StratMaker (139562)

Santander Drive Auto Receivables Trust 2021-4

StratMaker Datatape Summary

Beginning Period

Nov 1, 2022

As % of Reporting Period ELA:

Ending Period

Nov 30, 2022

New % / Used %

21.72% / 78.28%

Total Original # of Loans

64,721

WA Loan to Value (LTV)

89.53%

Total Original Loan Amount (OLA)

$ 1,674,894,808

WA Payment to Income (PTI)

11.24%

Weighted Average (WA) OLA

$ 30,025

WA Credit Bureau Score (non-zero)

613

Rep. Period Beginning Loan Amount

$ 1,228,781,670

WA Remaining Term (RT)

55.43

Rep. Period Ending Loan Amount (ELA)

$ 1,178,589,796

WA Original APR

14.32%

Beginning Period

Nov 1, 2022

Ending Period

Nov 30, 2022

Total Original # of Loans

64,721

Total Original Loan Amount (OLA)

$ 1,674,894,808

Weighted Average (WA) OLA

$ 30,025

Rep. Period Beginning Loan Amount

$ 1,228,781,670

Rep. Period Ending Loan Amount (ELA)

$ 1,178,589,796

As % of Reporting Period ELA:

New % / Used %

21.72% / 78.28%

WA Loan to Value (LTV)

89.53%

WA Payment to Income (PTI)

11.24%

WA Credit Bureau Score (non-zero)

613

WA Remaining Term (RT)

55.43

WA Original APR

14.32%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	-	-	-	-	-	-	-	-	-	-
$5,000 - $9,999	1,678	2.59%	14,039,932	0.84%	8,074,048	0.69%	6,398	599	42.82	17.87%
$10,000 - $14,999	6,752	10.43%	86,714,234	5.18%	49,801,879	4.23%	10,240	597	47.31	18.02%
$15,000 - $19,999	12,085	18.67%	213,405,589	12.74%	139,437,226	11.83%	14,800	597	52.36	17.32%
$20,000 - $24,999	13,903	21.48%	312,518,367	18.66%	216,067,521	18.33%	19,148	602	55.05	16.09%
$25,000 - $29,999	10,767	16.64%	294,484,935	17.58%	209,610,413	17.78%	23,371	605	56.00	15.01%
$30,000 - $39,999	12,928	19.97%	444,718,408	26.55%	324,324,404	27.52%	29,475	613	56.71	13.81%
$40,000 - $49,999	5,043	7.79%	221,691,540	13.24%	167,769,784	14.23%	36,996	629	57.66	10.90%
$50,000 - $59,999	1,302	2.01%	69,844,209	4.17%	51,575,571	4.38%	43,782	658	57.42	8.17%
$60,000 - $69,999	210	0.32%	13,385,596	0.80%	9,204,446	0.78%	49,877	718	55.70	5.92%
$70,000 - $79,999	42	0.06%	3,102,025	0.19%	2,161,366	0.18%	58,282	704	54.09	7.25%
$80,000 - $89,999	7	0.01%	580,171	0.03%	309,899	0.03%	57,205	774	58.87	7.08%
$90,000 - $99,999	1	0.00%	94,528	0.01%	80,537	0.01%	80,537	751	59.00	9.64%
Over $100,000	3	0.00%	315,276	0.02%	172,704	0.01%	86,418	726	58.43	7.89%
Total:	64,721	100.00%	1,674,894,808	100.00%	1,178,589,796	100.00%	25,717	613	55.43	14.32%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	12,078	18.66%	267,662,871	15.98%	10,837,058	0.92%	3,053	609	12.52	16.30%
$5,000 - $9,999	4,120	6.37%	61,835,813	3.69%	31,539,807	2.68%	7,930	606	35.30	16.79%
$10,000 - $14,999	7,598	11.74%	125,058,809	7.47%	96,924,641	8.22%	12,919	605	49.66	16.61%
$15,000 - $19,999	11,895	18.38%	249,495,291	14.90%	209,122,832	17.74%	17,697	606	55.01	15.94%
$20,000 - $24,999	10,958	16.93%	285,956,422	17.07%	245,146,020	20.80%	22,463	604	56.75	15.27%
$25,000 - $29,999	7,734	11.95%	246,407,203	14.71%	211,328,057	17.93%	27,400	610	57.13	14.46%
$30,000 - $39,999	8,357	12.91%	333,894,730	19.94%	285,730,034	24.24%	34,408	618	58.05	12.74%
$40,000 - $49,999	1,810	2.80%	93,281,797	5.57%	78,532,671	6.66%	43,538	647	58.92	9.20%
$50,000 - $59,999	146	0.23%	9,328,672	0.56%	7,762,412	0.66%	53,302	698	59.58	7.12%
$60,000 - $69,999	21	0.03%	1,586,153	0.09%	1,342,392	0.11%	64,014	710	59.87	8.24%
$70,000 - $79,999	1	0.00%	79,897	0.00%	70,632	0.01%	70,632	797	60.00	8.39%
$80,000 - $89,999	3	0.00%	307,151	0.02%	253,241	0.02%	84,548	734	58.61	8.45%
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	64,721	100.00%	1,674,894,808	100.00%	1,178,589,796	100.00%	25,717	613	55.43	14.32%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	64,721	100.00%	1,674,894,808	100.00%	1,178,589,796	100.00%	25,717	613	55.43	14.32%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	64,721	100.00%	1,674,894,808	100.00%	1,178,589,796	100.00%	25,717	613	55.43	14.32%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	465	0.72%	17,481,978	1.04%	10,531,075	0.89%	28,750	776	41.56	0.64%
2.50 - 4.99%	894	1.38%	27,212,612	1.62%	17,965,147	1.52%	29,324	755	54.82	4.26%
5.00 - 7.49%	3,446	5.32%	110,483,836	6.60%	82,258,740	6.98%	30,380	714	56.44	6.40%
7.50 - 9.99%	5,692	8.79%	185,042,375	11.05%	137,895,019	11.70%	30,665	642	56.85	8.77%
10.00 - 12.49%	8,523	13.17%	259,127,476	15.47%	193,250,829	16.40%	28,794	616	56.65	11.16%
12.50 - 14.99%	10,289	15.90%	284,038,860	16.96%	209,307,170	17.76%	26,381	603	56.25	13.47%
15.00 - 17.49%	9,762	15.08%	246,632,355	14.73%	170,765,029	14.49%	24,404	595	55.21	15.93%
17.50 - 19.99%	9,951	15.38%	231,976,574	13.85%	150,995,274	12.81%	22,649	580	53.99	18.19%
20.00 - 22.49%	7,177	11.09%	151,641,970	9.05%	101,212,301	8.59%	20,829	570	54.28	20.76%
22.50 - 24.99%	5,678	8.77%	111,622,469	6.66%	73,237,998	6.21%	19,474	562	54.24	23.38%
25.00 - 27.49%	2,294	3.54%	40,810,974	2.44%	25,896,835	2.20%	17,769	553	53.49	25.45%
27.50 - 29.99%	550	0.85%	8,823,330	0.53%	5,274,379	0.45%	16,093	535	51.41	27.95%
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	64,721	100.00%	1,674,894,808	100.00%	1,178,589,796	100.00%	25,717	613	55.43	14.32%

Original Credit Bureau Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	1,810	2.80%	38,145,048	2.28%	26,463,148	2.25%	21,062	479	52.40	19.87%
500 - 549	8,717	13.47%	206,145,133	12.31%	141,615,618	12.02%	23,342	529	54.14	17.76%
550 - 599	19,004	29.36%	492,871,006	29.43%	352,619,223	29.92%	25,456	577	55.93	15.42%
600 - 649	16,214	25.05%	450,995,200	26.93%	322,744,929	27.38%	27,134	621	56.19	13.39%
650 - 699	6,607	10.21%	192,113,903	11.47%	135,645,386	11.51%	28,438	670	56.02	11.32%
700 - 749	2,971	4.59%	87,198,510	5.21%	61,741,113	5.24%	28,713	722	55.79	9.80%
750 - 799	1,496	2.31%	43,596,807	2.60%	30,330,760	2.57%	28,005	772	54.53	7.12%
800+	1,386	2.14%	41,386,574	2.47%	27,015,044	2.29%	27,336	835	51.28	5.07%
NA	6,516	10.07%	122,442,628	7.31%	80,414,576	6.82%	18,595	0	53.89	19.78%
Total:	64,721	100.00%	1,674,894,808	100.00%	1,178,589,796	100.00%	25,717	613	55.43	14.32%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	2	0.00%	24,211	0.00%	9,469	0.00%	6,365	652	9.21	9.78%
25 - 36	332	0.51%	9,074,220	0.54%	4,223,521	0.36%	19,866	805	19.09	1.65%
37 - 48	728	1.12%	10,588,877	0.63%	6,531,101	0.55%	12,875	657	31.95	13.56%
49 - 60	6,018	9.30%	114,175,543	6.82%	80,155,668	6.80%	18,394	616	45.33	15.95%
61 - 72	50,766	78.44%	1,297,957,485	77.49%	907,113,016	76.97%	25,066	610	55.91	14.67%
73+	6,875	10.62%	243,074,472	14.51%	180,557,023	15.32%	32,844	619	59.19	12.18%
Total:	64,721	100.00%	1,674,894,808	100.00%	1,178,589,796	100.00%	25,717	613	55.43	14.32%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	7,353	11.36%	181,350,060	10.83%	52,517	0.00%	1,734	623	0.00	13.37%
1 - 12	5,230	8.08%	105,574,486	6.30%	18,192,363	1.54%	6,039	600	8.25	16.89%
13 - 24	1,259	1.95%	28,226,638	1.69%	13,642,252	1.16%	14,334	653	16.78	12.89%
25 - 36	919	1.42%	14,284,030	0.85%	9,535,075	0.81%	13,205	632	33.10	14.79%
37 - 48	7,568	11.69%	149,970,618	8.95%	118,510,369	10.06%	18,569	602	45.38	16.51%
49 - 60	37,885	58.54%	1,043,738,355	62.32%	884,329,023	75.03%	26,367	614	57.62	14.08%
61 - 72	4,500	6.95%	151,569,406	9.05%	134,178,871	11.38%	32,477	614	61.73	13.76%
73+	7	0.01%	181,215	0.01%	149,325	0.01%	22,604	594	76.57	3.93%
Total:	64,721	100.00%	1,674,894,808	100.00%	1,178,589,796	100.00%	25,717	613	55.43	14.32%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	38,059	58.80%	990,927,098	59.16%	741,867,137	62.95%	25,538	624	55.69	13.47%
1 - 15	8,634	13.34%	228,845,386	13.66%	181,720,645	15.42%	26,207	600	55.11	14.95%
16 - 30	4,296	6.64%	111,347,802	6.65%	89,329,572	7.58%	26,055	593	55.25	15.54%
31 - 60	4,826	7.46%	123,373,387	7.37%	100,164,612	8.50%	25,796	590	54.56	16.50%
61 - 90	2,243	3.47%	56,556,915	3.38%	45,852,688	3.89%	25,828	588	54.86	17.20%
91 - 120	1,081	1.67%	26,923,769	1.61%	19,655,142	1.67%	25,750	587	54.81	17.25%
121+	5,582	8.62%	136,920,452	8.17%	0	0.00%	0	0	0.00	0.00%
Total:	64,721	100.00%	1,674,894,808	100.00%	1,178,589,796	100.00%	25,717	613	55.43	14.32%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	3,694	5.71%	89,100,060	5.32%	60,632,123	5.14%	22,996	661	54.78	11.92%
Stated, not verified	60,109	92.87%	1,564,927,312	93.43%	1,108,391,650	94.04%	25,883	611	55.57	14.44%
Stated, verified to Level 3²	918	1.42%	20,867,436	1.25%	9,566,023	0.81%	23,793	590	43.09	16.60%
NA	-	-	-	-	-	-	-	-	-	-
Total:	64,721	100.00%	1,674,894,808	100.00%	1,178,589,796	100.00%	25,717	613	55.43	14.32%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	60,248	93.09%	1,570,823,856	93.79%	1,111,493,010	94.31%	25,854	614	55.74	14.18%
Stated, verified but not Level 4 or 5	4,473	6.91%	104,070,952	6.21%	67,096,786	5.69%	23,450	589	50.26	16.63%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	64,721	100.00%	1,674,894,808	100.00%	1,178,589,796	100.00%	25,717	613	55.43	14.32%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	5,422	8.38%	129,781,475	7.75%	91,794,769	7.79%	24,529	664	54.55	9.79%
5.00 - 9.99%	21,408	33.08%	546,922,642	32.65%	387,970,875	32.92%	25,710	620	55.12	13.08%
10.00 - 14.99%	23,564	36.41%	620,648,456	37.06%	434,202,503	36.84%	26,109	603	55.48	15.18%
15.00 - 19.99%	13,693	21.16%	358,717,351	21.42%	251,145,132	21.31%	25,383	599	56.12	16.41%
20.00 - 24.99%	620	0.96%	18,264,973	1.09%	13,205,635	1.12%	27,629	617	56.05	14.48%
25.00 - 29.99%	12	0.02%	478,330	0.03%	240,691	0.02%	29,024	669	45.36	14.33%
30.00 - 39.99%	2	0.00%	81,582	0.00%	30,193	0.00%	15,400	679	28.70	12.43%
40.00 - 49.99%	-	-	-	-	-	-	-	-	-	-
50.00 - 59.99%	-	-	-	-	-	-	-	-	-	-
60.00 - 69.99%	-	-	-	-	-	-	-	-	-	-
70.00 - 79.99%	-	-	-	-	-	-	-	-	-	-
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	64,721	100.00%	1,674,894,808	100.00%	1,178,589,796	100.00%	25,717	613	55.43	14.32%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	47	0.07%	452,302	0.03%	295,474	0.03%	6,951	705	41.50	8.95%
25.00 - 49.99%	533	0.82%	8,287,488	0.49%	5,315,475	0.45%	13,840	684	46.40	9.19%
50.00 - 74.99%	2,848	4.40%	63,890,036	3.81%	45,280,729	3.84%	22,285	633	53.30	10.93%
75.00 - 99.99%	18,475	28.55%	508,785,095	30.38%	362,210,737	30.73%	26,992	613	55.33	12.82%
100.00 - 109.99%	13,515	20.88%	366,775,985	21.90%	260,231,555	22.08%	26,895	608	55.85	14.35%
110.00 - 119.99%	13,559	20.95%	356,454,414	21.28%	250,492,819	21.25%	26,035	610	55.87	15.14%
120.00 - 129.99%	9,082	14.03%	223,642,532	13.35%	154,359,372	13.10%	24,323	613	55.44	15.99%
130.00 - 139.99%	6,335	9.79%	139,783,163	8.35%	95,300,798	8.09%	21,697	619	55.00	16.89%
140.00%+	327	0.51%	6,823,792	0.41%	5,102,838	0.43%	20,698	632	55.62	16.77%
Total:	64,721	100.00%	1,674,894,808	100.00%	1,178,589,796	100.00%	25,717	613	55.43	14.32%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	1,164	1.80%	28,497,400	1.70%	19,238,361	1.63%	24,480	617	54.74	15.05%
Alaska	86	0.13%	2,631,942	0.16%	1,853,723	0.16%	28,895	630	54.65	12.54%
Arizona	1,129	1.74%	30,638,925	1.83%	21,309,578	1.81%	26,738	612	55.39	14.13%
Arkansas	1,273	1.97%	33,442,863	2.00%	23,333,315	1.98%	26,243	612	55.54	13.68%
California	4,608	7.12%	120,912,677	7.22%	84,307,366	7.15%	26,003	621	55.06	14.44%
Colorado	554	0.86%	14,957,627	0.89%	10,595,527	0.90%	26,006	627	55.27	13.32%
Connecticut	625	0.97%	14,966,756	0.89%	10,831,326	0.92%	23,044	624	54.94	12.45%
Delaware	199	0.31%	4,668,437	0.28%	3,221,493	0.27%	22,299	598	54.24	15.31%
Florida	8,135	12.57%	207,109,313	12.37%	147,832,876	12.54%	25,199	610	55.83	14.23%
Georgia	2,931	4.53%	77,921,443	4.65%	53,543,361	4.54%	26,348	613	55.19	14.99%
Hawaii	113	0.17%	2,810,630	0.17%	1,953,171	0.17%	23,672	594	53.37	15.96%
Idaho	117	0.18%	2,971,563	0.18%	2,172,568	0.18%	27,268	630	56.20	13.35%
Illinois	2,052	3.17%	51,323,570	3.06%	35,381,484	3.00%	25,010	612	54.99	15.17%
Indiana	995	1.54%	24,837,380	1.48%	17,720,238	1.50%	24,980	613	55.52	14.78%
Iowa	239	0.37%	6,175,774	0.37%	4,397,822	0.37%	25,709	623	54.92	13.48%
Kansas	231	0.36%	5,924,015	0.35%	4,025,628	0.34%	26,386	615	54.73	14.39%
Kentucky	815	1.26%	20,568,111	1.23%	14,378,361	1.22%	25,786	613	55.58	14.47%
Louisiana	1,315	2.03%	34,674,905	2.07%	24,341,677	2.07%	26,746	615	55.27	14.38%
Maine	181	0.28%	4,699,193	0.28%	3,556,900	0.30%	25,511	615	56.28	13.02%
Maryland	1,327	2.05%	33,036,929	1.97%	22,733,852	1.93%	23,938	592	53.26	16.58%
Massachusetts	941	1.45%	23,245,474	1.39%	17,185,800	1.46%	23,874	623	56.12	13.32%
Michigan	1,435	2.22%	36,160,865	2.16%	24,616,053	2.09%	24,734	614	56.01	15.00%
Minnesota	335	0.52%	8,897,182	0.53%	6,356,082	0.54%	26,059	624	54.76	12.93%
Mississippi	819	1.27%	20,790,706	1.24%	14,062,661	1.19%	25,408	611	53.76	15.23%
Missouri	1,103	1.70%	25,784,797	1.54%	17,914,094	1.52%	23,915	610	55.22	15.13%
Montana	186	0.29%	5,187,584	0.31%	3,401,623	0.29%	27,382	627	55.60	13.20%
Nebraska	184	0.28%	4,504,517	0.27%	3,137,271	0.27%	24,966	627	53.85	13.10%
Nevada	535	0.83%	14,179,072	0.85%	9,955,128	0.84%	26,254	617	55.35	14.08%
New Hampshire	323	0.50%	7,774,714	0.46%	5,722,071	0.49%	23,873	602	55.87	13.89%
New Jersey	1,820	2.81%	44,848,859	2.68%	32,810,309	2.78%	23,846	626	55.56	13.59%
New Mexico	431	0.67%	11,165,255	0.67%	7,662,283	0.65%	25,649	608	55.13	14.85%
New York	3,207	4.96%	84,082,759	5.02%	59,491,188	5.05%	25,050	627	55.69	13.91%
North Carolina	2,418	3.74%	62,553,214	3.73%	44,289,815	3.76%	25,747	610	55.59	14.14%
North Dakota	88	0.14%	2,134,913	0.13%	1,530,908	0.13%	23,814	616	53.23	16.09%
Ohio	2,412	3.73%	55,955,351	3.34%	39,404,474	3.34%	23,477	613	55.77	14.75%
Oklahoma	1,068	1.65%	27,960,690	1.67%	19,475,627	1.65%	26,566	614	55.04	13.89%
Oregon	390	0.60%	9,854,508	0.59%	6,865,522	0.58%	25,879	617	53.96	13.87%
Pennsylvania	2,450	3.79%	59,300,893	3.54%	40,466,515	3.43%	24,184	605	54.97	14.24%
Rhode Island	176	0.27%	3,983,046	0.24%	2,974,224	0.25%	22,387	606	55.21	13.92%
South Carolina	1,087	1.68%	26,451,556	1.58%	17,577,223	1.49%	24,404	609	53.98	14.95%
South Dakota	72	0.11%	1,791,620	0.11%	1,297,841	0.11%	25,129	637	55.45	13.50%
Tennessee	1,444	2.23%	36,085,711	2.15%	25,465,918	2.16%	25,169	615	55.39	15.09%
Texas	10,919	16.87%	308,462,483	18.42%	220,767,202	18.73%	27,872	609	56.05	13.95%
Utah	189	0.29%	5,341,145	0.32%	3,722,058	0.32%	29,420	607	56.15	13.70%
Vermont	105	0.16%	2,884,782	0.17%	2,115,163	0.18%	26,533	608	56.08	12.69%
Virginia	899	1.39%	22,227,438	1.33%	15,902,930	1.35%	25,053	607	54.44	15.17%
Washington	371	0.57%	9,633,967	0.58%	6,239,728	0.53%	25,371	620	53.47	13.90%
West Virginia	543	0.84%	13,394,027	0.80%	9,544,389	0.81%	24,792	603	55.72	14.99%
Wisconsin	499	0.77%	12,747,092	0.76%	8,811,007	0.75%	25,464	608	55.43	14.54%
Wyoming	69	0.11%	2,002,097	0.12%	1,436,556	0.12%	27,291	629	54.60	12.99%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	-	-	-	-	-	-	-	-	-	-
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	112	0.17%	2,664,080	0.16%	1,604,127	0.14%	23,633	580	53.82	18.23%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	2	0.00%	74,960	0.00%	55,378	0.00%	29,465	562	47.25	15.43%
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	64,721	100.00%	1,674,894,808	100.00%	1,178,589,796	100.00%	25,717	613	55.43	14.32%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	12,014	18.56%	383,527,949	22.90%	255,968,369	21.72%	30,072	624	54.49	12.28%
Used	52,707	81.44%	1,291,366,859	77.10%	922,621,427	78.28%	24,509	610	55.69	14.89%
NA	-	-	-	-	-	-	-	-	-	-
Total:	64,721	100.00%	1,674,894,808	100.00%	1,178,589,796	100.00%	25,717	613	55.43	14.32%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	27,991	43.25%	602,083,747	35.95%	402,692,129	34.17%	21,426	609	54.58	16.00%
Truck	9,567	14.78%	356,147,812	21.26%	256,208,041	21.74%	33,484	627	55.81	11.88%
SUV	27,163	41.97%	716,663,249	42.79%	519,689,626	44.09%	25,213	608	55.89	14.23%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	64,721	100.00%	1,674,894,808	100.00%	1,178,589,796	100.00%	25,717	613	55.43	14.32%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	3,417	5.28%	84,480,339	5.04%	58,908,878	5.00%	26,280	613	55.04	14.76%
Ford: Lincoln	332	0.51%	8,640,353	0.52%	6,428,359	0.55%	24,998	596	55.44	14.76%
Ford: Mercury	2	0.00%	21,356	0.00%	4,240	0.00%	3,037	509	7.66	23.18%
GMC	1,557	2.41%	49,426,191	2.95%	36,069,012	3.06%	29,849	613	55.56	13.38%
GMC: Buick	764	1.18%	16,763,028	1.00%	11,964,816	1.02%	21,114	595	55.66	15.85%
GMC: Cadillac	673	1.04%	19,033,633	1.14%	14,140,844	1.20%	27,261	602	54.70	13.86%
GMC: Chevrolet	7,134	11.02%	185,342,343	11.07%	131,572,092	11.16%	26,280	608	55.32	14.89%
GMC: Hummer	2	0.00%	52,464	0.00%	8,654	0.00%	7,181	665	11.15	12.30%
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	-	-	-	-	-	-	-	-	-	-
GMC: Saturn	1	0.00%	8,248	0.00%	376	0.00%	376	656	6.00	10.19%
Tesla	40	0.06%	1,702,418	0.10%	1,267,511	0.11%	35,602	666	56.43	9.50%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	1,058	1.63%	29,761,721	1.78%	20,658,680	1.75%	26,598	610	55.47	14.31%
BMW: Mini	87	0.13%	1,662,733	0.10%	1,078,572	0.09%	18,411	616	53.91	15.44%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	1,197	1.85%	35,317,557	2.11%	25,393,993	2.15%	27,358	611	55.43	14.02%
Daimler: Smart	7	0.01%	62,242	0.00%	25,153	0.00%	6,381	623	54.64	20.22%
Fiat	103	0.16%	1,784,966	0.11%	973,062	0.08%	16,714	621	49.09	14.46%
Fiat: Alfa Romeo	101	0.16%	3,249,970	0.19%	2,452,073	0.21%	28,227	625	58.11	13.50%
Fiat: Chrysler	1,215	1.88%	27,693,140	1.65%	16,613,376	1.41%	22,718	616	52.48	14.61%
Fiat: Dodge	6,611	10.21%	236,706,038	14.13%	165,324,061	14.03%	33,006	643	55.69	11.40%
Fiat: Jeep	6,805	10.51%	191,278,901	11.42%	137,149,469	11.64%	26,800	624	56.22	12.73%
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	103	0.16%	2,879,467	0.17%	2,061,274	0.17%	27,765	607	55.35	13.29%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	1,364	2.11%	28,636,937	1.71%	20,723,265	1.76%	20,918	597	55.61	15.61%
Volkswagen: Audi	510	0.79%	14,173,885	0.85%	9,883,513	0.84%	26,129	614	55.17	14.01%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	66	0.10%	2,621,326	0.16%	1,837,179	0.16%	34,650	633	56.19	10.97%
Honda	3,496	5.40%	80,918,116	4.83%	58,859,490	4.99%	21,973	607	55.81	15.81%
Honda: Acura	419	0.65%	11,369,195	0.68%	8,216,101	0.70%	25,257	609	55.29	14.10%
Hyundai	3,213	4.96%	62,450,773	3.73%	42,730,034	3.63%	19,114	594	54.94	16.62%
Hyundai: Kia	3,379	5.22%	68,244,214	4.07%	47,699,611	4.05%	19,786	596	54.97	16.68%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	737	1.14%	16,052,232	0.96%	11,344,568	0.96%	21,050	598	55.53	15.93%
Mitsubishi	1,251	1.93%	26,922,116	1.61%	18,107,931	1.54%	20,838	593	55.34	16.59%
Nissan	7,479	11.56%	162,671,724	9.71%	110,922,315	9.41%	21,118	598	54.90	16.28%
Nissan: Infiniti	663	1.02%	19,363,151	1.16%	13,458,840	1.14%	27,375	609	55.63	14.17%
Saab	2	0.00%	23,500	0.00%	5,774	0.00%	5,774	657	38.00	12.14%
Subaru	522	0.81%	12,181,528	0.73%	8,981,224	0.76%	22,161	610	55.87	14.70%
Suzuki	3	0.00%	30,287	0.00%	11,576	0.00%	4,707	636	19.53	15.62%
Tata: Jaguar	95	0.15%	3,162,838	0.19%	2,349,031	0.20%	30,688	602	56.02	14.03%
Tata: Land Rover	224	0.35%	8,065,468	0.48%	5,931,055	0.50%	32,507	623	56.15	11.72%
Toyota	4,393	6.79%	109,616,700	6.54%	77,407,643	6.57%	24,248	603	55.58	15.15%
Toyota: Lexus	456	0.70%	13,519,744	0.81%	10,163,488	0.86%	27,067	606	55.68	14.30%
Toyota: Scion	59	0.09%	859,638	0.05%	534,217	0.05%	13,263	605	48.33	19.27%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	5,181	8.01%	138,144,327	8.25%	97,328,447	8.26%	25,684	609	55.32	14.23%
Total:	64,721	100.00%	1,674,894,808	100.00%	1,178,589,796	100.00%	25,717	613	55.43	14.32%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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