StratMaker (139610)

CarMax Auto Owner Trust 2021-2

StratMaker Datatape Summary

Beginning Period

Nov 1, 2022

As % of Reporting Period ELA:

Ending Period

Nov 30, 2022

New % / Used %

0.22% / 99.78%

Total Original # of Loans

109,777

WA Loan to Value (LTV)

69.41%

Total Original Loan Amount (OLA)

$ 2,191,098,091

WA Payment to Income (PTI)

8.11%

Weighted Average (WA) OLA

$ 23,190

WA FICO (non-zero)

708

Rep. Period Beginning Loan Amount

$ 712,606,875

WA Remaining Term (RT)

44.09

Rep. Period Ending Loan Amount (ELA)

$ 687,969,038

WA Original APR

7.89%

Beginning Period

Nov 1, 2022

Ending Period

Nov 30, 2022

Total Original # of Loans

109,777

Total Original Loan Amount (OLA)

$ 2,191,098,091

Weighted Average (WA) OLA

$ 23,190

Rep. Period Beginning Loan Amount

$ 712,606,875

Rep. Period Ending Loan Amount (ELA)

$ 687,969,038

As % of Reporting Period ELA:

New % / Used %

0.22% / 99.78%

WA Loan to Value (LTV)

69.41%

WA Payment to Income (PTI)

8.11%

WA FICO (non-zero)

708

WA Remaining Term (RT)

44.09

WA Original APR

7.89%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	395	0.36%	1,519,292	0.07%	480,426	0.07%	2,492	668	34.64	5.35%
$5,000 - $9,999	6,062	5.52%	49,862,693	2.28%	15,685,098	2.28%	5,420	671	37.94	6.73%
$10,000 - $14,999	24,582	22.39%	316,357,828	14.44%	97,514,654	14.17%	8,863	664	41.42	7.97%
$15,000 - $19,999	33,327	30.36%	580,047,995	26.47%	179,571,997	26.10%	12,291	688	43.76	8.20%
$20,000 - $24,999	21,196	19.31%	471,676,906	21.53%	143,363,300	20.84%	15,793	708	44.70	7.91%
$25,000 - $29,999	11,994	10.93%	327,030,797	14.93%	101,665,538	14.78%	19,413	711	44.96	7.79%
$30,000 - $39,999	9,576	8.72%	323,003,655	14.74%	107,316,406	15.60%	24,228	713	45.75	7.73%
$40,000 - $49,999	2,128	1.94%	93,704,967	4.28%	32,443,375	4.72%	31,503	715	45.85	7.53%
$50,000 - $59,999	462	0.42%	24,425,086	1.11%	8,639,235	1.26%	37,746	718	45.78	7.17%
$60,000 - $69,999	55	0.05%	3,468,873	0.16%	1,289,009	0.19%	40,764	779	42.39	4.57%
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	109,777	100.00%	2,191,098,091	100.00%	687,969,038	100.00%	16,565	697	44.09	7.89%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	62,115	56.58%	1,217,937,286	55.59%	10,207,673	1.48%	3,495	695	27.69	6.30%
$5,000 - $9,999	12,136	11.06%	154,898,153	7.07%	96,819,572	14.07%	8,211	686	39.40	7.05%
$10,000 - $14,999	18,279	16.65%	326,061,915	14.88%	226,444,414	32.91%	12,550	692	43.65	7.89%
$15,000 - $19,999	9,863	8.98%	237,961,913	10.86%	169,387,329	24.62%	17,290	706	45.27	8.02%
$20,000 - $24,999	4,533	4.13%	138,950,850	6.34%	100,651,119	14.63%	22,297	705	46.55	8.20%
$25,000 - $29,999	1,830	1.67%	67,700,478	3.09%	49,525,581	7.20%	27,140	699	47.21	8.43%
$30,000 - $39,999	942	0.86%	43,180,706	1.97%	31,637,391	4.60%	33,789	697	47.42	8.35%
$40,000 - $49,999	79	0.07%	4,406,791	0.20%	3,295,959	0.48%	41,771	701	49.24	8.08%
$50,000 - $59,999	-	-	-	-	-	-	-	-	-	-
$60,000 - $69,999	-	-	-	-	-	-	-	-	-	-
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	109,777	100.00%	2,191,098,091	100.00%	687,969,038	100.00%	16,565	697	44.09	7.89%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	109,777	100.00%	2,191,098,091	100.00%	687,969,038	100.00%	16,565	697	44.09	7.89%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	109,777	100.00%	2,191,098,091	100.00%	687,969,038	100.00%	16,565	697	44.09	7.89%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	4,390	4.00%	86,768,560	3.96%	0	0.00%	0	0	0.00	0.00%
2.50 - 4.99%	30,271	27.57%	594,129,439	27.12%	193,241,787	28.09%	15,687	798	41.18	3.51%
5.00 - 7.49%	24,358	22.19%	470,394,516	21.47%	130,296,968	18.94%	15,716	731	43.36	6.45%
7.50 - 9.99%	26,547	24.18%	543,052,440	24.78%	171,985,315	25.00%	16,836	679	45.16	9.00%
10.00 - 12.49%	14,750	13.44%	324,385,809	14.80%	127,035,820	18.47%	18,995	631	47.71	11.24%
12.50 - 14.99%	8,126	7.40%	146,469,638	6.68%	55,300,110	8.04%	15,187	494	44.14	13.78%
15.00 - 17.49%	1,335	1.22%	25,897,691	1.18%	10,109,038	1.47%	16,682	597	45.37	16.59%
17.50 - 19.99%	-	-	-	-	-	-	-	-	-	-
20.00 - 22.49%	-	-	-	-	-	-	-	-	-	-
22.50 - 24.99%	-	-	-	-	-	-	-	-	-	-
25.00 - 27.49%	-	-	-	-	-	-	-	-	-	-
27.50 - 29.99%	-	-	-	-	-	-	-	-	-	-
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	109,777	100.00%	2,191,098,091	100.00%	687,969,038	100.00%	16,565	697	44.09	7.89%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	23	0.02%	404,107	0.02%	134,066	0.02%	13,178	483	43.57	12.39%
500 - 549	1,844	1.68%	36,849,596	1.68%	13,267,827	1.93%	17,859	538	45.35	12.04%
550 - 599	8,684	7.91%	174,738,018	7.97%	63,765,120	9.27%	17,470	576	45.31	11.94%
600 - 649	16,758	15.27%	335,558,785	15.31%	101,555,124	14.76%	17,340	627	45.59	10.83%
650 - 699	23,068	21.01%	461,686,730	21.07%	139,967,600	20.35%	17,012	675	45.34	9.20%
700 - 749	21,438	19.53%	421,330,517	19.23%	131,371,817	19.10%	16,040	724	44.17	7.24%
750 - 799	17,947	16.35%	358,050,017	16.34%	112,038,745	16.29%	15,994	773	43.01	5.08%
800+	18,019	16.41%	376,727,229	17.19%	115,257,323	16.75%	16,449	832	41.81	3.89%
NA	1,996	1.82%	25,753,090	1.18%	10,611,415	1.54%	10,022	0	39.85	14.03%
Total:	109,777	100.00%	2,191,098,091	100.00%	687,969,038	100.00%	16,565	697	44.09	7.89%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	37	0.03%	279,646	0.01%	7,623	0.00%	1,450	603	2.71	8.08%
25 - 36	508	0.46%	5,750,112	0.26%	1,213,512	0.18%	5,763	737	13.73	4.59%
37 - 48	1,764	1.61%	23,411,392	1.07%	7,840,046	1.14%	8,625	713	24.02	5.78%
49 - 60	23,159	21.10%	423,081,948	19.31%	128,062,785	18.61%	13,912	718	37.17	6.10%
61 - 72	62,365	56.81%	1,247,368,074	56.93%	393,710,390	57.23%	16,597	694	44.55	8.04%
73+	21,944	19.99%	491,206,919	22.42%	157,134,683	22.84%	19,127	688	49.82	9.09%
Total:	109,777	100.00%	2,191,098,091	100.00%	687,969,038	100.00%	16,565	697	44.09	7.89%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	58,701	53.47%	1,174,214,962	53.59%	382,702	0.06%	1,336	637	0.00	10.41%
1 - 12	954	0.87%	20,073,323	0.92%	1,766,676	0.26%	2,846	650	3.98	9.54%
13 - 24	717	0.65%	9,840,724	0.45%	3,777,602	0.55%	7,248	722	17.16	5.74%
25 - 36	3,124	2.85%	49,461,475	2.26%	28,209,545	4.10%	11,669	690	31.27	6.92%
37 - 48	29,201	26.60%	548,770,008	25.05%	364,559,113	52.99%	14,944	700	40.73	7.16%
49 - 60	17,080	15.56%	388,737,599	17.74%	289,273,400	42.05%	19,311	695	50.24	8.91%
61 - 72	-	-	-	-	-	-	-	-	-	-
73+	-	-	-	-	-	-	-	-	-	-
Total:	109,777	100.00%	2,191,098,091	100.00%	687,969,038	100.00%	16,565	697	44.09	7.89%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	101,832	92.76%	2,020,633,201	92.22%	588,693,515	85.57%	16,166	710	43.86	7.36%
1 - 15	3,510	3.20%	75,266,177	3.44%	51,515,576	7.49%	18,620	637	45.33	10.35%
16 - 30	1,239	1.13%	26,554,090	1.21%	17,644,953	2.56%	18,635	615	45.75	11.18%
31 - 60	1,186	1.08%	26,031,792	1.19%	16,937,343	2.46%	19,455	596	45.70	11.87%
61 - 90	740	0.67%	15,952,324	0.73%	10,656,467	1.55%	19,509	579	45.49	12.41%
91 - 120	223	0.20%	4,964,139	0.23%	2,503,754	0.36%	21,369	586	45.82	12.20%
121+	1,047	0.95%	21,696,368	0.99%	17,429	0.00%	17,429	595	51.00	10.95%
Total:	109,777	100.00%	2,191,098,091	100.00%	687,969,038	100.00%	16,565	697	44.09	7.89%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	109,777	100.00%	2,191,098,091	100.00%	687,969,038	100.00%	16,565	697	44.09	7.89%
Stated, verified to Level 3²	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	109,777	100.00%	2,191,098,091	100.00%	687,969,038	100.00%	16,565	697	44.09	7.89%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	108,800	99.11%	2,175,391,639	99.28%	681,724,460	99.09%	16,576	701	44.11	7.84%
Stated, verified but not Level 4 or 5	977	0.89%	15,706,452	0.72%	6,244,578	0.91%	15,327	292	42.15	12.64%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	109,777	100.00%	2,191,098,091	100.00%	687,969,038	100.00%	16,565	697	44.09	7.89%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	41,493	37.80%	754,944,367	34.46%	224,374,464	32.61%	14,801	738	42.64	6.01%
5.00 - 9.99%	42,267	38.50%	871,441,823	39.77%	276,619,002	40.21%	16,903	696	44.51	8.07%
10.00 - 14.99%	16,869	15.37%	360,445,764	16.45%	116,846,450	16.98%	17,748	660	45.16	9.60%
15.00 - 19.99%	5,693	5.19%	124,755,419	5.69%	43,553,127	6.33%	18,496	639	45.52	10.32%
20.00 - 24.99%	2,096	1.91%	47,569,606	2.17%	16,321,280	2.37%	19,270	618	45.33	10.72%
25.00 - 29.99%	814	0.74%	18,462,943	0.84%	6,217,254	0.90%	19,600	626	45.03	10.50%
30.00 - 39.99%	436	0.40%	10,458,832	0.48%	3,176,952	0.46%	20,485	678	44.11	9.04%
40.00 - 49.99%	82	0.07%	2,139,735	0.10%	562,017	0.08%	19,715	691	44.24	9.14%
50.00 - 59.99%	18	0.02%	535,355	0.02%	174,265	0.03%	22,504	709	45.90	8.67%
60.00 - 69.99%	5	0.00%	174,856	0.01%	53,178	0.01%	26,616	711	44.32	8.90%
70.00 - 79.99%	2	0.00%	83,831	0.00%	31,684	0.00%	31,684	775	45.00	9.95%
80.00 - 89.99%	1	0.00%	31,034	0.00%	4,852	0.00%	4,852	596	7.00	10.95%
90.00 - 99.99%	1	0.00%	54,527	0.00%	34,512	0.01%	34,512	733	38.00	2.95%
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	109,777	100.00%	2,191,098,091	100.00%	687,969,038	100.00%	16,565	697	44.09	7.89%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	251	0.23%	1,211,317	0.06%	332,978	0.05%	3,856	681	36.81	4.38%
25.00 - 49.99%	3,124	2.85%	30,126,719	1.37%	9,378,463	1.36%	7,187	722	37.68	4.34%
50.00 - 74.99%	12,928	11.78%	197,396,800	9.01%	65,389,721	9.50%	11,740	738	40.49	4.85%
75.00 - 99.99%	37,935	34.56%	757,819,006	34.59%	255,522,547	37.14%	16,088	714	43.31	6.74%
100.00 - 109.99%	25,761	23.47%	564,499,435	25.76%	182,219,980	26.49%	18,316	681	45.12	8.78%
110.00 - 119.99%	19,391	17.66%	423,947,990	19.35%	121,032,072	17.59%	17,878	672	45.82	9.73%
120.00 - 129.99%	7,916	7.21%	161,673,724	7.38%	39,681,995	5.77%	17,150	671	45.85	10.43%
130.00 - 139.99%	1,918	1.75%	41,773,804	1.91%	11,120,762	1.62%	18,137	682	46.34	10.53%
140.00%+	553	0.50%	12,649,296	0.58%	3,290,520	0.48%	19,900	685	46.93	10.69%
Total:	109,777	100.00%	2,191,098,091	100.00%	687,969,038	100.00%	16,565	697	44.09	7.89%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	1,779	1.62%	36,072,328	1.65%	12,409,837	1.80%	16,978	690	44.82	8.51%
Alaska	19	0.02%	400,493	0.02%	88,765	0.01%	17,989	663	45.50	9.26%
Arizona	1,623	1.48%	31,553,873	1.44%	10,261,666	1.49%	16,183	701	44.09	7.51%
Arkansas	135	0.12%	2,913,459	0.13%	756,111	0.11%	16,020	685	42.90	8.48%
California	18,267	16.64%	361,858,455	16.51%	109,693,367	15.94%	16,473	696	43.40	7.69%
Colorado	2,479	2.26%	49,604,321	2.26%	14,970,104	2.18%	15,932	714	43.32	6.97%
Connecticut	1,077	0.98%	21,371,098	0.98%	6,763,211	0.98%	15,874	707	44.29	7.73%
Delaware	675	0.61%	12,794,786	0.58%	4,625,380	0.67%	15,251	698	44.38	7.92%
Florida	9,548	8.70%	195,956,843	8.94%	61,194,892	8.90%	17,434	685	45.35	8.40%
Georgia	7,343	6.69%	148,684,204	6.79%	49,309,861	7.17%	17,053	683	44.45	8.60%
Hawaii	30	0.03%	715,319	0.03%	236,207	0.03%	20,877	700	43.37	8.94%
Idaho	414	0.38%	7,863,811	0.36%	2,701,638	0.39%	16,139	697	42.23	7.35%
Illinois	6,071	5.53%	119,441,402	5.45%	35,216,415	5.12%	16,092	712	43.80	7.46%
Indiana	1,835	1.67%	35,902,532	1.64%	12,387,555	1.80%	15,979	709	44.30	7.64%
Iowa	385	0.35%	7,183,634	0.33%	2,415,794	0.35%	15,316	724	43.78	6.93%
Kansas	954	0.87%	18,619,185	0.85%	4,538,534	0.66%	15,008	711	43.33	7.43%
Kentucky	1,232	1.12%	23,765,499	1.08%	7,381,031	1.07%	15,517	717	43.85	7.39%
Louisiana	1,478	1.35%	30,756,303	1.40%	12,740,639	1.85%	17,825	672	45.04	8.73%
Maine	191	0.17%	3,582,990	0.16%	1,700,747	0.25%	15,142	720	42.04	7.34%
Maryland	4,493	4.09%	90,183,449	4.12%	23,644,132	3.44%	16,762	703	44.25	7.83%
Massachusetts	1,142	1.04%	20,903,855	0.95%	6,586,179	0.96%	14,787	707	43.12	7.27%
Michigan	119	0.11%	2,244,431	0.10%	646,833	0.09%	16,045	690	43.96	7.48%
Minnesota	388	0.35%	7,669,924	0.35%	2,375,828	0.35%	17,284	702	43.40	8.04%
Mississippi	1,230	1.12%	26,273,410	1.20%	9,555,768	1.39%	17,700	679	44.33	9.05%
Missouri	900	0.82%	17,344,699	0.79%	3,618,187	0.53%	15,273	709	43.78	7.53%
Montana	49	0.04%	1,005,486	0.05%	347,310	0.05%	18,912	721	42.12	6.91%
Nebraska	405	0.37%	7,522,371	0.34%	2,163,826	0.31%	14,003	723	42.13	6.80%
Nevada	2,288	2.08%	47,112,947	2.15%	13,699,806	1.99%	17,149	695	44.08	7.87%
New Hampshire	110	0.10%	2,256,154	0.10%	926,696	0.13%	17,377	718	42.58	6.97%
New Jersey	877	0.80%	17,343,242	0.79%	6,298,745	0.92%	16,336	703	44.47	7.58%
New Mexico	761	0.69%	15,120,323	0.69%	4,669,803	0.68%	16,846	706	43.99	7.57%
New York	102	0.09%	1,867,751	0.09%	817,289	0.12%	14,550	692	42.86	7.95%
North Carolina	6,427	5.85%	125,236,490	5.72%	40,808,645	5.93%	16,299	696	44.61	7.98%
North Dakota	14	0.01%	244,918	0.01%	103,669	0.02%	15,513	616	43.62	10.34%
Ohio	1,992	1.81%	39,322,063	1.79%	12,131,227	1.76%	16,312	707	44.11	7.62%
Oklahoma	690	0.63%	13,353,893	0.61%	4,339,076	0.63%	16,309	701	44.13	8.04%
Oregon	979	0.89%	16,759,616	0.76%	5,594,849	0.81%	14,094	708	43.66	7.73%
Pennsylvania	1,579	1.44%	30,605,549	1.40%	9,938,483	1.44%	15,445	705	44.12	7.70%
Rhode Island	314	0.29%	5,733,078	0.26%	1,725,816	0.25%	14,246	694	43.65	7.80%
South Carolina	3,142	2.86%	61,365,110	2.80%	20,395,221	2.96%	16,274	698	44.23	8.03%
South Dakota	25	0.02%	491,890	0.02%	149,350	0.02%	17,945	709	38.60	8.76%
Tennessee	4,737	4.32%	94,984,851	4.34%	30,730,546	4.47%	16,503	708	44.04	7.60%
Texas	11,873	10.82%	245,890,375	11.22%	76,024,374	11.05%	17,226	686	44.21	8.29%
Utah	527	0.48%	10,499,544	0.48%	2,705,455	0.39%	15,932	718	42.67	6.60%
Vermont	30	0.03%	607,020	0.03%	135,244	0.02%	13,600	724	40.51	7.63%
Virginia	6,042	5.50%	122,193,053	5.58%	38,161,695	5.55%	16,530	717	43.73	7.16%
Washington	1,492	1.36%	28,127,827	1.28%	11,098,364	1.61%	15,508	695	43.68	7.67%
West Virginia	162	0.15%	3,427,275	0.16%	1,135,915	0.17%	17,161	693	42.47	7.90%
Wisconsin	1,049	0.96%	20,564,389	0.94%	6,319,007	0.92%	15,987	714	44.31	7.38%
Wyoming	52	0.05%	994,135	0.05%	283,396	0.04%	14,347	678	40.94	7.98%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	10	0.01%	183,524	0.01%	52,532	0.01%	10,715	727	34.70	5.64%
Armed Forces Pacific	1	0.00%	17,442	0.00%	0	0.00%	0	0	0.00	0.00%
District of Columbia	233	0.21%	4,477,304	0.20%	1,346,514	0.20%	15,306	697	43.37	7.47%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	8	0.01%	130,168	0.01%	47,509	0.01%	12,326	672	43.48	9.72%
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	109,777	100.00%	2,191,098,091	100.00%	687,969,038	100.00%	16,565	697	44.09	7.89%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	231	0.21%	5,797,478	0.26%	1,493,191	0.22%	20,252	745	39.85	4.88%
Used	109,546	99.79%	2,185,300,613	99.74%	686,475,847	99.78%	16,557	697	44.10	7.89%
NA	-	-	-	-	-	-	-	-	-	-
Total:	109,777	100.00%	2,191,098,091	100.00%	687,969,038	100.00%	16,565	697	44.09	7.89%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	52,019	47.39%	903,846,630	41.25%	255,030,080	37.07%	14,308	672	43.82	8.68%
Truck	7,904	7.20%	217,711,272	9.94%	70,816,583	10.29%	22,115	722	44.35	7.23%
SUV	46,183	42.07%	994,920,891	45.41%	342,335,545	49.76%	17,165	710	44.29	7.48%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	3,671	3.34%	74,619,298	3.41%	19,786,830	2.88%	15,406	722	43.39	7.11%
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	109,777	100.00%	2,191,098,091	100.00%	687,969,038	100.00%	16,565	697	44.09	7.89%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	11,162	10.17%	223,403,122	10.20%	64,411,709	9.36%	16,473	700	43.61	7.82%
Ford: Lincoln	674	0.61%	15,407,246	0.70%	4,563,941	0.66%	17,270	701	43.87	7.94%
Ford: Mercury	39	0.04%	502,274	0.02%	44,513	0.01%	11,264	594	42.20	8.96%
GMC	2,645	2.41%	67,722,071	3.09%	23,152,878	3.37%	20,481	708	44.84	7.66%
GMC: Buick	1,760	1.60%	32,815,071	1.50%	9,957,417	1.45%	13,639	700	44.14	7.84%
GMC: Cadillac	1,675	1.53%	43,978,055	2.01%	14,693,918	2.14%	21,278	701	44.71	7.90%
GMC: Chevrolet	10,091	9.19%	208,118,910	9.50%	67,070,022	9.75%	17,825	687	44.89	8.32%
GMC: Hummer	14	0.01%	323,370	0.01%	0	0.00%	0	0	0.00	0.00%
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	32	0.03%	449,704	0.02%	0	0.00%	0	0	0.00	0.00%
GMC: Saturn	36	0.03%	464,502	0.02%	17,120	0.00%	9,128	702	35.40	8.98%
Tesla	-	-	-	-	-	-	-	-	-	-
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	2,455	2.24%	62,834,857	2.87%	18,642,750	2.71%	20,278	708	44.32	7.64%
BMW: Mini	642	0.58%	10,687,291	0.49%	2,973,673	0.43%	12,264	702	41.80	7.77%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	2,620	2.39%	71,728,385	3.27%	19,760,834	2.87%	22,019	688	44.36	8.33%
Daimler: Smart	98	0.09%	949,265	0.04%	167,800	0.02%	7,075	648	39.43	9.68%
Fiat	486	0.44%	6,325,593	0.29%	1,131,310	0.16%	9,406	689	41.63	8.52%
Fiat: Alfa Romeo	-	-	-	-	-	-	-	-	-	-
Fiat: Chrysler	1,954	1.78%	40,166,289	1.83%	10,211,865	1.48%	16,106	709	44.44	7.59%
Fiat: Dodge	5,344	4.87%	127,488,526	5.82%	40,424,480	5.88%	20,347	691	45.50	8.43%
Fiat: Jeep	6,631	6.04%	142,585,268	6.51%	51,197,880	7.44%	16,917	708	44.73	7.62%
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	563	0.51%	13,168,850	0.60%	4,635,532	0.67%	19,119	727	43.01	6.65%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	2,241	2.04%	36,999,387	1.69%	13,544,151	1.97%	13,252	680	43.77	8.18%
Volkswagen: Audi	1,610	1.47%	42,144,240	1.92%	15,650,147	2.27%	19,913	719	43.65	7.09%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	218	0.20%	8,474,241	0.39%	2,405,818	0.35%	29,970	725	43.69	6.82%
Honda	8,557	7.79%	151,433,311	6.91%	47,839,975	6.95%	13,830	697	43.35	7.82%
Honda: Acura	1,451	1.32%	31,535,198	1.44%	10,603,059	1.54%	16,738	711	43.33	7.20%
Hyundai	6,202	5.65%	96,054,744	4.38%	26,262,576	3.82%	12,095	675	43.59	8.44%
Hyundai: Kia	4,772	4.35%	77,337,087	3.53%	22,065,753	3.21%	12,409	667	44.20	8.67%
Isuzu	1	0.00%	5,569	0.00%	0	0.00%	0	0	0.00	0.00%
Mazda	2,408	2.19%	40,293,673	1.84%	13,083,502	1.90%	13,150	703	43.25	7.56%
Mitsubishi	811	0.74%	12,362,439	0.56%	4,244,560	0.62%	12,240	646	45.04	9.52%
Nissan	12,464	11.35%	211,051,574	9.63%	69,562,427	10.11%	13,253	678	44.35	8.39%
Nissan: Infiniti	2,041	1.86%	50,338,291	2.30%	17,303,247	2.52%	19,631	700	44.82	8.00%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	2,328	2.12%	43,397,670	1.98%	15,140,514	2.20%	14,236	724	42.75	6.80%
Suzuki	-	-	-	-	-	-	-	-	-	-
Tata: Jaguar	332	0.30%	10,153,925	0.46%	3,504,412	0.51%	23,402	708	45.33	7.71%
Tata: Land Rover	407	0.37%	13,847,117	0.63%	4,793,866	0.70%	26,868	693	45.40	8.14%
Toyota	11,807	10.76%	220,727,567	10.07%	67,609,919	9.83%	15,102	713	43.11	7.27%
Toyota: Lexus	2,849	2.60%	70,880,677	3.23%	20,376,484	2.96%	19,539	722	43.54	7.01%
Toyota: Scion	357	0.33%	4,942,729	0.23%	920,986	0.13%	10,102	645	40.78	10.09%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	109,777	100.00%	2,191,098,091	100.00%	687,969,038	100.00%	16,565	697	44.09	7.89%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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