StratMaker (139622)

CarMax Auto Owner Trust 2021-3

StratMaker Datatape Summary

Beginning Period

Nov 1, 2022

As % of Reporting Period ELA:

Ending Period

Nov 30, 2022

New % / Used %

0.10% / 99.90%

Total Original # of Loans

102,975

WA Loan to Value (LTV)

71.93%

Total Original Loan Amount (OLA)

$ 2,059,736,609

WA Payment to Income (PTI)

8.69%

Weighted Average (WA) OLA

$ 23,498

WA FICO (non-zero)

705

Rep. Period Beginning Loan Amount

$ 970,291,630

WA Remaining Term (RT)

46.88

Rep. Period Ending Loan Amount (ELA)

$ 937,687,068

WA Original APR

8.31%

Beginning Period

Nov 1, 2022

Ending Period

Nov 30, 2022

Total Original # of Loans

102,975

Total Original Loan Amount (OLA)

$ 2,059,736,609

Weighted Average (WA) OLA

$ 23,498

Rep. Period Beginning Loan Amount

$ 970,291,630

Rep. Period Ending Loan Amount (ELA)

$ 937,687,068

As % of Reporting Period ELA:

New % / Used %

0.10% / 99.90%

WA Loan to Value (LTV)

71.93%

WA Payment to Income (PTI)

8.69%

WA FICO (non-zero)

705

WA Remaining Term (RT)

46.88

WA Original APR

8.31%

Filters

Filters Applied

Loans Excluded

OLA of Excluded Loans

$ 0

ELA of Excluded Loans

$ 0

Original Loan Amount	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	776	0.75%	3,053,943	0.15%	888,832	0.09%	2,408	715	33.91	4.58%
$5,000 - $9,999	7,242	7.03%	58,831,970	2.86%	22,787,295	2.43%	5,627	677	39.41	6.65%
$10,000 - $14,999	21,957	21.32%	281,370,832	13.66%	124,035,526	13.23%	9,354	656	43.43	8.34%
$15,000 - $19,999	29,089	28.25%	506,937,226	24.61%	234,506,529	25.01%	13,081	674	46.40	8.74%
$20,000 - $24,999	19,905	19.33%	443,290,288	21.52%	204,703,302	21.83%	16,793	701	47.67	8.43%
$25,000 - $29,999	11,814	11.47%	322,363,888	15.65%	148,483,819	15.84%	20,719	703	48.25	8.49%
$30,000 - $39,999	9,522	9.25%	320,980,738	15.58%	148,427,152	15.83%	25,599	714	48.67	7.89%
$40,000 - $49,999	2,109	2.05%	92,581,379	4.49%	40,837,427	4.36%	33,167	717	48.64	7.45%
$50,000 - $59,999	504	0.49%	26,736,500	1.30%	11,420,734	1.22%	39,995	716	49.13	7.22%
$60,000 - $69,999	57	0.06%	3,589,847	0.17%	1,596,452	0.17%	42,204	780	42.39	4.52%
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	102,975	100.00%	2,059,736,609	100.00%	937,687,068	100.00%	17,650	691	46.88	8.31%

Reporting Period ELA	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
$0 - $4,999	42,369	41.14%	814,760,979	39.56%	14,578,065	1.55%	3,226	725	25.29	5.87%
$5,000 - $9,999	12,499	12.14%	152,089,097	7.38%	99,592,651	10.62%	8,207	685	41.12	7.14%
$10,000 - $14,999	21,536	20.91%	367,170,071	17.83%	269,503,654	28.74%	12,674	676	45.77	8.32%
$15,000 - $19,999	14,442	14.02%	328,483,436	15.95%	248,541,150	26.51%	17,327	698	48.29	8.57%
$20,000 - $24,999	7,311	7.10%	212,206,478	10.30%	162,480,445	17.33%	22,316	699	49.13	8.74%
$25,000 - $29,999	3,113	3.02%	108,653,298	5.28%	84,114,227	8.97%	27,093	700	50.11	8.65%
$30,000 - $39,999	1,490	1.45%	64,718,271	3.14%	49,838,120	5.32%	33,672	707	50.17	8.06%
$40,000 - $49,999	215	0.21%	11,654,979	0.57%	9,038,755	0.96%	42,113	697	50.72	8.10%
$50,000 - $59,999	-	-	-	-	-	-	-	-	-	-
$60,000 - $69,999	-	-	-	-	-	-	-	-	-	-
$70,000 - $79,999	-	-	-	-	-	-	-	-	-	-
$80,000 - $89,999	-	-	-	-	-	-	-	-	-	-
$90,000 - $99,999	-	-	-	-	-	-	-	-	-	-
Over $100,000	-	-	-	-	-	-	-	-	-	-
Total:	102,975	100.00%	2,059,736,609	100.00%	937,687,068	100.00%	17,650	691	46.88	8.31%

Original Interest Rate Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Fixed	102,975	100.00%	2,059,736,609	100.00%	937,687,068	100.00%	17,650	691	46.88	8.31%
Variable	-	-	-	-	-	-	-	-	-	-
Other	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	102,975	100.00%	2,059,736,609	100.00%	937,687,068	100.00%	17,650	691	46.88	8.31%

Original APR	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 2.49%	1,244	1.21%	24,895,985	1.21%	3	0.00%	3	784	0.00	2.45%
2.50 - 4.99%	30,822	29.93%	578,240,618	28.07%	253,056,703	26.99%	16,483	798	43.58	3.54%
5.00 - 7.49%	21,149	20.54%	422,899,923	20.53%	184,372,404	19.66%	17,386	730	46.17	6.50%
7.50 - 9.99%	20,760	20.16%	440,963,515	21.41%	204,685,115	21.83%	18,324	679	48.44	9.08%
10.00 - 12.49%	11,928	11.58%	268,948,482	13.06%	135,560,583	14.46%	20,170	637	50.88	11.16%
12.50 - 14.99%	14,510	14.09%	272,838,438	13.25%	133,155,546	14.20%	16,594	527	47.41	14.10%
15.00 - 17.49%	2,562	2.49%	50,949,649	2.47%	26,856,714	2.86%	17,841	602	48.09	16.61%
17.50 - 19.99%	-	-	-	-	-	-	-	-	-	-
20.00 - 22.49%	-	-	-	-	-	-	-	-	-	-
22.50 - 24.99%	-	-	-	-	-	-	-	-	-	-
25.00 - 27.49%	-	-	-	-	-	-	-	-	-	-
27.50 - 29.99%	-	-	-	-	-	-	-	-	-	-
30.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	102,975	100.00%	2,059,736,609	100.00%	937,687,068	100.00%	17,650	691	46.88	8.31%

Original FICO Score	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Less than 500	22	0.02%	378,837	0.02%	209,617	0.02%	15,210	486	47.37	13.23%
500 - 549	1,703	1.65%	34,255,655	1.66%	17,073,206	1.82%	18,349	538	48.55	13.19%
550 - 599	9,076	8.81%	184,020,905	8.93%	93,906,798	10.01%	18,279	578	48.49	13.01%
600 - 649	16,719	16.24%	341,011,120	16.56%	157,041,935	16.75%	18,242	626	48.46	11.51%
650 - 699	19,969	19.39%	409,448,440	19.88%	182,701,329	19.48%	18,086	674	48.19	9.36%
700 - 749	18,758	18.22%	377,786,599	18.34%	170,914,784	18.23%	17,657	724	47.15	7.23%
750 - 799	16,402	15.93%	328,295,169	15.94%	147,879,963	15.77%	17,341	773	45.63	5.09%
800+	17,772	17.26%	350,174,536	17.00%	150,243,403	16.02%	17,108	833	43.84	3.88%
NA	2,554	2.48%	34,365,348	1.67%	17,716,033	1.89%	11,039	0	42.78	14.21%
Total:	102,975	100.00%	2,059,736,609	100.00%	937,687,068	100.00%	17,650	691	46.88	8.31%

Original Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0 - 24	50	0.05%	368,846	0.02%	28,456	0.00%	1,958	609	5.24	6.29%
25 - 36	787	0.76%	8,188,067	0.40%	1,659,912	0.18%	6,285	754	15.97	4.53%
37 - 48	2,346	2.28%	29,568,056	1.44%	10,561,454	1.13%	9,514	711	26.45	5.98%
49 - 60	23,269	22.60%	418,727,281	20.33%	182,020,489	19.41%	15,067	710	39.88	6.60%
61 - 72	56,978	55.33%	1,153,974,377	56.03%	532,939,677	56.84%	17,742	688	47.58	8.43%
73+	19,545	18.98%	448,909,982	21.79%	210,477,079	22.45%	20,151	682	52.44	9.62%
Total:	102,975	100.00%	2,059,736,609	100.00%	937,687,068	100.00%	17,650	691	46.88	8.31%

Remaining Term (Months)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Repaid	35,843	34.81%	719,948,594	34.95%	133,573	0.01%	1,583	621	0.00	12.60%
1 - 12	3,294	3.20%	65,006,480	3.16%	4,223,840	0.45%	2,250	682	4.23	8.77%
13 - 24	1,107	1.08%	13,331,879	0.65%	5,231,790	0.56%	6,719	770	18.18	4.58%
25 - 36	3,397	3.30%	46,983,314	2.28%	26,446,750	2.82%	10,245	721	30.22	6.14%
37 - 48	34,998	33.99%	652,509,058	31.68%	460,894,814	49.15%	15,709	696	42.81	7.29%
49 - 60	24,336	23.63%	561,957,284	27.28%	440,756,301	47.00%	20,407	684	52.89	9.54%
61 - 72	-	-	-	-	-	-	-	-	-	-
73+	-	-	-	-	-	-	-	-	-	-
Total:	102,975	100.00%	2,059,736,609	100.00%	937,687,068	100.00%	17,650	691	46.88	8.31%

Delinquency (Days)	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Current	91,563	88.92%	1,817,702,168	88.25%	777,856,644	82.95%	17,270	708	46.53	7.58%
1 - 15	4,809	4.67%	102,888,024	5.00%	75,185,699	8.02%	19,241	631	48.25	11.00%
16 - 30	1,811	1.76%	38,133,330	1.85%	28,676,270	3.06%	19,334	609	48.98	11.91%
31 - 60	1,901	1.85%	39,889,157	1.94%	30,719,461	3.28%	19,317	588	48.89	12.89%
61 - 90	1,273	1.24%	27,703,605	1.35%	21,360,108	2.28%	20,731	585	48.61	13.02%
91 - 120	337	0.33%	7,132,583	0.35%	3,863,706	0.41%	20,414	564	48.22	12.47%
121+	1,281	1.24%	26,287,742	1.28%	25,180	0.00%	25,180	613	53.00	14.45%
Total:	102,975	100.00%	2,059,736,609	100.00%	937,687,068	100.00%	17,650	691	46.88	8.31%

Employment Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	102,975	100.00%	2,059,736,609	100.00%	937,687,068	100.00%	17,650	691	46.88	8.31%
Stated, verified to Level 3²	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	102,975	100.00%	2,059,736,609	100.00%	937,687,068	100.00%	17,650	691	46.88	8.31%

Income Verification	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Not stated, not verified	-	-	-	-	-	-	-	-	-	-
Stated, not verified	101,485	98.55%	2,037,169,355	98.90%	925,929,569	98.75%	17,696	697	46.92	8.24%
Stated, verified but not Level 4 or 5	1,490	1.45%	22,567,254	1.10%	11,757,498	1.25%	14,009	207	43.92	13.36%
Stated, verified to Level 4³	-	-	-	-	-	-	-	-	-	-
Stated, verified to Level 5³	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	102,975	100.00%	2,059,736,609	100.00%	937,687,068	100.00%	17,650	691	46.88	8.31%

Payment to Income	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 4.99%	36,950	35.88%	651,849,049	31.65%	277,777,073	29.62%	15,626	744	44.85	5.80%
5.00 - 9.99%	37,747	36.66%	788,634,514	38.29%	363,279,871	38.74%	18,025	695	47.25	8.30%
10.00 - 14.99%	17,329	16.83%	372,829,284	18.10%	177,013,579	18.88%	18,570	647	48.20	10.31%
15.00 - 19.99%	6,678	6.49%	148,438,604	7.21%	72,068,582	7.69%	19,520	628	48.65	11.09%
20.00 - 24.99%	2,678	2.60%	60,758,427	2.95%	29,938,631	3.19%	20,162	617	48.47	11.49%
25.00 - 29.99%	1,031	1.00%	23,411,273	1.14%	11,411,128	1.22%	19,949	615	48.15	11.61%
30.00 - 39.99%	460	0.45%	10,792,177	0.52%	4,783,590	0.51%	20,618	624	47.09	10.14%
40.00 - 49.99%	70	0.07%	1,943,697	0.09%	816,551	0.09%	24,876	709	48.62	8.75%
50.00 - 59.99%	19	0.02%	597,853	0.03%	392,671	0.04%	27,314	723	48.29	8.24%
60.00 - 69.99%	11	0.01%	406,514	0.02%	205,393	0.02%	31,241	699	50.37	8.00%
70.00 - 79.99%	-	-	-	-	-	-	-	-	-	-
80.00 - 89.99%	2	0.00%	75,216	0.00%	0	0.00%	0	0	0.00	0.00%
90.00 - 99.99%	-	-	-	-	-	-	-	-	-	-
100.00%+	-	-	-	-	-	-	-	-	-	-
NA	-	-	-	-	-	-	-	-	-	-
Total:	102,975	100.00%	2,059,736,609	100.00%	937,687,068	100.00%	17,650	691	46.88	8.31%

Original Loan to Value	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
0.00 - 24.99%	764	0.74%	3,968,065	0.19%	1,056,288	0.11%	3,506	759	34.50	3.63%
25.00 - 49.99%	6,092	5.92%	62,598,497	3.04%	22,457,864	2.40%	7,721	764	38.25	3.94%
50.00 - 74.99%	13,775	13.38%	217,802,168	10.57%	98,894,944	10.55%	12,937	742	43.34	4.90%
75.00 - 99.99%	37,144	36.07%	764,271,759	37.11%	370,646,112	39.53%	17,491	703	46.65	7.37%
100.00 - 109.99%	23,608	22.93%	535,341,283	25.99%	248,853,615	26.54%	19,565	670	48.28	9.56%
110.00 - 119.99%	15,054	14.62%	335,818,990	16.30%	144,111,455	15.37%	19,199	661	48.39	10.55%
120.00 - 129.99%	5,138	4.99%	108,333,504	5.26%	39,912,352	4.26%	18,479	663	48.14	11.22%
130.00 - 139.99%	1,120	1.09%	25,367,452	1.23%	9,423,480	1.00%	20,458	671	49.03	11.20%
140.00%+	280	0.27%	6,234,891	0.30%	2,330,958	0.25%	19,349	683	47.98	10.99%
Total:	102,975	100.00%	2,059,736,609	100.00%	937,687,068	100.00%	17,650	691	46.88	8.31%

Loans by State	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Alabama	1,731	1.68%	35,072,749	1.70%	16,886,896	1.80%	18,214	678	47.91	9.22%
Alaska	29	0.03%	633,104	0.03%	199,619	0.02%	16,537	728	44.02	6.63%
Arizona	1,616	1.57%	31,153,136	1.51%	13,581,768	1.45%	16,702	694	46.54	7.89%
Arkansas	121	0.12%	2,640,217	0.13%	1,336,444	0.14%	19,373	683	47.61	9.65%
California	18,086	17.56%	359,205,899	17.44%	161,895,745	17.27%	17,616	695	46.36	7.93%
Colorado	2,222	2.16%	44,347,525	2.15%	18,924,336	2.02%	17,422	718	45.89	7.11%
Connecticut	1,000	0.97%	19,214,116	0.93%	9,285,450	0.99%	16,799	696	47.10	8.02%
Delaware	435	0.42%	8,289,324	0.40%	3,874,649	0.41%	16,989	698	47.00	8.23%
Florida	8,292	8.05%	172,568,778	8.38%	74,756,584	7.97%	18,428	675	47.89	8.97%
Georgia	7,013	6.81%	144,184,117	7.00%	67,771,148	7.23%	18,479	675	47.72	9.37%
Hawaii	23	0.02%	529,427	0.03%	218,789	0.02%	20,918	652	47.20	8.64%
Idaho	306	0.30%	5,856,773	0.28%	2,291,699	0.24%	17,682	678	47.08	8.25%
Illinois	5,088	4.94%	99,870,461	4.85%	46,814,146	4.99%	17,186	707	46.82	7.80%
Indiana	1,709	1.66%	33,610,349	1.63%	15,710,506	1.68%	17,275	709	46.55	7.75%
Iowa	382	0.37%	7,045,718	0.34%	3,158,209	0.34%	16,160	703	45.97	7.75%
Kansas	814	0.79%	15,988,118	0.78%	6,856,986	0.73%	16,683	722	44.61	6.95%
Kentucky	1,195	1.16%	23,048,700	1.12%	10,516,412	1.12%	16,525	717	45.79	7.33%
Louisiana	1,585	1.54%	32,484,160	1.58%	16,893,603	1.80%	18,412	648	48.04	10.04%
Maine	267	0.26%	5,080,859	0.25%	2,571,570	0.27%	17,220	704	45.74	7.70%
Maryland	4,236	4.11%	84,250,920	4.09%	38,674,153	4.12%	17,534	694	46.76	8.21%
Massachusetts	1,093	1.06%	20,055,974	0.97%	9,523,133	1.02%	16,016	716	46.04	7.07%
Michigan	166	0.16%	3,095,836	0.15%	1,114,387	0.12%	15,556	710	41.81	7.37%
Minnesota	538	0.52%	10,160,707	0.49%	4,946,046	0.53%	16,315	688	46.51	8.54%
Mississippi	1,259	1.22%	27,059,271	1.31%	14,121,106	1.51%	19,057	659	48.05	10.08%
Missouri	1,087	1.06%	20,198,962	0.98%	7,832,717	0.84%	15,493	716	43.27	7.43%
Montana	37	0.04%	712,787	0.03%	301,788	0.03%	20,240	691	43.47	7.20%
Nebraska	418	0.41%	7,741,323	0.38%	3,840,673	0.41%	15,710	723	46.14	7.34%
Nevada	2,457	2.39%	50,057,064	2.43%	21,780,737	2.32%	17,669	697	46.42	7.99%
New Hampshire	148	0.14%	2,800,819	0.14%	1,351,474	0.14%	16,919	711	46.93	7.34%
New Jersey	846	0.82%	16,535,690	0.80%	7,814,404	0.83%	17,012	701	47.12	7.74%
New Mexico	755	0.73%	14,528,251	0.71%	5,872,888	0.63%	16,956	694	45.95	7.97%
New York	106	0.10%	2,167,095	0.11%	989,046	0.11%	17,368	694	45.91	7.98%
North Carolina	5,639	5.48%	112,765,689	5.47%	51,714,858	5.52%	17,675	687	47.53	8.60%
North Dakota	19	0.02%	395,803	0.02%	137,213	0.01%	17,339	671	44.86	9.93%
Ohio	1,937	1.88%	39,109,190	1.90%	18,419,757	1.96%	17,712	699	46.79	8.11%
Oklahoma	800	0.78%	15,599,738	0.76%	7,835,706	0.84%	17,209	701	46.27	7.82%
Oregon	940	0.91%	16,120,784	0.78%	6,837,245	0.73%	14,528	697	45.31	7.66%
Pennsylvania	1,471	1.43%	28,368,431	1.38%	13,598,679	1.45%	16,983	694	46.81	8.02%
Rhode Island	266	0.26%	4,806,744	0.23%	2,308,556	0.25%	15,308	705	46.83	7.79%
South Carolina	3,119	3.03%	60,878,571	2.96%	28,055,900	2.99%	17,390	678	47.24	8.77%
South Dakota	14	0.01%	276,713	0.01%	109,850	0.01%	17,703	723	46.39	7.38%
Tennessee	4,561	4.43%	92,751,572	4.50%	41,716,393	4.45%	17,757	701	46.94	7.95%
Texas	10,092	9.80%	210,003,678	10.20%	93,838,731	10.01%	18,358	678	47.16	8.86%
Utah	379	0.37%	7,260,497	0.35%	2,545,883	0.27%	16,933	725	45.54	6.96%
Vermont	11	0.01%	203,040	0.01%	101,463	0.01%	17,005	742	46.86	6.34%
Virginia	5,697	5.53%	114,173,746	5.54%	51,907,687	5.54%	17,283	711	46.67	7.54%
Washington	1,602	1.56%	30,159,677	1.46%	14,508,660	1.55%	17,033	693	46.16	7.99%
West Virginia	117	0.11%	2,387,246	0.12%	996,261	0.11%	17,290	683	45.92	8.81%
Wisconsin	1,006	0.98%	19,713,023	0.96%	9,317,016	0.99%	17,021	703	46.96	7.92%
Wyoming	51	0.05%	961,298	0.05%	436,828	0.05%	15,718	690	44.35	7.66%
American Samoa	-	-	-	-	-	-	-	-	-	-
Armed Forces Amer.	-	-	-	-	-	-	-	-	-	-
Armed Forces EMEA	7	0.01%	173,644	0.01%	124,847	0.01%	28,007	572	48.28	9.84%
Armed Forces Pacific	-	-	-	-	-	-	-	-	-	-
District of Columbia	185	0.18%	3,387,041	0.16%	1,468,426	0.16%	15,761	697	44.87	7.74%
Guam	-	-	-	-	-	-	-	-	-	-
Mariana Islands	-	-	-	-	-	-	-	-	-	-
Marshall Islands	-	-	-	-	-	-	-	-	-	-
Micronesia	-	-	-	-	-	-	-	-	-	-
Palau	-	-	-	-	-	-	-	-	-	-
Puerto Rico	2	0.00%	52,256	0.00%	0	0.00%	0	0	0.00	0.00%
Virgin Islands	-	-	-	-	-	-	-	-	-	-
Total:	102,975	100.00%	2,059,736,609	100.00%	937,687,068	100.00%	17,650	691	46.88	8.31%

Vehicle Status	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
New	108	0.10%	2,279,875	0.11%	915,536	0.10%	18,524	771	43.53	4.89%
Used	102,867	99.90%	2,057,456,734	99.89%	936,771,532	99.90%	17,649	691	46.88	8.31%
NA	-	-	-	-	-	-	-	-	-	-
Total:	102,975	100.00%	2,059,736,609	100.00%	937,687,068	100.00%	17,650	691	46.88	8.31%

Vehicle Type	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
Car	46,269	44.93%	810,519,632	39.35%	354,976,311	37.86%	15,408	664	46.73	9.18%
Truck	7,355	7.14%	200,990,128	9.76%	89,199,157	9.51%	23,207	724	46.96	7.31%
SUV	46,075	44.74%	983,102,092	47.73%	464,065,949	49.49%	18,360	704	47.02	7.89%
Motorcycle	-	-	-	-	-	-	-	-	-	-
Other	3,276	3.18%	65,124,758	3.16%	29,445,652	3.14%	16,654	718	46.12	7.36%
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	102,975	100.00%	2,059,736,609	100.00%	937,687,068	100.00%	17,650	691	46.88	8.31%

Manufacturer	Orig. # of Loans	%	Orig. Loan Amt ($)	%	Reporting Period ELA ($)	%	WA ELA ($)¹	WA FICO¹	WA RT¹	WA APR¹
DeLorean	-	-	-	-	-	-	-	-	-	-
Fisker Automotive	-	-	-	-	-	-	-	-	-	-
Ford	9,413	9.14%	187,125,508	9.08%	79,690,670	8.50%	17,761	692	46.17	8.28%
Ford: Lincoln	587	0.57%	13,013,295	0.63%	5,154,341	0.55%	19,390	704	46.29	8.21%
Ford: Mercury	19	0.02%	257,480	0.01%	55,327	0.01%	10,245	598	42.47	9.93%
GMC	2,409	2.34%	61,331,038	2.98%	28,438,044	3.03%	21,978	709	47.24	7.95%
GMC: Buick	1,386	1.35%	25,595,613	1.24%	11,391,080	1.21%	15,180	685	46.75	8.67%
GMC: Cadillac	1,366	1.33%	34,946,918	1.70%	14,746,440	1.57%	22,318	702	46.51	8.22%
GMC: Chevrolet	8,785	8.53%	181,786,416	8.83%	80,686,950	8.60%	18,767	676	47.43	8.96%
GMC: Hummer	5	0.00%	115,075	0.01%	0	0.00%	0	0	0.00	0.00%
GMC: Oldsmobile	-	-	-	-	-	-	-	-	-	-
GMC: Pontiac	7	0.01%	91,019	0.00%	0	0.00%	0	0	0.00	0.00%
GMC: Saturn	12	0.01%	146,038	0.01%	0	0.00%	0	0	0.00	0.00%
Tesla	55	0.05%	2,214,754	0.11%	801,196	0.09%	32,753	705	51.45	7.29%
VHPG	-	-	-	-	-	-	-	-	-	-
Aston Martin	-	-	-	-	-	-	-	-	-	-
BMW	3,306	3.21%	82,206,349	3.99%	37,048,169	3.95%	21,231	707	47.03	7.89%
BMW: Mini	750	0.73%	12,303,196	0.60%	5,184,624	0.55%	13,282	695	44.58	7.82%
Daimler: Freightliner	-	-	-	-	-	-	-	-	-	-
Daimler: Mercedes-Benz	3,160	3.07%	84,382,477	4.10%	37,457,227	3.99%	22,429	694	47.48	8.32%
Daimler: Smart	55	0.05%	511,217	0.02%	151,191	0.02%	6,465	602	39.82	8.76%
Fiat	360	0.35%	4,617,472	0.22%	1,778,810	0.19%	10,518	667	44.13	9.00%
Fiat: Alfa Romeo	-	-	-	-	-	-	-	-	-	-
Fiat: Chrysler	1,579	1.53%	31,914,296	1.55%	13,523,372	1.44%	16,756	697	46.82	8.19%
Fiat: Dodge	4,714	4.58%	113,605,107	5.52%	50,828,732	5.42%	21,404	685	48.33	8.96%
Fiat: Jeep	6,421	6.24%	135,790,873	6.59%	65,733,153	7.01%	18,001	700	47.58	8.09%
Fiat: Maserati	-	-	-	-	-	-	-	-	-	-
Geely: Volvo	530	0.51%	12,026,453	0.58%	5,666,877	0.60%	19,525	741	45.25	6.17%
Lotus	-	-	-	-	-	-	-	-	-	-
McLaren	-	-	-	-	-	-	-	-	-	-
Volkswagen	2,578	2.50%	44,164,055	2.14%	22,327,013	2.38%	14,866	672	47.02	8.53%
Volkswagen: Audi	2,126	2.06%	54,675,763	2.65%	25,086,114	2.68%	21,138	721	46.56	6.98%
Volkswagen: Bentley	-	-	-	-	-	-	-	-	-	-
Volkswagen: Porsche	190	0.18%	6,961,949	0.34%	2,817,590	0.30%	28,775	740	45.38	6.23%
Honda	8,245	8.01%	148,102,316	7.19%	70,532,160	7.52%	15,333	691	46.62	8.32%
Honda: Acura	1,397	1.36%	29,337,374	1.42%	12,622,409	1.35%	17,342	703	45.87	7.82%
Hyundai	5,610	5.45%	87,864,956	4.27%	39,748,434	4.24%	13,326	661	46.74	9.11%
Hyundai: Kia	4,350	4.22%	69,927,364	3.39%	31,721,056	3.38%	13,639	655	47.10	9.31%
Isuzu	-	-	-	-	-	-	-	-	-	-
Mazda	2,139	2.08%	36,065,342	1.75%	17,233,778	1.84%	14,216	691	46.30	8.11%
Mitsubishi	823	0.80%	12,319,687	0.60%	6,187,543	0.66%	12,820	636	47.68	10.07%
Nissan	10,923	10.61%	183,987,389	8.93%	87,368,020	9.32%	14,392	670	47.26	9.09%
Nissan: Infiniti	1,895	1.84%	44,512,816	2.16%	19,785,287	2.11%	19,825	695	47.47	8.56%
Saab	-	-	-	-	-	-	-	-	-	-
Subaru	2,728	2.65%	50,143,884	2.43%	25,332,991	2.70%	15,334	726	45.93	6.89%
Suzuki	-	-	-	-	-	-	-	-	-	-
Tata: Jaguar	286	0.28%	8,284,828	0.40%	3,852,841	0.41%	24,325	686	48.83	8.99%
Tata: Land Rover	524	0.51%	17,084,015	0.83%	7,680,954	0.82%	27,350	701	47.53	7.97%
Toyota	11,094	10.77%	208,319,907	10.11%	96,355,274	10.28%	16,224	707	46.20	7.56%
Toyota: Lexus	2,912	2.83%	70,773,960	3.44%	29,601,327	3.16%	20,144	718	45.80	7.29%
Toyota: Scion	236	0.23%	3,230,408	0.16%	1,098,072	0.12%	10,419	591	42.77	10.26%
Other	-	-	-	-	-	-	-	-	-	-
Unknown	-	-	-	-	-	-	-	-	-	-
Total:	102,975	100.00%	2,059,736,609	100.00%	937,687,068	100.00%	17,650	691	46.88	8.31%

Footnotes:

Weighted averages are weighted by the Reporting Period Ending Loan Amount. Weighted average FICO calculation excludes loans for which a FICO is unavailable.
According to the EDGAR ABS XML Technical Specifications, Level 3 employment verification requires direct independent verification with a third party of the obligor’s current employment.
According to the EDGAR ABS XML Technical Specifications, Level 4 income verification requires previous year W-2 or tax returns, and year-to-date pay stubs, if salaried. If self-employed, then obligor provided 2 years of tax returns; Level 5 income verification requires 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns). If self-employed, then obligor provided 2 years tax returns plus a CPA certification of the tax returns.

Disclaimer:

This report is an unofficial summary and is offered solely as a courtesy service to current and potential customers of Finsight Group Inc. We make no warranties, expressed or implied, regarding the accuracy of the information contained herein. For the most up to date information, please view the source material from the SEC’s EDGAR website. Information contained herein is not a solicitation or recommendation to buy, sell or hold securities. Finsight is not offering securities for sale. In addition, nothing contained in this report creates any contract or right of action against Finsight.

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