StratMaker (139530)

Santander Drive Auto Receivables Trust 2022-5

StratMaker Datatape Summary

Beginning Period

Nov 1, 2022

As % of Reporting Period ELA:

Ending Period

Nov 30, 2022

New % / Used %

23.99% / 76.01%

Total Original # of Loans

84,561

WA Loan to Value (LTV)

97.95%

Total Original Loan Amount (OLA)

$ 2,321,718,217

WA Payment to Income (PTI)

11.22%

Weighted Average (WA) OLA

$ 31,789

WA FICO (non-zero)

600

Rep. Period Beginning Loan Amount

$ 2,044,226,524

WA Remaining Term (RT)

63.54

Rep. Period Ending Loan Amount (ELA)

$ 1,989,975,303

WA Original APR

14.71%

Beginning Period

Nov 1, 2022

Ending Period

Nov 30, 2022

Total Original # of Loans

84,561

Total Original Loan Amount (OLA)

$ 2,321,718,217

Weighted Average (WA) OLA

$ 31,789

Rep. Period Beginning Loan Amount

$ 2,044,226,524

Rep. Period Ending Loan Amount (ELA)

$ 1,989,975,303

As % of Reporting Period ELA:

New % / Used %

23.99% / 76.01%

WA Loan to Value (LTV)

97.95%

WA Payment to Income (PTI)

11.22%

WA FICO (non-zero)

600

WA Remaining Term (RT)

63.54

WA Original APR

14.71%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	1	0.00%	4,999	0.00%	4,151	0.00%	4,151	0	44.00	11.63%
$5,000 - $9,999	1,675	1.98%	14,113,247	0.61%	8,384,688	0.42%	6,687	587	44.87	14.67%
$10,000 - $14,999	6,873	8.13%	88,478,413	3.81%	59,175,754	2.97%	10,792	581	50.36	16.81%
$15,000 - $19,999	13,012	15.39%	230,149,774	9.91%	179,494,792	9.02%	15,857	585	58.05	16.91%
$20,000 - $24,999	17,088	20.21%	385,394,392	16.60%	324,769,660	16.32%	20,806	588	62.28	16.81%
$25,000 - $29,999	16,169	19.12%	443,241,689	19.09%	386,789,136	19.44%	25,603	590	64.16	16.24%
$30,000 - $39,999	19,937	23.58%	685,092,595	29.51%	608,973,220	30.60%	32,344	600	65.26	14.66%
$40,000 - $49,999	6,870	8.12%	301,868,313	13.00%	266,938,066	13.41%	40,849	617	65.77	11.46%
$50,000 - $59,999	2,014	2.38%	108,946,592	4.69%	96,942,731	4.87%	50,358	634	66.39	9.66%
$60,000 - $69,999	589	0.70%	37,546,421	1.62%	34,295,497	1.72%	59,699	650	66.66	8.19%
$70,000 - $79,999	190	0.22%	14,090,919	0.61%	12,654,020	0.64%	69,005	662	65.86	7.09%
$80,000 - $89,999	86	0.10%	7,263,430	0.31%	6,513,097	0.33%	78,659	699	66.48	8.18%
$90,000 - $99,999	49	0.06%	4,714,040	0.20%	4,364,897	0.22%	89,252	712	66.73	8.10%
Over $100,000	8	0.01%	813,394	0.04%	675,594	0.03%	91,154	690	65.43	6.36%
Total:	84,561	100.00%	2,321,718,217	100.00%	1,989,975,303	100.00%	29,934	600	63.54	14.71%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	6,628	7.84%	125,484,716	5.40%	14,299,191	0.72%	3,557	594	16.83	16.11%
$5,000 - $9,999	5,768	6.82%	104,740,974	4.51%	42,805,800	2.15%	7,715	588	29.08	15.65%
$10,000 - $14,999	7,323	8.66%	128,129,090	5.52%	92,997,848	4.67%	12,861	584	49.13	15.92%
$15,000 - $19,999	11,878	14.05%	235,666,796	10.15%	210,088,973	10.56%	17,802	588	60.41	16.33%
$20,000 - $24,999	15,381	18.19%	370,542,496	15.96%	346,586,729	17.42%	22,624	589	64.47	16.47%
$25,000 - $29,999	14,155	16.74%	409,544,050	17.64%	387,852,238	19.49%	27,475	592	65.79	15.99%
$30,000 - $39,999	16,729	19.78%	605,347,379	26.07%	573,358,431	28.81%	34,501	602	66.63	14.36%
$40,000 - $49,999	4,801	5.68%	223,742,524	9.64%	210,281,583	10.57%	43,972	622	67.04	10.93%
$50,000 - $59,999	1,327	1.57%	76,160,944	3.28%	71,941,683	3.62%	54,358	637	67.60	9.83%
$60,000 - $69,999	373	0.44%	25,430,051	1.10%	23,926,985	1.20%	64,291	652	67.21	8.02%
$70,000 - $79,999	115	0.14%	9,150,558	0.39%	8,594,440	0.43%	74,855	673	67.09	7.98%
$80,000 - $89,999	60	0.07%	5,484,959	0.24%	5,076,547	0.26%	84,700	717	66.17	8.27%
$90,000 - $99,999	23	0.03%	2,293,682	0.10%	2,164,854	0.11%	94,176	689	68.15	8.32%
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	84,561	100.00%	2,321,718,217	100.00%	1,989,975,303	100.00%	29,934	600	63.54	14.71%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	84,561	100.00%	2,321,718,217	100.00%	1,989,975,303	100.00%	29,934	600	63.54	14.71%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	84,561	100.00%	2,321,718,217	100.00%	1,989,975,303	100.00%	29,934	600	63.54	14.71%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	533	0.63%	24,138,842	1.04%	20,215,612	1.02%	43,295	703	55.93	1.00%
2.50 - 4.99%	1,398	1.65%	50,799,876	2.19%	37,888,153	1.90%	43,571	671	62.52	4.31%
5.00 - 7.49%	4,420	5.23%	126,963,131	5.47%	107,775,821	5.42%	32,663	669	63.84	6.56%
7.50 - 9.99%	10,072	11.91%	308,853,440	13.30%	263,736,982	13.25%	33,944	624	64.48	8.77%
10.00 - 12.49%	11,684	13.82%	360,066,923	15.51%	310,125,287	15.58%	33,011	609	64.72	11.16%
12.50 - 14.99%	11,853	14.02%	353,039,965	15.21%	307,823,514	15.47%	31,369	600	64.58	13.55%
15.00 - 17.49%	12,132	14.35%	337,166,925	14.52%	287,410,105	14.44%	29,222	589	63.63	16.04%
17.50 - 19.99%	12,012	14.21%	301,474,783	12.98%	247,130,095	12.42%	26,496	576	61.52	18.29%
20.00 - 22.49%	8,972	10.61%	210,504,323	9.07%	182,804,705	9.19%	24,973	568	62.58	20.86%
22.50 - 24.99%	7,260	8.59%	161,807,130	6.97%	146,230,126	7.35%	23,560	559	63.26	23.45%
25.00 - 27.49%	2,958	3.50%	61,883,615	2.67%	56,254,664	2.83%	22,227	554	62.94	25.59%
27.50 - 29.99%	1,267	1.50%	25,019,263	1.08%	22,580,238	1.13%	20,763	540	61.20	28.07%
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	84,561	100.00%	2,321,718,217	100.00%	1,989,975,303	100.00%	29,934	600	63.54	14.71%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	5,403	6.39%	127,798,615	5.50%	107,483,141	5.40%	25,254	474	61.38	18.07%
500 - 549	13,551	16.03%	348,941,710	15.03%	297,474,116	14.95%	27,338	528	62.60	16.52%
550 - 599	21,876	25.87%	598,960,172	25.80%	514,715,310	25.87%	29,200	576	63.51	15.47%
600 - 649	21,003	24.84%	624,292,609	26.89%	541,691,189	27.22%	31,833	622	64.42	13.45%
650 - 699	7,956	9.41%	249,639,926	10.75%	215,542,078	10.83%	34,255	671	64.69	11.80%
700 - 749	3,386	4.00%	108,370,844	4.67%	91,640,201	4.61%	35,876	721	64.19	10.22%
750 - 799	1,257	1.49%	39,054,238	1.68%	31,478,011	1.58%	36,748	770	62.64	7.71%
800+	918	1.09%	26,564,811	1.14%	19,682,784	0.99%	33,707	833	58.91	5.90%
NA	9,211	10.89%	198,095,292	8.53%	170,268,473	8.56%	23,238	0	62.74	19.61%
Total:	84,561	100.00%	2,321,718,217	100.00%	1,989,975,303	100.00%	29,934	600	63.54	14.71%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	35	0.04%	466,685	0.02%	262,183	0.01%	13,359	738	17.43	6.51%
25 - 36	237	0.28%	5,854,101	0.25%	4,648,270	0.23%	33,347	752	31.00	2.71%
37 - 48	1,823	2.16%	32,107,684	1.38%	27,621,924	1.39%	19,687	610	42.41	15.28%
49 - 60	7,183	8.49%	144,814,467	6.24%	125,535,740	6.31%	22,239	604	53.75	16.10%
61 - 72	64,442	76.21%	1,768,316,168	76.16%	1,512,051,723	75.98%	29,692	599	64.11	14.89%
73+	10,841	12.82%	370,159,113	15.94%	319,855,463	16.07%	34,948	602	67.02	13.49%
Total:	84,561	100.00%	2,321,718,217	100.00%	1,989,975,303	100.00%	29,934	600	63.54	14.71%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	1,679	1.99%	43,299,194	1.86%	8,940	0.00%	1,035	550	0.00	16.70%
1 - 12	2,493	2.95%	49,473,327	2.13%	7,322,689	0.37%	4,510	584	9.45	15.33%
13 - 24	7,479	8.84%	155,917,108	6.72%	55,414,626	2.78%	9,612	585	18.27	16.62%
25 - 36	1,515	1.79%	37,282,090	1.61%	22,839,392	1.15%	19,841	614	29.92	13.45%
37 - 48	2,780	3.29%	51,285,859	2.21%	43,063,816	2.16%	19,170	595	43.26	15.44%
49 - 60	10,681	12.63%	240,949,231	10.38%	212,632,746	10.69%	23,442	595	55.48	14.75%
61 - 72	57,899	68.47%	1,742,141,013	75.04%	1,647,361,229	82.78%	31,981	602	67.33	14.64%
73+	35	0.04%	1,370,395	0.06%	1,331,863	0.07%	41,320	611	74.28	11.60%
Total:	84,561	100.00%	2,321,718,217	100.00%	1,989,975,303	100.00%	29,934	600	63.54	14.71%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	58,204	68.83%	1,601,800,400	68.99%	1,358,564,600	68.27%	30,087	611	63.84	13.94%
1 - 15	11,470	13.56%	318,447,693	13.72%	278,100,529	13.98%	29,979	584	62.69	15.36%
16 - 30	5,577	6.60%	152,015,163	6.55%	132,691,723	6.67%	29,572	577	62.60	16.09%
31 - 60	5,744	6.79%	156,322,155	6.73%	141,584,753	7.11%	29,531	573	62.99	17.37%
61 - 90	2,148	2.54%	56,731,940	2.44%	52,808,738	2.65%	28,673	573	63.82	18.70%
91 - 120	1,121	1.33%	28,983,665	1.25%	26,224,960	1.32%	28,076	577	64.12	18.61%
121+	297	0.35%	7,417,200	0.32%	0	0.00%	0	0	0.00	0.00%
Total:	84,561	100.00%	2,321,718,217	100.00%	1,989,975,303	100.00%	29,934	600	63.54	14.71%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	4,716	5.58%	119,140,909	5.13%	94,972,450	4.77%	27,136	631	62.44	13.07%
Stated, not verified	78,627	92.98%	2,172,895,800	93.59%	1,875,910,771	94.27%	30,100	599	63.70	14.77%
Stated, verified to Level 3²	1,218	1.44%	29,681,508	1.28%	19,092,082	0.96%	27,561	578	53.25	17.18%
NA	-	-	-	-	-	-	-	-	-	-
Total:	84,561	100.00%	2,321,718,217	100.00%	1,989,975,303	100.00%	29,934	600	63.54	14.71%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	78,776	93.16%	2,170,512,949	93.49%	1,861,177,516	93.53%	30,045	602	63.61	14.52%
Stated, verified but not Level 4 or 5	5,785	6.84%	151,205,268	6.51%	128,797,786	6.47%	28,334	578	62.54	17.53%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	84,561	100.00%	2,321,718,217	100.00%	1,989,975,303	100.00%	29,934	600	63.54	14.71%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	8,673	10.26%	211,087,580	9.09%	171,648,183	8.63%	28,176	621	62.46	10.08%
5.00 - 9.99%	28,936	34.22%	792,881,915	34.15%	672,086,203	33.77%	30,168	600	63.34	13.21%
10.00 - 14.99%	28,732	33.98%	810,674,528	34.92%	698,538,008	35.10%	30,378	596	63.69	15.63%
15.00 - 19.99%	16,382	19.37%	450,682,683	19.41%	396,905,537	19.95%	29,275	597	63.89	17.46%
20.00 - 24.99%	1,835	2.17%	56,318,126	2.43%	50,746,004	2.55%	31,831	617	65.00	16.23%
25.00 - 29.99%	3	0.00%	73,386	0.00%	51,368	0.00%	23,917	639	49.24	16.46%
30.00 - 39.99%	-	-	-	-	-	-	-	-	-	-
40.00 - 49.99%	-	-	-	-	-	-	-	-	-	-
50.00 - 59.99%	-	-	-	-	-	-	-	-	-	-
60.00 - 69.99%	-	-	-	-	-	-	-	-	-	-
70.00 - 79.99%	-	-	-	-	-	-	-	-	-	-
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	84,561	100.00%	2,321,718,217	100.00%	1,989,975,303	100.00%	29,934	600	63.54	14.71%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	105	0.12%	964,890	0.04%	794,032	0.04%	8,992	634	50.70	6.86%
25.00 - 49.99%	1,206	1.43%	18,487,842	0.80%	15,072,286	0.76%	17,398	612	58.52	7.95%
50.00 - 74.99%	5,328	6.30%	121,853,668	5.25%	102,062,349	5.13%	25,051	617	62.57	9.60%
75.00 - 99.99%	22,505	26.61%	630,190,754	27.14%	523,072,074	26.29%	30,050	593	62.96	13.00%
100.00 - 109.99%	19,120	22.61%	556,660,074	23.98%	479,933,143	24.12%	31,498	598	64.01	14.75%
110.00 - 119.99%	18,477	21.85%	528,275,591	22.75%	460,125,416	23.12%	30,919	600	64.16	15.82%
120.00 - 129.99%	9,658	11.42%	260,926,896	11.24%	228,403,872	11.48%	29,517	602	63.72	17.05%
130.00 - 139.99%	7,441	8.80%	186,391,053	8.03%	164,137,595	8.25%	27,376	617	63.10	17.41%
140.00%+	721	0.85%	17,967,449	0.77%	16,374,535	0.82%	27,192	636	63.81	16.00%
Total:	84,561	100.00%	2,321,718,217	100.00%	1,989,975,303	100.00%	29,934	600	63.54	14.71%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	1,482	1.75%	40,146,220	1.73%	34,350,718	1.73%	29,115	607	63.15	16.11%
Alaska	102	0.12%	3,164,994	0.14%	2,834,636	0.14%	34,641	604	65.26	15.16%
Arizona	1,609	1.90%	44,657,260	1.92%	38,599,830	1.94%	30,055	606	64.07	14.57%
Arkansas	1,137	1.34%	30,935,576	1.33%	26,101,337	1.31%	29,716	603	62.99	14.47%
California	6,905	8.17%	192,148,298	8.28%	163,289,938	8.21%	30,523	604	63.49	14.88%
Colorado	856	1.01%	23,708,474	1.02%	20,290,599	1.02%	30,434	609	63.22	13.50%
Connecticut	845	1.00%	22,220,969	0.96%	18,428,314	0.93%	28,802	601	62.81	13.45%
Delaware	305	0.36%	7,853,020	0.34%	6,487,158	0.33%	27,128	590	61.82	15.73%
Florida	10,569	12.50%	286,198,088	12.33%	248,051,205	12.47%	29,513	600	64.09	14.42%
Georgia	3,748	4.43%	104,738,903	4.51%	89,215,246	4.48%	30,691	603	62.87	15.78%
Hawaii	246	0.29%	6,778,374	0.29%	5,979,575	0.30%	29,051	600	64.10	15.85%
Idaho	163	0.19%	4,402,602	0.19%	3,787,735	0.19%	29,127	588	63.26	14.78%
Illinois	2,078	2.46%	54,584,504	2.35%	44,081,422	2.22%	28,436	600	61.16	15.85%
Indiana	1,257	1.49%	32,609,472	1.40%	28,101,118	1.41%	28,412	596	63.40	15.22%
Iowa	279	0.33%	7,464,385	0.32%	6,509,813	0.33%	29,288	589	63.93	14.92%
Kansas	308	0.36%	8,025,386	0.35%	6,567,280	0.33%	28,128	595	62.32	15.21%
Kentucky	1,023	1.21%	25,862,883	1.11%	21,909,572	1.10%	27,965	600	63.04	15.30%
Louisiana	1,557	1.84%	43,004,758	1.85%	35,373,165	1.78%	30,375	599	61.89	15.26%
Maine	230	0.27%	6,412,944	0.28%	5,649,864	0.28%	30,486	602	63.54	13.32%
Maryland	2,061	2.44%	55,543,687	2.39%	46,741,733	2.35%	29,139	592	62.24	15.62%
Massachusetts	1,269	1.50%	32,641,444	1.41%	27,211,645	1.37%	28,239	600	63.52	14.04%
Michigan	1,571	1.86%	41,215,283	1.78%	35,186,109	1.77%	28,012	603	63.69	15.21%
Minnesota	442	0.52%	12,258,324	0.53%	9,962,203	0.50%	30,242	599	62.51	13.95%
Mississippi	970	1.15%	27,142,451	1.17%	23,313,894	1.17%	29,985	603	62.94	15.67%
Missouri	1,341	1.59%	33,862,815	1.46%	28,583,949	1.44%	27,815	596	63.03	15.72%
Montana	233	0.28%	6,532,846	0.28%	5,690,722	0.29%	30,776	597	62.91	14.09%
Nebraska	222	0.26%	6,116,453	0.26%	5,318,879	0.27%	31,125	605	63.17	13.40%
Nevada	956	1.13%	26,054,336	1.12%	22,285,791	1.12%	29,717	598	63.85	14.69%
New Hampshire	450	0.53%	11,379,099	0.49%	9,866,737	0.50%	27,360	593	63.17	14.14%
New Jersey	2,339	2.77%	62,190,393	2.68%	52,407,875	2.63%	28,674	606	63.60	14.15%
New Mexico	609	0.72%	16,628,508	0.72%	14,516,629	0.73%	29,685	599	64.08	16.00%
New York	3,498	4.14%	96,150,353	4.14%	81,566,706	4.10%	29,447	610	63.65	14.81%
North Carolina	3,582	4.24%	97,012,878	4.18%	83,349,076	4.19%	29,403	596	63.42	14.67%
North Dakota	112	0.13%	3,178,341	0.14%	2,872,843	0.14%	31,963	597	64.14	14.87%
Ohio	3,210	3.80%	81,860,608	3.53%	71,748,246	3.61%	27,421	597	64.07	15.44%
Oklahoma	1,244	1.47%	33,416,016	1.44%	28,681,917	1.44%	29,455	594	63.37	14.73%
Oregon	557	0.66%	14,119,871	0.61%	12,127,918	0.61%	27,642	600	63.50	14.57%
Pennsylvania	2,670	3.16%	68,664,848	2.96%	58,715,374	2.95%	28,085	597	63.50	14.25%
Rhode Island	200	0.24%	5,055,120	0.22%	4,438,653	0.22%	27,401	591	63.79	14.22%
South Carolina	1,721	2.04%	45,284,794	1.95%	38,338,663	1.93%	28,943	594	63.28	15.35%
South Dakota	115	0.14%	2,964,847	0.13%	2,629,080	0.13%	28,933	613	62.76	14.23%
Tennessee	1,976	2.34%	52,998,774	2.28%	45,626,595	2.29%	29,594	602	63.59	15.68%
Texas	14,364	16.99%	432,541,999	18.63%	376,868,361	18.94%	32,414	602	64.07	13.85%
Utah	363	0.43%	10,256,198	0.44%	8,822,906	0.44%	31,760	607	64.19	14.61%
Vermont	125	0.15%	3,435,184	0.15%	3,079,163	0.15%	29,819	584	64.38	13.45%
Virginia	1,639	1.94%	44,535,050	1.92%	38,657,195	1.94%	30,249	593	63.77	15.08%
Washington	508	0.60%	13,785,213	0.59%	11,488,080	0.58%	29,559	596	62.73	14.90%
West Virginia	683	0.81%	18,019,490	0.78%	15,845,927	0.80%	28,802	590	64.27	15.12%
Wisconsin	562	0.66%	14,348,025	0.62%	11,907,138	0.60%	27,911	595	62.14	15.19%
Wyoming	104	0.12%	3,202,054	0.14%	2,625,846	0.13%	32,907	593	63.13	13.93%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	-	-	-	-	-	-	-	-	-	-
Armed Forces Pacific	1	0.00%	24,533	0.00%	0	0.00%	0	0	0.00	0.00%
District of Columbia	162	0.19%	4,290,932	0.18%	3,806,578	0.19%	27,649	599	64.35	17.82%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	3	0.00%	90,339	0.00%	84,346	0.00%	30,999	564	65.19	13.97%
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	84,561	100.00%	2,321,718,217	100.00%	1,989,975,303	100.00%	29,934	600	63.54	14.71%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	17,032	20.14%	589,514,143	25.39%	477,404,004	23.99%	36,828	610	62.57	11.70%
Used	67,529	79.86%	1,732,204,074	74.61%	1,512,571,299	76.01%	27,758	597	63.84	15.67%
NA	-	-	-	-	-	-	-	-	-	-
Total:	84,561	100.00%	2,321,718,217	100.00%	1,989,975,303	100.00%	29,934	600	63.54	14.71%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	35,022	41.42%	813,063,707	35.02%	682,613,195	34.30%	25,290	599	62.68	16.51%
Truck	13,102	15.49%	490,861,558	21.14%	424,408,907	21.33%	38,266	612	64.06	12.20%
SUV	36,437	43.09%	1,017,792,953	43.84%	882,953,200	44.37%	29,520	596	63.95	14.53%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	84,561	100.00%	2,321,718,217	100.00%	1,989,975,303	100.00%	29,934	600	63.54	14.71%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	4,256	5.03%	109,337,756	4.71%	93,816,145	4.71%	29,332	603	62.87	15.37%
Ford: Lincoln	407	0.48%	11,139,114	0.48%	9,607,428	0.48%	29,549	594	62.79	14.90%
Ford: Mercury	1	0.00%	11,545	0.00%	4,190	0.00%	4,190	463	11.00	27.99%
GMC	2,137	2.53%	70,571,712	3.04%	61,426,613	3.09%	35,159	603	63.80	13.58%
GMC: Buick	982	1.16%	22,612,821	0.97%	19,569,454	0.98%	23,859	586	63.41	16.13%
GMC: Cadillac	769	0.91%	24,057,559	1.04%	20,628,023	1.04%	35,151	595	62.74	14.51%
GMC: Chevrolet	9,747	11.53%	269,778,640	11.62%	233,776,943	11.75%	30,341	597	63.77	15.27%
GMC: Hummer	2	0.00%	49,763	0.00%	12,254	0.00%	7,612	689	16.46	12.99%
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	2	0.00%	33,546	0.00%	7,293	0.00%	3,777	556	12.00	14.55%
GMC: Saturn	1	0.00%	15,137	0.00%	4,758	0.00%	4,758	556	14.00	21.12%
Tesla	107	0.13%	5,242,930	0.23%	4,783,457	0.24%	50,929	652	65.75	10.19%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	1,470	1.74%	43,971,231	1.89%	38,873,157	1.95%	31,768	600	63.81	14.94%
BMW: Mini	189	0.22%	3,956,713	0.17%	3,401,037	0.17%	21,871	595	63.83	14.67%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	1,386	1.64%	42,630,692	1.84%	37,154,773	1.87%	31,706	601	63.53	15.18%
Daimler: Smart	9	0.01%	106,957	0.00%	91,026	0.00%	13,242	605	60.18	11.49%
Fiat	177	0.21%	3,311,253	0.14%	2,258,969	0.11%	19,561	593	58.80	15.80%
Fiat: Alfa Romeo	136	0.16%	4,718,188	0.20%	4,224,051	0.21%	34,843	613	65.82	13.37%
Fiat: Chrysler	1,410	1.67%	35,680,406	1.54%	27,375,854	1.38%	26,977	602	60.60	15.36%
Fiat: Dodge	8,046	9.52%	298,894,305	12.87%	253,281,263	12.73%	38,595	621	63.77	11.72%
Fiat: Jeep	8,696	10.28%	256,630,669	11.05%	214,832,628	10.80%	31,576	606	63.58	13.14%
Fiat: Maserati	1	0.00%	60,368	0.00%	14,064	0.00%	14,064	628	15.00	7.41%
Geely: Volvo	190	0.22%	5,445,185	0.23%	4,699,151	0.24%	31,333	591	63.23	13.26%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	2,290	2.71%	54,732,731	2.36%	48,594,038	2.44%	25,904	593	64.33	15.41%
Volkswagen: Audi	717	0.85%	21,464,535	0.92%	19,196,878	0.96%	31,419	604	63.72	14.38%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	78	0.09%	3,417,637	0.15%	2,997,242	0.15%	44,332	645	62.96	10.96%
Honda	4,426	5.23%	111,279,006	4.79%	98,096,427	4.93%	26,233	600	64.34	15.68%
Honda: Acura	528	0.62%	15,035,175	0.65%	13,088,882	0.66%	30,059	601	63.36	14.51%
Hyundai	4,516	5.34%	100,487,656	4.33%	87,499,526	4.40%	24,276	591	63.74	16.30%
Hyundai: Kia	4,596	5.44%	103,507,049	4.46%	89,772,357	4.51%	24,093	589	63.78	16.84%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	1,164	1.38%	28,209,054	1.22%	24,657,746	1.24%	25,366	588	64.24	15.47%
Mitsubishi	1,866	2.21%	46,163,688	1.99%	40,883,551	2.05%	26,202	593	64.55	15.85%
Nissan	9,145	10.81%	214,206,760	9.23%	181,233,531	9.11%	24,881	586	62.91	16.71%
Nissan: Infiniti	771	0.91%	23,114,483	1.00%	19,651,852	0.99%	30,632	598	63.40	15.19%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	741	0.88%	18,277,648	0.79%	16,028,315	0.81%	25,742	598	63.46	14.73%
Suzuki	-	-	-	-	-	-	-	-	-	-
Tata: Jaguar	132	0.16%	4,240,401	0.18%	3,683,019	0.19%	33,082	593	63.72	15.19%
Tata: Land Rover	238	0.28%	9,136,928	0.39%	8,056,790	0.40%	39,485	612	64.59	12.92%
Toyota	6,177	7.30%	164,528,821	7.09%	141,532,596	7.11%	28,205	600	63.82	15.06%
Toyota: Lexus	649	0.77%	19,527,957	0.84%	16,821,031	0.85%	30,808	598	63.05	14.39%
Toyota: Scion	60	0.07%	928,167	0.04%	711,154	0.04%	15,291	585	55.87	20.31%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	6,346	7.50%	175,204,031	7.55%	147,627,838	7.42%	29,054	593	62.73	14.92%
Total:	84,561	100.00%	2,321,718,217	100.00%	1,989,975,303	100.00%	29,934	600	63.54	14.71%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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