StratMaker (139606)

CarMax Auto Owner Trust 2022-4

StratMaker Datatape Summary

Beginning Period

Nov 1, 2022

As % of Reporting Period ELA:

Ending Period

Nov 30, 2022

New % / Used %

0.00% / 100.00%

Total Original # of Loans

67,667

WA Loan to Value (LTV)

86.87%

Total Original Loan Amount (OLA)

$ 1,657,075,546

WA Payment to Income (PTI)

9.02%

Weighted Average (WA) OLA

$ 28,274

WA FICO (non-zero)

713

Rep. Period Beginning Loan Amount

$ 1,387,585,992

WA Remaining Term (RT)

60.34

Rep. Period Ending Loan Amount (ELA)

$ 1,347,504,577

WA Original APR

8.87%

Beginning Period

Nov 1, 2022

Ending Period

Nov 30, 2022

Total Original # of Loans

67,667

Total Original Loan Amount (OLA)

$ 1,657,075,546

Weighted Average (WA) OLA

$ 28,274

Rep. Period Beginning Loan Amount

$ 1,387,585,992

Rep. Period Ending Loan Amount (ELA)

$ 1,347,504,577

As % of Reporting Period ELA:

New % / Used %

0.00% / 100.00%

WA Loan to Value (LTV)

86.87%

WA Payment to Income (PTI)

9.02%

WA FICO (non-zero)

713

WA Remaining Term (RT)

60.34

WA Original APR

8.87%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	183	0.27%	694,112	0.04%	514,473	0.04%	3,559	670	48.72	5.29%
$5,000 - $9,999	1,881	2.78%	15,267,582	0.92%	10,439,778	0.77%	7,246	709	51.13	5.49%
$10,000 - $14,999	7,623	11.27%	98,774,297	5.96%	62,670,322	4.65%	11,314	699	52.57	7.28%
$15,000 - $19,999	14,710	21.74%	259,202,640	15.64%	186,573,743	13.85%	15,845	697	55.80	8.76%
$20,000 - $24,999	15,021	22.20%	336,789,697	20.32%	270,676,781	20.09%	20,695	712	59.50	9.09%
$25,000 - $29,999	11,544	17.06%	315,942,367	19.07%	264,252,417	19.61%	25,496	707	61.08	9.39%
$30,000 - $39,999	11,800	17.44%	401,589,828	24.23%	349,146,335	25.91%	32,214	713	62.71	8.94%
$40,000 - $49,999	3,678	5.44%	162,108,485	9.78%	144,036,852	10.69%	41,840	712	63.78	8.76%
$50,000 - $59,999	1,134	1.68%	60,950,117	3.68%	54,300,673	4.03%	50,913	719	63.05	8.17%
$60,000 - $69,999	93	0.14%	5,756,420	0.35%	4,893,203	0.36%	56,020	760	59.64	5.58%
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	67,667	100.00%	1,657,075,546	100.00%	1,347,504,577	100.00%	27,009	709	60.34	8.87%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	10,202	15.08%	188,022,193	11.35%	20,890,217	1.55%	3,269	699	13.81	7.66%
$5,000 - $9,999	5,329	7.88%	98,730,525	5.96%	38,452,225	2.85%	7,510	697	31.56	7.96%
$10,000 - $14,999	6,261	9.25%	95,360,373	5.75%	80,421,070	5.97%	13,001	704	54.88	7.39%
$15,000 - $19,999	11,661	17.23%	219,943,206	13.27%	205,497,888	15.25%	17,737	704	59.40	8.68%
$20,000 - $24,999	12,206	18.04%	289,431,968	17.47%	273,696,936	20.31%	22,516	713	61.61	9.11%
$25,000 - $29,999	9,363	13.84%	269,799,016	16.28%	256,208,949	19.01%	27,438	707	62.78	9.43%
$30,000 - $39,999	9,137	13.50%	326,626,527	19.71%	310,914,424	23.07%	34,257	712	63.87	8.98%
$40,000 - $49,999	2,796	4.13%	129,243,253	7.80%	123,376,988	9.16%	44,308	708	64.54	8.92%
$50,000 - $59,999	712	1.05%	39,918,484	2.41%	38,045,879	2.82%	53,546	725	63.55	7.94%
$60,000 - $69,999	-	-	-	-	-	-	-	-	-	-
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	67,667	100.00%	1,657,075,546	100.00%	1,347,504,577	100.00%	27,009	709	60.34	8.87%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	67,667	100.00%	1,657,075,546	100.00%	1,347,504,577	100.00%	27,009	709	60.34	8.87%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	67,667	100.00%	1,657,075,546	100.00%	1,347,504,577	100.00%	27,009	709	60.34	8.87%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	88	0.13%	2,191,182	0.13%	1,626,606	0.12%	25,995	801	50.23	2.26%
2.50 - 4.99%	18,729	27.68%	429,181,221	25.90%	339,342,678	25.18%	25,752	797	58.28	3.77%
5.00 - 7.49%	13,941	20.60%	339,233,319	20.47%	261,388,191	19.40%	27,033	748	59.16	6.56%
7.50 - 9.99%	10,340	15.28%	256,327,457	15.47%	193,422,354	14.35%	26,878	699	59.02	9.08%
10.00 - 12.49%	13,461	19.89%	357,786,891	21.59%	314,186,224	23.32%	28,811	665	63.56	11.55%
12.50 - 14.99%	6,098	9.01%	156,707,538	9.46%	134,304,187	9.97%	28,122	625	62.37	14.06%
15.00 - 17.49%	5,010	7.40%	115,647,938	6.98%	103,234,338	7.66%	24,409	578	60.27	16.27%
17.50 - 19.99%	-	-	-	-	-	-	-	-	-	-
20.00 - 22.49%	-	-	-	-	-	-	-	-	-	-
22.50 - 24.99%	-	-	-	-	-	-	-	-	-	-
25.00 - 27.49%	-	-	-	-	-	-	-	-	-	-
27.50 - 29.99%	-	-	-	-	-	-	-	-	-	-
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	67,667	100.00%	1,657,075,546	100.00%	1,347,504,577	100.00%	27,009	709	60.34	8.87%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	12	0.02%	281,127	0.02%	176,129	0.01%	24,156	489	50.97	14.31%
500 - 549	787	1.16%	19,258,341	1.16%	15,811,693	1.17%	27,382	538	60.92	14.05%
550 - 599	4,438	6.56%	109,068,808	6.58%	91,144,110	6.76%	26,964	580	60.94	13.73%
600 - 649	10,636	15.72%	264,838,584	15.98%	216,995,538	16.10%	27,523	627	61.15	12.65%
650 - 699	14,128	20.88%	349,586,757	21.10%	282,686,900	20.98%	27,266	674	61.16	10.66%
700 - 749	13,546	20.02%	329,969,920	19.91%	268,165,219	19.90%	26,890	724	60.67	8.22%
750 - 799	11,828	17.48%	289,198,219	17.45%	235,260,589	17.46%	26,943	774	59.72	5.82%
800+	11,602	17.15%	285,153,730	17.21%	229,625,117	17.04%	26,826	832	58.75	4.44%
NA	690	1.02%	9,720,060	0.59%	7,639,283	0.57%	14,427	0	53.82	15.79%
Total:	67,667	100.00%	1,657,075,546	100.00%	1,347,504,577	100.00%	27,009	709	60.34	8.87%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	24	0.04%	282,906	0.02%	199,283	0.01%	15,269	656	20.10	8.57%
25 - 36	327	0.48%	5,074,327	0.31%	4,049,659	0.30%	17,280	747	31.25	5.58%
37 - 48	1,243	1.84%	20,490,916	1.24%	17,519,448	1.30%	18,709	737	42.04	6.17%
49 - 60	14,281	21.10%	319,445,471	19.28%	255,865,984	18.99%	25,064	729	54.55	7.11%
61 - 72	40,111	59.28%	989,777,810	59.73%	810,657,187	60.16%	26,983	706	61.31	9.16%
73+	11,681	17.26%	322,004,115	19.43%	259,213,015	19.24%	29,731	695	64.75	9.93%
Total:	67,667	100.00%	1,657,075,546	100.00%	1,347,504,577	100.00%	27,009	709	60.34	8.87%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	2,127	3.14%	50,611,773	3.05%	4,032	0.00%	1,609	642	0.00	13.30%
1 - 12	5,862	8.66%	109,373,173	6.60%	13,314,547	0.99%	3,155	698	7.88	7.65%
13 - 24	5,516	8.15%	114,828,906	6.93%	33,296,647	2.47%	7,041	681	17.31	9.51%
25 - 36	546	0.81%	8,785,356	0.53%	7,048,567	0.52%	17,397	751	32.04	5.32%
37 - 48	1,973	2.92%	35,093,812	2.12%	30,564,495	2.27%	19,326	730	44.35	6.51%
49 - 60	21,193	31.32%	498,286,857	30.07%	460,887,949	34.20%	25,517	724	56.15	7.34%
61 - 72	30,450	45.00%	840,095,670	50.70%	802,388,340	59.55%	29,467	700	66.26	9.86%
73+	-	-	-	-	-	-	-	-	-	-
Total:	67,667	100.00%	1,657,075,546	100.00%	1,347,504,577	100.00%	27,009	709	60.34	8.87%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	61,464	90.83%	1,496,779,641	90.33%	1,213,441,113	90.05%	26,863	716	60.38	8.50%
1 - 15	4,143	6.12%	106,894,242	6.45%	88,897,851	6.60%	28,428	652	60.10	11.64%
16 - 30	1,220	1.80%	31,589,057	1.91%	26,297,073	1.95%	28,065	627	59.64	12.83%
31 - 60	677	1.00%	17,554,684	1.06%	15,054,621	1.12%	28,220	606	59.83	13.60%
61 - 90	161	0.24%	4,207,457	0.25%	3,795,596	0.28%	28,361	615	60.45	13.72%
91 - 120	1	0.00%	19,027	0.00%	18,324	0.00%	18,324	665	53.00	16.95%
121+	1	0.00%	31,438	0.00%	0	0.00%	0	0	0.00	0.00%
Total:	67,667	100.00%	1,657,075,546	100.00%	1,347,504,577	100.00%	27,009	709	60.34	8.87%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	67,667	100.00%	1,657,075,546	100.00%	1,347,504,577	100.00%	27,009	709	60.34	8.87%
Stated, verified to Level 3²	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	67,667	100.00%	1,657,075,546	100.00%	1,347,504,577	100.00%	27,009	709	60.34	8.87%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	67,199	99.31%	1,647,589,417	99.43%	1,339,311,384	99.39%	27,014	711	60.35	8.84%
Stated, verified but not Level 4 or 5	468	0.69%	9,486,129	0.57%	8,193,193	0.61%	26,210	441	59.23	13.23%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	67,667	100.00%	1,657,075,546	100.00%	1,347,504,577	100.00%	27,009	709	60.34	8.87%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	22,079	32.63%	476,327,867	28.75%	375,189,550	27.84%	24,198	748	58.76	6.33%
5.00 - 9.99%	25,760	38.07%	647,736,833	39.09%	525,122,712	38.97%	27,350	709	60.48	8.78%
10.00 - 14.99%	11,706	17.30%	307,483,435	18.56%	254,498,656	18.89%	28,324	682	61.25	10.66%
15.00 - 19.99%	4,854	7.17%	131,395,593	7.93%	111,865,481	8.30%	29,066	668	61.83	11.69%
20.00 - 24.99%	2,014	2.98%	57,739,464	3.48%	50,184,681	3.72%	30,771	669	62.27	11.87%
25.00 - 29.99%	785	1.16%	22,510,225	1.36%	18,979,213	1.41%	30,603	667	61.34	12.00%
30.00 - 39.99%	337	0.50%	9,680,188	0.58%	8,055,950	0.60%	30,949	681	61.00	10.59%
40.00 - 49.99%	83	0.12%	2,540,072	0.15%	2,093,776	0.16%	31,517	704	60.48	9.85%
50.00 - 59.99%	32	0.05%	1,059,076	0.06%	946,506	0.07%	35,152	734	59.87	8.92%
60.00 - 69.99%	7	0.01%	242,182	0.01%	232,100	0.02%	35,078	770	62.54	8.08%
70.00 - 79.99%	7	0.01%	240,319	0.01%	224,500	0.02%	33,620	699	62.40	10.55%
80.00 - 89.99%	2	0.00%	69,413	0.00%	62,365	0.00%	38,320	779	49.74	3.58%
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	1	0.00%	50,878	0.00%	49,089	0.00%	49,089	708	69.00	11.95%
NA	-	-	-	-	-	-	-	-	-	-
Total:	67,667	100.00%	1,657,075,546	100.00%	1,347,504,577	100.00%	27,009	709	60.34	8.87%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	418	0.62%	2,571,213	0.16%	2,030,742	0.15%	6,535	723	51.90	4.38%
25.00 - 49.99%	3,297	4.87%	41,976,828	2.53%	35,447,689	2.63%	13,892	748	55.83	4.51%
50.00 - 74.99%	10,302	15.22%	204,284,931	12.33%	172,889,874	12.83%	21,422	745	58.65	5.47%
75.00 - 99.99%	24,899	36.80%	633,168,615	38.21%	527,152,954	39.12%	27,453	720	60.73	7.99%
100.00 - 109.99%	15,827	23.39%	437,839,353	26.42%	356,977,056	26.49%	29,680	692	61.46	10.33%
110.00 - 119.99%	9,680	14.31%	258,849,553	15.62%	201,411,376	14.95%	28,638	680	60.57	11.48%
120.00 - 129.99%	2,617	3.87%	62,722,435	3.79%	42,263,336	3.14%	25,871	678	57.23	12.07%
130.00 - 139.99%	497	0.73%	12,485,958	0.75%	7,861,881	0.58%	28,529	684	56.23	11.96%
140.00%+	130	0.19%	3,176,660	0.19%	1,469,669	0.11%	22,002	689	47.13	11.58%
Total:	67,667	100.00%	1,657,075,546	100.00%	1,347,504,577	100.00%	27,009	709	60.34	8.87%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	1,118	1.65%	27,411,396	1.65%	22,466,589	1.67%	26,815	693	60.67	9.88%
Alaska	9	0.01%	206,293	0.01%	122,869	0.01%	22,395	775	53.48	4.72%
Arizona	1,181	1.75%	28,716,222	1.73%	23,702,921	1.76%	26,947	714	61.16	8.47%
Arkansas	86	0.13%	2,202,959	0.13%	1,684,783	0.13%	26,874	699	58.51	9.39%
California	11,696	17.28%	290,522,102	17.53%	236,904,072	17.58%	27,939	712	60.10	8.45%
Colorado	1,609	2.38%	39,487,805	2.38%	32,193,161	2.39%	27,234	725	59.91	7.93%
Connecticut	605	0.89%	14,457,779	0.87%	11,633,650	0.86%	26,444	715	60.73	8.67%
Delaware	214	0.32%	5,136,463	0.31%	4,009,777	0.30%	26,005	692	58.01	9.24%
Florida	5,427	8.02%	135,804,750	8.20%	111,086,230	8.24%	27,655	693	61.52	9.61%
Georgia	4,485	6.63%	110,435,119	6.66%	91,735,772	6.81%	26,862	696	60.85	9.81%
Hawaii	12	0.02%	285,553	0.02%	168,281	0.01%	27,689	720	53.61	8.35%
Idaho	212	0.31%	4,834,557	0.29%	4,054,781	0.30%	26,380	711	60.14	8.80%
Illinois	3,375	4.99%	80,920,112	4.88%	64,448,404	4.78%	25,878	725	59.62	8.08%
Indiana	1,056	1.56%	25,505,462	1.54%	20,802,858	1.54%	26,532	722	60.79	8.48%
Iowa	222	0.33%	5,504,984	0.33%	4,649,856	0.35%	27,059	717	60.25	8.50%
Kansas	688	1.02%	16,473,933	0.99%	13,126,913	0.97%	25,806	732	58.86	7.79%
Kentucky	798	1.18%	18,478,548	1.12%	15,026,938	1.12%	25,454	721	60.35	8.20%
Louisiana	962	1.42%	25,263,711	1.52%	22,572,120	1.68%	28,410	689	62.08	10.07%
Maine	157	0.23%	3,777,547	0.23%	3,116,535	0.23%	25,840	718	60.36	8.47%
Maryland	2,587	3.82%	62,760,470	3.79%	48,946,760	3.63%	26,529	708	59.77	9.12%
Massachusetts	714	1.06%	16,472,554	0.99%	13,701,453	1.02%	25,448	731	60.20	7.82%
Michigan	66	0.10%	1,517,853	0.09%	908,647	0.07%	23,109	706	54.21	8.50%
Minnesota	267	0.39%	6,254,215	0.38%	4,862,551	0.36%	26,224	690	59.73	9.47%
Mississippi	727	1.07%	18,724,457	1.13%	15,746,019	1.17%	27,418	691	60.53	10.17%
Missouri	733	1.08%	16,615,631	1.00%	12,288,182	0.91%	24,819	715	57.78	8.57%
Montana	19	0.03%	421,901	0.03%	280,314	0.02%	24,373	732	56.92	7.90%
Nebraska	266	0.39%	6,360,860	0.38%	5,390,787	0.40%	25,530	744	60.55	7.10%
Nevada	1,743	2.58%	44,242,634	2.67%	36,483,567	2.71%	28,055	711	60.19	8.57%
New Hampshire	109	0.16%	2,531,793	0.15%	1,992,214	0.15%	25,615	729	61.03	8.21%
New Jersey	601	0.89%	14,201,300	0.86%	11,527,418	0.86%	26,206	713	60.44	8.37%
New Mexico	487	0.72%	12,049,942	0.73%	10,312,330	0.77%	27,583	704	60.74	9.01%
New York	7	0.01%	134,694	0.01%	122,010	0.01%	20,621	674	64.62	11.59%
North Carolina	3,594	5.31%	87,528,201	5.28%	71,463,296	5.30%	26,783	707	61.00	9.21%
North Dakota	10	0.01%	229,341	0.01%	184,235	0.01%	27,636	626	61.94	10.58%
Ohio	1,042	1.54%	25,305,961	1.53%	19,638,064	1.46%	26,307	712	59.47	8.96%
Oklahoma	518	0.77%	12,115,845	0.73%	10,087,438	0.75%	26,057	711	60.59	8.68%
Oregon	567	0.84%	12,393,236	0.75%	10,231,183	0.76%	24,046	713	59.99	8.50%
Pennsylvania	896	1.32%	21,304,287	1.29%	17,038,964	1.26%	25,913	722	59.75	8.14%
Rhode Island	176	0.26%	4,072,025	0.25%	3,183,346	0.24%	25,325	712	60.36	8.91%
South Carolina	1,881	2.78%	43,596,915	2.63%	35,200,557	2.61%	25,621	702	59.92	9.31%
South Dakota	7	0.01%	160,599	0.01%	128,403	0.01%	28,637	699	58.88	10.16%
Tennessee	2,677	3.96%	65,087,691	3.93%	52,619,501	3.90%	26,270	713	59.58	8.75%
Texas	8,179	12.09%	206,380,462	12.45%	166,246,439	12.34%	27,638	702	60.47	9.18%
Utah	324	0.48%	7,631,904	0.46%	6,455,315	0.48%	26,795	728	60.53	7.55%
Vermont	8	0.01%	203,999	0.01%	154,197	0.01%	32,943	750	58.28	7.57%
Virginia	3,589	5.30%	86,576,247	5.22%	70,108,464	5.20%	26,665	723	60.09	8.28%
Washington	1,070	1.58%	25,304,492	1.53%	21,098,678	1.57%	26,467	705	59.88	8.78%
West Virginia	79	0.12%	1,891,449	0.11%	1,465,635	0.11%	26,120	706	59.21	8.86%
Wisconsin	676	1.00%	16,293,468	0.98%	13,382,107	0.99%	26,463	720	60.56	8.53%
Wyoming	22	0.03%	504,848	0.03%	432,586	0.03%	22,842	725	57.63	9.21%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	-	-	-	-	-	-	-	-	-	-
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	114	0.17%	2,780,979	0.17%	2,317,410	0.17%	27,342	709	59.12	9.33%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	-	-	-	-	-	-	-	-	-	-
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	67,667	100.00%	1,657,075,546	100.00%	1,347,504,577	100.00%	27,009	709	60.34	8.87%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	13	0.02%	351,178	0.02%	59,638	0.00%	6,315	734	12.97	6.52%
Used	67,654	99.98%	1,656,724,368	99.98%	1,347,444,939	100.00%	27,010	709	60.34	8.87%
NA	-	-	-	-	-	-	-	-	-	-
Total:	67,667	100.00%	1,657,075,546	100.00%	1,347,504,577	100.00%	27,009	709	60.34	8.87%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	27,505	40.65%	584,766,104	35.29%	461,603,946	34.26%	23,550	694	59.70	9.63%
Truck	5,876	8.68%	183,170,810	11.05%	148,428,015	11.02%	32,637	724	60.36	8.09%
SUV	27,942	41.29%	719,628,344	43.43%	588,818,684	43.70%	27,763	715	60.63	8.50%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	1,805	2.67%	45,094,674	2.72%	34,726,323	2.58%	26,926	729	58.36	7.81%
Unknown	4,539	6.71%	124,415,613	7.51%	113,927,610	8.45%	29,820	710	61.98	9.01%
Total:	67,667	100.00%	1,657,075,546	100.00%	1,347,504,577	100.00%	27,009	709	60.34	8.87%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	6,153	9.09%	148,343,533	8.95%	117,811,672	8.74%	26,446	711	59.53	8.78%
Ford: Lincoln	414	0.61%	11,070,377	0.67%	8,644,485	0.64%	28,884	715	59.66	8.47%
Ford: Mercury	8	0.01%	102,568	0.01%	50,515	0.00%	11,583	648	46.38	13.18%
GMC	1,417	2.09%	41,356,337	2.50%	32,100,439	2.38%	30,753	711	59.42	8.91%
GMC: Buick	823	1.22%	17,617,919	1.06%	12,371,779	0.92%	21,417	710	57.91	9.17%
GMC: Cadillac	770	1.14%	22,259,589	1.34%	16,989,975	1.26%	30,681	705	59.68	8.87%
GMC: Chevrolet	5,595	8.27%	141,187,612	8.52%	112,484,204	8.35%	27,991	701	60.53	9.48%
GMC: Hummer	1	0.00%	17,998	0.00%	2,175	0.00%	2,175	522	4.00	8.95%
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	2	0.00%	22,335	0.00%	3,280	0.00%	1,643	713	8.12	11.25%
GMC: Saturn	3	0.00%	38,537	0.00%	6,464	0.00%	2,439	466	8.39	10.92%
Tesla	352	0.52%	16,328,803	0.99%	14,758,775	1.10%	46,045	731	63.06	6.82%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	1,806	2.67%	54,625,488	3.30%	45,605,405	3.38%	31,853	712	60.78	8.54%
BMW: Mini	461	0.68%	9,608,175	0.58%	7,930,665	0.59%	21,976	719	59.44	8.16%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	1,767	2.61%	55,095,029	3.32%	45,283,359	3.36%	32,542	700	60.77	9.24%
Daimler: Smart	38	0.06%	462,541	0.03%	312,550	0.02%	13,547	658	54.38	10.40%
Fiat	235	0.35%	3,888,326	0.23%	2,711,050	0.20%	17,498	705	55.98	9.05%
Fiat: Alfa Romeo	-	-	-	-	-	-	-	-	-	-
Fiat: Chrysler	824	1.22%	19,860,466	1.20%	14,748,647	1.09%	26,124	706	59.07	9.03%
Fiat: Dodge	3,107	4.59%	91,466,193	5.52%	74,208,323	5.51%	32,079	696	61.11	9.50%
Fiat: Jeep	4,120	6.09%	106,508,451	6.43%	87,447,934	6.49%	27,791	709	61.14	8.95%
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	472	0.70%	13,568,467	0.82%	11,464,076	0.85%	31,695	735	60.72	7.57%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	2,086	3.08%	46,613,481	2.81%	40,903,350	3.04%	24,497	700	61.72	9.11%
Volkswagen: Audi	1,113	1.64%	33,402,602	2.02%	28,261,552	2.10%	31,548	720	60.95	8.23%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	145	0.21%	6,195,059	0.37%	5,035,308	0.37%	42,231	738	60.55	6.91%
Honda	6,020	8.90%	134,889,773	8.14%	112,748,378	8.37%	23,798	713	60.34	8.78%
Honda: Acura	817	1.21%	20,213,838	1.22%	15,775,234	1.17%	26,445	724	59.48	8.15%
Hyundai	3,818	5.64%	77,357,493	4.67%	63,672,261	4.73%	22,178	693	60.51	9.57%
Hyundai: Kia	2,893	4.28%	59,880,187	3.61%	48,307,371	3.58%	22,798	691	60.58	9.67%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	1,766	2.61%	37,875,874	2.29%	32,348,112	2.40%	22,789	713	60.68	8.57%
Mitsubishi	555	0.82%	10,983,495	0.66%	9,299,979	0.69%	21,116	676	62.30	10.53%
Nissan	6,226	9.20%	127,117,477	7.67%	97,984,444	7.27%	21,774	697	59.47	9.64%
Nissan: Infiniti	1,037	1.53%	28,320,327	1.71%	21,918,322	1.63%	28,532	701	59.88	9.49%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	2,138	3.16%	49,982,333	3.02%	42,986,398	3.19%	24,999	731	60.66	7.62%
Suzuki	-	-	-	-	-	-	-	-	-	-
Tata: Jaguar	210	0.31%	7,287,671	0.44%	6,256,018	0.46%	34,983	704	62.43	9.08%
Tata: Land Rover	378	0.56%	13,937,433	0.84%	11,626,528	0.86%	37,689	709	61.32	8.32%
Toyota	8,144	12.04%	195,389,059	11.79%	162,199,507	12.04%	26,403	721	60.12	8.20%
Toyota: Lexus	1,815	2.68%	51,966,908	3.14%	41,683,872	3.09%	30,302	728	59.56	7.78%
Toyota: Scion	138	0.20%	2,233,794	0.13%	1,562,174	0.12%	16,355	654	55.10	10.73%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	67,667	100.00%	1,657,075,546	100.00%	1,347,504,577	100.00%	27,009	709	60.34	8.87%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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