StratMaker (139566)

Santander Drive Auto Receivables Trust 2021-1

StratMaker Datatape Summary

Beginning Period

Nov 1, 2022

As % of Reporting Period ELA:

Ending Period

Nov 30, 2022

New % / Used %

34.60% / 65.40%

Total Original # of Loans

54,585

WA Loan to Value (LTV)

80.83%

Total Original Loan Amount (OLA)

$ 1,298,651,160

WA Payment to Income (PTI)

10.67%

Weighted Average (WA) OLA

$ 28,195

WA FICO (non-zero)

609

Rep. Period Beginning Loan Amount

$ 855,383,874

WA Remaining Term (RT)

47.81

Rep. Period Ending Loan Amount (ELA)

$ 819,035,548

WA Original APR

14.49%

Beginning Period

Nov 1, 2022

Ending Period

Nov 30, 2022

Total Original # of Loans

54,585

Total Original Loan Amount (OLA)

$ 1,298,651,160

Weighted Average (WA) OLA

$ 28,195

Rep. Period Beginning Loan Amount

$ 855,383,874

Rep. Period Ending Loan Amount (ELA)

$ 819,035,548

As % of Reporting Period ELA:

New % / Used %

34.60% / 65.40%

WA Loan to Value (LTV)

80.83%

WA Payment to Income (PTI)

10.67%

WA FICO (non-zero)

609

WA Remaining Term (RT)

47.81

WA Original APR

14.49%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	1	0.00%	4,960	0.00%	3,362	0.00%	3,362	607	37.00	14.02%
$5,000 - $9,999	2,235	4.09%	18,621,085	1.43%	10,228,663	1.25%	5,628	606	38.23	16.13%
$10,000 - $14,999	7,947	14.56%	101,869,594	7.84%	61,833,591	7.55%	9,434	599	44.08	16.83%
$15,000 - $19,999	12,697	23.26%	222,749,865	17.15%	140,519,465	17.16%	13,399	597	47.10	16.74%
$20,000 - $24,999	11,047	20.24%	247,079,513	19.03%	154,730,150	18.89%	17,117	600	47.90	15.75%
$25,000 - $29,999	7,780	14.25%	212,819,983	16.39%	134,536,612	16.43%	20,957	603	48.37	15.11%
$30,000 - $39,999	8,746	16.02%	299,731,062	23.08%	191,413,700	23.37%	26,190	610	48.88	13.78%
$40,000 - $49,999	2,981	5.46%	131,009,398	10.09%	85,225,839	10.41%	32,368	629	49.22	10.56%
$50,000 - $59,999	928	1.70%	49,845,914	3.84%	31,650,687	3.86%	38,009	660	48.80	7.93%
$60,000 - $69,999	168	0.31%	10,771,250	0.83%	6,274,442	0.77%	43,329	708	46.01	5.95%
$70,000 - $79,999	47	0.09%	3,441,009	0.26%	2,152,108	0.26%	50,822	746	46.01	5.47%
$80,000 - $89,999	5	0.01%	414,894	0.03%	261,943	0.03%	60,892	724	50.79	9.13%
$90,000 - $99,999	3	0.01%	292,632	0.02%	204,985	0.03%	68,834	720	51.84	8.98%
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	54,585	100.00%	1,298,651,160	100.00%	819,035,548	100.00%	21,217	609	47.81	14.49%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	9,310	17.06%	198,603,621	15.29%	5,392,963	0.66%	3,753	615	28.12	14.04%
$5,000 - $9,999	6,224	11.40%	79,462,761	6.12%	49,063,236	5.99%	8,131	609	40.36	15.35%
$10,000 - $14,999	12,335	22.60%	216,070,390	16.64%	155,985,211	19.04%	12,805	603	46.28	15.99%
$15,000 - $19,999	11,271	20.65%	260,752,453	20.08%	195,413,925	23.86%	17,457	603	47.87	15.54%
$20,000 - $24,999	7,362	13.49%	216,321,430	16.66%	164,180,480	20.05%	22,392	606	48.70	14.81%
$25,000 - $29,999	4,287	7.85%	153,090,423	11.79%	116,855,400	14.27%	27,334	609	49.44	13.86%
$30,000 - $39,999	3,370	6.17%	148,867,931	11.46%	113,252,070	13.83%	33,824	621	50.47	11.55%
$40,000 - $49,999	373	0.68%	21,596,942	1.66%	15,945,004	1.95%	42,877	672	51.04	7.85%
$50,000 - $59,999	46	0.08%	3,269,964	0.25%	2,485,417	0.30%	54,184	710	51.77	8.66%
$60,000 - $69,999	5	0.01%	422,560	0.03%	317,106	0.04%	63,539	710	53.07	8.93%
$70,000 - $79,999	2	0.00%	192,685	0.01%	144,736	0.02%	72,407	740	53.02	9.91%
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	54,585	100.00%	1,298,651,160	100.00%	819,035,548	100.00%	21,217	609	47.81	14.49%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	54,585	100.00%	1,298,651,160	100.00%	819,035,548	100.00%	21,217	609	47.81	14.49%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	54,585	100.00%	1,298,651,160	100.00%	819,035,548	100.00%	21,217	609	47.81	14.49%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	510	0.93%	22,920,936	1.76%	9,655,565	1.18%	24,382	780	29.76	0.16%
2.50 - 4.99%	627	1.15%	18,671,100	1.44%	11,476,440	1.40%	24,640	711	46.71	4.16%
5.00 - 7.49%	2,671	4.89%	76,561,814	5.90%	49,942,535	6.10%	24,543	679	48.38	6.45%
7.50 - 9.99%	4,489	8.22%	131,004,552	10.09%	87,281,483	10.66%	25,634	635	48.78	8.74%
10.00 - 12.49%	5,703	10.45%	159,556,986	12.29%	106,414,646	12.99%	24,473	615	48.77	11.13%
12.50 - 14.99%	8,047	14.74%	203,850,351	15.70%	133,546,505	16.31%	22,032	606	48.33	13.57%
15.00 - 17.49%	9,866	18.07%	229,756,627	17.69%	147,032,995	17.95%	20,290	596	48.04	15.99%
17.50 - 19.99%	10,841	19.86%	233,779,561	18.00%	144,674,875	17.66%	18,836	583	47.85	18.17%
20.00 - 22.49%	8,216	15.05%	157,575,034	12.13%	92,513,151	11.30%	16,842	573	46.87	20.76%
22.50 - 24.99%	3,373	6.18%	60,980,292	4.70%	34,366,957	4.20%	16,056	588	46.59	22.96%
25.00 - 27.49%	238	0.44%	3,947,914	0.30%	2,096,498	0.26%	14,858	605	44.91	23.97%
27.50 - 29.99%	4	0.01%	45,993	0.00%	33,898	0.00%	8,630	580	39.47	23.69%
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	54,585	100.00%	1,298,651,160	100.00%	819,035,548	100.00%	21,217	609	47.81	14.49%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	1,298	2.38%	27,482,028	2.12%	16,871,417	2.06%	18,668	478	47.21	16.79%
500 - 549	7,399	13.56%	165,352,702	12.73%	105,546,698	12.89%	19,919	529	47.91	16.81%
550 - 599	16,649	30.50%	391,931,551	30.18%	249,486,484	30.46%	20,837	576	48.17	15.44%
600 - 649	14,324	26.24%	354,846,669	27.32%	226,867,696	27.70%	22,026	622	48.30	14.02%
650 - 699	5,644	10.34%	149,504,837	11.51%	94,731,161	11.57%	23,719	669	48.37	12.14%
700 - 749	2,254	4.13%	59,933,434	4.62%	37,314,557	4.56%	24,070	721	47.39	10.96%
750 - 799	972	1.78%	28,554,850	2.20%	16,983,540	2.07%	23,703	772	45.02	7.80%
800+	923	1.69%	29,400,141	2.26%	15,827,088	1.93%	22,456	834	40.89	5.15%
NA	5,122	9.38%	91,644,947	7.06%	55,406,907	6.76%	15,554	0	46.36	18.17%
Total:	54,585	100.00%	1,298,651,160	100.00%	819,035,548	100.00%	21,217	609	47.81	14.49%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	5	0.01%	77,117	0.01%	743	0.00%	377	633	2.44	12.01%
25 - 36	568	1.04%	16,792,612	1.29%	5,078,225	0.62%	13,837	785	12.98	2.30%
37 - 48	1,539	2.82%	21,316,616	1.64%	9,908,279	1.21%	9,699	615	24.30	15.39%
49 - 60	4,136	7.58%	69,323,742	5.34%	39,946,896	4.88%	14,199	626	36.24	14.01%
61 - 72	43,228	79.19%	1,008,620,989	77.67%	641,245,109	78.29%	20,339	604	48.46	15.22%
73+	5,109	9.36%	182,520,084	14.05%	122,856,297	15.00%	29,320	623	51.56	11.28%
Total:	54,585	100.00%	1,298,651,160	100.00%	819,035,548	100.00%	21,217	609	47.81	14.49%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	7,638	13.99%	177,733,368	13.69%	127,098	0.02%	3,983	583	0.00	16.63%
1 - 12	493	0.90%	11,181,100	0.86%	2,260,993	0.28%	7,900	696	9.08	6.75%
13 - 24	1,169	2.14%	23,344,125	1.80%	9,212,650	1.12%	11,055	689	18.18	9.30%
25 - 36	2,751	5.04%	44,929,654	3.46%	26,550,919	3.24%	12,288	615	32.34	14.76%
37 - 48	16,957	31.07%	373,759,375	28.78%	267,139,748	32.62%	18,567	609	45.46	15.34%
49 - 60	25,558	46.82%	667,276,164	51.38%	513,418,229	62.69%	23,305	608	50.54	14.17%
61 - 72	17	0.03%	385,427	0.03%	290,065	0.04%	18,579	580	67.78	4.18%
73+	2	0.00%	41,946	0.00%	35,847	0.00%	18,226	605	91.30	11.25%
Total:	54,585	100.00%	1,298,651,160	100.00%	819,035,548	100.00%	21,217	609	47.81	14.49%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	32,521	59.58%	769,804,949	59.28%	524,470,099	64.04%	20,651	618	47.53	13.79%
1 - 15	6,796	12.45%	166,574,115	12.83%	125,369,780	15.31%	22,011	598	48.27	15.16%
16 - 30	3,198	5.86%	77,044,094	5.93%	58,494,360	7.14%	21,888	594	48.26	15.55%
31 - 60	3,649	6.68%	88,918,968	6.85%	68,572,976	8.37%	22,650	592	48.36	16.22%
61 - 90	1,594	2.92%	37,971,546	2.92%	29,348,931	3.58%	22,794	591	48.60	16.78%
91 - 120	790	1.45%	18,439,844	1.42%	12,779,403	1.56%	22,293	596	48.11	17.26%
121+	6,037	11.06%	139,897,644	10.77%	0	0.00%	0	0	0.00	0.00%
Total:	54,585	100.00%	1,298,651,160	100.00%	819,035,548	100.00%	21,217	609	47.81	14.49%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	2,642	4.84%	59,285,935	4.57%	37,186,744	4.54%	19,303	632	47.50	13.29%
Stated, not verified	51,706	94.73%	1,233,209,502	94.96%	778,917,275	95.10%	21,305	608	47.84	14.55%
Stated, verified to Level 3²	237	0.43%	6,155,722	0.47%	2,931,529	0.36%	22,141	584	43.73	14.17%
NA	-	-	-	-	-	-	-	-	-	-
Total:	54,585	100.00%	1,298,651,160	100.00%	819,035,548	100.00%	21,217	609	47.81	14.49%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	52,385	95.97%	1,246,622,865	95.99%	787,918,086	96.20%	21,237	610	47.87	14.44%
Stated, verified but not Level 4 or 5	2,200	4.03%	52,028,295	4.01%	31,117,463	3.80%	20,718	591	46.35	15.85%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	54,585	100.00%	1,298,651,160	100.00%	819,035,548	100.00%	21,217	609	47.81	14.49%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	6,114	11.20%	126,382,215	9.73%	81,550,689	9.96%	18,844	628	46.92	10.84%
5.00 - 9.99%	19,780	36.24%	452,639,803	34.85%	291,767,287	35.62%	20,838	611	47.89	13.69%
10.00 - 14.99%	19,184	35.15%	468,292,275	36.06%	294,918,362	36.01%	21,694	601	48.25	15.76%
15.00 - 19.99%	9,138	16.74%	238,971,533	18.40%	144,034,198	17.59%	22,185	611	47.47	15.73%
20.00 - 24.99%	361	0.66%	12,026,909	0.93%	6,643,358	0.81%	24,892	652	43.75	11.57%
25.00 - 29.99%	7	0.01%	269,349	0.02%	98,629	0.01%	18,741	730	31.51	8.01%
30.00 - 39.99%	1	0.00%	69,075	0.01%	23,025	0.00%	23,025	784	14.00	0.00%
40.00 - 49.99%	-	-	-	-	-	-	-	-	-	-
50.00 - 59.99%	-	-	-	-	-	-	-	-	-	-
60.00 - 69.99%	-	-	-	-	-	-	-	-	-	-
70.00 - 79.99%	-	-	-	-	-	-	-	-	-	-
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	54,585	100.00%	1,298,651,160	100.00%	819,035,548	100.00%	21,217	609	47.81	14.49%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	42	0.08%	391,468	0.03%	181,523	0.02%	5,662	607	33.92	10.40%
25.00 - 49.99%	600	1.10%	8,461,371	0.65%	4,916,814	0.60%	11,031	607	42.65	10.49%
50.00 - 74.99%	2,911	5.33%	60,368,168	4.65%	37,051,587	4.52%	18,083	607	45.74	10.86%
75.00 - 99.99%	13,686	25.07%	354,262,664	27.28%	228,528,140	27.90%	22,704	606	47.92	13.00%
100.00 - 109.99%	10,430	19.11%	264,195,554	20.34%	167,656,280	20.47%	22,234	606	48.11	14.56%
110.00 - 119.99%	11,003	20.16%	269,646,360	20.76%	170,350,930	20.80%	21,704	607	48.25	15.34%
120.00 - 129.99%	8,499	15.57%	190,241,054	14.65%	117,508,761	14.35%	19,947	614	47.75	15.97%
130.00 - 139.99%	6,995	12.81%	142,865,762	11.00%	87,575,099	10.69%	18,278	623	47.51	16.39%
140.00%+	419	0.77%	8,218,758	0.63%	5,266,416	0.64%	17,886	654	46.29	14.54%
Total:	54,585	100.00%	1,298,651,160	100.00%	819,035,548	100.00%	21,217	609	47.81	14.49%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	1,066	1.95%	25,503,071	1.96%	16,060,125	1.96%	21,115	615	47.99	15.53%
Alaska	43	0.08%	1,135,080	0.09%	721,783	0.09%	23,576	617	48.68	13.73%
Arizona	1,048	1.92%	26,554,675	2.04%	16,687,218	2.04%	23,053	615	47.97	13.77%
Arkansas	1,177	2.16%	28,121,715	2.17%	17,204,992	2.10%	21,628	612	48.31	14.49%
California	4,264	7.81%	105,775,862	8.15%	66,610,762	8.13%	22,294	613	47.93	14.47%
Colorado	416	0.76%	10,130,423	0.78%	6,115,748	0.75%	21,913	616	46.71	13.53%
Connecticut	593	1.09%	13,034,680	1.00%	8,411,984	1.03%	18,819	610	47.44	13.60%
Delaware	484	0.89%	10,287,142	0.79%	6,400,994	0.78%	17,845	602	44.26	14.42%
Florida	6,431	11.78%	146,804,356	11.30%	93,067,409	11.36%	20,277	604	48.27	14.39%
Georgia	2,893	5.30%	69,933,057	5.39%	44,287,026	5.41%	21,424	610	48.29	15.19%
Hawaii	97	0.18%	2,469,058	0.19%	1,626,186	0.20%	21,920	608	47.52	15.08%
Idaho	97	0.18%	2,319,978	0.18%	1,401,266	0.17%	20,235	615	47.30	13.07%
Illinois	1,957	3.59%	45,963,956	3.54%	29,364,120	3.59%	20,879	612	47.85	14.75%
Indiana	835	1.53%	19,846,211	1.53%	12,142,829	1.48%	21,234	612	47.59	14.55%
Iowa	229	0.42%	5,533,835	0.43%	3,406,475	0.42%	21,814	616	48.15	13.92%
Kansas	251	0.46%	6,284,566	0.48%	3,952,239	0.48%	21,615	618	48.52	13.55%
Kentucky	757	1.39%	18,058,587	1.39%	11,110,634	1.36%	21,675	617	48.64	14.80%
Louisiana	1,352	2.48%	33,599,698	2.59%	21,267,050	2.60%	22,277	605	48.39	14.86%
Maine	163	0.30%	4,247,222	0.33%	2,796,305	0.34%	22,032	628	46.69	11.48%
Maryland	24	0.04%	513,738	0.04%	326,548	0.04%	16,045	614	44.46	14.02%
Massachusetts	2,904	5.32%	61,649,271	4.75%	37,064,613	4.53%	17,313	604	43.62	13.89%
Michigan	1,043	1.91%	24,805,892	1.91%	15,143,329	1.85%	20,565	617	47.24	14.46%
Minnesota	294	0.54%	7,096,332	0.55%	4,495,923	0.55%	20,709	623	47.97	12.66%
Mississippi	826	1.51%	19,823,429	1.53%	12,962,740	1.58%	21,366	614	48.03	15.54%
Missouri	817	1.50%	18,537,016	1.43%	11,591,270	1.42%	20,698	612	48.16	14.33%
Montana	109	0.20%	2,870,142	0.22%	1,749,760	0.21%	23,845	606	48.78	13.67%
Nebraska	151	0.28%	3,587,430	0.28%	2,256,490	0.28%	20,675	627	47.17	13.17%
Nevada	305	0.56%	8,101,788	0.62%	5,255,550	0.64%	23,483	606	47.98	13.08%
New Hampshire	311	0.57%	6,643,294	0.51%	4,367,650	0.53%	19,346	600	47.22	13.80%
New Jersey	1,566	2.87%	35,200,202	2.71%	22,784,891	2.78%	19,561	613	47.59	14.16%
New Mexico	351	0.64%	9,189,001	0.71%	5,734,645	0.70%	23,255	609	48.14	15.04%
New York	2,635	4.83%	64,188,496	4.94%	40,016,143	4.89%	20,912	618	47.55	14.33%
North Carolina	2,120	3.88%	49,699,814	3.83%	31,334,110	3.83%	21,035	612	48.13	14.25%
North Dakota	61	0.11%	1,456,798	0.11%	891,879	0.11%	21,496	609	47.84	14.66%
Ohio	1,908	3.50%	42,398,922	3.26%	26,772,178	3.27%	20,016	610	47.78	14.76%
Oklahoma	1,161	2.13%	26,079,103	2.01%	16,676,018	2.04%	20,545	608	48.22	15.38%
Oregon	296	0.54%	6,729,977	0.52%	4,210,409	0.51%	20,822	612	46.98	14.32%
Pennsylvania	67	0.12%	1,473,568	0.11%	809,193	0.10%	18,886	591	48.98	15.66%
Rhode Island	232	0.43%	4,777,361	0.37%	2,921,374	0.36%	17,414	601	45.02	14.83%
South Carolina	1,024	1.88%	23,648,185	1.82%	15,414,179	1.88%	20,472	606	48.23	15.14%
South Dakota	58	0.11%	1,368,694	0.11%	810,865	0.10%	20,523	611	46.45	13.71%
Tennessee	1,122	2.06%	26,109,862	2.01%	16,493,085	2.01%	21,102	615	48.01	15.09%
Texas	8,708	15.95%	220,251,091	16.96%	140,245,693	17.12%	22,907	604	48.43	14.61%
Utah	206	0.38%	5,274,582	0.41%	3,407,686	0.42%	22,890	612	48.46	13.26%
Vermont	71	0.13%	1,577,823	0.12%	964,468	0.12%	20,845	604	47.24	13.84%
Virginia	827	1.52%	19,733,241	1.52%	12,840,599	1.57%	21,334	609	47.74	14.42%
Washington	342	0.63%	8,160,630	0.63%	4,973,006	0.61%	21,637	616	47.58	13.55%
West Virginia	371	0.68%	9,063,753	0.70%	5,735,832	0.70%	21,973	606	48.05	14.27%
Wisconsin	444	0.81%	11,056,875	0.85%	6,892,268	0.84%	21,414	606	47.61	13.81%
Wyoming	55	0.10%	1,475,602	0.11%	989,035	0.12%	24,398	630	48.55	12.59%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	3	0.01%	70,772	0.01%	42,332	0.01%	23,844	538	49.68	17.97%
Armed Forces Pacific	1	0.00%	28,259	0.00%	21,453	0.00%	21,453	575	48.00	14.13%
District of Columbia	14	0.03%	314,386	0.02%	167,884	0.02%	18,795	635	44.20	11.21%
Guam	1	0.00%	17,465	0.00%	0	0.00%	0	0	0.00	0.00%
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	4	0.01%	75,194	0.01%	37,305	0.00%	13,894	569	44.73	10.59%
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	54,585	100.00%	1,298,651,160	100.00%	819,035,548	100.00%	21,217	609	47.81	14.49%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	14,340	26.27%	445,297,526	34.29%	283,378,431	34.60%	25,764	617	48.75	12.76%
Used	40,245	73.73%	853,353,634	65.71%	535,657,117	65.40%	18,812	606	47.32	15.41%
NA	-	-	-	-	-	-	-	-	-	-
Total:	54,585	100.00%	1,298,651,160	100.00%	819,035,548	100.00%	21,217	609	47.81	14.49%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	24,308	44.53%	477,824,078	36.79%	291,690,891	35.61%	17,390	606	47.61	16.13%
Truck	7,828	14.34%	272,794,386	21.01%	174,211,677	21.27%	28,353	621	48.00	12.38%
SUV	22,449	41.13%	548,032,695	42.20%	353,132,981	43.12%	20,859	607	47.89	14.18%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	54,585	100.00%	1,298,651,160	100.00%	819,035,548	100.00%	21,217	609	47.81	14.49%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	2,939	5.38%	65,226,583	5.02%	41,000,863	5.01%	20,663	610	47.31	15.21%
Ford: Lincoln	234	0.43%	5,138,022	0.40%	3,241,174	0.40%	18,535	600	46.95	15.18%
Ford: Mercury	-	-	-	-	-	-	-	-	-	-
GMC	1,236	2.26%	35,630,431	2.74%	23,515,479	2.87%	24,657	607	47.63	14.13%
GMC: Buick	577	1.06%	11,331,383	0.87%	6,893,597	0.84%	16,966	595	47.70	16.27%
GMC: Cadillac	542	0.99%	14,433,417	1.11%	8,941,970	1.09%	23,180	602	47.46	14.58%
GMC: Chevrolet	5,913	10.83%	140,253,870	10.80%	89,484,168	10.93%	21,390	607	47.71	15.46%
GMC: Hummer	-	-	-	-	-	-	-	-	-	-
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	2	0.00%	17,860	0.00%	0	0.00%	0	0	0.00	0.00%
GMC: Saturn	1	0.00%	10,469	0.00%	0	0.00%	0	0	0.00	0.00%
Tesla	30	0.05%	1,140,750	0.09%	745,693	0.09%	30,422	620	48.03	11.08%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	855	1.57%	21,777,180	1.68%	13,029,590	1.59%	21,994	605	47.35	14.44%
BMW: Mini	94	0.17%	1,499,118	0.12%	936,327	0.11%	12,956	603	46.28	15.27%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	875	1.60%	23,596,543	1.82%	13,808,412	1.69%	22,659	608	47.14	14.57%
Daimler: Smart	11	0.02%	109,889	0.01%	49,361	0.01%	8,041	619	43.01	17.62%
Fiat	73	0.13%	1,133,949	0.09%	677,251	0.08%	15,132	636	47.21	12.88%
Fiat: Alfa Romeo	64	0.12%	2,023,356	0.16%	1,100,170	0.13%	24,470	604	47.44	13.33%
Fiat: Chrysler	960	1.76%	23,201,122	1.79%	14,502,981	1.77%	21,345	619	47.77	13.57%
Fiat: Dodge	5,194	9.52%	179,935,065	13.86%	112,077,791	13.68%	28,845	628	48.63	11.97%
Fiat: Jeep	6,661	12.20%	185,858,675	14.31%	117,934,853	14.40%	23,083	624	47.90	11.94%
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	104	0.19%	2,638,013	0.20%	1,592,788	0.19%	21,436	605	46.45	12.79%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	1,082	1.98%	19,346,920	1.49%	12,172,582	1.49%	16,078	598	47.62	16.07%
Volkswagen: Audi	443	0.81%	11,049,367	0.85%	6,677,073	0.82%	21,535	607	47.33	14.14%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	52	0.10%	1,913,588	0.15%	1,122,790	0.14%	28,375	622	46.59	12.36%
Honda	2,797	5.12%	55,874,935	4.30%	35,840,150	4.38%	16,960	602	47.51	16.14%
Honda: Acura	323	0.59%	7,220,784	0.56%	4,706,280	0.57%	19,201	602	46.79	15.52%
Hyundai	2,653	4.86%	45,872,191	3.53%	28,335,330	3.46%	14,988	597	47.21	16.57%
Hyundai: Kia	2,750	5.04%	50,930,364	3.92%	32,492,640	3.97%	16,089	593	47.62	16.87%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	522	0.96%	9,675,318	0.75%	6,164,852	0.75%	16,032	593	47.55	16.27%
Mitsubishi	1,133	2.08%	22,885,416	1.76%	13,253,174	1.62%	16,934	592	47.72	16.69%
Nissan	6,687	12.25%	130,634,169	10.06%	82,748,840	10.10%	16,898	597	47.97	16.40%
Nissan: Infiniti	567	1.04%	14,497,740	1.12%	9,245,896	1.13%	21,697	603	47.77	15.25%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	506	0.93%	10,156,229	0.78%	6,275,242	0.77%	17,059	603	46.76	14.81%
Suzuki	1	0.00%	11,384	0.00%	0	0.00%	0	0	0.00	0.00%
Tata: Jaguar	101	0.19%	2,960,759	0.23%	1,793,113	0.22%	24,236	612	47.81	14.82%
Tata: Land Rover	171	0.31%	5,540,041	0.43%	3,562,587	0.43%	25,828	610	47.33	13.62%
Toyota	3,700	6.78%	80,403,067	6.19%	51,644,848	6.31%	18,694	599	47.69	15.67%
Toyota: Lexus	349	0.64%	8,732,396	0.67%	5,360,841	0.65%	21,198	604	47.03	14.25%
Toyota: Scion	32	0.06%	405,165	0.03%	225,364	0.03%	9,968	618	43.10	18.47%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	4,351	7.97%	105,585,632	8.13%	67,881,476	8.29%	20,898	606	48.04	14.53%
Total:	54,585	100.00%	1,298,651,160	100.00%	819,035,548	100.00%	21,217	609	47.81	14.49%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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