StratMaker (139538)

Santander Drive Auto Receivables Trust 2022-3

StratMaker Datatape Summary

Beginning Period

Nov 1, 2022

As % of Reporting Period ELA:

Ending Period

Nov 30, 2022

New % / Used %

28.44% / 71.56%

Total Original # of Loans

65,710

WA Loan to Value (LTV)

92.81%

Total Original Loan Amount (OLA)

$ 1,737,348,409

WA Payment to Income (PTI)

11.25%

Weighted Average (WA) OLA

$ 30,826

WA FICO (non-zero)

600

Rep. Period Beginning Loan Amount

$ 1,405,909,573

WA Remaining Term (RT)

59.02

Rep. Period Ending Loan Amount (ELA)

$ 1,352,960,690

WA Original APR

14.32%

Beginning Period

Nov 1, 2022

Ending Period

Nov 30, 2022

Total Original # of Loans

65,710

Total Original Loan Amount (OLA)

$ 1,737,348,409

Weighted Average (WA) OLA

$ 30,826

Rep. Period Beginning Loan Amount

$ 1,405,909,573

Rep. Period Ending Loan Amount (ELA)

$ 1,352,960,690

As % of Reporting Period ELA:

New % / Used %

28.44% / 71.56%

WA Loan to Value (LTV)

92.81%

WA Payment to Income (PTI)

11.25%

WA FICO (non-zero)

600

WA Remaining Term (RT)

59.02

WA Original APR

14.32%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	1	0.00%	4,994	0.00%	97	0.00%	97	0	2.00	17.74%
$5,000 - $9,999	1,651	2.51%	13,831,205	0.80%	7,857,819	0.58%	6,395	578	42.37	16.50%
$10,000 - $14,999	6,753	10.28%	86,886,554	5.00%	53,977,643	3.99%	10,190	581	46.75	17.33%
$15,000 - $19,999	11,197	17.04%	196,959,626	11.34%	139,614,058	10.32%	14,953	584	53.60	16.99%
$20,000 - $24,999	13,073	19.89%	294,501,109	16.95%	225,903,945	16.70%	19,830	590	58.02	16.33%
$25,000 - $29,999	11,835	18.01%	324,234,898	18.66%	257,733,211	19.05%	24,402	592	59.78	15.63%
$30,000 - $39,999	14,168	21.56%	486,118,046	27.98%	392,475,383	29.01%	30,722	600	60.87	14.14%
$40,000 - $49,999	5,222	7.95%	229,310,426	13.20%	188,079,084	13.90%	38,809	613	61.86	10.83%
$50,000 - $59,999	1,373	2.09%	73,645,534	4.24%	60,312,502	4.46%	46,844	640	62.24	7.49%
$60,000 - $69,999	243	0.37%	15,521,545	0.89%	12,983,246	0.96%	56,117	671	62.97	5.64%
$70,000 - $79,999	79	0.12%	5,916,533	0.34%	4,991,093	0.37%	66,383	690	63.92	7.18%
$80,000 - $89,999	55	0.08%	4,637,459	0.27%	4,113,626	0.30%	75,206	708	63.46	7.63%
$90,000 - $99,999	57	0.09%	5,473,102	0.32%	4,638,115	0.34%	86,043	717	63.97	7.25%
Over $100,000	3	0.00%	307,378	0.02%	280,867	0.02%	93,650	788	64.99	6.78%
Total:	65,710	100.00%	1,737,348,409	100.00%	1,352,960,690	100.00%	27,668	600	59.02	14.32%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	7,663	11.66%	150,241,161	8.65%	13,714,339	1.01%	3,619	600	17.04	17.00%
$5,000 - $9,999	6,068	9.23%	105,919,778	6.10%	45,830,546	3.39%	7,837	588	30.01	16.52%
$10,000 - $14,999	7,867	11.97%	146,333,802	8.42%	99,380,790	7.35%	12,793	586	45.24	16.02%
$15,000 - $19,999	10,066	15.32%	213,905,130	12.31%	176,908,801	13.08%	17,692	588	55.54	15.97%
$20,000 - $24,999	11,050	16.82%	277,993,150	16.00%	248,442,822	18.36%	22,576	592	60.82	15.85%
$25,000 - $29,999	9,150	13.92%	274,315,710	15.79%	250,263,244	18.50%	27,426	595	62.64	15.14%
$30,000 - $39,999	10,281	15.65%	384,072,759	22.11%	351,771,677	26.00%	34,444	603	63.71	13.48%
$40,000 - $49,999	2,902	4.42%	140,165,980	8.07%	126,873,841	9.38%	43,887	624	64.31	9.63%
$50,000 - $59,999	441	0.67%	26,319,416	1.51%	23,563,347	1.74%	53,560	655	64.44	6.40%
$60,000 - $69,999	102	0.16%	7,345,051	0.42%	6,557,643	0.48%	64,431	680	64.15	7.27%
$70,000 - $79,999	58	0.09%	4,801,066	0.28%	4,312,398	0.32%	74,451	712	64.18	7.89%
$80,000 - $89,999	51	0.08%	4,829,198	0.28%	4,327,096	0.32%	84,925	714	64.14	7.39%
$90,000 - $99,999	11	0.02%	1,106,210	0.06%	1,014,145	0.07%	92,222	742	65.09	8.00%
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	65,710	100.00%	1,737,348,409	100.00%	1,352,960,690	100.00%	27,668	600	59.02	14.32%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	65,710	100.00%	1,737,348,409	100.00%	1,352,960,690	100.00%	27,668	600	59.02	14.32%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	65,710	100.00%	1,737,348,409	100.00%	1,352,960,690	100.00%	27,668	600	59.02	14.32%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	864	1.31%	39,060,523	2.25%	32,151,201	2.38%	41,495	685	60.21	1.06%
2.50 - 4.99%	623	0.95%	21,047,163	1.21%	14,286,475	1.06%	38,232	670	58.76	4.34%
5.00 - 7.49%	3,366	5.12%	101,835,413	5.86%	82,953,217	6.13%	33,001	664	61.12	6.58%
7.50 - 9.99%	7,444	11.33%	230,718,740	13.28%	187,159,150	13.83%	32,348	623	61.29	8.73%
10.00 - 12.49%	8,480	12.91%	254,262,351	14.64%	204,282,249	15.10%	30,050	601	60.51	11.13%
12.50 - 14.99%	9,516	14.48%	270,963,416	15.60%	214,069,517	15.82%	28,081	592	59.43	13.56%
15.00 - 17.49%	9,685	14.74%	255,545,779	14.71%	193,389,539	14.29%	25,956	585	57.65	15.95%
17.50 - 19.99%	10,359	15.76%	242,587,801	13.96%	174,827,969	12.92%	23,612	580	55.86	18.27%
20.00 - 22.49%	7,412	11.28%	162,187,842	9.34%	124,869,118	9.23%	22,805	576	58.18	20.87%
22.50 - 24.99%	5,357	8.15%	110,259,581	6.35%	87,419,930	6.46%	21,440	571	58.64	23.49%
25.00 - 27.49%	1,962	2.99%	37,679,317	2.17%	29,232,433	2.16%	20,224	566	57.70	25.52%
27.50 - 29.99%	642	0.98%	11,200,482	0.64%	8,319,891	0.61%	18,141	554	54.76	28.05%
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	65,710	100.00%	1,737,348,409	100.00%	1,352,960,690	100.00%	27,668	600	59.02	14.32%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	3,633	5.53%	84,529,373	4.87%	67,118,296	4.96%	24,258	478	58.24	16.66%
500 - 549	10,865	16.53%	274,414,498	15.80%	214,547,256	15.86%	25,704	529	57.88	15.63%
550 - 599	17,820	27.12%	462,730,795	26.63%	356,158,976	26.32%	26,307	577	58.31	15.58%
600 - 649	16,713	25.43%	477,387,922	27.48%	375,706,681	27.77%	29,293	621	59.77	12.99%
650 - 699	5,783	8.80%	171,708,619	9.88%	134,234,171	9.92%	31,083	671	60.22	11.70%
700 - 749	2,677	4.07%	82,482,907	4.75%	65,369,049	4.83%	33,999	721	60.93	10.16%
750 - 799	972	1.48%	32,415,524	1.87%	24,985,812	1.85%	36,967	770	60.11	7.91%
800+	600	0.91%	17,808,477	1.03%	12,744,657	0.94%	33,128	833	58.57	6.48%
NA	6,647	10.12%	133,870,294	7.71%	102,095,791	7.55%	21,302	0	58.57	19.15%
Total:	65,710	100.00%	1,737,348,409	100.00%	1,352,960,690	100.00%	27,668	600	59.02	14.32%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	4	0.01%	37,692	0.00%	25,539	0.00%	7,755	593	16.44	8.59%
25 - 36	146	0.22%	2,454,542	0.14%	1,688,668	0.12%	17,281	708	26.83	4.26%
37 - 48	1,329	2.02%	22,011,200	1.27%	16,735,846	1.24%	17,895	608	39.09	15.02%
49 - 60	5,775	8.79%	109,385,672	6.30%	85,922,359	6.35%	20,039	597	50.54	16.31%
61 - 72	48,489	73.79%	1,271,678,293	73.20%	998,502,681	73.80%	27,591	601	60.00	14.49%
73+	9,967	15.17%	331,781,011	19.10%	250,085,597	18.48%	31,324	600	59.54	12.96%
Total:	65,710	100.00%	1,737,348,409	100.00%	1,352,960,690	100.00%	27,668	600	59.02	14.32%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	3,186	4.85%	79,937,319	4.60%	4,991	0.00%	589	652	0.00	14.25%
1 - 12	1,753	2.67%	31,112,878	1.79%	5,761,351	0.43%	4,408	600	11.17	16.49%
13 - 24	7,000	10.65%	144,680,313	8.33%	50,681,730	3.75%	9,543	588	17.89	17.00%
25 - 36	4,013	6.11%	101,834,786	5.86%	55,572,576	4.11%	16,097	598	30.51	15.20%
37 - 48	3,589	5.46%	70,485,974	4.06%	55,093,273	4.07%	18,664	586	42.42	15.83%
49 - 60	10,695	16.28%	252,880,862	14.56%	216,169,085	15.98%	23,936	589	55.21	13.94%
61 - 72	35,472	53.98%	1,056,364,804	60.80%	969,639,175	71.67%	30,761	605	64.87	14.11%
73+	2	0.00%	51,473	0.00%	38,508	0.00%	20,221	602	75.72	0.00%
Total:	65,710	100.00%	1,737,348,409	100.00%	1,352,960,690	100.00%	27,668	600	59.02	14.32%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	41,627	63.35%	1,106,697,641	63.70%	870,072,126	64.31%	27,923	610	59.54	13.48%
1 - 15	9,552	14.54%	255,964,288	14.73%	208,764,376	15.43%	27,517	588	57.80	14.87%
16 - 30	4,535	6.90%	118,468,690	6.82%	97,022,254	7.17%	26,858	580	57.58	15.51%
31 - 60	4,889	7.44%	126,955,082	7.31%	108,541,000	8.02%	27,061	579	58.20	16.63%
61 - 90	2,088	3.18%	53,674,435	3.09%	46,520,551	3.44%	27,038	578	59.15	17.71%
91 - 120	1,078	1.64%	27,310,758	1.57%	22,040,383	1.63%	26,910	584	59.81	18.30%
121+	1,941	2.95%	48,277,516	2.78%	0	0.00%	0	0	0.00	0.00%
Total:	65,710	100.00%	1,737,348,409	100.00%	1,352,960,690	100.00%	27,668	600	59.02	14.32%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	3,333	5.07%	81,038,055	4.66%	59,773,206	4.42%	25,207	623	58.04	13.09%
Stated, not verified	61,279	93.26%	1,631,961,494	93.93%	1,280,629,244	94.65%	27,831	600	59.22	14.35%
Stated, verified to Level 3²	1,098	1.67%	24,348,860	1.40%	12,558,241	0.93%	22,734	583	43.08	16.73%
NA	-	-	-	-	-	-	-	-	-	-
Total:	65,710	100.00%	1,737,348,409	100.00%	1,352,960,690	100.00%	27,668	600	59.02	14.32%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	61,393	93.43%	1,633,869,207	94.04%	1,279,509,975	94.57%	27,830	601	59.30	14.18%
Stated, verified but not Level 4 or 5	4,317	6.57%	103,479,202	5.96%	73,450,715	5.43%	24,850	587	54.01	16.67%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	65,710	100.00%	1,737,348,409	100.00%	1,352,960,690	100.00%	27,668	600	59.02	14.32%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	6,005	9.14%	143,294,246	8.25%	108,085,319	7.99%	26,216	618	58.21	9.97%
5.00 - 9.99%	22,267	33.89%	590,908,552	34.01%	459,428,555	33.96%	28,187	601	59.04	12.78%
10.00 - 14.99%	23,066	35.10%	620,041,068	35.69%	481,047,124	35.56%	27,885	596	58.86	15.16%
15.00 - 19.99%	12,961	19.72%	341,946,819	19.68%	271,033,917	20.03%	26,863	598	59.37	16.93%
20.00 - 24.99%	1,398	2.13%	40,789,307	2.35%	33,171,397	2.45%	28,698	616	60.81	16.17%
25.00 - 29.99%	10	0.02%	292,986	0.02%	130,335	0.01%	15,689	634	31.53	14.27%
30.00 - 39.99%	3	0.00%	75,431	0.00%	64,043	0.00%	22,503	553	53.74	19.88%
40.00 - 49.99%	-	-	-	-	-	-	-	-	-	-
50.00 - 59.99%	-	-	-	-	-	-	-	-	-	-
60.00 - 69.99%	-	-	-	-	-	-	-	-	-	-
70.00 - 79.99%	-	-	-	-	-	-	-	-	-	-
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	65,710	100.00%	1,737,348,409	100.00%	1,352,960,690	100.00%	27,668	600	59.02	14.32%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	54	0.08%	483,052	0.03%	353,521	0.03%	7,869	600	48.67	7.61%
25.00 - 49.99%	755	1.15%	11,265,770	0.65%	8,439,049	0.62%	15,679	587	56.03	8.50%
50.00 - 74.99%	4,132	6.29%	94,068,064	5.41%	72,867,823	5.39%	23,418	595	59.11	9.71%
75.00 - 99.99%	18,491	28.14%	505,525,912	29.10%	386,374,260	28.56%	27,584	585	58.28	12.83%
100.00 - 109.99%	13,446	20.46%	376,060,076	21.65%	297,569,675	21.99%	28,924	596	59.68	14.60%
110.00 - 119.99%	13,208	20.10%	362,731,669	20.88%	286,462,395	21.17%	28,930	607	59.85	15.23%
120.00 - 129.99%	8,346	12.70%	217,283,415	12.51%	170,068,372	12.57%	28,103	614	59.29	15.96%
130.00 - 139.99%	6,705	10.20%	156,172,623	8.99%	119,980,217	8.87%	24,760	626	57.51	17.07%
140.00%+	573	0.87%	13,757,829	0.79%	10,845,378	0.80%	26,732	653	59.42	15.09%
Total:	65,710	100.00%	1,737,348,409	100.00%	1,352,960,690	100.00%	27,668	600	59.02	14.32%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	1,118	1.70%	27,982,402	1.61%	21,523,095	1.59%	26,078	601	58.08	16.10%
Alaska	66	0.10%	1,976,225	0.11%	1,614,234	0.12%	31,288	599	60.60	15.31%
Arizona	1,128	1.72%	30,465,243	1.75%	23,911,216	1.77%	28,225	606	58.88	13.90%
Arkansas	975	1.48%	25,235,397	1.45%	19,035,291	1.41%	26,452	599	58.01	14.31%
California	4,854	7.39%	130,921,351	7.54%	100,028,946	7.39%	28,606	609	58.60	13.92%
Colorado	573	0.87%	15,654,810	0.90%	12,158,011	0.90%	29,198	608	59.54	12.79%
Connecticut	541	0.82%	13,241,843	0.76%	10,241,287	0.76%	26,618	597	58.62	13.00%
Delaware	214	0.33%	5,395,330	0.31%	3,966,433	0.29%	25,710	591	57.97	14.38%
Florida	8,025	12.21%	209,320,374	12.05%	167,526,898	12.38%	27,795	601	60.31	13.96%
Georgia	2,834	4.31%	74,546,713	4.29%	56,311,200	4.16%	27,224	602	57.59	15.45%
Hawaii	185	0.28%	5,130,553	0.30%	4,123,955	0.30%	28,711	603	59.93	15.70%
Idaho	119	0.18%	3,095,702	0.18%	2,217,861	0.16%	24,980	588	55.60	13.61%
Illinois	1,798	2.74%	45,711,678	2.63%	32,443,326	2.40%	25,531	602	55.48	15.28%
Indiana	1,023	1.56%	25,799,707	1.49%	20,234,167	1.50%	26,546	605	58.68	15.12%
Iowa	234	0.36%	6,027,525	0.35%	4,656,700	0.34%	26,708	610	58.15	13.73%
Kansas	281	0.43%	7,435,148	0.43%	5,480,301	0.41%	27,221	599	57.51	13.78%
Kentucky	821	1.25%	20,342,123	1.17%	15,780,467	1.17%	26,068	599	58.54	15.10%
Louisiana	1,379	2.10%	35,979,434	2.07%	27,075,623	2.00%	27,104	598	56.81	15.38%
Maine	170	0.26%	4,359,497	0.25%	3,412,128	0.25%	27,118	601	58.83	12.40%
Maryland	3,050	4.64%	81,232,390	4.68%	66,456,418	4.91%	27,285	591	58.57	14.56%
Massachusetts	877	1.33%	23,186,489	1.33%	18,383,036	1.36%	28,186	602	60.59	13.43%
Michigan	1,249	1.90%	31,267,841	1.80%	24,158,463	1.79%	26,322	600	59.26	15.30%
Minnesota	371	0.56%	10,044,526	0.58%	7,345,002	0.54%	28,324	600	57.77	12.60%
Mississippi	752	1.14%	20,215,277	1.16%	15,065,256	1.11%	27,276	603	56.90	15.66%
Missouri	999	1.52%	24,318,335	1.40%	18,249,520	1.35%	25,181	596	57.92	15.57%
Montana	129	0.20%	3,195,432	0.18%	2,496,144	0.18%	25,226	589	59.88	15.25%
Nebraska	166	0.25%	4,406,732	0.25%	3,399,105	0.25%	28,023	603	59.29	12.96%
Nevada	699	1.06%	19,018,959	1.09%	14,890,636	1.10%	28,695	603	59.83	13.70%
New Hampshire	331	0.50%	7,837,571	0.45%	6,296,000	0.47%	24,981	580	60.08	15.06%
New Jersey	1,669	2.54%	42,524,705	2.45%	33,025,117	2.44%	26,544	604	59.16	13.82%
New Mexico	422	0.64%	11,442,815	0.66%	8,953,953	0.66%	28,811	603	58.84	14.69%
New York	2,555	3.89%	68,061,127	3.92%	51,984,576	3.84%	27,340	610	59.09	14.39%
North Carolina	2,697	4.10%	70,632,544	4.07%	55,311,170	4.09%	27,232	594	58.94	14.46%
North Dakota	89	0.14%	2,525,462	0.15%	2,047,878	0.15%	32,817	608	60.60	13.23%
Ohio	2,648	4.03%	64,758,339	3.73%	51,943,471	3.84%	25,475	600	60.22	14.88%
Oklahoma	938	1.43%	23,747,654	1.37%	17,531,330	1.30%	25,743	592	56.79	14.47%
Oregon	393	0.60%	9,452,985	0.54%	7,124,264	0.53%	24,915	594	58.06	14.67%
Pennsylvania	2,515	3.83%	63,541,867	3.66%	49,612,904	3.67%	26,639	594	59.11	13.88%
Rhode Island	165	0.25%	3,884,261	0.22%	2,967,130	0.22%	25,876	600	59.86	14.51%
South Carolina	1,264	1.92%	31,280,822	1.80%	23,750,017	1.76%	26,153	592	57.85	15.28%
South Dakota	73	0.11%	1,883,867	0.11%	1,488,584	0.11%	30,574	626	59.07	13.51%
Tennessee	1,459	2.22%	36,222,274	2.08%	28,386,637	2.10%	26,168	603	58.88	15.52%
Texas	10,688	16.27%	312,238,977	17.97%	247,048,350	18.26%	30,036	601	59.85	13.58%
Utah	226	0.34%	6,116,234	0.35%	4,811,060	0.36%	28,303	613	60.16	13.91%
Vermont	88	0.13%	2,335,570	0.13%	1,750,955	0.13%	25,750	597	57.23	13.81%
Virginia	1,209	1.84%	30,835,817	1.77%	23,949,849	1.77%	26,930	594	58.48	14.86%
Washington	411	0.63%	10,551,578	0.61%	7,791,273	0.58%	28,377	600	57.13	14.12%
West Virginia	592	0.90%	14,976,156	0.86%	11,931,277	0.88%	26,744	593	60.47	14.93%
Wisconsin	422	0.64%	10,947,765	0.63%	8,311,550	0.61%	26,676	594	58.35	14.78%
Wyoming	85	0.13%	2,537,234	0.15%	1,983,766	0.15%	29,506	604	57.16	12.98%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	-	-	-	-	-	-	-	-	-	-
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	140	0.21%	3,485,670	0.20%	2,757,772	0.20%	24,449	609	58.46	17.30%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	-	-	-	-	-	-	-	-	-	-
Virgin Islands	1	0.00%	20,082	0.00%	17,091	0.00%	17,091	617	52.00	9.60%
Total:	65,710	100.00%	1,737,348,409	100.00%	1,352,960,690	100.00%	27,668	600	59.02	14.32%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	15,846	24.12%	527,443,315	30.36%	384,784,575	28.44%	32,881	610	56.63	11.54%
Used	49,864	75.88%	1,209,905,095	69.64%	968,176,115	71.56%	25,596	597	59.96	15.42%
NA	-	-	-	-	-	-	-	-	-	-
Total:	65,710	100.00%	1,737,348,409	100.00%	1,352,960,690	100.00%	27,668	600	59.02	14.32%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	27,997	42.61%	618,290,672	35.59%	468,872,303	34.66%	23,308	602	58.22	16.06%
Truck	9,723	14.80%	361,532,303	20.81%	286,625,713	21.19%	35,984	607	60.12	11.72%
SUV	27,990	42.60%	757,525,435	43.60%	597,462,674	44.16%	27,100	596	59.11	14.20%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	65,710	100.00%	1,737,348,409	100.00%	1,352,960,690	100.00%	27,668	600	59.02	14.32%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	3,492	5.31%	84,025,626	4.84%	65,469,219	4.84%	26,780	598	59.10	15.23%
Ford: Lincoln	267	0.41%	6,906,249	0.40%	5,552,314	0.41%	26,958	589	59.49	15.01%
Ford: Mercury	5	0.01%	51,377	0.00%	22,059	0.00%	7,857	577	38.05	16.34%
GMC	1,422	2.16%	44,340,824	2.55%	35,815,657	2.65%	31,495	593	60.26	13.53%
GMC: Buick	691	1.05%	15,205,004	0.88%	11,749,876	0.87%	22,040	589	58.57	16.27%
GMC: Cadillac	533	0.81%	15,370,917	0.88%	11,505,239	0.85%	29,968	596	57.15	14.01%
GMC: Chevrolet	7,001	10.65%	181,186,918	10.43%	142,641,826	10.54%	27,800	595	59.32	15.14%
GMC: Hummer	-	-	-	-	-	-	-	-	-	-
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	2	0.00%	30,951	0.00%	9,085	0.00%	6,373	627	12.37	20.44%
GMC: Saturn	2	0.00%	14,320	0.00%	161	0.00%	161	561	2.00	18.34%
Tesla	38	0.06%	1,637,402	0.09%	1,463,822	0.11%	42,331	643	63.15	10.00%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	948	1.44%	27,010,201	1.55%	22,053,774	1.63%	29,221	603	59.35	14.49%
BMW: Mini	119	0.18%	2,510,853	0.14%	2,077,873	0.15%	22,443	594	59.23	14.19%
Daimler: Freightliner	1	0.00%	29,724	0.00%	26,740	0.00%	26,740	655	41.00	12.89%
Daimler: Mercedes-Benz	954	1.45%	28,143,209	1.62%	22,152,933	1.64%	29,301	597	59.18	14.96%
Daimler: Smart	10	0.02%	112,227	0.01%	69,395	0.01%	9,147	581	53.16	17.68%
Fiat	159	0.24%	2,983,381	0.17%	1,864,236	0.14%	18,035	597	51.54	14.32%
Fiat: Alfa Romeo	88	0.13%	2,973,620	0.17%	2,411,833	0.18%	32,298	601	63.32	13.03%
Fiat: Chrysler	1,224	1.86%	30,542,646	1.76%	20,950,502	1.55%	24,523	603	53.71	14.54%
Fiat: Dodge	6,674	10.16%	247,504,655	14.25%	190,367,720	14.07%	36,435	623	59.27	10.83%
Fiat: Jeep	7,562	11.51%	221,033,663	12.72%	165,021,961	12.20%	28,699	607	57.46	12.64%
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	105	0.16%	2,785,437	0.16%	2,211,831	0.16%	28,700	591	57.90	13.71%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	1,582	2.41%	34,764,524	2.00%	28,322,544	2.09%	23,185	590	60.63	15.24%
Volkswagen: Audi	416	0.63%	11,897,481	0.68%	9,682,054	0.72%	28,583	594	59.58	14.42%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	59	0.09%	2,546,927	0.15%	1,811,187	0.13%	41,583	646	58.02	9.66%
Honda	3,431	5.22%	83,065,623	4.78%	67,709,174	5.00%	24,571	601	60.76	15.54%
Honda: Acura	341	0.52%	9,066,254	0.52%	7,165,126	0.53%	27,392	592	59.24	14.23%
Hyundai	3,361	5.11%	70,239,572	4.04%	55,292,334	4.09%	22,110	592	59.62	16.14%
Hyundai: Kia	3,506	5.34%	73,855,300	4.25%	58,063,904	4.29%	21,815	591	59.38	16.55%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	869	1.32%	19,739,935	1.14%	15,771,038	1.17%	23,549	591	60.40	15.15%
Mitsubishi	1,389	2.11%	32,414,927	1.87%	26,309,724	1.94%	23,750	597	60.70	16.35%
Nissan	7,472	11.37%	165,924,124	9.55%	128,638,306	9.51%	22,838	590	58.77	16.55%
Nissan: Infiniti	513	0.78%	14,586,772	0.84%	11,617,669	0.86%	28,493	590	58.99	15.10%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	543	0.83%	12,866,073	0.74%	10,360,086	0.77%	24,297	595	59.84	14.59%
Suzuki	2	0.00%	11,548	0.00%	5,104	0.00%	3,191	0	28.26	24.12%
Tata: Jaguar	76	0.12%	2,416,848	0.14%	1,992,819	0.15%	29,948	600	59.98	14.42%
Tata: Land Rover	178	0.27%	6,309,750	0.36%	5,118,662	0.38%	35,587	602	59.36	12.18%
Toyota	4,653	7.08%	120,567,351	6.94%	96,603,079	7.14%	26,719	595	60.61	14.99%
Toyota: Lexus	430	0.65%	12,605,810	0.73%	10,015,260	0.74%	29,159	594	58.97	13.61%
Toyota: Scion	73	0.11%	1,054,529	0.06%	724,366	0.05%	14,777	611	52.46	19.43%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	5,519	8.40%	149,015,857	8.58%	114,320,197	8.45%	26,843	595	57.45	14.38%
Total:	65,710	100.00%	1,737,348,409	100.00%	1,352,960,690	100.00%	27,668	600	59.02	14.32%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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