StratMaker (139578)

CarMax Auto Owner Trust 2019-2

StratMaker Datatape Summary

Beginning Period

Nov 1, 2022

As % of Reporting Period ELA:

Ending Period

Nov 30, 2022

New % / Used %

0.25% / 99.75%

Total Original # of Loans

48,253

WA Loan to Value (LTV)

41.16%

Total Original Loan Amount (OLA)

$ 941,251,784

WA Payment to Income (PTI)

8.23%

Weighted Average (WA) OLA

$ 22,445

WA FICO (non-zero)

695

Rep. Period Beginning Loan Amount

$ 205,280,341

WA Remaining Term (RT)

22.45

Rep. Period Ending Loan Amount (ELA)

$ 192,608,996

WA Original APR

9.12%

Beginning Period

Nov 1, 2022

Ending Period

Nov 30, 2022

Total Original # of Loans

48,253

Total Original Loan Amount (OLA)

$ 941,251,784

Weighted Average (WA) OLA

$ 22,445

Rep. Period Beginning Loan Amount

$ 205,280,341

Rep. Period Ending Loan Amount (ELA)

$ 192,608,996

As % of Reporting Period ELA:

New % / Used %

0.25% / 99.75%

WA Loan to Value (LTV)

41.16%

WA Payment to Income (PTI)

8.23%

WA FICO (non-zero)

695

WA Remaining Term (RT)

22.45

WA Original APR

9.12%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	157	0.33%	625,667	0.07%	57,738	0.03%	1,174	705	15.55	6.07%
$5,000 - $9,999	2,642	5.48%	22,128,312	2.35%	3,132,527	1.63%	2,702	670	17.86	7.85%
$10,000 - $14,999	11,437	23.70%	146,753,973	15.59%	27,320,130	14.18%	4,666	672	20.24	9.18%
$15,000 - $19,999	14,836	30.75%	258,549,028	27.47%	54,406,228	28.25%	6,837	686	22.32	9.43%
$20,000 - $24,999	9,466	19.62%	210,546,567	22.37%	45,158,568	23.45%	8,876	696	23.02	9.17%
$25,000 - $29,999	5,433	11.26%	147,894,059	15.71%	31,750,279	16.48%	11,005	697	23.34	9.18%
$30,000 - $39,999	3,384	7.01%	113,328,429	12.04%	22,931,216	11.91%	13,372	705	23.42	8.69%
$40,000 - $49,999	718	1.49%	31,625,671	3.36%	6,399,721	3.32%	17,725	713	23.68	8.20%
$50,000 - $59,999	159	0.33%	8,479,739	0.90%	1,356,555	0.70%	20,613	713	22.57	7.59%
$60,000 - $69,999	21	0.04%	1,320,339	0.14%	96,033	0.05%	11,487	770	12.61	4.32%
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	48,253	100.00%	941,251,784	100.00%	192,608,996	100.00%	8,864	691	22.45	9.12%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	29,963	62.10%	532,047,462	56.53%	32,571,545	16.91%	3,800	703	16.10	7.40%
$5,000 - $9,999	13,339	27.64%	264,666,287	28.12%	95,931,089	49.81%	7,460	699	22.23	8.89%
$10,000 - $14,999	4,067	8.43%	111,627,497	11.86%	48,470,471	25.17%	12,073	677	25.65	10.23%
$15,000 - $19,999	743	1.54%	26,390,378	2.80%	12,441,883	6.46%	16,848	665	26.98	10.85%
$20,000 - $24,999	115	0.24%	5,220,611	0.55%	2,495,249	1.30%	21,772	669	27.59	9.99%
$25,000 - $29,999	25	0.05%	1,246,034	0.13%	667,585	0.35%	26,759	639	28.89	10.78%
$30,000 - $39,999	1	0.00%	53,514	0.01%	31,175	0.02%	31,175	643	30.00	9.45%
$40,000 - $49,999	-	-	-	-	-	-	-	-	-	-
$50,000 - $59,999	-	-	-	-	-	-	-	-	-	-
$60,000 - $69,999	-	-	-	-	-	-	-	-	-	-
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	48,253	100.00%	941,251,784	100.00%	192,608,996	100.00%	8,864	691	22.45	9.12%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	48,253	100.00%	941,251,784	100.00%	192,608,996	100.00%	8,864	691	22.45	9.12%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	48,253	100.00%	941,251,784	100.00%	192,608,996	100.00%	8,864	691	22.45	9.12%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	-	-	-	-	-	-	-	-	-	-
2.50 - 4.99%	10,908	22.61%	213,587,541	22.69%	34,619,668	17.97%	7,217	798	19.38	4.43%
5.00 - 7.49%	10,198	21.13%	195,485,414	20.77%	36,585,568	18.99%	7,760	742	20.53	6.67%
7.50 - 9.99%	12,246	25.38%	237,796,068	25.26%	52,375,927	27.19%	8,795	681	22.97	8.99%
10.00 - 12.49%	6,987	14.48%	147,154,277	15.63%	35,254,807	18.30%	10,565	640	25.15	11.18%
12.50 - 14.99%	5,794	12.01%	107,648,427	11.44%	24,629,319	12.79%	9,981	593	24.03	13.98%
15.00 - 17.49%	2,120	4.39%	39,580,056	4.21%	9,143,707	4.75%	10,354	603	24.22	16.43%
17.50 - 19.99%	-	-	-	-	-	-	-	-	-	-
20.00 - 22.49%	-	-	-	-	-	-	-	-	-	-
22.50 - 24.99%	-	-	-	-	-	-	-	-	-	-
25.00 - 27.49%	-	-	-	-	-	-	-	-	-	-
27.50 - 29.99%	-	-	-	-	-	-	-	-	-	-
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	48,253	100.00%	941,251,784	100.00%	192,608,996	100.00%	8,864	691	22.45	9.12%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	9	0.02%	184,279	0.02%	11,426	0.01%	6,923	494	22.30	11.24%
500 - 549	863	1.79%	16,332,994	1.74%	3,697,150	1.92%	10,544	535	24.78	12.85%
550 - 599	4,169	8.64%	80,336,567	8.54%	18,767,331	9.74%	10,189	579	24.32	12.77%
600 - 649	9,035	18.72%	176,029,055	18.70%	40,238,088	20.89%	9,854	625	23.83	11.74%
650 - 699	10,352	21.45%	201,482,732	21.41%	43,741,800	22.71%	9,001	674	23.03	9.80%
700 - 749	8,603	17.83%	165,834,558	17.62%	33,246,425	17.26%	8,421	723	22.09	7.96%
750 - 799	7,368	15.27%	144,847,145	15.39%	27,080,281	14.06%	7,906	773	21.06	6.13%
800+	7,292	15.11%	149,487,445	15.88%	24,820,504	12.89%	7,610	833	19.80	4.99%
NA	562	1.16%	6,717,009	0.71%	1,005,991	0.52%	3,869	0	14.37	13.81%
Total:	48,253	100.00%	941,251,784	100.00%	192,608,996	100.00%	8,864	691	22.45	9.12%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	-	-	-	-	-	-	-	-	-	-
25 - 36	186	0.39%	2,308,485	0.25%	303	0.00%	303	0	0.00	12.95%
37 - 48	870	1.80%	11,504,395	1.22%	184,734	0.10%	1,052	708	2.61	7.17%
49 - 60	10,272	21.29%	185,225,242	19.68%	26,301,732	13.66%	5,586	712	14.02	7.23%
61 - 72	27,330	56.64%	533,357,882	56.66%	112,137,252	58.22%	8,743	691	22.39	9.16%
73+	9,595	19.88%	208,855,780	22.19%	53,984,974	28.03%	10,740	682	26.77	9.96%
Total:	48,253	100.00%	941,251,784	100.00%	192,608,996	100.00%	8,864	691	22.45	9.12%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	20,233	41.93%	395,032,779	41.97%	543	0.00%	275	288	0.00	10.30%
1 - 12	1,127	2.34%	18,684,208	1.99%	2,801,300	1.45%	4,407	707	9.93	7.33%
13 - 24	15,165	31.43%	276,253,879	29.35%	80,020,147	41.55%	6,429	703	16.99	8.00%
25 - 36	11,715	24.28%	250,975,958	26.66%	109,649,209	56.93%	10,751	682	26.73	9.99%
37 - 48	9	0.02%	218,257	0.02%	89,242	0.05%	11,991	668	40.87	4.97%
49 - 60	4	0.01%	86,703	0.01%	48,555	0.03%	13,328	577	54.35	5.67%
61 - 72	-	-	-	-	-	-	-	-	-	-
73+	-	-	-	-	-	-	-	-	-	-
Total:	48,253	100.00%	941,251,784	100.00%	192,608,996	100.00%	8,864	691	22.45	9.12%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	41,694	86.41%	808,575,710	85.90%	155,689,251	80.83%	8,330	705	22.02	8.53%
1 - 15	2,130	4.41%	43,110,402	4.58%	18,193,849	9.45%	10,418	647	23.85	11.05%
16 - 30	784	1.62%	16,314,663	1.73%	7,234,700	3.76%	11,136	627	24.58	11.60%
31 - 60	691	1.43%	14,071,535	1.49%	6,718,229	3.49%	11,742	621	24.74	12.43%
61 - 90	388	0.80%	8,144,603	0.87%	4,060,960	2.11%	12,929	617	25.03	12.72%
91 - 120	95	0.20%	1,883,987	0.20%	686,464	0.36%	12,048	626	23.88	12.26%
121+	2,471	5.12%	49,150,884	5.22%	25,543	0.01%	25,543	634	29.00	9.45%
Total:	48,253	100.00%	941,251,784	100.00%	192,608,996	100.00%	8,864	691	22.45	9.12%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	48,253	100.00%	941,251,784	100.00%	192,608,996	100.00%	8,864	691	22.45	9.12%
Stated, verified to Level 3²	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	48,253	100.00%	941,251,784	100.00%	192,608,996	100.00%	8,864	691	22.45	9.12%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	48,015	99.51%	938,364,417	99.69%	192,186,513	99.78%	8,875	693	22.47	9.11%
Stated, verified but not Level 4 or 5	238	0.49%	2,887,367	0.31%	422,482	0.22%	3,781	36	14.08	13.77%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	48,253	100.00%	941,251,784	100.00%	192,608,996	100.00%	8,864	691	22.45	9.12%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	18,254	37.83%	329,836,226	35.04%	60,420,233	31.37%	7,573	724	21.09	7.31%
5.00 - 9.99%	18,339	38.01%	367,804,044	39.08%	77,581,121	40.28%	9,024	688	22.76	9.31%
10.00 - 14.99%	7,569	15.69%	154,856,778	16.45%	35,181,975	18.27%	9,792	662	23.51	10.59%
15.00 - 19.99%	2,527	5.24%	54,215,995	5.76%	12,080,966	6.27%	10,438	658	23.58	11.38%
20.00 - 24.99%	965	2.00%	20,779,616	2.21%	4,472,431	2.32%	10,663	647	23.95	11.76%
25.00 - 29.99%	371	0.77%	8,364,533	0.89%	1,770,316	0.92%	10,431	656	22.30	10.84%
30.00 - 39.99%	188	0.39%	4,213,753	0.45%	910,434	0.47%	11,619	670	23.52	10.20%
40.00 - 49.99%	28	0.06%	769,869	0.08%	138,857	0.07%	13,005	690	24.47	9.83%
50.00 - 59.99%	6	0.01%	169,742	0.02%	39,852	0.02%	10,065	761	21.92	7.48%
60.00 - 69.99%	3	0.01%	144,528	0.02%	12,810	0.01%	12,810	729	13.00	6.95%
70.00 - 79.99%	3	0.01%	96,701	0.01%	0	0.00%	0	0	0.00	0.00%
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	48,253	100.00%	941,251,784	100.00%	192,608,996	100.00%	8,864	691	22.45	9.12%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	87	0.18%	398,505	0.04%	40,947	0.02%	1,709	733	16.67	5.39%
25.00 - 49.99%	1,047	2.17%	9,729,907	1.03%	1,211,342	0.63%	3,195	732	17.38	5.41%
50.00 - 74.99%	4,472	9.27%	65,636,148	6.97%	9,789,523	5.08%	5,258	741	18.77	5.76%
75.00 - 99.99%	14,537	30.13%	280,363,729	29.79%	53,084,487	27.56%	7,748	715	20.92	7.32%
100.00 - 109.99%	11,593	24.03%	242,181,723	25.73%	52,569,770	27.29%	9,414	688	22.81	9.31%
110.00 - 119.99%	10,075	20.88%	214,664,669	22.81%	48,189,437	25.02%	9,964	673	23.78	10.48%
120.00 - 129.99%	4,964	10.29%	97,846,646	10.40%	21,490,915	11.16%	9,503	662	23.94	11.23%
130.00 - 139.99%	1,161	2.41%	23,609,374	2.51%	4,875,515	2.53%	9,769	673	23.78	11.06%
140.00%+	317	0.66%	6,821,085	0.72%	1,357,059	0.70%	10,107	683	24.29	10.97%
Total:	48,253	100.00%	941,251,784	100.00%	192,608,996	100.00%	8,864	691	22.45	9.12%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	790	1.64%	15,651,577	1.66%	3,304,983	1.72%	9,130	682	22.90	9.63%
Alaska	13	0.03%	236,926	0.03%	36,694	0.02%	5,932	640	20.93	10.32%
Arizona	684	1.42%	12,862,748	1.37%	2,555,679	1.33%	8,557	688	22.43	9.28%
Arkansas	72	0.15%	1,470,056	0.16%	350,586	0.18%	10,957	663	23.49	10.42%
California	8,189	16.97%	158,809,830	16.87%	31,398,823	16.30%	8,676	691	21.82	8.99%
Colorado	1,170	2.42%	23,015,522	2.45%	3,990,925	2.07%	8,060	721	20.87	8.00%
Connecticut	440	0.91%	8,597,141	0.91%	1,960,950	1.02%	8,588	696	22.81	9.07%
Delaware	268	0.56%	5,256,741	0.56%	1,083,551	0.56%	8,421	695	22.74	9.17%
Florida	4,245	8.80%	84,929,567	9.02%	17,338,634	9.00%	9,519	676	23.58	9.63%
Georgia	3,416	7.08%	67,042,949	7.12%	14,385,447	7.47%	9,631	679	23.15	9.76%
Hawaii	17	0.04%	351,744	0.04%	32,599	0.02%	6,661	637	20.76	12.12%
Idaho	133	0.28%	2,388,702	0.25%	420,193	0.22%	8,352	717	22.25	7.93%
Illinois	2,294	4.75%	44,220,009	4.70%	10,096,715	5.24%	8,486	703	22.24	8.40%
Indiana	709	1.47%	13,748,441	1.46%	2,768,503	1.44%	8,485	707	22.01	8.60%
Iowa	164	0.34%	3,114,585	0.33%	588,607	0.31%	8,542	702	22.62	8.61%
Kansas	419	0.87%	8,490,433	0.90%	1,790,973	0.93%	8,953	716	22.18	8.12%
Kentucky	531	1.10%	10,201,146	1.08%	2,119,913	1.10%	8,375	709	22.37	8.56%
Louisiana	428	0.89%	9,047,788	0.96%	1,963,857	1.02%	9,945	669	23.59	10.16%
Maine	92	0.19%	1,787,939	0.19%	382,986	0.20%	8,937	721	21.94	8.05%
Maryland	2,527	5.24%	49,059,643	5.21%	10,481,516	5.44%	8,660	700	22.18	8.73%
Massachusetts	448	0.93%	8,110,719	0.86%	1,658,277	0.86%	7,287	712	20.70	7.98%
Michigan	113	0.23%	2,229,710	0.24%	489,981	0.25%	9,013	694	22.22	9.34%
Minnesota	238	0.49%	4,387,189	0.47%	894,030	0.46%	8,571	675	22.29	9.65%
Mississippi	467	0.97%	9,431,798	1.00%	2,110,538	1.10%	9,544	683	22.87	10.23%
Missouri	506	1.05%	9,460,207	1.01%	1,760,175	0.91%	7,794	693	21.70	8.96%
Montana	21	0.04%	419,937	0.04%	98,919	0.05%	8,578	690	20.00	8.07%
Nebraska	174	0.36%	3,257,468	0.35%	621,900	0.32%	7,673	715	20.40	7.96%
Nevada	1,246	2.58%	25,337,367	2.69%	5,082,777	2.64%	9,456	691	22.83	9.23%
New Hampshire	73	0.15%	1,460,936	0.16%	213,941	0.11%	8,572	716	21.97	8.23%
New Jersey	429	0.89%	8,240,953	0.88%	1,800,199	0.93%	8,327	715	23.02	8.45%
New Mexico	315	0.65%	5,952,278	0.63%	1,148,151	0.60%	8,162	698	22.25	8.50%
New York	111	0.23%	2,020,515	0.21%	349,704	0.18%	7,763	691	21.71	9.19%
North Carolina	2,822	5.85%	53,448,033	5.68%	11,090,759	5.76%	8,815	687	22.82	9.44%
North Dakota	13	0.03%	283,429	0.03%	29,996	0.02%	6,368	733	18.22	9.30%
Ohio	896	1.86%	16,861,448	1.79%	3,744,731	1.94%	8,779	689	22.74	9.22%
Oklahoma	279	0.58%	5,290,587	0.56%	790,845	0.41%	7,958	667	21.68	9.42%
Oregon	314	0.65%	5,217,354	0.55%	884,574	0.46%	6,775	697	21.20	8.44%
Pennsylvania	643	1.33%	12,216,307	1.30%	2,504,291	1.30%	7,946	707	21.93	8.29%
Rhode Island	139	0.29%	2,564,426	0.27%	455,119	0.24%	7,337	707	21.59	8.17%
South Carolina	1,413	2.93%	26,485,644	2.81%	5,430,217	2.82%	8,432	695	22.78	9.08%
South Dakota	10	0.02%	195,403	0.02%	18,823	0.01%	7,488	712	19.55	8.08%
Tennessee	1,990	4.12%	39,981,245	4.25%	7,980,562	4.14%	8,933	700	22.39	8.89%
Texas	5,121	10.61%	102,956,282	10.94%	21,661,979	11.25%	9,373	680	22.83	9.69%
Utah	190	0.39%	3,634,978	0.39%	677,222	0.35%	8,206	718	21.94	7.88%
Vermont	7	0.01%	134,451	0.01%	15,066	0.01%	6,259	719	15.81	6.15%
Virginia	2,624	5.44%	51,198,464	5.44%	10,123,533	5.26%	8,553	703	22.01	8.60%
Washington	660	1.37%	12,600,040	1.34%	2,353,105	1.22%	7,922	687	21.10	8.89%
West Virginia	74	0.15%	1,283,485	0.14%	272,820	0.14%	7,548	702	22.45	9.03%
Wisconsin	180	0.37%	3,520,247	0.37%	637,248	0.33%	8,239	709	21.18	8.43%
Wyoming	22	0.05%	511,508	0.05%	119,285	0.06%	9,201	716	20.02	7.95%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	1	0.00%	16,677	0.00%	2,706	0.00%	2,706	781	9.00	4.45%
Armed Forces EMEA	5	0.01%	108,134	0.01%	22,417	0.01%	7,505	665	19.15	9.57%
Armed Forces Pacific	1	0.00%	28,293	0.00%	13,163	0.01%	13,163	608	27.00	9.45%
District of Columbia	102	0.21%	2,022,454	0.21%	483,265	0.25%	9,662	681	22.61	9.60%
Guam	1	0.00%	24,719	0.00%	10,588	0.01%	10,588	665	26.00	9.45%
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	4	0.01%	75,613	0.01%	5,956	0.00%	5,956	639	28.00	14.95%
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	48,253	100.00%	941,251,784	100.00%	192,608,996	100.00%	8,864	691	22.45	9.12%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	120	0.25%	2,804,567	0.30%	473,224	0.25%	8,564	742	18.98	6.13%
Used	48,133	99.75%	938,447,217	99.70%	192,135,771	99.75%	8,865	691	22.46	9.13%
NA	-	-	-	-	-	-	-	-	-	-
Total:	48,253	100.00%	941,251,784	100.00%	192,608,996	100.00%	8,864	691	22.45	9.12%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	24,112	49.97%	411,253,709	43.69%	84,440,296	43.84%	7,901	676	22.69	9.77%
Truck	3,577	7.41%	92,141,724	9.79%	18,778,339	9.75%	10,986	708	22.29	8.67%
SUV	18,960	39.29%	405,851,464	43.12%	82,913,620	43.05%	9,402	702	22.31	8.62%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	1,604	3.32%	32,004,887	3.40%	6,476,741	3.36%	8,386	708	21.79	8.39%
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	48,253	100.00%	941,251,784	100.00%	192,608,996	100.00%	8,864	691	22.45	9.12%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	5,715	11.84%	111,542,369	11.85%	22,309,329	11.58%	8,710	697	22.19	8.86%
Ford: Lincoln	359	0.74%	7,840,189	0.83%	1,577,143	0.82%	9,466	697	22.23	8.62%
Ford: Mercury	25	0.05%	286,834	0.03%	45,302	0.02%	4,328	673	17.98	11.05%
GMC	1,205	2.50%	29,509,205	3.14%	5,973,326	3.10%	10,978	699	22.84	8.81%
GMC: Buick	763	1.58%	14,769,322	1.57%	3,416,735	1.77%	8,785	691	23.12	9.35%
GMC: Cadillac	669	1.39%	17,806,752	1.89%	3,482,961	1.81%	12,145	692	23.05	9.33%
GMC: Chevrolet	4,312	8.94%	87,995,237	9.35%	18,915,740	9.82%	9,595	683	23.03	9.53%
GMC: Hummer	2	0.00%	61,616	0.01%	10,236	0.01%	10,236	613	16.00	10.95%
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	9	0.02%	122,418	0.01%	25,561	0.01%	5,474	714	17.42	10.56%
GMC: Saturn	18	0.04%	210,529	0.02%	28,518	0.01%	3,758	683	17.46	9.52%
Tesla	1	0.00%	60,129	0.01%	12,001	0.01%	12,001	717	11.00	3.95%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	1,139	2.36%	27,757,029	2.95%	5,090,771	2.64%	11,067	689	22.73	9.33%
BMW: Mini	337	0.70%	5,456,197	0.58%	956,364	0.50%	6,679	697	21.07	8.98%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	1,027	2.13%	27,429,538	2.91%	5,293,604	2.75%	11,838	682	23.23	9.54%
Daimler: Smart	60	0.12%	591,581	0.06%	84,344	0.04%	3,284	686	18.41	9.92%
Fiat	239	0.50%	3,363,073	0.36%	551,517	0.29%	5,342	688	20.44	8.81%
Fiat: Alfa Romeo	-	-	-	-	-	-	-	-	-	-
Fiat: Chrysler	778	1.61%	15,180,017	1.61%	3,136,254	1.63%	8,742	681	22.85	9.35%
Fiat: Dodge	2,259	4.68%	51,147,107	5.43%	11,371,112	5.90%	10,539	683	23.58	9.70%
Fiat: Jeep	2,597	5.38%	54,401,537	5.78%	11,002,860	5.71%	8,934	700	22.38	8.61%
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	203	0.42%	4,326,929	0.46%	784,559	0.41%	8,800	722	20.80	7.93%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	1,129	2.34%	17,824,064	1.89%	3,534,106	1.83%	6,855	686	22.27	9.51%
Volkswagen: Audi	497	1.03%	12,894,699	1.37%	2,312,560	1.20%	11,189	702	22.54	8.45%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	94	0.19%	3,679,198	0.39%	590,980	0.31%	14,662	737	20.59	6.85%
Honda	3,308	6.86%	56,387,005	5.99%	11,258,394	5.85%	7,290	693	21.63	9.06%
Honda: Acura	772	1.60%	15,947,752	1.69%	3,161,734	1.64%	8,851	699	21.72	8.90%
Hyundai	2,939	6.09%	45,163,473	4.80%	9,688,986	5.03%	6,806	677	22.56	9.48%
Hyundai: Kia	1,755	3.64%	27,812,566	2.95%	5,766,273	2.99%	6,918	678	22.40	9.57%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	930	1.93%	14,783,699	1.57%	3,030,822	1.57%	6,686	687	21.68	9.01%
Mitsubishi	366	0.76%	5,374,165	0.57%	1,106,588	0.57%	6,638	666	23.21	10.08%
Nissan	6,259	12.97%	108,851,418	11.56%	24,145,737	12.54%	7,875	683	23.06	9.46%
Nissan: Infiniti	1,137	2.36%	27,516,695	2.92%	5,370,448	2.79%	10,528	693	22.61	9.16%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	800	1.66%	14,758,061	1.57%	2,826,304	1.47%	7,339	721	21.07	7.94%
Suzuki	-	-	-	-	-	-	-	-	-	-
Tata: Jaguar	125	0.26%	3,783,773	0.40%	742,594	0.39%	14,086	676	23.57	9.59%
Tata: Land Rover	253	0.52%	8,903,417	0.95%	1,682,554	0.87%	15,041	702	22.58	8.05%
Toyota	4,620	9.57%	83,591,461	8.88%	16,772,269	8.71%	7,736	703	21.40	8.69%
Toyota: Lexus	1,346	2.79%	31,226,705	3.32%	5,981,629	3.11%	9,741	711	21.47	8.20%
Toyota: Scion	206	0.43%	2,896,027	0.31%	568,781	0.30%	6,139	680	22.52	9.91%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	48,253	100.00%	941,251,784	100.00%	192,608,996	100.00%	8,864	691	22.45	9.12%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

Actions

Deal Documents

Download Datatape (CSV)

View EDGAR Filing

Quick Navigation

COMPANY

FINSIGHT.COM