StratMaker (139570)

CarMax Auto Owner Trust 2019-1

StratMaker Datatape Summary

Beginning Period

Nov 1, 2022

As % of Reporting Period ELA:

Ending Period

Nov 30, 2022

New % / Used %

0.29% / 99.71%

Total Original # of Loans

51,982

WA Loan to Value (LTV)

37.14%

Total Original Loan Amount (OLA)

$ 1,015,497,256

WA Payment to Income (PTI)

8.40%

Weighted Average (WA) OLA

$ 22,405

WA FICO (non-zero)

692

Rep. Period Beginning Loan Amount

$ 189,998,920

WA Remaining Term (RT)

19.83

Rep. Period Ending Loan Amount (ELA)

$ 176,893,884

WA Original APR

9.12%

Beginning Period

Nov 1, 2022

Ending Period

Nov 30, 2022

Total Original # of Loans

51,982

Total Original Loan Amount (OLA)

$ 1,015,497,256

Weighted Average (WA) OLA

$ 22,405

Rep. Period Beginning Loan Amount

$ 189,998,920

Rep. Period Ending Loan Amount (ELA)

$ 176,893,884

As % of Reporting Period ELA:

New % / Used %

0.29% / 99.71%

WA Loan to Value (LTV)

37.14%

WA Payment to Income (PTI)

8.40%

WA FICO (non-zero)

692

WA Remaining Term (RT)

19.83

WA Original APR

9.12%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	160	0.31%	644,842	0.06%	49,009	0.03%	1,087	660	14.87	6.24%
$5,000 - $9,999	2,562	4.93%	21,379,411	2.11%	2,315,166	1.31%	2,366	672	15.28	7.87%
$10,000 - $14,999	12,250	23.57%	158,311,881	15.59%	23,933,167	13.53%	4,147	669	17.56	9.20%
$15,000 - $19,999	16,474	31.69%	286,640,955	28.23%	51,169,094	28.93%	6,109	683	19.69	9.46%
$20,000 - $24,999	10,379	19.97%	230,853,164	22.73%	42,099,324	23.80%	7,909	693	20.27	9.14%
$25,000 - $29,999	5,592	10.76%	152,504,350	15.02%	28,268,856	15.98%	9,969	694	20.72	9.19%
$30,000 - $39,999	3,614	6.95%	121,105,876	11.93%	22,100,340	12.49%	12,108	704	20.84	8.62%
$40,000 - $49,999	737	1.42%	32,491,837	3.20%	5,091,783	2.88%	15,863	709	20.97	8.26%
$50,000 - $59,999	194	0.37%	10,306,700	1.01%	1,730,110	0.98%	18,248	719	20.21	7.62%
$60,000 - $69,999	20	0.04%	1,258,239	0.12%	137,036	0.08%	15,749	782	15.52	5.17%
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	51,982	100.00%	1,015,497,256	100.00%	176,893,884	100.00%	7,995	689	19.83	9.12%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	35,640	68.56%	640,007,362	63.02%	41,059,161	23.21%	3,630	706	13.77	7.37%
$5,000 - $9,999	12,787	24.60%	265,843,821	26.18%	90,567,563	51.20%	7,348	691	20.72	9.22%
$10,000 - $14,999	2,989	5.75%	87,398,969	8.61%	35,372,125	20.00%	11,983	672	23.26	10.41%
$15,000 - $19,999	486	0.93%	18,364,934	1.81%	8,141,805	4.60%	16,856	658	24.47	11.06%
$20,000 - $24,999	78	0.15%	3,785,919	0.37%	1,699,902	0.96%	21,853	668	24.88	10.09%
$25,000 - $29,999	2	0.00%	96,251	0.01%	53,327	0.03%	26,695	632	26.48	11.97%
$30,000 - $39,999	-	-	-	-	-	-	-	-	-	-
$40,000 - $49,999	-	-	-	-	-	-	-	-	-	-
$50,000 - $59,999	-	-	-	-	-	-	-	-	-	-
$60,000 - $69,999	-	-	-	-	-	-	-	-	-	-
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	51,982	100.00%	1,015,497,256	100.00%	176,893,884	100.00%	7,995	689	19.83	9.12%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	51,982	100.00%	1,015,497,256	100.00%	176,893,884	100.00%	7,995	689	19.83	9.12%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	51,982	100.00%	1,015,497,256	100.00%	176,893,884	100.00%	7,995	689	19.83	9.12%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	5	0.01%	90,215	0.01%	0	0.00%	0	0	0.00	0.00%
2.50 - 4.99%	12,047	23.18%	235,245,794	23.17%	31,251,804	17.67%	6,183	798	16.68	4.34%
5.00 - 7.49%	11,639	22.39%	221,919,204	21.85%	34,107,782	19.28%	6,864	734	17.98	6.63%
7.50 - 9.99%	11,905	22.90%	236,884,325	23.33%	46,293,667	26.17%	8,170	680	20.80	8.86%
10.00 - 12.49%	7,536	14.50%	156,946,759	15.46%	32,571,520	18.41%	9,473	640	22.06	11.23%
12.50 - 14.99%	6,456	12.42%	119,899,694	11.81%	23,839,629	13.48%	9,052	597	21.07	13.91%
15.00 - 17.49%	2,394	4.61%	44,511,263	4.38%	8,829,482	4.99%	9,546	605	21.50	16.41%
17.50 - 19.99%	-	-	-	-	-	-	-	-	-	-
20.00 - 22.49%	-	-	-	-	-	-	-	-	-	-
22.50 - 24.99%	-	-	-	-	-	-	-	-	-	-
25.00 - 27.49%	-	-	-	-	-	-	-	-	-	-
27.50 - 29.99%	-	-	-	-	-	-	-	-	-	-
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	51,982	100.00%	1,015,497,256	100.00%	176,893,884	100.00%	7,995	689	19.83	9.12%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	15	0.03%	261,129	0.03%	59,992	0.03%	8,397	487	20.93	12.76%
500 - 549	1,006	1.94%	18,913,209	1.86%	3,663,839	2.07%	9,336	532	21.49	13.13%
550 - 599	4,429	8.52%	85,365,311	8.41%	17,308,610	9.78%	9,320	580	21.30	12.66%
600 - 649	9,962	19.16%	193,674,029	19.07%	38,199,512	21.59%	8,808	626	21.03	11.80%
650 - 699	11,275	21.69%	221,347,658	21.80%	40,940,655	23.14%	8,230	674	20.43	9.69%
700 - 749	9,428	18.14%	183,004,790	18.02%	31,555,219	17.84%	7,575	723	19.55	7.81%
750 - 799	7,581	14.58%	149,243,830	14.70%	22,983,911	12.99%	7,006	774	18.39	5.94%
800+	7,630	14.68%	155,889,081	15.35%	21,348,983	12.07%	6,653	832	17.33	4.88%
NA	656	1.26%	7,798,217	0.77%	833,163	0.47%	3,294	0	11.44	13.61%
Total:	51,982	100.00%	1,015,497,256	100.00%	176,893,884	100.00%	7,995	689	19.83	9.12%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	-	-	-	-	-	-	-	-	-	-
25 - 36	158	0.30%	1,989,006	0.20%	0	0.00%	0	0	0.00	0.00%
37 - 48	861	1.66%	11,817,162	1.16%	11,181	0.01%	1,159	516	0.48	11.25%
49 - 60	10,917	21.00%	195,949,056	19.30%	20,723,855	11.72%	4,511	709	11.16	7.26%
61 - 72	29,461	56.68%	576,871,227	56.81%	103,028,870	58.24%	7,880	690	19.64	9.10%
73+	10,585	20.36%	228,870,805	22.54%	53,129,979	30.03%	9,578	679	23.59	9.90%
Total:	51,982	100.00%	1,015,497,256	100.00%	176,893,884	100.00%	7,995	689	19.83	9.12%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	23,042	44.33%	445,164,373	43.84%	14,952	0.01%	1,270	551	0.00	13.17%
1 - 12	9,817	18.89%	179,778,940	17.70%	34,777,897	19.66%	4,290	716	10.87	6.84%
13 - 24	16,816	32.35%	338,937,508	33.38%	118,210,770	66.83%	8,320	691	21.23	9.28%
25 - 36	2,283	4.39%	51,147,366	5.04%	23,721,628	13.41%	11,799	641	25.84	11.71%
37 - 48	20	0.04%	407,329	0.04%	144,997	0.08%	10,555	648	42.49	5.49%
49 - 60	4	0.01%	61,740	0.01%	23,641	0.01%	6,558	650	52.84	4.19%
61 - 72	-	-	-	-	-	-	-	-	-	-
73+	-	-	-	-	-	-	-	-	-	-
Total:	51,982	100.00%	1,015,497,256	100.00%	176,893,884	100.00%	7,995	689	19.83	9.12%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	44,387	85.39%	861,118,651	84.80%	140,282,183	79.30%	7,446	703	19.46	8.47%
1 - 15	2,377	4.57%	48,495,912	4.78%	17,975,049	10.16%	9,315	647	20.61	11.01%
16 - 30	838	1.61%	17,110,203	1.68%	6,847,759	3.87%	10,086	632	21.70	11.86%
31 - 60	750	1.44%	15,601,246	1.54%	6,772,554	3.83%	11,051	622	21.98	12.32%
61 - 90	435	0.84%	9,127,573	0.90%	4,121,052	2.33%	11,665	615	21.99	12.48%
91 - 120	111	0.21%	2,234,550	0.22%	884,584	0.50%	11,516	620	21.57	12.42%
121+	3,084	5.93%	61,809,121	6.09%	10,703	0.01%	10,703	646	19.00	12.95%
Total:	51,982	100.00%	1,015,497,256	100.00%	176,893,884	100.00%	7,995	689	19.83	9.12%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	51,982	100.00%	1,015,497,256	100.00%	176,893,884	100.00%	7,995	689	19.83	9.12%
Stated, verified to Level 3²	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	51,982	100.00%	1,015,497,256	100.00%	176,893,884	100.00%	7,995	689	19.83	9.12%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	51,677	99.41%	1,011,903,909	99.65%	176,520,042	99.79%	8,005	690	19.85	9.11%
Stated, verified but not Level 4 or 5	305	0.59%	3,593,347	0.35%	373,843	0.21%	3,291	49	11.38	13.72%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	51,982	100.00%	1,015,497,256	100.00%	176,893,884	100.00%	7,995	689	19.83	9.12%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	19,211	36.96%	347,195,546	34.19%	53,157,853	30.05%	6,767	720	18.62	7.28%
5.00 - 9.99%	19,979	38.43%	400,890,267	39.48%	72,124,123	40.77%	8,156	685	20.12	9.31%
10.00 - 14.99%	8,304	15.97%	170,361,627	16.78%	32,949,078	18.63%	8,789	664	20.62	10.52%
15.00 - 19.99%	2,798	5.38%	58,789,817	5.79%	11,305,678	6.39%	9,102	659	20.73	11.21%
20.00 - 24.99%	1,000	1.92%	22,225,898	2.19%	4,281,072	2.42%	10,108	662	21.12	11.24%
25.00 - 29.99%	410	0.79%	9,240,742	0.91%	1,871,833	1.06%	9,901	658	20.63	11.36%
30.00 - 39.99%	228	0.44%	5,375,534	0.53%	971,664	0.55%	10,099	663	19.90	10.34%
40.00 - 49.99%	34	0.07%	850,770	0.08%	146,206	0.08%	8,210	711	19.04	8.75%
50.00 - 59.99%	15	0.03%	470,145	0.05%	68,074	0.04%	10,592	690	17.83	9.91%
60.00 - 69.99%	2	0.00%	63,809	0.01%	13,437	0.01%	13,437	593	25.00	8.45%
70.00 - 79.99%	1	0.00%	33,101	0.00%	4,866	0.00%	4,866	580	10.00	10.95%
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	51,982	100.00%	1,015,497,256	100.00%	176,893,884	100.00%	7,995	689	19.83	9.12%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	82	0.16%	363,921	0.04%	27,254	0.02%	1,084	700	13.82	5.12%
25.00 - 49.99%	1,107	2.13%	10,477,129	1.03%	990,663	0.56%	2,843	733	14.47	5.12%
50.00 - 74.99%	4,605	8.86%	67,718,527	6.67%	8,142,228	4.60%	4,795	734	16.42	5.72%
75.00 - 99.99%	15,094	29.04%	291,608,083	28.72%	46,418,698	26.24%	7,016	712	18.50	7.33%
100.00 - 109.99%	12,532	24.11%	260,768,226	25.68%	47,446,952	26.82%	8,349	687	19.97	9.25%
110.00 - 119.99%	11,156	21.46%	236,198,847	23.26%	46,035,545	26.02%	8,938	673	20.99	10.35%
120.00 - 129.99%	5,698	10.96%	112,885,058	11.12%	21,656,080	12.24%	8,438	663	21.04	11.09%
130.00 - 139.99%	1,379	2.65%	28,502,410	2.81%	5,048,216	2.85%	9,106	675	21.23	10.83%
140.00%+	329	0.63%	6,975,055	0.69%	1,128,248	0.64%	9,193	687	21.26	10.44%
Total:	51,982	100.00%	1,015,497,256	100.00%	176,893,884	100.00%	7,995	689	19.83	9.12%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	779	1.50%	15,582,939	1.53%	2,715,032	1.53%	8,217	686	20.29	9.38%
Alaska	13	0.03%	246,944	0.02%	32,187	0.02%	5,294	696	15.55	8.69%
Arizona	699	1.34%	13,172,501	1.30%	2,007,378	1.13%	7,507	697	19.48	8.92%
Arkansas	84	0.16%	1,634,003	0.16%	288,110	0.16%	7,705	681	20.34	9.59%
California	8,609	16.56%	167,101,667	16.46%	28,415,729	16.06%	7,857	687	19.45	9.05%
Colorado	1,384	2.66%	27,927,419	2.75%	4,173,299	2.36%	7,852	707	18.96	8.35%
Connecticut	581	1.12%	10,890,798	1.07%	2,046,125	1.16%	7,865	702	19.83	8.55%
Delaware	270	0.52%	5,091,509	0.50%	914,892	0.52%	7,441	695	19.73	8.94%
Florida	4,317	8.30%	86,669,300	8.53%	15,108,978	8.54%	8,570	675	20.88	9.52%
Georgia	3,287	6.32%	64,924,784	6.39%	11,879,254	6.72%	8,424	679	20.32	9.72%
Hawaii	23	0.04%	412,715	0.04%	59,800	0.03%	8,257	602	22.72	11.08%
Idaho	150	0.29%	2,713,782	0.27%	415,190	0.23%	6,938	703	18.71	8.30%
Illinois	2,888	5.56%	55,393,091	5.45%	10,679,375	6.04%	7,658	702	19.60	8.60%
Indiana	827	1.59%	15,864,368	1.56%	2,680,069	1.52%	7,718	700	19.81	8.61%
Iowa	196	0.38%	3,698,253	0.36%	549,202	0.31%	7,251	700	19.20	8.75%
Kansas	574	1.10%	11,344,719	1.12%	1,899,338	1.07%	7,328	709	18.88	8.27%
Kentucky	590	1.14%	11,031,986	1.09%	1,873,694	1.06%	7,470	711	19.13	8.10%
Louisiana	350	0.67%	7,760,650	0.76%	1,463,143	0.83%	9,880	670	20.79	9.88%
Maine	67	0.13%	1,293,722	0.13%	184,758	0.10%	6,478	682	18.60	9.34%
Maryland	2,736	5.26%	53,885,024	5.31%	10,096,945	5.71%	8,136	691	19.87	9.05%
Massachusetts	616	1.19%	11,423,807	1.12%	1,959,256	1.11%	6,510	716	18.47	7.79%
Michigan	114	0.22%	2,170,360	0.21%	381,581	0.22%	6,576	687	18.57	9.01%
Minnesota	289	0.56%	5,545,125	0.55%	989,810	0.56%	7,468	680	19.26	9.08%
Mississippi	429	0.83%	8,921,272	0.88%	1,564,793	0.88%	9,091	669	19.81	10.39%
Missouri	685	1.32%	13,066,738	1.29%	2,327,503	1.32%	7,581	693	19.18	9.00%
Montana	30	0.06%	611,901	0.06%	75,199	0.04%	7,770	701	17.61	8.72%
Nebraska	198	0.38%	3,750,152	0.37%	596,510	0.34%	7,197	700	19.00	7.96%
Nevada	1,338	2.57%	26,547,741	2.61%	4,654,971	2.63%	8,080	689	20.28	9.54%
New Hampshire	85	0.16%	1,418,800	0.14%	206,322	0.12%	7,909	686	18.49	8.33%
New Jersey	443	0.85%	8,265,703	0.81%	1,621,739	0.92%	7,643	705	20.31	8.13%
New Mexico	351	0.68%	6,772,425	0.67%	1,101,673	0.62%	7,815	688	19.35	8.98%
New York	165	0.32%	3,140,778	0.31%	488,936	0.28%	7,250	677	18.33	8.98%
North Carolina	2,827	5.44%	54,365,430	5.35%	9,348,153	5.28%	7,782	687	20.20	9.42%
North Dakota	13	0.03%	237,150	0.02%	26,704	0.02%	5,933	675	14.84	10.58%
Ohio	1,084	2.09%	20,730,243	2.04%	3,693,439	2.09%	7,475	687	19.98	9.45%
Oklahoma	405	0.78%	7,502,610	0.74%	1,331,609	0.75%	7,678	677	19.79	9.44%
Oregon	387	0.74%	6,695,583	0.66%	1,031,497	0.58%	6,762	685	18.99	8.58%
Pennsylvania	735	1.41%	14,124,404	1.39%	2,387,968	1.35%	7,254	708	19.34	8.46%
Rhode Island	169	0.33%	3,156,177	0.31%	542,710	0.31%	6,974	691	20.20	8.64%
South Carolina	1,440	2.77%	27,510,813	2.71%	4,901,392	2.77%	7,892	683	19.81	9.55%
South Dakota	11	0.02%	197,601	0.02%	26,681	0.02%	6,440	750	19.55	6.27%
Tennessee	2,260	4.35%	44,902,752	4.42%	7,500,404	4.24%	8,158	695	19.94	9.04%
Texas	5,228	10.06%	106,269,406	10.46%	18,663,964	10.55%	8,669	676	20.17	9.75%
Utah	198	0.38%	3,576,722	0.35%	477,074	0.27%	6,722	722	17.75	7.78%
Vermont	12	0.02%	245,491	0.02%	20,956	0.01%	7,666	664	17.56	11.26%
Virginia	2,663	5.12%	51,683,728	5.09%	9,332,172	5.28%	7,715	708	19.39	8.35%
Washington	686	1.32%	12,710,971	1.25%	2,053,427	1.16%	7,557	691	19.01	8.61%
West Virginia	81	0.16%	1,605,608	0.16%	263,897	0.15%	7,589	694	19.13	9.25%
Wisconsin	449	0.86%	8,389,505	0.83%	1,301,361	0.74%	7,104	704	19.41	8.44%
Wyoming	30	0.06%	641,732	0.06%	79,540	0.04%	8,319	712	18.19	9.09%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	5	0.01%	88,600	0.01%	11,166	0.01%	5,585	620	22.98	10.99%
Armed Forces Pacific	6	0.01%	155,557	0.02%	9,857	0.01%	4,986	706	11.45	5.84%
District of Columbia	115	0.22%	2,216,705	0.22%	427,911	0.24%	8,410	681	20.66	9.48%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	10	0.02%	179,329	0.02%	11,210	0.01%	6,126	675	16.57	10.71%
Virgin Islands	1	0.00%	36,165	0.00%	0	0.00%	0	0	0.00	0.00%
Total:	51,982	100.00%	1,015,497,256	100.00%	176,893,884	100.00%	7,995	689	19.83	9.12%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	128	0.25%	3,063,319	0.30%	513,953	0.29%	7,998	715	17.68	7.08%
Used	51,854	99.75%	1,012,433,937	99.70%	176,379,931	99.71%	7,995	689	19.84	9.13%
NA	-	-	-	-	-	-	-	-	-	-
Total:	51,982	100.00%	1,015,497,256	100.00%	176,893,884	100.00%	7,995	689	19.83	9.12%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	27,012	51.96%	463,761,267	45.67%	80,770,576	45.66%	7,152	674	20.00	9.75%
Truck	3,664	7.05%	93,934,135	9.25%	16,441,508	9.29%	9,922	703	19.52	8.67%
SUV	19,467	37.45%	419,886,882	41.35%	73,288,476	41.43%	8,517	700	19.77	8.59%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	1,839	3.54%	37,914,972	3.73%	6,393,324	3.61%	7,708	707	19.17	8.48%
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	51,982	100.00%	1,015,497,256	100.00%	176,893,884	100.00%	7,995	689	19.83	9.12%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	5,801	11.16%	112,875,618	11.12%	19,451,267	11.00%	7,831	696	19.53	8.92%
Ford: Lincoln	271	0.52%	6,201,689	0.61%	1,032,659	0.58%	8,544	685	19.82	9.33%
Ford: Mercury	31	0.06%	369,887	0.04%	55,896	0.03%	3,800	680	15.26	9.76%
GMC	1,237	2.38%	30,639,548	3.02%	5,293,703	2.99%	9,836	699	20.15	8.67%
GMC: Buick	769	1.48%	14,696,464	1.45%	2,655,206	1.50%	7,393	692	19.84	8.98%
GMC: Cadillac	616	1.19%	16,471,622	1.62%	2,995,073	1.69%	11,273	698	20.80	8.95%
GMC: Chevrolet	4,381	8.43%	89,440,754	8.81%	16,479,690	9.32%	8,669	682	20.41	9.54%
GMC: Hummer	3	0.01%	85,064	0.01%	10,909	0.01%	10,909	738	18.00	9.45%
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	13	0.03%	174,588	0.02%	25,722	0.01%	4,364	664	14.66	10.19%
GMC: Saturn	16	0.03%	187,767	0.02%	8,327	0.00%	2,248	667	10.65	8.45%
Tesla	1	0.00%	45,537	0.00%	12,445	0.01%	12,445	796	18.00	3.70%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	1,387	2.67%	35,083,143	3.45%	5,278,943	2.98%	9,971	682	20.00	9.12%
BMW: Mini	365	0.70%	6,006,385	0.59%	769,408	0.43%	6,020	687	18.80	8.99%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	1,139	2.19%	30,388,233	2.99%	5,316,071	3.01%	10,956	681	20.57	9.58%
Daimler: Smart	80	0.15%	761,876	0.08%	115,987	0.07%	3,564	647	19.01	11.06%
Fiat	317	0.61%	4,416,315	0.43%	720,151	0.41%	5,151	670	19.56	9.48%
Fiat: Alfa Romeo	-	-	-	-	-	-	-	-	-	-
Fiat: Chrysler	920	1.77%	17,857,943	1.76%	3,031,471	1.71%	7,509	673	20.08	9.78%
Fiat: Dodge	2,516	4.84%	56,272,828	5.54%	10,332,664	5.84%	9,324	680	20.65	9.65%
Fiat: Jeep	2,534	4.87%	52,546,853	5.17%	9,821,963	5.55%	8,089	701	20.13	8.72%
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	258	0.50%	5,549,401	0.55%	763,994	0.43%	7,542	703	17.88	7.72%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	1,005	1.93%	15,833,886	1.56%	2,497,571	1.41%	5,994	670	19.20	9.87%
Volkswagen: Audi	489	0.94%	12,836,740	1.26%	2,014,335	1.14%	9,832	702	19.46	8.25%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	84	0.16%	3,380,347	0.33%	427,657	0.24%	15,065	726	19.65	7.45%
Honda	4,018	7.73%	69,005,784	6.80%	11,505,504	6.50%	6,555	695	18.86	8.86%
Honda: Acura	828	1.59%	17,255,401	1.70%	2,959,229	1.67%	7,782	705	18.79	8.47%
Hyundai	3,404	6.55%	53,401,910	5.26%	9,666,872	5.46%	6,157	675	19.92	9.66%
Hyundai: Kia	2,476	4.76%	39,950,986	3.93%	7,163,149	4.05%	6,426	675	20.25	9.67%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	1,271	2.45%	20,900,964	2.06%	3,577,826	2.02%	6,375	690	19.52	9.03%
Mitsubishi	402	0.77%	6,175,671	0.61%	1,019,222	0.58%	6,204	662	20.26	9.97%
Nissan	6,196	11.92%	107,596,252	10.60%	19,934,308	11.27%	7,086	679	20.37	9.51%
Nissan: Infiniti	1,124	2.16%	27,274,760	2.69%	4,743,781	2.68%	9,764	689	20.02	8.94%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	961	1.85%	17,994,474	1.77%	2,804,672	1.59%	6,817	714	18.40	7.94%
Suzuki	-	-	-	-	-	-	-	-	-	-
Tata: Jaguar	144	0.28%	4,568,538	0.45%	747,123	0.42%	12,851	679	21.31	9.51%
Tata: Land Rover	346	0.67%	12,375,382	1.22%	1,827,591	1.03%	13,231	711	20.33	8.01%
Toyota	4,873	9.37%	88,716,959	8.74%	15,501,842	8.76%	7,084	698	18.91	8.67%
Toyota: Lexus	1,448	2.79%	34,363,052	3.38%	5,705,820	3.23%	9,137	704	19.23	8.37%
Toyota: Scion	258	0.50%	3,794,635	0.37%	625,834	0.35%	5,481	682	18.77	9.75%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	51,982	100.00%	1,015,497,256	100.00%	176,893,884	100.00%	7,995	689	19.83	9.12%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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