StratMaker (139582)

CarMax Auto Owner Trust 2022-1

StratMaker Datatape Summary

Beginning Period

Nov 1, 2022

As % of Reporting Period ELA:

Ending Period

Nov 30, 2022

New % / Used %

0.01% / 99.99%

Total Original # of Loans

86,269

WA Loan to Value (LTV)

77.57%

Total Original Loan Amount (OLA)

$ 2,001,967,848

WA Payment to Income (PTI)

9.15%

Weighted Average (WA) OLA

$ 26,865

WA FICO (non-zero)

706

Rep. Period Beginning Loan Amount

$ 1,093,677,040

WA Remaining Term (RT)

52.38

Rep. Period Ending Loan Amount (ELA)

$ 1,057,098,496

WA Original APR

8.18%

Beginning Period

Nov 1, 2022

Ending Period

Nov 30, 2022

Total Original # of Loans

86,269

Total Original Loan Amount (OLA)

$ 2,001,967,848

Weighted Average (WA) OLA

$ 26,865

Rep. Period Beginning Loan Amount

$ 1,093,677,040

Rep. Period Ending Loan Amount (ELA)

$ 1,057,098,496

As % of Reporting Period ELA:

New % / Used %

0.01% / 99.99%

WA Loan to Value (LTV)

77.57%

WA Payment to Income (PTI)

9.15%

WA FICO (non-zero)

706

WA Remaining Term (RT)

52.38

WA Original APR

8.18%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	229	0.27%	870,523	0.04%	340,250	0.03%	2,868	704	40.44	4.37%
$5,000 - $9,999	2,788	3.23%	22,823,650	1.14%	9,027,610	0.85%	6,222	703	44.24	5.34%
$10,000 - $14,999	11,893	13.79%	154,035,678	7.69%	57,596,196	5.45%	10,033	689	46.61	7.37%
$15,000 - $19,999	21,269	24.65%	373,769,243	18.67%	170,468,609	16.13%	14,094	690	49.58	8.42%
$20,000 - $24,999	19,208	22.27%	429,601,026	21.46%	228,309,452	21.60%	18,295	702	52.29	8.55%
$25,000 - $29,999	13,385	15.52%	365,862,555	18.28%	206,518,427	19.54%	22,544	702	53.31	8.53%
$30,000 - $39,999	12,572	14.57%	427,270,740	21.34%	249,693,236	23.62%	28,276	709	54.09	8.03%
$40,000 - $49,999	3,838	4.45%	168,982,784	8.44%	98,808,823	9.35%	36,669	710	54.83	7.78%
$50,000 - $59,999	966	1.12%	51,252,045	2.56%	31,935,546	3.02%	44,012	714	54.33	7.20%
$60,000 - $69,999	121	0.14%	7,499,604	0.37%	4,400,347	0.42%	48,006	775	49.39	4.40%
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	86,269	100.00%	2,001,967,848	100.00%	1,057,098,496	100.00%	22,865	702	52.38	8.18%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	34,488	39.98%	727,297,547	36.33%	20,677,145	1.96%	2,890	691	12.13	8.26%
$5,000 - $9,999	4,356	5.05%	61,364,509	3.07%	33,972,153	3.21%	8,080	709	41.83	6.27%
$10,000 - $14,999	10,305	11.95%	167,978,077	8.39%	131,954,541	12.48%	12,957	698	49.31	7.50%
$15,000 - $19,999	14,185	16.44%	301,753,309	15.07%	247,717,033	23.43%	17,581	704	52.61	8.29%
$20,000 - $24,999	10,655	12.35%	285,676,501	14.27%	237,914,232	22.51%	22,420	702	54.09	8.51%
$25,000 - $29,999	6,452	7.48%	209,361,400	10.46%	175,862,927	16.64%	27,331	699	54.96	8.66%
$30,000 - $39,999	4,655	5.40%	187,554,097	9.37%	157,642,767	14.91%	34,086	706	55.62	8.06%
$40,000 - $49,999	1,141	1.32%	59,021,738	2.95%	49,725,087	4.70%	43,728	704	55.58	7.83%
$50,000 - $59,999	32	0.04%	1,960,668	0.10%	1,632,610	0.15%	51,028	753	57.54	5.79%
$60,000 - $69,999	-	-	-	-	-	-	-	-	-	-
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	86,269	100.00%	2,001,967,848	100.00%	1,057,098,496	100.00%	22,865	702	52.38	8.18%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	86,269	100.00%	2,001,967,848	100.00%	1,057,098,496	100.00%	22,865	702	52.38	8.18%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	86,269	100.00%	2,001,967,848	100.00%	1,057,098,496	100.00%	22,865	702	52.38	8.18%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	450	0.52%	9,797,199	0.49%	5,343,829	0.51%	21,237	797	47.64	2.22%
2.50 - 4.99%	25,227	29.24%	560,515,423	28.00%	286,220,281	27.08%	21,839	795	49.98	3.55%
5.00 - 7.49%	17,828	20.67%	405,529,615	20.26%	195,873,806	18.53%	22,475	732	51.48	6.50%
7.50 - 9.99%	20,132	23.34%	485,799,631	24.27%	248,735,573	23.53%	23,655	681	53.32	9.10%
10.00 - 12.49%	11,186	12.97%	290,508,054	14.51%	170,186,349	16.10%	25,729	639	55.82	11.19%
12.50 - 14.99%	9,885	11.46%	214,802,541	10.73%	127,454,858	12.06%	20,786	588	52.73	14.02%
15.00 - 17.49%	1,561	1.81%	35,015,384	1.75%	23,283,799	2.20%	21,152	607	53.34	16.61%
17.50 - 19.99%	-	-	-	-	-	-	-	-	-	-
20.00 - 22.49%	-	-	-	-	-	-	-	-	-	-
22.50 - 24.99%	-	-	-	-	-	-	-	-	-	-
25.00 - 27.49%	-	-	-	-	-	-	-	-	-	-
27.50 - 29.99%	-	-	-	-	-	-	-	-	-	-
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	86,269	100.00%	2,001,967,848	100.00%	1,057,098,496	100.00%	22,865	702	52.38	8.18%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	13	0.02%	297,628	0.01%	210,176	0.02%	23,657	492	54.95	12.80%
500 - 549	1,173	1.36%	26,324,982	1.31%	14,776,357	1.40%	23,367	538	53.46	12.80%
550 - 599	6,587	7.64%	152,543,428	7.62%	88,120,296	8.34%	23,324	579	53.60	12.73%
600 - 649	14,811	17.17%	348,142,027	17.39%	186,629,195	17.65%	23,579	626	53.37	11.50%
650 - 699	18,406	21.34%	431,564,440	21.56%	222,337,129	21.03%	23,182	674	53.34	9.48%
700 - 749	16,827	19.51%	387,000,678	19.33%	201,407,883	19.05%	22,477	724	52.46	7.29%
750 - 799	14,101	16.35%	325,952,306	16.28%	171,608,924	16.23%	22,404	774	51.39	5.09%
800+	13,544	15.70%	318,969,831	15.93%	165,857,580	15.69%	22,671	831	50.33	3.89%
NA	807	0.94%	11,172,529	0.56%	6,150,955	0.58%	12,800	0	47.68	14.30%
Total:	86,269	100.00%	2,001,967,848	100.00%	1,057,098,496	100.00%	22,865	702	52.38	8.18%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	22	0.03%	197,970	0.01%	39,628	0.00%	4,726	777	10.43	4.06%
25 - 36	342	0.40%	4,970,536	0.25%	2,236,968	0.21%	12,588	741	22.17	4.83%
37 - 48	1,115	1.29%	17,178,823	0.86%	9,003,269	0.85%	13,564	720	32.27	5.70%
49 - 60	17,166	19.90%	361,668,758	18.07%	182,360,317	17.25%	20,335	726	45.90	6.36%
61 - 72	49,732	57.65%	1,157,006,711	57.79%	614,338,800	58.12%	22,889	701	52.91	8.30%
73+	17,892	20.74%	460,945,050	23.02%	249,119,513	23.57%	25,091	687	56.81	9.33%
Total:	86,269	100.00%	2,001,967,848	100.00%	1,057,098,496	100.00%	22,865	702	52.38	8.18%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	25,360	29.40%	555,211,238	27.73%	80,957	0.01%	1,233	626	0.00	11.23%
1 - 12	8,676	10.06%	176,106,135	8.80%	20,906,139	1.98%	3,360	680	7.57	9.02%
13 - 24	558	0.65%	9,098,432	0.45%	4,568,181	0.43%	11,606	721	21.28	5.66%
25 - 36	1,274	1.48%	20,794,504	1.04%	14,378,301	1.36%	14,344	724	34.34	6.00%
37 - 48	18,669	21.64%	414,870,433	20.72%	322,029,138	30.46%	20,572	724	46.46	6.42%
49 - 60	31,065	36.01%	806,738,734	40.30%	678,475,334	64.18%	24,692	693	56.96	9.00%
61 - 72	667	0.77%	19,148,372	0.96%	16,660,446	1.58%	27,811	660	61.05	10.25%
73+	-	-	-	-	-	-	-	-	-	-
Total:	86,269	100.00%	2,001,967,848	100.00%	1,057,098,496	100.00%	22,865	702	52.38	8.18%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	76,896	89.14%	1,767,519,228	88.29%	890,704,674	84.26%	22,496	715	52.16	7.56%
1 - 15	4,612	5.35%	114,959,355	5.74%	85,099,734	8.05%	24,488	648	53.26	10.75%
16 - 30	1,567	1.82%	39,459,317	1.97%	29,682,960	2.81%	24,893	631	53.50	11.71%
31 - 60	1,546	1.79%	38,619,043	1.93%	30,698,691	2.90%	25,035	614	54.04	12.54%
61 - 90	815	0.94%	20,582,967	1.03%	16,065,835	1.52%	25,537	609	54.24	12.70%
91 - 120	296	0.34%	7,618,595	0.38%	4,846,602	0.46%	27,204	618	54.03	12.48%
121+	537	0.62%	13,209,343	0.66%	0	0.00%	0	0	0.00	0.00%
Total:	86,269	100.00%	2,001,967,848	100.00%	1,057,098,496	100.00%	22,865	702	52.38	8.18%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	86,269	100.00%	2,001,967,848	100.00%	1,057,098,496	100.00%	22,865	702	52.38	8.18%
Stated, verified to Level 3²	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	86,269	100.00%	2,001,967,848	100.00%	1,057,098,496	100.00%	22,865	702	52.38	8.18%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	85,766	99.42%	1,991,939,369	99.50%	1,050,696,024	99.39%	22,867	704	52.39	8.15%
Stated, verified but not Level 4 or 5	503	0.58%	10,028,479	0.50%	6,402,472	0.61%	22,556	436	51.25	12.00%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	86,269	100.00%	2,001,967,848	100.00%	1,057,098,496	100.00%	22,865	702	52.38	8.18%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	27,765	32.18%	568,827,284	28.41%	278,691,336	26.36%	20,399	743	50.63	5.81%
5.00 - 9.99%	32,852	38.08%	781,397,812	39.03%	413,698,770	39.14%	23,159	702	52.54	8.09%
10.00 - 14.99%	15,518	17.99%	384,415,705	19.20%	211,162,017	19.98%	23,867	676	53.34	9.76%
15.00 - 19.99%	6,194	7.18%	159,402,044	7.96%	91,651,398	8.67%	24,546	665	53.73	10.47%
20.00 - 24.99%	2,472	2.87%	67,114,245	3.35%	38,607,824	3.65%	25,968	658	54.35	11.03%
25.00 - 29.99%	909	1.05%	24,771,701	1.24%	14,448,670	1.37%	26,015	659	53.36	10.69%
30.00 - 39.99%	430	0.50%	11,946,883	0.60%	6,639,614	0.63%	26,469	679	52.73	9.27%
40.00 - 49.99%	76	0.09%	2,232,199	0.11%	1,104,635	0.10%	26,097	718	50.56	8.24%
50.00 - 59.99%	36	0.04%	1,218,695	0.06%	776,166	0.07%	28,457	709	53.02	8.09%
60.00 - 69.99%	14	0.02%	513,802	0.03%	283,046	0.03%	33,339	744	56.28	8.61%
70.00 - 79.99%	2	0.00%	91,730	0.00%	4,562	0.00%	4,562	836	6.00	5.45%
80.00 - 89.99%	1	0.00%	35,747	0.00%	30,459	0.00%	30,459	665	58.00	8.95%
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	86,269	100.00%	2,001,967,848	100.00%	1,057,098,496	100.00%	22,865	702	52.38	8.18%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	431	0.50%	2,618,956	0.13%	1,181,374	0.11%	6,051	730	45.30	3.79%
25.00 - 49.99%	3,520	4.08%	43,280,937	2.16%	23,254,862	2.20%	11,296	750	46.92	3.99%
50.00 - 74.99%	11,661	13.52%	221,503,865	11.06%	125,352,431	11.86%	17,880	745	50.02	4.87%
75.00 - 99.99%	31,011	35.95%	747,385,745	37.33%	415,950,568	39.35%	23,180	714	52.52	7.27%
100.00 - 109.99%	20,671	23.96%	531,557,132	26.55%	285,407,999	27.00%	25,077	684	53.67	9.50%
110.00 - 119.99%	13,572	15.73%	335,756,636	16.77%	161,474,890	15.28%	24,050	673	52.92	10.55%
120.00 - 129.99%	4,367	5.06%	96,091,192	4.80%	36,711,112	3.47%	21,891	672	50.79	11.14%
130.00 - 139.99%	822	0.95%	18,953,388	0.95%	6,639,250	0.63%	22,912	669	49.97	11.27%
140.00%+	214	0.25%	4,819,996	0.24%	1,126,010	0.11%	18,927	696	45.93	10.68%
Total:	86,269	100.00%	2,001,967,848	100.00%	1,057,098,496	100.00%	22,865	702	52.38	8.18%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	1,412	1.64%	33,748,910	1.69%	18,245,755	1.73%	23,633	684	53.33	9.27%
Alaska	23	0.03%	512,795	0.03%	320,928	0.03%	23,976	728	50.21	6.24%
Arizona	1,259	1.46%	28,711,469	1.43%	13,967,815	1.32%	22,647	712	52.46	7.69%
Arkansas	127	0.15%	2,989,357	0.15%	1,636,414	0.15%	23,010	684	51.55	8.79%
California	15,860	18.38%	373,691,377	18.67%	196,826,593	18.62%	23,364	709	51.78	7.72%
Colorado	1,954	2.27%	45,141,823	2.25%	22,560,339	2.13%	22,654	722	51.34	7.29%
Connecticut	772	0.89%	17,412,440	0.87%	8,979,124	0.85%	22,395	704	51.82	7.87%
Delaware	342	0.40%	7,176,485	0.36%	3,088,386	0.29%	19,025	708	49.71	8.11%
Florida	7,306	8.47%	172,466,170	8.61%	90,117,829	8.53%	23,325	687	53.37	8.80%
Georgia	5,728	6.64%	134,811,112	6.73%	73,539,162	6.96%	23,177	686	53.01	9.16%
Hawaii	25	0.03%	509,755	0.03%	140,539	0.01%	17,006	741	47.80	5.87%
Idaho	248	0.29%	5,772,753	0.29%	3,052,302	0.29%	22,773	701	51.84	7.95%
Illinois	4,256	4.93%	94,033,921	4.70%	46,134,389	4.36%	21,668	718	51.68	7.68%
Indiana	1,318	1.53%	30,014,048	1.50%	15,832,576	1.50%	22,422	714	52.58	7.76%
Iowa	292	0.34%	6,679,022	0.33%	3,452,582	0.33%	22,229	705	51.76	7.98%
Kansas	714	0.83%	16,034,228	0.80%	7,646,076	0.72%	21,468	720	50.57	7.56%
Kentucky	894	1.04%	19,994,085	1.00%	10,760,525	1.02%	21,585	716	52.21	7.57%
Louisiana	1,287	1.49%	32,168,336	1.61%	21,142,949	2.00%	24,488	671	54.36	9.65%
Maine	176	0.20%	4,288,584	0.21%	2,696,715	0.26%	23,644	717	52.17	7.07%
Maryland	3,901	4.52%	88,264,324	4.41%	45,141,442	4.27%	22,342	704	51.79	8.09%
Massachusetts	908	1.05%	19,351,888	0.97%	9,466,409	0.90%	20,404	733	51.83	6.80%
Michigan	82	0.10%	1,681,544	0.08%	508,131	0.05%	18,385	719	48.83	7.70%
Minnesota	304	0.35%	6,641,722	0.33%	3,313,725	0.31%	21,636	690	51.41	8.68%
Mississippi	888	1.03%	21,711,073	1.08%	12,062,479	1.14%	23,991	679	52.69	9.77%
Missouri	616	0.71%	13,303,281	0.66%	5,892,468	0.56%	21,622	714	51.12	7.83%
Montana	29	0.03%	659,332	0.03%	311,070	0.03%	22,351	722	50.88	6.49%
Nebraska	297	0.34%	6,779,083	0.34%	3,544,024	0.34%	22,048	731	51.59	6.89%
Nevada	2,244	2.60%	52,972,579	2.65%	28,457,944	2.69%	23,018	708	52.37	7.89%
New Hampshire	84	0.10%	2,051,773	0.10%	1,164,756	0.11%	23,505	705	53.43	7.62%
New Jersey	665	0.77%	14,260,242	0.71%	7,397,902	0.70%	20,619	711	52.52	7.41%
New Mexico	623	0.72%	14,123,876	0.71%	7,258,365	0.69%	22,234	710	51.95	8.04%
New York	76	0.09%	1,721,241	0.09%	1,060,543	0.10%	21,809	688	51.08	8.47%
North Carolina	4,943	5.73%	112,595,822	5.62%	58,699,526	5.55%	22,388	699	52.76	8.43%
North Dakota	9	0.01%	275,084	0.01%	199,874	0.02%	32,632	677	58.65	8.49%
Ohio	1,467	1.70%	33,212,104	1.66%	16,590,655	1.57%	22,290	709	52.18	8.04%
Oklahoma	597	0.69%	13,478,728	0.67%	7,419,622	0.70%	21,690	700	51.70	8.08%
Oregon	816	0.95%	16,997,411	0.85%	9,572,556	0.91%	19,983	717	51.07	7.33%
Pennsylvania	1,281	1.48%	28,786,971	1.44%	15,570,335	1.47%	21,703	710	52.43	7.89%
Rhode Island	237	0.27%	4,960,039	0.25%	2,239,912	0.21%	21,298	706	51.61	7.67%
South Carolina	2,312	2.68%	51,185,400	2.56%	26,117,462	2.47%	22,241	691	52.74	8.64%
South Dakota	17	0.02%	397,720	0.02%	145,816	0.01%	20,718	725	46.84	5.72%
Tennessee	3,544	4.11%	82,417,588	4.12%	43,809,606	4.14%	22,903	708	52.32	8.02%
Texas	8,695	10.08%	212,249,014	10.60%	120,029,405	11.35%	23,866	691	52.95	8.61%
Utah	350	0.41%	7,747,578	0.39%	3,574,827	0.34%	21,112	724	50.55	6.73%
Vermont	14	0.02%	248,437	0.01%	77,900	0.01%	14,760	777	53.23	5.15%
Virginia	4,848	5.62%	112,802,196	5.63%	58,436,994	5.53%	22,809	718	52.33	7.53%
Washington	1,268	1.47%	28,842,436	1.44%	15,959,815	1.51%	21,599	708	51.85	7.74%
West Virginia	87	0.10%	1,963,652	0.10%	1,074,994	0.10%	22,859	713	52.00	7.84%
Wisconsin	832	0.96%	18,593,333	0.93%	9,086,339	0.86%	21,316	711	52.49	8.07%
Wyoming	28	0.03%	672,468	0.03%	329,160	0.03%	24,528	737	49.16	6.62%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	6	0.01%	175,485	0.01%	117,561	0.01%	26,026	648	51.12	8.99%
Armed Forces Pacific	1	0.00%	37,446	0.00%	0	0.00%	0	0	0.00	0.00%
District of Columbia	204	0.24%	4,585,524	0.23%	2,299,788	0.22%	22,570	704	51.98	7.93%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	3	0.00%	64,785	0.00%	26,095	0.00%	26,095	634	59.00	11.95%
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	86,269	100.00%	2,001,967,848	100.00%	1,057,098,496	100.00%	22,865	702	52.38	8.18%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	67	0.08%	1,568,615	0.08%	89,876	0.01%	7,516	674	21.49	6.94%
Used	86,202	99.92%	2,000,399,233	99.92%	1,057,008,620	99.99%	22,867	702	52.38	8.18%
NA	-	-	-	-	-	-	-	-	-	-
Total:	86,269	100.00%	2,001,967,848	100.00%	1,057,098,496	100.00%	22,865	702	52.38	8.18%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	39,762	46.09%	814,408,082	40.68%	413,963,813	39.16%	20,313	685	52.18	8.98%
Truck	7,655	8.87%	233,620,101	11.67%	127,056,098	12.02%	28,303	721	52.42	7.33%
SUV	36,337	42.12%	895,203,561	44.72%	487,751,203	46.14%	23,647	710	52.64	7.78%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	2,515	2.92%	58,736,104	2.93%	28,327,381	2.68%	22,299	727	50.59	7.03%
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	86,269	100.00%	2,001,967,848	100.00%	1,057,098,496	100.00%	22,865	702	52.38	8.18%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	8,181	9.48%	188,707,661	9.43%	92,341,333	8.74%	22,762	704	51.83	8.20%
Ford: Lincoln	490	0.57%	12,208,502	0.61%	5,598,504	0.53%	24,150	710	51.85	7.81%
Ford: Mercury	12	0.01%	156,899	0.01%	41,536	0.00%	14,841	739	47.57	9.92%
GMC	1,819	2.11%	52,473,743	2.62%	27,415,855	2.59%	28,038	712	52.55	7.71%
GMC: Buick	1,039	1.20%	21,720,433	1.08%	10,852,547	1.03%	19,104	690	52.09	8.75%
GMC: Cadillac	975	1.13%	27,279,216	1.36%	11,850,784	1.12%	27,160	707	51.55	7.97%
GMC: Chevrolet	7,331	8.50%	176,975,135	8.84%	92,840,607	8.78%	24,751	693	52.68	8.61%
GMC: Hummer	3	0.00%	72,385	0.00%	0	0.00%	0	0	0.00	0.00%
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	10	0.01%	128,456	0.01%	1,655	0.00%	661	696	2.52	8.75%
GMC: Saturn	6	0.01%	59,178	0.00%	0	0.00%	0	0	0.00	0.00%
Tesla	325	0.38%	13,651,834	0.68%	7,526,029	0.71%	37,215	712	54.20	6.83%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	2,352	2.73%	68,467,596	3.42%	35,984,924	3.40%	27,003	703	52.75	8.13%
BMW: Mini	534	0.62%	10,088,703	0.50%	5,023,406	0.48%	17,187	710	50.52	7.84%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	2,079	2.41%	62,699,103	3.13%	32,919,408	3.11%	27,735	695	52.47	8.44%
Daimler: Smart	69	0.08%	764,004	0.04%	321,507	0.03%	9,943	705	49.25	9.21%
Fiat	369	0.43%	5,530,785	0.28%	2,334,189	0.22%	13,595	688	48.75	8.90%
Fiat: Alfa Romeo	-	-	-	-	-	-	-	-	-	-
Fiat: Chrysler	1,133	1.31%	25,375,072	1.27%	11,385,479	1.08%	21,513	702	50.77	8.39%
Fiat: Dodge	4,319	5.01%	121,029,418	6.05%	62,667,605	5.93%	27,435	692	53.42	8.79%
Fiat: Jeep	5,514	6.39%	135,144,879	6.75%	74,853,689	7.08%	23,511	709	52.98	7.93%
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	470	0.54%	12,217,772	0.61%	7,309,874	0.69%	25,777	736	52.11	6.52%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	2,056	2.38%	41,192,703	2.06%	25,036,018	2.37%	19,150	691	53.17	8.47%
Volkswagen: Audi	1,115	1.29%	32,540,821	1.63%	18,770,498	1.78%	26,382	712	52.80	7.65%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	249	0.29%	9,811,265	0.49%	5,379,997	0.51%	35,245	724	51.58	6.56%
Honda	8,263	9.58%	173,510,662	8.67%	97,296,326	9.20%	19,908	705	52.29	8.14%
Honda: Acura	1,015	1.18%	24,461,169	1.22%	11,809,580	1.12%	23,160	714	51.27	7.61%
Hyundai	4,694	5.44%	85,971,071	4.29%	43,910,731	4.15%	17,850	683	52.20	8.92%
Hyundai: Kia	3,768	4.37%	71,406,009	3.57%	35,190,796	3.33%	18,365	681	52.48	9.09%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	2,329	2.70%	46,230,409	2.31%	25,962,610	2.46%	18,789	707	52.22	7.96%
Mitsubishi	688	0.80%	12,055,768	0.60%	6,842,705	0.65%	16,816	679	53.31	9.72%
Nissan	7,341	8.51%	140,961,600	7.04%	69,505,571	6.58%	18,501	684	52.04	9.20%
Nissan: Infiniti	1,121	1.30%	30,040,045	1.50%	14,291,681	1.35%	24,583	691	52.14	8.99%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	2,680	3.11%	59,109,516	2.95%	35,657,773	3.37%	20,135	728	52.14	6.96%
Suzuki	-	-	-	-	-	-	-	-	-	-
Tata: Jaguar	240	0.28%	8,208,267	0.41%	4,393,025	0.42%	30,697	700	54.48	8.39%
Tata: Land Rover	552	0.64%	20,551,142	1.03%	11,751,673	1.11%	34,094	703	53.65	7.70%
Toyota	10,339	11.98%	235,899,464	11.78%	131,591,821	12.45%	21,800	715	52.17	7.53%
Toyota: Lexus	2,537	2.94%	71,373,526	3.57%	36,951,618	3.50%	25,753	721	51.88	7.10%
Toyota: Scion	252	0.29%	3,893,637	0.19%	1,487,142	0.14%	13,486	668	47.55	10.05%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	86,269	100.00%	2,001,967,848	100.00%	1,057,098,496	100.00%	22,865	702	52.38	8.18%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

Actions

Deal Documents

Download Datatape (CSV)

View EDGAR Filing

Quick Navigation

COMPANY

FINSIGHT.COM