StratMaker (139590)

CarMax Auto Owner Trust 2022-3

StratMaker Datatape Summary

Beginning Period

Nov 1, 2022

As % of Reporting Period ELA:

Ending Period

Nov 30, 2022

New % / Used %

0.01% / 99.99%

Total Original # of Loans

70,740

WA Loan to Value (LTV)

81.97%

Total Original Loan Amount (OLA)

$ 1,722,357,627

WA Payment to Income (PTI)

9.19%

Weighted Average (WA) OLA

$ 28,140

WA FICO (non-zero)

709

Rep. Period Beginning Loan Amount

$ 1,239,316,374

WA Remaining Term (RT)

56.75

Rep. Period Ending Loan Amount (ELA)

$ 1,200,034,160

WA Original APR

8.33%

Beginning Period

Nov 1, 2022

Ending Period

Nov 30, 2022

Total Original # of Loans

70,740

Total Original Loan Amount (OLA)

$ 1,722,357,627

Weighted Average (WA) OLA

$ 28,140

Rep. Period Beginning Loan Amount

$ 1,239,316,374

Rep. Period Ending Loan Amount (ELA)

$ 1,200,034,160

As % of Reporting Period ELA:

New % / Used %

0.01% / 99.99%

WA Loan to Value (LTV)

81.97%

WA Payment to Income (PTI)

9.19%

WA FICO (non-zero)

709

WA Remaining Term (RT)

56.75

WA Original APR

8.33%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	179	0.25%	688,958	0.04%	408,501	0.03%	3,174	680	44.34	4.78%
$5,000 - $9,999	2,005	2.83%	16,390,267	0.95%	8,659,004	0.72%	6,746	710	48.14	5.19%
$10,000 - $14,999	8,309	11.75%	107,486,186	6.24%	53,355,685	4.45%	10,594	692	49.28	7.10%
$15,000 - $19,999	15,481	21.88%	272,712,380	15.83%	162,897,175	13.57%	14,988	689	52.58	8.43%
$20,000 - $24,999	15,426	21.81%	345,676,195	20.07%	238,805,702	19.90%	19,661	704	56.04	8.78%
$25,000 - $29,999	12,317	17.41%	336,937,941	19.56%	245,988,497	20.50%	24,293	701	57.71	8.96%
$30,000 - $39,999	12,029	17.00%	409,416,075	23.77%	307,767,120	25.65%	30,484	710	58.78	8.27%
$40,000 - $49,999	3,806	5.38%	167,933,082	9.75%	131,113,804	10.93%	39,644	713	59.75	7.83%
$50,000 - $59,999	996	1.41%	53,025,623	3.08%	42,145,079	3.51%	47,416	726	59.00	6.89%
$60,000 - $69,999	192	0.27%	12,090,920	0.70%	8,893,593	0.74%	52,854	778	53.69	4.08%
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	70,740	100.00%	1,722,357,627	100.00%	1,200,034,160	100.00%	25,654	705	56.75	8.33%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	17,678	24.99%	353,202,211	20.51%	22,909,853	1.91%	3,252	700	13.49	7.77%
$5,000 - $9,999	4,685	6.62%	87,411,980	5.08%	34,026,827	2.84%	7,567	703	33.63	7.12%
$10,000 - $14,999	6,841	9.67%	106,566,315	6.19%	87,800,381	7.32%	12,992	697	52.73	7.21%
$15,000 - $19,999	11,841	16.74%	236,076,722	13.71%	208,331,993	17.36%	17,708	702	56.17	8.30%
$20,000 - $24,999	11,470	16.21%	286,543,644	16.64%	257,266,270	21.44%	22,521	704	58.25	8.78%
$25,000 - $29,999	8,526	12.05%	257,419,188	14.95%	232,809,965	19.40%	27,381	700	59.38	9.03%
$30,000 - $39,999	7,227	10.22%	271,589,295	15.77%	245,357,491	20.45%	34,176	711	60.19	8.17%
$40,000 - $49,999	2,157	3.05%	104,698,469	6.08%	94,932,863	7.91%	44,181	706	60.87	8.01%
$50,000 - $59,999	315	0.45%	18,849,803	1.09%	16,598,518	1.38%	52,746	759	57.64	5.27%
$60,000 - $69,999	-	-	-	-	-	-	-	-	-	-
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	70,740	100.00%	1,722,357,627	100.00%	1,200,034,160	100.00%	25,654	705	56.75	8.33%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	70,740	100.00%	1,722,357,627	100.00%	1,200,034,160	100.00%	25,654	705	56.75	8.33%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	70,740	100.00%	1,722,357,627	100.00%	1,200,034,160	100.00%	25,654	705	56.75	8.33%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	853	1.21%	21,067,312	1.22%	15,752,202	1.31%	24,936	799	49.39	2.24%
2.50 - 4.99%	19,967	28.23%	464,980,270	27.00%	306,188,615	25.51%	25,082	793	54.65	3.64%
5.00 - 7.49%	15,465	21.86%	371,475,982	21.57%	238,339,213	19.86%	25,520	737	55.49	6.54%
7.50 - 9.99%	14,413	20.37%	365,048,753	21.19%	250,020,197	20.83%	26,260	685	57.35	9.13%
10.00 - 12.49%	9,703	13.72%	256,110,228	14.87%	196,315,762	16.36%	27,460	652	60.03	11.11%
12.50 - 14.99%	6,768	9.57%	164,428,046	9.55%	129,160,287	10.76%	25,235	600	59.08	13.78%
15.00 - 17.49%	3,571	5.05%	79,247,037	4.60%	64,257,885	5.35%	22,021	588	56.14	16.28%
17.50 - 19.99%	-	-	-	-	-	-	-	-	-	-
20.00 - 22.49%	-	-	-	-	-	-	-	-	-	-
22.50 - 24.99%	-	-	-	-	-	-	-	-	-	-
25.00 - 27.49%	-	-	-	-	-	-	-	-	-	-
27.50 - 29.99%	-	-	-	-	-	-	-	-	-	-
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	70,740	100.00%	1,722,357,627	100.00%	1,200,034,160	100.00%	25,654	705	56.75	8.33%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	13	0.02%	292,868	0.02%	201,425	0.02%	25,783	492	48.92	12.66%
500 - 549	816	1.15%	19,473,473	1.13%	14,287,318	1.19%	25,188	538	57.57	13.28%
550 - 599	5,060	7.15%	123,077,766	7.15%	93,249,995	7.77%	25,777	580	57.89	13.02%
600 - 649	11,704	16.55%	285,440,372	16.57%	204,749,703	17.06%	25,743	626	57.63	11.82%
650 - 699	14,703	20.78%	361,897,586	21.01%	250,965,182	20.91%	25,916	675	57.60	9.71%
700 - 749	14,105	19.94%	341,345,848	19.82%	234,127,785	19.51%	25,546	724	57.03	7.54%
750 - 799	12,157	17.19%	296,671,812	17.22%	203,873,937	16.99%	25,592	774	55.93	5.32%
800+	11,483	16.23%	284,103,795	16.50%	191,456,197	15.95%	25,821	831	54.79	4.06%
NA	699	0.99%	10,054,106	0.58%	7,122,618	0.59%	14,022	0	51.96	14.79%
Total:	70,740	100.00%	1,722,357,627	100.00%	1,200,034,160	100.00%	25,654	705	56.75	8.33%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	27	0.04%	238,864	0.01%	99,135	0.01%	6,496	740	15.98	5.11%
25 - 36	235	0.33%	3,774,335	0.22%	2,319,751	0.19%	16,655	750	27.61	4.69%
37 - 48	1,049	1.48%	17,768,992	1.03%	13,014,914	1.08%	17,617	741	37.78	5.68%
49 - 60	14,137	19.98%	314,713,977	18.27%	210,708,409	17.56%	23,632	720	50.89	6.90%
61 - 72	41,604	58.81%	1,013,740,114	58.86%	713,122,182	59.43%	25,513	703	57.33	8.47%
73+	13,688	19.35%	372,121,345	21.61%	260,769,770	21.73%	28,161	693	61.10	9.28%
Total:	70,740	100.00%	1,722,357,627	100.00%	1,200,034,160	100.00%	25,654	705	56.75	8.33%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	7,944	11.23%	181,286,874	10.53%	35,396	0.00%	830	595	0.00	10.00%
1 - 12	6,961	9.84%	133,329,842	7.74%	13,958,607	1.16%	3,270	700	8.12	7.85%
13 - 24	4,725	6.68%	98,623,700	5.73%	24,576,698	2.05%	6,155	682	14.84	9.10%
25 - 36	508	0.72%	8,395,410	0.49%	6,066,115	0.51%	16,277	750	30.17	5.05%
37 - 48	3,296	4.66%	68,272,730	3.96%	53,798,450	4.48%	20,616	733	44.52	5.84%
49 - 60	29,708	42.00%	711,490,343	41.31%	625,010,836	52.08%	24,275	712	55.01	7.77%
61 - 72	17,598	24.88%	520,958,728	30.25%	476,588,059	39.71%	29,814	692	64.34	9.37%
73+	-	-	-	-	-	-	-	-	-	-
Total:	70,740	100.00%	1,722,357,627	100.00%	1,200,034,160	100.00%	25,654	705	56.75	8.33%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	62,745	88.70%	1,516,385,682	88.04%	1,035,944,266	86.33%	25,434	716	56.65	7.80%
1 - 15	4,542	6.42%	117,138,731	6.80%	92,774,600	7.73%	27,061	648	57.18	10.98%
16 - 30	1,521	2.15%	39,205,125	2.28%	31,602,151	2.63%	26,929	627	57.28	11.98%
31 - 60	1,136	1.61%	29,283,802	1.70%	24,734,276	2.06%	27,089	609	57.92	13.05%
61 - 90	559	0.79%	14,301,691	0.83%	12,237,298	1.02%	27,138	605	58.22	13.42%
91 - 120	137	0.19%	3,509,684	0.20%	2,741,570	0.23%	26,932	604	57.09	13.17%
121+	100	0.14%	2,532,911	0.15%	0	0.00%	0	0	0.00	0.00%
Total:	70,740	100.00%	1,722,357,627	100.00%	1,200,034,160	100.00%	25,654	705	56.75	8.33%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	70,740	100.00%	1,722,357,627	100.00%	1,200,034,160	100.00%	25,654	705	56.75	8.33%
Stated, verified to Level 3²	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	70,740	100.00%	1,722,357,627	100.00%	1,200,034,160	100.00%	25,654	705	56.75	8.33%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	70,336	99.43%	1,714,312,052	99.53%	1,193,861,296	99.49%	25,660	706	56.75	8.31%
Stated, verified but not Level 4 or 5	404	0.57%	8,045,575	0.47%	6,172,864	0.51%	24,558	406	56.40	12.49%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	70,740	100.00%	1,722,357,627	100.00%	1,200,034,160	100.00%	25,654	705	56.75	8.33%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	22,676	32.06%	489,885,841	28.44%	321,413,542	26.78%	23,291	745	54.99	5.91%
5.00 - 9.99%	26,731	37.79%	667,749,404	38.77%	463,288,188	38.61%	25,993	706	56.84	8.15%
10.00 - 14.99%	12,618	17.84%	325,891,328	18.92%	235,157,151	19.60%	26,539	677	57.66	9.93%
15.00 - 19.99%	5,181	7.32%	139,788,529	8.12%	105,280,823	8.77%	27,485	666	58.46	10.92%
20.00 - 24.99%	2,209	3.12%	60,740,889	3.53%	46,021,801	3.84%	27,762	660	58.49	11.46%
25.00 - 29.99%	850	1.20%	24,411,213	1.42%	18,638,447	1.55%	28,935	670	58.40	11.16%
30.00 - 39.99%	368	0.52%	10,305,190	0.60%	7,493,013	0.62%	28,969	681	57.77	9.98%
40.00 - 49.99%	70	0.10%	2,300,673	0.13%	1,682,121	0.14%	32,007	717	58.40	8.73%
50.00 - 59.99%	26	0.04%	842,623	0.05%	655,723	0.05%	30,357	703	59.26	9.72%
60.00 - 69.99%	7	0.01%	265,172	0.02%	239,093	0.02%	35,404	703	59.31	8.09%
70.00 - 79.99%	2	0.00%	79,276	0.00%	71,966	0.01%	36,103	794	61.36	5.36%
80.00 - 89.99%	1	0.00%	47,469	0.00%	44,362	0.00%	44,362	757	64.00	10.45%
90.00 - 99.99%	1	0.00%	50,020	0.00%	47,932	0.00%	47,932	674	65.00	9.45%
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	70,740	100.00%	1,722,357,627	100.00%	1,200,034,160	100.00%	25,654	705	56.75	8.33%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	433	0.61%	2,802,809	0.16%	1,846,185	0.15%	6,348	733	49.46	3.81%
25.00 - 49.99%	3,216	4.55%	41,958,133	2.44%	29,794,738	2.48%	13,239	749	52.00	4.14%
50.00 - 74.99%	10,639	15.04%	213,463,645	12.39%	155,136,011	12.93%	20,565	744	54.99	5.06%
75.00 - 99.99%	26,406	37.33%	675,604,020	39.23%	491,191,141	40.93%	26,371	713	57.30	7.62%
100.00 - 109.99%	16,523	23.36%	448,519,255	26.04%	315,746,467	26.31%	28,021	686	58.00	9.82%
110.00 - 119.99%	9,948	14.06%	258,925,578	15.03%	166,634,041	13.89%	26,764	678	56.55	10.72%
120.00 - 129.99%	2,927	4.14%	66,219,679	3.84%	33,055,814	2.75%	23,377	671	52.01	11.44%
130.00 - 139.99%	512	0.72%	11,781,591	0.68%	5,524,410	0.46%	23,975	680	49.50	11.31%
140.00%+	136	0.19%	3,082,916	0.18%	1,105,353	0.09%	21,193	686	44.89	11.13%
Total:	70,740	100.00%	1,722,357,627	100.00%	1,200,034,160	100.00%	25,654	705	56.75	8.33%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	1,196	1.69%	29,204,783	1.70%	20,866,434	1.74%	25,493	689	57.44	9.33%
Alaska	11	0.02%	315,748	0.02%	177,440	0.01%	30,172	749	57.41	6.51%
Arizona	1,213	1.71%	29,236,913	1.70%	21,398,722	1.78%	25,932	710	56.96	8.06%
Arkansas	83	0.12%	2,170,153	0.13%	1,547,999	0.13%	27,378	713	55.23	7.78%
California	12,883	18.21%	316,141,068	18.36%	221,858,626	18.49%	26,280	709	56.36	7.88%
Colorado	1,744	2.47%	42,800,702	2.49%	30,563,916	2.55%	25,854	726	56.64	7.13%
Connecticut	617	0.87%	14,602,862	0.85%	9,515,993	0.79%	24,893	710	56.22	8.11%
Delaware	304	0.43%	6,944,459	0.40%	4,515,738	0.38%	23,991	712	54.39	7.65%
Florida	6,240	8.82%	156,909,393	9.11%	110,994,817	9.25%	26,467	693	57.81	8.91%
Georgia	4,858	6.87%	119,621,807	6.95%	86,431,127	7.20%	25,793	687	57.50	9.32%
Hawaii	17	0.02%	394,076	0.02%	206,583	0.02%	21,011	732	51.74	6.93%
Idaho	202	0.29%	4,697,097	0.27%	3,309,725	0.28%	24,405	711	56.69	7.61%
Illinois	3,188	4.51%	75,543,699	4.39%	50,016,509	4.17%	24,738	718	56.10	7.78%
Indiana	998	1.41%	23,676,073	1.37%	15,944,372	1.33%	24,582	723	56.81	7.64%
Iowa	227	0.32%	5,256,171	0.31%	3,325,733	0.28%	23,083	727	55.01	7.47%
Kansas	702	0.99%	16,245,855	0.94%	10,915,516	0.91%	24,344	725	55.33	7.43%
Kentucky	801	1.13%	19,032,185	1.11%	13,338,324	1.11%	25,053	720	56.72	7.44%
Louisiana	1,154	1.63%	29,673,301	1.72%	24,182,280	2.02%	26,630	679	58.84	9.66%
Maine	121	0.17%	3,185,339	0.18%	2,471,786	0.21%	27,745	722	56.42	7.12%
Maryland	2,834	4.01%	67,861,191	3.94%	44,692,861	3.72%	24,903	708	56.36	8.37%
Massachusetts	733	1.04%	17,007,923	0.99%	11,632,074	0.97%	24,674	722	56.64	7.37%
Michigan	72	0.10%	1,612,049	0.09%	658,217	0.05%	27,947	709	50.86	8.48%
Minnesota	300	0.42%	6,580,131	0.38%	4,481,049	0.37%	23,609	709	56.06	8.62%
Mississippi	757	1.07%	19,562,301	1.14%	14,186,126	1.18%	26,596	680	57.30	9.91%
Missouri	761	1.08%	17,086,718	0.99%	10,701,385	0.89%	23,262	711	54.78	8.34%
Montana	19	0.03%	483,391	0.03%	278,122	0.02%	22,080	743	53.65	7.89%
Nebraska	275	0.39%	6,428,797	0.37%	4,724,155	0.39%	23,692	742	56.14	6.74%
Nevada	1,781	2.52%	44,662,122	2.59%	30,702,052	2.56%	26,280	713	55.91	7.88%
New Hampshire	85	0.12%	2,056,517	0.12%	1,534,338	0.13%	25,067	719	58.58	7.18%
New Jersey	544	0.77%	12,816,896	0.74%	9,009,351	0.75%	25,590	717	56.58	7.84%
New Mexico	472	0.67%	11,313,042	0.66%	7,936,846	0.66%	25,662	705	56.63	8.21%
New York	35	0.05%	838,055	0.05%	619,932	0.05%	25,677	686	56.87	8.39%
North Carolina	3,712	5.25%	89,724,393	5.21%	61,518,453	5.13%	25,329	704	57.23	8.54%
North Dakota	8	0.01%	187,752	0.01%	75,157	0.01%	16,071	656	56.13	8.33%
Ohio	1,111	1.57%	26,944,823	1.56%	18,297,385	1.52%	25,781	706	56.42	8.47%
Oklahoma	544	0.77%	12,747,935	0.74%	8,922,917	0.74%	24,468	693	56.54	8.67%
Oregon	515	0.73%	11,288,680	0.66%	7,834,398	0.65%	22,691	704	55.78	7.95%
Pennsylvania	986	1.39%	23,323,880	1.35%	16,666,136	1.39%	25,158	710	56.80	7.88%
Rhode Island	176	0.25%	3,940,403	0.23%	2,567,768	0.21%	23,911	711	55.91	7.70%
South Carolina	2,002	2.83%	46,426,748	2.70%	32,203,275	2.68%	24,121	698	56.77	8.82%
South Dakota	14	0.02%	310,271	0.02%	162,395	0.01%	23,601	772	53.40	4.46%
Tennessee	2,642	3.73%	63,817,113	3.71%	42,770,661	3.56%	24,963	712	55.94	8.03%
Texas	8,032	11.35%	202,789,717	11.77%	141,018,702	11.75%	26,294	698	57.02	8.68%
Utah	277	0.39%	6,477,201	0.38%	4,434,717	0.37%	25,397	726	55.22	7.19%
Vermont	9	0.01%	156,460	0.01%	118,451	0.01%	21,408	804	50.62	3.73%
Virginia	3,609	5.10%	85,405,867	4.96%	58,734,284	4.89%	24,988	715	56.35	7.98%
Washington	1,012	1.43%	24,527,320	1.42%	17,627,116	1.47%	25,674	706	56.08	7.97%
West Virginia	68	0.10%	1,710,400	0.10%	1,192,169	0.10%	26,349	688	56.83	9.38%
Wisconsin	654	0.92%	15,234,413	0.88%	11,038,074	0.92%	24,092	705	57.32	8.43%
Wyoming	29	0.04%	716,116	0.04%	417,651	0.03%	25,770	697	57.78	8.70%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	-	-	-	-	-	-	-	-	-	-
Armed Forces Pacific	1	0.00%	31,416	0.00%	27,830	0.00%	27,830	585	61.00	9.45%
District of Columbia	110	0.16%	2,574,671	0.15%	1,610,986	0.13%	24,919	708	54.16	8.44%
Guam	1	0.00%	19,294	0.00%	17,192	0.00%	17,192	816	53.00	2.95%
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	1	0.00%	41,937	0.00%	40,295	0.00%	40,295	597	58.00	10.95%
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	70,740	100.00%	1,722,357,627	100.00%	1,200,034,160	100.00%	25,654	705	56.75	8.33%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	38	0.05%	1,014,731	0.06%	86,095	0.01%	6,780	711	12.88	6.52%
Used	70,702	99.95%	1,721,342,896	99.94%	1,199,948,065	99.99%	25,655	705	56.75	8.33%
NA	-	-	-	-	-	-	-	-	-	-
Total:	70,740	100.00%	1,722,357,627	100.00%	1,200,034,160	100.00%	25,654	705	56.75	8.33%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	29,615	41.86%	626,971,682	36.40%	419,100,642	34.92%	22,455	687	56.10	9.13%
Truck	6,722	9.50%	206,535,331	11.99%	147,201,574	12.27%	30,745	724	56.76	7.47%
SUV	29,356	41.50%	756,385,407	43.92%	533,198,959	44.43%	26,477	712	57.07	7.96%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	2,132	3.01%	52,970,669	3.08%	35,544,382	2.96%	25,579	725	55.77	7.42%
Unknown	2,915	4.12%	79,494,537	4.62%	64,988,602	5.42%	28,039	705	58.79	8.65%
Total:	70,740	100.00%	1,722,357,627	100.00%	1,200,034,160	100.00%	25,654	705	56.75	8.33%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	6,666	9.42%	161,212,955	9.36%	109,128,642	9.09%	25,421	704	56.13	8.34%
Ford: Lincoln	402	0.57%	10,861,507	0.63%	7,245,712	0.60%	27,687	716	55.81	8.06%
Ford: Mercury	5	0.01%	83,313	0.00%	38,179	0.00%	17,678	775	56.90	7.93%
GMC	1,550	2.19%	46,483,879	2.70%	31,234,075	2.60%	30,241	711	56.15	8.11%
GMC: Buick	769	1.09%	16,386,352	0.95%	9,515,954	0.79%	20,408	700	54.17	8.76%
GMC: Cadillac	801	1.13%	22,893,121	1.33%	13,983,693	1.17%	29,025	697	55.19	8.62%
GMC: Chevrolet	5,795	8.19%	146,729,151	8.52%	98,175,707	8.18%	27,023	698	56.50	8.71%
GMC: Hummer	2	0.00%	50,960	0.00%	1,048	0.00%	1,048	665	4.00	6.95%
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	4	0.01%	50,659	0.00%	1,520	0.00%	1,005	679	6.70	7.27%
GMC: Saturn	2	0.00%	16,849	0.00%	646	0.00%	332	621	2.00	7.90%
Tesla	505	0.71%	22,188,191	1.29%	17,548,686	1.46%	41,544	728	59.71	6.22%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	1,753	2.48%	52,744,404	3.06%	37,432,842	3.12%	30,023	708	56.80	8.12%
BMW: Mini	443	0.63%	8,557,670	0.50%	5,886,676	0.49%	19,190	713	55.12	7.78%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	1,754	2.48%	54,051,498	3.14%	37,120,008	3.09%	30,163	698	56.65	8.63%
Daimler: Smart	46	0.07%	535,157	0.03%	239,752	0.02%	11,188	688	49.39	9.30%
Fiat	241	0.34%	3,830,341	0.22%	2,576,178	0.21%	16,027	681	54.73	9.05%
Fiat: Alfa Romeo	-	-	-	-	-	-	-	-	-	-
Fiat: Chrysler	935	1.32%	22,726,959	1.32%	15,139,959	1.26%	24,974	705	56.69	8.69%
Fiat: Dodge	3,217	4.55%	93,905,996	5.45%	66,399,019	5.53%	30,195	696	57.55	8.85%
Fiat: Jeep	4,331	6.12%	111,739,875	6.49%	79,762,779	6.65%	26,482	707	57.78	8.23%
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	371	0.52%	9,958,528	0.58%	7,294,527	0.61%	27,446	722	56.45	7.19%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	2,028	2.87%	45,038,328	2.61%	34,476,836	2.87%	23,144	695	58.29	8.60%
Volkswagen: Audi	1,011	1.43%	30,503,606	1.77%	21,817,571	1.82%	29,809	715	56.86	7.72%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	222	0.31%	9,504,495	0.55%	6,739,980	0.56%	39,917	737	54.84	6.23%
Honda	6,683	9.45%	147,494,561	8.56%	106,155,526	8.85%	22,386	707	56.78	8.35%
Honda: Acura	794	1.12%	19,934,601	1.16%	12,972,023	1.08%	25,597	710	56.27	8.26%
Hyundai	3,681	5.20%	71,889,266	4.17%	49,011,138	4.08%	20,477	684	56.52	9.17%
Hyundai: Kia	2,920	4.13%	60,155,429	3.49%	41,180,473	3.43%	21,834	686	57.04	9.35%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	1,744	2.47%	36,241,008	2.10%	26,511,707	2.21%	21,001	705	56.93	8.33%
Mitsubishi	548	0.77%	10,348,129	0.60%	7,694,455	0.64%	19,205	661	58.51	10.16%
Nissan	6,161	8.71%	123,756,938	7.19%	80,518,517	6.71%	20,645	687	56.02	9.39%
Nissan: Infiniti	939	1.33%	25,679,573	1.49%	16,643,577	1.39%	26,279	703	56.01	8.55%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	2,313	3.27%	53,128,378	3.08%	39,154,860	3.26%	22,959	733	57.03	6.96%
Suzuki	-	-	-	-	-	-	-	-	-	-
Tata: Jaguar	215	0.30%	7,205,489	0.42%	5,360,649	0.45%	31,957	702	57.48	8.22%
Tata: Land Rover	371	0.52%	14,142,564	0.82%	10,332,917	0.86%	37,177	717	57.11	7.17%
Toyota	9,283	13.12%	220,507,156	12.80%	159,115,639	13.26%	24,823	716	56.83	7.78%
Toyota: Lexus	2,041	2.89%	58,806,849	3.41%	42,072,106	3.51%	29,201	725	56.51	7.28%
Toyota: Scion	194	0.27%	3,013,892	0.17%	1,550,585	0.13%	14,199	648	48.71	10.13%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	70,740	100.00%	1,722,357,627	100.00%	1,200,034,160	100.00%	25,654	705	56.75	8.33%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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