StratMaker (139574)

CarMax Auto Owner Trust 2022-2

StratMaker Datatape Summary

Beginning Period

Nov 1, 2022

As % of Reporting Period ELA:

Ending Period

Nov 30, 2022

New % / Used %

0.01% / 99.99%

Total Original # of Loans

74,028

WA Loan to Value (LTV)

78.54%

Total Original Loan Amount (OLA)

$ 1,776,765,822

WA Payment to Income (PTI)

9.04%

Weighted Average (WA) OLA

$ 27,929

WA FICO (non-zero)

710

Rep. Period Beginning Loan Amount

$ 1,101,864,458

WA Remaining Term (RT)

54.26

Rep. Period Ending Loan Amount (ELA)

$ 1,066,510,770

WA Original APR

7.81%

Beginning Period

Nov 1, 2022

Ending Period

Nov 30, 2022

Total Original # of Loans

74,028

Total Original Loan Amount (OLA)

$ 1,776,765,822

Weighted Average (WA) OLA

$ 27,929

Rep. Period Beginning Loan Amount

$ 1,101,864,458

Rep. Period Ending Loan Amount (ELA)

$ 1,066,510,770

As % of Reporting Period ELA:

New % / Used %

0.01% / 99.99%

WA Loan to Value (LTV)

78.54%

WA Payment to Income (PTI)

9.04%

WA FICO (non-zero)

710

WA Remaining Term (RT)

54.26

WA Original APR

7.81%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	189	0.26%	742,538	0.04%	344,488	0.03%	3,143	681	42.73	4.49%
$5,000 - $9,999	2,215	2.99%	18,209,402	1.02%	8,231,336	0.77%	6,484	702	45.98	5.04%
$10,000 - $14,999	9,476	12.80%	122,665,143	6.90%	50,767,973	4.76%	10,182	689	47.39	6.92%
$15,000 - $19,999	17,033	23.01%	299,389,840	16.85%	151,624,307	14.22%	14,300	695	50.41	7.97%
$20,000 - $24,999	16,224	21.92%	363,249,552	20.44%	217,789,966	20.42%	18,780	708	53.87	8.16%
$25,000 - $29,999	11,813	15.96%	323,010,201	18.18%	203,507,720	19.08%	23,219	703	55.06	8.38%
$30,000 - $39,999	11,792	15.93%	402,240,402	22.64%	265,659,230	24.91%	29,310	712	56.25	7.75%
$40,000 - $49,999	3,973	5.37%	175,796,739	9.89%	119,616,746	11.22%	38,182	713	57.04	7.39%
$50,000 - $59,999	1,141	1.54%	60,666,892	3.41%	41,714,534	3.91%	45,566	723	56.26	6.53%
$60,000 - $69,999	172	0.23%	10,795,113	0.61%	7,254,470	0.68%	50,551	775	51.66	3.97%
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	74,028	100.00%	1,776,765,822	100.00%	1,066,510,770	100.00%	24,544	707	54.26	7.81%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	24,855	33.58%	517,188,726	29.11%	23,044,460	2.16%	3,247	693	12.95	8.17%
$5,000 - $9,999	4,339	5.86%	75,220,107	4.23%	32,258,257	3.02%	7,740	699	36.70	6.77%
$10,000 - $14,999	8,045	10.87%	129,163,500	7.27%	102,992,822	9.66%	12,957	703	50.62	6.91%
$15,000 - $19,999	11,999	16.21%	248,835,080	14.00%	210,390,239	19.73%	17,649	708	54.23	7.80%
$20,000 - $24,999	10,274	13.88%	267,394,031	15.05%	229,815,326	21.55%	22,462	706	56.01	8.25%
$25,000 - $29,999	6,810	9.20%	214,165,081	12.05%	185,949,181	17.44%	27,380	703	57.08	8.32%
$30,000 - $39,999	5,785	7.81%	226,377,620	12.74%	196,564,116	18.43%	34,208	711	57.71	7.68%
$40,000 - $49,999	1,740	2.35%	87,409,997	4.92%	76,164,836	7.14%	43,922	706	57.92	7.51%
$50,000 - $59,999	181	0.24%	11,011,681	0.62%	9,331,533	0.87%	51,579	761	55.91	4.74%
$60,000 - $69,999	-	-	-	-	-	-	-	-	-	-
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	74,028	100.00%	1,776,765,822	100.00%	1,066,510,770	100.00%	24,544	707	54.26	7.81%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	74,028	100.00%	1,776,765,822	100.00%	1,066,510,770	100.00%	24,544	707	54.26	7.81%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	74,028	100.00%	1,776,765,822	100.00%	1,066,510,770	100.00%	24,544	707	54.26	7.81%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	2,768	3.74%	65,154,422	3.67%	47,806,953	4.48%	23,759	798	49.31	2.23%
2.50 - 4.99%	20,464	27.64%	472,399,863	26.59%	269,361,524	25.26%	23,849	789	52.30	3.59%
5.00 - 7.49%	16,129	21.79%	382,439,879	21.52%	212,753,165	19.95%	24,459	731	53.72	6.49%
7.50 - 9.99%	17,466	23.59%	438,813,002	24.70%	262,855,709	24.65%	25,562	679	55.70	9.07%
10.00 - 12.49%	8,419	11.37%	222,206,395	12.51%	145,369,163	13.63%	26,779	641	57.48	11.25%
12.50 - 14.99%	6,829	9.22%	152,280,070	8.57%	99,084,896	9.29%	21,936	586	54.66	13.91%
15.00 - 17.49%	1,953	2.64%	43,472,191	2.45%	29,279,360	2.75%	21,420	601	54.08	16.28%
17.50 - 19.99%	-	-	-	-	-	-	-	-	-	-
20.00 - 22.49%	-	-	-	-	-	-	-	-	-	-
22.50 - 24.99%	-	-	-	-	-	-	-	-	-	-
25.00 - 27.49%	-	-	-	-	-	-	-	-	-	-
27.50 - 29.99%	-	-	-	-	-	-	-	-	-	-
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	74,028	100.00%	1,776,765,822	100.00%	1,066,510,770	100.00%	24,544	707	54.26	7.81%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	10	0.01%	199,456	0.01%	114,833	0.01%	23,877	483	52.91	11.38%
500 - 549	934	1.26%	22,056,663	1.24%	13,739,469	1.29%	24,621	539	55.41	12.46%
550 - 599	5,187	7.01%	123,774,010	6.97%	79,886,627	7.49%	24,686	579	55.48	12.46%
600 - 649	12,103	16.35%	289,005,981	16.27%	173,707,083	16.29%	24,680	626	55.15	11.26%
650 - 699	15,551	21.01%	376,644,834	21.20%	223,390,466	20.95%	25,056	675	55.18	9.21%
700 - 749	14,854	20.07%	355,443,807	20.01%	211,120,544	19.80%	24,299	724	54.39	7.09%
750 - 799	12,615	17.04%	305,435,581	17.19%	184,282,564	17.28%	24,435	773	53.47	4.96%
800+	12,118	16.37%	295,008,598	16.60%	174,668,333	16.38%	24,459	831	52.40	3.77%
NA	656	0.89%	9,196,891	0.52%	5,600,852	0.53%	13,112	0	49.02	14.17%
Total:	74,028	100.00%	1,776,765,822	100.00%	1,066,510,770	100.00%	24,544	707	54.26	7.81%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	15	0.02%	95,006	0.01%	27,164	0.00%	3,680	523	14.39	7.22%
25 - 36	285	0.38%	4,227,507	0.24%	2,231,876	0.21%	13,701	746	24.46	4.58%
37 - 48	945	1.28%	15,776,315	0.89%	9,672,020	0.91%	16,031	732	34.52	5.54%
49 - 60	14,709	19.87%	321,782,779	18.11%	184,036,997	17.26%	22,447	726	48.15	6.19%
61 - 72	42,490	57.40%	1,017,630,673	57.27%	613,453,732	57.52%	24,350	707	54.65	7.87%
73+	15,584	21.05%	417,253,540	23.48%	257,088,980	24.11%	26,924	692	58.71	8.94%
Total:	74,028	100.00%	1,776,765,822	100.00%	1,066,510,770	100.00%	24,544	707	54.26	7.81%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	16,232	21.93%	361,213,151	20.33%	99,733	0.01%	964	625	0.00	9.93%
1 - 12	8,467	11.44%	170,405,989	9.59%	25,284,847	2.37%	3,934	690	9.66	8.61%
13 - 24	1,159	1.57%	24,416,051	1.37%	7,332,810	0.69%	8,035	665	15.58	9.67%
25 - 36	763	1.03%	12,513,906	0.70%	8,559,320	0.80%	15,001	733	31.81	5.38%
37 - 48	6,948	9.39%	151,291,180	8.51%	117,280,104	11.00%	20,799	731	45.78	5.96%
49 - 60	27,080	36.58%	664,746,447	37.41%	559,877,068	52.50%	23,987	713	54.05	7.45%
61 - 72	13,379	18.07%	392,179,098	22.07%	348,076,887	32.64%	28,787	690	62.08	8.98%
73+	-	-	-	-	-	-	-	-	-	-
Total:	74,028	100.00%	1,776,765,822	100.00%	1,066,510,770	100.00%	24,544	707	54.26	7.81%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	65,837	88.94%	1,566,351,917	88.16%	913,138,054	85.62%	24,237	718	54.14	7.26%
1 - 15	4,299	5.81%	110,886,601	6.24%	82,620,222	7.75%	26,290	651	54.68	10.39%
16 - 30	1,414	1.91%	36,512,585	2.06%	28,222,730	2.65%	26,435	630	55.55	11.18%
31 - 60	1,243	1.68%	31,460,867	1.77%	24,657,986	2.31%	26,216	615	55.04	12.22%
61 - 90	722	0.98%	18,435,262	1.04%	14,431,604	1.35%	26,629	617	55.51	12.65%
91 - 120	224	0.30%	5,763,376	0.32%	3,440,173	0.32%	27,739	616	55.59	12.18%
121+	289	0.39%	7,355,214	0.41%	0	0.00%	0	0	0.00	0.00%
Total:	74,028	100.00%	1,776,765,822	100.00%	1,066,510,770	100.00%	24,544	707	54.26	7.81%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	74,028	100.00%	1,776,765,822	100.00%	1,066,510,770	100.00%	24,544	707	54.26	7.81%
Stated, verified to Level 3²	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	74,028	100.00%	1,776,765,822	100.00%	1,066,510,770	100.00%	24,544	707	54.26	7.81%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	73,601	99.42%	1,768,131,379	99.51%	1,060,348,588	99.42%	24,547	708	54.26	7.79%
Stated, verified but not Level 4 or 5	427	0.58%	8,634,443	0.49%	6,162,182	0.58%	23,959	431	53.60	11.76%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	74,028	100.00%	1,776,765,822	100.00%	1,066,510,770	100.00%	24,544	707	54.26	7.81%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	24,281	32.80%	517,234,638	29.11%	293,314,913	27.50%	22,262	744	52.63	5.57%
5.00 - 9.99%	28,173	38.06%	690,896,301	38.89%	415,352,672	38.95%	24,716	707	54.39	7.70%
10.00 - 14.99%	13,025	17.59%	335,627,147	18.89%	207,760,323	19.48%	25,683	680	55.15	9.37%
15.00 - 19.99%	5,228	7.06%	139,215,526	7.84%	89,217,843	8.37%	26,285	670	55.78	10.26%
20.00 - 24.99%	2,073	2.80%	57,427,437	3.23%	37,622,175	3.53%	27,401	666	56.12	10.70%
25.00 - 29.99%	758	1.02%	21,412,041	1.21%	13,836,364	1.30%	27,831	658	56.11	10.75%
30.00 - 39.99%	354	0.48%	10,399,169	0.59%	6,255,918	0.59%	29,339	693	54.42	8.89%
40.00 - 49.99%	91	0.12%	2,965,882	0.17%	2,179,051	0.20%	32,217	715	57.42	8.63%
50.00 - 59.99%	22	0.03%	756,317	0.04%	399,381	0.04%	29,370	726	53.96	8.10%
60.00 - 69.99%	16	0.02%	598,956	0.03%	408,067	0.04%	31,780	701	55.92	8.04%
70.00 - 79.99%	3	0.00%	92,726	0.01%	69,622	0.01%	24,962	724	54.67	7.93%
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	3	0.00%	94,107	0.01%	54,925	0.01%	29,820	745	43.46	6.95%
100.00%+	1	0.00%	45,574	0.00%	39,515	0.00%	39,515	784	51.00	4.95%
NA	-	-	-	-	-	-	-	-	-	-
Total:	74,028	100.00%	1,776,765,822	100.00%	1,066,510,770	100.00%	24,544	707	54.26	7.81%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	452	0.61%	2,960,476	0.17%	1,671,205	0.16%	6,689	730	46.69	3.74%
25.00 - 49.99%	3,340	4.51%	43,755,614	2.46%	27,142,653	2.54%	12,849	744	49.56	3.91%
50.00 - 74.99%	10,765	14.54%	216,797,390	12.20%	140,786,906	13.20%	19,989	745	52.51	4.69%
75.00 - 99.99%	26,841	36.26%	678,712,985	38.20%	431,075,018	40.42%	25,335	718	54.75	7.01%
100.00 - 109.99%	17,184	23.21%	458,619,116	25.81%	276,022,743	25.88%	26,811	687	55.47	9.25%
110.00 - 119.99%	10,990	14.85%	276,725,643	15.57%	150,227,877	14.09%	25,308	678	54.30	10.27%
120.00 - 129.99%	3,593	4.85%	79,453,658	4.47%	32,273,016	3.03%	22,006	670	50.19	11.02%
130.00 - 139.99%	710	0.96%	16,264,672	0.92%	6,121,768	0.57%	23,288	679	50.12	10.95%
140.00%+	153	0.21%	3,476,267	0.20%	1,189,583	0.11%	21,470	683	46.53	10.79%
Total:	74,028	100.00%	1,776,765,822	100.00%	1,066,510,770	100.00%	24,544	707	54.26	7.81%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	1,186	1.60%	28,671,570	1.61%	17,586,121	1.65%	24,370	691	55.35	8.91%
Alaska	14	0.02%	290,797	0.02%	144,031	0.01%	19,692	730	54.66	7.37%
Arizona	1,167	1.58%	27,576,707	1.55%	16,664,895	1.56%	24,724	708	54.47	7.56%
Arkansas	90	0.12%	2,343,167	0.13%	1,445,729	0.14%	26,226	701	53.73	7.63%
California	13,222	17.86%	322,770,599	18.17%	193,814,026	18.17%	25,261	714	53.88	7.28%
Colorado	1,929	2.61%	46,200,668	2.60%	27,638,177	2.59%	24,265	727	53.60	6.65%
Connecticut	644	0.87%	14,907,899	0.84%	8,344,472	0.78%	23,415	715	53.38	7.54%
Delaware	442	0.60%	9,935,907	0.56%	5,778,240	0.54%	22,145	717	53.62	7.73%
Florida	6,389	8.63%	157,708,975	8.88%	94,652,275	8.87%	25,419	692	55.36	8.42%
Georgia	4,845	6.54%	117,277,930	6.60%	74,509,903	6.99%	24,687	689	55.03	8.77%
Hawaii	18	0.02%	348,025	0.02%	190,004	0.02%	21,517	746	51.32	6.00%
Idaho	222	0.30%	5,228,194	0.29%	2,483,901	0.23%	22,656	721	52.95	7.16%
Illinois	3,548	4.79%	82,137,206	4.62%	46,653,386	4.37%	23,513	715	53.34	7.48%
Indiana	1,113	1.50%	25,624,549	1.44%	14,790,020	1.39%	23,795	724	54.80	7.33%
Iowa	258	0.35%	5,954,567	0.34%	3,503,428	0.33%	22,937	719	53.71	7.59%
Kansas	685	0.93%	15,399,828	0.87%	8,570,142	0.80%	22,204	729	51.44	6.82%
Kentucky	835	1.13%	19,454,400	1.09%	11,592,715	1.09%	24,155	720	54.30	7.27%
Louisiana	1,074	1.45%	27,664,678	1.56%	19,867,588	1.86%	25,958	681	56.12	9.12%
Maine	130	0.18%	3,171,565	0.18%	2,315,477	0.22%	24,116	724	53.61	6.54%
Maryland	3,129	4.23%	73,358,522	4.13%	40,840,411	3.83%	24,007	701	53.75	8.03%
Massachusetts	759	1.03%	17,304,325	0.97%	10,193,876	0.96%	23,401	730	53.82	6.75%
Michigan	66	0.09%	1,348,965	0.08%	518,317	0.05%	19,321	695	48.08	8.60%
Minnesota	298	0.40%	7,150,837	0.40%	4,503,142	0.42%	24,050	706	54.69	7.80%
Mississippi	686	0.93%	17,561,131	0.99%	11,759,236	1.10%	25,425	680	54.95	9.43%
Missouri	957	1.29%	20,787,568	1.17%	12,033,351	1.13%	20,838	720	50.90	7.46%
Montana	29	0.04%	762,875	0.04%	473,624	0.04%	24,432	698	52.48	7.13%
Nebraska	240	0.32%	5,572,086	0.31%	3,206,249	0.30%	23,328	719	52.31	6.80%
Nevada	1,879	2.54%	46,848,403	2.64%	29,099,404	2.73%	25,074	715	54.87	7.37%
New Hampshire	75	0.10%	1,740,922	0.10%	1,141,217	0.11%	21,917	717	53.28	6.69%
New Jersey	528	0.71%	11,997,524	0.68%	7,100,574	0.67%	24,088	716	54.37	7.09%
New Mexico	510	0.69%	12,141,561	0.68%	7,285,894	0.68%	24,788	720	53.68	7.17%
New York	53	0.07%	1,179,419	0.07%	698,891	0.07%	24,292	687	53.68	8.73%
North Carolina	3,852	5.20%	90,728,763	5.11%	53,422,719	5.01%	23,953	704	54.51	8.16%
North Dakota	18	0.02%	404,424	0.02%	226,944	0.02%	20,213	670	51.45	9.77%
Ohio	1,186	1.60%	27,820,094	1.57%	16,202,571	1.52%	24,255	709	54.31	7.75%
Oklahoma	491	0.66%	11,596,784	0.65%	7,180,397	0.67%	23,729	710	54.24	7.51%
Oregon	697	0.94%	14,750,617	0.83%	8,969,365	0.84%	22,032	707	52.98	7.65%
Pennsylvania	992	1.34%	23,011,399	1.30%	13,773,822	1.29%	23,358	716	53.70	7.09%
Rhode Island	208	0.28%	4,490,415	0.25%	2,443,005	0.23%	21,760	728	53.30	7.16%
South Carolina	1,960	2.65%	45,790,400	2.58%	27,385,422	2.57%	23,809	698	54.36	8.26%
South Dakota	9	0.01%	254,364	0.01%	63,537	0.01%	23,121	672	52.54	11.28%
Tennessee	3,213	4.34%	77,357,590	4.35%	47,370,754	4.44%	24,277	714	54.42	7.67%
Texas	8,149	11.01%	201,763,784	11.36%	122,085,928	11.45%	25,035	696	54.42	8.28%
Utah	336	0.45%	7,952,974	0.45%	4,453,241	0.42%	23,533	730	53.01	6.24%
Vermont	9	0.01%	245,148	0.01%	162,359	0.02%	32,737	753	56.34	5.87%
Virginia	3,893	5.26%	92,966,163	5.23%	55,546,773	5.21%	24,677	720	54.24	7.27%
Washington	1,002	1.35%	24,074,149	1.35%	14,676,416	1.38%	24,594	707	53.85	7.58%
West Virginia	132	0.18%	3,160,893	0.18%	1,770,346	0.17%	23,077	719	52.91	7.68%
Wisconsin	688	0.93%	15,979,360	0.90%	8,936,259	0.84%	23,317	714	53.89	7.54%
Wyoming	35	0.05%	904,673	0.05%	549,019	0.05%	26,275	732	52.34	6.18%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	4	0.01%	67,244	0.00%	15,079	0.00%	9,512	738	46.52	8.11%
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	133	0.18%	3,000,459	0.17%	1,857,887	0.17%	24,335	706	53.93	8.03%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	1	0.00%	24,755	0.00%	20,215	0.00%	20,215	850	53.00	3.20%
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	74,028	100.00%	1,776,765,822	100.00%	1,066,510,770	100.00%	24,544	707	54.26	7.81%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	56	0.08%	1,338,993	0.08%	105,649	0.01%	7,067	729	15.76	6.93%
Used	73,972	99.92%	1,775,426,828	99.92%	1,066,405,120	99.99%	24,545	707	54.26	7.81%
NA	-	-	-	-	-	-	-	-	-	-
Total:	74,028	100.00%	1,776,765,822	100.00%	1,066,510,770	100.00%	24,544	707	54.26	7.81%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	34,106	46.07%	720,855,308	40.57%	420,682,706	39.44%	21,826	691	54.00	8.62%
Truck	6,927	9.36%	217,609,495	12.25%	134,853,106	12.64%	30,174	725	54.67	6.93%
SUV	30,515	41.22%	776,465,741	43.70%	475,257,269	44.56%	25,325	714	54.43	7.38%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	2,158	2.92%	53,002,211	2.98%	29,464,029	2.76%	24,437	727	52.86	6.92%
Unknown	322	0.43%	8,833,066	0.50%	6,253,660	0.59%	27,119	700	56.81	8.59%
Total:	74,028	100.00%	1,776,765,822	100.00%	1,066,510,770	100.00%	24,544	707	54.26	7.81%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	7,018	9.48%	170,700,780	9.61%	100,298,947	9.40%	24,601	710	53.87	7.71%
Ford: Lincoln	412	0.56%	10,898,353	0.61%	6,148,151	0.58%	26,566	712	53.63	7.23%
Ford: Mercury	4	0.01%	45,550	0.00%	4,582	0.00%	2,160	673	7.39	9.40%
GMC	1,562	2.11%	46,829,905	2.64%	27,618,195	2.59%	29,693	714	54.29	7.49%
GMC: Buick	916	1.24%	19,494,965	1.10%	9,815,418	0.92%	19,646	697	52.31	8.56%
GMC: Cadillac	795	1.07%	22,606,771	1.27%	10,978,811	1.03%	27,558	701	51.74	8.09%
GMC: Chevrolet	6,345	8.57%	159,497,787	8.98%	94,188,991	8.83%	26,466	698	54.56	8.22%
GMC: Hummer	1	0.00%	23,859	0.00%	3,647	0.00%	3,647	648	4.00	13.95%
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	7	0.01%	118,210	0.01%	4,869	0.00%	2,123	677	4.73	11.35%
GMC: Saturn	5	0.01%	72,165	0.00%	6,092	0.00%	2,303	692	7.08	9.16%
Tesla	397	0.54%	17,322,995	0.97%	11,860,904	1.11%	40,086	718	56.19	6.10%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	1,943	2.62%	58,103,310	3.27%	34,062,327	3.19%	28,978	713	54.04	7.41%
BMW: Mini	461	0.62%	8,975,620	0.51%	5,553,727	0.52%	18,496	711	52.76	7.45%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	1,774	2.40%	55,159,017	3.10%	32,172,211	3.02%	29,503	694	54.28	8.26%
Daimler: Smart	56	0.08%	607,679	0.03%	248,093	0.02%	10,950	687	48.49	9.92%
Fiat	271	0.37%	4,383,967	0.25%	2,486,431	0.23%	15,457	696	51.77	8.52%
Fiat: Alfa Romeo	-	-	-	-	-	-	-	-	-	-
Fiat: Chrysler	924	1.25%	21,912,274	1.23%	11,884,713	1.11%	23,592	699	52.96	8.25%
Fiat: Dodge	3,632	4.91%	104,253,374	5.87%	62,843,357	5.89%	28,801	699	55.27	8.12%
Fiat: Jeep	4,591	6.20%	116,823,339	6.58%	72,625,871	6.81%	24,979	710	54.92	7.76%
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	455	0.61%	12,352,754	0.70%	7,759,628	0.73%	27,343	744	53.14	6.05%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	2,068	2.79%	43,794,062	2.46%	29,788,092	2.79%	21,361	696	55.51	8.16%
Volkswagen: Audi	1,017	1.37%	30,697,829	1.73%	19,519,016	1.83%	28,747	716	54.61	7.20%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	199	0.27%	8,485,898	0.48%	5,454,328	0.51%	39,011	741	53.15	5.62%
Honda	6,884	9.30%	149,075,894	8.39%	92,836,009	8.70%	21,361	708	54.40	7.89%
Honda: Acura	771	1.04%	19,182,595	1.08%	10,264,697	0.96%	24,253	709	53.23	7.61%
Hyundai	4,144	5.60%	78,858,865	4.44%	45,706,003	4.29%	19,211	688	54.06	8.63%
Hyundai: Kia	3,119	4.21%	61,844,073	3.48%	35,348,266	3.31%	20,032	689	54.20	8.65%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	1,912	2.58%	38,125,760	2.15%	23,718,474	2.22%	19,517	705	53.79	7.87%
Mitsubishi	504	0.68%	9,610,744	0.54%	6,186,810	0.58%	18,212	672	55.80	9.75%
Nissan	6,609	8.93%	130,113,599	7.32%	72,650,552	6.81%	19,823	691	53.60	8.76%
Nissan: Infiniti	919	1.24%	24,733,623	1.39%	13,226,213	1.24%	25,348	700	53.48	8.23%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	2,205	2.98%	49,431,028	2.78%	32,763,985	3.07%	21,565	728	54.22	6.75%
Suzuki	-	-	-	-	-	-	-	-	-	-
Tata: Jaguar	245	0.33%	8,414,946	0.47%	5,481,123	0.51%	32,349	704	55.85	7.78%
Tata: Land Rover	457	0.62%	17,475,767	0.98%	11,788,540	1.11%	36,244	721	54.97	6.76%
Toyota	9,189	12.41%	215,391,855	12.12%	134,407,375	12.60%	23,511	719	54.41	7.21%
Toyota: Lexus	2,013	2.72%	58,206,338	3.28%	35,253,308	3.31%	28,117	726	53.60	6.77%
Toyota: Scion	204	0.28%	3,140,272	0.18%	1,553,012	0.15%	14,839	642	48.99	9.65%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	74,028	100.00%	1,776,765,822	100.00%	1,066,510,770	100.00%	24,544	707	54.26	7.81%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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