StratMaker (139586)

CarMax Auto Owner Trust 2020-2

StratMaker Datatape Summary

Beginning Period

Nov 1, 2022

As % of Reporting Period ELA:

Ending Period

Nov 30, 2022

New % / Used %

0.35% / 99.65%

Total Original # of Loans

53,107

WA Loan to Value (LTV)

55.30%

Total Original Loan Amount (OLA)

$ 1,075,024,912

WA Payment to Income (PTI)

7.70%

Weighted Average (WA) OLA

$ 23,202

WA FICO (non-zero)

714

Rep. Period Beginning Loan Amount

$ 321,761,266

WA Remaining Term (RT)

32.82

Rep. Period Ending Loan Amount (ELA)

$ 307,532,409

WA Original APR

7.93%

Beginning Period

Nov 1, 2022

Ending Period

Nov 30, 2022

Total Original # of Loans

53,107

Total Original Loan Amount (OLA)

$ 1,075,024,912

Weighted Average (WA) OLA

$ 23,202

Rep. Period Beginning Loan Amount

$ 321,761,266

Rep. Period Ending Loan Amount (ELA)

$ 307,532,409

As % of Reporting Period ELA:

New % / Used %

0.35% / 99.65%

WA Loan to Value (LTV)

55.30%

WA Payment to Income (PTI)

7.70%

WA FICO (non-zero)

714

WA Remaining Term (RT)

32.82

WA Original APR

7.93%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	167	0.31%	658,133	0.06%	113,721	0.04%	1,904	678	25.32	5.26%
$5,000 - $9,999	2,610	4.91%	21,616,242	2.01%	5,440,878	1.77%	4,009	679	27.38	6.74%
$10,000 - $14,999	10,647	20.05%	137,277,473	12.77%	39,424,611	12.82%	6,688	685	30.32	8.16%
$15,000 - $19,999	16,303	30.70%	284,319,849	26.45%	82,239,509	26.74%	9,476	699	32.63	8.36%
$20,000 - $24,999	11,177	21.05%	249,027,317	23.16%	72,717,881	23.65%	12,193	713	33.43	7.98%
$25,000 - $29,999	6,531	12.30%	177,997,032	16.56%	50,665,428	16.47%	14,960	718	33.64	7.82%
$30,000 - $39,999	4,544	8.56%	152,606,835	14.20%	42,701,749	13.89%	18,387	726	33.86	7.42%
$40,000 - $49,999	932	1.75%	40,892,893	3.80%	11,228,259	3.65%	23,613	732	33.86	7.00%
$50,000 - $59,999	174	0.33%	9,229,844	0.86%	2,600,090	0.85%	28,586	730	33.74	6.88%
$60,000 - $69,999	22	0.04%	1,399,295	0.13%	400,283	0.13%	29,335	784	30.06	5.20%
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	53,107	100.00%	1,075,024,912	100.00%	307,532,409	100.00%	12,506	709	32.82	7.93%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	26,412	49.73%	513,248,624	47.74%	10,770,233	3.50%	3,826	719	24.61	5.67%
$5,000 - $9,999	12,707	23.93%	203,873,791	18.96%	97,870,426	31.82%	7,950	714	29.73	7.11%
$10,000 - $14,999	9,548	17.98%	214,734,666	19.97%	116,041,888	37.73%	12,314	711	33.80	8.10%
$15,000 - $19,999	3,285	6.19%	97,570,873	9.08%	55,934,776	18.19%	17,144	699	35.80	8.91%
$20,000 - $24,999	893	1.68%	33,240,689	3.09%	19,528,969	6.35%	21,951	696	36.75	9.05%
$25,000 - $29,999	200	0.38%	9,102,578	0.85%	5,387,146	1.75%	27,000	692	36.95	8.90%
$30,000 - $39,999	62	0.12%	3,253,691	0.30%	1,998,971	0.65%	32,362	699	38.44	8.69%
$40,000 - $49,999	-	-	-	-	-	-	-	-	-	-
$50,000 - $59,999	-	-	-	-	-	-	-	-	-	-
$60,000 - $69,999	-	-	-	-	-	-	-	-	-	-
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	53,107	100.00%	1,075,024,912	100.00%	307,532,409	100.00%	12,506	709	32.82	7.93%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	53,107	100.00%	1,075,024,912	100.00%	307,532,409	100.00%	12,506	709	32.82	7.93%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	53,107	100.00%	1,075,024,912	100.00%	307,532,409	100.00%	12,506	709	32.82	7.93%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	16	0.03%	363,835	0.03%	0	0.00%	0	0	0.00	0.00%
2.50 - 4.99%	16,799	31.63%	338,934,068	31.53%	95,840,449	31.16%	11,238	802	29.65	3.55%
5.00 - 7.49%	10,743	20.23%	214,736,046	19.97%	57,651,893	18.75%	11,990	736	32.21	6.47%
7.50 - 9.99%	11,376	21.42%	235,561,372	21.91%	67,659,223	22.00%	12,963	682	34.11	8.99%
10.00 - 12.49%	6,423	12.09%	139,152,665	12.94%	43,311,808	14.08%	14,572	636	36.55	11.23%
12.50 - 14.99%	5,901	11.11%	110,837,626	10.31%	32,525,196	10.58%	13,026	572	34.64	14.03%
15.00 - 17.49%	1,849	3.48%	35,439,299	3.30%	10,543,839	3.43%	13,834	605	35.73	16.42%
17.50 - 19.99%	-	-	-	-	-	-	-	-	-	-
20.00 - 22.49%	-	-	-	-	-	-	-	-	-	-
22.50 - 24.99%	-	-	-	-	-	-	-	-	-	-
25.00 - 27.49%	-	-	-	-	-	-	-	-	-	-
27.50 - 29.99%	-	-	-	-	-	-	-	-	-	-
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	53,107	100.00%	1,075,024,912	100.00%	307,532,409	100.00%	12,506	709	32.82	7.93%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	13	0.02%	260,904	0.02%	74,426	0.02%	15,451	492	38.04	14.74%
500 - 549	843	1.59%	16,363,648	1.52%	4,807,472	1.56%	13,894	537	35.71	12.86%
550 - 599	4,319	8.13%	86,548,055	8.05%	25,657,287	8.34%	14,059	579	35.46	12.92%
600 - 649	8,934	16.82%	181,104,054	16.85%	49,735,862	16.17%	13,540	626	34.84	11.67%
650 - 699	10,397	19.58%	208,964,752	19.44%	58,234,059	18.94%	12,719	674	33.86	9.35%
700 - 749	9,475	17.84%	188,131,946	17.50%	54,399,515	17.69%	12,079	724	32.73	7.21%
750 - 799	8,738	16.45%	177,055,478	16.47%	51,778,463	16.84%	11,829	774	31.47	5.05%
800+	9,785	18.43%	209,160,892	19.46%	60,663,368	19.73%	11,834	833	30.21	3.87%
NA	603	1.14%	7,435,182	0.69%	2,181,957	0.71%	7,190	0	27.99	13.82%
Total:	53,107	100.00%	1,075,024,912	100.00%	307,532,409	100.00%	12,506	709	32.82	7.93%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	9	0.02%	75,444	0.01%	0	0.00%	0	0	0.00	0.00%
25 - 36	276	0.52%	3,637,030	0.34%	70,361	0.02%	1,244	711	2.32	5.42%
37 - 48	1,010	1.90%	13,600,459	1.27%	1,923,081	0.63%	4,884	736	13.47	5.50%
49 - 60	10,791	20.32%	201,212,586	18.72%	57,947,947	18.84%	9,870	737	25.52	5.88%
61 - 72	29,358	55.28%	598,373,175	55.66%	174,174,143	56.64%	12,527	706	33.18	8.07%
73+	11,663	21.96%	258,126,219	24.01%	73,416,877	23.87%	14,747	692	38.25	9.26%
Total:	53,107	100.00%	1,075,024,912	100.00%	307,532,409	100.00%	12,506	709	32.82	7.93%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	23,138	43.57%	475,018,417	44.19%	1,046	0.00%	378	644	0.00	9.58%
1 - 12	283	0.53%	3,960,520	0.37%	501,634	0.16%	3,235	728	8.16	6.16%
13 - 24	2,276	4.29%	39,535,344	3.68%	14,634,880	4.76%	8,225	727	21.08	6.12%
25 - 36	16,802	31.64%	321,393,073	29.90%	152,660,765	49.64%	10,794	723	28.80	6.83%
37 - 48	10,604	19.97%	235,033,398	21.86%	139,673,987	45.42%	14,857	691	38.52	9.32%
49 - 60	4	0.01%	84,159	0.01%	60,096	0.02%	15,879	620	53.13	5.61%
61 - 72	-	-	-	-	-	-	-	-	-	-
73+	-	-	-	-	-	-	-	-	-	-
Total:	53,107	100.00%	1,075,024,912	100.00%	307,532,409	100.00%	12,506	709	32.82	7.93%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	48,685	91.67%	982,664,481	91.41%	264,269,538	85.93%	12,092	721	32.44	7.34%
1 - 15	1,807	3.40%	38,040,638	3.54%	22,364,501	7.27%	14,465	650	34.68	10.77%
16 - 30	603	1.14%	12,895,315	1.20%	7,875,057	2.56%	15,155	628	35.46	11.56%
31 - 60	579	1.09%	12,288,036	1.14%	7,920,465	2.58%	15,770	607	35.74	12.84%
61 - 90	287	0.54%	6,149,885	0.57%	4,069,405	1.32%	16,367	601	35.58	13.01%
91 - 120	92	0.17%	1,831,569	0.17%	1,033,442	0.34%	15,633	615	35.83	12.29%
121+	1,054	1.98%	21,154,988	1.97%	0	0.00%	0	0	0.00	0.00%
Total:	53,107	100.00%	1,075,024,912	100.00%	307,532,409	100.00%	12,506	709	32.82	7.93%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	53,107	100.00%	1,075,024,912	100.00%	307,532,409	100.00%	12,506	709	32.82	7.93%
Stated, verified to Level 3²	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	53,107	100.00%	1,075,024,912	100.00%	307,532,409	100.00%	12,506	709	32.82	7.93%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	52,839	99.50%	1,071,739,530	99.69%	306,607,338	99.70%	12,522	711	32.83	7.91%
Stated, verified but not Level 4 or 5	268	0.50%	3,285,382	0.31%	925,070	0.30%	7,204	56	28.36	13.88%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	53,107	100.00%	1,075,024,912	100.00%	307,532,409	100.00%	12,506	709	32.82	7.93%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	20,791	39.15%	391,315,696	36.40%	111,550,716	36.27%	11,155	746	31.35	5.93%
5.00 - 9.99%	20,044	37.74%	418,966,656	38.97%	120,361,686	39.14%	12,874	703	33.22	8.22%
10.00 - 14.99%	7,899	14.87%	168,196,990	15.65%	48,235,535	15.68%	13,574	669	34.26	10.11%
15.00 - 19.99%	2,729	5.14%	59,535,175	5.54%	17,074,605	5.55%	14,431	651	34.56	11.01%
20.00 - 24.99%	1,002	1.89%	22,450,253	2.09%	6,679,351	2.17%	14,921	649	34.76	11.25%
25.00 - 29.99%	396	0.75%	8,772,291	0.82%	2,149,789	0.70%	14,086	653	34.52	11.02%
30.00 - 39.99%	202	0.38%	4,605,501	0.43%	1,178,526	0.38%	13,884	674	33.11	9.46%
40.00 - 49.99%	37	0.07%	958,803	0.09%	237,779	0.08%	15,089	736	30.32	6.93%
50.00 - 59.99%	4	0.01%	122,622	0.01%	28,950	0.01%	14,914	777	29.96	6.40%
60.00 - 69.99%	1	0.00%	34,688	0.00%	0	0.00%	0	0	0.00	0.00%
70.00 - 79.99%	2	0.00%	66,237	0.01%	35,471	0.01%	17,750	675	31.68	8.24%
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	53,107	100.00%	1,075,024,912	100.00%	307,532,409	100.00%	12,506	709	32.82	7.93%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	92	0.17%	413,304	0.04%	58,921	0.02%	2,105	712	26.35	4.33%
25.00 - 49.99%	1,239	2.33%	11,512,006	1.07%	2,634,751	0.86%	4,899	720	27.24	4.32%
50.00 - 74.99%	5,562	10.47%	84,570,872	7.87%	22,662,931	7.37%	8,260	754	28.97	4.46%
75.00 - 99.99%	16,669	31.39%	334,009,481	31.07%	96,826,117	31.48%	11,418	736	31.25	6.11%
100.00 - 109.99%	12,641	23.80%	276,416,854	25.71%	81,875,123	26.62%	13,440	702	33.37	8.33%
110.00 - 119.99%	10,736	20.22%	237,429,019	22.09%	66,525,402	21.63%	14,109	679	34.72	9.86%
120.00 - 129.99%	4,755	8.95%	99,063,423	9.21%	28,339,746	9.22%	13,329	673	34.97	10.74%
130.00 - 139.99%	1,094	2.06%	24,150,928	2.25%	6,608,408	2.15%	14,396	683	35.18	10.63%
140.00%+	319	0.60%	7,459,024	0.69%	2,001,010	0.65%	14,159	692	35.50	10.23%
Total:	53,107	100.00%	1,075,024,912	100.00%	307,532,409	100.00%	12,506	709	32.82	7.93%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	878	1.65%	17,681,928	1.64%	5,348,551	1.74%	12,611	694	33.89	8.71%
Alaska	13	0.02%	288,685	0.03%	81,796	0.03%	11,113	762	27.40	5.05%
Arizona	720	1.36%	14,034,561	1.31%	3,536,756	1.15%	12,047	696	32.82	7.99%
Arkansas	60	0.11%	1,301,002	0.12%	288,564	0.09%	13,239	695	30.76	7.49%
California	9,020	16.98%	183,321,167	17.05%	51,717,000	16.82%	12,532	710	32.33	7.70%
Colorado	1,304	2.46%	27,023,747	2.51%	7,181,295	2.34%	12,206	733	31.95	6.83%
Connecticut	474	0.89%	9,367,842	0.87%	3,111,759	1.01%	11,750	715	32.20	7.44%
Delaware	308	0.58%	6,352,487	0.59%	1,895,492	0.62%	12,012	710	33.35	7.61%
Florida	4,543	8.55%	92,933,923	8.64%	24,982,780	8.12%	13,095	701	33.96	8.32%
Georgia	3,483	6.56%	70,858,878	6.59%	20,668,081	6.72%	13,033	696	33.41	8.77%
Hawaii	13	0.02%	245,393	0.02%	41,150	0.01%	10,846	719	33.57	7.39%
Idaho	164	0.31%	3,118,870	0.29%	782,818	0.25%	11,427	739	32.16	6.33%
Illinois	2,696	5.08%	53,573,089	4.98%	16,163,872	5.26%	11,983	720	32.42	7.41%
Indiana	739	1.39%	14,770,949	1.37%	4,316,426	1.40%	11,929	729	32.42	7.24%
Iowa	175	0.33%	3,586,881	0.33%	969,530	0.32%	11,330	741	31.76	6.37%
Kansas	545	1.03%	11,404,341	1.06%	3,241,237	1.05%	12,323	736	31.85	6.86%
Kentucky	576	1.08%	11,391,331	1.06%	3,321,661	1.08%	11,939	730	32.21	7.15%
Louisiana	649	1.22%	14,022,125	1.30%	4,604,115	1.50%	14,755	676	34.39	9.69%
Maine	93	0.18%	1,718,848	0.16%	558,764	0.18%	12,360	713	32.44	7.93%
Maryland	2,547	4.80%	51,718,123	4.81%	15,328,328	4.98%	12,677	712	32.81	7.89%
Massachusetts	601	1.13%	11,133,059	1.04%	3,784,703	1.23%	10,802	743	31.55	6.44%
Michigan	70	0.13%	1,374,316	0.13%	396,341	0.13%	11,650	696	32.27	8.49%
Minnesota	218	0.41%	4,215,222	0.39%	1,215,832	0.40%	12,952	705	32.34	8.27%
Mississippi	496	0.93%	10,485,597	0.98%	3,294,592	1.07%	13,883	674	33.87	9.62%
Missouri	486	0.92%	9,689,361	0.90%	2,543,240	0.83%	11,742	705	33.08	8.08%
Montana	23	0.04%	467,306	0.04%	127,648	0.04%	11,757	679	34.52	10.07%
Nebraska	201	0.38%	3,845,742	0.36%	1,028,440	0.33%	11,182	728	32.31	7.18%
Nevada	1,360	2.56%	28,481,089	2.65%	8,035,981	2.61%	13,002	708	32.83	7.86%
New Hampshire	92	0.17%	1,728,411	0.16%	487,840	0.16%	10,283	718	32.12	6.70%
New Jersey	388	0.73%	7,890,559	0.73%	2,666,270	0.87%	12,317	722	33.51	7.03%
New Mexico	379	0.71%	7,874,858	0.73%	2,315,967	0.75%	12,448	720	32.06	7.09%
New York	55	0.10%	1,109,807	0.10%	336,548	0.11%	15,506	713	33.97	7.47%
North Carolina	2,756	5.19%	54,007,978	5.02%	15,228,566	4.95%	12,275	709	33.23	8.09%
North Dakota	12	0.02%	202,858	0.02%	47,020	0.02%	10,740	740	34.93	7.65%
Ohio	1,035	1.95%	20,481,779	1.91%	5,684,472	1.85%	12,170	711	33.05	8.15%
Oklahoma	386	0.73%	7,438,501	0.69%	2,063,682	0.67%	11,257	694	32.49	8.49%
Oregon	423	0.80%	7,559,279	0.70%	2,134,922	0.69%	10,704	718	32.39	7.36%
Pennsylvania	643	1.21%	12,431,626	1.16%	3,830,230	1.25%	11,484	717	32.35	7.58%
Rhode Island	167	0.31%	3,236,417	0.30%	948,294	0.31%	11,157	718	32.65	8.11%
South Carolina	1,410	2.66%	27,620,959	2.57%	8,252,275	2.68%	12,117	700	32.85	8.32%
South Dakota	14	0.03%	292,783	0.03%	75,414	0.02%	13,387	796	36.00	6.54%
Tennessee	2,144	4.04%	44,351,172	4.13%	12,428,074	4.04%	12,629	713	32.73	7.74%
Texas	5,971	11.24%	124,161,610	11.55%	34,922,130	11.36%	12,979	691	33.14	8.60%
Utah	220	0.41%	4,418,796	0.41%	1,002,210	0.33%	11,292	733	31.94	6.38%
Vermont	12	0.02%	234,595	0.02%	78,028	0.03%	11,947	794	28.98	4.11%
Virginia	2,909	5.48%	58,833,441	5.47%	17,064,573	5.55%	12,062	727	32.16	7.20%
Washington	763	1.44%	15,328,939	1.43%	4,427,045	1.44%	11,909	702	31.99	7.69%
West Virginia	89	0.17%	1,834,375	0.17%	479,340	0.16%	12,644	706	32.71	7.69%
Wisconsin	631	1.19%	12,566,326	1.17%	3,572,405	1.16%	11,703	733	31.90	7.01%
Wyoming	34	0.06%	713,506	0.07%	223,657	0.07%	13,445	715	33.13	7.51%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	1	0.00%	17,208	0.00%	7,488	0.00%	7,488	821	25.00	2.95%
Armed Forces EMEA	3	0.01%	60,978	0.01%	34,532	0.01%	11,930	723	36.20	5.62%
Armed Forces Pacific	1	0.00%	12,057	0.00%	0	0.00%	0	0	0.00	0.00%
District of Columbia	111	0.21%	2,156,812	0.20%	645,979	0.21%	12,833	708	33.49	8.32%
Guam	1	0.00%	18,974	0.00%	0	0.00%	0	0	0.00	0.00%
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	2	0.00%	34,443	0.00%	8,697	0.00%	8,697	804	26.00	3.45%
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	53,107	100.00%	1,075,024,912	100.00%	307,532,409	100.00%	12,506	709	32.82	7.93%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	183	0.34%	4,856,911	0.45%	1,083,350	0.35%	14,804	776	29.86	4.67%
Used	52,924	99.66%	1,070,168,001	99.55%	306,449,059	99.65%	12,498	708	32.83	7.94%
NA	-	-	-	-	-	-	-	-	-	-
Total:	53,107	100.00%	1,075,024,912	100.00%	307,532,409	100.00%	12,506	709	32.82	7.93%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	24,603	46.33%	435,800,613	40.54%	115,738,423	37.63%	11,008	689	32.95	8.76%
Truck	4,412	8.31%	114,651,303	10.66%	34,189,235	11.12%	15,432	725	33.28	7.49%
SUV	22,424	42.22%	489,685,138	45.55%	147,935,785	48.10%	13,036	720	32.66	7.40%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	1,668	3.14%	34,887,858	3.25%	9,668,966	3.14%	11,974	722	31.96	7.53%
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	53,107	100.00%	1,075,024,912	100.00%	307,532,409	100.00%	12,506	709	32.82	7.93%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	5,270	9.92%	105,812,168	9.84%	29,504,498	9.59%	12,531	712	32.55	7.76%
Ford: Lincoln	468	0.88%	10,786,860	1.00%	3,047,561	0.99%	13,039	735	32.64	6.91%
Ford: Mercury	16	0.03%	228,230	0.02%	20,968	0.01%	7,125	691	26.29	9.70%
GMC	1,453	2.74%	37,222,220	3.46%	11,673,283	3.80%	15,452	716	33.60	7.62%
GMC: Buick	888	1.67%	17,230,330	1.60%	5,137,132	1.67%	11,418	706	33.00	7.95%
GMC: Cadillac	800	1.51%	21,504,519	2.00%	6,475,427	2.11%	16,495	721	33.38	7.50%
GMC: Chevrolet	4,709	8.87%	97,115,371	9.03%	28,315,182	9.21%	13,182	697	33.64	8.59%
GMC: Hummer	2	0.00%	52,028	0.00%	0	0.00%	0	0	0.00	0.00%
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	3	0.01%	28,148	0.00%	3,022	0.00%	3,022	810	26.00	3.45%
GMC: Saturn	7	0.01%	66,625	0.01%	12,551	0.00%	4,193	733	26.74	6.52%
Tesla	1	0.00%	69,484	0.01%	0	0.00%	0	0	0.00	0.00%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	1,387	2.61%	34,870,313	3.24%	9,149,565	2.98%	14,410	720	32.16	7.40%
BMW: Mini	319	0.60%	5,327,298	0.50%	1,472,821	0.48%	9,418	697	31.44	7.90%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	1,605	3.02%	42,241,775	3.93%	11,313,621	3.68%	15,484	710	33.09	7.79%
Daimler: Smart	28	0.05%	289,600	0.03%	50,552	0.02%	5,879	705	29.61	7.78%
Fiat	254	0.48%	3,578,318	0.33%	873,785	0.28%	8,287	689	32.44	8.32%
Fiat: Alfa Romeo	-	-	-	-	-	-	-	-	-	-
Fiat: Chrysler	760	1.43%	15,608,203	1.45%	3,842,671	1.25%	12,393	697	33.17	8.59%
Fiat: Dodge	2,775	5.23%	64,755,665	6.02%	18,799,651	6.11%	14,614	700	34.37	8.67%
Fiat: Jeep	2,949	5.55%	62,365,479	5.80%	18,935,387	6.16%	12,583	708	33.22	7.80%
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	240	0.45%	5,482,442	0.51%	1,230,992	0.40%	13,348	744	29.84	5.95%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	1,137	2.14%	18,944,458	1.76%	5,263,149	1.71%	10,071	699	32.38	8.06%
Volkswagen: Audi	1,127	2.12%	28,239,247	2.63%	8,180,848	2.66%	14,533	728	32.27	6.87%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	164	0.31%	5,913,578	0.55%	1,645,460	0.54%	20,722	738	33.17	6.48%
Honda	3,736	7.03%	67,297,644	6.26%	18,986,435	6.17%	10,603	711	31.90	7.96%
Honda: Acura	680	1.28%	14,543,895	1.35%	4,100,229	1.33%	11,960	731	30.97	6.90%
Hyundai	3,160	5.95%	50,003,871	4.65%	14,084,320	4.58%	9,364	687	32.88	8.50%
Hyundai: Kia	2,237	4.21%	36,933,930	3.44%	10,446,062	3.40%	9,810	691	33.32	8.75%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	905	1.70%	15,143,370	1.41%	4,242,183	1.38%	9,994	694	31.93	8.17%
Mitsubishi	418	0.79%	6,257,961	0.58%	1,902,102	0.62%	9,013	664	33.75	9.67%
Nissan	6,475	12.19%	113,035,731	10.51%	32,803,608	10.67%	10,522	692	33.46	8.56%
Nissan: Infiniti	1,092	2.06%	26,909,506	2.50%	7,784,456	2.53%	14,179	718	32.50	7.67%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	1,012	1.91%	18,960,744	1.76%	5,792,658	1.88%	10,495	739	31.01	6.60%
Suzuki	1	0.00%	11,894	0.00%	0	0.00%	0	0	0.00	0.00%
Tata: Jaguar	188	0.35%	5,774,331	0.54%	1,667,578	0.54%	18,412	716	33.33	7.55%
Tata: Land Rover	312	0.59%	10,615,824	0.99%	2,813,700	0.91%	19,414	721	32.99	7.34%
Toyota	5,120	9.64%	98,571,141	9.17%	28,280,673	9.20%	11,528	724	31.88	7.33%
Toyota: Lexus	1,254	2.36%	31,023,719	2.89%	9,153,527	2.98%	14,126	734	31.40	6.84%
Toyota: Scion	155	0.29%	2,208,989	0.21%	526,752	0.17%	8,469	674	32.15	10.19%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	53,107	100.00%	1,075,024,912	100.00%	307,532,409	100.00%	12,506	709	32.82	7.93%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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