StratMaker (139526)

Drive Auto Receivables Trust 2020-1

StratMaker Datatape Summary

Beginning Period

Nov 1, 2022

As % of Reporting Period ELA:

Ending Period

Nov 30, 2022

New % / Used %

31.14% / 68.86%

Total Original # of Loans

29,677

WA Loan to Value (LTV)

80.19%

Total Original Loan Amount (OLA)

$ 605,525,535

WA Payment to Income (PTI)

11.75%

Weighted Average (WA) OLA

$ 23,491

WA FICO (non-zero)

578

Rep. Period Beginning Loan Amount

$ 307,407,469

WA Remaining Term (RT)

38.42

Rep. Period Ending Loan Amount (ELA)

$ 292,875,521

WA Original APR

18.71%

Beginning Period

Nov 1, 2022

Ending Period

Nov 30, 2022

Total Original # of Loans

29,677

Total Original Loan Amount (OLA)

$ 605,525,535

Weighted Average (WA) OLA

$ 23,491

Rep. Period Beginning Loan Amount

$ 307,407,469

Rep. Period Ending Loan Amount (ELA)

$ 292,875,521

As % of Reporting Period ELA:

New % / Used %

31.14% / 68.86%

WA Loan to Value (LTV)

80.19%

WA Payment to Income (PTI)

11.75%

WA FICO (non-zero)

578

WA Remaining Term (RT)

38.42

WA Original APR

18.71%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	2	0.01%	9,953	0.00%	2,546	0.00%	2,546	502	24.00	21.00%
$5,000 - $9,999	1,790	6.03%	14,758,644	2.44%	5,978,491	2.04%	5,153	572	30.49	21.59%
$10,000 - $14,999	6,144	20.70%	78,742,755	13.00%	35,583,692	12.15%	8,816	575	35.89	20.56%
$15,000 - $19,999	8,123	27.37%	141,703,931	23.40%	68,539,774	23.40%	12,556	572	38.04	19.78%
$20,000 - $24,999	6,139	20.69%	137,040,246	22.63%	67,062,879	22.90%	16,243	574	38.87	18.94%
$25,000 - $29,999	3,917	13.20%	106,790,550	17.64%	52,129,285	17.80%	19,897	578	39.39	18.27%
$30,000 - $39,999	3,101	10.45%	105,090,924	17.36%	52,751,681	18.01%	24,671	583	39.77	17.29%
$40,000 - $49,999	355	1.20%	15,373,078	2.54%	8,074,364	2.76%	28,719	602	39.50	12.50%
$50,000 - $59,999	81	0.27%	4,381,532	0.72%	2,029,637	0.69%	32,750	653	39.03	9.83%
$60,000 - $69,999	23	0.08%	1,465,244	0.24%	630,575	0.22%	39,700	648	38.63	10.17%
$70,000 - $79,999	1	0.00%	70,831	0.01%	38,842	0.01%	38,842	658	36.00	5.90%
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	1	0.00%	97,848	0.02%	53,754	0.02%	53,754	754	37.00	5.90%
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	29,677	100.00%	605,525,535	100.00%	292,875,521	100.00%	16,938	578	38.42	18.71%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	10,000	33.70%	190,468,907	31.46%	4,723,514	1.61%	3,722	574	22.59	19.05%
$5,000 - $9,999	4,773	16.08%	63,651,354	10.51%	37,551,116	12.82%	8,122	578	34.15	19.73%
$10,000 - $14,999	6,761	22.78%	124,705,512	20.59%	83,913,102	28.65%	12,574	578	37.56	19.30%
$15,000 - $19,999	4,531	15.27%	109,868,032	18.14%	78,177,881	26.69%	17,370	575	39.15	18.75%
$20,000 - $24,999	2,357	7.94%	70,615,522	11.66%	52,325,399	17.87%	22,290	577	40.38	18.21%
$25,000 - $29,999	900	3.03%	31,413,704	5.19%	24,389,025	8.33%	27,176	581	41.82	17.49%
$30,000 - $39,999	339	1.14%	13,889,655	2.29%	11,079,239	3.78%	32,826	592	43.69	15.73%
$40,000 - $49,999	14	0.05%	750,168	0.12%	606,225	0.21%	43,490	627	45.60	14.30%
$50,000 - $59,999	2	0.01%	162,680	0.03%	110,021	0.04%	55,039	705	41.60	11.12%
$60,000 - $69,999	-	-	-	-	-	-	-	-	-	-
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	29,677	100.00%	605,525,535	100.00%	292,875,521	100.00%	16,938	578	38.42	18.71%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	29,677	100.00%	605,525,535	100.00%	292,875,521	100.00%	16,938	578	38.42	18.71%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	29,677	100.00%	605,525,535	100.00%	292,875,521	100.00%	16,938	578	38.42	18.71%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	3	0.01%	120,818	0.02%	20,706	0.01%	11,061	716	18.89	0.70%
2.50 - 4.99%	42	0.14%	1,696,496	0.28%	764,059	0.26%	22,118	657	35.00	4.32%
5.00 - 7.49%	97	0.33%	3,741,876	0.62%	1,701,243	0.58%	24,454	657	35.52	6.28%
7.50 - 9.99%	195	0.66%	6,167,767	1.02%	3,259,930	1.11%	22,175	623	37.98	8.93%
10.00 - 12.49%	545	1.84%	15,765,078	2.60%	8,538,561	2.92%	20,697	610	37.87	11.24%
12.50 - 14.99%	1,195	4.03%	31,044,022	5.13%	16,436,765	5.61%	19,646	600	38.62	13.83%
15.00 - 17.49%	4,217	14.21%	98,975,315	16.35%	50,665,704	17.30%	18,312	589	38.69	16.28%
17.50 - 19.99%	8,957	30.18%	193,130,039	31.89%	96,242,457	32.86%	17,363	576	38.95	18.23%
20.00 - 22.49%	7,484	25.22%	140,654,628	23.23%	66,801,433	22.81%	15,709	567	38.26	20.77%
22.50 - 24.99%	5,084	17.13%	86,042,425	14.21%	37,858,455	12.93%	14,342	560	37.69	23.24%
25.00 - 27.49%	1,590	5.36%	24,343,196	4.02%	9,078,150	3.10%	13,154	538	36.93	24.78%
27.50 - 29.99%	268	0.90%	3,843,874	0.63%	1,508,059	0.51%	13,015	529	35.96	27.28%
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	29,677	100.00%	605,525,535	100.00%	292,875,521	100.00%	16,938	578	38.42	18.71%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	1,773	5.97%	33,583,787	5.55%	16,210,001	5.53%	16,155	474	38.55	20.26%
500 - 549	5,993	20.19%	122,546,818	20.24%	60,583,850	20.69%	17,094	528	38.56	19.29%
550 - 599	9,306	31.36%	199,275,915	32.91%	99,058,318	33.82%	17,647	576	38.83	18.23%
600 - 649	5,532	18.64%	118,083,643	19.50%	58,597,276	20.01%	17,605	620	38.70	17.91%
650 - 699	1,569	5.29%	34,539,347	5.70%	16,614,668	5.67%	17,544	670	38.01	16.86%
700 - 749	500	1.68%	11,142,933	1.84%	5,120,272	1.75%	17,244	719	37.34	15.71%
750 - 799	66	0.22%	1,604,067	0.26%	742,608	0.25%	19,710	769	36.60	10.29%
800+	17	0.06%	432,058	0.07%	244,750	0.08%	21,097	824	40.17	10.62%
NA	4,921	16.58%	84,316,968	13.92%	35,703,778	12.19%	13,556	0	36.86	21.17%
Total:	29,677	100.00%	605,525,535	100.00%	292,875,521	100.00%	16,938	578	38.42	18.71%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	1	0.00%	6,972	0.00%	0	0.00%	0	0	0.00	0.00%
25 - 36	132	0.44%	1,351,587	0.22%	88,604	0.03%	3,190	580	5.31	20.66%
37 - 48	904	3.05%	10,985,924	1.81%	3,093,082	1.06%	6,548	571	15.07	21.07%
49 - 60	2,299	7.75%	31,815,156	5.25%	12,800,740	4.37%	9,861	582	26.65	20.03%
61 - 72	24,367	82.11%	501,855,094	82.88%	247,611,538	84.54%	16,678	577	38.90	18.82%
73+	1,974	6.65%	59,510,802	9.83%	29,281,557	10.00%	23,373	583	42.00	16.92%
Total:	29,677	100.00%	605,525,535	100.00%	292,875,521	100.00%	16,938	578	38.42	18.71%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	8,520	28.71%	173,310,036	28.62%	16,797	0.01%	4,850	512	0.00	17.02%
1 - 12	410	1.38%	6,514,767	1.08%	1,207,726	0.41%	4,021	551	9.32	14.21%
13 - 24	1,041	3.51%	14,131,649	2.33%	6,143,285	2.10%	7,639	572	19.23	18.66%
25 - 36	4,968	16.74%	94,473,024	15.60%	56,261,355	19.21%	13,604	581	33.60	18.41%
37 - 48	14,617	49.25%	313,981,764	51.85%	226,299,402	77.27%	17,959	577	40.14	18.82%
49 - 60	120	0.40%	3,086,577	0.51%	2,929,988	1.00%	27,023	569	49.70	18.17%
61 - 72	1	0.00%	27,719	0.00%	16,967	0.01%	16,967	590	61.00	14.41%
73+	-	-	-	-	-	-	-	-	-	-
Total:	29,677	100.00%	605,525,535	100.00%	292,875,521	100.00%	16,938	578	38.42	18.71%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	12,910	43.50%	257,004,924	42.44%	155,051,608	52.94%	15,702	583	37.73	18.46%
1 - 15	3,526	11.88%	74,719,793	12.34%	51,810,658	17.69%	17,632	573	38.81	18.67%
16 - 30	1,874	6.31%	39,108,992	6.46%	27,408,638	9.36%	17,727	574	39.20	18.95%
31 - 60	2,303	7.76%	48,942,497	8.08%	35,595,193	12.15%	18,929	570	39.48	19.17%
61 - 90	1,054	3.55%	22,452,700	3.71%	16,551,714	5.65%	19,906	570	39.77	19.37%
91 - 120	491	1.65%	10,045,247	1.66%	6,457,710	2.20%	19,145	575	39.13	19.65%
121+	7,519	25.34%	153,251,383	25.31%	0	0.00%	0	0	0.00	0.00%
Total:	29,677	100.00%	605,525,535	100.00%	292,875,521	100.00%	16,938	578	38.42	18.71%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	1,404	4.73%	27,581,483	4.55%	13,182,671	4.50%	15,927	578	38.41	18.80%
Stated, not verified	28,134	94.80%	574,689,239	94.91%	278,770,720	95.18%	16,982	578	38.43	18.71%
Stated, verified to Level 3²	139	0.47%	3,254,813	0.54%	922,130	0.31%	18,339	553	34.09	16.48%
NA	-	-	-	-	-	-	-	-	-	-
Total:	29,677	100.00%	605,525,535	100.00%	292,875,521	100.00%	16,938	578	38.42	18.71%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	28,807	97.07%	586,277,851	96.82%	284,466,032	97.13%	16,883	578	38.41	18.72%
Stated, verified but not Level 4 or 5	870	2.93%	19,247,684	3.18%	8,409,488	2.87%	18,799	562	38.55	18.35%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	29,677	100.00%	605,525,535	100.00%	292,875,521	100.00%	16,938	578	38.42	18.71%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	1,462	4.93%	24,865,565	4.11%	12,591,304	4.30%	14,413	580	36.83	17.37%
5.00 - 9.99%	9,245	31.15%	177,019,078	29.23%	88,077,631	30.07%	16,278	576	38.10	18.34%
10.00 - 14.99%	12,156	40.96%	257,614,461	42.54%	123,573,003	42.19%	17,610	578	38.69	18.90%
15.00 - 19.99%	6,560	22.10%	140,411,311	23.19%	65,856,854	22.49%	17,063	581	38.65	19.15%
20.00 - 24.99%	253	0.85%	5,589,492	0.92%	2,776,729	0.95%	16,506	580	37.60	17.44%
25.00 - 29.99%	1	0.00%	25,629	0.00%	0	0.00%	0	0	0.00	0.00%
30.00 - 39.99%	-	-	-	-	-	-	-	-	-	-
40.00 - 49.99%	-	-	-	-	-	-	-	-	-	-
50.00 - 59.99%	-	-	-	-	-	-	-	-	-	-
60.00 - 69.99%	-	-	-	-	-	-	-	-	-	-
70.00 - 79.99%	-	-	-	-	-	-	-	-	-	-
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	29,677	100.00%	605,525,535	100.00%	292,875,521	100.00%	16,938	578	38.42	18.71%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	4	0.01%	36,964	0.01%	14,197	0.00%	3,750	562	19.05	15.40%
25.00 - 49.99%	61	0.21%	739,634	0.12%	331,401	0.11%	8,981	532	33.81	16.56%
50.00 - 74.99%	426	1.44%	7,645,432	1.26%	3,881,385	1.33%	13,922	547	36.40	16.73%
75.00 - 99.99%	5,624	18.95%	123,292,652	20.36%	59,435,963	20.29%	18,031	561	38.81	18.28%
100.00 - 109.99%	5,625	18.95%	121,779,446	20.11%	57,668,639	19.69%	17,901	570	38.69	18.36%
110.00 - 119.99%	7,332	24.71%	150,252,072	24.81%	73,191,236	24.99%	17,011	575	38.44	18.94%
120.00 - 129.99%	5,977	20.14%	117,521,108	19.41%	57,274,241	19.56%	16,379	587	38.22	18.94%
130.00 - 139.99%	4,445	14.98%	80,305,751	13.26%	39,130,015	13.36%	14,823	599	37.93	19.46%
140.00%+	183	0.62%	3,952,477	0.65%	1,948,445	0.67%	18,812	644	37.70	16.02%
Total:	29,677	100.00%	605,525,535	100.00%	292,875,521	100.00%	16,938	578	38.42	18.71%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	753	2.54%	14,732,474	2.43%	6,876,300	2.35%	16,240	584	38.05	19.87%
Alaska	81	0.27%	1,725,634	0.28%	742,079	0.25%	18,099	559	38.32	20.02%
Arizona	588	1.98%	12,678,469	2.09%	6,290,483	2.15%	18,636	581	38.88	18.52%
Arkansas	635	2.14%	13,117,088	2.17%	5,851,201	2.00%	16,906	573	38.62	18.06%
California	2,314	7.80%	47,898,260	7.91%	22,670,739	7.74%	16,954	577	38.43	19.17%
Colorado	226	0.76%	4,627,347	0.76%	2,361,207	0.81%	16,233	575	38.13	18.19%
Connecticut	263	0.89%	5,068,992	0.84%	2,523,934	0.86%	15,372	568	36.58	17.06%
Delaware	81	0.27%	1,458,230	0.24%	622,279	0.21%	16,741	577	38.38	19.57%
Florida	3,212	10.82%	63,442,104	10.48%	31,516,287	10.76%	16,557	577	38.76	17.87%
Georgia	1,838	6.19%	38,744,742	6.40%	19,494,609	6.66%	17,191	581	38.67	19.40%
Hawaii	117	0.39%	2,330,937	0.38%	1,183,248	0.40%	16,801	573	37.78	20.39%
Idaho	70	0.24%	1,418,995	0.23%	555,565	0.19%	16,553	558	37.09	19.39%
Illinois	1,125	3.79%	22,392,041	3.70%	11,080,104	3.78%	16,609	576	38.39	19.59%
Indiana	493	1.66%	9,428,212	1.56%	4,652,425	1.59%	16,108	582	38.50	19.54%
Iowa	118	0.40%	2,319,170	0.38%	953,068	0.33%	17,367	566	38.58	18.79%
Kansas	146	0.49%	2,820,315	0.47%	1,357,063	0.46%	16,063	574	38.38	19.67%
Kentucky	444	1.50%	8,560,241	1.41%	3,934,556	1.34%	16,448	582	38.01	18.54%
Louisiana	891	3.00%	18,335,238	3.03%	8,727,861	2.98%	17,366	582	38.38	18.92%
Maine	79	0.27%	1,501,277	0.25%	742,088	0.25%	15,581	568	38.10	17.15%
Maryland	26	0.09%	553,186	0.09%	322,701	0.11%	19,219	586	40.54	19.37%
Massachusetts	351	1.18%	6,888,385	1.14%	3,116,711	1.06%	15,860	571	37.59	18.53%
Michigan	467	1.57%	9,165,851	1.51%	4,602,954	1.57%	16,484	573	38.58	19.71%
Minnesota	142	0.48%	2,866,419	0.47%	1,336,197	0.46%	16,653	569	38.90	18.11%
Mississippi	546	1.84%	11,405,921	1.88%	5,477,550	1.87%	17,314	587	38.17	18.65%
Missouri	574	1.93%	10,701,744	1.77%	4,970,194	1.70%	15,206	576	37.69	19.73%
Montana	93	0.31%	1,960,110	0.32%	767,503	0.26%	18,096	584	39.77	20.40%
Nebraska	74	0.25%	1,417,677	0.23%	757,185	0.26%	16,205	572	37.38	17.68%
Nevada	339	1.14%	6,822,379	1.13%	3,479,802	1.19%	17,864	578	39.09	19.39%
New Hampshire	177	0.60%	3,342,073	0.55%	1,728,013	0.59%	16,000	572	37.88	19.55%
New Jersey	707	2.38%	13,783,416	2.28%	7,293,557	2.49%	15,997	574	38.17	19.90%
New Mexico	276	0.93%	5,950,279	0.98%	2,690,569	0.92%	18,085	584	39.23	19.56%
New York	1,166	3.93%	24,453,501	4.04%	12,583,875	4.30%	16,986	576	37.94	19.40%
North Carolina	1,375	4.63%	28,271,919	4.67%	13,499,556	4.61%	16,779	576	38.66	17.60%
North Dakota	37	0.12%	776,054	0.13%	373,203	0.13%	19,757	576	39.19	19.15%
Ohio	1,135	3.82%	21,514,278	3.55%	9,658,524	3.30%	15,576	578	37.95	19.25%
Oklahoma	661	2.23%	12,982,972	2.14%	6,051,961	2.07%	16,275	582	38.08	18.51%
Oregon	182	0.61%	3,398,611	0.56%	1,612,924	0.55%	16,384	579	38.68	19.45%
Pennsylvania	44	0.15%	765,479	0.13%	357,012	0.12%	14,659	582	38.37	20.17%
Rhode Island	66	0.22%	1,215,415	0.20%	579,493	0.20%	13,534	574	36.71	17.20%
South Carolina	717	2.42%	14,114,916	2.33%	6,882,086	2.35%	16,777	576	38.83	19.09%
South Dakota	31	0.10%	573,496	0.09%	212,103	0.07%	17,010	581	37.33	19.24%
Tennessee	870	2.93%	17,082,428	2.82%	7,912,661	2.70%	16,008	581	37.99	19.77%
Texas	4,746	15.99%	104,911,093	17.33%	51,594,648	17.62%	18,133	580	38.54	17.68%
Utah	76	0.26%	1,669,279	0.28%	835,002	0.29%	21,549	575	40.06	18.54%
Vermont	37	0.12%	704,714	0.12%	276,711	0.09%	13,516	527	36.68	18.65%
Virginia	519	1.75%	10,235,952	1.69%	5,198,243	1.77%	16,512	575	38.59	19.07%
Washington	225	0.76%	4,623,472	0.76%	2,262,774	0.77%	17,496	571	38.65	19.43%
West Virginia	253	0.85%	5,029,835	0.83%	1,905,301	0.65%	16,474	574	38.52	19.45%
Wisconsin	235	0.79%	4,500,711	0.74%	1,984,523	0.68%	14,195	575	36.61	19.10%
Wyoming	36	0.12%	854,524	0.14%	296,204	0.10%	17,159	587	37.47	18.30%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	-	-	-	-	-	-	-	-	-	-
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	13	0.04%	271,817	0.04%	69,663	0.02%	16,414	542	37.38	20.54%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	7	0.02%	117,863	0.02%	51,025	0.02%	14,139	564	38.99	17.76%
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	29,677	100.00%	605,525,535	100.00%	292,875,521	100.00%	16,938	578	38.42	18.71%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	7,092	23.90%	188,625,643	31.15%	91,207,624	31.14%	20,811	577	39.99	17.46%
Used	22,585	76.10%	416,899,892	68.85%	201,667,897	68.86%	15,187	578	37.71	19.27%
NA	-	-	-	-	-	-	-	-	-	-
Total:	29,677	100.00%	605,525,535	100.00%	292,875,521	100.00%	16,938	578	38.42	18.71%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	15,932	53.68%	282,044,179	46.58%	130,155,944	44.44%	14,499	578	38.15	19.29%
Truck	3,215	10.83%	94,078,604	15.54%	46,206,041	15.78%	22,086	582	38.22	17.55%
SUV	10,530	35.48%	229,402,752	37.88%	116,513,536	39.78%	17,622	576	38.79	18.52%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	29,677	100.00%	605,525,535	100.00%	292,875,521	100.00%	16,938	578	38.42	18.71%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	3,091	10.42%	60,387,264	9.97%	28,735,573	9.81%	16,054	576	37.62	19.10%
Ford: Lincoln	101	0.34%	2,082,497	0.34%	1,059,502	0.36%	17,129	574	38.23	18.73%
Ford: Mercury	2	0.01%	20,948	0.00%	3,428	0.00%	3,428	552	25.00	23.82%
GMC	552	1.86%	13,519,778	2.23%	6,842,466	2.34%	19,392	578	37.58	18.42%
GMC: Buick	386	1.30%	6,922,743	1.14%	3,354,012	1.15%	14,610	575	37.52	19.54%
GMC: Cadillac	243	0.82%	5,359,989	0.89%	2,710,920	0.93%	18,516	564	37.72	18.75%
GMC: Chevrolet	3,675	12.38%	74,650,309	12.33%	36,052,457	12.31%	17,106	580	38.03	18.97%
GMC: Hummer	1	0.00%	12,823	0.00%	63	0.00%	63	613	25.00	24.95%
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	2	0.01%	30,245	0.00%	14,394	0.00%	14,394	594	42.00	19.28%
GMC: Saturn	-	-	-	-	-	-	-	-	-	-
Tesla	-	-	-	-	-	-	-	-	-	-
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	442	1.49%	9,996,475	1.65%	4,758,017	1.62%	18,487	578	38.49	18.63%
BMW: Mini	57	0.19%	821,129	0.14%	417,514	0.14%	11,048	566	36.08	19.18%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	412	1.39%	9,669,837	1.60%	4,366,714	1.49%	18,832	582	38.29	18.72%
Daimler: Smart	6	0.02%	53,331	0.01%	23,343	0.01%	6,056	570	36.33	21.22%
Fiat	66	0.22%	1,050,581	0.17%	521,096	0.18%	14,748	566	37.22	18.60%
Fiat: Alfa Romeo	4	0.01%	114,502	0.02%	51,141	0.02%	17,337	606	38.30	15.00%
Fiat: Chrysler	669	2.25%	13,378,000	2.21%	5,721,340	1.95%	17,084	581	37.67	18.10%
Fiat: Dodge	3,668	12.36%	94,794,593	15.65%	46,085,406	15.74%	20,914	584	39.45	17.70%
Fiat: Jeep	2,601	8.76%	61,932,574	10.23%	30,663,822	10.47%	18,814	580	39.46	17.68%
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	37	0.12%	594,353	0.10%	260,347	0.09%	14,526	546	36.27	19.53%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	492	1.66%	7,785,585	1.29%	3,494,970	1.19%	13,415	564	37.84	19.45%
Volkswagen: Audi	175	0.59%	3,878,065	0.64%	1,811,711	0.62%	17,260	577	37.84	18.90%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	14	0.05%	439,283	0.07%	239,082	0.08%	26,379	568	39.72	16.84%
Honda	1,186	4.00%	21,781,587	3.60%	11,092,337	3.79%	14,442	580	37.53	18.96%
Honda: Acura	92	0.31%	1,976,908	0.33%	1,056,730	0.36%	17,811	577	38.11	18.19%
Hyundai	1,895	6.39%	30,740,982	5.08%	14,818,435	5.06%	13,201	576	38.11	19.59%
Hyundai: Kia	1,747	5.89%	30,804,310	5.09%	14,641,694	5.00%	14,318	572	38.37	19.32%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	312	1.05%	5,187,230	0.86%	2,675,399	0.91%	13,945	573	38.20	19.29%
Mitsubishi	676	2.28%	12,888,208	2.13%	5,609,253	1.92%	15,278	566	39.07	19.33%
Nissan	4,223	14.23%	75,982,594	12.55%	36,561,713	12.48%	14,472	577	38.50	19.43%
Nissan: Infiniti	245	0.83%	5,784,749	0.96%	2,658,595	0.91%	18,755	568	37.72	18.53%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	178	0.60%	3,367,941	0.56%	1,643,840	0.56%	14,693	571	37.47	19.78%
Suzuki	-	-	-	-	-	-	-	-	-	-
Tata: Jaguar	25	0.08%	556,991	0.09%	234,555	0.08%	17,262	545	37.84	18.48%
Tata: Land Rover	47	0.16%	1,378,583	0.23%	707,546	0.24%	22,222	569	37.47	16.84%
Toyota	2,045	6.89%	41,401,146	6.84%	20,922,921	7.14%	16,272	576	38.14	18.76%
Toyota: Lexus	151	0.51%	3,498,310	0.58%	1,844,469	0.63%	18,883	562	38.19	18.95%
Toyota: Scion	40	0.13%	529,618	0.09%	234,814	0.08%	9,150	574	35.27	19.05%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	119	0.40%	2,151,476	0.36%	985,900	0.34%	14,860	580	36.40	18.84%
Total:	29,677	100.00%	605,525,535	100.00%	292,875,521	100.00%	16,938	578	38.42	18.71%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

Actions

Deal Documents

Download Datatape (CSV)

View EDGAR Filing

Quick Navigation

COMPANY

FINSIGHT.COM