00%	14,930	608	29.05	15.24%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	11	0.06%	92,732	0.02%	26,387	0.02%	2,822	691	18.16	8.40%
25.00 - 49.99%	170	0.99%	2,302,385	0.59%	713,558	0.51%	6,533	613	25.53	10.87%
50.00 - 74.99%	767	4.48%	15,039,795	3.87%	5,356,546	3.82%	11,180	608	27.03	11.61%
75.00 - 99.99%	4,435	25.89%	108,969,910	28.02%	39,805,442	28.40%	15,421	597	29.20	14.33%
100.00 - 109.99%	3,514	20.51%	83,172,290	21.39%	30,091,623	21.47%	15,521	598	29.49	15.68%
110.00 - 119.99%	3,512	20.50%	77,057,997	19.82%	27,849,026	19.87%	14,843	606	29.15	16.21%
120.00 - 129.99%	2,541	14.83%	54,589,329	14.04%	19,657,214	14.03%	14,557	615	28.97	16.08%
130.00 - 139.99%	1,960	11.44%	41,392,555	10.65%	14,601,765	10.42%	14,351	635	28.58	16.13%
140.00%+	219	1.28%	6,222,639	1.60%	2,035,826	1.45%	18,469	683	29.02	9.69%
Total:	17,129	100.00%	388,839,631	100.00%	140,137,387	100.00%	14,930	608	29.05	15.24%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	385	2.25%	7,845,775	2.02%	2,836,170	2.02%	13,491	604	28.88	17.70%
Alaska	25	0.15%	598,507	0.15%	241,547	0.17%	16,308	614	29.39	15.39%
Arizona	320	1.87%	7,541,717	1.94%	2,500,522	1.78%	15,431	621	28.99	14.54%
Arkansas	318	1.86%	7,059,175	1.82%	2,514,908	1.79%	14,672	617	28.91	14.10%
California	1,858	10.85%	42,518,169	10.93%	13,419,447	9.58%	15,333	608	29.24	15.97%
Colorado	132	0.77%	3,016,753	0.78%	1,049,302	0.75%	15,173	613	28.68	13.61%
Connecticut	181	1.06%	3,912,602	1.01%	1,330,996	0.95%	12,055	600	27.70	13.91%
Delaware	77	0.45%	1,544,713	0.40%	554,651	0.40%	12,477	601	28.04	15.70%
Florida	1,913	11.17%	41,101,752	10.57%	15,388,098	10.98%	13,942	605	28.99	15.15%
Georgia	985	5.75%	23,508,199	6.05%	9,069,910	6.47%	16,231	604	29.86	16.16%
Hawaii	37	0.22%	800,687	0.21%	303,305	0.22%	15,170	566	29.47	19.26%
Idaho	45	0.26%	1,051,328	0.27%	403,171	0.29%	15,403	621	28.95	14.95%
Illinois	759	4.43%	16,916,626	4.35%	6,332,166	4.52%	14,841	605	29.32	15.70%
Indiana	239	1.40%	5,244,090	1.35%	1,782,284	1.27%	13,150	614	28.37	15.39%
Iowa	63	0.37%	1,516,357	0.39%	567,133	0.40%	13,609	604	28.68	14.87%
Kansas	94	0.55%	2,155,910	0.55%	717,837	0.51%	12,741	628	27.10	14.13%
Kentucky	241	1.41%	5,188,677	1.33%	2,044,219	1.46%	14,238	600	29.24	15.94%
Louisiana	482	2.81%	11,467,329	2.95%	4,129,135	2.95%	16,114	604	29.34	15.52%
Maine	45	0.26%	886,908	0.23%	313,504	0.22%	10,310	598	26.39	14.87%
Maryland	17	0.10%	414,334	0.11%	156,388	0.11%	16,040	621	29.84	14.79%
Massachusetts	263	1.54%	5,250,908	1.35%	1,664,488	1.19%	11,537	598	27.76	15.07%
Michigan	224	1.31%	4,647,020	1.20%	1,649,903	1.18%	13,443	602	28.69	16.28%
Minnesota	89	0.52%	1,915,122	0.49%	711,781	0.51%	14,073	631	27.91	13.19%
Mississippi	274	1.60%	6,211,462	1.60%	2,046,586	1.46%	14,406	598	28.80	15.98%
Missouri	310	1.81%	6,389,135	1.64%	2,409,776	1.72%	13,751	613	28.84	15.87%
Montana	41	0.24%	1,126,855	0.29%	275,561	0.20%	17,315	612	28.80	13.70%
Nebraska	39	0.23%	912,694	0.23%	310,956	0.22%	14,309	627	28.97	13.43%
Nevada	223	1.30%	5,035,246	1.29%	1,829,952	1.31%	16,086	602	29.74	15.44%
New Hampshire	96	0.56%	1,714,702	0.44%	591,108	0.42%	10,690	591	28.03	17.36%
New Jersey	451	2.63%	9,086,678	2.34%	3,411,335	2.43%	12,387	592	27.80	15.62%
New Mexico	160	0.93%	3,924,440	1.01%	1,443,649	1.03%	17,210	608	29.14	16.59%
New York	688	4.02%	15,713,335	4.04%	5,798,816	4.14%	14,647	604	28.28	16.03%
North Carolina	693	4.05%	15,392,534	3.96%	5,290,661	3.78%	14,577	612	29.27	14.67%
North Dakota	20	0.12%	473,237	0.12%	132,651	0.09%	11,247	632	27.90	15.13%
Ohio	562	3.28%	11,480,933	2.95%	3,813,492	2.72%	13,597	608	28.75	15.68%
Oklahoma	329	1.92%	7,553,713	1.94%	2,482,752	1.77%	14,535	622	28.59	14.45%
Oregon	110	0.64%	2,454,812	0.63%	752,850	0.54%	13,975	622	28.53	14.76%
Pennsylvania	45	0.26%	946,914	0.24%	405,923	0.29%	14,240	596	29.75	15.51%
Rhode Island	48	0.28%	960,364	0.25%	374,978	0.27%	10,881	576	28.18	15.24%
South Carolina	377	2.20%	8,052,269	2.07%	2,959,009	2.11%	13,860	594	29.55	16.74%
South Dakota	26	0.15%	550,545	0.14%	210,944	0.15%	13,571	611	28.68	15.55%
Tennessee	364	2.13%	7,913,773	2.04%	3,001,489	2.14%	14,761	608	28.83	16.19%
Texas	2,664	15.55%	68,412,935	17.59%	25,890,880	18.48%	16,626	614	29.38	13.82%
Utah	36	0.21%	803,783	0.21%	246,679	0.18%	13,158	606	27.05	15.28%
Vermont	27	0.16%	518,040	0.13%	204,719	0.15%	15,696	593	31.33	15.97%
Virginia	253	1.48%	5,586,703	1.44%	2,287,641	1.63%	14,702	594	29.37	16.08%
Washington	141	0.82%	3,322,849	0.85%	1,238,965	0.88%	16,061	610	29.04	14.39%
West Virginia	142	0.83%	3,214,335	0.83%	1,168,180	0.83%	15,308	619	29.30	15.29%
Wisconsin	176	1.03%	3,880,068	1.00%	1,508,169	1.08%	13,628	615	28.17	14.57%
Wyoming	19	0.11%	563,809	0.14%	218,380	0.16%	20,080	622	30.22	12.27%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	-	-	-	-	-	-	-	-	-	-
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	21	0.12%	518,531	0.13%	141,128	0.10%	15,426	604	29.51	15.57%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	2	0.01%	22,279	0.01%	9,292	0.01%	4,752	506	16.42	25.68%
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	17,129	100.00%	388,839,631	100.00%	140,137,387	100.00%	14,930	608	29.05	15.24%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	6,200	36.20%	182,525,582	46.94%	65,456,072	46.71%	18,092	611	30.14	13.89%
Used	10,929	63.80%	206,314,049	53.06%	74,681,315	53.29%	12,158	604	28.09	16.42%
NA	-	-	-	-	-	-	-	-	-	-
Total:	17,129	100.00%	388,839,631	100.00%	140,137,387	100.00%	14,930	608	29.05	15.24%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	8,620	50.32%	157,751,700	40.57%	54,085,330	38.59%	12,170	599	28.76	17.19%
Truck	2,548	14.88%	87,233,138	22.43%	31,861,120	22.74%	19,585	624	29.12	13.05%
SUV	5,961	34.80%	143,854,794	37.00%	54,190,936	38.67%	14,947	606	29.30	14.57%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	17,129	100.00%	388,839,631	100.00%	140,137,387	100.00%	14,930	608	29.05	15.24%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	1,565	9.14%	32,683,599	8.41%	11,200,903	7.99%	13,541	609	28.00	16.01%
Ford: Lincoln	68	0.40%	1,334,532	0.34%	418,498	0.30%	11,444	604	27.24	16.08%
Ford: Mercury	6	0.04%	71,776	0.02%	21,347	0.02%	6,522	573	26.68	18.89%
GMC	328	1.91%	8,876,708	2.28%	3,368,301	2.40%	16,203	598	28.11	14.71%
GMC: Buick	166	0.97%	3,086,780	0.79%	1,095,033	0.78%	11,415	599	28.16	16.82%
GMC: Cadillac	151	0.88%	3,787,652	0.97%	1,499,481	1.07%	15,035	608	28.09	15.09%
GMC: Chevrolet	1,776	10.37%	38,473,855	9.89%	14,082,859	10.05%	14,276	600	28.57	16.61%
GMC: Hummer	1	0.01%	17,043	0.00%	0	0.00%	0	0	0.00	0.00%
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	2	0.01%	20,452	0.01%	3,776	0.00%	3,571	660	12.67	14.46%
GMC: Saturn	2	0.01%	18,529	0.00%	8,685	0.01%	7,951	519	27.90	19.52%
Tesla	4	0.02%	173,792	0.04%	41,040	0.03%	20,595	644	26.53	10.09%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	214	1.25%	5,036,756	1.30%	1,678,919	1.20%	15,613	601	28.85	15.54%
BMW: Mini	28	0.16%	422,166	0.11%	141,550	0.10%	7,847	609	25.74	15.42%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	223	1.30%	5,732,957	1.47%	1,855,422	1.32%	15,519	596	28.68	15.07%
Daimler: Smart	6	0.04%	56,229	0.01%	24,242	0.02%	4,903	595	28.32	17.96%
Fiat	62	0.36%	1,027,134	0.26%	278,307	0.20%	11,493	609	29.35	14.99%
Fiat: Alfa Romeo	5	0.03%	250,738	0.06%	87,462	0.06%	37,960	687	34.27	10.01%
Fiat: Chrysler	402	2.35%	9,447,640	2.43%	3,499,265	2.50%	15,572	610	29.66	15.13%
Fiat: Dodge	2,927	17.09%	91,636,788	23.57%	33,156,545	23.66%	18,976	628	29.99	12.89%
Fiat: Jeep	2,028	11.84%	54,764,702	14.08%	20,480,753	14.61%	15,951	619	29.73	13.00%
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	16	0.09%	383,752	0.10%	134,225	0.10%	13,729	590	27.64	13.96%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	308	1.80%	4,524,449	1.16%	1,611,875	1.15%	9,521	598	27.94	18.17%
Volkswagen: Audi	69	0.40%	1,665,402	0.43%	617,927	0.44%	15,385	582	28.08	15.65%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	9	0.05%	282,132	0.07%	118,074	0.08%	16,919	584	28.13	12.32%
Honda	553	3.23%	9,990,646	2.57%	3,524,712	2.52%	11,539	594	28.05	16.97%
Honda: Acura	58	0.34%	1,234,914	0.32%	456,315	0.33%	13,349	594	28.42	15.69%
Hyundai	970	5.66%	15,270,317	3.93%	5,221,974	3.73%	9,918	595	28.20	17.93%
Hyundai: Kia	974	5.69%	17,410,391	4.48%	6,162,749	4.40%	11,948	588	29.23	18.52%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	130	0.76%	2,223,057	0.57%	806,095	0.58%	11,168	585	28.31	17.62%
Mitsubishi	292	1.70%	5,414,631	1.39%	1,782,265	1.27%	11,910	572	29.35	17.93%
Nissan	2,185	12.76%	40,703,484	10.47%	14,154,127	10.10%	12,309	589	28.79	17.59%
Nissan: Infiniti	122	0.71%	3,087,569	0.79%	1,184,506	0.85%	14,982	589	28.55	14.97%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	89	0.52%	1,729,154	0.44%	652,885	0.47%	11,610	596	27.71	16.10%
Suzuki	3	0.02%	30,813	0.01%	4,260	0.00%	4,260	665	28.00	13.34%
Tata: Jaguar	16	0.09%	431,579	0.11%	175,263	0.13%	14,859	576	28.73	14.91%
Tata: Land Rover	30	0.18%	919,518	0.24%	359,782	0.26%	18,702	579	30.31	13.74%
Toyota	1,135	6.63%	22,617,957	5.82%	8,713,915	6.22%	12,860	593	28.57	16.45%
Toyota: Lexus	103	0.60%	2,374,805	0.61%	914,683	0.65%	13,763	610	27.27	15.02%
Toyota: Scion	26	0.15%	313,064	0.08%	118,923	0.08%	6,204	577	26.64	19.14%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	77	0.45%	1,312,169	0.34%	480,444	0.34%	11,486	617	27.67	17.16%
Total:	17,129	100.00%	388,839,631	100.00%	140,137,387	100.00%	14,930	608	29.05	15.24%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

Actions

Deal Documents

Download Datatape (CSV)

View EDGAR Filing

Quick Navigation

COMPANY

FINSIGHT.COM