StratMaker (139558)

Santander Drive Auto Receivables Trust 2022-6

StratMaker Datatape Summary

Beginning Period

Nov 1, 2022

As % of Reporting Period ELA:

Ending Period

Nov 30, 2022

New % / Used %

23.56% / 76.44%

Total Original # of Loans

74,189

WA Loan to Value (LTV)

101.19%

Total Original Loan Amount (OLA)

$ 2,088,686,214

WA Payment to Income (PTI)

11.06%

Weighted Average (WA) OLA

$ 32,483

WA FICO (non-zero)

600

Rep. Period Beginning Loan Amount

$ 1,974,843,433

WA Remaining Term (RT)

67.07

Rep. Period Ending Loan Amount (ELA)

$ 1,935,234,611

WA Original APR

15.23%

Beginning Period

Nov 1, 2022

Ending Period

Nov 30, 2022

Total Original # of Loans

74,189

Total Original Loan Amount (OLA)

$ 2,088,686,214

Weighted Average (WA) OLA

$ 32,483

Rep. Period Beginning Loan Amount

$ 1,974,843,433

Rep. Period Ending Loan Amount (ELA)

$ 1,935,234,611

As % of Reporting Period ELA:

New % / Used %

23.56% / 76.44%

WA Loan to Value (LTV)

101.19%

WA Payment to Income (PTI)

11.06%

WA FICO (non-zero)

600

WA Remaining Term (RT)

67.07

WA Original APR

15.23%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	2	0.00%	9,864	0.00%	9,223	0.00%	4,611	530	57.50	9.57%
$5,000 - $9,999	1,183	1.59%	9,966,697	0.48%	7,823,341	0.40%	7,595	586	52.31	14.74%
$10,000 - $14,999	4,952	6.67%	63,961,640	3.06%	52,328,676	2.70%	11,870	584	57.95	16.72%
$15,000 - $19,999	10,571	14.25%	187,031,879	8.95%	165,412,040	8.55%	16,740	586	63.46	17.16%
$20,000 - $24,999	15,088	20.34%	340,601,587	16.31%	312,734,067	16.16%	21,642	588	66.29	17.04%
$25,000 - $29,999	14,836	20.00%	407,070,907	19.49%	380,322,359	19.65%	26,454	591	67.38	16.74%
$30,000 - $39,999	18,672	25.17%	641,447,507	30.71%	604,288,413	31.23%	33,330	597	68.22	15.44%
$40,000 - $49,999	5,815	7.84%	254,755,077	12.20%	238,344,594	12.32%	42,161	613	68.52	12.17%
$50,000 - $59,999	1,952	2.63%	106,219,118	5.09%	100,604,247	5.20%	52,464	628	68.67	10.94%
$60,000 - $69,999	725	0.98%	46,244,189	2.21%	43,774,550	2.26%	61,378	646	68.44	8.93%
$70,000 - $79,999	248	0.33%	18,418,669	0.88%	17,318,638	0.89%	71,492	654	68.72	7.55%
$80,000 - $89,999	84	0.11%	7,105,149	0.34%	6,767,589	0.35%	81,681	687	69.18	7.41%
$90,000 - $99,999	54	0.07%	5,144,724	0.25%	4,828,963	0.25%	91,342	689	68.78	7.92%
Over $100,000	7	0.01%	709,208	0.03%	677,911	0.04%	96,889	701	69.30	6.04%
Total:	74,189	100.00%	2,088,686,214	100.00%	1,935,234,611	100.00%	31,382	600	67.07	15.23%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	2,516	3.39%	51,575,658	2.47%	4,743,791	0.25%	3,555	575	20.09	16.49%
$5,000 - $9,999	2,869	3.87%	43,303,580	2.07%	22,135,138	1.14%	7,998	583	38.56	15.67%
$10,000 - $14,999	5,495	7.41%	84,573,565	4.05%	70,536,295	3.64%	12,993	585	56.22	16.40%
$15,000 - $19,999	10,416	14.04%	197,299,651	9.45%	184,346,559	9.53%	17,813	588	64.29	16.76%
$20,000 - $24,999	14,647	19.74%	344,263,687	16.48%	330,339,821	17.07%	22,644	590	67.13	16.89%
$25,000 - $29,999	14,033	18.92%	397,783,219	19.04%	384,776,682	19.88%	27,496	592	68.08	16.62%
$30,000 - $39,999	17,022	22.94%	602,653,666	28.85%	583,803,760	30.17%	34,526	598	68.79	15.26%
$40,000 - $49,999	4,638	6.25%	210,521,312	10.08%	203,200,107	10.50%	43,990	616	69.10	11.95%
$50,000 - $59,999	1,726	2.33%	97,161,099	4.65%	93,915,332	4.85%	54,563	632	69.09	10.83%
$60,000 - $69,999	530	0.71%	35,131,481	1.68%	33,874,543	1.75%	64,038	646	68.81	8.61%
$70,000 - $79,999	183	0.25%	14,019,924	0.67%	13,537,951	0.70%	74,079	658	69.59	7.57%
$80,000 - $89,999	74	0.10%	6,492,178	0.31%	6,257,107	0.32%	84,656	693	69.00	7.71%
$90,000 - $99,999	39	0.05%	3,802,807	0.18%	3,667,452	0.19%	94,101	679	69.15	7.79%
Over $100,000	1	0.00%	104,386	0.00%	100,072	0.01%	100,072	699	69.00	7.65%
Total:	74,189	100.00%	2,088,686,214	100.00%	1,935,234,611	100.00%	31,382	600	67.07	15.23%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	74,189	100.00%	2,088,686,214	100.00%	1,935,234,611	100.00%	31,382	600	67.07	15.23%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	74,189	100.00%	2,088,686,214	100.00%	1,935,234,611	100.00%	31,382	600	67.07	15.23%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	300	0.40%	14,052,961	0.67%	12,810,695	0.66%	46,896	694	54.48	1.09%
2.50 - 4.99%	894	1.21%	39,658,106	1.90%	35,701,764	1.84%	52,988	665	66.70	4.26%
5.00 - 7.49%	2,807	3.78%	78,654,067	3.77%	71,563,583	3.70%	32,547	685	66.20	6.59%
7.50 - 9.99%	7,800	10.51%	241,388,314	11.56%	221,833,018	11.46%	36,120	632	67.44	8.86%
10.00 - 12.49%	10,316	13.91%	320,825,540	15.36%	297,184,182	15.36%	34,775	612	67.83	11.19%
12.50 - 14.99%	10,884	14.67%	328,132,459	15.71%	304,999,607	15.76%	32,915	599	67.89	13.58%
15.00 - 17.49%	11,187	15.08%	324,086,403	15.52%	299,740,083	15.49%	31,016	588	67.41	16.08%
17.50 - 19.99%	11,194	15.09%	299,706,639	14.35%	273,841,263	14.15%	28,499	577	66.34	18.32%
20.00 - 22.49%	8,213	11.07%	203,024,545	9.72%	189,002,018	9.77%	26,194	571	66.44	20.87%
22.50 - 24.99%	6,650	8.96%	155,738,345	7.46%	148,366,591	7.67%	24,706	565	66.67	23.54%
25.00 - 27.49%	2,701	3.64%	58,383,546	2.80%	56,077,406	2.90%	22,986	556	66.64	25.66%
27.50 - 29.99%	1,243	1.68%	25,035,289	1.20%	24,114,399	1.25%	21,425	550	66.04	28.39%
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	74,189	100.00%	2,088,686,214	100.00%	1,935,234,611	100.00%	31,382	600	67.07	15.23%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	3,957	5.33%	97,120,942	4.65%	87,885,337	4.54%	26,579	474	65.27	18.18%
500 - 549	11,851	15.97%	314,382,057	15.05%	289,598,568	14.96%	28,813	528	66.15	17.04%
550 - 599	22,145	29.85%	623,712,347	29.86%	578,413,741	29.89%	30,796	576	67.02	16.16%
600 - 649	16,845	22.71%	509,985,648	24.42%	478,608,168	24.73%	33,216	622	68.14	13.92%
650 - 699	6,342	8.55%	202,268,887	9.68%	188,502,503	9.74%	35,929	671	68.07	12.45%
700 - 749	2,801	3.78%	91,025,845	4.36%	83,387,623	4.31%	37,717	722	67.54	10.98%
750 - 799	1,188	1.60%	38,285,385	1.83%	34,898,601	1.80%	38,289	771	65.42	8.59%
800+	780	1.05%	23,077,106	1.10%	21,036,706	1.09%	35,207	835	62.33	6.14%
NA	8,280	11.16%	188,827,998	9.04%	172,903,364	8.93%	25,135	0	66.32	18.73%
Total:	74,189	100.00%	2,088,686,214	100.00%	1,935,234,611	100.00%	31,382	600	67.07	15.23%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	28	0.04%	319,700	0.02%	218,037	0.01%	11,466	663	19.96	9.63%
25 - 36	279	0.38%	7,085,337	0.34%	6,069,403	0.31%	36,629	762	33.41	2.99%
37 - 48	1,059	1.43%	18,456,344	0.88%	16,418,578	0.85%	21,015	619	44.02	13.80%
49 - 60	5,806	7.83%	116,327,175	5.57%	106,182,718	5.49%	22,896	607	55.83	15.94%
61 - 72	59,595	80.33%	1,694,803,736	81.14%	1,571,651,671	81.21%	31,396	599	67.70	15.38%
73+	7,422	10.00%	251,693,921	12.05%	234,694,204	12.13%	35,736	597	70.48	14.28%
Total:	74,189	100.00%	2,088,686,214	100.00%	1,935,234,611	100.00%	31,382	600	67.07	15.23%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	878	1.18%	24,008,529	1.15%	0	0.00%	0	0	0.00	0.00%
1 - 12	813	1.10%	15,949,410	0.76%	2,573,379	0.13%	4,444	568	9.36	16.27%
13 - 24	2,485	3.35%	50,932,588	2.44%	19,916,844	1.03%	10,391	572	18.57	17.22%
25 - 36	789	1.06%	19,563,657	0.94%	13,883,349	0.72%	25,751	647	31.62	10.72%
37 - 48	1,799	2.42%	33,029,266	1.58%	28,262,967	1.46%	19,938	594	44.20	15.01%
49 - 60	7,651	10.31%	163,392,458	7.82%	149,099,159	7.70%	23,222	597	56.46	15.55%
61 - 72	56,423	76.05%	1,665,278,285	79.73%	1,607,448,618	83.06%	32,253	599	69.03	15.28%
73+	3,351	4.52%	116,532,021	5.58%	114,050,294	5.89%	37,557	606	73.08	14.28%
Total:	74,189	100.00%	2,088,686,214	100.00%	1,935,234,611	100.00%	31,382	600	67.07	15.23%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	52,890	71.29%	1,493,765,772	71.52%	1,381,715,584	71.40%	31,600	609	67.57	14.63%
1 - 15	10,026	13.51%	289,541,892	13.86%	270,284,509	13.97%	31,970	583	66.39	15.77%
16 - 30	4,360	5.88%	121,902,496	5.84%	113,965,944	5.89%	30,973	575	66.40	16.77%
31 - 60	4,607	6.21%	123,779,386	5.93%	113,759,192	5.88%	29,263	568	64.36	17.85%
61 - 90	1,815	2.45%	47,173,609	2.26%	44,260,573	2.29%	28,452	571	65.04	18.74%
91 - 120	486	0.66%	12,372,803	0.59%	11,248,810	0.58%	27,474	573	64.12	19.02%
121+	5	0.01%	150,256	0.01%	0	0.00%	0	0	0.00	0.00%
Total:	74,189	100.00%	2,088,686,214	100.00%	1,935,234,611	100.00%	31,382	600	67.07	15.23%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	3,972	5.35%	103,948,257	4.98%	94,840,718	4.90%	28,957	634	66.62	13.51%
Stated, not verified	69,467	93.64%	1,964,163,627	94.04%	1,823,940,124	94.25%	31,505	598	67.14	15.30%
Stated, verified to Level 3²	750	1.01%	20,574,330	0.99%	16,453,769	0.85%	31,729	576	61.79	16.92%
NA	-	-	-	-	-	-	-	-	-	-
Total:	74,189	100.00%	2,088,686,214	100.00%	1,935,234,611	100.00%	31,382	600	67.07	15.23%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	69,384	93.52%	1,957,106,531	93.70%	1,814,157,735	93.74%	31,475	601	67.12	15.07%
Stated, verified but not Level 4 or 5	4,805	6.48%	131,579,683	6.30%	121,076,876	6.26%	29,985	576	66.33	17.57%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	74,189	100.00%	2,088,686,214	100.00%	1,935,234,611	100.00%	31,382	600	67.07	15.23%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	7,839	10.57%	190,973,648	9.14%	173,003,856	8.94%	28,691	625	66.11	10.74%
5.00 - 9.99%	26,390	35.57%	736,357,513	35.25%	678,456,380	35.06%	31,474	600	67.05	13.90%
10.00 - 14.99%	24,685	33.27%	719,052,375	34.43%	668,757,536	34.56%	31,977	594	67.23	16.14%
15.00 - 19.99%	13,612	18.35%	390,274,851	18.69%	365,731,222	18.90%	31,178	594	67.13	17.91%
20.00 - 24.99%	1,660	2.24%	51,934,450	2.49%	49,206,244	2.54%	33,000	613	68.03	16.90%
25.00 - 29.99%	3	0.00%	93,377	0.00%	79,373	0.00%	26,838	565	60.68	14.90%
30.00 - 39.99%	-	-	-	-	-	-	-	-	-	-
40.00 - 49.99%	-	-	-	-	-	-	-	-	-	-
50.00 - 59.99%	-	-	-	-	-	-	-	-	-	-
60.00 - 69.99%	-	-	-	-	-	-	-	-	-	-
70.00 - 79.99%	-	-	-	-	-	-	-	-	-	-
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	74,189	100.00%	2,088,686,214	100.00%	1,935,234,611	100.00%	31,382	600	67.07	15.23%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	104	0.14%	1,044,506	0.05%	890,304	0.05%	10,848	625	55.69	8.48%
25.00 - 49.99%	1,362	1.84%	21,627,431	1.04%	19,161,537	0.99%	19,035	613	61.48	8.87%
50.00 - 74.99%	5,387	7.26%	122,889,231	5.88%	110,759,862	5.72%	25,691	619	65.54	10.40%
75.00 - 99.99%	19,538	26.34%	556,216,882	26.63%	509,147,693	26.31%	31,409	594	66.75	13.92%
100.00 - 109.99%	16,317	21.99%	485,373,522	23.24%	450,971,623	23.30%	32,628	596	67.48	15.58%
110.00 - 119.99%	15,497	20.89%	461,295,510	22.09%	431,239,043	22.28%	32,820	600	67.56	16.05%
120.00 - 129.99%	9,492	12.79%	269,312,942	12.89%	251,934,701	13.02%	31,509	603	67.32	16.81%
130.00 - 139.99%	6,001	8.09%	158,476,261	7.59%	149,303,221	7.71%	29,331	604	66.93	17.81%
140.00%+	491	0.66%	12,449,929	0.60%	11,826,627	0.61%	28,274	620	67.48	17.56%
Total:	74,189	100.00%	2,088,686,214	100.00%	1,935,234,611	100.00%	31,382	600	67.07	15.23%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	1,234	1.66%	33,866,447	1.62%	31,368,560	1.62%	30,671	601	66.79	16.89%
Alaska	96	0.13%	3,046,161	0.15%	2,796,335	0.14%	35,034	598	67.71	14.62%
Arizona	1,445	1.95%	40,224,851	1.93%	37,420,241	1.93%	31,275	608	67.20	15.02%
Arkansas	1,035	1.40%	28,567,749	1.37%	26,189,168	1.35%	30,950	602	66.65	15.26%
California	5,852	7.89%	167,930,585	8.04%	154,994,847	8.01%	32,236	604	66.65	15.26%
Colorado	805	1.09%	22,895,729	1.10%	21,518,222	1.11%	31,622	601	67.32	14.83%
Connecticut	707	0.95%	18,853,151	0.90%	17,270,858	0.89%	29,934	611	66.31	13.38%
Delaware	300	0.40%	8,014,583	0.38%	7,414,228	0.38%	29,940	592	66.39	15.98%
Florida	9,616	12.96%	269,957,937	12.92%	251,175,833	12.98%	31,131	602	67.69	14.72%
Georgia	3,079	4.15%	88,709,715	4.25%	82,110,958	4.24%	32,509	599	66.84	16.38%
Hawaii	277	0.37%	7,901,404	0.38%	7,498,755	0.39%	31,136	602	67.57	15.76%
Idaho	128	0.17%	3,463,414	0.17%	3,148,100	0.16%	32,239	600	66.30	15.35%
Illinois	1,607	2.17%	43,237,066	2.07%	39,359,580	2.03%	29,780	587	66.24	17.17%
Indiana	1,038	1.40%	27,843,520	1.33%	25,943,491	1.34%	29,997	593	66.77	16.53%
Iowa	246	0.33%	7,023,777	0.34%	6,574,920	0.34%	33,521	604	66.84	14.34%
Kansas	268	0.36%	7,560,613	0.36%	6,879,263	0.36%	31,305	599	66.40	15.35%
Kentucky	808	1.09%	20,670,061	0.99%	19,269,369	1.00%	28,457	590	67.07	16.27%
Louisiana	1,194	1.61%	34,331,782	1.64%	31,140,946	1.61%	32,860	598	66.05	15.38%
Maine	211	0.28%	5,728,289	0.27%	5,277,184	0.27%	29,586	600	65.71	12.94%
Maryland	1,931	2.60%	54,784,007	2.62%	50,066,770	2.59%	31,624	592	66.00	15.51%
Massachusetts	1,188	1.60%	32,503,799	1.56%	29,795,768	1.54%	30,035	604	67.22	14.31%
Michigan	1,288	1.74%	34,516,094	1.65%	31,721,388	1.64%	29,224	600	66.55	15.87%
Minnesota	327	0.44%	9,052,433	0.43%	8,224,474	0.42%	30,317	584	65.65	14.88%
Mississippi	779	1.05%	21,886,480	1.05%	20,034,471	1.04%	31,414	595	66.21	16.73%
Missouri	1,058	1.43%	27,553,985	1.32%	25,254,345	1.30%	29,350	595	66.75	16.16%
Montana	210	0.28%	5,694,518	0.27%	5,308,754	0.27%	31,054	603	66.67	15.98%
Nebraska	203	0.27%	5,562,257	0.27%	5,088,447	0.26%	30,829	594	66.35	14.04%
Nevada	973	1.31%	27,122,954	1.30%	25,235,243	1.30%	31,093	596	67.43	15.21%
New Hampshire	485	0.65%	12,873,143	0.62%	12,074,979	0.62%	30,010	593	67.40	15.61%
New Jersey	2,170	2.92%	58,886,343	2.82%	54,641,499	2.82%	30,012	611	67.26	14.44%
New Mexico	525	0.71%	15,102,969	0.72%	14,075,715	0.73%	32,043	597	67.26	16.22%
New York	3,085	4.16%	88,549,497	4.24%	81,733,825	4.22%	31,649	614	67.17	15.22%
North Carolina	3,190	4.30%	88,177,103	4.22%	82,169,502	4.25%	30,354	595	67.15	15.48%
North Dakota	119	0.16%	3,599,576	0.17%	3,380,741	0.17%	34,609	590	68.01	14.70%
Ohio	2,779	3.75%	71,225,504	3.41%	66,530,771	3.44%	27,961	594	67.37	16.27%
Oklahoma	1,109	1.49%	30,168,847	1.44%	27,937,787	1.44%	30,318	603	66.67	15.34%
Oregon	492	0.66%	12,898,201	0.62%	12,073,644	0.62%	30,022	596	66.77	15.15%
Pennsylvania	3,129	4.22%	83,635,984	4.00%	77,371,529	4.00%	29,556	593	66.97	14.85%
Rhode Island	229	0.31%	6,118,220	0.29%	5,591,208	0.29%	28,514	604	66.68	14.19%
South Carolina	1,398	1.88%	38,042,183	1.82%	35,105,266	1.81%	30,676	596	66.69	15.97%
South Dakota	96	0.13%	2,536,131	0.12%	2,316,218	0.12%	29,209	595	66.12	16.56%
Tennessee	1,632	2.20%	44,574,074	2.13%	41,117,841	2.12%	30,467	598	66.60	16.22%
Texas	12,210	16.46%	373,718,851	17.89%	348,524,759	18.01%	33,843	600	67.51	14.31%
Utah	316	0.43%	8,889,964	0.43%	8,204,080	0.42%	32,144	605	67.01	15.42%
Vermont	113	0.15%	3,069,239	0.15%	2,853,521	0.15%	31,434	603	67.41	13.90%
Virginia	1,418	1.91%	38,884,889	1.86%	35,892,781	1.85%	30,477	591	67.04	15.87%
Washington	467	0.63%	12,895,078	0.62%	11,847,461	0.61%	30,919	591	66.53	16.10%
West Virginia	652	0.88%	18,143,032	0.87%	17,180,566	0.89%	31,614	588	67.86	15.62%
Wisconsin	417	0.56%	10,979,352	0.53%	9,999,136	0.52%	29,376	590	65.86	16.57%
Wyoming	69	0.09%	1,977,989	0.09%	1,771,916	0.09%	30,072	618	63.66	12.87%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	-	-	-	-	-	-	-	-	-	-
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	186	0.25%	5,236,685	0.25%	4,759,349	0.25%	29,696	591	66.55	18.07%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	-	-	-	-	-	-	-	-	-	-
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	74,189	100.00%	2,088,686,214	100.00%	1,935,234,611	100.00%	31,382	600	67.07	15.23%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	13,888	18.72%	503,039,495	24.08%	455,913,131	23.56%	39,727	606	66.69	12.01%
Used	60,301	81.28%	1,585,646,718	75.92%	1,479,321,480	76.44%	28,810	598	67.18	16.22%
NA	-	-	-	-	-	-	-	-	-	-
Total:	74,189	100.00%	2,088,686,214	100.00%	1,935,234,611	100.00%	31,382	600	67.07	15.23%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	28,551	38.48%	687,323,917	32.91%	628,798,117	32.49%	26,721	598	66.44	16.77%
Truck	11,478	15.47%	430,730,491	20.62%	401,177,948	20.73%	39,801	610	67.33	13.08%
SUV	34,160	46.04%	970,631,805	46.47%	905,258,546	46.78%	30,888	596	67.39	15.11%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	74,189	100.00%	2,088,686,214	100.00%	1,935,234,611	100.00%	31,382	600	67.07	15.23%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	3,539	4.77%	97,621,317	4.67%	89,426,703	4.62%	31,976	605	66.52	15.69%
Ford: Lincoln	373	0.50%	10,643,696	0.51%	10,031,013	0.52%	31,026	591	66.59	15.73%
Ford: Mercury	-	-	-	-	-	-	-	-	-	-
GMC	2,062	2.78%	70,314,675	3.37%	65,748,453	3.40%	37,499	604	67.46	14.22%
GMC: Buick	917	1.24%	21,705,794	1.04%	20,173,985	1.04%	25,028	588	67.04	16.27%
GMC: Cadillac	740	1.00%	23,282,671	1.11%	21,717,797	1.12%	35,946	602	66.87	15.23%
GMC: Chevrolet	9,064	12.22%	261,121,994	12.50%	243,966,491	12.61%	32,144	599	67.47	15.68%
GMC: Hummer	-	-	-	-	-	-	-	-	-	-
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	-	-	-	-	-	-	-	-	-	-
GMC: Saturn	-	-	-	-	-	-	-	-	-	-
Tesla	108	0.15%	5,534,346	0.26%	5,082,748	0.26%	55,277	642	68.20	11.16%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	1,533	2.07%	47,617,389	2.28%	44,073,097	2.28%	34,163	613	66.98	14.78%
BMW: Mini	183	0.25%	4,148,729	0.20%	3,841,611	0.20%	24,015	598	67.13	14.61%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	1,381	1.86%	44,082,430	2.11%	40,957,069	2.12%	34,425	605	67.01	15.54%
Daimler: Smart	6	0.01%	71,539	0.00%	63,922	0.00%	11,910	597	59.27	21.02%
Fiat	106	0.14%	1,917,002	0.09%	1,572,641	0.08%	20,225	589	65.03	16.64%
Fiat: Alfa Romeo	123	0.17%	4,070,039	0.19%	3,827,798	0.20%	34,030	596	68.50	14.78%
Fiat: Chrysler	943	1.27%	23,862,261	1.14%	21,073,901	1.09%	28,114	587	65.51	16.57%
Fiat: Dodge	6,100	8.22%	224,717,262	10.76%	207,580,603	10.73%	40,011	612	66.95	12.66%
Fiat: Jeep	6,647	8.96%	193,619,453	9.27%	178,130,866	9.20%	32,049	596	67.34	14.38%
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	196	0.26%	6,179,240	0.30%	5,744,394	0.30%	36,745	613	67.05	13.41%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	2,344	3.16%	59,821,210	2.86%	56,139,420	2.90%	28,020	596	67.47	15.16%
Volkswagen: Audi	813	1.10%	24,523,120	1.17%	22,792,271	1.18%	32,857	610	66.83	14.79%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	84	0.11%	3,531,948	0.17%	3,191,095	0.16%	46,431	630	66.54	12.43%
Honda	4,104	5.53%	106,044,510	5.08%	98,614,841	5.10%	27,318	604	67.07	15.72%
Honda: Acura	461	0.62%	13,460,765	0.64%	12,561,679	0.65%	31,513	617	66.89	14.57%
Hyundai	4,101	5.53%	95,970,594	4.59%	89,014,354	4.60%	25,510	594	66.98	16.27%
Hyundai: Kia	4,119	5.55%	98,353,126	4.71%	91,521,167	4.73%	26,030	591	67.22	16.81%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	1,047	1.41%	25,573,879	1.22%	23,955,794	1.24%	25,989	590	66.86	16.09%
Mitsubishi	1,853	2.50%	48,201,150	2.31%	45,304,021	2.34%	27,779	587	67.80	15.56%
Nissan	7,504	10.11%	180,411,199	8.64%	165,233,561	8.54%	26,014	588	66.53	17.00%
Nissan: Infiniti	724	0.98%	22,103,922	1.06%	20,706,794	1.07%	32,159	600	67.07	15.57%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	742	1.00%	18,948,946	0.91%	17,813,470	0.92%	27,401	598	67.10	14.90%
Suzuki	1	0.00%	14,854	0.00%	14,078	0.00%	14,078	581	66.00	11.14%
Tata: Jaguar	128	0.17%	4,304,723	0.21%	4,065,060	0.21%	36,073	596	67.61	15.79%
Tata: Land Rover	293	0.39%	11,446,461	0.55%	10,715,702	0.55%	42,802	618	67.75	13.23%
Toyota	5,687	7.67%	160,147,580	7.67%	148,243,034	7.66%	30,205	602	67.39	15.12%
Toyota: Lexus	582	0.78%	18,463,077	0.88%	17,053,914	0.88%	33,069	604	66.15	14.46%
Toyota: Scion	63	0.08%	1,034,996	0.05%	888,976	0.05%	16,843	591	61.20	18.81%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	5,518	7.44%	155,820,318	7.46%	144,392,289	7.46%	31,089	596	66.71	15.52%
Total:	74,189	100.00%	2,088,686,214	100.00%	1,935,234,611	100.00%	31,382	600	67.07	15.23%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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