StratMaker (139534)

Santander Drive Auto Receivables Trust 2022-7

StratMaker Datatape Summary

Beginning Period

Nov 1, 2022

As % of Reporting Period ELA:

Ending Period

Nov 30, 2022

New % / Used %

28.81% / 71.19%

Total Original # of Loans

46,973

WA Loan to Value (LTV)

99.00%

Total Original Loan Amount (OLA)

$ 1,228,954,740

WA Payment to Income (PTI)

11.12%

Weighted Average (WA) OLA

$ 30,991

WA FICO (non-zero)

600

Rep. Period Beginning Loan Amount

$ 1,050,460,724

WA Remaining Term (RT)

65.16

Rep. Period Ending Loan Amount (ELA)

$ 1,029,083,658

WA Original APR

16.32%

Beginning Period

Nov 1, 2022

Ending Period

Nov 30, 2022

Total Original # of Loans

46,973

Total Original Loan Amount (OLA)

$ 1,228,954,740

Weighted Average (WA) OLA

$ 30,991

Rep. Period Beginning Loan Amount

$ 1,050,460,724

Rep. Period Ending Loan Amount (ELA)

$ 1,029,083,658

As % of Reporting Period ELA:

New % / Used %

28.81% / 71.19%

WA Loan to Value (LTV)

99.00%

WA Payment to Income (PTI)

11.12%

WA FICO (non-zero)

600

WA Remaining Term (RT)

65.16

WA Original APR

16.32%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	5	0.01%	23,143	0.00%	19,211	0.00%	4,398	651	57.03	11.89%
$5,000 - $9,999	1,197	2.55%	10,063,007	0.82%	5,517,304	0.54%	6,576	576	45.30	17.83%
$10,000 - $14,999	5,053	10.76%	65,020,355	5.29%	41,092,877	3.99%	10,481	584	50.30	19.01%
$15,000 - $19,999	8,463	18.02%	148,733,599	12.10%	108,188,139	10.51%	15,273	587	57.45	18.50%
$20,000 - $24,999	9,693	20.64%	218,150,281	17.75%	175,823,732	17.09%	20,564	590	63.10	18.11%
$25,000 - $29,999	8,321	17.71%	227,725,441	18.53%	193,543,052	18.81%	25,597	593	65.82	17.75%
$30,000 - $39,999	9,852	20.97%	337,639,803	27.47%	300,324,689	29.18%	32,767	598	67.83	16.44%
$40,000 - $49,999	2,694	5.74%	118,174,585	9.62%	106,217,838	10.32%	42,142	610	69.17	13.10%
$50,000 - $59,999	1,000	2.13%	54,566,883	4.44%	51,461,010	5.00%	53,435	623	70.73	11.52%
$60,000 - $69,999	420	0.89%	26,898,633	2.19%	25,795,335	2.51%	63,192	645	70.84	8.61%
$70,000 - $79,999	168	0.36%	12,374,532	1.01%	12,078,319	1.17%	72,867	654	70.95	7.07%
$80,000 - $89,999	63	0.13%	5,296,141	0.43%	4,784,985	0.46%	82,927	694	71.64	7.06%
$90,000 - $99,999	37	0.08%	3,564,489	0.29%	3,519,761	0.34%	95,225	713	71.68	7.06%
Over $100,000	7	0.01%	723,850	0.06%	717,406	0.07%	102,577	768	72.01	6.20%
Total:	46,973	100.00%	1,228,954,740	100.00%	1,029,083,658	100.00%	30,193	600	65.16	16.32%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	3,794	8.08%	58,974,028	4.80%	10,337,789	1.00%	3,725	599	17.36	17.53%
$5,000 - $9,999	6,664	14.19%	122,897,226	10.00%	49,432,650	4.80%	7,692	595	24.25	17.08%
$10,000 - $14,999	5,449	11.60%	113,324,397	9.22%	68,154,345	6.62%	12,676	590	41.75	17.51%
$15,000 - $19,999	5,962	12.69%	122,478,123	9.97%	104,716,171	10.18%	17,684	588	60.88	18.07%
$20,000 - $24,999	6,999	14.90%	164,786,853	13.41%	157,651,557	15.32%	22,616	590	68.45	18.17%
$25,000 - $29,999	6,417	13.66%	178,783,354	14.55%	175,941,854	17.10%	27,495	592	70.75	17.91%
$30,000 - $39,999	7,958	16.94%	275,766,214	22.44%	272,910,302	26.52%	34,521	599	71.72	16.45%
$40,000 - $49,999	2,190	4.66%	97,054,294	7.90%	96,032,454	9.33%	44,032	611	72.04	13.11%
$50,000 - $59,999	911	1.94%	50,281,891	4.09%	49,754,299	4.83%	54,762	623	71.79	11.41%
$60,000 - $69,999	388	0.83%	25,138,380	2.05%	24,890,691	2.42%	64,279	645	71.33	8.50%
$70,000 - $79,999	150	0.32%	11,197,323	0.91%	11,074,653	1.08%	73,932	653	71.48	7.11%
$80,000 - $89,999	50	0.11%	4,257,503	0.35%	4,218,436	0.41%	84,466	698	71.34	7.25%
$90,000 - $99,999	36	0.08%	3,491,923	0.28%	3,448,561	0.34%	95,868	715	71.95	7.07%
Over $100,000	5	0.01%	523,231	0.04%	519,895	0.05%	104,027	761	72.20	6.34%
Total:	46,973	100.00%	1,228,954,740	100.00%	1,029,083,658	100.00%	30,193	600	65.16	16.32%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	46,973	100.00%	1,228,954,740	100.00%	1,029,083,658	100.00%	30,193	600	65.16	16.32%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	46,973	100.00%	1,228,954,740	100.00%	1,029,083,658	100.00%	30,193	600	65.16	16.32%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	146	0.31%	7,633,149	0.62%	7,112,499	0.69%	57,547	694	59.10	0.97%
2.50 - 4.99%	823	1.75%	32,756,382	2.67%	24,951,001	2.42%	57,225	669	65.92	4.14%
5.00 - 7.49%	661	1.41%	22,231,995	1.81%	17,855,706	1.74%	39,167	674	65.86	6.45%
7.50 - 9.99%	2,675	5.69%	83,232,606	6.77%	68,516,545	6.66%	37,681	652	66.60	9.00%
10.00 - 12.49%	4,979	10.60%	150,213,617	12.22%	129,295,213	12.56%	35,198	614	67.73	11.27%
12.50 - 14.99%	6,303	13.42%	183,274,942	14.91%	158,654,792	15.42%	32,505	604	67.39	13.65%
15.00 - 17.49%	7,396	15.75%	201,863,274	16.43%	169,042,204	16.43%	29,544	594	65.18	16.13%
17.50 - 19.99%	9,924	21.13%	242,010,734	19.69%	187,065,450	18.18%	25,974	583	60.77	18.37%
20.00 - 22.49%	6,437	13.70%	144,558,874	11.76%	119,935,552	11.65%	24,795	579	63.50	20.89%
22.50 - 24.99%	4,397	9.36%	95,777,931	7.79%	85,815,893	8.34%	24,056	571	66.43	23.62%
25.00 - 27.49%	2,019	4.30%	41,734,399	3.40%	38,460,845	3.74%	22,827	564	67.23	25.70%
27.50 - 29.99%	1,213	2.58%	23,666,838	1.93%	22,377,959	2.17%	21,273	553	67.62	28.67%
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	46,973	100.00%	1,228,954,740	100.00%	1,029,083,658	100.00%	30,193	600	65.16	16.32%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	2,272	4.84%	51,375,798	4.18%	43,647,280	4.24%	25,424	474	63.80	18.91%
500 - 549	7,086	15.09%	174,533,135	14.20%	147,277,494	14.31%	27,339	528	64.20	18.27%
550 - 599	13,233	28.17%	345,640,209	28.12%	289,009,143	28.08%	29,286	576	64.70	17.10%
600 - 649	12,288	26.16%	351,146,538	28.57%	300,245,044	29.18%	32,485	621	66.64	14.90%
650 - 699	3,455	7.36%	99,150,933	8.07%	81,552,947	7.92%	33,306	671	65.64	14.30%
700 - 749	1,599	3.40%	47,184,010	3.84%	38,257,435	3.72%	36,847	722	65.88	12.29%
750 - 799	662	1.41%	21,138,894	1.72%	16,590,095	1.61%	42,635	771	65.19	9.32%
800+	569	1.21%	17,487,286	1.42%	13,568,426	1.32%	41,495	833	61.40	7.09%
NA	5,809	12.37%	121,297,937	9.87%	98,935,795	9.61%	23,470	0	63.89	19.94%
Total:	46,973	100.00%	1,228,954,740	100.00%	1,029,083,658	100.00%	30,193	600	65.16	16.32%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	5	0.01%	50,857	0.00%	49,688	0.00%	11,350	581	24.54	11.96%
25 - 36	115	0.24%	2,898,285	0.24%	2,772,917	0.27%	39,432	766	35.88	3.80%
37 - 48	355	0.76%	5,939,555	0.48%	5,453,787	0.53%	22,233	623	46.62	13.79%
49 - 60	3,285	6.99%	59,392,604	4.83%	45,788,393	4.45%	22,770	606	56.32	17.72%
61 - 72	37,514	79.86%	973,573,932	79.22%	816,087,457	79.30%	29,811	599	65.28	16.48%
73+	5,699	12.13%	187,099,507	15.22%	158,931,416	15.44%	34,412	600	68.24	15.36%
Total:	46,973	100.00%	1,228,954,740	100.00%	1,029,083,658	100.00%	30,193	600	65.16	16.32%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	592	1.26%	14,800,140	1.20%	0	0.00%	0	0	0.00	0.00%
1 - 12	1,077	2.29%	16,756,008	1.36%	2,805,195	0.27%	3,530	605	8.88	16.83%
13 - 24	10,031	21.35%	208,645,704	16.98%	78,966,359	7.67%	9,534	597	20.77	16.94%
25 - 36	2,989	6.36%	72,408,355	5.89%	43,539,090	4.23%	17,347	596	27.91	16.36%
37 - 48	565	1.20%	10,574,850	0.86%	9,251,054	0.90%	20,784	598	44.84	15.37%
49 - 60	2,564	5.46%	54,031,069	4.40%	50,982,653	4.95%	24,454	598	58.15	16.94%
61 - 72	21,003	44.71%	598,417,979	48.69%	591,369,710	57.47%	32,541	601	71.24	16.39%
73+	8,152	17.35%	253,320,634	20.61%	252,169,597	24.50%	35,177	600	74.03	15.84%
Total:	46,973	100.00%	1,228,954,740	100.00%	1,029,083,658	100.00%	30,193	600	65.16	16.32%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	36,197	77.06%	957,985,486	77.95%	819,269,538	79.61%	30,964	605	67.14	16.07%
1 - 15	6,161	13.12%	158,395,711	12.89%	126,273,866	12.27%	28,369	584	60.09	17.19%
16 - 30	2,819	6.00%	69,452,569	5.65%	52,074,341	5.06%	26,177	576	55.69	17.48%
31 - 60	1,763	3.75%	42,229,981	3.44%	30,782,793	2.99%	24,026	572	49.51	17.38%
61 - 90	28	0.06%	756,146	0.06%	639,929	0.06%	26,665	584	52.26	17.60%
91 - 120	2	0.00%	49,224	0.00%	43,193	0.00%	30,482	611	51.75	16.64%
121+	3	0.01%	85,623	0.01%	0	0.00%	0	0	0.00	0.00%
Total:	46,973	100.00%	1,228,954,740	100.00%	1,029,083,658	100.00%	30,193	600	65.16	16.32%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	2,820	6.00%	67,512,836	5.49%	50,557,059	4.91%	26,481	634	62.99	14.24%
Stated, not verified	43,712	93.06%	1,149,799,748	93.56%	969,470,295	94.21%	30,376	598	65.30	16.41%
Stated, verified to Level 3²	441	0.94%	11,642,156	0.95%	9,056,304	0.88%	31,362	579	62.53	17.74%
NA	-	-	-	-	-	-	-	-	-	-
Total:	46,973	100.00%	1,228,954,740	100.00%	1,029,083,658	100.00%	30,193	600	65.16	16.32%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	43,890	93.44%	1,150,369,440	93.61%	960,277,321	93.31%	30,274	601	65.08	16.17%
Stated, verified but not Level 4 or 5	3,083	6.56%	78,585,300	6.39%	68,806,337	6.69%	29,071	580	66.21	18.42%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	46,973	100.00%	1,228,954,740	100.00%	1,029,083,658	100.00%	30,193	600	65.16	16.32%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	4,769	10.15%	108,411,282	8.82%	86,312,280	8.39%	28,115	621	64.76	12.54%
5.00 - 9.99%	16,898	35.97%	435,021,393	35.40%	361,956,940	35.17%	30,306	603	64.96	15.27%
10.00 - 14.99%	15,924	33.90%	429,618,167	34.96%	360,426,490	35.02%	30,617	594	65.00	17.04%
15.00 - 19.99%	8,278	17.62%	224,120,812	18.24%	192,564,953	18.71%	30,020	594	65.75	18.38%
20.00 - 24.99%	1,099	2.34%	31,623,211	2.57%	27,790,088	2.70%	30,909	605	67.01	17.95%
25.00 - 29.99%	5	0.01%	159,876	0.01%	32,906	0.00%	8,643	660	19.43	8.73%
30.00 - 39.99%	-	-	-	-	-	-	-	-	-	-
40.00 - 49.99%	-	-	-	-	-	-	-	-	-	-
50.00 - 59.99%	-	-	-	-	-	-	-	-	-	-
60.00 - 69.99%	-	-	-	-	-	-	-	-	-	-
70.00 - 79.99%	-	-	-	-	-	-	-	-	-	-
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	46,973	100.00%	1,228,954,740	100.00%	1,029,083,658	100.00%	30,193	600	65.16	16.32%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	66	0.14%	667,934	0.05%	570,158	0.06%	11,574	651	55.60	8.49%
25.00 - 49.99%	694	1.48%	10,559,730	0.86%	9,282,916	0.90%	18,911	583	65.00	11.07%
50.00 - 74.99%	2,819	6.00%	62,690,531	5.10%	52,717,605	5.12%	26,355	607	65.55	11.89%
75.00 - 99.99%	12,567	26.75%	331,120,531	26.94%	260,639,169	25.33%	29,134	589	62.82	15.20%
100.00 - 109.99%	9,638	20.52%	262,737,123	21.38%	219,032,911	21.28%	31,005	596	65.06	16.45%
110.00 - 119.99%	10,289	21.90%	282,297,970	22.97%	242,931,161	23.61%	31,774	601	66.38	17.14%
120.00 - 129.99%	6,953	14.80%	182,673,430	14.86%	159,379,497	15.49%	31,055	607	66.35	17.69%
130.00 - 139.99%	3,652	7.77%	88,643,805	7.21%	77,582,516	7.54%	28,718	619	66.54	17.96%
140.00%+	295	0.63%	7,563,685	0.62%	6,947,725	0.68%	31,504	646	68.66	16.61%
Total:	46,973	100.00%	1,228,954,740	100.00%	1,029,083,658	100.00%	30,193	600	65.16	16.32%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	873	1.86%	21,385,888	1.74%	18,015,483	1.75%	28,039	598	64.89	18.21%
Alaska	74	0.16%	1,999,179	0.16%	1,868,301	0.18%	31,903	598	69.23	18.28%
Arizona	806	1.72%	21,220,799	1.73%	17,690,325	1.72%	30,538	601	64.61	16.60%
Arkansas	734	1.56%	18,773,033	1.53%	14,916,651	1.45%	30,498	608	63.02	15.58%
California	3,671	7.82%	96,646,894	7.86%	78,259,946	7.60%	30,817	604	63.87	16.57%
Colorado	451	0.96%	12,123,788	0.99%	10,423,568	1.01%	33,522	613	66.66	15.24%
Connecticut	441	0.94%	10,313,459	0.84%	7,696,808	0.75%	26,239	605	62.14	14.69%
Delaware	223	0.47%	5,117,746	0.42%	4,342,595	0.42%	25,405	593	65.06	17.78%
Florida	3,631	7.73%	98,200,095	7.99%	88,145,469	8.57%	31,331	600	68.21	15.62%
Georgia	2,163	4.60%	56,953,365	4.63%	46,751,710	4.54%	29,818	597	63.68	17.73%
Hawaii	137	0.29%	3,599,161	0.29%	3,135,376	0.30%	28,300	589	66.62	18.65%
Idaho	99	0.21%	2,364,689	0.19%	1,775,024	0.17%	27,991	585	61.47	17.00%
Illinois	1,309	2.79%	32,256,884	2.62%	24,264,968	2.36%	27,245	599	60.43	17.63%
Indiana	650	1.38%	16,087,683	1.31%	13,489,300	1.31%	28,178	599	65.20	17.33%
Iowa	174	0.37%	4,663,523	0.38%	4,026,173	0.39%	32,410	609	65.60	15.60%
Kansas	169	0.36%	4,440,823	0.36%	3,747,700	0.36%	31,040	603	65.84	16.78%
Kentucky	553	1.18%	12,864,396	1.05%	10,335,389	1.00%	25,943	597	63.67	17.38%
Louisiana	953	2.03%	25,042,285	2.04%	20,315,791	1.97%	30,804	597	62.38	16.40%
Maine	128	0.27%	3,386,764	0.28%	2,900,400	0.28%	30,888	605	66.83	14.85%
Maryland	1,800	3.83%	46,969,861	3.82%	38,960,416	3.79%	29,660	590	64.06	16.75%
Massachusetts	730	1.55%	18,339,261	1.49%	16,293,226	1.58%	28,449	597	68.10	15.62%
Michigan	818	1.74%	20,198,594	1.64%	16,716,163	1.62%	26,585	597	65.22	17.13%
Minnesota	256	0.54%	6,949,374	0.57%	5,571,399	0.54%	32,585	611	62.37	14.42%
Mississippi	639	1.36%	16,234,692	1.32%	12,730,003	1.24%	28,494	596	61.52	17.64%
Missouri	803	1.71%	19,004,644	1.55%	15,589,482	1.51%	27,253	593	64.47	17.88%
Montana	113	0.24%	2,885,411	0.23%	2,431,735	0.24%	30,930	610	66.00	15.71%
Nebraska	131	0.28%	3,229,581	0.26%	2,704,054	0.26%	29,726	615	64.77	13.78%
Nevada	576	1.23%	15,316,809	1.25%	13,026,550	1.27%	30,208	603	65.76	16.94%
New Hampshire	253	0.54%	5,852,989	0.48%	5,226,182	0.51%	25,974	586	67.33	17.48%
New Jersey	1,386	2.95%	34,740,109	2.83%	28,708,759	2.79%	28,382	598	65.46	16.51%
New Mexico	336	0.72%	9,167,721	0.75%	7,439,593	0.72%	30,824	606	63.53	16.08%
New York	2,011	4.28%	54,482,730	4.43%	44,507,974	4.33%	30,724	612	65.01	16.27%
North Carolina	2,040	4.34%	54,469,467	4.43%	46,432,443	4.51%	31,018	595	65.63	16.04%
North Dakota	77	0.16%	1,975,401	0.16%	1,737,716	0.17%	29,372	596	65.08	17.45%
Ohio	1,907	4.06%	44,835,777	3.65%	38,817,800	3.77%	26,259	598	66.59	17.35%
Oklahoma	826	1.76%	20,539,663	1.67%	17,048,898	1.66%	28,738	601	64.27	16.33%
Oregon	291	0.62%	7,070,101	0.58%	5,860,174	0.57%	28,026	595	64.56	16.47%
Pennsylvania	2,023	4.31%	50,002,996	4.07%	41,659,028	4.05%	27,838	590	64.50	15.70%
Rhode Island	135	0.29%	3,126,188	0.25%	2,600,525	0.25%	27,671	605	65.46	15.22%
South Carolina	973	2.07%	24,696,850	2.01%	20,482,543	1.99%	28,839	593	64.85	17.36%
South Dakota	63	0.13%	1,697,549	0.14%	1,452,730	0.14%	32,602	602	65.00	15.53%
Tennessee	1,006	2.14%	25,508,598	2.08%	21,510,779	2.09%	29,417	600	64.96	17.60%
Texas	8,054	17.15%	230,689,356	18.77%	195,923,550	19.04%	33,193	603	65.89	15.04%
Utah	197	0.42%	5,873,953	0.48%	5,368,420	0.52%	37,672	627	69.24	15.62%
Vermont	61	0.13%	1,638,916	0.13%	1,371,510	0.13%	30,869	583	64.93	16.14%
Virginia	887	1.89%	22,308,334	1.82%	19,067,655	1.85%	28,905	590	65.87	17.20%
Washington	301	0.64%	7,415,069	0.60%	5,834,228	0.57%	26,247	593	62.93	17.55%
West Virginia	486	1.03%	12,277,058	1.00%	10,736,987	1.04%	29,076	597	67.16	17.48%
Wisconsin	318	0.68%	7,720,428	0.63%	5,774,347	0.56%	26,817	597	61.32	16.75%
Wyoming	50	0.11%	1,536,096	0.12%	1,256,705	0.12%	34,694	614	63.36	15.72%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	-	-	-	-	-	-	-	-	-	-
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	187	0.40%	4,760,711	0.39%	4,141,108	0.40%	27,373	588	65.05	18.63%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	-	-	-	-	-	-	-	-	-	-
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	46,973	100.00%	1,228,954,740	100.00%	1,029,083,658	100.00%	30,193	600	65.16	16.32%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	11,498	24.48%	377,789,960	30.74%	296,494,501	28.81%	37,697	606	62.05	12.95%
Used	35,475	75.52%	851,164,780	69.26%	732,589,157	71.19%	27,157	597	66.42	17.68%
NA	-	-	-	-	-	-	-	-	-	-
Total:	46,973	100.00%	1,228,954,740	100.00%	1,029,083,658	100.00%	30,193	600	65.16	16.32%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	18,927	40.29%	412,763,639	33.59%	328,744,426	31.95%	24,674	598	62.62	17.97%
Truck	7,009	14.92%	258,810,538	21.06%	221,227,485	21.50%	40,687	614	66.39	13.68%
SUV	21,037	44.79%	557,380,563	45.35%	479,111,748	46.56%	29,135	595	66.33	16.40%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	46,973	100.00%	1,228,954,740	100.00%	1,029,083,658	100.00%	30,193	600	65.16	16.32%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	2,334	4.97%	55,429,939	4.51%	44,671,300	4.34%	29,040	600	63.10	17.34%
Ford: Lincoln	207	0.44%	5,193,433	0.42%	4,607,620	0.45%	28,111	590	66.18	17.35%
Ford: Mercury	-	-	-	-	-	-	-	-	-	-
GMC	1,178	2.51%	36,338,843	2.96%	30,819,324	2.99%	34,628	598	65.93	15.90%
GMC: Buick	561	1.19%	12,481,813	1.02%	10,414,890	1.01%	24,017	590	64.34	17.39%
GMC: Cadillac	406	0.86%	11,789,219	0.96%	9,951,986	0.97%	33,770	594	65.53	16.34%
GMC: Chevrolet	5,795	12.34%	154,459,581	12.57%	131,339,023	12.76%	30,873	597	65.71	16.77%
GMC: Hummer	-	-	-	-	-	-	-	-	-	-
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	-	-	-	-	-	-	-	-	-	-
GMC: Saturn	-	-	-	-	-	-	-	-	-	-
Tesla	44	0.09%	1,857,729	0.15%	1,803,266	0.18%	45,009	629	72.17	13.80%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	757	1.61%	21,870,125	1.78%	19,172,049	1.86%	32,126	594	66.65	17.36%
BMW: Mini	85	0.18%	1,718,248	0.14%	1,475,118	0.14%	22,480	578	65.17	17.00%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	638	1.36%	18,736,216	1.52%	15,961,339	1.55%	32,281	602	64.98	17.64%
Daimler: Smart	4	0.01%	39,824	0.00%	30,108	0.00%	12,220	520	59.95	18.16%
Fiat	111	0.24%	1,869,688	0.15%	1,180,856	0.11%	14,389	607	47.94	18.10%
Fiat: Alfa Romeo	67	0.14%	2,316,418	0.19%	2,261,508	0.22%	38,050	596	71.59	14.03%
Fiat: Chrysler	800	1.70%	19,191,644	1.56%	13,713,660	1.33%	24,681	595	58.67	16.99%
Fiat: Dodge	4,442	9.46%	162,128,694	13.19%	135,537,878	13.17%	41,572	624	65.61	12.93%
Fiat: Jeep	5,249	11.17%	143,712,376	11.69%	115,058,321	11.18%	30,318	604	64.45	14.88%
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	103	0.22%	2,926,445	0.24%	2,570,616	0.25%	32,237	601	66.35	16.52%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	1,133	2.41%	25,261,462	2.06%	22,593,812	2.20%	25,517	589	67.17	17.52%
Volkswagen: Audi	362	0.77%	9,893,159	0.81%	8,999,732	0.87%	30,300	593	67.17	16.73%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	41	0.09%	1,660,001	0.14%	1,207,148	0.12%	44,059	612	66.93	14.82%
Honda	2,001	4.26%	48,397,730	3.94%	42,591,318	4.14%	26,611	597	67.10	17.37%
Honda: Acura	217	0.46%	5,876,700	0.48%	5,263,090	0.51%	29,912	604	67.19	16.65%
Hyundai	2,614	5.56%	54,214,754	4.41%	45,301,070	4.40%	23,592	594	64.56	17.80%
Hyundai: Kia	2,590	5.51%	57,280,691	4.66%	48,538,387	4.72%	24,736	593	64.90	17.77%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	575	1.22%	12,855,529	1.05%	11,230,905	1.09%	24,557	591	67.19	17.24%
Mitsubishi	1,392	2.96%	35,487,728	2.89%	32,116,161	3.12%	28,338	590	68.02	16.01%
Nissan	4,913	10.46%	104,674,440	8.52%	84,116,717	8.17%	22,718	588	62.40	18.52%
Nissan: Infiniti	422	0.90%	12,412,015	1.01%	10,826,327	1.05%	30,655	591	66.64	16.77%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	404	0.86%	9,646,157	0.78%	8,505,990	0.83%	26,733	595	67.97	16.53%
Suzuki	-	-	-	-	-	-	-	-	-	-
Tata: Jaguar	61	0.13%	1,862,171	0.15%	1,726,455	0.17%	32,521	584	69.24	17.40%
Tata: Land Rover	145	0.31%	5,285,619	0.43%	4,729,268	0.46%	38,698	603	68.33	15.08%
Toyota	3,053	6.50%	78,956,306	6.42%	67,943,912	6.60%	29,006	598	66.52	16.81%
Toyota: Lexus	285	0.61%	8,531,753	0.69%	7,420,017	0.72%	32,506	591	66.73	16.31%
Toyota: Scion	48	0.10%	736,448	0.06%	517,248	0.05%	14,537	592	55.88	20.02%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	3,936	8.38%	103,861,843	8.45%	84,887,238	8.25%	29,048	595	64.06	16.70%
Total:	46,973	100.00%	1,228,954,740	100.00%	1,029,083,658	100.00%	30,193	600	65.16	16.32%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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