StratMaker (139598)

CarMax Auto Owner Trust 2020-3

StratMaker Datatape Summary

Beginning Period

Nov 1, 2022

As % of Reporting Period ELA:

Ending Period

Nov 30, 2022

New % / Used %

0.09% / 99.91%

Total Original # of Loans

67,553

WA Loan to Value (LTV)

57.50%

Total Original Loan Amount (OLA)

$ 1,367,275,474

WA Payment to Income (PTI)

7.98%

Weighted Average (WA) OLA

$ 23,198

WA FICO (non-zero)

713

Rep. Period Beginning Loan Amount

$ 423,009,706

WA Remaining Term (RT)

34.60

Rep. Period Ending Loan Amount (ELA)

$ 405,476,942

WA Original APR

7.93%

Beginning Period

Nov 1, 2022

Ending Period

Nov 30, 2022

Total Original # of Loans

67,553

Total Original Loan Amount (OLA)

$ 1,367,275,474

Weighted Average (WA) OLA

$ 23,198

Rep. Period Beginning Loan Amount

$ 423,009,706

Rep. Period Ending Loan Amount (ELA)

$ 405,476,942

As % of Reporting Period ELA:

New % / Used %

0.09% / 99.91%

WA Loan to Value (LTV)

57.50%

WA Payment to Income (PTI)

7.98%

WA FICO (non-zero)

713

WA Remaining Term (RT)

34.60

WA Original APR

7.93%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	225	0.33%	882,111	0.06%	222,826	0.05%	1,974	668	27.27	5.30%
$5,000 - $9,999	3,138	4.65%	25,933,171	1.90%	6,984,851	1.72%	4,245	678	29.30	6.89%
$10,000 - $14,999	13,824	20.46%	178,769,116	13.07%	52,929,106	13.05%	7,071	675	32.08	8.19%
$15,000 - $19,999	20,801	30.79%	362,923,063	26.54%	108,010,430	26.64%	9,971	692	34.45	8.42%
$20,000 - $24,999	14,187	21.00%	316,289,639	23.13%	95,689,617	23.60%	12,791	713	35.33	7.95%
$25,000 - $29,999	8,204	12.14%	223,574,125	16.35%	66,666,744	16.44%	15,680	718	35.49	7.86%
$30,000 - $39,999	5,732	8.49%	193,025,840	14.12%	56,092,528	13.83%	19,191	727	35.37	7.29%
$40,000 - $49,999	1,192	1.76%	52,201,755	3.82%	14,900,062	3.67%	25,112	729	35.79	7.11%
$50,000 - $59,999	214	0.32%	11,367,444	0.83%	3,436,659	0.85%	29,757	730	34.77	6.59%
$60,000 - $69,999	36	0.05%	2,309,209	0.17%	544,118	0.13%	28,128	798	26.72	4.23%
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	67,553	100.00%	1,367,275,474	100.00%	405,476,942	100.00%	13,118	705	34.60	7.93%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	33,623	49.77%	658,104,530	48.13%	11,566,258	2.85%	3,816	722	25.64	5.58%
$5,000 - $9,999	14,467	21.42%	223,260,231	16.33%	112,386,792	27.72%	8,016	705	31.16	7.13%
$10,000 - $14,999	12,777	18.91%	275,614,601	20.16%	155,856,677	38.44%	12,360	708	35.38	8.09%
$15,000 - $19,999	4,868	7.21%	140,094,277	10.25%	82,863,168	20.44%	17,136	703	37.09	8.63%
$20,000 - $24,999	1,365	2.02%	49,328,087	3.61%	29,979,134	7.39%	22,049	697	38.16	8.86%
$25,000 - $29,999	351	0.52%	15,708,159	1.15%	9,511,041	2.35%	27,171	704	38.29	8.31%
$30,000 - $39,999	100	0.15%	5,056,363	0.37%	3,233,493	0.80%	32,451	679	40.12	9.35%
$40,000 - $49,999	2	0.00%	109,226	0.01%	80,380	0.02%	40,190	654	41.50	11.45%
$50,000 - $59,999	-	-	-	-	-	-	-	-	-	-
$60,000 - $69,999	-	-	-	-	-	-	-	-	-	-
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	67,553	100.00%	1,367,275,474	100.00%	405,476,942	100.00%	13,118	705	34.60	7.93%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	67,553	100.00%	1,367,275,474	100.00%	405,476,942	100.00%	13,118	705	34.60	7.93%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	67,553	100.00%	1,367,275,474	100.00%	405,476,942	100.00%	13,118	705	34.60	7.93%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	55	0.08%	1,277,626	0.09%	0	0.00%	0	0	0.00	0.00%
2.50 - 4.99%	20,342	30.11%	411,150,957	30.07%	120,417,244	29.70%	11,934	802	31.25	3.53%
5.00 - 7.49%	14,352	21.25%	285,613,724	20.89%	78,503,677	19.36%	12,463	733	33.74	6.48%
7.50 - 9.99%	15,637	23.15%	322,601,692	23.59%	95,861,712	23.64%	13,653	681	36.08	9.01%
10.00 - 12.49%	7,995	11.84%	173,629,368	12.70%	57,602,699	14.21%	15,217	638	38.42	11.18%
12.50 - 14.99%	7,024	10.40%	131,495,168	9.62%	41,038,524	10.12%	13,358	550	36.51	14.05%
15.00 - 17.49%	2,148	3.18%	41,506,939	3.04%	12,053,086	2.97%	14,093	601	37.05	16.52%
17.50 - 19.99%	-	-	-	-	-	-	-	-	-	-
20.00 - 22.49%	-	-	-	-	-	-	-	-	-	-
22.50 - 24.99%	-	-	-	-	-	-	-	-	-	-
25.00 - 27.49%	-	-	-	-	-	-	-	-	-	-
27.50 - 29.99%	-	-	-	-	-	-	-	-	-	-
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	67,553	100.00%	1,367,275,474	100.00%	405,476,942	100.00%	13,118	705	34.60	7.93%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	22	0.03%	430,674	0.03%	123,300	0.03%	13,140	483	34.26	13.55%
500 - 549	1,096	1.62%	21,501,768	1.57%	6,700,853	1.65%	14,452	536	37.65	12.89%
550 - 599	5,371	7.95%	105,883,424	7.74%	32,367,541	7.98%	14,252	579	37.00	12.86%
600 - 649	11,366	16.83%	228,144,616	16.69%	66,175,534	16.32%	13,938	626	36.73	11.39%
650 - 699	13,488	19.97%	274,036,687	20.04%	78,509,690	19.36%	13,515	675	35.71	9.23%
700 - 749	12,414	18.38%	247,485,817	18.10%	72,971,980	18.00%	12,820	724	34.53	7.23%
750 - 799	10,992	16.27%	223,685,695	16.36%	67,930,105	16.75%	12,507	774	33.20	5.17%
800+	11,881	17.59%	253,848,416	18.57%	76,554,828	18.88%	12,488	833	31.82	3.89%
NA	923	1.37%	12,258,379	0.90%	4,143,110	1.02%	8,360	0	30.93	13.95%
Total:	67,553	100.00%	1,367,275,474	100.00%	405,476,942	100.00%	13,118	705	34.60	7.93%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	7	0.01%	52,058	0.00%	0	0.00%	0	0	0.00	0.00%
25 - 36	355	0.53%	4,559,986	0.33%	195,769	0.05%	2,121	760	4.54	4.51%
37 - 48	1,200	1.78%	16,483,467	1.21%	2,742,404	0.68%	5,572	730	15.28	5.45%
49 - 60	13,686	20.26%	256,667,694	18.77%	79,612,596	19.63%	10,658	732	27.42	5.98%
61 - 72	37,839	56.01%	769,992,088	56.32%	230,645,947	56.88%	13,218	702	35.14	8.10%
73+	14,466	21.41%	319,520,181	23.37%	92,280,225	22.76%	15,236	690	40.05	9.29%
Total:	67,553	100.00%	1,367,275,474	100.00%	405,476,942	100.00%	13,118	705	34.60	7.93%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	30,093	44.55%	617,623,215	45.17%	7,788	0.00%	1,180	613	0.00	12.34%
1 - 12	333	0.49%	4,661,424	0.34%	595,353	0.15%	2,740	736	6.74	5.62%
13 - 24	1,738	2.57%	28,369,221	2.07%	10,290,526	2.54%	7,899	731	19.72	5.98%
25 - 36	20,749	30.72%	394,768,266	28.87%	195,962,674	48.33%	11,225	719	29.81	6.68%
37 - 48	14,630	21.66%	321,605,981	23.52%	198,472,601	48.95%	15,286	690	40.17	9.28%
49 - 60	10	0.01%	247,367	0.02%	147,999	0.04%	16,659	631	52.20	6.10%
61 - 72	-	-	-	-	-	-	-	-	-	-
73+	-	-	-	-	-	-	-	-	-	-
Total:	67,553	100.00%	1,367,275,474	100.00%	405,476,942	100.00%	13,118	705	34.60	7.93%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	61,649	91.26%	1,245,609,506	91.10%	345,384,108	85.18%	12,737	719	34.22	7.33%
1 - 15	2,429	3.60%	50,733,766	3.71%	31,025,367	7.65%	14,889	645	36.21	10.64%
16 - 30	805	1.19%	16,515,479	1.21%	10,375,967	2.56%	14,978	620	37.07	11.55%
31 - 60	805	1.19%	16,451,657	1.20%	10,917,036	2.69%	15,858	600	37.71	12.46%
61 - 90	470	0.70%	9,818,250	0.72%	6,529,372	1.61%	16,536	602	37.66	12.90%
91 - 120	118	0.17%	2,543,959	0.19%	1,227,457	0.30%	17,239	584	35.97	12.60%
121+	1,277	1.89%	25,602,857	1.87%	17,635	0.00%	18,615	577	30.97	8.61%
Total:	67,553	100.00%	1,367,275,474	100.00%	405,476,942	100.00%	13,118	705	34.60	7.93%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	67,553	100.00%	1,367,275,474	100.00%	405,476,942	100.00%	13,118	705	34.60	7.93%
Stated, verified to Level 3²	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	67,553	100.00%	1,367,275,474	100.00%	405,476,942	100.00%	13,118	705	34.60	7.93%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	67,151	99.40%	1,361,922,262	99.61%	403,736,205	99.57%	13,139	708	34.61	7.91%
Stated, verified but not Level 4 or 5	402	0.60%	5,353,212	0.39%	1,740,737	0.43%	8,283	83	31.02	13.90%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	67,553	100.00%	1,367,275,474	100.00%	405,476,942	100.00%	13,118	705	34.60	7.93%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	25,242	37.37%	472,956,056	34.59%	137,072,415	33.81%	11,695	746	32.85	5.86%
5.00 - 9.99%	25,740	38.10%	538,406,000	39.38%	161,497,161	39.83%	13,428	703	35.02	8.10%
10.00 - 14.99%	10,488	15.53%	222,722,579	16.29%	66,542,812	16.41%	14,224	668	36.05	9.97%
15.00 - 19.99%	3,866	5.72%	83,286,987	6.09%	25,536,075	6.30%	14,463	637	36.45	10.99%
20.00 - 24.99%	1,394	2.06%	30,672,483	2.24%	8,878,653	2.19%	15,053	637	36.62	11.25%
25.00 - 29.99%	522	0.77%	11,618,614	0.85%	3,680,509	0.91%	16,145	636	36.57	11.29%
30.00 - 39.99%	248	0.37%	6,047,405	0.44%	1,780,898	0.44%	16,171	687	34.77	9.57%
40.00 - 49.99%	40	0.06%	1,154,291	0.08%	377,067	0.09%	19,927	720	35.62	8.75%
50.00 - 59.99%	8	0.01%	242,579	0.02%	73,981	0.02%	17,336	717	34.39	8.20%
60.00 - 69.99%	5	0.01%	168,480	0.01%	37,372	0.01%	18,781	810	37.21	6.01%
70.00 - 79.99%	-	-	-	-	-	-	-	-	-	-
80.00 - 89.99%	-	-	-	-	-	-	-	-	-	-
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	67,553	100.00%	1,367,275,474	100.00%	405,476,942	100.00%	13,118	705	34.60	7.93%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	123	0.18%	540,141	0.04%	81,995	0.02%	2,035	708	27.71	3.77%
25.00 - 49.99%	1,634	2.42%	15,349,572	1.12%	3,737,001	0.92%	5,143	731	28.99	4.21%
50.00 - 74.99%	7,039	10.42%	107,362,474	7.85%	30,153,171	7.44%	8,764	750	30.66	4.58%
75.00 - 99.99%	22,222	32.90%	444,038,510	32.48%	135,819,861	33.50%	12,110	730	33.22	6.31%
100.00 - 109.99%	16,668	24.67%	366,189,678	26.78%	112,293,577	27.69%	14,258	693	35.52	8.59%
110.00 - 119.99%	13,107	19.40%	288,735,974	21.12%	83,710,876	20.65%	14,550	677	36.33	9.82%
120.00 - 129.99%	5,116	7.57%	107,077,738	7.83%	29,268,177	7.22%	13,890	677	36.41	10.47%
130.00 - 139.99%	1,242	1.84%	28,240,105	2.07%	8,053,990	1.99%	15,896	677	37.06	10.89%
140.00%+	402	0.60%	9,741,282	0.71%	2,358,293	0.58%	15,626	687	36.89	10.55%
Total:	67,553	100.00%	1,367,275,474	100.00%	405,476,942	100.00%	13,118	705	34.60	7.93%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	1,195	1.77%	24,012,050	1.76%	7,360,045	1.82%	12,919	693	34.79	8.49%
Alaska	19	0.03%	407,096	0.03%	99,830	0.02%	11,491	686	32.79	9.90%
Arizona	1,125	1.67%	22,211,655	1.62%	6,017,558	1.48%	12,593	702	34.50	7.78%
Arkansas	98	0.15%	2,008,081	0.15%	568,276	0.14%	14,642	698	35.35	8.67%
California	10,883	16.11%	220,589,594	16.13%	63,563,047	15.68%	13,085	707	34.00	7.68%
Colorado	1,789	2.65%	37,407,548	2.74%	10,873,014	2.68%	13,053	733	33.94	6.67%
Connecticut	663	0.98%	13,031,257	0.95%	3,806,635	0.94%	12,211	714	34.25	7.55%
Delaware	358	0.53%	6,994,640	0.51%	2,302,041	0.57%	12,150	705	34.53	7.96%
Florida	6,137	9.08%	126,347,927	9.24%	34,026,377	8.39%	13,609	693	35.75	8.44%
Georgia	4,735	7.01%	95,225,729	6.96%	29,077,153	7.17%	13,330	691	35.04	8.77%
Hawaii	16	0.02%	328,090	0.02%	64,330	0.02%	13,289	735	37.02	7.65%
Idaho	209	0.31%	3,818,046	0.28%	955,911	0.24%	10,568	716	33.11	7.40%
Illinois	3,224	4.77%	64,793,819	4.74%	19,773,191	4.88%	12,691	718	33.85	7.35%
Indiana	1,128	1.67%	22,442,659	1.64%	6,832,872	1.69%	12,754	728	34.36	7.10%
Iowa	237	0.35%	4,601,645	0.34%	1,361,850	0.34%	11,880	725	33.89	7.17%
Kansas	744	1.10%	14,939,761	1.09%	4,513,257	1.11%	12,756	720	33.51	7.37%
Kentucky	752	1.11%	14,443,610	1.06%	4,370,858	1.08%	12,393	725	34.22	7.31%
Louisiana	897	1.33%	18,838,400	1.38%	6,608,311	1.63%	14,336	669	35.80	9.49%
Maine	136	0.20%	2,572,623	0.19%	888,082	0.22%	12,617	725	33.82	7.25%
Maryland	90	0.13%	1,710,158	0.13%	536,994	0.13%	12,516	716	33.34	7.55%
Massachusetts	648	0.96%	12,423,403	0.91%	3,819,450	0.94%	12,091	732	33.77	6.57%
Michigan	72	0.11%	1,420,730	0.10%	333,745	0.08%	9,953	659	31.75	9.42%
Minnesota	403	0.60%	7,943,904	0.58%	2,479,531	0.61%	11,954	711	33.86	7.87%
Mississippi	794	1.18%	16,978,849	1.24%	5,452,188	1.34%	13,872	676	35.66	9.68%
Missouri	884	1.31%	17,726,786	1.30%	5,259,579	1.30%	13,347	712	34.03	8.11%
Montana	26	0.04%	630,267	0.05%	195,542	0.05%	17,490	718	36.42	8.31%
Nebraska	291	0.43%	5,389,628	0.39%	1,572,283	0.39%	11,960	729	34.03	6.95%
Nevada	1,628	2.41%	34,750,198	2.54%	10,381,852	2.56%	14,121	705	35.33	7.99%
New Hampshire	118	0.17%	2,121,101	0.16%	623,815	0.15%	10,571	734	33.53	6.17%
New Jersey	465	0.69%	9,101,540	0.67%	3,066,519	0.76%	12,819	721	35.01	7.13%
New Mexico	437	0.65%	8,839,349	0.65%	2,434,658	0.60%	13,141	709	33.04	7.31%
New York	86	0.13%	1,646,982	0.12%	551,301	0.14%	12,508	684	34.40	8.63%
North Carolina	4,078	6.04%	81,166,814	5.94%	23,748,869	5.86%	13,039	703	35.18	8.16%
North Dakota	10	0.01%	231,777	0.02%	94,193	0.02%	13,297	741	32.63	7.68%
Ohio	1,394	2.06%	27,936,420	2.04%	8,478,796	2.09%	13,087	703	35.13	8.24%
Oklahoma	569	0.84%	10,763,930	0.79%	3,197,917	0.79%	11,835	705	33.73	7.95%
Oregon	595	0.88%	10,661,845	0.78%	3,111,279	0.77%	11,553	719	33.36	7.13%
Pennsylvania	749	1.11%	14,682,588	1.07%	4,512,358	1.11%	12,411	726	34.18	7.21%
Rhode Island	203	0.30%	3,817,317	0.28%	1,288,836	0.32%	11,942	715	34.20	7.87%
South Carolina	2,128	3.15%	41,910,667	3.07%	12,650,918	3.12%	12,788	706	34.74	7.93%
South Dakota	27	0.04%	598,736	0.04%	220,846	0.05%	13,740	720	31.57	6.19%
Tennessee	3,340	4.94%	67,890,997	4.97%	20,781,458	5.13%	13,127	714	34.82	7.69%
Texas	8,095	11.98%	170,596,766	12.48%	50,754,218	12.52%	13,819	690	35.07	8.54%
Utah	291	0.43%	5,561,055	0.41%	1,322,279	0.33%	11,627	715	33.46	7.31%
Vermont	17	0.03%	363,357	0.03%	82,145	0.02%	11,690	777	33.75	5.26%
Virginia	3,795	5.62%	76,112,151	5.57%	23,553,870	5.81%	12,699	724	33.93	7.11%
Washington	944	1.40%	18,639,748	1.36%	5,916,090	1.46%	12,652	709	33.48	7.37%
West Virginia	82	0.12%	1,779,252	0.13%	476,318	0.12%	13,893	727	36.44	7.03%
Wisconsin	777	1.15%	15,200,488	1.11%	4,468,946	1.10%	12,108	712	33.47	7.40%
Wyoming	40	0.06%	827,789	0.06%	210,675	0.05%	13,720	743	33.33	6.65%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	4	0.01%	101,044	0.01%	59,462	0.01%	16,677	688	37.19	9.36%
Armed Forces Pacific	3	0.00%	57,731	0.00%	23,540	0.01%	12,268	774	40.19	6.13%
District of Columbia	122	0.18%	2,617,194	0.19%	753,834	0.19%	13,687	706	34.28	7.93%
Guam	1	0.00%	15,729	0.00%	0	0.00%	0	0	0.00	0.00%
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	2	0.00%	44,954	0.00%	0	0.00%	0	0	0.00	0.00%
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	67,553	100.00%	1,367,275,474	100.00%	405,476,942	100.00%	13,118	705	34.60	7.93%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	61	0.09%	1,545,029	0.11%	375,522	0.09%	14,771	802	30.84	3.80%
Used	67,492	99.91%	1,365,730,445	99.89%	405,101,419	99.91%	13,116	705	34.60	7.94%
NA	-	-	-	-	-	-	-	-	-	-
Total:	67,553	100.00%	1,367,275,474	100.00%	405,476,942	100.00%	13,118	705	34.60	7.93%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	30,634	45.35%	540,978,390	39.57%	149,457,899	36.86%	11,504	682	34.62	8.80%
Truck	6,357	9.41%	165,255,166	12.09%	51,259,217	12.64%	16,158	724	34.86	7.42%
SUV	28,364	41.99%	615,773,217	45.04%	192,326,031	47.43%	13,612	717	34.57	7.44%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	2,198	3.25%	45,268,701	3.31%	12,433,795	3.07%	12,327	722	33.66	7.29%
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	67,553	100.00%	1,367,275,474	100.00%	405,476,942	100.00%	13,118	705	34.60	7.93%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	7,061	10.45%	145,377,505	10.63%	41,347,330	10.20%	13,320	710	34.29	7.71%
Ford: Lincoln	546	0.81%	12,154,884	0.89%	3,729,455	0.92%	13,601	725	34.29	7.34%
Ford: Mercury	22	0.03%	273,987	0.02%	39,340	0.01%	6,081	627	27.87	10.61%
GMC	2,008	2.97%	50,887,244	3.72%	16,596,999	4.09%	15,945	716	35.19	7.70%
GMC: Buick	972	1.44%	18,374,787	1.34%	5,541,067	1.37%	11,392	704	34.96	8.08%
GMC: Cadillac	1,115	1.65%	29,786,094	2.18%	8,981,590	2.22%	16,995	713	34.94	7.65%
GMC: Chevrolet	6,232	9.23%	130,487,545	9.54%	39,528,718	9.75%	14,016	694	35.36	8.60%
GMC: Hummer	2	0.00%	65,439	0.00%	0	0.00%	0	0	0.00	0.00%
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	9	0.01%	128,907	0.01%	19,123	0.00%	9,256	710	32.18	7.31%
GMC: Saturn	9	0.01%	122,657	0.01%	5,910	0.00%	5,910	685	30.00	9.95%
Tesla	1	0.00%	67,757	0.00%	26,033	0.01%	26,033	775	22.00	2.95%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	1,642	2.43%	40,337,670	2.95%	11,669,621	2.88%	15,073	716	34.10	7.53%
BMW: Mini	417	0.62%	6,925,304	0.51%	2,063,886	0.51%	9,905	703	32.93	7.82%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	1,938	2.87%	51,166,937	3.74%	14,459,072	3.57%	16,511	703	34.65	7.99%
Daimler: Smart	46	0.07%	479,466	0.04%	108,266	0.03%	5,480	664	31.29	10.22%
Fiat	272	0.40%	3,698,225	0.27%	1,047,082	0.26%	8,590	679	33.80	8.91%
Fiat: Alfa Romeo	-	-	-	-	-	-	-	-	-	-
Fiat: Chrysler	984	1.46%	20,160,891	1.47%	4,816,429	1.19%	12,810	698	34.91	8.31%
Fiat: Dodge	3,687	5.46%	86,083,749	6.30%	25,812,484	6.37%	15,419	696	36.28	8.61%
Fiat: Jeep	3,794	5.62%	80,018,068	5.85%	24,929,668	6.15%	13,230	712	34.94	7.68%
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	248	0.37%	5,583,862	0.41%	1,546,743	0.38%	14,271	734	33.21	6.95%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	1,580	2.34%	25,698,525	1.88%	7,904,190	1.95%	10,078	699	34.06	7.98%
Volkswagen: Audi	1,416	2.10%	35,045,399	2.56%	10,497,128	2.59%	14,672	738	33.65	6.42%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	193	0.29%	7,075,677	0.52%	1,843,585	0.45%	20,465	746	33.18	5.85%
Honda	4,472	6.62%	80,174,330	5.86%	22,934,970	5.66%	11,108	702	33.78	7.90%
Honda: Acura	785	1.16%	16,578,517	1.21%	4,855,157	1.20%	12,636	730	33.45	7.19%
Hyundai	3,913	5.79%	61,813,202	4.52%	17,727,088	4.37%	9,685	686	34.16	8.44%
Hyundai: Kia	2,946	4.36%	48,685,520	3.56%	13,406,717	3.31%	10,126	683	35.16	8.71%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	1,147	1.70%	19,341,677	1.41%	5,630,338	1.39%	10,435	703	33.36	7.76%
Mitsubishi	571	0.85%	8,841,022	0.65%	2,840,550	0.70%	9,846	655	35.90	9.69%
Nissan	8,331	12.33%	145,230,701	10.62%	44,820,043	11.05%	11,075	685	35.32	8.66%
Nissan: Infiniti	1,489	2.20%	36,100,584	2.64%	10,874,224	2.68%	15,040	712	34.66	7.79%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	1,388	2.05%	26,359,701	1.93%	8,456,233	2.09%	11,356	732	33.10	6.70%
Suzuki	-	-	-	-	-	-	-	-	-	-
Tata: Jaguar	215	0.32%	6,531,691	0.48%	1,980,370	0.49%	18,700	728	35.31	7.46%
Tata: Land Rover	409	0.61%	14,272,715	1.04%	3,667,555	0.90%	21,491	717	34.69	7.43%
Toyota	5,945	8.80%	112,656,037	8.24%	34,293,240	8.46%	11,913	720	33.64	7.30%
Toyota: Lexus	1,564	2.32%	38,102,688	2.79%	10,973,089	2.71%	14,540	738	33.13	6.60%
Toyota: Scion	184	0.27%	2,586,508	0.19%	503,653	0.12%	8,025	665	31.78	10.07%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	67,553	100.00%	1,367,275,474	100.00%	405,476,942	100.00%	13,118	705	34.60	7.93%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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