StratMaker (139618)

CarMax Auto Owner Trust 2021-1

StratMaker Datatape Summary

Beginning Period

Nov 1, 2022

As % of Reporting Period ELA:

Ending Period

Nov 30, 2022

New % / Used %

0.24% / 99.76%

Total Original # of Loans

83,159

WA Loan to Value (LTV)

66.95%

Total Original Loan Amount (OLA)

$ 1,691,787,436

WA Payment to Income (PTI)

8.65%

Weighted Average (WA) OLA

$ 23,531

WA FICO (non-zero)

711

Rep. Period Beginning Loan Amount

$ 647,430,095

WA Remaining Term (RT)

41.81

Rep. Period Ending Loan Amount (ELA)

$ 624,007,789

WA Original APR

8.28%

Beginning Period

Nov 1, 2022

Ending Period

Nov 30, 2022

Total Original # of Loans

83,159

Total Original Loan Amount (OLA)

$ 1,691,787,436

Weighted Average (WA) OLA

$ 23,531

Rep. Period Beginning Loan Amount

$ 647,430,095

Rep. Period Ending Loan Amount (ELA)

$ 624,007,789

As % of Reporting Period ELA:

New % / Used %

0.24% / 99.76%

WA Loan to Value (LTV)

66.95%

WA Payment to Income (PTI)

8.65%

WA FICO (non-zero)

711

WA Remaining Term (RT)

41.81

WA Original APR

8.28%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	293	0.35%	1,145,074	0.07%	328,526	0.05%	2,265	688	32.01	5.07%
$5,000 - $9,999	3,984	4.79%	32,852,934	1.94%	11,170,203	1.79%	5,078	680	35.45	6.63%
$10,000 - $14,999	16,974	20.41%	219,022,032	12.95%	80,665,919	12.93%	8,409	677	38.88	8.28%
$15,000 - $19,999	25,897	31.14%	451,607,051	26.69%	170,337,919	27.30%	11,747	692	41.44	8.67%
$20,000 - $24,999	16,841	20.25%	374,552,732	22.14%	138,609,615	22.21%	15,059	709	42.49	8.38%
$25,000 - $29,999	9,523	11.45%	259,696,311	15.35%	95,858,286	15.36%	18,609	711	42.81	8.40%
$30,000 - $39,999	7,390	8.89%	249,348,497	14.74%	90,312,854	14.47%	23,037	719	43.24	7.84%
$40,000 - $49,999	1,809	2.18%	79,530,679	4.70%	28,033,986	4.49%	30,052	721	43.76	7.65%
$50,000 - $59,999	417	0.50%	22,096,471	1.31%	7,982,103	1.28%	35,413	731	42.79	6.85%
$60,000 - $69,999	31	0.04%	1,935,655	0.11%	708,379	0.11%	36,175	785	37.10	4.60%
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	83,159	100.00%	1,691,787,436	100.00%	624,007,789	100.00%	15,768	702	41.81	8.28%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	38,080	45.79%	761,466,709	45.01%	8,300,118	1.33%	3,782	709	31.01	5.62%
$5,000 - $9,999	12,265	14.75%	165,023,749	9.75%	97,935,983	15.69%	8,213	699	37.23	7.22%
$10,000 - $14,999	18,111	21.78%	338,193,231	19.99%	223,477,285	35.81%	12,501	699	41.46	8.33%
$15,000 - $19,999	9,052	10.89%	227,553,243	13.45%	154,853,666	24.82%	17,225	708	43.16	8.57%
$20,000 - $24,999	3,657	4.40%	116,072,194	6.86%	80,937,646	12.97%	22,219	701	44.51	9.05%
$25,000 - $29,999	1,301	1.56%	50,281,469	2.97%	35,177,190	5.64%	27,110	704	44.89	8.51%
$30,000 - $39,999	674	0.81%	32,132,142	1.90%	22,548,013	3.61%	33,640	707	45.33	8.37%
$40,000 - $49,999	19	0.02%	1,064,698	0.06%	777,888	0.12%	40,952	694	46.15	8.96%
$50,000 - $59,999	-	-	-	-	-	-	-	-	-	-
$60,000 - $69,999	-	-	-	-	-	-	-	-	-	-
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	83,159	100.00%	1,691,787,436	100.00%	624,007,789	100.00%	15,768	702	41.81	8.28%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	83,159	100.00%	1,691,787,436	100.00%	624,007,789	100.00%	15,768	702	41.81	8.28%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	83,159	100.00%	1,691,787,436	100.00%	624,007,789	100.00%	15,768	702	41.81	8.28%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	1,019	1.23%	20,030,888	1.18%	15,716	0.00%	15,716	636	37.00	16.95%
2.50 - 4.99%	22,443	26.99%	445,129,195	26.31%	166,252,858	26.64%	14,593	799	38.52	3.53%
5.00 - 7.49%	17,108	20.57%	340,444,053	20.12%	117,964,960	18.90%	15,047	733	41.08	6.48%
7.50 - 9.99%	18,491	22.24%	390,646,569	23.09%	144,753,608	23.20%	16,392	685	43.22	9.03%
10.00 - 12.49%	10,736	12.91%	241,423,695	14.27%	97,311,459	15.59%	18,274	649	45.56	11.21%
12.50 - 14.99%	11,431	13.75%	215,838,988	12.76%	81,566,463	13.07%	15,045	572	42.34	14.13%
15.00 - 17.49%	1,931	2.32%	38,274,049	2.26%	16,142,724	2.59%	16,084	617	43.31	16.51%
17.50 - 19.99%	-	-	-	-	-	-	-	-	-	-
20.00 - 22.49%	-	-	-	-	-	-	-	-	-	-
22.50 - 24.99%	-	-	-	-	-	-	-	-	-	-
25.00 - 27.49%	-	-	-	-	-	-	-	-	-	-
27.50 - 29.99%	-	-	-	-	-	-	-	-	-	-
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	83,159	100.00%	1,691,787,436	100.00%	624,007,789	100.00%	15,768	702	41.81	8.28%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	-	-	-	-	-	-	-	-	-	-
500 - 549	-	-	-	-	-	-	-	-	-	-
550 - 599	4,289	5.16%	88,021,178	5.20%	35,555,272	5.70%	16,863	591	43.83	12.94%
600 - 649	17,144	20.62%	352,026,353	20.81%	127,235,971	20.39%	16,542	625	43.33	11.88%
650 - 699	18,348	22.06%	375,533,787	22.20%	134,864,436	21.61%	16,189	674	42.97	9.65%
700 - 749	15,832	19.04%	317,242,422	18.75%	117,560,392	18.84%	15,395	724	41.88	7.41%
750 - 799	13,153	15.82%	266,384,107	15.75%	100,532,430	16.11%	15,101	773	40.53	5.21%
800+	12,905	15.52%	272,739,654	16.12%	100,743,828	16.14%	15,396	833	39.19	3.93%
NA	1,488	1.79%	19,839,935	1.17%	7,515,460	1.20%	9,641	0	37.12	14.01%
Total:	83,159	100.00%	1,691,787,436	100.00%	624,007,789	100.00%	15,768	702	41.81	8.28%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	24	0.03%	145,113	0.01%	0	0.00%	0	0	0.00	0.00%
25 - 36	429	0.52%	5,373,320	0.32%	779,786	0.12%	5,041	730	10.78	4.97%
37 - 48	1,472	1.77%	19,373,341	1.15%	5,385,984	0.86%	7,290	715	21.49	5.92%
49 - 60	17,614	21.18%	326,469,644	19.30%	117,684,676	18.86%	12,943	722	34.37	6.41%
61 - 72	45,505	54.72%	933,239,891	55.16%	345,939,261	55.44%	15,893	700	42.40	8.41%
73+	18,115	21.78%	407,186,128	24.07%	154,218,081	24.71%	17,994	692	47.05	9.54%
Total:	83,159	100.00%	1,691,787,436	100.00%	624,007,789	100.00%	15,768	702	41.81	8.28%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	35,568	42.77%	734,666,212	43.43%	71,405	0.01%	1,667	628	0.00	11.50%
1 - 12	384	0.46%	4,917,650	0.29%	1,367,582	0.22%	4,949	735	10.74	5.00%
13 - 24	1,359	1.63%	18,637,127	1.10%	8,669,361	1.39%	7,871	711	22.77	6.14%
25 - 36	17,848	21.46%	333,467,866	19.71%	196,359,253	31.47%	13,153	726	34.84	6.32%
37 - 48	26,857	32.30%	573,510,464	33.90%	397,391,142	63.68%	17,065	693	45.41	9.17%
49 - 60	1,143	1.37%	26,588,118	1.57%	20,149,046	3.23%	19,838	662	49.20	11.18%
61 - 72	-	-	-	-	-	-	-	-	-	-
73+	-	-	-	-	-	-	-	-	-	-
Total:	83,159	100.00%	1,691,787,436	100.00%	624,007,789	100.00%	15,768	702	41.81	8.28%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	75,645	90.96%	1,529,709,324	90.42%	526,361,002	84.35%	15,320	714	41.48	7.68%
1 - 15	3,318	3.99%	71,214,707	4.21%	50,572,678	8.10%	17,663	651	43.18	10.85%
16 - 30	1,168	1.40%	25,767,804	1.52%	18,799,211	3.01%	18,486	638	44.32	11.77%
31 - 60	1,054	1.27%	22,620,684	1.34%	16,638,349	2.67%	18,431	620	44.19	12.61%
61 - 90	623	0.75%	13,918,630	0.82%	9,703,984	1.56%	19,752	621	43.75	12.57%
91 - 120	202	0.24%	4,246,902	0.25%	1,932,566	0.31%	18,597	622	42.26	12.20%
121+	1,149	1.38%	24,309,384	1.44%	0	0.00%	0	0	0.00	0.00%
Total:	83,159	100.00%	1,691,787,436	100.00%	624,007,789	100.00%	15,768	702	41.81	8.28%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	83,159	100.00%	1,691,787,436	100.00%	624,007,789	100.00%	15,768	702	41.81	8.28%
Stated, verified to Level 3²	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	83,159	100.00%	1,691,787,436	100.00%	624,007,789	100.00%	15,768	702	41.81	8.28%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	82,486	99.19%	1,680,969,861	99.36%	619,568,106	99.29%	15,776	705	41.83	8.25%
Stated, verified but not Level 4 or 5	673	0.81%	10,817,575	0.64%	4,439,683	0.71%	14,608	292	39.52	12.61%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	83,159	100.00%	1,691,787,436	100.00%	624,007,789	100.00%	15,768	702	41.81	8.28%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	27,785	33.41%	511,976,607	30.26%	184,935,068	29.64%	14,030	744	40.18	5.96%
5.00 - 9.99%	31,696	38.11%	662,285,994	39.15%	243,176,104	38.97%	15,931	705	42.10	8.22%
10.00 - 14.99%	14,371	17.28%	309,644,522	18.30%	117,115,787	18.77%	16,908	668	42.95	10.18%
15.00 - 19.99%	5,794	6.97%	127,344,483	7.53%	49,146,812	7.88%	17,241	647	42.92	11.13%
20.00 - 24.99%	2,236	2.69%	50,195,689	2.97%	18,642,243	2.99%	17,820	642	43.55	11.46%
25.00 - 29.99%	819	0.98%	18,890,164	1.12%	6,893,590	1.10%	18,521	642	43.16	11.15%
30.00 - 39.99%	358	0.43%	8,724,309	0.52%	3,144,606	0.50%	19,847	671	42.89	9.70%
40.00 - 49.99%	75	0.09%	1,978,827	0.12%	731,134	0.12%	21,075	709	43.49	9.01%
50.00 - 59.99%	17	0.02%	489,364	0.03%	197,480	0.03%	23,357	703	43.56	8.98%
60.00 - 69.99%	5	0.01%	152,121	0.01%	0	0.00%	0	0	0.00	0.00%
70.00 - 79.99%	1	0.00%	32,466	0.00%	0	0.00%	0	0	0.00	0.00%
80.00 - 89.99%	2	0.00%	72,892	0.00%	24,965	0.00%	24,965	761	41.00	9.95%
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	83,159	100.00%	1,691,787,436	100.00%	624,007,789	100.00%	15,768	702	41.81	8.28%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	185	0.22%	832,253	0.05%	229,232	0.04%	2,962	677	32.46	4.47%
25.00 - 49.99%	2,180	2.62%	21,160,596	1.25%	6,715,695	1.08%	6,837	733	35.63	4.12%
50.00 - 74.99%	9,432	11.34%	145,044,616	8.57%	52,287,742	8.38%	11,002	747	37.74	4.68%
75.00 - 99.99%	28,841	34.68%	585,538,847	34.61%	226,591,010	36.31%	15,153	722	40.83	6.79%
100.00 - 109.99%	20,323	24.44%	450,943,333	26.65%	169,493,144	27.16%	17,120	688	42.78	9.19%
110.00 - 119.99%	15,038	18.08%	333,745,961	19.73%	117,038,617	18.76%	17,169	675	43.59	10.46%
120.00 - 129.99%	5,580	6.71%	118,368,741	7.00%	39,419,238	6.32%	16,441	672	43.75	11.17%
130.00 - 139.99%	1,256	1.51%	28,545,828	1.69%	9,704,863	1.56%	18,504	682	44.45	11.05%
140.00%+	324	0.39%	7,607,261	0.45%	2,528,247	0.41%	17,799	686	44.09	10.97%
Total:	83,159	100.00%	1,691,787,436	100.00%	624,007,789	100.00%	15,768	702	41.81	8.28%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	1,378	1.66%	27,880,923	1.65%	10,658,670	1.71%	15,646	687	42.81	9.34%
Alaska	12	0.01%	243,416	0.01%	78,924	0.01%	13,265	702	34.86	8.77%
Arizona	1,146	1.38%	22,739,714	1.34%	7,369,367	1.18%	15,495	703	41.51	8.05%
Arkansas	107	0.13%	2,254,789	0.13%	912,001	0.15%	16,430	688	42.20	9.32%
California	14,291	17.19%	288,716,224	17.07%	103,822,940	16.64%	15,785	698	41.29	8.11%
Colorado	1,992	2.40%	40,944,883	2.42%	14,634,329	2.35%	15,845	727	40.77	7.11%
Connecticut	942	1.13%	18,506,016	1.09%	7,613,281	1.22%	14,743	716	41.28	7.69%
Delaware	322	0.39%	6,444,010	0.38%	2,206,356	0.35%	14,332	702	40.16	8.23%
Florida	6,820	8.20%	143,578,882	8.49%	49,112,646	7.87%	16,465	696	43.11	8.61%
Georgia	5,791	6.96%	119,376,752	7.06%	46,690,628	7.48%	16,431	685	42.57	9.32%
Hawaii	20	0.02%	398,374	0.02%	158,860	0.03%	17,663	722	39.45	6.51%
Idaho	135	0.16%	2,590,551	0.15%	907,546	0.15%	12,827	710	39.50	7.37%
Illinois	3,963	4.77%	79,490,710	4.70%	30,659,276	4.91%	15,320	715	41.91	7.91%
Indiana	1,331	1.60%	26,610,285	1.57%	10,285,839	1.65%	15,241	718	41.69	7.79%
Iowa	282	0.34%	5,467,133	0.32%	1,932,647	0.31%	14,114	720	40.32	7.76%
Kansas	738	0.89%	15,064,432	0.89%	5,580,795	0.89%	15,257	735	39.67	7.08%
Kentucky	783	0.94%	15,258,195	0.90%	5,811,279	0.93%	15,172	719	41.51	7.64%
Louisiana	1,160	1.39%	24,388,209	1.44%	10,752,352	1.72%	16,573	687	42.85	9.22%
Maine	91	0.11%	1,713,354	0.10%	672,268	0.11%	14,103	744	39.57	7.12%
Maryland	3,984	4.79%	81,500,001	4.82%	29,693,616	4.76%	15,973	706	41.73	8.15%
Massachusetts	969	1.17%	18,160,925	1.07%	7,340,477	1.18%	14,096	719	40.86	7.39%
Michigan	95	0.11%	1,764,666	0.10%	602,768	0.10%	14,005	713	41.29	8.38%
Minnesota	490	0.59%	9,312,234	0.55%	3,581,348	0.57%	14,270	696	40.57	8.45%
Mississippi	1,019	1.23%	21,743,891	1.29%	8,887,705	1.42%	16,680	680	42.65	9.74%
Missouri	727	0.87%	14,330,872	0.85%	4,817,801	0.77%	15,049	709	41.61	7.99%
Montana	35	0.04%	745,279	0.04%	173,237	0.03%	13,549	734	39.66	6.86%
Nebraska	347	0.42%	6,685,994	0.40%	2,364,457	0.38%	14,790	728	41.48	7.24%
Nevada	2,057	2.47%	42,928,057	2.54%	14,559,292	2.33%	16,171	702	41.63	8.21%
New Hampshire	161	0.19%	3,178,064	0.19%	1,288,176	0.21%	14,804	724	40.92	7.37%
New Jersey	702	0.84%	13,462,274	0.80%	5,819,458	0.93%	14,464	713	42.04	7.64%
New Mexico	575	0.69%	11,567,720	0.68%	4,247,959	0.68%	15,763	715	41.31	7.97%
New York	107	0.13%	1,994,030	0.12%	791,315	0.13%	13,798	702	40.61	7.91%
North Carolina	4,505	5.42%	91,074,864	5.38%	33,384,790	5.35%	15,600	701	42.33	8.40%
North Dakota	15	0.02%	303,236	0.02%	105,102	0.02%	20,711	702	41.91	9.89%
Ohio	1,382	1.66%	27,795,191	1.64%	10,693,778	1.71%	15,521	711	41.95	8.18%
Oklahoma	476	0.57%	9,455,575	0.56%	3,715,681	0.60%	15,755	706	41.28	8.29%
Oregon	840	1.01%	14,212,694	0.84%	5,179,755	0.83%	12,979	704	40.01	7.82%
Pennsylvania	1,301	1.56%	25,881,760	1.53%	10,409,147	1.67%	15,241	709	41.87	7.89%
Rhode Island	220	0.26%	4,172,750	0.25%	1,564,562	0.25%	14,830	714	41.22	8.06%
South Carolina	2,332	2.80%	46,639,058	2.76%	17,584,688	2.82%	15,135	698	42.06	8.56%
South Dakota	15	0.02%	296,141	0.02%	80,631	0.01%	11,946	726	38.54	7.42%
Tennessee	3,603	4.33%	74,446,413	4.40%	28,354,799	4.54%	15,868	709	41.72	8.08%
Texas	8,593	10.33%	181,415,748	10.72%	64,615,890	10.35%	16,360	691	42.02	8.79%
Utah	367	0.44%	7,045,110	0.42%	2,108,707	0.34%	13,756	730	40.17	6.48%
Vermont	24	0.03%	416,611	0.02%	149,851	0.02%	11,156	701	37.64	7.82%
Virginia	4,378	5.26%	89,945,596	5.32%	33,453,727	5.36%	15,734	719	41.43	7.54%
Washington	1,395	1.68%	27,050,373	1.60%	10,043,336	1.61%	15,207	708	40.91	7.90%
West Virginia	111	0.13%	2,195,200	0.13%	881,017	0.14%	14,897	717	39.84	7.72%
Wisconsin	837	1.01%	16,474,677	0.97%	6,249,805	1.00%	14,989	712	41.72	8.03%
Wyoming	33	0.04%	677,308	0.04%	154,279	0.02%	15,081	669	42.52	8.92%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	6	0.01%	133,038	0.01%	73,424	0.01%	17,865	630	44.43	12.11%
Armed Forces Pacific	3	0.00%	61,162	0.00%	26,221	0.00%	13,507	792	38.52	5.00%
District of Columbia	146	0.18%	2,942,303	0.17%	1,135,645	0.18%	16,838	698	41.58	8.11%
Guam	2	0.00%	43,154	0.00%	15,339	0.00%	15,339	778	35.00	2.95%
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	2	0.00%	54,422	0.00%	0	0.00%	0	0	0.00	0.00%
Virgin Islands	1	0.00%	14,191	0.00%	0	0.00%	0	0	0.00	0.00%
Total:	83,159	100.00%	1,691,787,436	100.00%	624,007,789	100.00%	15,768	702	41.81	8.28%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	172	0.21%	4,392,749	0.26%	1,488,771	0.24%	18,518	759	38.82	5.20%
Used	82,987	99.79%	1,687,394,687	99.74%	622,519,018	99.76%	15,761	702	41.82	8.29%
NA	-	-	-	-	-	-	-	-	-	-
Total:	83,159	100.00%	1,691,787,436	100.00%	624,007,789	100.00%	15,768	702	41.81	8.28%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	39,084	47.00%	698,415,408	41.28%	242,786,172	38.91%	13,822	681	41.74	9.11%
Truck	6,291	7.57%	177,536,206	10.49%	64,669,230	10.36%	20,905	731	41.94	7.26%
SUV	35,047	42.14%	761,535,688	45.01%	297,646,868	47.70%	16,334	713	41.90	7.88%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	2,737	3.29%	54,300,133	3.21%	18,905,519	3.03%	14,270	720	41.05	7.58%
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	83,159	100.00%	1,691,787,436	100.00%	624,007,789	100.00%	15,768	702	41.81	8.28%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	8,982	10.80%	182,984,501	10.82%	65,862,709	10.55%	15,737	711	41.46	7.91%
Ford: Lincoln	557	0.67%	13,162,020	0.78%	5,192,610	0.83%	17,309	723	41.89	7.54%
Ford: Mercury	22	0.03%	274,478	0.02%	35,657	0.01%	6,804	645	36.59	11.65%
GMC	2,071	2.49%	54,333,416	3.21%	20,680,971	3.31%	19,930	710	42.91	8.17%
GMC: Buick	1,474	1.77%	27,488,833	1.62%	10,445,580	1.67%	13,495	701	42.24	8.35%
GMC: Cadillac	1,281	1.54%	34,329,787	2.03%	12,539,246	2.01%	20,448	709	42.34	8.01%
GMC: Chevrolet	7,811	9.39%	165,187,866	9.76%	61,881,261	9.92%	16,811	694	42.64	8.79%
GMC: Hummer	9	0.01%	225,925	0.01%	8,623	0.00%	8,623	645	22.00	13.95%
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	5	0.01%	64,611	0.00%	0	0.00%	0	0	0.00	0.00%
GMC: Saturn	10	0.01%	124,753	0.01%	12,971	0.00%	6,486	714	31.51	8.21%
Tesla	-	-	-	-	-	-	-	-	-	-
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	1,609	1.93%	41,633,957	2.46%	14,608,369	2.34%	19,509	706	41.12	8.20%
BMW: Mini	472	0.57%	7,771,242	0.46%	2,595,859	0.42%	11,790	699	38.85	8.08%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	1,806	2.17%	51,645,099	3.05%	17,397,325	2.79%	21,738	693	42.70	8.89%
Daimler: Smart	61	0.07%	605,417	0.04%	115,309	0.02%	6,376	674	38.04	8.06%
Fiat	340	0.41%	4,469,910	0.26%	1,208,574	0.19%	9,223	686	39.22	8.83%
Fiat: Alfa Romeo	-	-	-	-	-	-	-	-	-	-
Fiat: Chrysler	1,249	1.50%	25,885,763	1.53%	8,216,473	1.32%	15,876	695	42.56	8.67%
Fiat: Dodge	4,318	5.19%	103,493,151	6.12%	36,587,952	5.86%	18,414	699	42.84	8.69%
Fiat: Jeep	4,521	5.44%	97,903,891	5.79%	37,793,609	6.06%	15,957	712	42.17	7.96%
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	630	0.76%	15,084,459	0.89%	5,743,474	0.92%	16,932	744	39.31	6.33%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	1,746	2.10%	28,782,079	1.70%	11,187,044	1.79%	12,253	679	41.21	8.90%
Volkswagen: Audi	1,139	1.37%	29,911,765	1.77%	11,278,135	1.81%	18,963	718	41.19	7.49%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	169	0.20%	6,454,279	0.38%	2,235,244	0.36%	26,230	733	40.26	6.55%
Honda	5,831	7.01%	106,442,056	6.29%	38,795,827	6.22%	13,472	702	40.85	8.26%
Honda: Acura	854	1.03%	19,072,058	1.13%	7,567,544	1.21%	16,696	716	41.10	7.84%
Hyundai	5,202	6.26%	83,703,871	4.95%	30,343,966	4.86%	11,964	689	41.43	8.63%
Hyundai: Kia	4,233	5.09%	70,374,353	4.16%	26,951,342	4.32%	12,234	688	42.01	8.90%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	1,675	2.01%	29,355,606	1.74%	11,165,788	1.79%	12,986	705	41.23	7.94%
Mitsubishi	792	0.95%	12,572,937	0.74%	4,997,864	0.80%	11,786	663	42.69	9.63%
Nissan	10,861	13.06%	190,924,411	11.29%	74,819,597	11.99%	13,165	690	42.29	8.72%
Nissan: Infiniti	1,638	1.97%	40,714,046	2.41%	15,039,694	2.41%	18,320	699	42.28	8.51%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	1,873	2.25%	35,807,373	2.12%	13,886,284	2.23%	14,005	731	40.73	6.98%
Suzuki	-	-	-	-	-	-	-	-	-	-
Tata: Jaguar	351	0.42%	10,562,040	0.62%	3,771,743	0.60%	21,007	698	43.29	8.51%
Tata: Land Rover	465	0.56%	15,752,341	0.93%	5,437,691	0.87%	24,168	710	41.75	7.61%
Toyota	7,329	8.81%	143,008,250	8.45%	52,346,382	8.39%	15,085	714	40.88	7.73%
Toyota: Lexus	1,529	1.84%	38,067,516	2.25%	12,381,125	1.98%	18,804	723	40.92	7.46%
Toyota: Scion	244	0.29%	3,613,376	0.21%	875,951	0.14%	10,382	659	38.87	10.42%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	83,159	100.00%	1,691,787,436	100.00%	624,007,789	100.00%	15,768	702	41.81	8.28%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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