StratMaker (139594)

CarMax Auto Owner Trust 2019-3

StratMaker Datatape Summary

Beginning Period

Nov 1, 2022

As % of Reporting Period ELA:

Ending Period

Nov 30, 2022

New % / Used %

0.23% / 99.77%

Total Original # of Loans

56,873

WA Loan to Value (LTV)

45.33%

Total Original Loan Amount (OLA)

$ 1,108,087,580

WA Payment to Income (PTI)

8.46%

Weighted Average (WA) OLA

$ 22,281

WA FICO (non-zero)

694

Rep. Period Beginning Loan Amount

$ 286,345,509

WA Remaining Term (RT)

25.30

Rep. Period Ending Loan Amount (ELA)

$ 271,140,032

WA Original APR

9.09%

Beginning Period

Nov 1, 2022

Ending Period

Nov 30, 2022

Total Original # of Loans

56,873

Total Original Loan Amount (OLA)

$ 1,108,087,580

Weighted Average (WA) OLA

$ 22,281

Rep. Period Beginning Loan Amount

$ 286,345,509

Rep. Period Ending Loan Amount (ELA)

$ 271,140,032

As % of Reporting Period ELA:

New % / Used %

0.23% / 99.77%

WA Loan to Value (LTV)

45.33%

WA Payment to Income (PTI)

8.46%

WA FICO (non-zero)

694

WA Remaining Term (RT)

25.30

WA Original APR

9.09%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	228	0.40%	888,130	0.08%	110,569	0.04%	1,361	666	18.72	6.23%
$5,000 - $9,999	2,885	5.07%	24,070,316	2.17%	4,417,716	1.63%	3,048	667	20.23	7.84%
$10,000 - $14,999	13,063	22.97%	168,217,643	15.18%	37,992,125	14.01%	5,276	667	23.07	9.03%
$15,000 - $19,999	18,091	31.81%	315,429,027	28.47%	79,739,052	29.41%	7,627	685	25.20	9.36%
$20,000 - $24,999	11,628	20.45%	258,739,378	23.35%	65,988,455	24.34%	9,842	695	25.86	9.17%
$25,000 - $29,999	6,234	10.96%	169,857,983	15.33%	42,522,543	15.68%	12,194	698	26.23	9.17%
$30,000 - $39,999	3,772	6.63%	126,160,187	11.39%	30,223,936	11.15%	14,840	706	26.42	8.66%
$40,000 - $49,999	766	1.35%	33,570,327	3.03%	7,992,248	2.95%	19,348	711	26.38	8.30%
$50,000 - $59,999	183	0.32%	9,722,131	0.88%	1,969,355	0.73%	22,446	722	25.13	7.53%
$60,000 - $69,999	23	0.04%	1,432,459	0.13%	184,033	0.07%	18,585	766	18.05	5.11%
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	56,873	100.00%	1,108,087,580	100.00%	271,140,032	100.00%	9,740	690	25.30	9.09%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	30,585	53.78%	543,772,998	49.07%	29,008,955	10.70%	3,863	697	18.39	7.23%
$5,000 - $9,999	17,821	31.33%	330,880,344	29.86%	131,025,058	48.32%	7,622	698	24.21	8.63%
$10,000 - $14,999	6,747	11.86%	172,339,406	15.55%	80,579,178	29.72%	12,105	681	28.05	9.98%
$15,000 - $19,999	1,429	2.51%	48,168,047	4.35%	23,897,054	8.81%	16,824	671	29.12	10.51%
$20,000 - $24,999	239	0.42%	10,354,272	0.93%	5,218,781	1.92%	21,917	674	29.69	10.14%
$25,000 - $29,999	44	0.08%	2,168,871	0.20%	1,160,573	0.43%	26,435	649	30.53	10.65%
$30,000 - $39,999	8	0.01%	403,643	0.04%	250,434	0.09%	31,335	634	32.23	11.72%
$40,000 - $49,999	-	-	-	-	-	-	-	-	-	-
$50,000 - $59,999	-	-	-	-	-	-	-	-	-	-
$60,000 - $69,999	-	-	-	-	-	-	-	-	-	-
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	56,873	100.00%	1,108,087,580	100.00%	271,140,032	100.00%	9,740	690	25.30	9.09%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	56,873	100.00%	1,108,087,580	100.00%	271,140,032	100.00%	9,740	690	25.30	9.09%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	56,873	100.00%	1,108,087,580	100.00%	271,140,032	100.00%	9,740	690	25.30	9.09%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	2	0.00%	29,350	0.00%	0	0.00%	0	0	0.00	0.00%
2.50 - 4.99%	12,210	21.47%	234,216,295	21.14%	47,179,164	17.40%	8,023	800	21.89	4.43%
5.00 - 7.49%	12,064	21.21%	231,572,401	20.90%	52,208,579	19.26%	8,717	743	23.43	6.64%
7.50 - 9.99%	15,286	26.88%	298,989,678	26.98%	77,628,821	28.63%	9,715	680	25.95	8.99%
10.00 - 12.49%	8,211	14.44%	172,114,845	15.53%	48,057,663	17.72%	11,437	636	28.06	11.26%
12.50 - 14.99%	6,953	12.23%	129,726,170	11.71%	35,145,666	12.96%	10,720	584	26.71	13.92%
15.00 - 17.49%	2,147	3.78%	41,438,841	3.74%	10,920,139	4.03%	11,609	611	27.75	16.48%
17.50 - 19.99%	-	-	-	-	-	-	-	-	-	-
20.00 - 22.49%	-	-	-	-	-	-	-	-	-	-
22.50 - 24.99%	-	-	-	-	-	-	-	-	-	-
25.00 - 27.49%	-	-	-	-	-	-	-	-	-	-
27.50 - 29.99%	-	-	-	-	-	-	-	-	-	-
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	56,873	100.00%	1,108,087,580	100.00%	271,140,032	100.00%	9,740	690	25.30	9.09%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	18	0.03%	293,932	0.03%	75,322	0.03%	9,775	493	29.01	13.70%
500 - 549	1,085	1.91%	20,229,415	1.83%	5,529,206	2.04%	10,612	534	26.94	12.60%
550 - 599	5,138	9.03%	98,065,646	8.85%	27,201,603	10.03%	10,912	579	27.10	12.67%
600 - 649	10,950	19.25%	213,848,076	19.30%	57,251,225	21.12%	10,636	626	26.70	11.63%
650 - 699	12,040	21.17%	236,442,309	21.34%	60,028,314	22.14%	9,975	674	25.91	9.72%
700 - 749	10,112	17.78%	196,071,998	17.69%	47,328,948	17.46%	9,351	723	24.97	7.94%
750 - 799	8,369	14.72%	163,185,081	14.73%	36,726,206	13.55%	8,891	774	23.97	6.07%
800+	8,476	14.90%	171,655,202	15.49%	35,324,659	13.03%	8,496	833	22.57	5.03%
NA	685	1.20%	8,295,920	0.75%	1,674,550	0.62%	4,701	0	17.24	13.61%
Total:	56,873	100.00%	1,108,087,580	100.00%	271,140,032	100.00%	9,740	690	25.30	9.09%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	3	0.01%	19,141	0.00%	0	0.00%	0	0	0.00	0.00%
25 - 36	259	0.46%	3,212,042	0.29%	0	0.00%	0	0	0.00	0.00%
37 - 48	930	1.64%	12,757,099	1.15%	568,247	0.21%	2,052	725	5.17	6.51%
49 - 60	12,129	21.33%	217,835,206	19.66%	38,964,310	14.37%	6,635	707	16.97	7.22%
61 - 72	32,167	56.56%	629,196,582	56.78%	159,535,547	58.84%	9,746	690	25.45	9.16%
73+	11,385	20.02%	245,067,510	22.12%	72,071,928	26.58%	11,467	681	29.65	9.95%
Total:	56,873	100.00%	1,108,087,580	100.00%	271,140,032	100.00%	9,740	690	25.30	9.09%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	22,146	38.94%	433,385,674	39.11%	1,015	0.00%	534	610	0.00	8.56%
1 - 12	749	1.32%	10,930,786	0.99%	1,374,019	0.51%	2,771	713	6.50	7.12%
13 - 24	17,600	30.95%	318,270,516	28.72%	104,600,967	38.58%	7,138	705	19.06	7.71%
25 - 36	16,360	28.77%	345,084,268	31.14%	164,935,385	60.83%	11,441	680	29.39	9.98%
37 - 48	13	0.02%	280,690	0.03%	167,857	0.06%	15,458	631	42.26	9.15%
49 - 60	5	0.01%	135,645	0.01%	60,789	0.02%	15,946	634	50.69	6.57%
61 - 72	-	-	-	-	-	-	-	-	-	-
73+	-	-	-	-	-	-	-	-	-	-
Total:	56,873	100.00%	1,108,087,580	100.00%	271,140,032	100.00%	9,740	690	25.30	9.09%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	49,147	86.42%	952,200,455	85.93%	218,748,354	80.68%	9,241	704	24.89	8.50%
1 - 15	2,800	4.92%	57,010,124	5.14%	26,793,708	9.88%	11,238	643	26.55	10.97%
16 - 30	998	1.75%	19,954,493	1.80%	9,763,453	3.60%	11,568	623	27.28	11.66%
31 - 60	848	1.49%	17,273,868	1.56%	9,068,527	3.34%	12,548	612	27.65	12.29%
61 - 90	534	0.94%	10,908,855	0.98%	5,834,745	2.15%	13,455	608	27.86	12.58%
91 - 120	108	0.19%	2,188,402	0.20%	931,245	0.34%	14,272	613	27.82	12.06%
121+	2,438	4.29%	48,551,383	4.38%	0	0.00%	0	0	0.00	0.00%
Total:	56,873	100.00%	1,108,087,580	100.00%	271,140,032	100.00%	9,740	690	25.30	9.09%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	56,873	100.00%	1,108,087,580	100.00%	271,140,032	100.00%	9,740	690	25.30	9.09%
Stated, verified to Level 3²	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	56,873	100.00%	1,108,087,580	100.00%	271,140,032	100.00%	9,740	690	25.30	9.09%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	56,572	99.47%	1,104,439,667	99.67%	270,441,274	99.74%	9,754	692	25.32	9.08%
Stated, verified but not Level 4 or 5	301	0.53%	3,647,913	0.33%	698,758	0.26%	4,670	16	17.23	13.45%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	56,873	100.00%	1,108,087,580	100.00%	271,140,032	100.00%	9,740	690	25.30	9.09%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	20,490	36.03%	367,546,487	33.17%	81,761,793	30.15%	8,424	725	23.81	7.24%
5.00 - 9.99%	21,657	38.08%	432,432,572	39.03%	108,380,038	39.97%	9,875	687	25.60	9.24%
10.00 - 14.99%	9,448	16.61%	194,859,746	17.59%	51,430,751	18.97%	10,638	662	26.41	10.49%
15.00 - 19.99%	3,301	5.80%	69,411,832	6.26%	18,214,640	6.72%	10,993	656	26.36	11.10%
20.00 - 24.99%	1,188	2.09%	25,693,135	2.32%	6,671,885	2.46%	11,626	647	26.74	11.61%
25.00 - 29.99%	485	0.85%	10,897,271	0.98%	2,773,099	1.02%	12,228	645	26.71	11.47%
30.00 - 39.99%	246	0.43%	5,640,220	0.51%	1,506,336	0.56%	11,968	659	26.07	10.45%
40.00 - 49.99%	38	0.07%	1,013,473	0.09%	265,960	0.10%	12,674	693	24.44	8.98%
50.00 - 59.99%	15	0.03%	438,117	0.04%	91,023	0.03%	12,061	681	24.03	9.30%
60.00 - 69.99%	3	0.01%	95,303	0.01%	44,508	0.02%	14,917	787	29.72	8.51%
70.00 - 79.99%	1	0.00%	30,755	0.00%	0	0.00%	0	0	0.00	0.00%
80.00 - 89.99%	1	0.00%	28,669	0.00%	0	0.00%	0	0	0.00	0.00%
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	56,873	100.00%	1,108,087,580	100.00%	271,140,032	100.00%	9,740	690	25.30	9.09%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	123	0.22%	522,902	0.05%	74,179	0.03%	1,716	688	18.53	5.63%
25.00 - 49.99%	1,273	2.24%	11,621,499	1.05%	1,818,660	0.67%	3,658	730	19.84	5.42%
50.00 - 74.99%	5,365	9.43%	78,694,512	7.10%	14,900,532	5.50%	5,989	737	21.49	5.86%
75.00 - 99.99%	17,861	31.41%	340,526,723	30.73%	79,133,431	29.19%	8,643	712	23.85	7.50%
100.00 - 109.99%	14,133	24.85%	295,664,112	26.68%	75,973,690	28.02%	10,249	684	25.62	9.37%
110.00 - 119.99%	11,473	20.17%	244,184,466	22.04%	64,870,521	23.93%	11,003	670	26.80	10.50%
120.00 - 129.99%	5,020	8.83%	101,399,858	9.15%	26,048,498	9.61%	10,551	665	27.10	11.10%
130.00 - 139.99%	1,245	2.19%	26,821,005	2.42%	6,481,466	2.39%	11,053	676	26.92	11.03%
140.00%+	380	0.67%	8,652,502	0.78%	1,839,055	0.68%	12,036	687	27.39	10.57%
Total:	56,873	100.00%	1,108,087,580	100.00%	271,140,032	100.00%	9,740	690	25.30	9.09%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	936	1.65%	18,420,197	1.66%	4,643,029	1.71%	10,331	687	25.82	9.52%
Alaska	10	0.02%	223,625	0.02%	48,920	0.02%	10,329	690	24.84	8.50%
Arizona	796	1.40%	14,939,236	1.35%	3,180,019	1.17%	8,736	700	24.56	8.53%
Arkansas	70	0.12%	1,468,484	0.13%	345,056	0.13%	10,060	650	25.96	10.50%
California	9,609	16.90%	185,382,326	16.73%	45,006,480	16.60%	9,589	685	24.79	9.16%
Colorado	1,195	2.10%	24,130,046	2.18%	5,322,287	1.96%	9,799	713	24.53	8.25%
Connecticut	544	0.96%	10,711,513	0.97%	2,751,028	1.01%	9,684	695	25.29	8.84%
Delaware	294	0.52%	5,530,940	0.50%	1,541,432	0.57%	9,236	685	25.23	9.13%
Florida	4,789	8.42%	96,562,766	8.71%	23,335,222	8.61%	10,510	680	26.43	9.45%
Georgia	3,748	6.59%	73,435,534	6.63%	18,538,211	6.84%	10,120	677	25.77	9.75%
Hawaii	19	0.03%	378,206	0.03%	51,198	0.02%	9,353	695	27.38	9.53%
Idaho	172	0.30%	3,145,413	0.28%	635,399	0.23%	8,466	717	23.77	8.02%
Illinois	2,948	5.18%	56,014,657	5.06%	15,251,722	5.63%	9,199	705	25.13	8.54%
Indiana	962	1.69%	18,203,534	1.64%	4,429,168	1.63%	9,089	706	24.91	8.41%
Iowa	216	0.38%	4,050,687	0.37%	952,392	0.35%	8,883	705	25.35	8.43%
Kansas	684	1.20%	12,994,690	1.17%	3,054,948	1.13%	9,054	713	24.34	8.25%
Kentucky	683	1.20%	12,733,688	1.15%	2,927,506	1.08%	8,898	703	25.08	8.59%
Louisiana	708	1.24%	14,711,629	1.33%	3,912,468	1.44%	11,184	670	26.23	10.07%
Maine	117	0.21%	2,163,006	0.20%	482,246	0.18%	8,467	701	24.36	9.07%
Maryland	2,603	4.58%	51,691,466	4.66%	13,271,118	4.89%	9,969	697	25.32	8.70%
Massachusetts	562	0.99%	10,085,709	0.91%	2,572,269	0.95%	8,506	706	24.22	8.21%
Michigan	75	0.13%	1,295,696	0.12%	281,922	0.10%	8,007	680	23.48	9.77%
Minnesota	236	0.41%	4,723,241	0.43%	1,168,083	0.43%	9,652	672	25.24	9.49%
Mississippi	535	0.94%	11,357,233	1.02%	3,022,730	1.11%	11,127	672	26.63	10.37%
Missouri	600	1.05%	11,548,916	1.04%	2,564,100	0.95%	9,238	700	24.61	9.15%
Montana	16	0.03%	318,419	0.03%	54,301	0.02%	8,838	725	22.73	6.79%
Nebraska	225	0.40%	4,015,340	0.36%	985,853	0.36%	9,145	716	24.55	7.98%
Nevada	1,456	2.56%	28,776,189	2.60%	6,448,051	2.38%	9,927	691	25.23	9.21%
New Hampshire	107	0.19%	1,962,937	0.18%	531,529	0.20%	9,100	704	25.05	9.12%
New Jersey	516	0.91%	10,091,937	0.91%	2,791,655	1.03%	9,937	710	26.15	8.28%
New Mexico	389	0.68%	7,396,378	0.67%	1,659,922	0.61%	8,940	693	24.18	8.99%
New York	147	0.26%	2,746,102	0.25%	620,701	0.23%	8,815	696	24.50	8.99%
North Carolina	3,157	5.55%	60,240,891	5.44%	14,155,986	5.22%	9,591	688	25.73	9.29%
North Dakota	5	0.01%	87,517	0.01%	12,953	0.00%	6,477	627	25.48	10.45%
Ohio	1,139	2.00%	22,155,585	2.00%	5,764,345	2.13%	9,613	696	25.65	9.02%
Oklahoma	593	1.04%	11,223,586	1.01%	2,530,717	0.93%	9,468	685	24.33	9.10%
Oregon	495	0.87%	8,268,256	0.75%	1,849,853	0.68%	8,152	691	24.58	8.57%
Pennsylvania	793	1.39%	15,367,756	1.39%	3,976,239	1.47%	9,471	701	24.68	8.57%
Rhode Island	160	0.28%	2,872,762	0.26%	731,943	0.27%	8,999	688	25.41	9.18%
South Carolina	1,656	2.91%	31,473,412	2.84%	7,816,168	2.88%	9,479	683	25.51	9.34%
South Dakota	19	0.03%	430,753	0.04%	97,120	0.04%	11,524	663	26.09	9.07%
Tennessee	2,344	4.12%	46,111,644	4.16%	10,984,455	4.05%	9,469	696	25.22	8.77%
Texas	5,772	10.15%	115,875,772	10.46%	28,979,960	10.69%	10,274	678	25.61	9.53%
Utah	177	0.31%	3,315,026	0.30%	739,944	0.27%	9,666	717	24.06	7.52%
Vermont	7	0.01%	127,106	0.01%	50,040	0.02%	8,501	716	24.21	7.76%
Virginia	3,167	5.57%	61,782,573	5.58%	15,050,359	5.55%	9,455	706	25.02	8.53%
Washington	859	1.51%	16,377,893	1.48%	3,504,697	1.29%	9,109	693	24.88	8.81%
West Virginia	88	0.15%	1,729,237	0.16%	455,998	0.17%	9,386	694	23.83	8.92%
Wisconsin	323	0.57%	6,320,439	0.57%	1,377,533	0.51%	8,560	714	22.89	8.24%
Wyoming	24	0.04%	490,101	0.04%	103,398	0.04%	10,913	740	24.07	7.55%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	7	0.01%	138,120	0.01%	21,143	0.01%	7,975	716	27.31	8.84%
Armed Forces Pacific	2	0.00%	55,651	0.01%	5,650	0.00%	5,650	889	17.00	3.95%
District of Columbia	111	0.20%	2,289,068	0.21%	531,302	0.20%	9,693	689	24.63	8.85%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	6	0.01%	98,531	0.01%	11,859	0.00%	6,735	661	20.79	13.07%
Virgin Islands	2	0.00%	46,163	0.00%	7,405	0.00%	7,405	787	18.00	3.95%
Total:	56,873	100.00%	1,108,087,580	100.00%	271,140,032	100.00%	9,740	690	25.30	9.09%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	123	0.22%	3,210,065	0.29%	626,121	0.23%	10,506	765	22.23	5.83%
Used	56,750	99.78%	1,104,877,515	99.71%	270,513,911	99.77%	9,739	690	25.31	9.09%
NA	-	-	-	-	-	-	-	-	-	-
Total:	56,873	100.00%	1,108,087,580	100.00%	271,140,032	100.00%	9,740	690	25.30	9.09%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	27,830	48.93%	473,137,208	42.70%	113,440,325	41.84%	8,569	675	25.39	9.65%
Truck	4,387	7.71%	112,681,685	10.17%	27,252,007	10.05%	12,065	707	25.00	8.61%
SUV	22,778	40.05%	484,097,301	43.69%	121,031,537	44.64%	10,333	699	25.31	8.70%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	1,878	3.30%	38,171,386	3.44%	9,416,163	3.47%	9,513	700	25.08	8.69%
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	56,873	100.00%	1,108,087,580	100.00%	271,140,032	100.00%	9,740	690	25.30	9.09%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	6,941	12.20%	135,580,220	12.24%	32,917,978	12.14%	9,627	694	24.99	8.85%
Ford: Lincoln	578	1.02%	12,841,128	1.16%	3,026,557	1.12%	10,326	701	25.27	8.58%
Ford: Mercury	20	0.04%	236,579	0.02%	50,100	0.02%	4,532	657	18.83	10.67%
GMC	1,654	2.91%	40,533,850	3.66%	10,658,990	3.93%	12,135	699	25.95	8.85%
GMC: Buick	1,005	1.77%	18,666,807	1.68%	4,942,211	1.82%	9,125	690	25.71	9.22%
GMC: Cadillac	748	1.32%	19,121,585	1.73%	4,573,449	1.69%	13,359	694	25.73	9.16%
GMC: Chevrolet	5,458	9.60%	109,324,327	9.87%	28,066,684	10.35%	10,261	683	25.93	9.49%
GMC: Hummer	1	0.00%	24,370	0.00%	0	0.00%	0	0	0.00	0.00%
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	6	0.01%	69,336	0.01%	2,058	0.00%	2,058	738	16.00	6.95%
GMC: Saturn	9	0.02%	93,367	0.01%	20,235	0.01%	3,580	629	20.71	10.68%
Tesla	8	0.01%	409,163	0.04%	31,651	0.01%	11,836	702	14.76	5.59%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	1,328	2.34%	32,562,427	2.94%	7,002,129	2.58%	12,019	695	25.09	8.86%
BMW: Mini	380	0.67%	6,089,868	0.55%	1,220,632	0.45%	7,534	690	24.09	9.09%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	1,322	2.32%	34,778,089	3.14%	7,605,745	2.81%	12,772	689	25.69	9.07%
Daimler: Smart	47	0.08%	461,973	0.04%	83,019	0.03%	4,434	667	24.28	10.16%
Fiat	319	0.56%	4,426,047	0.40%	1,014,600	0.37%	6,454	679	24.17	9.02%
Fiat: Alfa Romeo	-	-	-	-	-	-	-	-	-	-
Fiat: Chrysler	728	1.28%	14,473,628	1.31%	3,315,193	1.22%	9,544	692	25.27	8.91%
Fiat: Dodge	2,711	4.77%	60,821,678	5.49%	15,588,017	5.75%	11,234	678	26.52	9.78%
Fiat: Jeep	3,047	5.36%	62,924,980	5.68%	15,780,010	5.82%	9,936	695	25.83	8.97%
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	266	0.47%	5,864,776	0.53%	1,350,090	0.50%	10,817	738	23.65	7.09%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	1,180	2.07%	18,332,880	1.65%	4,025,229	1.48%	7,340	674	24.22	9.10%
Volkswagen: Audi	656	1.15%	17,351,803	1.57%	3,837,270	1.42%	12,307	711	25.23	8.34%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	107	0.19%	4,308,504	0.39%	735,245	0.27%	16,581	725	24.74	7.30%
Honda	4,044	7.11%	70,687,633	6.38%	17,497,004	6.45%	8,409	695	24.94	8.94%
Honda: Acura	868	1.53%	18,356,623	1.66%	4,266,725	1.57%	9,778	709	24.27	8.32%
Hyundai	3,158	5.55%	48,489,129	4.38%	11,748,611	4.33%	7,460	677	25.39	9.46%
Hyundai: Kia	2,492	4.38%	39,673,403	3.58%	10,309,640	3.80%	7,855	671	25.81	9.74%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	978	1.72%	15,352,843	1.39%	3,708,325	1.37%	7,378	691	24.40	9.00%
Mitsubishi	572	1.01%	8,840,916	0.80%	2,465,674	0.91%	7,992	664	26.69	10.40%
Nissan	7,017	12.34%	119,164,737	10.75%	30,750,154	11.34%	8,320	677	25.66	9.46%
Nissan: Infiniti	1,207	2.12%	27,906,322	2.52%	6,710,758	2.48%	11,144	691	25.15	9.26%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	963	1.69%	18,236,954	1.65%	4,252,950	1.57%	8,948	717	24.33	8.01%
Suzuki	-	-	-	-	-	-	-	-	-	-
Tata: Jaguar	140	0.25%	3,983,813	0.36%	873,594	0.32%	13,525	687	25.01	8.83%
Tata: Land Rover	287	0.50%	9,738,614	0.88%	1,995,561	0.74%	16,225	691	25.26	8.92%
Toyota	4,863	8.55%	88,417,966	7.98%	21,541,973	7.94%	8,624	703	24.10	8.54%
Toyota: Lexus	1,549	2.72%	36,861,371	3.33%	8,497,139	3.13%	11,353	705	24.11	8.49%
Toyota: Scion	216	0.38%	3,079,870	0.28%	674,833	0.25%	6,577	682	24.72	10.01%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	56,873	100.00%	1,108,087,580	100.00%	271,140,032	100.00%	9,740	690	25.30	9.09%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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