StratMaker (139550)

Santander Drive Auto Receivables Trust 2022-2

StratMaker Datatape Summary

Beginning Period

Nov 1, 2022

As % of Reporting Period ELA:

Ending Period

Nov 30, 2022

New % / Used %

22.57% / 77.43%

Total Original # of Loans

76,818

WA Loan to Value (LTV)

94.00%

Total Original Loan Amount (OLA)

$ 2,019,574,491

WA Payment to Income (PTI)

11.25%

Weighted Average (WA) OLA

$ 30,182

WA FICO (non-zero)

599

Rep. Period Beginning Loan Amount

$ 1,608,227,605

WA Remaining Term (RT)

59.80

Rep. Period Ending Loan Amount (ELA)

$ 1,546,216,561

WA Original APR

14.45%

Beginning Period

Nov 1, 2022

Ending Period

Nov 30, 2022

Total Original # of Loans

76,818

Total Original Loan Amount (OLA)

$ 2,019,574,491

Weighted Average (WA) OLA

$ 30,182

Rep. Period Beginning Loan Amount

$ 1,608,227,605

Rep. Period Ending Loan Amount (ELA)

$ 1,546,216,561

As % of Reporting Period ELA:

New % / Used %

22.57% / 77.43%

WA Loan to Value (LTV)

94.00%

WA Payment to Income (PTI)

11.25%

WA FICO (non-zero)

599

WA Remaining Term (RT)

59.80

WA Original APR

14.45%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	3	0.00%	14,775	0.00%	8,650	0.00%	3,868	562	43.89	10.24%
$5,000 - $9,999	1,850	2.41%	15,600,850	0.77%	8,229,272	0.53%	6,422	589	43.36	13.97%
$10,000 - $14,999	7,526	9.80%	96,402,695	4.77%	52,701,583	3.41%	10,202	588	47.79	15.82%
$15,000 - $19,999	12,889	16.78%	227,490,172	11.26%	151,101,810	9.77%	15,146	590	54.74	16.32%
$20,000 - $24,999	15,785	20.55%	355,333,002	17.59%	265,254,078	17.16%	20,013	593	58.94	16.23%
$25,000 - $29,999	13,876	18.06%	380,154,727	18.82%	296,584,058	19.18%	24,610	595	60.52	15.63%
$30,000 - $39,999	17,401	22.65%	598,134,659	29.62%	485,339,527	31.39%	31,089	600	61.59	14.35%
$40,000 - $49,999	6,042	7.87%	265,089,410	13.13%	219,899,720	14.22%	39,107	610	62.27	11.28%
$50,000 - $59,999	1,215	1.58%	64,800,066	3.21%	53,144,314	3.44%	46,353	614	61.65	8.09%
$60,000 - $69,999	131	0.17%	8,368,353	0.41%	7,012,760	0.45%	55,491	634	61.47	7.02%
$70,000 - $79,999	51	0.07%	3,800,183	0.19%	3,198,602	0.21%	65,537	669	62.54	8.70%
$80,000 - $89,999	28	0.04%	2,364,023	0.12%	2,032,148	0.13%	75,429	688	63.47	9.12%
$90,000 - $99,999	21	0.03%	2,021,575	0.10%	1,710,039	0.11%	85,636	692	64.28	8.56%
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	76,818	100.00%	2,019,574,491	100.00%	1,546,216,561	100.00%	27,510	599	59.80	14.45%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	13,531	17.61%	275,309,689	13.63%	22,007,470	1.42%	3,192	596	12.46	17.08%
$5,000 - $9,999	4,343	5.65%	75,788,103	3.75%	32,183,242	2.08%	7,714	587	32.69	15.07%
$10,000 - $14,999	6,368	8.29%	100,914,680	5.00%	81,400,633	5.26%	12,942	590	52.72	14.95%
$15,000 - $19,999	11,340	14.76%	227,330,499	11.26%	200,478,013	12.97%	17,793	593	58.76	15.62%
$20,000 - $24,999	13,510	17.59%	336,317,956	16.65%	303,511,641	19.63%	22,558	594	61.03	15.80%
$25,000 - $29,999	11,376	14.81%	344,097,536	17.04%	311,683,286	20.16%	27,474	597	61.77	15.24%
$30,000 - $39,999	13,007	16.93%	491,239,959	24.32%	444,595,738	28.75%	34,409	602	62.56	13.72%
$40,000 - $49,999	2,990	3.89%	145,228,069	7.19%	129,643,844	8.38%	43,505	614	63.00	10.19%
$50,000 - $59,999	243	0.32%	14,555,855	0.72%	12,889,441	0.83%	53,160	624	62.99	7.29%
$60,000 - $69,999	58	0.08%	4,194,091	0.21%	3,720,203	0.24%	64,261	670	63.18	8.64%
$70,000 - $79,999	32	0.04%	2,671,735	0.13%	2,388,959	0.15%	74,767	681	63.27	9.26%
$80,000 - $89,999	19	0.02%	1,826,678	0.09%	1,623,611	0.11%	85,547	701	64.37	8.94%
$90,000 - $99,999	1	0.00%	99,640	0.00%	90,479	0.01%	90,479	564	67.00	7.54%
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	76,818	100.00%	2,019,574,491	100.00%	1,546,216,561	100.00%	27,510	599	59.80	14.45%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	76,818	100.00%	2,019,574,491	100.00%	1,546,216,561	100.00%	27,510	599	59.80	14.45%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	76,818	100.00%	2,019,574,491	100.00%	1,546,216,561	100.00%	27,510	599	59.80	14.45%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	561	0.73%	24,481,375	1.21%	19,596,606	1.27%	38,470	610	59.54	1.77%
2.50 - 4.99%	612	0.80%	17,433,644	0.86%	10,600,269	0.69%	32,559	634	57.14	4.42%
5.00 - 7.49%	3,872	5.04%	104,517,193	5.18%	84,646,012	5.47%	28,648	640	60.09	6.54%
7.50 - 9.99%	8,801	11.46%	256,339,939	12.69%	206,977,231	13.39%	30,157	608	60.31	8.80%
10.00 - 12.49%	11,549	15.03%	341,926,509	16.93%	274,895,585	17.78%	29,985	609	60.63	11.14%
12.50 - 14.99%	11,316	14.73%	322,800,577	15.98%	259,348,182	16.77%	28,839	604	60.70	13.48%
15.00 - 17.49%	10,197	13.27%	275,912,963	13.66%	209,188,110	13.53%	27,475	597	60.16	15.98%
17.50 - 19.99%	11,928	15.53%	286,116,414	14.17%	193,870,279	12.54%	24,879	586	58.02	18.26%
20.00 - 22.49%	9,051	11.78%	203,408,867	10.07%	148,463,549	9.60%	23,399	578	58.83	20.88%
22.50 - 24.99%	6,186	8.05%	133,222,052	6.60%	100,768,843	6.52%	22,233	565	59.29	23.47%
25.00 - 27.49%	2,349	3.06%	46,538,750	2.30%	33,628,250	2.17%	20,435	552	57.88	25.53%
27.50 - 29.99%	396	0.52%	6,876,207	0.34%	4,233,645	0.27%	18,139	541	52.68	27.85%
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	76,818	100.00%	2,019,574,491	100.00%	1,546,216,561	100.00%	27,510	599	59.80	14.45%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	1,107	1.44%	23,388,980	1.16%	17,082,007	1.10%	22,706	474	57.53	18.60%
500 - 549	10,607	13.81%	259,450,113	12.85%	192,052,957	12.42%	25,547	531	58.29	16.69%
550 - 599	28,120	36.61%	753,767,110	37.32%	582,718,051	37.69%	27,604	576	59.83	14.44%
600 - 649	18,684	24.32%	527,075,612	26.10%	410,991,563	26.58%	28,913	620	60.57	13.53%
650 - 699	5,519	7.18%	158,073,395	7.83%	122,131,966	7.90%	29,730	671	60.58	12.64%
700 - 749	2,341	3.05%	68,079,830	3.37%	52,280,801	3.38%	31,272	722	60.77	11.11%
750 - 799	823	1.07%	23,851,794	1.18%	17,809,023	1.15%	32,062	771	60.14	8.61%
800+	497	0.65%	13,242,285	0.66%	9,614,495	0.62%	28,850	831	59.64	7.16%
NA	9,120	11.87%	192,645,372	9.54%	141,535,698	9.15%	22,330	0	58.69	17.64%
Total:	76,818	100.00%	2,019,574,491	100.00%	1,546,216,561	100.00%	27,510	599	59.80	14.45%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	27	0.04%	283,643	0.01%	133,754	0.01%	7,293	634	13.49	8.43%
25 - 36	174	0.23%	2,279,432	0.11%	1,345,558	0.09%	11,070	628	25.37	7.90%
37 - 48	1,568	2.04%	25,040,035	1.24%	18,541,118	1.20%	15,614	603	38.23	15.17%
49 - 60	7,178	9.34%	141,652,391	7.01%	112,042,479	7.25%	20,020	598	50.03	16.03%
61 - 72	58,376	75.99%	1,533,759,215	75.94%	1,156,519,221	74.80%	27,307	599	60.18	14.59%
73+	9,495	12.36%	316,559,774	15.67%	257,634,431	16.66%	32,632	602	64.10	13.09%
Total:	76,818	100.00%	2,019,574,491	100.00%	1,546,216,561	100.00%	27,510	599	59.80	14.45%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	5,126	6.67%	129,019,003	6.39%	16,409	0.00%	818	601	0.00	18.49%
1 - 12	8,759	11.40%	164,199,384	8.13%	28,055,297	1.81%	4,417	593	9.65	17.34%
13 - 24	1,680	2.19%	34,537,242	1.71%	13,540,527	0.88%	9,846	572	15.23	18.17%
25 - 36	431	0.56%	6,837,555	0.34%	4,447,465	0.29%	13,421	591	31.86	11.30%
37 - 48	3,014	3.92%	55,881,143	2.77%	44,359,765	2.87%	17,863	591	43.20	14.20%
49 - 60	15,306	19.93%	387,742,929	19.20%	329,759,467	21.33%	25,186	592	55.83	13.03%
61 - 72	42,500	55.33%	1,241,274,563	61.46%	1,125,968,215	72.82%	29,415	602	63.51	14.77%
73+	2	0.00%	82,672	0.00%	69,417	0.00%	35,047	587	79.10	4.43%
Total:	76,818	100.00%	2,019,574,491	100.00%	1,546,216,561	100.00%	27,510	599	59.80	14.45%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	49,370	64.27%	1,290,860,003	63.92%	1,012,280,202	65.47%	27,265	605	60.01	13.79%
1 - 15	10,542	13.72%	286,064,241	14.16%	236,055,290	15.27%	28,206	591	59.43	14.81%
16 - 30	4,717	6.14%	126,435,815	6.26%	104,442,104	6.75%	28,172	587	59.54	15.26%
31 - 60	5,295	6.89%	139,619,942	6.91%	118,673,174	7.68%	27,644	585	59.18	16.64%
61 - 90	2,355	3.07%	61,067,163	3.02%	52,223,504	3.38%	27,701	584	59.54	17.50%
91 - 120	1,138	1.48%	29,015,612	1.44%	22,542,288	1.46%	27,040	585	59.32	17.92%
121+	3,401	4.43%	86,511,715	4.28%	0	0.00%	0	0	0.00	0.00%
Total:	76,818	100.00%	2,019,574,491	100.00%	1,546,216,561	100.00%	27,510	599	59.80	14.45%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	4,051	5.27%	97,769,488	4.84%	70,439,073	4.56%	24,912	629	58.99	12.90%
Stated, not verified	71,524	93.11%	1,895,601,683	93.86%	1,464,687,966	94.73%	27,676	598	59.97	14.50%
Stated, verified to Level 3²	1,243	1.62%	26,203,321	1.30%	11,089,522	0.72%	22,088	584	42.48	16.64%
NA	-	-	-	-	-	-	-	-	-	-
Total:	76,818	100.00%	2,019,574,491	100.00%	1,546,216,561	100.00%	27,510	599	59.80	14.45%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	73,199	95.29%	1,932,146,527	95.67%	1,489,220,213	96.31%	27,574	600	60.01	14.40%
Stated, verified but not Level 4 or 5	3,619	4.71%	87,427,964	4.33%	56,996,348	3.69%	25,833	587	54.27	15.77%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	76,818	100.00%	2,019,574,491	100.00%	1,546,216,561	100.00%	27,510	599	59.80	14.45%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	7,418	9.66%	167,726,518	8.31%	125,294,739	8.10%	24,807	612	58.33	9.91%
5.00 - 9.99%	26,086	33.96%	674,995,839	33.42%	517,652,505	33.48%	27,505	600	59.58	12.97%
10.00 - 14.99%	27,464	35.75%	738,608,594	36.57%	560,480,986	36.25%	27,821	596	59.77	15.28%
15.00 - 19.99%	14,352	18.68%	393,296,894	19.47%	305,156,912	19.74%	27,801	596	60.59	17.07%
20.00 - 24.99%	1,495	1.95%	44,837,560	2.22%	37,533,283	2.43%	29,590	616	61.69	16.09%
25.00 - 29.99%	2	0.00%	67,362	0.00%	61,923	0.00%	31,655	599	63.43	21.60%
30.00 - 39.99%	1	0.00%	41,724	0.00%	36,212	0.00%	36,212	589	61.00	12.37%
40.00 - 49.99%	-	-	-	-	-	-	-	-	-	-
50.00 - 59.99%	-	-	-	-	-	-	-	-	-	-
60.00 - 69.99%	-	-	-	-	-	-	-	-	-	-
70.00 - 79.99%	-	-	-	-	-	-	-	-	-	-
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	76,818	100.00%	2,019,574,491	100.00%	1,546,216,561	100.00%	27,510	599	59.80	14.45%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	113	0.15%	1,046,629	0.05%	714,943	0.05%	8,280	587	47.74	8.05%
25.00 - 49.99%	1,252	1.63%	18,206,238	0.90%	13,251,426	0.86%	14,922	583	55.35	8.57%
50.00 - 74.99%	5,129	6.68%	114,441,190	5.67%	87,647,764	5.67%	23,163	605	58.78	9.58%
75.00 - 99.99%	20,015	26.06%	555,706,059	27.52%	423,982,660	27.42%	28,470	590	59.55	12.55%
100.00 - 109.99%	15,284	19.90%	430,624,237	21.32%	332,034,114	21.47%	29,173	598	60.30	14.44%
110.00 - 119.99%	15,629	20.35%	426,011,552	21.09%	327,155,293	21.16%	28,409	602	60.36	15.47%
120.00 - 129.99%	10,381	13.51%	265,743,241	13.16%	200,771,723	12.98%	26,869	605	59.72	16.55%
130.00 - 139.99%	8,326	10.84%	192,524,538	9.53%	148,687,473	9.62%	24,082	609	59.37	17.98%
140.00%+	689	0.90%	15,270,807	0.76%	11,971,166	0.77%	23,101	617	59.30	17.27%
Total:	76,818	100.00%	2,019,574,491	100.00%	1,546,216,561	100.00%	27,510	599	59.80	14.45%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	1,370	1.78%	33,937,034	1.68%	24,824,595	1.61%	26,802	598	58.81	15.72%
Alaska	69	0.09%	2,054,205	0.10%	1,513,511	0.10%	30,378	607	59.11	13.33%
Arizona	1,267	1.65%	33,959,057	1.68%	26,535,452	1.72%	28,180	599	59.83	14.24%
Arkansas	1,191	1.55%	32,083,375	1.59%	24,068,255	1.56%	28,274	602	59.75	14.23%
California	5,834	7.59%	156,953,861	7.77%	119,896,495	7.75%	28,115	602	59.89	14.28%
Colorado	779	1.01%	20,294,940	1.00%	15,830,678	1.02%	27,075	596	59.52	13.75%
Connecticut	695	0.90%	16,821,757	0.83%	12,804,442	0.83%	24,948	598	58.41	12.53%
Delaware	376	0.49%	8,776,283	0.43%	6,200,433	0.40%	25,587	596	58.31	14.39%
Florida	10,337	13.46%	273,994,534	13.57%	217,093,951	14.04%	27,393	600	60.75	14.18%
Georgia	3,552	4.62%	94,166,450	4.66%	69,393,320	4.49%	27,701	598	58.97	15.43%
Hawaii	186	0.24%	5,157,955	0.26%	4,069,627	0.26%	30,119	596	60.02	15.58%
Idaho	152	0.20%	3,739,531	0.19%	2,751,610	0.18%	26,458	598	59.23	13.98%
Illinois	1,987	2.59%	50,343,492	2.49%	36,165,777	2.34%	26,571	597	58.39	15.17%
Indiana	1,208	1.57%	30,376,526	1.50%	23,583,421	1.53%	26,407	594	59.39	15.23%
Iowa	276	0.36%	7,170,511	0.36%	5,319,841	0.34%	26,989	588	59.50	14.21%
Kansas	292	0.38%	7,546,467	0.37%	5,695,572	0.37%	26,538	591	58.60	14.56%
Kentucky	968	1.26%	23,714,923	1.17%	17,800,567	1.15%	26,351	599	59.32	15.23%
Louisiana	1,412	1.84%	38,748,682	1.92%	29,193,602	1.89%	28,873	593	58.98	14.48%
Maine	203	0.26%	5,052,893	0.25%	3,960,897	0.26%	25,965	588	59.67	13.37%
Maryland	46	0.06%	1,171,177	0.06%	982,997	0.06%	26,400	598	58.76	16.79%
Massachusetts	1,161	1.51%	27,991,809	1.39%	20,802,263	1.35%	25,334	595	59.65	14.34%
Michigan	1,590	2.07%	40,848,604	2.02%	30,498,215	1.97%	26,099	598	59.98	15.88%
Minnesota	451	0.59%	11,501,522	0.57%	8,556,099	0.55%	27,077	591	59.21	13.32%
Mississippi	982	1.28%	25,094,845	1.24%	17,691,774	1.14%	26,868	601	57.79	15.87%
Missouri	1,360	1.77%	33,142,168	1.64%	24,936,621	1.61%	25,703	593	59.16	15.33%
Montana	209	0.27%	5,465,369	0.27%	4,295,845	0.28%	27,444	602	59.85	14.06%
Nebraska	219	0.29%	5,567,405	0.28%	4,053,290	0.26%	26,913	599	59.04	13.33%
Nevada	800	1.04%	21,519,562	1.07%	16,905,841	1.09%	28,123	598	60.31	13.56%
New Hampshire	363	0.47%	8,309,318	0.41%	6,607,931	0.43%	23,921	591	59.48	14.26%
New Jersey	2,141	2.79%	54,055,641	2.68%	40,844,621	2.64%	25,800	605	60.00	13.93%
New Mexico	527	0.69%	14,158,120	0.70%	10,943,916	0.71%	27,787	594	59.76	14.59%
New York	3,029	3.94%	81,770,764	4.05%	62,259,020	4.03%	27,695	611	59.89	14.15%
North Carolina	3,172	4.13%	83,543,664	4.14%	63,492,795	4.11%	27,201	599	59.85	14.40%
North Dakota	94	0.12%	2,380,924	0.12%	1,843,555	0.12%	25,766	582	57.92	14.65%
Ohio	3,422	4.45%	81,683,045	4.04%	63,747,657	4.12%	24,802	598	60.05	15.34%
Oklahoma	1,172	1.53%	29,786,727	1.47%	22,450,005	1.45%	26,935	594	58.96	14.32%
Oregon	448	0.58%	10,684,849	0.53%	7,779,739	0.50%	24,896	594	58.78	13.98%
Pennsylvania	2,580	3.36%	63,284,159	3.13%	45,739,583	2.96%	26,054	597	59.33	14.11%
Rhode Island	207	0.27%	4,720,279	0.23%	3,492,023	0.23%	24,669	595	58.75	13.35%
South Carolina	1,332	1.73%	32,980,090	1.63%	23,286,807	1.51%	26,255	595	58.29	14.79%
South Dakota	84	0.11%	2,185,322	0.11%	1,771,322	0.11%	28,316	596	58.38	13.29%
Tennessee	1,906	2.48%	47,956,944	2.37%	36,275,538	2.35%	26,419	603	59.37	15.55%
Texas	13,569	17.66%	387,481,346	19.19%	306,393,954	19.82%	29,638	601	60.33	14.00%
Utah	285	0.37%	7,524,849	0.37%	6,019,513	0.39%	27,911	594	59.94	14.06%
Vermont	113	0.15%	2,948,291	0.15%	2,204,454	0.14%	25,922	597	59.73	12.65%
Virginia	1,304	1.70%	33,403,491	1.65%	25,359,781	1.64%	27,289	593	59.42	14.59%
Washington	509	0.66%	13,089,188	0.65%	9,733,701	0.63%	27,019	591	59.37	14.59%
West Virginia	628	0.82%	16,141,278	0.80%	12,565,360	0.81%	27,233	590	59.85	14.34%
Wisconsin	610	0.79%	15,076,801	0.75%	11,113,868	0.72%	25,820	589	58.05	15.04%
Wyoming	80	0.10%	2,235,989	0.11%	1,607,219	0.10%	28,706	601	60.35	13.93%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	-	-	-	-	-	-	-	-	-	-
Armed Forces Pacific	1	0.00%	31,278	0.00%	22,395	0.00%	22,395	578	40.00	11.88%
District of Columbia	270	0.35%	6,947,197	0.34%	5,236,816	0.34%	25,565	595	58.84	16.14%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	-	-	-	-	-	-	-	-	-	-
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	76,818	100.00%	2,019,574,491	100.00%	1,546,216,561	100.00%	27,510	599	59.80	14.45%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	14,614	19.02%	472,304,458	23.39%	349,008,797	22.57%	32,694	599	59.67	12.16%
Used	62,204	80.98%	1,547,270,033	76.61%	1,197,207,764	77.43%	25,999	599	59.84	15.11%
NA	-	-	-	-	-	-	-	-	-	-
Total:	76,818	100.00%	2,019,574,491	100.00%	1,546,216,561	100.00%	27,510	599	59.80	14.45%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	32,810	42.71%	726,790,368	35.99%	528,632,051	34.19%	23,431	600	58.97	16.09%
Truck	12,164	15.83%	433,479,163	21.46%	343,115,529	22.19%	34,307	603	60.32	12.42%
SUV	31,844	41.45%	859,304,959	42.55%	674,468,981	43.62%	27,250	597	60.19	14.20%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	76,818	100.00%	2,019,574,491	100.00%	1,546,216,561	100.00%	27,510	599	59.80	14.45%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	4,529	5.90%	113,728,564	5.63%	86,516,100	5.60%	27,631	602	59.12	14.85%
Ford: Lincoln	358	0.47%	9,202,654	0.46%	7,066,852	0.46%	26,014	590	58.89	14.47%
Ford: Mercury	6	0.01%	61,392	0.00%	22,354	0.00%	10,547	539	46.69	24.28%
GMC	1,815	2.36%	59,241,252	2.93%	46,481,060	3.01%	33,002	601	59.96	13.18%
GMC: Buick	877	1.14%	20,122,208	1.00%	15,759,248	1.02%	23,024	590	59.76	15.73%
GMC: Cadillac	714	0.93%	20,768,049	1.03%	15,636,151	1.01%	30,937	608	58.44	13.48%
GMC: Chevrolet	8,729	11.36%	233,553,691	11.56%	180,118,376	11.65%	28,373	598	59.83	14.90%
GMC: Hummer	-	-	-	-	-	-	-	-	-	-
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	4	0.01%	36,194	0.00%	4,878	0.00%	1,320	527	7.64	20.97%
GMC: Saturn	-	-	-	-	-	-	-	-	-	-
Tesla	42	0.05%	1,612,525	0.08%	1,238,891	0.08%	36,317	627	61.12	10.98%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	1,233	1.61%	35,357,151	1.75%	28,318,181	1.83%	28,943	597	59.47	14.57%
BMW: Mini	162	0.21%	3,648,280	0.18%	3,033,100	0.20%	23,312	593	60.48	14.51%
Daimler: Freightliner	1	0.00%	46,980	0.00%	40,482	0.00%	40,482	691	60.00	9.62%
Daimler: Mercedes-Benz	1,196	1.56%	35,155,438	1.74%	27,908,948	1.80%	28,908	595	59.86	14.86%
Daimler: Smart	15	0.02%	162,376	0.01%	109,213	0.01%	13,286	557	57.09	18.28%
Fiat	150	0.20%	2,552,261	0.13%	1,493,162	0.10%	17,580	591	55.39	16.62%
Fiat: Alfa Romeo	100	0.13%	3,356,132	0.17%	2,741,605	0.18%	31,512	605	62.26	12.99%
Fiat: Chrysler	1,374	1.79%	31,681,800	1.57%	20,769,109	1.34%	25,253	601	56.82	14.72%
Fiat: Dodge	6,986	9.09%	241,388,848	11.95%	186,028,308	12.03%	34,210	607	60.41	12.03%
Fiat: Jeep	7,655	9.97%	216,252,704	10.71%	166,025,415	10.74%	28,482	603	60.29	13.00%
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	151	0.20%	4,244,538	0.21%	3,189,027	0.21%	30,880	602	59.04	12.11%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	1,854	2.41%	41,627,067	2.06%	32,999,484	2.13%	23,738	596	60.03	14.71%
Volkswagen: Audi	556	0.72%	15,670,212	0.78%	12,540,645	0.81%	28,589	601	59.74	14.07%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	72	0.09%	2,698,538	0.13%	2,145,590	0.14%	36,162	625	59.11	11.11%
Honda	4,282	5.57%	104,473,725	5.17%	81,703,250	5.28%	24,465	602	60.38	15.30%
Honda: Acura	422	0.55%	11,097,844	0.55%	8,590,077	0.56%	26,715	600	58.81	13.46%
Hyundai	4,156	5.41%	87,649,362	4.34%	65,977,834	4.27%	22,237	592	59.61	16.01%
Hyundai: Kia	4,411	5.74%	94,981,459	4.70%	71,975,962	4.65%	22,260	593	59.72	16.49%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	908	1.18%	20,407,464	1.01%	15,605,288	1.01%	23,004	593	59.83	15.29%
Mitsubishi	1,412	1.84%	34,052,488	1.69%	26,614,786	1.72%	24,835	595	60.58	16.12%
Nissan	8,635	11.24%	197,740,356	9.79%	145,561,402	9.41%	23,631	593	59.25	16.13%
Nissan: Infiniti	609	0.79%	17,520,777	0.87%	13,542,600	0.88%	28,032	595	59.28	14.61%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	635	0.83%	14,913,167	0.74%	11,495,492	0.74%	23,451	597	59.37	14.36%
Suzuki	4	0.01%	32,579	0.00%	3,863	0.00%	2,660	608	9.84	19.88%
Tata: Jaguar	82	0.11%	2,577,044	0.13%	1,903,323	0.12%	30,476	605	59.89	13.76%
Tata: Land Rover	215	0.28%	7,448,222	0.37%	5,802,359	0.38%	34,218	587	60.00	12.90%
Toyota	6,031	7.85%	159,988,356	7.92%	123,898,573	8.01%	26,998	600	60.32	14.68%
Toyota: Lexus	511	0.67%	15,160,968	0.75%	11,712,061	0.76%	28,682	597	58.88	13.78%
Toyota: Scion	94	0.12%	1,462,246	0.07%	893,409	0.06%	16,071	611	55.64	18.04%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	5,832	7.59%	157,899,583	7.82%	120,750,104	7.81%	27,495	596	59.30	14.37%
Total:	76,818	100.00%	2,019,574,491	100.00%	1,546,216,561	100.00%	27,510	599	59.80	14.45%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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