StratMaker (139554)

Santander Drive Auto Receivables Trust 2022-4

StratMaker Datatape Summary

Beginning Period

Nov 1, 2022

As % of Reporting Period ELA:

Ending Period

Nov 30, 2022

New % / Used %

26.10% / 73.90%

Total Original # of Loans

74,978

WA Loan to Value (LTV)

96.70%

Total Original Loan Amount (OLA)

$ 2,036,531,913

WA Payment to Income (PTI)

11.23%

Weighted Average (WA) OLA

$ 31,495

WA FICO (non-zero)

601

Rep. Period Beginning Loan Amount

$ 1,743,339,487

WA Remaining Term (RT)

62.25

Rep. Period Ending Loan Amount (ELA)

$ 1,690,819,854

WA Original APR

14.50%

Beginning Period

Nov 1, 2022

Ending Period

Nov 30, 2022

Total Original # of Loans

74,978

Total Original Loan Amount (OLA)

$ 2,036,531,913

Weighted Average (WA) OLA

$ 31,495

Rep. Period Beginning Loan Amount

$ 1,743,339,487

Rep. Period Ending Loan Amount (ELA)

$ 1,690,819,854

As % of Reporting Period ELA:

New % / Used %

26.10% / 73.90%

WA Loan to Value (LTV)

96.70%

WA Payment to Income (PTI)

11.23%

WA FICO (non-zero)

601

WA Remaining Term (RT)

62.25

WA Original APR

14.50%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	3	0.00%	14,722	0.00%	5,468	0.00%	2,674	529	23.59	12.56%
$5,000 - $9,999	1,558	2.08%	13,141,763	0.65%	7,410,840	0.44%	6,598	578	43.57	15.22%
$10,000 - $14,999	6,568	8.76%	84,583,042	4.15%	53,582,022	3.17%	10,511	579	48.29	16.59%
$15,000 - $19,999	11,995	16.00%	211,689,743	10.39%	156,033,183	9.23%	15,473	585	56.11	16.63%
$20,000 - $24,999	14,933	19.92%	336,294,512	16.51%	271,771,329	16.07%	20,433	592	60.65	16.32%
$25,000 - $29,999	13,993	18.66%	383,231,841	18.82%	323,847,176	19.15%	25,233	595	62.79	15.86%
$30,000 - $39,999	17,526	23.37%	602,388,092	29.58%	521,478,090	30.84%	32,010	599	64.16	14.59%
$40,000 - $49,999	5,945	7.93%	260,691,089	12.80%	227,809,450	13.47%	40,561	611	65.18	11.51%
$50,000 - $59,999	1,695	2.26%	91,478,961	4.49%	81,069,847	4.79%	49,873	634	65.58	9.30%
$60,000 - $69,999	508	0.68%	32,511,038	1.60%	29,352,146	1.74%	59,370	656	65.97	7.88%
$70,000 - $79,999	151	0.20%	11,149,167	0.55%	10,048,005	0.59%	68,208	671	64.91	7.10%
$80,000 - $89,999	52	0.07%	4,401,719	0.22%	3,917,275	0.23%	77,594	706	64.51	6.20%
$90,000 - $99,999	41	0.05%	3,917,427	0.19%	3,520,883	0.21%	88,179	691	65.66	7.70%
Over $100,000	10	0.01%	1,038,797	0.05%	974,141	0.06%	97,590	672	67.61	7.05%
Total:	74,978	100.00%	2,036,531,913	100.00%	1,690,819,854	100.00%	29,491	601	62.25	14.50%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	7,296	9.73%	139,918,169	6.87%	14,890,826	0.88%	3,539	577	15.49	17.18%
$5,000 - $9,999	6,111	8.15%	112,096,833	5.50%	45,726,393	2.70%	7,761	576	26.98	16.53%
$10,000 - $14,999	6,904	9.21%	124,192,641	6.10%	87,374,125	5.17%	12,818	580	46.59	15.77%
$15,000 - $19,999	10,429	13.91%	210,286,394	10.33%	183,993,520	10.88%	17,759	589	58.91	15.93%
$20,000 - $24,999	12,839	17.12%	311,951,632	15.32%	289,002,044	17.09%	22,602	594	63.66	15.93%
$25,000 - $29,999	11,690	15.59%	340,458,702	16.72%	320,055,410	18.93%	27,454	598	65.10	15.61%
$30,000 - $39,999	14,207	18.95%	516,203,088	25.35%	486,721,926	28.79%	34,488	601	66.04	14.24%
$40,000 - $49,999	3,996	5.33%	187,188,991	9.19%	174,962,266	10.35%	43,959	619	66.44	10.80%
$50,000 - $59,999	1,076	1.44%	62,205,202	3.05%	58,199,828	3.44%	54,251	642	66.67	9.28%
$60,000 - $69,999	288	0.38%	19,749,504	0.97%	18,473,772	1.09%	64,274	658	67.04	8.21%
$70,000 - $79,999	79	0.11%	6,287,051	0.31%	5,851,417	0.35%	74,175	684	65.39	6.84%
$80,000 - $89,999	39	0.05%	3,571,202	0.18%	3,303,236	0.20%	84,792	691	66.25	8.14%
$90,000 - $99,999	23	0.03%	2,305,972	0.11%	2,156,836	0.13%	93,848	698	66.43	7.45%
Over $100,000	1	0.00%	116,530	0.01%	108,255	0.01%	108,255	595	67.00	4.90%
Total:	74,978	100.00%	2,036,531,913	100.00%	1,690,819,854	100.00%	29,491	601	62.25	14.50%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	74,978	100.00%	2,036,531,913	100.00%	1,690,819,854	100.00%	29,491	601	62.25	14.50%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	74,978	100.00%	2,036,531,913	100.00%	1,690,819,854	100.00%	29,491	601	62.25	14.50%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	589	0.79%	28,091,574	1.38%	23,448,713	1.39%	45,695	687	57.49	0.99%
2.50 - 4.99%	822	1.10%	33,359,651	1.64%	27,239,278	1.61%	44,598	659	63.60	4.43%
5.00 - 7.49%	3,571	4.76%	102,072,770	5.01%	86,491,524	5.12%	31,958	651	63.26	6.57%
7.50 - 9.99%	8,638	11.52%	262,353,733	12.88%	224,751,229	13.29%	33,431	615	64.09	8.77%
10.00 - 12.49%	9,853	13.14%	302,144,856	14.84%	258,649,559	15.30%	32,691	609	64.12	11.16%
12.50 - 14.99%	10,817	14.43%	320,043,665	15.72%	271,255,561	16.04%	30,932	597	63.47	13.59%
15.00 - 17.49%	11,735	15.65%	324,002,266	15.91%	262,727,547	15.54%	28,489	591	61.72	16.02%
17.50 - 19.99%	12,466	16.63%	304,290,237	14.94%	231,128,473	13.67%	25,401	583	58.96	18.27%
20.00 - 22.49%	8,583	11.45%	194,669,038	9.56%	161,455,767	9.55%	24,074	581	60.96	20.85%
22.50 - 24.99%	5,573	7.43%	120,492,487	5.92%	104,839,320	6.20%	22,940	577	61.76	23.37%
25.00 - 27.49%	1,780	2.37%	35,161,852	1.73%	30,447,888	1.80%	21,177	575	60.48	25.52%
27.50 - 29.99%	551	0.73%	9,849,785	0.48%	8,384,995	0.50%	19,268	563	57.90	28.18%
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	74,978	100.00%	2,036,531,913	100.00%	1,690,819,854	100.00%	29,491	601	62.25	14.50%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	3,454	4.61%	79,516,671	3.90%	61,245,158	3.62%	24,516	476	58.24	15.80%
500 - 549	12,551	16.74%	315,970,293	15.52%	252,604,325	14.94%	26,524	529	60.13	15.89%
550 - 599	22,512	30.02%	608,812,363	29.89%	500,701,996	29.61%	28,540	576	61.80	15.23%
600 - 649	18,968	25.30%	559,122,051	27.45%	474,139,048	28.04%	31,549	621	63.49	13.42%
650 - 699	5,977	7.97%	183,279,453	9.00%	156,917,111	9.28%	33,534	671	64.18	12.73%
700 - 749	2,727	3.64%	85,675,152	4.21%	74,632,573	4.41%	34,988	722	64.59	11.55%
750 - 799	974	1.30%	32,230,637	1.58%	28,025,053	1.66%	37,177	770	63.21	9.18%
800+	683	0.91%	21,345,177	1.05%	17,951,192	1.06%	35,864	834	60.74	6.24%
NA	7,132	9.51%	150,580,117	7.39%	124,603,398	7.37%	22,912	0	61.70	18.58%
Total:	74,978	100.00%	2,036,531,913	100.00%	1,690,819,854	100.00%	29,491	601	62.25	14.50%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	11	0.01%	103,257	0.01%	60,733	0.00%	7,891	839	17.94	7.45%
25 - 36	216	0.29%	4,941,983	0.24%	3,857,297	0.23%	33,051	753	30.47	3.18%
37 - 48	1,506	2.01%	26,335,824	1.29%	22,402,290	1.32%	19,639	619	41.73	14.39%
49 - 60	6,048	8.07%	121,863,094	5.98%	102,858,898	6.08%	22,370	603	53.24	15.74%
61 - 72	57,328	76.46%	1,550,183,202	76.12%	1,283,025,146	75.88%	29,235	601	62.79	14.68%
73+	9,869	13.16%	333,104,553	16.36%	278,615,490	16.48%	34,045	596	65.17	13.39%
Total:	74,978	100.00%	2,036,531,913	100.00%	1,690,819,854	100.00%	29,491	601	62.25	14.50%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	2,103	2.80%	52,684,791	2.59%	34,379	0.00%	1,135	584	0.00	15.91%
1 - 12	2,956	3.94%	59,561,229	2.92%	9,462,150	0.56%	4,802	578	9.28	15.72%
13 - 24	8,135	10.85%	167,914,810	8.25%	63,391,329	3.75%	10,062	573	17.72	17.77%
25 - 36	1,640	2.19%	41,333,688	2.03%	25,054,970	1.48%	19,377	600	30.22	13.78%
37 - 48	2,683	3.58%	51,654,001	2.54%	42,243,684	2.50%	19,532	592	42.96	14.89%
49 - 60	9,441	12.59%	215,714,881	10.59%	188,651,558	11.16%	23,665	591	55.29	14.19%
61 - 72	48,011	64.03%	1,447,332,829	71.07%	1,361,669,120	80.53%	31,868	604	66.84	14.38%
73+	9	0.01%	335,685	0.02%	312,665	0.02%	39,633	612	76.59	9.34%
Total:	74,978	100.00%	2,036,531,913	100.00%	1,690,819,854	100.00%	29,491	601	62.25	14.50%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	47,922	63.91%	1,313,209,701	64.48%	1,097,602,192	64.92%	29,820	610	63.15	13.81%
1 - 15	10,883	14.51%	298,088,386	14.64%	249,075,415	14.73%	29,532	589	60.76	14.95%
16 - 30	5,979	7.97%	159,030,767	7.81%	130,686,319	7.73%	28,534	581	60.04	15.54%
31 - 60	6,046	8.06%	159,089,506	7.81%	134,766,571	7.97%	28,307	581	59.98	16.54%
61 - 90	2,385	3.18%	62,389,663	3.06%	54,819,495	3.24%	28,361	585	61.49	17.37%
91 - 120	1,078	1.44%	27,959,842	1.37%	23,869,863	1.41%	28,470	588	62.58	17.59%
121+	685	0.91%	16,764,048	0.82%	0	0.00%	0	0	0.00	0.00%
Total:	74,978	100.00%	2,036,531,913	100.00%	1,690,819,854	100.00%	29,491	601	62.25	14.50%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	3,736	4.98%	94,546,627	4.64%	76,388,054	4.52%	27,266	626	61.93	13.21%
Stated, not verified	69,776	93.06%	1,908,755,079	93.73%	1,596,642,447	94.43%	29,659	600	62.45	14.54%
Stated, verified to Level 3²	1,466	1.96%	33,230,207	1.63%	17,789,353	1.05%	23,928	579	45.29	16.83%
NA	-	-	-	-	-	-	-	-	-	-
Total:	74,978	100.00%	2,036,531,913	100.00%	1,690,819,854	100.00%	29,491	601	62.25	14.50%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	69,813	93.11%	1,903,898,392	93.49%	1,586,994,316	93.86%	29,586	602	62.42	14.37%
Stated, verified but not Level 4 or 5	5,165	6.89%	132,633,521	6.51%	103,825,539	6.14%	28,034	586	59.54	16.53%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	74,978	100.00%	2,036,531,913	100.00%	1,690,819,854	100.00%	29,491	601	62.25	14.50%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	7,097	9.47%	172,402,364	8.47%	138,766,398	8.21%	27,900	614	61.56	10.02%
5.00 - 9.99%	25,723	34.31%	696,656,080	34.21%	575,583,087	34.04%	29,811	600	62.24	13.04%
10.00 - 14.99%	26,109	34.82%	724,584,316	35.58%	598,287,214	35.38%	29,829	598	62.08	15.35%
15.00 - 19.99%	14,392	19.19%	392,395,340	19.27%	333,284,613	19.71%	28,743	600	62.59	17.15%
20.00 - 24.99%	1,652	2.20%	50,293,646	2.47%	44,787,596	2.65%	31,329	621	64.15	16.08%
25.00 - 29.99%	3	0.00%	149,112	0.01%	96,244	0.01%	48,134	733	49.70	2.41%
30.00 - 39.99%	2	0.00%	51,056	0.00%	14,703	0.00%	13,557	581	40.37	27.74%
40.00 - 49.99%	-	-	-	-	-	-	-	-	-	-
50.00 - 59.99%	-	-	-	-	-	-	-	-	-	-
60.00 - 69.99%	-	-	-	-	-	-	-	-	-	-
70.00 - 79.99%	-	-	-	-	-	-	-	-	-	-
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	74,978	100.00%	2,036,531,913	100.00%	1,690,819,854	100.00%	29,491	601	62.25	14.50%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	80	0.11%	718,256	0.04%	516,388	0.03%	8,565	633	47.73	6.60%
25.00 - 49.99%	958	1.28%	14,192,117	0.70%	11,531,502	0.68%	15,896	589	58.02	8.46%
50.00 - 74.99%	5,110	6.82%	115,915,695	5.69%	94,259,571	5.57%	24,631	596	61.17	9.75%
75.00 - 99.99%	20,772	27.70%	571,465,717	28.06%	461,459,586	27.29%	29,098	583	61.34	13.10%
100.00 - 109.99%	16,030	21.38%	459,292,768	22.55%	383,285,936	22.67%	30,718	594	62.63	14.85%
110.00 - 119.99%	14,683	19.58%	419,372,535	20.59%	353,765,147	20.92%	30,850	608	63.13	15.39%
120.00 - 129.99%	9,803	13.07%	263,934,781	12.96%	222,777,128	13.18%	29,892	617	62.61	16.18%
130.00 - 139.99%	6,889	9.19%	174,213,735	8.55%	147,975,313	8.75%	27,843	630	62.34	16.78%
140.00%+	653	0.87%	17,426,309	0.86%	15,249,284	0.90%	30,173	658	63.52	14.97%
Total:	74,978	100.00%	2,036,531,913	100.00%	1,690,819,854	100.00%	29,491	601	62.25	14.50%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	1,266	1.69%	33,045,678	1.62%	27,391,432	1.62%	28,146	606	61.91	16.22%
Alaska	80	0.11%	2,564,380	0.13%	2,193,725	0.13%	33,858	610	64.77	14.75%
Arizona	1,332	1.78%	36,807,110	1.81%	31,344,999	1.85%	30,198	611	63.20	14.17%
Arkansas	1,051	1.40%	28,787,096	1.41%	23,606,665	1.40%	29,618	601	61.54	14.18%
California	5,569	7.43%	153,549,062	7.54%	127,579,775	7.55%	30,219	605	62.32	14.51%
Colorado	728	0.97%	20,421,331	1.00%	17,497,895	1.03%	30,537	599	63.17	13.49%
Connecticut	637	0.85%	16,317,353	0.80%	12,947,851	0.77%	28,361	597	60.59	13.15%
Delaware	296	0.39%	7,577,051	0.37%	6,171,240	0.36%	27,637	590	62.25	14.83%
Florida	9,039	12.06%	243,999,208	11.98%	205,272,462	12.14%	29,452	602	62.92	14.14%
Georgia	3,176	4.24%	86,809,229	4.26%	71,170,313	4.21%	29,786	605	61.38	15.67%
Hawaii	204	0.27%	5,648,835	0.28%	4,882,333	0.29%	28,748	610	62.68	16.15%
Idaho	153	0.20%	4,199,702	0.21%	3,422,605	0.20%	30,432	592	61.16	14.01%
Illinois	1,812	2.42%	47,312,017	2.32%	37,172,330	2.20%	28,145	601	60.16	15.50%
Indiana	1,037	1.38%	27,199,998	1.34%	22,677,042	1.34%	28,735	602	62.35	15.03%
Iowa	259	0.35%	6,652,620	0.33%	5,505,766	0.33%	26,855	589	61.84	14.55%
Kansas	273	0.36%	7,504,532	0.37%	6,090,536	0.36%	30,764	603	60.86	14.36%
Kentucky	916	1.22%	22,666,517	1.11%	18,657,062	1.10%	26,839	599	61.50	15.31%
Louisiana	1,319	1.76%	36,426,273	1.79%	29,677,001	1.76%	30,313	602	60.98	14.81%
Maine	183	0.24%	4,802,850	0.24%	4,168,297	0.25%	28,096	601	62.98	12.84%
Maryland	3,693	4.93%	97,289,620	4.78%	76,843,060	4.54%	28,062	591	60.10	14.54%
Massachusetts	1,002	1.34%	26,124,786	1.28%	21,027,026	1.24%	27,949	599	61.92	14.08%
Michigan	1,226	1.64%	32,301,497	1.59%	26,681,022	1.58%	28,034	606	62.63	15.36%
Minnesota	401	0.53%	10,677,989	0.52%	8,396,118	0.50%	28,953	601	59.92	13.31%
Mississippi	853	1.14%	22,738,646	1.12%	18,290,986	1.08%	28,542	603	60.47	16.05%
Missouri	1,079	1.44%	26,958,374	1.32%	21,536,117	1.27%	26,470	597	60.48	15.89%
Montana	213	0.28%	5,900,720	0.29%	4,916,249	0.29%	28,785	597	60.87	14.55%
Nebraska	216	0.29%	5,868,245	0.29%	5,059,245	0.30%	29,655	593	62.82	13.39%
Nevada	847	1.13%	23,232,633	1.14%	19,791,863	1.17%	29,811	602	63.26	13.80%
New Hampshire	366	0.49%	9,302,913	0.46%	8,003,793	0.47%	27,780	587	63.15	14.50%
New Jersey	1,766	2.36%	47,274,871	2.32%	39,216,858	2.32%	28,559	605	62.31	14.11%
New Mexico	527	0.70%	14,928,447	0.73%	12,281,551	0.73%	30,186	606	62.27	14.68%
New York	2,747	3.66%	75,154,114	3.69%	62,432,766	3.69%	29,093	610	62.30	14.91%
North Carolina	2,922	3.90%	78,017,393	3.83%	65,108,790	3.85%	28,723	595	62.15	14.63%
North Dakota	90	0.12%	2,502,423	0.12%	2,113,079	0.12%	30,205	616	59.97	12.84%
Ohio	2,777	3.70%	69,443,313	3.41%	59,432,628	3.52%	26,864	597	63.35	15.04%
Oklahoma	1,190	1.59%	31,389,340	1.54%	25,621,351	1.52%	28,649	597	61.41	14.42%
Oregon	458	0.61%	11,403,024	0.56%	9,742,492	0.58%	27,603	595	62.54	14.74%
Pennsylvania	4,421	5.90%	114,192,487	5.61%	95,758,445	5.66%	28,049	594	62.75	14.23%
Rhode Island	175	0.23%	4,253,486	0.21%	3,506,569	0.21%	26,747	601	62.45	13.99%
South Carolina	1,445	1.93%	37,663,431	1.85%	30,567,953	1.81%	28,282	594	61.19	15.42%
South Dakota	89	0.12%	2,245,486	0.11%	2,003,204	0.12%	29,030	607	61.42	13.83%
Tennessee	1,570	2.09%	41,417,009	2.03%	34,363,966	2.03%	29,021	607	62.07	15.45%
Texas	12,034	16.05%	360,382,818	17.70%	303,037,754	17.92%	32,268	604	63.04	13.73%
Utah	289	0.39%	7,853,992	0.39%	6,572,778	0.39%	29,619	602	63.24	13.99%
Vermont	90	0.12%	2,352,063	0.12%	1,952,605	0.12%	27,732	577	62.59	12.83%
Virginia	1,305	1.74%	34,660,890	1.70%	28,629,507	1.69%	28,764	594	62.11	15.06%
Washington	450	0.60%	11,913,594	0.58%	9,619,574	0.57%	29,033	599	60.76	14.61%
West Virginia	633	0.84%	16,172,610	0.79%	13,740,790	0.81%	28,021	597	62.55	14.64%
Wisconsin	466	0.62%	12,282,400	0.60%	10,074,413	0.60%	28,476	591	60.80	14.92%
Wyoming	83	0.11%	2,505,853	0.12%	2,072,162	0.12%	35,604	619	60.53	13.07%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	1	0.00%	25,422	0.00%	23,208	0.00%	23,208	588	64.00	10.98%
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	224	0.30%	5,811,179	0.29%	4,972,601	0.29%	27,643	594	63.54	17.17%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	-	-	-	-	-	-	-	-	-	-
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	74,978	100.00%	2,036,531,913	100.00%	1,690,819,854	100.00%	29,491	601	62.25	14.50%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	16,849	22.47%	568,188,191	27.90%	441,244,736	26.10%	35,680	606	60.50	11.87%
Used	58,129	77.53%	1,468,343,722	72.10%	1,249,575,118	73.90%	27,306	599	62.86	15.43%
NA	-	-	-	-	-	-	-	-	-	-
Total:	74,978	100.00%	2,036,531,913	100.00%	1,690,819,854	100.00%	29,491	601	62.25	14.50%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	31,182	41.59%	713,581,910	35.04%	574,623,889	33.98%	24,878	603	61.22	16.19%
Truck	11,647	15.53%	433,268,284	21.27%	365,095,738	21.59%	37,672	608	62.95	12.14%
SUV	32,149	42.88%	889,681,719	43.69%	751,100,227	44.42%	29,044	596	62.69	14.35%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	74,978	100.00%	2,036,531,913	100.00%	1,690,819,854	100.00%	29,491	601	62.25	14.50%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	3,780	5.04%	96,673,518	4.75%	79,283,378	4.69%	29,208	605	61.40	15.05%
Ford: Lincoln	312	0.42%	8,406,971	0.41%	6,976,434	0.41%	29,664	596	62.26	14.51%
Ford: Mercury	3	0.00%	33,741	0.00%	11,312	0.00%	6,178	578	17.00	17.09%
GMC	1,825	2.43%	59,536,122	2.92%	50,453,134	2.98%	34,372	600	63.10	13.54%
GMC: Buick	855	1.14%	19,690,156	0.97%	16,518,671	0.98%	23,957	593	62.05	15.62%
GMC: Cadillac	677	0.90%	20,455,642	1.00%	16,852,458	1.00%	33,848	598	61.02	13.78%
GMC: Chevrolet	8,273	11.03%	226,281,389	11.11%	189,654,074	11.22%	30,059	599	62.49	15.04%
GMC: Hummer	1	0.00%	18,214	0.00%	446	0.00%	446	697	1.00	8.00%
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	3	0.00%	36,189	0.00%	6,208	0.00%	3,112	561	13.58	19.93%
GMC: Saturn	1	0.00%	10,421	0.00%	2,302	0.00%	2,302	0	16.00	27.99%
Tesla	62	0.08%	2,811,021	0.14%	2,586,768	0.15%	45,648	617	66.33	11.24%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	1,214	1.62%	36,123,834	1.77%	30,864,444	1.83%	31,272	600	62.81	14.76%
BMW: Mini	166	0.22%	3,344,681	0.16%	2,803,704	0.17%	21,540	595	62.50	14.83%
Daimler: Freightliner	1	0.00%	40,336	0.00%	37,069	0.00%	37,069	601	66.00	10.73%
Daimler: Mercedes-Benz	1,183	1.58%	36,002,514	1.77%	30,610,967	1.81%	31,838	602	62.44	14.87%
Daimler: Smart	5	0.01%	42,263	0.00%	31,225	0.00%	7,423	658	55.00	10.57%
Fiat	156	0.21%	2,821,090	0.14%	1,962,316	0.12%	18,441	590	56.32	15.73%
Fiat: Alfa Romeo	108	0.14%	3,915,599	0.19%	3,412,564	0.20%	36,129	614	65.74	12.48%
Fiat: Chrysler	1,318	1.76%	32,727,152	1.61%	24,184,859	1.43%	26,363	600	58.46	14.89%
Fiat: Dodge	7,230	9.64%	266,294,240	13.08%	219,763,875	13.00%	37,913	617	62.43	11.62%
Fiat: Jeep	7,708	10.28%	228,010,757	11.20%	185,709,420	10.98%	31,205	602	61.95	13.07%
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	149	0.20%	4,370,989	0.21%	3,896,687	0.23%	32,249	603	63.22	13.25%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	1,903	2.54%	44,758,698	2.20%	38,621,819	2.28%	25,432	595	63.33	15.14%
Volkswagen: Audi	577	0.77%	16,734,136	0.82%	14,438,406	0.85%	30,104	601	62.61	14.99%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	67	0.09%	2,982,960	0.15%	2,438,259	0.14%	48,645	623	62.99	11.71%
Honda	3,958	5.28%	98,306,909	4.83%	84,201,002	4.98%	25,840	603	63.26	15.55%
Honda: Acura	481	0.64%	13,411,977	0.66%	11,348,308	0.67%	29,036	600	62.65	14.63%
Hyundai	4,057	5.41%	88,029,049	4.32%	73,682,963	4.36%	23,567	595	62.42	16.04%
Hyundai: Kia	4,299	5.73%	97,029,837	4.76%	81,313,089	4.81%	24,049	596	62.42	16.26%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	1,099	1.47%	25,983,216	1.28%	21,854,762	1.29%	25,040	593	62.86	15.22%
Mitsubishi	1,618	2.16%	38,960,693	1.91%	33,223,863	1.96%	25,191	599	62.95	15.86%
Nissan	8,264	11.02%	192,437,186	9.45%	156,766,776	9.27%	24,564	593	61.59	16.35%
Nissan: Infiniti	644	0.86%	19,140,598	0.94%	16,404,835	0.97%	30,382	597	62.86	15.10%
Saab	1	0.00%	12,041	0.00%	4,849	0.00%	4,849	610	15.00	21.42%
Subaru	687	0.92%	17,034,732	0.84%	14,141,415	0.84%	25,708	595	62.52	14.46%
Suzuki	2	0.00%	12,807	0.00%	8,305	0.00%	5,249	0	36.44	26.49%
Tata: Jaguar	72	0.10%	2,226,123	0.11%	1,934,921	0.11%	30,355	586	63.33	14.70%
Tata: Land Rover	237	0.32%	8,630,623	0.42%	7,336,581	0.43%	39,023	605	63.70	12.57%
Toyota	5,577	7.44%	146,857,875	7.21%	123,252,250	7.29%	27,877	598	62.89	15.06%
Toyota: Lexus	552	0.74%	16,634,540	0.82%	13,658,053	0.81%	30,659	592	62.19	14.26%
Toyota: Scion	66	0.09%	985,773	0.05%	693,414	0.04%	15,732	606	55.32	18.20%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	5,787	7.72%	158,715,303	7.79%	129,873,667	7.68%	28,723	596	61.24	14.46%
Total:	74,978	100.00%	2,036,531,913	100.00%	1,690,819,854	100.00%	29,491	601	62.25	14.50%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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