StratMaker (139546)

Santander Drive Auto Receivables Trust 2022-1

StratMaker Datatape Summary

Beginning Period

Nov 1, 2022

As % of Reporting Period ELA:

Ending Period

Nov 30, 2022

New % / Used %

20.78% / 79.22%

Total Original # of Loans

64,149

WA Loan to Value (LTV)

92.07%

Total Original Loan Amount (OLA)

$ 1,658,769,299

WA Payment to Income (PTI)

11.38%

Weighted Average (WA) OLA

$ 30,073

WA FICO (non-zero)

613

Rep. Period Beginning Loan Amount

$ 1,287,795,996

WA Remaining Term (RT)

57.86

Rep. Period Ending Loan Amount (ELA)

$ 1,235,270,716

WA Original APR

14.42%

Beginning Period

Nov 1, 2022

Ending Period

Nov 30, 2022

Total Original # of Loans

64,149

Total Original Loan Amount (OLA)

$ 1,658,769,299

Weighted Average (WA) OLA

$ 30,073

Rep. Period Beginning Loan Amount

$ 1,287,795,996

Rep. Period Ending Loan Amount (ELA)

$ 1,235,270,716

As % of Reporting Period ELA:

New % / Used %

20.78% / 79.22%

WA Loan to Value (LTV)

92.07%

WA Payment to Income (PTI)

11.38%

WA FICO (non-zero)

613

WA Remaining Term (RT)

57.86

WA Original APR

14.42%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	1	0.00%	5,000	0.00%	2,890	0.00%	2,890	560	20.00	11.51%
$5,000 - $9,999	1,842	2.87%	15,344,740	0.93%	8,684,374	0.70%	6,295	596	42.51	14.95%
$10,000 - $14,999	6,982	10.88%	89,515,768	5.40%	50,768,400	4.11%	10,050	593	46.29	16.59%
$15,000 - $19,999	11,631	18.13%	204,859,953	12.35%	133,650,721	10.82%	14,810	597	52.62	16.74%
$20,000 - $24,999	12,955	20.20%	291,312,885	17.56%	210,708,677	17.06%	19,579	601	56.87	16.21%
$25,000 - $29,999	11,004	17.15%	301,574,608	18.18%	228,529,433	18.50%	24,200	605	58.68	15.57%
$30,000 - $39,999	13,506	21.05%	464,362,288	27.99%	366,186,518	29.64%	30,560	612	59.86	14.19%
$40,000 - $49,999	4,874	7.60%	214,132,928	12.91%	173,709,819	14.06%	38,519	631	60.86	11.11%
$50,000 - $59,999	1,082	1.69%	57,883,807	3.49%	46,726,372	3.78%	45,937	657	60.86	8.21%
$60,000 - $69,999	141	0.22%	9,007,001	0.54%	7,324,196	0.59%	54,197	697	60.26	6.70%
$70,000 - $79,999	66	0.10%	4,934,633	0.30%	4,146,933	0.34%	64,954	714	61.69	7.76%
$80,000 - $89,999	39	0.06%	3,317,883	0.20%	2,719,065	0.22%	73,877	713	62.14	9.04%
$90,000 - $99,999	22	0.03%	2,105,724	0.13%	1,842,183	0.15%	83,924	728	63.10	7.94%
Over $100,000	4	0.01%	412,081	0.02%	271,135	0.02%	90,401	729	61.99	7.02%
Total:	64,149	100.00%	1,658,769,299	100.00%	1,235,270,716	100.00%	26,937	613	57.86	14.42%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	11,230	17.51%	231,374,783	13.95%	15,638,119	1.27%	3,171	586	12.57	18.01%
$5,000 - $9,999	4,813	7.50%	75,722,042	4.56%	36,387,262	2.95%	7,835	589	32.26	16.16%
$10,000 - $14,999	6,586	10.27%	108,142,960	6.52%	83,464,575	6.76%	12,833	600	49.27	15.86%
$15,000 - $19,999	9,942	15.50%	202,112,914	12.18%	175,060,114	14.17%	17,726	603	57.10	15.82%
$20,000 - $24,999	10,558	16.46%	266,872,613	16.09%	236,963,836	19.18%	22,536	606	59.49	15.68%
$25,000 - $29,999	8,791	13.70%	269,812,750	16.27%	240,552,463	19.47%	27,439	609	60.31	14.94%
$30,000 - $39,999	9,662	15.06%	371,067,270	22.37%	330,035,307	26.72%	34,378	616	61.06	13.46%
$40,000 - $49,999	2,253	3.51%	111,764,871	6.74%	98,091,371	7.94%	43,690	643	61.74	9.75%
$50,000 - $59,999	180	0.28%	11,062,240	0.67%	9,581,358	0.78%	53,369	684	61.86	7.24%
$60,000 - $69,999	79	0.12%	5,867,664	0.35%	5,124,073	0.41%	64,978	709	62.24	8.12%
$70,000 - $79,999	30	0.05%	2,560,971	0.15%	2,242,380	0.18%	74,844	715	62.21	8.63%
$80,000 - $89,999	23	0.04%	2,198,719	0.13%	1,947,447	0.16%	84,783	726	63.04	8.55%
$90,000 - $99,999	2	0.00%	209,502	0.01%	182,412	0.01%	91,218	737	61.51	7.02%
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	64,149	100.00%	1,658,769,299	100.00%	1,235,270,716	100.00%	26,937	613	57.86	14.42%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	64,149	100.00%	1,658,769,299	100.00%	1,235,270,716	100.00%	26,937	613	57.86	14.42%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	64,149	100.00%	1,658,769,299	100.00%	1,235,270,716	100.00%	26,937	613	57.86	14.42%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	527	0.82%	22,434,962	1.35%	17,690,250	1.43%	37,781	716	58.31	1.19%
2.50 - 4.99%	348	0.54%	11,119,778	0.67%	8,127,535	0.66%	33,305	694	57.58	4.25%
5.00 - 7.49%	3,063	4.77%	85,821,077	5.17%	69,247,968	5.61%	30,314	675	59.46	6.57%
7.50 - 9.99%	6,527	10.17%	195,443,251	11.78%	157,994,444	12.79%	30,987	640	59.49	8.80%
10.00 - 12.49%	8,817	13.74%	263,762,079	15.90%	210,763,664	17.06%	29,818	627	59.50	11.17%
12.50 - 14.99%	10,015	15.61%	280,234,595	16.89%	220,864,879	17.88%	27,851	612	58.90	13.52%
15.00 - 17.49%	8,814	13.74%	229,500,048	13.84%	166,499,825	13.48%	26,041	600	57.79	15.92%
17.50 - 19.99%	10,462	16.31%	246,857,596	14.88%	161,206,990	13.05%	23,772	586	55.24	18.24%
20.00 - 22.49%	7,804	12.17%	169,836,295	10.24%	115,555,884	9.35%	22,131	574	55.64	20.80%
22.50 - 24.99%	5,274	8.22%	107,283,696	6.47%	75,998,041	6.15%	20,795	565	55.95	23.42%
25.00 - 27.49%	2,316	3.61%	43,685,072	2.63%	29,895,990	2.42%	19,364	554	55.16	25.55%
27.50 - 29.99%	182	0.28%	2,790,849	0.17%	1,425,245	0.12%	14,170	532	38.63	27.90%
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	64,149	100.00%	1,658,769,299	100.00%	1,235,270,716	100.00%	26,937	613	57.86	14.42%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	1,507	2.35%	30,049,641	1.81%	19,279,942	1.56%	20,629	483	52.15	21.08%
500 - 549	7,498	11.69%	169,233,870	10.20%	117,624,632	9.52%	23,095	530	55.32	18.55%
550 - 599	19,279	30.05%	490,416,121	29.57%	362,769,576	29.37%	25,867	578	57.54	15.60%
600 - 649	18,416	28.71%	513,544,715	30.96%	394,737,959	31.96%	28,220	621	58.84	13.23%
650 - 699	6,766	10.55%	197,663,144	11.92%	151,837,087	12.29%	29,947	670	58.89	11.46%
700 - 749	2,758	4.30%	84,609,926	5.10%	65,952,804	5.34%	31,540	722	59.31	9.74%
750 - 799	878	1.37%	28,973,741	1.75%	22,665,558	1.83%	36,006	770	58.85	7.96%
800+	438	0.68%	13,511,726	0.81%	10,623,588	0.86%	31,938	831	59.44	6.65%
NA	6,609	10.30%	130,766,416	7.88%	89,779,571	7.27%	20,660	0	56.21	19.08%
Total:	64,149	100.00%	1,658,769,299	100.00%	1,235,270,716	100.00%	26,937	613	57.86	14.42%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	23	0.04%	236,947	0.01%	98,463	0.01%	5,870	605	10.99	10.52%
25 - 36	221	0.34%	3,024,081	0.18%	1,769,610	0.14%	13,610	686	23.97	6.30%
37 - 48	1,248	1.95%	18,781,284	1.13%	13,369,293	1.08%	14,915	613	36.75	15.05%
49 - 60	6,164	9.61%	118,890,298	7.17%	90,412,212	7.32%	19,411	607	48.40	16.06%
61 - 72	49,435	77.06%	1,278,046,095	77.05%	938,456,026	75.97%	26,634	612	58.22	14.64%
73+	7,058	11.00%	239,790,594	14.46%	191,165,112	15.48%	32,960	618	62.40	12.62%
Total:	64,149	100.00%	1,658,769,299	100.00%	1,235,270,716	100.00%	26,937	613	57.86	14.42%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	4,996	7.79%	124,992,930	7.54%	17,454	0.00%	878	595	0.00	18.12%
1 - 12	6,792	10.59%	126,499,689	7.63%	23,413,347	1.90%	5,210	580	9.14	18.59%
13 - 24	2,232	3.48%	44,655,687	2.69%	22,000,701	1.78%	11,789	570	16.02	18.94%
25 - 36	555	0.87%	7,948,694	0.48%	5,349,804	0.43%	13,056	629	31.76	11.77%
37 - 48	3,568	5.56%	65,163,385	3.93%	51,297,246	4.15%	17,826	608	44.23	14.72%
49 - 60	17,505	27.29%	455,263,336	27.45%	385,654,012	31.22%	25,797	615	56.54	13.44%
61 - 72	28,501	44.43%	834,245,578	50.29%	747,538,152	60.52%	29,377	614	62.43	14.66%
73+	-	-	-	-	-	-	-	-	-	-
Total:	64,149	100.00%	1,658,769,299	100.00%	1,235,270,716	100.00%	26,937	613	57.86	14.42%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	40,473	63.09%	1,049,206,853	63.25%	811,915,269	65.73%	26,949	621	58.37	13.64%
1 - 15	8,674	13.52%	227,594,364	13.72%	183,413,103	14.85%	27,175	604	57.02	15.06%
16 - 30	4,216	6.57%	108,172,628	6.52%	86,390,135	6.99%	26,732	596	56.82	15.68%
31 - 60	4,453	6.94%	113,430,606	6.84%	93,565,944	7.57%	26,618	592	56.51	16.77%
61 - 90	1,934	3.01%	49,230,832	2.97%	41,136,772	3.33%	26,798	591	56.96	17.62%
91 - 120	977	1.52%	25,108,957	1.51%	18,849,493	1.53%	26,934	591	57.64	17.76%
121+	3,422	5.33%	86,025,058	5.19%	0	0.00%	0	0	0.00	0.00%
Total:	64,149	100.00%	1,658,769,299	100.00%	1,235,270,716	100.00%	26,937	613	57.86	14.42%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	3,163	4.93%	76,571,869	4.62%	57,022,071	4.62%	24,785	637	57.81	12.73%
Stated, not verified	59,753	93.15%	1,556,926,567	93.86%	1,167,785,284	94.54%	27,103	612	58.06	14.48%
Stated, verified to Level 3²	1,233	1.92%	25,270,863	1.52%	10,463,362	0.85%	20,165	580	35.88	17.25%
NA	-	-	-	-	-	-	-	-	-	-
Total:	64,149	100.00%	1,658,769,299	100.00%	1,235,270,716	100.00%	26,937	613	57.86	14.42%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	60,373	94.11%	1,569,437,188	94.61%	1,177,799,019	95.35%	27,051	613	58.19	14.35%
Stated, verified but not Level 4 or 5	3,776	5.89%	89,332,111	5.39%	57,471,697	4.65%	24,614	601	51.11	15.98%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	64,149	100.00%	1,658,769,299	100.00%	1,235,270,716	100.00%	26,937	613	57.86	14.42%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	5,349	8.34%	120,662,748	7.27%	90,975,434	7.36%	24,887	640	57.21	9.96%
5.00 - 9.99%	21,061	32.83%	538,382,144	32.46%	404,602,935	32.75%	27,052	619	57.82	13.02%
10.00 - 14.99%	23,765	37.05%	625,403,639	37.70%	457,423,962	37.03%	27,212	607	57.64	15.22%
15.00 - 19.99%	12,804	19.96%	339,652,928	20.48%	254,843,817	20.63%	26,786	603	58.34	16.66%
20.00 - 24.99%	1,164	1.81%	34,515,072	2.08%	27,329,594	2.21%	28,879	620	60.12	15.87%
25.00 - 29.99%	5	0.01%	127,848	0.01%	72,260	0.01%	25,179	715	54.51	15.28%
30.00 - 39.99%	1	0.00%	24,920	0.00%	22,714	0.00%	22,714	576	48.00	22.16%
40.00 - 49.99%	-	-	-	-	-	-	-	-	-	-
50.00 - 59.99%	-	-	-	-	-	-	-	-	-	-
60.00 - 69.99%	-	-	-	-	-	-	-	-	-	-
70.00 - 79.99%	-	-	-	-	-	-	-	-	-	-
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	64,149	100.00%	1,658,769,299	100.00%	1,235,270,716	100.00%	26,937	613	57.86	14.42%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	90	0.14%	777,405	0.05%	502,581	0.04%	6,859	596	44.78	8.50%
25.00 - 49.99%	1,211	1.89%	17,775,180	1.07%	12,660,366	1.02%	14,830	581	53.48	9.13%
50.00 - 74.99%	4,476	6.98%	98,980,424	5.97%	74,900,048	6.06%	22,866	607	57.29	9.89%
75.00 - 99.99%	16,339	25.47%	448,272,092	27.02%	335,172,453	27.13%	28,038	604	57.66	12.69%
100.00 - 109.99%	12,501	19.49%	347,079,184	20.92%	258,566,832	20.93%	28,497	611	58.16	14.40%
110.00 - 119.99%	12,938	20.17%	347,623,420	20.96%	257,640,143	20.86%	27,915	616	58.32	15.37%
120.00 - 129.99%	8,905	13.88%	223,208,991	13.46%	164,261,997	13.30%	26,216	621	57.74	16.41%
130.00 - 139.99%	7,077	11.03%	160,971,812	9.70%	120,516,828	9.76%	23,507	625	57.81	17.78%
140.00%+	612	0.95%	14,080,791	0.85%	11,049,468	0.89%	24,774	651	58.69	16.31%
Total:	64,149	100.00%	1,658,769,299	100.00%	1,235,270,716	100.00%	26,937	613	57.86	14.42%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	1,173	1.83%	28,787,785	1.74%	20,337,723	1.65%	25,656	612	56.20	15.30%
Alaska	68	0.11%	1,994,399	0.12%	1,412,968	0.11%	29,061	597	58.37	15.28%
Arizona	1,140	1.78%	29,803,962	1.80%	22,378,752	1.81%	27,467	612	57.85	14.46%
Arkansas	999	1.56%	25,773,319	1.55%	18,632,797	1.51%	26,869	615	57.35	14.06%
California	4,929	7.68%	129,346,780	7.80%	94,596,408	7.66%	27,587	614	57.72	14.11%
Colorado	700	1.09%	18,735,424	1.13%	14,517,391	1.18%	28,126	618	58.40	13.32%
Connecticut	613	0.96%	14,720,554	0.89%	11,211,172	0.91%	24,608	622	57.02	13.09%
Delaware	181	0.28%	4,521,318	0.27%	3,683,139	0.30%	25,094	601	58.41	14.57%
Florida	8,591	13.39%	221,325,637	13.34%	167,828,240	13.59%	26,751	615	58.45	14.14%
Georgia	3,214	5.01%	82,258,229	4.96%	58,542,934	4.74%	26,573	611	56.48	15.39%
Hawaii	124	0.19%	3,572,473	0.22%	2,773,355	0.22%	28,669	610	58.49	15.28%
Idaho	112	0.17%	2,851,931	0.17%	2,116,717	0.17%	26,736	608	58.64	14.60%
Illinois	1,797	2.80%	43,794,258	2.64%	31,434,013	2.54%	25,494	610	56.32	15.79%
Indiana	1,001	1.56%	24,811,322	1.50%	18,174,431	1.47%	26,288	610	57.09	15.06%
Iowa	224	0.35%	5,427,456	0.33%	3,990,715	0.32%	25,474	610	57.12	15.51%
Kansas	244	0.38%	6,437,784	0.39%	4,659,168	0.38%	27,640	612	58.02	14.31%
Kentucky	855	1.33%	20,229,553	1.22%	14,999,638	1.21%	25,102	607	56.98	15.03%
Louisiana	1,453	2.27%	37,914,762	2.29%	27,726,657	2.24%	27,566	609	56.69	14.78%
Maine	147	0.23%	3,714,363	0.22%	2,809,113	0.23%	27,275	624	57.85	12.94%
Maryland	14	0.02%	379,874	0.02%	278,954	0.02%	28,149	618	55.87	11.93%
Massachusetts	883	1.38%	22,863,209	1.38%	18,634,331	1.51%	26,016	612	59.42	13.35%
Michigan	1,399	2.18%	35,274,977	2.13%	26,309,404	2.13%	25,848	608	58.66	15.57%
Minnesota	328	0.51%	8,586,053	0.52%	6,469,505	0.52%	27,629	612	57.50	13.27%
Mississippi	900	1.40%	22,619,042	1.36%	15,374,200	1.24%	25,946	603	55.46	15.72%
Missouri	1,160	1.81%	27,117,099	1.63%	19,230,267	1.56%	24,671	604	56.91	15.55%
Montana	166	0.26%	4,446,573	0.27%	3,279,868	0.27%	28,326	608	58.51	13.69%
Nebraska	167	0.26%	4,217,039	0.25%	3,064,346	0.25%	27,099	611	57.28	13.41%
Nevada	698	1.09%	18,389,050	1.11%	13,684,904	1.11%	27,262	609	57.73	13.89%
New Hampshire	297	0.46%	6,792,801	0.41%	5,183,956	0.42%	24,153	604	57.81	14.33%
New Jersey	1,701	2.65%	42,962,004	2.59%	33,030,523	2.67%	25,872	619	58.51	13.74%
New Mexico	436	0.68%	11,424,227	0.69%	8,061,016	0.65%	26,930	609	57.85	15.01%
New York	2,719	4.24%	72,035,796	4.34%	53,584,401	4.34%	26,559	623	58.14	14.11%
North Carolina	2,716	4.23%	69,039,801	4.16%	51,430,925	4.16%	26,343	614	57.79	14.38%
North Dakota	67	0.10%	1,784,620	0.11%	1,333,996	0.11%	26,840	619	55.67	13.12%
Ohio	2,761	4.30%	65,459,760	3.95%	49,896,532	4.04%	24,391	610	58.05	15.37%
Oklahoma	1,018	1.59%	25,388,561	1.53%	18,106,905	1.47%	26,496	608	57.11	14.43%
Oregon	364	0.57%	8,732,615	0.53%	6,267,843	0.51%	25,427	608	56.94	14.24%
Pennsylvania	1,661	2.59%	41,427,649	2.50%	32,666,820	2.64%	26,048	612	59.42	13.89%
Rhode Island	148	0.23%	3,736,474	0.23%	2,831,917	0.23%	26,164	611	57.76	13.43%
South Carolina	1,290	2.01%	30,686,791	1.85%	21,079,244	1.71%	25,021	603	55.23	14.97%
South Dakota	69	0.11%	1,864,274	0.11%	1,397,733	0.11%	27,461	609	57.93	12.83%
Tennessee	1,583	2.47%	39,816,242	2.40%	28,982,280	2.35%	26,126	614	57.45	15.69%
Texas	11,272	17.57%	317,496,934	19.14%	241,163,923	19.52%	29,098	614	58.53	13.99%
Utah	255	0.40%	6,999,747	0.42%	5,361,321	0.43%	28,908	615	58.90	14.20%
Vermont	78	0.12%	2,132,306	0.13%	1,580,941	0.13%	28,025	603	59.01	12.81%
Virginia	987	1.54%	24,554,423	1.48%	18,166,851	1.47%	26,644	610	57.25	14.46%
Washington	385	0.60%	9,840,329	0.59%	7,255,229	0.59%	26,860	609	57.32	14.17%
West Virginia	470	0.73%	11,914,906	0.72%	9,028,604	0.73%	26,543	605	58.33	14.64%
Wisconsin	482	0.75%	11,836,479	0.71%	8,513,328	0.69%	25,681	603	57.83	14.99%
Wyoming	83	0.13%	2,169,686	0.13%	1,661,071	0.13%	27,306	609	55.95	14.34%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	1	0.00%	32,611	0.00%	28,884	0.00%	28,884	782	62.00	9.98%
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	26	0.04%	726,037	0.04%	505,366	0.04%	26,358	619	58.34	14.62%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	-	-	-	-	-	-	-	-	-	-
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	64,149	100.00%	1,658,769,299	100.00%	1,235,270,716	100.00%	26,937	613	57.86	14.42%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	11,161	17.40%	357,514,791	21.55%	256,714,699	20.78%	32,505	625	57.40	11.94%
Used	52,988	82.60%	1,301,254,508	78.45%	978,556,017	79.22%	25,477	610	57.98	15.07%
NA	-	-	-	-	-	-	-	-	-	-
Total:	64,149	100.00%	1,658,769,299	100.00%	1,235,270,716	100.00%	26,937	613	57.86	14.42%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	28,342	44.18%	615,152,197	37.08%	430,856,920	34.88%	22,629	611	56.50	16.02%
Truck	10,087	15.72%	362,450,349	21.85%	282,068,546	22.83%	34,483	621	58.96	12.17%
SUV	25,720	40.09%	681,166,753	41.06%	522,345,250	42.29%	26,416	610	58.39	14.32%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	64,149	100.00%	1,658,769,299	100.00%	1,235,270,716	100.00%	26,937	613	57.86	14.42%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	3,569	5.56%	88,424,901	5.33%	64,973,442	5.26%	27,111	612	57.23	14.75%
Ford: Lincoln	332	0.52%	8,534,512	0.51%	6,471,128	0.52%	25,812	609	57.32	14.75%
Ford: Mercury	3	0.00%	27,786	0.00%	6,900	0.00%	3,147	564	10.70	23.27%
GMC	1,562	2.43%	48,832,914	2.94%	37,344,345	3.02%	31,256	609	57.69	13.43%
GMC: Buick	778	1.21%	17,441,785	1.05%	12,922,958	1.05%	22,598	601	57.63	16.21%
GMC: Cadillac	677	1.06%	19,476,313	1.17%	14,838,731	1.20%	29,401	609	57.02	14.00%
GMC: Chevrolet	7,507	11.70%	198,072,960	11.94%	147,737,422	11.96%	27,725	610	57.72	14.90%
GMC: Hummer	3	0.00%	67,398	0.00%	5,515	0.00%	3,340	489	5.38	19.21%
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	1	0.00%	9,029	0.00%	1,004	0.00%	1,004	540	6.00	18.71%
GMC: Saturn	3	0.00%	22,904	0.00%	1,299	0.00%	656	586	6.81	20.61%
Tesla	44	0.07%	1,783,330	0.11%	1,445,468	0.12%	37,833	621	59.43	11.54%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	1,116	1.74%	30,803,410	1.86%	23,303,697	1.89%	27,231	606	57.44	14.49%
BMW: Mini	93	0.14%	1,860,252	0.11%	1,464,470	0.12%	21,490	614	57.98	15.06%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	1,097	1.71%	32,187,187	1.94%	24,131,105	1.95%	28,175	609	57.89	14.76%
Daimler: Smart	10	0.02%	102,734	0.01%	81,261	0.01%	10,491	613	58.52	18.21%
Fiat	127	0.20%	2,209,599	0.13%	1,293,237	0.10%	16,456	604	52.00	15.61%
Fiat: Alfa Romeo	128	0.20%	4,412,797	0.27%	3,407,885	0.28%	31,762	631	60.08	12.61%
Fiat: Chrysler	1,218	1.90%	27,296,397	1.65%	17,366,892	1.41%	23,195	609	53.57	15.30%
Fiat: Dodge	6,260	9.76%	220,241,028	13.28%	168,093,613	13.61%	34,764	633	59.10	11.52%
Fiat: Jeep	5,680	8.85%	157,466,545	9.49%	119,059,609	9.64%	27,829	621	58.35	12.90%
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	127	0.20%	3,395,454	0.20%	2,562,804	0.21%	27,112	606	57.56	13.66%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	1,395	2.17%	29,147,590	1.76%	22,347,932	1.81%	21,640	603	58.25	15.39%
Volkswagen: Audi	487	0.76%	13,400,872	0.81%	10,468,811	0.85%	27,153	610	57.96	13.94%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	66	0.10%	2,574,486	0.16%	2,023,751	0.16%	36,787	626	57.26	11.66%
Honda	3,412	5.32%	79,592,582	4.80%	60,804,371	4.92%	23,139	613	58.50	15.45%
Honda: Acura	390	0.61%	10,360,334	0.62%	7,957,057	0.64%	26,208	611	57.72	14.50%
Hyundai	3,568	5.56%	72,897,682	4.39%	53,270,659	4.31%	21,281	604	57.54	16.07%
Hyundai: Kia	3,509	5.47%	72,327,777	4.36%	52,692,291	4.27%	20,971	600	57.32	16.69%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	796	1.24%	17,512,397	1.06%	12,833,559	1.04%	22,343	600	57.80	15.47%
Mitsubishi	1,200	1.87%	27,600,820	1.66%	20,629,138	1.67%	23,426	608	58.55	16.01%
Nissan	7,152	11.15%	159,138,048	9.59%	113,319,609	9.17%	22,687	604	57.14	16.25%
Nissan: Infiniti	613	0.96%	17,171,816	1.04%	13,048,454	1.06%	27,423	610	57.89	14.35%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	499	0.78%	11,551,875	0.70%	8,792,501	0.71%	22,823	615	58.16	14.87%
Suzuki	5	0.01%	58,679	0.00%	32,034	0.00%	9,530	679	46.66	19.77%
Tata: Jaguar	100	0.16%	3,028,340	0.18%	2,316,507	0.19%	28,247	610	57.46	13.90%
Tata: Land Rover	208	0.32%	7,288,531	0.44%	5,605,983	0.45%	34,627	610	58.60	12.31%
Toyota	4,833	7.53%	121,531,255	7.33%	90,166,849	7.30%	25,350	610	57.95	15.09%
Toyota: Lexus	476	0.74%	13,604,307	0.82%	10,354,425	0.84%	27,571	607	56.95	14.21%
Toyota: Scion	58	0.09%	898,675	0.05%	570,226	0.05%	14,547	605	50.59	18.94%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	5,047	7.87%	136,413,998	8.22%	101,523,776	8.22%	27,178	609	57.60	14.38%
Total:	64,149	100.00%	1,658,769,299	100.00%	1,235,270,716	100.00%	26,937	613	57.86	14.42%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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